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Flood insurance: The time to buy is while it’s dry

JEFFERSON CITY, Mo. – Until it happens to them, most people don’t realize that even an inch or two of water can cause thousands of dollars in damage. During the recent floods in Missouri, thousands experienced the trauma of flooded homes and businesses. The toll not only includes the heartbreak of losing precious possessions, but financial hardship, especially for those who don’t have flood insurance.

Spring, when flooding is typically most severe, has arrived. But you can still purchase a National Flood Insurance Program (NFIP) policy to protect your home and its contents or your business. Remember – there is a 30-day waiting period before a policy takes effect.

Homeowners’ insurance doesn’t cover flood damage, but the NFIP does. Funded by the Federal Emergency Management Agency (FEMA), NFIP makes flood insurance available for communities that participate in the program, regardless of whether the area is high, low, or medium risk. NFIP carries a maximum coverage of $250,000 for homes and $100,000 for contents. Business coverage is a maximum of $500,000 for building and $500,000 for contents.

Many Missouri residents decided to buy flood insurance to protect against the risk of flooding. The amount of claims paid to homeowners and renters with flood insurance is more than double the amount of FEMA grants and U.S. Small Business Administration (SBA) loans in several counties designated for federal assistance for damages from the recent flooding:

In Taney County, the National Flood Insurance Program (NFIP) paid policyholders more than $4.2 million in claims. Comparably, FEMA and SBA paid a total of $416,724 in grants and loans.
In St. Louis County, NFIP paid policyholders more than $14.3 million in claims, while loans and grants to St. Louis County residents totaled more than $6.8 million.
In Phelps County, NFIP paid nearly $1.9 million to policyholders while FEMA and SBA assistance was $254,254.

FEMA Individual Assistance can pay for losses not covered by insurance such as temporary rental assistance. Flood insurance can potentially provide your family with much more money – up to $350,000 – after a flood.

It’s also important to remember that NFIP insurance covers flood damage regardless of where there is a federal disaster declaration. That is another benefit of being covered by insurance.

To learn more about any property’s flood risk, estimate an NFIP premium or locate an insurance agent who sells flood insurance, log on to www.floodsmart.gov. For flood information and safety tips visit www.ready.gov/floods. Find the Spanish-language web site at www.listo.gov.

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For breaking news about flood recovery, follow FEMA Region 7 on Twitter at https://twitter.com/femaregion7 and turn on mobile notifications or visit the FEMA webpages dedicated to this disaster at www.fema.gov/disaster/4250.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

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Flood insurance: The time to buy is while it’s dry

Speaking the Language of Louisiana Flood Survivors

Baton Rouge, La. – The population of Louisiana traces its origins back in many directions, with Spanish and French influences dominating. Along the coast, more recent arrivals may speak primarily Vietnamese or other languages.

In fact, it’s estimated that more than 70,000 residents of the 35 parishes designated for federal disaster assistance speak a language other than English. According to census data, the four most prevalent non-English languages spoken in parishes designated for federal assistance are Spanish, French, Chinese and Vietnamese.

However, language is not a barrier to receiving FEMA disaster assistance.

If you or someone you know is non-English speaking, let them know that FEMA has many ways to meet the language needs of survivors. For instance, many FEMA employees are bilingual or multilingual and are able to assist survivors in their primary language during normal encounters in communities, at Disaster Recovery Centers or at public meetings.

As FEMA Disaster Survivor Assistance Teams canvass neighborhoods in designated parishes, they take special note of language needs and work with non-English speaking survivors to help them register.

When a Louisiana resident desires to register for FEMA assistance by phoning 800-621-3362, they can speak with a FEMA employee fluent in their language. However, it is helpful if someone who speaks English can assist the disaster survivor when placing the FEMA call.

American Sign Language (ASL) interpreting services also are available for disaster survivors who are Deaf, hard of hearing or have a speech disability and use TTY to call 800-462-7585 to register. Those who use 711 or Video Relay Service or require accommodations while visiting a Disaster Recovery Center may call 800-621-3362. All disaster recovery centers are accessible and equipped with tools to accommodate disaster survivors who need disability-related communication aids.

ASL interpreters are available at Disaster Recovery Centers open in many places throughout Louisiana; they also are on hand at public meetings where FEMA speakers appear.

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The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s Web site at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800)877-8339.

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Speaking the Language of Louisiana Flood Survivors

Disaster Recovery Centers Open for Survivors in Forrest and Greene Counties

Disaster Recovery Centers Open for Survivors in Forrest and Greene Counties

PEARL, Miss. – Two additional Disaster Recovery Centers are now open in Mississippi to provide assistance to survivors of the severe storms and flooding that began March 9, 2016.

Recovery centers are run jointly by the Mississippi Emergency Management Agency and the Federal Emergency Management Agency. Representatives of state, federal and voluntary agencies are set up in the center to explain the various programs designed to help survivors recover.

The Forrest County center is located at the Forrest County Community Shelter facility, 946 Sullivan Dr., Hattiesburg, MS 39401

The center in Greene County is at the McLain Town Office, 106 Church Ave., McLain, MS 39456.

Centers are open 8 a.m. to 6 p.m. Monday through Saturday and noon to 5 p.m. on Sundays until further notice. Centers are now open at:

Bolivar County Coahoma County

Willard R. Samuels Jr. Gymnasium Clarksdale Civic Center

700 N. Chrisman Ave. ` 506 E. Second St. 700

Cleveland, MS 38732 Clarksdale, MS 38614

Forrest County Greene County

Forrest County Community Shelter facility McLain Town Office

946 Sullivan Dr. 106 Church Ave.

Hattiesburg, MS 39401 McLain, MS 39456

Quitman County Washington County

Marks Fire Department Washington County Convention Center

108 W. Main St. 1040 S. Raceway Road

Marks, MS 38646 Greenville, MS 38703

Anyone affected by the storms and flooding in a designated county may visit any of the centers. Survivors can locate the nearest center by visiting fema.gov/drc or by calling the FEMA helpline.

If possible, survivors with disaster-related losses are encouraged to register for assistance before going to the disaster recovery center by calling FEMA’s helpline at 800-621-3362, which is video relay services accessible. Survivors who are deaf, hard of hearing or who have difficulty speaking may call TTY 800-462-7585. Helpline hours are 7 a.m. to 10 p.m. local time, seven days a week until further notice. Survivors can also register online at DisasterAssistance.gov.

Homeowners, renters and business owners can apply for low-interest disaster loans at https://disasterloan.sba.gov/ela. SBA representatives are available at the disaster recovery centers to answer questions and help survivors complete their disaster loan applications. Questions can also be answered by calling the SBA disaster customer service center at 800-659-2955 or (TTY) 800-877-8339 for the deaf or hard of hearing, or by visiting sba.gov/disaster.

For more information on Mississippi’s flood recovery, go to fema.gov/disaster/4268 or visit the Mississippi Emergency Management Agency site at msema.org.

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FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who are referred to SBA must submit the loan application to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

Excerpt from:

Disaster Recovery Centers Open for Survivors in Forrest and Greene Counties

Disaster Recovery Center Opens in Tunica County

PEARL, Miss. – A Disaster Recovery Center is now open in Tunica County to provide assistance to survivors of the severe storms and flooding that began March 9, 2016.

Recovery centers are run jointly by the Mississippi Emergency Management Agency and the Federal Emergency Management Agency. Representatives of state, federal and voluntary agencies are available in the centers to explain the various programs designed to help survivors recover.

The Tunica County center is located at the G.W. Henderson Senior Recreation Center, 1165 Abbay Dr., Tunica, MS 38676.

The center is open 8 a.m. to 6 p.m. Monday through Saturday and noon to 5 p.m. on Sundays until further notice. Centers are now open at:

Bolivar County Coahoma County

Willard R. Samuels Jr. Gymnasium Clarksdale Civic Center

700 N. Chrisman Ave. ` 506 E. Second St. 700

Cleveland, MS 38732 Clarksdale, MS 38614

Forrest County Greene County

Forrest County Community Shelter facility McLain Town Office

946 Sullivan Dr. 106 Church Ave.

Hattiesburg, MS 39401 McLain, MS 39456

Quitman County Tunica County

Marks Fire Department G.W. Henderson Senior Recreation Center

108 W. Main St. 1165 Abbay Dr.

Marks, MS 38646 Tunica, MS 38676

Washington County

1040 S. Raceway Road

Greenville, MS 38701

Anyone affected by the storms and flooding in a designated county may visit any of the centers. Survivors can locate the nearest center by visiting fema.gov/drc or by calling the FEMA helpline.

If possible, survivors with disaster-related losses are encouraged to register for assistance before going to the disaster recovery center by calling FEMA’s helpline at 800-621-3362, which is video relay services accessible. Survivors who are deaf, hard of hearing or who have difficulty speaking may call TTY 800-462-7585. Helpline hours are 7 a.m. to 10 p.m. local time, seven days a week until further notice. Survivors can also register online at DisasterAssistance.gov.

Homeowners, renters and business owners can apply for low-interest disaster loans at https://disasterloan.sba.gov/ela. SBA representatives are available at the disaster recovery centers to answer questions and help survivors complete their disaster loan applications. Questions can also be answered by calling the SBA disaster customer service center at 800-659-2955 or (TTY) 800-877-8339 for the deaf or hard of hearing, or by visiting sba.gov/disaster.

For more information on Mississippi’s flood recovery, go to fema.gov/disaster/4268 or visit the Mississippi Emergency Management Agency site at msema.org.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain,and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Excerpt from:

Disaster Recovery Center Opens in Tunica County

Help Remains for Louisiana Disaster Survivors after Disaster Recovery Centers Close in Grand Cane, Desoto Parish and Satsuma, Livingston Parish

BATON ROUGE, La. – The Grand Cane and Satsuma disaster recovery centers will close Monday, April 11, at 6 p.m.

The centers are located at the following addresses:

Desoto Parish Sheriff’s Office Training Center
120 Sprocket Lane
Grand Cane, La.

Satsuma Village Mall
28975 South Satsuma Road, Suite D
Satsuma, La.

Louisiana disaster survivors may still visit other centers to meet with recovery officials. For other locations go to fema.gov/disaster-recovery-centers or call 800-621-3362.

Residents can still register for disaster assistance or ask questions by calling the FEMA helpline at 800-621-3362 (TTY) 800-462-7585. Those who use 711/VRS can call 800-621-3362. Lines are open 7 a.m. to 10 p.m. seven days a week until further notice. They can also register online at www.DisasterAssistance.gov or www.fema.gov/disaster/4263.

Other information that can be obtained on the helpline:

Ask questions about FEMA determination letters.
Learn how to appeal FEMA determination letters. All applicants may appeal.
Inquire about the status of a registration.
Provide change of address, telephone and bank account numbers and insurance information to avoid processing delays.
Receive information about FEMA home inspections.
Get other questions answered about federal disaster assistance.

FEMA advises applicants to have their nine-digit FEMA registration number on hand when they call. They also will be asked to verify their identity if they want access to their information

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Originally posted here:

Help Remains for Louisiana Disaster Survivors after Disaster Recovery Centers Close in Grand Cane, Desoto Parish and Satsuma, Livingston Parish

Help Remains for Louisiana Disaster Survivors after Disaster Recovery Center Closes in Jena, LaSalle Parish

BATON ROUGE, La. – The Jena disaster recovery center will close Saturday, April 9, at 6 p.m.

The center is located at the following address:

East Jena Baptist Church
1220 Pepper Street
Jena, La.

Louisiana disaster survivors may still visit other centers to meet with recovery officials. For other locations go to fema.gov/disaster-recovery-centers or call 800-621-3362.

Call to:

Ask questions about FEMA determination letters.
Learn how to appeal FEMA determination letters. All applicants may appeal.
Inquire about the status of a registration.
Provide change of address, telephone and bank account numbers, and insurance information to avoid processing delays.
Receive information about FEMA home inspections.
Get other questions answered about federal disaster assistance.

FEMA advises applicants to have their nine-digit FEMA registration number on hand when they call. They also will be asked to verify their identity if they want access to their information.

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From –

Help Remains for Louisiana Disaster Survivors after Disaster Recovery Center Closes in Jena, LaSalle Parish

Be Aware and Beware of Disaster-Related Fraud and Scams

AUSTIN, Texas – State and federal recovery officials encourage Texans to watch for and report any suspicious activity or potential fraud from scam artists, identity thieves and other criminals. Also, be aware FEMA does not endorse any commercial businesses, products or services.

FEMA encourages survivors as well as local residents and businesses to be especially vigilant for these common post-disaster fraud practices:

Fraudulent building contractors. When hiring a contractor:

Use licensed local contractors backed by reliable references.
Demand that contractors carry general liability insurance and workers’ compensation.
Don’t pay more than half the costs of repairs upfront.

Bogus pleas for post-disaster donations. Often, unscrupulous solicitors may play on the emotions of disaster survivors, residents and business owners. Be aware that disaster aid solicitations may arrive by phone, email, letter or face-to-face visits. To ensure a charity is legitimate:

Ask for the requestor’s name as well as the charity’s exact name, street address, phone number and website address – then call the charity directly to confirm the person asking for funds is an employee or volunteer.
Whether making a donation by cash or with a credit card, request a receipt that includes the charity’s name, street address and phone number.
The five-to-six digit numbers known as short codes make it difficult to tell who is on the receiving end of a text. A legitimate charity will not ask you to send personal information or a credit card number by text.

Fake offers of state or federal aid: Beware of visits, calls or e-mails – from people claiming to be from FEMA or the State of Texas – asking for an applicant’s Social Security number, bank account number or other sensitive information.

Don’t fall for scam artists who promise a disaster grant and ask for large cash deposits or advance payments in full.

Federal and state workers do not solicit or accept money. FEMA and U.S. Small Business Administration (SBA) staff never charge applicants for disaster assistance, inspections or help in filling out applications.

Phony housing inspectors. Homeowners and registered FEMA applicants should watch out for phony housing inspectors claiming to represent FEMA or the SBA.

Inspectors already have each applicant’s nine-digit registration number and a FEMA inspector will not ask for this number.
FEMA inspectors NEVER require banking or other personal information.
The job of FEMA housing inspectors is to verify damage. Inspectors do not hire or endorse specific contractors to fix homes or recommend repairs. They do not determine eligibility for assistance.

If you suspect fraud, call the FEMA Disaster Fraud Hotline at 866-720-5721. If you are the victim of or are the victim of a home repair scam or price gouging, call the Office of the Texas Attorney General at 800-252-8011.

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Be Aware and Beware of Disaster-Related Fraud and Scams

Louisiana Disaster Survivors May Find An SBA Loan Is the Key To Their Recovery

BATON ROUGE, La. –If you are one of the Louisiana flood and storm survivors referred to the U.S. Small Business Administration (SBA), it’s important to complete and submit the loan application you receive to ensure that your disaster recovery process continues to move forward.

Survivors should complete and return the applications as soon as possible. If you complete and submit the SBA disaster loan application, but do not qualify, it may open the door to other FEMA grants. Homeowners and renters who submit an SBA application, but who are not offered a loan may be considered for FEMA’s Other Needs Assistance program.

The Other Needs Assistance program helps meet essential needs like medical and dental care, funeral costs and transportation expenses. By not submitting the SBA loan application, disaster survivors may be leaving “money on the table” as applying for the loan ensures consideration for Other Needs Assistance if the loan is not granted.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property, offering low-interest disaster assistance loans to businesses of all sizes, private nonprofit organizations, homeowners and renters.

Submit an SBA loan application even if you are waiting for an insurance settlement. You may be able to begin your recovery immediately with a low-interest SBA disaster loan. The loan balance will be reduced by the settlement from your insurance. SBA loans may also be available for losses not covered by insurance or other recoveries.

Homeowners may borrow up to $200,000 to repair or replace their primary residence.
Homeowners and renters may borrow up to $40,000 to replace personal property.
Businesses may borrow up to $2 million for any combination of property damage or economic injury.

SBA offers low-interest working capital loans (called Economic Injury Disaster Loans) to small businesses and most private nonprofit organizations of all sizes having difficulty meeting obligations as a result of the disaster.

Survivors should start the loan process as soon as possible.

Survivors who qualify for an SBA loan are under no obligation to accept it.

Survivors can submit their SBA loan application online at https://DisasterLoan.SBA.gov/ela, visiting their nearest Disaster Recovery Center (DRC) or by mailing their paper application to:

U.S. Small Business Administration
Processing and Disbursement Center
14925 Kingsport Road
Ft. Worth, TX 76155-2243

For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing DisasterCustomerService@sba.gov or visiting SBA’s website at sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800)877-8339.

Survivors who haven’t yet registered with FEMA can do so online at DisasterAssistance.gov or by calling FEMA’s helpline at 800-621-3362, which is video relay service accessible. Survivors who are deaf, hard of hearing or who have difficulty speaking may call TTY 800-462-7585.

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GOHSEP also provides information on Facebook and Twitter. You can receive emergency alerts on most smartphones and tablets by downloading the new Alert FM App. It is free for basic service. You can also download the Louisiana Emergency Preparedness Guide and find other information at www.getagameplan.org.

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Original article:

Louisiana Disaster Survivors May Find An SBA Loan Is the Key To Their Recovery

Disaster Recovery Centers Open in Roseland, Tangipahoa Parish, and Coushatta, Red River Parish for Louisiana Survivors

BATON ROUGE, La. – Disaster recovery centers will open Thursday, April 7, in Roseland, Tangipahoa Parish and Coushatta, Red River Parish to help Louisiana flood survivors. The centers are open 8 a.m. to 6 p.m. Monday through Saturday and noon to 5 p.m. Sundays until further notice.

The disaster recovery centers are located at the following addresses:

The National Guard Pavilion RSA
62589 Holloway Rd.
Roseland, La.

Parking Lot Directly Across the Street from the Red River Parish Courthouse
615 E. Carroll St.
Coushatta, La.

More centers are planned to open in other parishes. Survivors may locate centers online at fema.gov/disaster-recovery-centers or by calling 800-621-3362.

Representatives from the Governor’s Office of Homeland Security and Emergency Preparedness, the Federal Emergency Management Agency, U.S. Small Business Administration, volunteer groups and other agencies are at the center to answer questions about disaster assistance and low-interest disaster loans for homeowners, renters and businesses. They can also help survivors apply for federal disaster assistance.

Disaster Survivor Assistance (DSA) teams are canvassing many affected areas, and are able to register people for FEMA assistance if needed. Sometimes these teams will remain in certain locations convenient to the community, such as a library or mayor’s office. When residents require further assistance the teams may refer them to a disaster recovery center nearby.

It is not necessary to visit a center to register for and receive federal disaster assistance. If possible, survivors should register with FEMA before visiting a recovery center.

To register, go online to DisasterAssistance.gov or call the FEMA helpline at 800-621-3362. Help is available in most languages and phone lines are open 7 a.m. to 10 p.m. seven days a week until further notice.

Disaster survivors who are deaf, hard of hearing or have a speech disability and use a TTY may call 800-462-7585 to register. Those who use 711 or Video Relay Service or require accommodations while visiting a center may call 800-621-3362. All disaster recovery centers are accessible and equipped with tools to accommodate disaster survivors who need disability-related communication aids. Each disaster recovery center has assistive technologies for people with disabilities. To arrange to have an ASL interpreter at the DRC when you visit, call 225-382-1739.

Low-interest disaster loans from the SBA are available for businesses of all sizes including landlords, private nonprofit organizations, homeowners and renters. Disaster loans cover losses not fully compensated by insurance or other recoveries.

For more information, applicants may contact the SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing DisasterCustomerService@sba.gov or visiting the SBA’s website at sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

For information call the FEMA helpline at 800-621-3362 or go online to www.DisasterAssistance.gov or www.fema.gov/disaster/4263.

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We urge everyone to continue to use caution in areas where floodwaters remain. Monitor DOTD’s www.511la.org website for updated road closure information. Look for advisories from your local authorities and emergency managers. You can find the latest information on the state’s response at www.emergency.la.gov. GOHSEP also provides information on Facebook and Twitter. You can receive emergency alerts on most smartphones and tablets by downloading the new Alert FM App. It is free for basic service. You can also download the Louisiana Emergency Preparedness Guide and find other information at www.getagameplan.org.
Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.
FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at https://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

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Disaster Recovery Centers Open in Roseland, Tangipahoa Parish, and Coushatta, Red River Parish for Louisiana Survivors

Nearly $3.3 Million in Disaster Assistance Distributed to Mississippi Storm Survivors

PEARL, Miss. – Nearly $3.3 million in state and federal disaster assistance has been disbursed to help those affected by the storms and flooding in Mississippi that began March 9, 2016.

The Federal Emergency Management Agency has been contacted by nearly 2,200 people for help or information regarding disaster assistance.

In addition to FEMA grants for individuals and families, other forms of disaster assistance are provided by partner agencies such as the U.S. Small Business Administration and voluntary agencies. The Mississippi Emergency Management Agency and FEMA often refer survivors to those agencies. All businesses are also referred to the SBA.

The following is a snapshot of the disaster recovery effort as of April 4:

Nearly $3.3 million has been distributed in individuals and households grants, including:
- More than $2.6 million for housing grants, including short-term rental assistance and home repair costs.
- More than $630,000 to cover other essential disaster-related needs such as medical and dental expenses and lost personal possessions.
1,297 home inspections completed.
762 visits to disaster recovery centers by people affected by the disaster.
Four disaster recovery centers open in Bolivar, Coahoma, Quitman and Washington counties.

No matter the degree of loss or insurance coverage, survivors who sustained damage in the 16 disaster-designated Mississippi counties are urged to apply for help. The Individual Assistance-designated counties are Bolivar, Clarke, Coahoma, Forrest, George, Greene, Jones, Marion, Panola, Pearl River, Perry, Quitman, Sunflower, Tunica, Washington and Wayne.

People who sustained disaster-related damage in any of the 16 designated Mississippi counties can register for assistance by calling FEMA’s helpline at 800-621-3362, which is video relay service accessible. Survivors who are deaf, hard of hearing or who have difficulty speaking may call TTY 800-462-7585. Helpline hours are 7 a.m. to 10 p.m. local time, seven days a week until further notice. Survivors can also register online at DisasterAssistance.gov.

Survivors can speak in person with state, federal and voluntary agency representatives by visiting a disaster recovery center. Centers are open in Bolivar, Coahoma, Quitman and Washington counties. Centers are planned in additional counties in the coming days. To locate the nearest center, call the FEMA helpline or go to fema.gov/drc.

For more information on Mississippi’s recovery, go to fema.gov/disaster/4268 or visit the Mississippi Emergency Management Agency site at msema.org.

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you have a speech disability or hearing loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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Nearly $3.3 Million in Disaster Assistance Distributed to Mississippi Storm Survivors

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