New Flood Maps Show Current Risks In Randolph County, Arkansas

New Flood Maps Show Current Risks In Randolph County, Arkansas 

Release Date: April 3, 2012
Release Number: R6-12-071

DENTON, Texas – Randolph County, Arkansas homeowners, business and residential renters, and business owners who do not have flood insurance are encouraged to buy coverage now to get the best possible premiums before new flood insurance rate maps go into effect.

The new Randolph County flood maps become effective on Wednesday, May 2 giving those who haven’t purchased flood insurance yet, time to get the best possible premiums to protect their property from potential flooding.

“While many people are required by mortgage and lending companies to have flood insurance, FEMA and the National Flood Insurance Program (NFIP) strongly recommend that everyone have flood insurance,” said Region 6 Administrator Tony Russell. “The reason is simple: You don’t have to be in a mapped floodplain to flood.”

Current policy holders and those planning to purchase NFIP protection are strongly encouraged to contact their insurance agent or company to ensure that they have adequate coverage for building and contents that accounts for new flood risk data.

Those who purchase flood insurance prior to May 2 may be able to grandfather the current flood zone, saving money on flood insurance. For more information on estimated rates for flood insurance, whether you are eligible for grandfathering and the Preferred Risk Policy extension, or to locate an agent in your area, visit www.floodsmart.gov.

Anyone who hasn’t had a chance to participate in local flood insurance meetings or to review the new flood maps is encouraged to contact their floodplain administrator who is most likely located at City Hall or the local courthouse.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Last Modified: Tuesday, 03-Apr-2012 12:42:11

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New Flood Maps Show Current Risks In Randolph County, Arkansas

Tennessee Storm Survivors Urged To Complete SBA Disaster Loan Applications

Tennessee Storm Survivors Urged To Complete SBA Disaster Loan Applications 

Completing low-interest disaster loan applications is a vital step towards recovery or additional grants…

Release Date: March 28, 2012
Release Number: 4060-010

» More Information on Tennessee Severe Storms, Tornadoes, Straight-line Winds, and Flooding

CHATTANOOGA, Tenn. — Tennessee residents affected by the Feb. 29 – March 2 tornadoes need to complete and return the disaster loan application they received after registering with the Federal Emergency Management Agency. The loan application could be the key to rebuilding a damaged home or business.

Survivors are urged to consider low-interest disaster loans from the U.S. Small Business Administration. While FEMA assistance addresses the immediate needs of disaster survivors, it is low-interest disaster loans that can help homeowners, renters and businesses handle the larger costs of rebuilding or replacing personal property and contents.

Although survivors are not required to accept a disaster loan if one is offered, completing the SBA application is a part of the process and is a key to receiving other assistance, such as FEMA grants, in the 10 Tennessee counties designated for federal disaster assistance.

Homeowners, renters, businesses of all sizes and private nonprofit organizations in these counties who qualify, can use SBA disaster loans to pay for disaster-related damages. Businesses or owners of rental property affected by the storm may also be eligible.

The SBA offers loans up to $200,000 to repair or replace primary residences and up to $40,000 for personal property damages, including automobiles. The interest rate on disaster loans for homeowners may be as low as 1.875 percent, with terms up to 30 years.

Loans to businesses may be up to $2 million, with interest rates as low as 4 percent. These loans may help with repairs, replacement of property, and working capital for economic injury. The SBA provides small businesses and most private nonprofit organizations economic injury disaster loans for ongoing business expenses to recover from the economic impact of a disaster. Economic injury disaster loans are available even if the business didn’t sustain physical damages.

SBA representatives at all nine Tennessee disaster recovery centers are available to help individuals complete and submit loan applications and answer any questions.

Survivors may apply for SBA disaster loans before insurance claims are settled. The loans may be used to refinance existing mortgages on homes and businesses in certain cases. They may also be used to relocate on a case-by-case basis.

The SBA Disaster Customer Service Center toll-free number is 800-659-2955 or (TTY) 800-877-8339 for people who are deaf or hard of hearing. Help is also available by sending an email to disastercustomerservice@sba.gov or by visiting www.sba.gov.

Loan applications can be completed online at SBA’s website: disasterloan.sba.gov/ela.
The deadline to complete and return applications is May 15, 2012.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Last Modified: Wednesday, 28-Mar-2012 16:28:53

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Tennessee Storm Survivors Urged To Complete SBA Disaster Loan Applications

FEMA Mitigation Specialists Offer Rebuilding Advice

FEMA Mitigation Specialists Offer Rebuilding Advice 

Release Date: March 27, 2012
Release Number: 4058-016

» More Information on Indiana Severe Storms, Straight-line Winds, and Tornadoes

INDIANAPOLIS, Ind. — In the wake of disasters, people often wonder whether there is a way to protect themselves and their property from devastating loss. The answer is yes!

Mitigation specialists from the U.S. Department of Homeland Security’s Federal Emergency Management Agency (FEMA) will be at Menards, 2808 Menards Drive, Evansville, Ind., this week to offer free information and answer questions about rebuilding.

The FEMA team will be in the store beginning March 29 from 7 a.m. to 6 p.m., Thursday through Saturday and 9 a.m. to 4 p.m. Sunday April 1.

In addition to answering questions, mitigation specialists will have information about how to rebuild safer and stronger and provide steps that may lessen storm damage in a future disaster. This ranges from creating a disaster family plan to building a “safe room” — a shelter designed to provide occupants a safe place to go when severe weather threatens.

As people repair or rebuild, this is an ideal time for them to incorporate disaster-resistant measures. Small changes can make a big difference the next time storms strike and can lessen the damage and financial impact on individuals, communities and society as a whole. An independent study shows each dollar spent on mitigation saves society an average of $4 by reducing future losses due to disasters.

A series of free mitigation publications is available at www.fema.gov or by calling (800) 480-2520. These include: Taking Shelter from the Storm, Rebuilding for a More Sustainable Future, Homeowner’s Guide to Retrofitting and Understanding Your Risks and Identifying Hazards and Estimating Losses.

Survivors can apply for federal disaster assistance by calling the FEMA toll-free registration number (800) 621-FEMA (3362) or TTY (800) 462-7585 for speech- or hearing-impaired applicants. Lines are open from 7 a.m. to 10 p.m. daily. Those who use 711 or Video Relay Services (VRS) should call (800) 621-3362. Registration is also available online at www.disasterassistance.gov or by smart phone or tablet at m.fema.gov.

May 8 is the last day to register for assistance.

Federal disaster aid was made available on March 9 to the State of Indiana to supplement state and local recovery efforts for homeowners, renters and business owners in areas affected by severe storms, straight-line winds, and tornadoes during the period of Feb. 29 to March 3, 2012 in Clark, Jefferson, Ripley, Scott, Warrick and Washington counties.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Last Modified: Wednesday, 28-Mar-2012 10:03:39

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FEMA Mitigation Specialists Offer Rebuilding Advice

New Flood Maps Show Current Risks In Cass County, Texas

New Flood Maps Show Current Risks In Cass County, Texas 

Release Date: March 23, 2012
Release Number: R6-12-067

» 2012 Region VI News Releases

DENTON, Texas — Cass County, Texas homeowners, business and residential renters, and business owners who do not have flood insurance are encouraged to buy coverage now to get the best possible premiums before new flood insurance rate maps go into effect.

The new Cass County flood maps become effective on Tuesday, April 3 giving those who haven’t purchased flood insurance yet, time to get the best possible premiums to protect their property from potential flooding.

“While many people are required by mortgage and lending companies to have flood insurance, FEMA and the National Flood Insurance Program (NFIP) strongly recommend that everyone have flood insurance,” said Region 6 Administrator Tony Russell. “The reason is simple: You don’t have to be in a mapped floodplain to flood.”

Current policy holders and those planning to purchase NFIP protection are strongly encouraged to contact their insurance agent or company to ensure that they have adequate coverage for building and contents that accounts for new flood risk data.

Those who purchase flood insurance prior to April 3 may be able to grandfather the current flood zone, saving money on flood insurance. For more information on estimated rates for flood insurance, whether you are eligible for grandfathering, and the Preferred Risk Policy extension, or to locate an agent in your area, visit www.floodsmart.gov.

Anyone who hasn’t had a chance to participate in local flood insurance meetings or to review the new flood maps is encouraged to contact their floodplain administrator to determine if they have been removed from the floodplain and may be able to have their premiums reduced accordingly. The floodplain administrator is most likely located at City Hall or the local courthouse.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Last Modified: Friday, 23-Mar-2012 15:09:07

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New Flood Maps Show Current Risks In Cass County, Texas

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