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Bridgeport Disaster Recovery Center to Close Saturday, Dec. 15, at 4 p.m.

WINDSOR, Conn. — The FEMA-state Disaster Recovery Center at the Housatonic Community College, 900 Lafayette Blvd., Bridgeport, will close at 4 p.m., Saturday, Dec. 15.

When the center closes, FEMA will still be only a mouse-click or a phone call away. Disaster survivors may also go to any other Disaster Recovery Center. For an updated list of DRCs, go to http://go.usa.gov/g2Td on the Web or text the letters DRC and your ZIP code to the number 43362.

Homeowners, business owners and renters who had damage from Hurricane Sandy in one of the Connecticut counties designated for Individual Assistance have until Dec. 31 to register for assistance from the Federal Emergency Management Agency.

Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register or ask questions by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach multilingual operators.

Registering for disaster assistance with other agencies or organizations does not register survivors for FEMA disaster assistance. Having FEMA flood insurance does not register policyholders for disaster assistance; flood insurance claims are handled separately.

If an applicant receives an application for a low-interest disaster loan from the U.S. Small Business Administration as part of their registration package from FEMA, it is important this application be completed and returned. No survivor is required to take out an SBA loan, but completion of the SBA application may make the applicant eligible for further FEMA assistance.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY, call 800-462-7585.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private, nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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Bridgeport Disaster Recovery Center to Close Saturday, Dec. 15, at 4 p.m.

Loans are Key to Disaster Recovery for Many Rhode Islanders

WARWICK, R.I.— In-person help is available in Westerly to help homeowners, renters and businesses of all sizes that were affected by Hurricane Sandy with applications for low-interest disaster recovery loans from the U.S. Small Business Administration. SBA disaster recovery loans are the primary source of federal funds for long-term recovery.

SBA officials urge Rhode Islanders who have questions about SBA loans or would like help completing an application to visit the SBA Disaster Loan Outreach Center at the Misquamicut Fire Station, 65 Crandall Avenue, Westerly. Hours of operation are weekdays, 9 a.m. to 6 p.m., through Wednesday, December 19. SBA specialists will assist with preparation and can send the application overnight free of charge to the SBA’s national processing center.

While grants from the Federal Emergency Management Agency are helping individuals and families in the Ocean State with immediate recovery needs, they are rarely large enough to restore survivors to their pre-disaster condition. After a disaster, loans from the SBA are not just for businesses. Loans up to $200,000 are available to qualified homeowners to repair or replace damaged real estate. In addition, up to $40,000 may be available to homeowners and renters to repair or replace damaged personal property.

Many individuals and households who registered for disaster assistance from FEMA will be mailed an application for an SBA disaster recovery loan. If the SBA finds an individual does not qualify for a loan, the applicant may be referred back to FEMA to be considered for additional assistance from FEMA. No one is ever required to accept a loan. But failure to complete and submit the SBA application can deprive the family of the opportunity to access more aid from FEMA.

Businesses, regardless of size, can apply to SBA for up to $2 million to repair or replace disaster-damaged real estate, machinery and equipment, inventory and other business assets. The SBA also offers small business owners and most private nonprofit organizations economic injury disaster loans for ongoing business expenses to recover from the economic impact of a disaster. The SBA can make economic injury disaster loans even if the business didn’t sustain physical damages.

Businesses are urged to visit the SBA Business Recovery Center at the Greater Westerly-Pawcatuck Area Chamber of Commerce, One Chamber Way, Westerly. Hours of operation are weekdays, 9:00 a.m. to 5:00 p.m., through Wednesday, December 19.

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Loans are Key to Disaster Recovery for Many Rhode Islanders

Nonprofits Should Notify the State of Damage in Case a Public Assistance Grant Is Needed

Certain private nonprofit organizations that experienced damage from Hurricane Sandy may qualify for reimbursement of certain costs under the Federal Emergency Management Agency’s Public Assistance program.

The program reimburses government entities, tribal nations and nonprofits for debris removal, emergency protective measures and permanent restoration of disaster-damaged infrastructure to pre-disaster condition.

Federal regulations separate nonprofits into two categories: critical facilities, such as schools, utility companies, emergency service companies and hospitals; and noncritical facilities, such as low-income housing, assisted living homes and rehabilitation programs. Both may apply for reimbursement of eligible expenses under the PA program.

However, noncritical facilities must also apply to the U.S. Small Business Administration for a low-interest disaster loan. If SBA declines the loan, or if the loan does not cover all eligible damage, FEMA may be able to provide cost-shared assistance.

Applicants submit their formal Request for Public Assistance to the state. For more information, nonprofit organizations should contact Connecticut’s Public Assistance program at 860-256-0801.

Fairfield, Litchfield, Middlesex, New Haven, New London, Tolland and Windham counties, and the Mashantucket Pequot and Mohegan Tribal Nations within New London County are designated for PA. The deadline for submitting a Request for Public Assistance to the state is Dec. 30.

Under the program, the state is the grantee, and the applicants are the subgrantees. In other words, FEMA grants the money to the state, which distributes the funds to the applicants after all documentation is received.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private, nonprofit organizations fund repairs or rebuilding efforts, and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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Nonprofits Should Notify the State of Damage in Case a Public Assistance Grant Is Needed

No Loss Of Benefits For New Jersey Seniors Receiving Disaster Aid

TRENTON, N.J. — Seniors who suffered losses when hurricane Sandy pummeled New Jersey don’t have to worry about being hit a second time if they receive disaster funds. FEMA disaster assistance is not counted as income, is not taxed, and has no effect on Social Security or other government benefits.

Federal Coordinating Officer, Michael J. Hall said, “When seniors get a check from FEMA, the Internal Revenue Service knows that it’s to help them get back to where they were before the storm. It is not counted as income. Older adults won’t have a penny of this assistance taxed or have any benefits cut.”

Seniors and others who had disaster related losses may apply for assistance online at www.DisasterAssistance.gov or by web enabled mobile device at m.fema.gov. By phone or 711/VRS, call 800-621-FEMA (3362) or TTY 800-462-7585.

Seniors are encouraged to call and register. A FEMA specialist will explain the types of help available and walk callers through the registration process. They are knowledgeable about the process and can answer their questions in a language they feel comfortable speaking.

State Coordinating officer, Lt. Jeff Mottley said, “If seniors receive an SBA application form after registering with FEMA, it’s very important for them to complete and return it. The application helps determine their eligibility for a wide range of disaster relief programs. It’s not just for a loan.”

New Jersey seniors affected by the storm can find out how to apply for an SBA loan by calling 800-659-2955 or by visiting www.sba.gov/disaster. For more information about other elder care issues, call the national referral service, Eldercare Locators, at 800-677-1116.

SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. These disaster loans cover uninsured and uncompensated losses and do not duplicate benefits of other agencies or organizations.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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No Loss Of Benefits For New Jersey Seniors Receiving Disaster Aid

Connecticut Disaster Recovery Centers Hours Change, Old Saybrook DRC Closing

WINDSOR, Conn. — Hours for all Connecticut Disaster Recovery Centers change beginning Saturday, Dec. 8. The center in Old Saybrook will close at 1 p.m. on Saturday, Dec. 8. The schedule is as follows:

Now through Friday, Dec.7, from 9 a.m. to 7 p.m.; Saturday, Dec. 8, 9 a.m. to 1 p.m.

After the Old Saybrook Disaster Recovery Center closes and beginning Dec. 10, hours for the remaining centers will be 9 a.m. to 6 p.m. Monday through Friday, and 9 a.m. to 1 p.m. Saturday.

Centers are closed on Sundays.

Disaster Recovery Center locations are:

Housatonic Community College

900 Lafayette Blvd.

Bridgeport, CT 06604

Western Greenwich Civic Center

Room 203

449 Pemberwick Road

Greenwich, CT 06381

Department of Police Services

Conference Room

6 Custom Drive

Old Saybrook, CT 06475

(Closes Dec. 8)

Senior Center

100 Mona Terrace

Fairfield, CT 06824

Simon Lake Elementary School (former)

65 Devonshire Rd.

Milford, CT 06460

Homeowners or renters who suffered damages in counties designated for federal individual disaster assistance can visit any of the centers.

The deadline to register is Dec. 31. Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach multilingual operators.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes and private, nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

Connecticut Disaster Recovery Centers Hours Change, Old Saybrook DRC Closing

Disaster Assistance from FEMA Based on Individual Loss, Need

WINDSOR, Conn. – Federal disaster assistance for Connecticut’s Hurricane Sandy survivors is based on the unique needs and losses of each individual applicant.

“FEMA’s goal is to help anyone who suffered damage to receive every bit of assistance we offer,” said Federal Coordinating Officer Albert Lewis of the Federal Emergency Management Agency. “One household may receive more or less than the one next door, but that’s driven by varying needs and damage.”

Fairfield, Middlesex, New Haven and New London counties, as well as the Mashantucket Pequot and Mohegan Tribal Nations within New London County, are designated for assistance to individuals under the Major Disaster Declaration of Oct 30.

Applications are evaluated on a case-by-case basis to address the needs of each individual. FEMA specialists are trained to coordinate assistance from various sources, such as other federal and state agencies, and volunteer and faith-based organizations. Assistance may include direct grants, low-interest disaster loans or other support to help residents recover from a disaster.

No matter how large or small the loss, anyone who experienced damage from Sandy should register with FEMA. It does not matter whether the survivor has insurance or not, or is a homeowner or renter.

The deadline to register is Dec. 31. Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach the multilingual operators.

Source:

Disaster Assistance from FEMA Based on Individual Loss, Need

R.I. Disaster Recovery Centers to Close

WARWICK, R.I. – The State-FEMA Disaster Recovery Centers in Westerly and Middletown will close permanently on Friday, December 7, at 6 p.m. The Recovery Center in Westerly will transition to a U.S. Small Business Administration Disaster Loan Outreach Center starting on Monday. Hours and locations are

Disaster Recovery Center, Middletown Police Station (Community Room), 123 Valley Road, Middletown, R.I. Open 8 a.m.-6 p.m. through Friday, December 7. Permanently closed after Friday.
Disaster Recovery Center, Misquamicut Fire Station, 65 Crandall Avenue, Westerly, R.I. Open 8 a.m.-6 p.m. through Friday, December 7. Permanently closed after Friday.
S.B.A. Disaster Loan Outreach Center, Misquamicut Fire Station, 65 Crandall Avenue, Westerly, R.I. Opens Monday, December 10. Hours are Monday-Friday, 9 a.m.-6 p.m. Closed Saturdays and Sundays.

Rhode Islanders affected by Hurricane Sandy do not need to visit a Recovery Center to register for or receive disaster aid. Registration for federal disaster assistance remains open until January 14, 2013.

Register online at www.DisasterAssistance.gov or via smartphone at m.fema.gov or by calling toll-free 800-621-FEMA (3362). The phone line is open 24 hours a day seven days a week. Those with a speech disability or hearing loss who use a TTY can call 800-462-7585 directly; or 800-621-3362 if using 711 or Video Relay Service. Rhode Islanders with questions about federal disaster assistance or their registration may call 800-621-3362 and select the “help” option.

The Disaster Recovery Centers are staffed with specialists from various federal, state and local agencies and organizations who can provide information about federal disaster assistance and other recovery programs.

The U.S. Small Business Administration provides low interest disaster recovery loans to homeowners, businesses of all sizes and nonprofit organizations. Homeowners may borrow up to $200,000 to cover disaster recovery costs not covered by insurance. Homeowners and renters alike may borrow up to $40,000 to repair or replace furniture, appliances, cars and clothing damaged or destroyed in the disaster. Businesses of any size and private nonprofit organizations may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery, equipment, inventory and other assets.

Specialists at the S.B.A. Disaster Loan Outreach Center in Westerly starting Monday can answer questions about disaster recovery loans and provide assistance with applications.

FEMA’s temporary housing assistance and grants for medical and dental expenses, funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

SBA disaster loan information and application forms may be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (800-877-8339 for people with speech or hearing disabilities) Monday through Friday from 8 a.m. to 6 p.m. ET or by sending an e-mail to disastercustomerservice@sba.gov. Applications can also be downloaded from www.sba.gov or completed on-line at https://disasterloan.sba.gov/ela/.

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R.I. Disaster Recovery Centers to Close

Disaster Recovery Center in Old Saybrook to Close

WINDSOR, Conn. – The FEMA-State Disaster Recovery Center at the Department of Police Services, 6 Custom Drive, Old Saybrook, will close at 1 p.m., Saturday, Dec 8.

Help is still available for residents with damage from Hurricane Sandy. Register online or through the FEMA Helpline call center. The deadline to register is Dec. 31.

Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to

finish to reach the multilingual operators.

Homeowners or renters who suffered damages in counties designated for disaster assistance can visit any of the other Disaster Recovery Centers. For the location of the nearest center, go to: http://go.usa.gov/g2Td.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes and private nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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Disaster Recovery Center in Old Saybrook to Close

New Jersey Recovery: One Month Later

LINCROFT, N.J. – On the evening of October 29, Hurricane Sandy made landfall along the New Jersey coast resulting in the most damaging disaster in state history. Since then, Federal funds obligated to assist the residents and communities in the state have totaled more than $730 million.

The federal effort deployed to assist the state included 18 agencies with more than 2,600 personnel. In addition, under the Emergency Management Assistance Compact (EMAC), 12 states have deployed

440 personnel and equipment to support New Jersey. This includes law enforcement teams providing security and emergency medical services supporting sheltering and other life support needs.

The New Jersey National Guard responded with a force of over 2,200 Guardsmen to support response efforts throughout the state. For New Jersey, it was the largest mobilization of National Guardsmen to a domestic emergency and the largest humanitarian effort the state has orchestrated. The Guard rescued more than 7,000 residents and their pets, operated three fuel distribution points, transported and delivered tens of thousands of basic needs commodities to armories within communities impacted by the storm and provided approximately 250 hours of helicopter lift support to civilian authorities.

Even before Sandy made landfall, FEMA positioned food, water and blankets and deployed experts from several federal agencies to New Jersey, including the U.S. Coast Guard and other components of the Department of Homeland Security, the Department of Defense, the Department of Transportation, the Department of Energy, and Housing and Urban Development to provide resources and guidance to the state. Together, critical life-saving needs were provided in the immediate aftermath: emergency medical care, search and rescue, power generators in critical facilities, fuel for first responders.

FEMA also has issued 235 mission assignments to support disaster response and recovery needs, totaling nearly $250 million in projected assistance. This includes federal operational support (support among federal agencies) totaling $67.8 million, technical assistance support (federal support to the state) of $11.2 million such as the expertise brought to New Jersey to support assessment of critical infrastructure throughout the state, and direct federal assistance of nearly $170.0 million.

Immediately following Hurricane Sandy’s landfall, the U.S. Army Corps of Engineers (USACE), working with FEMA and local and state authorities, identified critical locations that needed temporary emergency power. They installed 102 emergency generators between Oct. 31 and Nov. 19 to provide life-saving power to 9-1-1 centers, police and fire stations and medical facilities; life-sustaining facilities such as shelters, water and wastewater treatment and pumping facilities; and other municipal facilities required to reinstitute local command and control and post-event recovery.

FEMA and local and state authorities turned to USACE for its extensive experience removing debris following natural disasters, assigning a debris management technical assistance mission in New Jersey Nov. 6. USACE placed debris subject matter experts in Monmouth, Ocean, Atlantic, Bergen, Hudson, Essex, Middlesex and Union counties working with FEMA, state, county and local authorities to assess the quantities and types of debris and recommend courses of action for its removal. Quantities of various types of debris are still being calculated but are estimated to total around 6.2 million cubic yards, or enough debris to fill the MetLife stadium in East Rutherford, N.J.

The U.S. Fire Service provided 26 chainsaw teams totaling 520 personnel to assist with tree removal in neighborhoods throughout the state. They also provided four Incident Management Teams who assisted the state Fire Marshal with fire coordination and fire planning response.

President Barack Obama, Vice President Joe Biden, U.S. Secretary of Homeland Security Janet Napolitano, Secretary of Housing and Urban Development Shaun Donovan, Acting Secretary of Commerce Rebecca Blank, Deputy National Security Advisor John O. Brennan, Deputy Transportation Secretary John Pocari, FEMA Administrator Craig Fugate, and U.S. Army Corps of Engineers Commander Lt. Gen. Thomas Bostick have toured damaged New Jersey communities and met with local leaders and emergency responders to view recovery efforts while vowing to bring all available resources to bear to support state and local partners in assisting survivors in the 21 counties designated for assistance.

“FEMA and the entire federal family have been our partners from the beginning,” said State Coordinating Officer Lt. Jeff Mottley. “They anticipated many of our needs and when there were challenges, they quickly offered solutions.”

“Getting survivors the assistance they need has been our top priority from the beginning,” said Federal Coordinating Officer Michael J. Hall. “When families and businesses begin to recover, whole communities begin to recover. The faster we can get recovery dollars into the hands of survivors and reimburse communities for disaster expenses, the faster they will move forward in their healing.”

In the first 30 days, FEMA provided $286 million to assist individuals and families repair damaged homes, find temporary housing and assist with expenses such as medical and dental bills. More than 46,000 New Jersey families have benefitted from that assistance so far.

Restoring power to over 2.6 million homes, businesses and government customers represented a critical priority. The Department of Energy worked closely with the state Board of Public Utilities to coordinate the power restoration. Demonstrating a true whole community response, over 23,000 utility professionals came together from New Jersey’s utility companies and, through mutual aid agreements with companies across the country, worked to restore service across the state.

To meet a critical need at a critical time, nearly 3,000 families have taken advantage of the Transitional Sheltering Assistance (TSA) program by lodging in 340 hotels during the first four-week period.

Helping disaster survivors who were displaced from their homes due to damage or power loss find safe and secure shelter is a key priority of the response. At peak of sheltering operations, 107 shelters were open with 4,370 people. Through efforts across federal, state, local, private sector and voluntary agencies, the last of the shelters closed on November 21.

The U.S. Small Business Administration has opened 10 Business Recovery Centers in the state to provide one-on-one help to business owners seeking disaster assistance and has approved more than $21 million in disaster loans to both individuals and businesses.

The first FEMA Disaster Recovery Centers opened just days after the storm passed and continue to assist survivors at more than 36 locations where nearly 25,000 residents have been offered assistance and information about their recovery.

More than 650 FEMA community relations specialists have met with more than 86,000 storm survivors while going door-to-door. In total, nearly 150,000 homes were visited delivering information vital to disaster survivor’s recovery.

Even as Sandy was making its way up the east coast, FEMA and the Department of Defense established Incident Support Bases at Westover, Mass. and Lakehurst, New Jersey to position supplies and other resources close to areas in the hurricane’s path. Following the storm, more than 1.7 million meals and 2.6 million snacks have been served to survivors and first responders.

The Department of Health and Human Services deployed hundreds of personnel, including five Disaster Medical Assistance Teams and three Public Health Strike Teams to support hospitals and shelters in New Jersey. In total they were able to assist more than 750 people with medical needs.

FEMA also has teamed with the private sector network of business, industry, academia, trade associations, and other non-governmental organizations as equal partners in assisting with Sandy recovery.

The storm impact on New Jersey was historic in its severity. Storm surge impacts of up to 11 feet battered the coastline and wave heights of more than 14 feet were recorded. Peak wind gusts of 88 mph were clocked in Essex County. The devastating effects of Hurricane Sandy affected, damaged or destroyed more than 122,000 structures throughout all 21 counties.

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Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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New Jersey Recovery: One Month Later

A ‘No’ from SBA May Open Doors to More Assistance

WINDSOR, Conn. – Some survivors of Hurricane Sandy are discovering that getting turned down for a low-interest disaster loan from the U.S. Small Business Administration may lead to other forms of assistance.

“In most cases, referral to these resources is automatic if SBA rejects your loan application,” said Federal Coordinating Officer Albert Lewis of the Federal Emergency Management Agency. “But applicants who don’t return their applications to SBA close the door on these resources.”

Many survivors receive a loan package from SBA after they register for assistance with FEMA. While SBA’s low-interest disaster loans represent the major source of federal funding for recovery, the application itself may open the door to other grant programs. People who do not qualify for a loan may be eligible for grants from FEMA.

Federal grants cover necessary expenses and serious needs, including:

Disaster-related medical and dental expenses
Disaster-related funeral and burial expenses
Disaster-related car repair expenses
Clothing and household items, such as room furnishings and appliances
Tools required for work
Computers and schoolbooks required for education
Oil and gas for heating furnaces
Moving and storage expenses related to the disaster

The deadline to complete an SBA application for a low-interest disaster loan is Dec. 31.

The SBA offers online applications through its Electronic Loan Application site at https://DisasterLoan.SBA.gov/ela. Survivors can call the SBA’s Disaster Assistance Customer Service Center at 800-659-2955, or visit the SBA’s website at www.SBA.gov/sandy.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private, nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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A ‘No’ from SBA May Open Doors to More Assistance

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