Revised Preliminary Flood Maps for Jim Wells County, Texas, Available for Review

DENTON, Texas – Homeowners, renters and business owners are encouraged to review revised preliminary flood maps for Jim Wells County, Texas. These maps help homeowners and businesses decide about purchasing flood insurance. By knowing the risks, individuals and community leaders can make informed decisions about building and development. 

“We’ve worked with our state and local partners to bring this critical information to the county. We hope that everyone reviews the maps to understand the flood risks involved,” said FEMA Region 6 Administrator Tony Robinson. “Having the community as an active partner in the flood mapping process is very important.”

To see the revised flood maps, please contact your local floodplain administrator. He or she may be located at city hall or the local county government building. You can also visit http://msc.fema.gov/portal or http://maps.riskmap6.com. To contact a FEMA map specialist, call 1-877-FEMA MAP (1-877-336-2627) or send an email to FEMAMapSpecialist@riskmapcds.com.

What happens after flood risks are identified? The next step is to consider purchasing a flood policy from the National Flood Insurance Program. Visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in your area.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at http://twitter.com/#!/femaregion6, and the FEMA Blog at http://blog.fema.gov.

 

Originally posted here – 

Revised Preliminary Flood Maps for Jim Wells County, Texas, Available for Review

Homeowners and Owners of Second Homes Have Every Reason to Buy Flood Insurance

SACRAMENTO, Calif. – After five years of drought, many owners of homes and second homes in California may shrug off the suggestion of buying flood insurance. El Niño and the recent wildfires may change the minds of many.

In California, El Niño means extremely heavy rainfall that could lead to devastating flooding, especially in areas affected by prolonged drought and recent wildfires.

The winter of 1997 was one of the strongest El Niños on record. The rains were so unrelenting in California that they led to mudslides, causing houses to crumble off disintegrating cliffs and hundreds of millions of dollars in damage.

This winter’s El Niño is expected to be as strong or even stronger. El Niño conditions will be strongest between January and late March, and could linger through May.

While flood insurance cannot prevent damage to a home, it is a good investment for protecting it. Property owners can purchase up to $250,000 in building coverage and up to $100,000 for contents.

Especially vulnerable are the areas where wildfires hit. Burn scars leave the ground unable to absorb water, creating conditions ripe for flash flooding and mudflow for up to five years until the vegetation is restored.

Standard homeowners insurance does not cover flood damage. Flood insurance is available through the National Flood Insurance Program (NFIP) and covers a general and temporary condition of rapid and unusual accumulation of surface water displaced over two acres or two properties as defined in the standard NFIP policy.

Since there is a 30-day waiting period before flood insurance coverage becomes effective, property owners are urged to speak with their local insurance agent soon.

For additional information on the NFIP or to find an agent, call 800-427-2419 or visit www.floodsmart.gov.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you have a speech disability or hearing loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

Continue reading – 

Homeowners and Owners of Second Homes Have Every Reason to Buy Flood Insurance

Preliminary Flood Maps in Tarrant County, Texas Ready for Public View

DENTON, Texas –Residents of Arlington, Garland and the rest of Tarrant County have new preliminary flood maps to review.

These maps help homeowners and businesses decide about purchasing flood insurance. By knowing the risks, individuals and community leaders can make informed decisions about building and development.  
    
“We’ve worked with our state and local partners to bring this critical information to the county. We hope that everyone reviews the maps to understand the flood risks involved,” said FEMA Region 6 Administrator Tony Robinson. “Having the community as an active partner in the flood mapping process is very important.”

To see the revised flood maps, please contact your local floodplain administrator. He or she may be located at City Hall or the local county government building. You can also visit http://msc.fema.gov/portal or http://maps.riskmap6.com. To contact a FEMA Map Specialist, call 1-877-FEMA MAP (1-877-336-2627) or send an email to FEMAMapSpecialist@riskmapcds.com.

What happens after flood risks are identified? The next step is to consider purchasing a flood policy from the National Flood Insurance Program (NFIP). Visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in your area.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow us on Twitter at http://twitter.com/#!/femaregion6, and the FEMA Blog at http://blog.fema.gov.

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Preliminary Flood Maps in Tarrant County, Texas Ready for Public View

No flood insurance? Now is the time to buy

SACRAMENTO, Calif. – It is time to buy flood insurance, if you don’t already have it. Available to everyone, businesses, homeowners and renters alike, it is the only insurance that will help you recover from flooding and mudflows.

Citing a strong El Niño and other factors, the National Oceanic and Atmospheric Administration predicts wetter than average conditions for central and southern California, along with warmer than normal temperatures from December through February. There is a 30-day waiting period between purchasing flood insurance and the time the insurance goes into effect.

Residents living in the vicinity of the recent wildfires are especially vulnerable to runoff flooding this rainy season because wildfires dramatically alter the terrain and ground conditions.

Normally, vegetation absorbs rainfall, reducing runoff. But wildfires leave the ground charred, barren, and unable to absorb water. That enhances the chances of flash flooding and mudflows. Flood insurance covers mudflows, but not mudslides.

Just because your property is outside a high flood risk zone doesn’t mean there is no risk. But it does mean you can buy flood insurance at a lower price, because the risk is lower.

Information about flood insurance is available at the Disaster Recovery Centers in Lake and Calaveras counties: 891 Mountain Ranch Rd., San Andreas; Middletown Senior Center, 21256 Washington St., Middletown, and 14860 Olympic Dr., Clear Lake.

Flood insurance is for everyone, not just survivors of the wildfires. It is easy to find out how much flood insurance will cost by going to FloodSmart.gov. Fill in the blanks in the red box on the right side of the screen, “How Can I Get Covered”. You will be taken to a table of flood insurance options and costs for your address. Contact information for local agents is available on the website.

Survivors can apply for FEMA assistance online at DisasterAssistance.gov or by calling  800-621-3362; TTY 800-462-7585; 711 or Video Relay Service (VRS), call 800-621-3362. The deadline to register is Nov. 23, 2015.

For more information on California’s wildfire recovery, visit: caloes.ca.gov, Twitter@Cal-OES Facebook.com/CaliforniaOES or FEMA.gov/disaster/4240 and follow us on Twitter@femaregion9 and at Facebook.com/FEMA.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you have a speech disability or hearing loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

 

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Source: 

No flood insurance? Now is the time to buy

Washington Wildfire Survivors Urged to Act Now on Flood Insurance

SEATTLE – Flood risk is higher this year as a direct consequence of the wildfires that burned thousands of acres in eastern and central Washington. The Federal Emergency Management Agency (FEMA) is urging residents in areas affected by the wildfires to consider purchasing flood insurance now.

When fire burns away trees and other vegetation, healthy roots that soak up rainwater are lost. Heavy rains on burn scars can cause flash flooding or debris flows that can severely damage homes and businesses.

While properties burned in the blazes face the highest risk of wildfire-related flooding, the risk also increases for homes downstream or below scorched areas. Such conditions are one reason flooding is America’s most common natural disaster.

Yet, most homeowner insurance policies do not cover flood damage.

A flood insurance policy is the best option for property owners and renters to safeguard their homes and belongings from flood losses. Most flood insurance is written through the National Flood Insurance Program (NFIP), which is administered by FEMA. The NFIP offers flood insurance to property owners and renters in communities that participate in the program.

Due to the waiting period, NFIP policies become effective 30 days after the premium is paid.

Less than half of the floods in the U.S. result in a federal disaster declaration, while NFIP pays claims even if a disaster is not declared. What’s more, one out of every four claims paid is from an area at medium-to-low risk of flooding.

Most Washingtonians can obtain flood insurance from the agent who handles their homeowners or renters insurance policy, or they can go to the NFIP website at www.floodsmart.gov to get a list of the agents in their area who sell the policies. The interactive website also offers an easy way to get the estimated annual cost of flood insurance for a specific address.

Link: 

Washington Wildfire Survivors Urged to Act Now on Flood Insurance

Aransas County, Texas Flood Maps Become Final in February

DENTON, Texas ––In mid-February, new flood maps for Aransas County will become effective and be used for rating flood insurance policies. Local, state and federal officials encourage residents to view the maps before Wednesday, February 17, 2016, in order to understand their flood risk and then consider buying flood insurance.

Most property insurance policies do not cover the effects of flooding. People without flood insurance, whether through a private policy or through the National Flood Insurance Program (NFIP), risk uninsured losses to their homes, personal property and businesses. The NFIP is a voluntary protection program administered by the Federal Emergency Management Agency (FEMA),

Flooding is the most frequent natural disaster in the U.S. and only flood insurance covers these unexpected, damaging and sometimes fatal events. “We all need to prepare for the hazards and risks in our communities. The first step in taking the appropriate actions to prepare for flooding is to know your risk,” said FEMA Region 6 Administrator Tony Robinson.

Contact your local floodplain administrator to learn if your community participates in the NFIP and to review the new flood maps. FEMA map specialists and flood insurance experts also are available to answer your questions. They can be reached by phone and online chat.  

•    To view a Preliminary Interactive Flood Map: http://maps.riskmap6.com/TX/Aransas/
•    To use the live chat service, visit http://go.usa.gov/r6C.  Click on the “Live Chat” icon.
•    To contact a FEMA Map Specialist, call 1-877-FEMA MAP (1-877-336-2627) or send an email to FEMAMapSpecialist@riskmapcds.com.
•    NFIP Helpline – 1-800-621-FEMA (3362), press “2” for Flood Insurance questions
    
FEMA encourages communities not currently participating in the NFIP to look at the benefits of joining the program. The purchase of insurance should be considered for those newly mapped into a Special Flood Hazard Area before the maps become effective. Contacting a local insurance agent is the first step to obtaining information about insurance. Visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in your area.
                                                                                                    

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.   Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov. 

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Aransas County, Texas Flood Maps Become Final in February

Flood Insurance Can Provide Peace of Mind for Texans

Flood Insurance Can Provide Peace of Mind for Texans

Main Content

Release date:

August 20, 2015

Release Number:

FS-013

Flood insurance can save Texas homeowners and renters thousands of dollars in repairs. It also can provide peace of mind considering that flooding is the most frequent natural disaster in the United States.

Flood Insurance in Texas:

  • Flooding comes from a variety of sources in Texas, such as rainstorms, tropical storms, and hurricanes.
  • Last year, the National Flood Insurance Program (NFIP) paid out more than

$58.5 million in claims for Texans. So far this year, the agency has paid out more than quadruple that amount – exceeding $277.6 million, as of Aug. 19.

  • Nearly 600,000 Texas households had flood insurance as of May 31, according to the NFIP. While that number may seem large, it is a small percentage of the 8.9 million total Texas households.

Costs Add up Quickly:

  • Just three inches of floodwater in a home will require replacing drywall, baseboards, carpet, furniture and other necessary repairs that can cost $22,500 in a 2,000-square foot house.
  • The deeper the floodwater, the higher the repair costs – 12 inches of water in a 2,000-square foot house can cost $50,000 or more.

Common Misconceptions:

  • Understanding the value of flood insurance is important, yet many people remain uninsured, in part due to common misconceptions.
  • Many policyholders believe their insurance covers all hazards and flood insurance isn’t needed. However, standard homeowner policies do not cover flooding.
  • A federal disaster declaration is not necessary to make a claim on an NFIP flood insurance policy.
  • Homes located outside flood-prone areas need flood insurance, too. Nationally, 25 percent of the total structures that flood each year belong to policyholders whose properties are not in high-risk areas.

Obtaining Flood Insurance:

  • There is normally a 30-day waiting period when purchasing a new policy. Flood insurance is sold through private insurance companies and agents and is backed by the federal government.
  • Flood insurance is available to homeowners, business owners and renters in communities that participate in the NFIP and enforce their local flood plain management ordinances. To determine if a community participates in NFIP, go online to www.floodsmart.gov
  • Homeowners in a Special Flood Hazard Area (SFHA) must buy flood insurance if they have a mortgage from a federally regulated lender.
  • An interactive guide to determine flood risk is available online at www.floodsmart.gov. This site also provides additional information on the NFIP and a list of insurance agents in a homeowner’s area who sell NFIP flood coverage.

Costs and Coverage:

  • Flood insurance premiums average about $700 per year for homeowners.
  • Homeowners can insure their homes for up to $250,000 and contents for up to $100,000.
  • A number of factors determine rates for renters. Renters can cover their belongings in amounts up to $100,000.
  • Nonresidential property owners can insure a building and its contents for up to $500,000 each. 

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. 

 

 

Last Updated:

August 20, 2015 – 15:02

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Flood Insurance Can Provide Peace of Mind for Texans

Last Day to Submit Hurricane Sandy Claims for Review is Four Weeks Away

The Federal Emergency Management Agency (FEMA) is reminding National Flood Insurance Program (NFIP) policyholders who filed a claim as a result of Hurricane Sandy that there are four weeks remaining to request a review if they believe their claims were underpaid for any reason. FEMA set a Sept. 15, 2015 deadline for policyholders to request a review.

FEMA sent letters to approximately 142,000 NFIP policyholders who filed claims resulting from Hurricane Sandy, offering them an opportunity to have their files reviewed. To date, more than 10,000 policyholders have entered the process. Additional payments will be made to policyholders when warranted.

To be eligible for the review, policyholders must have experienced flood damage between Oct. 27, 2012 and Nov. 6, 2012 as a result of Hurricane Sandy. Policyholders can call the NFIP’s Hurricane Sandy claims center at 866-337-4262 to request a review.

Alternately, policyholders can go online to www.fema.gov/hurricane-sandy-nfip-claims to download a form requesting a review. The downloaded form may be filled out and emailed to FEMA-sandyclaimsreview@fema.dhs.gov to start the review process.

For individuals who are deaf, hard of hearing, or have a speech disability and use 711 or VRS, please call 866-337-4262 to facilitate the filing of their claim review.  For individuals using a TTY, please call 800-462-7585 to begin the review process.

Before contacting the claims center, policyholders are asked to have the policyholder’s name, their flood insurance carrier name, policy number that was in effect at the time of the loss, and the address of the damaged property.  For security purposes, you will be asked to provide some information to verify your identity.  Policyholders will be asked a series of questions to determine whether they qualify for review. Once qualified, they will be called by an adjuster to begin the review. The timing of this call may be affected by the volume of requests for review. Most reviews can be concluded within 90 days.

Files will be assigned to an NFIP-certified adjuster who will review the claim file. Adjusters will contact policyholders to guide them through the review process. Policyholders who have already requested their review can call 866-337-4262 if they have questions or need more information.

Establishing this review is just one step in the plan to ensure that the NFIP is customer-focused and helps policyholders recover from flooding in a fair, transparent and expeditious way. The Sandy claims review process is intended to be simple for the policyholder and does not require paid legal assistance. Additionally, there are several nonprofit service providers ready to offer free advice and answer questions policyholders may have. A list of these advocacy groups can be found on the claims review website at www.fema.gov/advocacy-groups-and-services-referral-list.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.twitter.com/FEMASandy,www.twitter.com/fema, www.facebook.com/FEMASandy, www.facebook.com/fema, www.fema.gov/blog, and www.youtube.com/fema.Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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Last Day to Submit Hurricane Sandy Claims for Review is Four Weeks Away

Six Months Remain Before Flood Maps Become Final in Travis, Williamson and Bastrop Counties, Texas

News Release
 
Six Months Remain Before Flood Maps Become Final in Travis, Williamson and Bastrop Counties, Texas

DENTON, Texas ––In six months, new flood maps for parts of Travis, Williamson and Bastrop counties in  Texas will become effective. This includes the following cities and communities: Austin; Cedar Park; Creedmoor; Mustang Ridge; Rollingwood; Webberville; West Lake Hills; and unincorporated areas of Travis and Bastrop counties.

Local, state and federal officials are encouraging everyone to view the maps before Wednesday, Jan. 6, 2016 in order to understand their flood risk and then consider buying flood insurance.

Most property insurance policies do not cover the effects of a flood. Floods can place people at risk of uninsured loss to their businesses, homes and personal property if they don’t have either a private flood insurance policy or coverage through the National Flood Insurance Program (NFIP), a voluntary protection program administered by the Federal Emergency Management Agency (FEMA).

Flooding is the #1 natural disaster in the U.S. and only flood insurance covers these unexpected, damaging and sometimes fatal events. “Where there is rain, there could be flooding,” said FEMA Region 6 Administrator Tony Robinson. “Everyone lives in a flood zone.”

To learn if your community participates in the NFIP and to review the new flood maps, contact your local floodplain administrator.

FEMA map specialists and flood insurance experts also are available to answer questions. They can be reached by phone and online chat.  

•    To use the live chat service, visit http://go.usa.gov/r6C.  Click on the “Live Chat” icon.
•    To contact a FEMA Map Specialist, call 1-877-FEMA MAP (1-877-336-2627) or send an email to FEMAMapSpecialist@riskmapcds.com.

FEMA encourages communities not currently participating in the NFIP to look at the benefits of joining the program. Contacting a local insurance agent is the first step to obtaining information about insurance. Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.

                                                                                                        
FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.   Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

 

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Six Months Remain Before Flood Maps Become Final in Travis, Williamson and Bastrop Counties, Texas

Help Available for Texans with Flood Insurance Claims and Questions

AUSTIN, Texas – Flood insurance claims can be complicated, and Texas policyholders may have questions as they move forward on the road to recovery.

The Federal Emergency Management Agency’s National Flood Insurance Program call center is staffed with specialists who can assist Texas policyholders with servicing their claims, providing general information regarding their policies, and offering technical assistance to aid in recovery.

To speak with a flood insurance specialist, call 800-621-3362 between 8 a.m. to 6 p.m. (CDT) Monday through Friday.

Call center staff are available to answer questions, such as “How do I file a flood insurance claim? What type of documentation is needed? Can I still obtain disaster assistance even though I have a flood policy?” Staff can also answer more complicated insurance questions about the extent of coverage and policy ratings. The call center serves disaster survivors who have general questions about the National Flood Insurance Program.

For Texans who prefer to put their concerns in writing, a “Request for Support” form is posted at www.fema.gov/national-flood-insurance-program, which can be filled out and emailed to FEMA-NFIP-Support@fema.dhs.gov or faxed to 540-504-2360.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY, call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339.

FEMA’s temporary housing assistance and grants for childcare, medical, dental expenses and/or funeral expenses do not require individuals to apply for an SBA loan. However, those who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, transportation, vehicle repair or replacement, and moving and storage expenses.

Visit www.fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

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Help Available for Texans with Flood Insurance Claims and Questions

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