RALEIGH, N.C. — Disaster survivors in Beaufort, Bladen, Columbus, Cumberland, Edgecombe, Hoke, Lenoir, Nash, Pitt, and Robeson Counties are encouraged to register for federal disaster assistance with the Federal Emergency Management Agency (FEMA). additional designations may be made at a later date if requested by the state and warranted by the results of further damage assessments.

Individuals, including homeowners, renters, and business owners, in the above designated counties who suffered loss or damages due to Hurricane Matthew may register for assistance online at www.DisasterAssistance.gov, by downloading the FEMA mobile app, or by calling 1-800-621-FEMA (3362). For those who use 711 or Video Relay Service (VRS), the number is also 1-800-621-3362.  For people using TTY, the number is 1-800-462-7585.

These toll-free telephone numbers will operate from 7 a.m. to 11 p.m. (local time) seven days a week until further notice; operators are standing by to assist survivors in multiple languages.

The President declared a major disaster October 10, 2016 for the above North Carolina counties to assist individuals and households as they recover from the effects of Hurricane Matthew beginning October 4, 2016 and continuing.

Grant assistance provided by FEMA for homeowners and renters can include funds to help with rent, temporary housing and home repairs to their primary residences, as well as other serious disaster-related needs, such as personal and necessary items, moving and storage expenses, transportation,  medical and dental expenses, or funeral and burial and reinternment costs caused by the disaster. Other relief programs include crisis counseling and legal assistance.

Survivors should also contact their insurance company to file an insurance claim. FEMA is unable to duplicate insurance payments. However, those without insurance or who may be underinsured may still receive help after their insurance claims have been settled. 

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362 or TTY at 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

The latest updates on road closures can be found at ReadyNC.org or by calling 5-1-1. Residents can also get real-time traffic and weather on the ReadyNC mobile app.  Follow us on Facebook at NCEmergencyManagement and Twitter @NCEmergency  or @femaregion4.

 

 

 

 

 

Original article:  

North Carolina Residents Encouraged to Register for Federal Assistance

WASHINGTON –The Federal Emergency Management Agency (FEMA) announced that federal disaster assistance has been made available to the state of North Carolina to supplement state, tribal, and local recovery efforts in the area affected by Hurricane Matthew beginning October 4, 2016, and continuing. 

The President’s action makes federal funding available to affected individuals in Beaufort, Bladen, Columbus, Cumberland, Edgecombe, Hoke, Lenoir, Nash, Pitt, and Robeson counties.  Assistance can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses, and other programs to help individuals and business owners recover from the effects of the disaster.     

Federal funding is also available to state and eligible tribal and local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work in Beaufort, Bertie, Bladen, Brunswick, Camden, Carteret, Chowan, Columbus, Craven, Cumberland, Currituck, Dare, Duplin, Edgecombe, Greene, Hoke, Hyde, Johnston, Lenoir, Nash, New Hanover, Onslow, Pamlico, Pasquotank, Pender, Perquimans, Pitt, Robeson, Tyrrell, Washington, and Wayne counties.

Federal funding is available on a cost-sharing basis for hazard mitigation measures statewide.

Elizabeth Turner has been named as the Federal Coordinating Officer for federal recovery operations in the affected area. Turner said additional designations may be made at a later date if requested by the state and warranted by the results of further damage assessments.  

Individuals and business owners who sustained losses in the designated area can begin applying for assistance tomorrow by registering online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362).  Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice. 

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema. The social media links provided are for reference only. 

FEMA does not endorse any non-government websites, companies or applications. 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

See original article here:  

Federal Aid Programs For The State Of North Carolina

WASHINGTON –The Federal Emergency Management Agency (FEMA) announced that federal disaster assistance has been made available to the state of North Carolina to supplement state, tribal, and local recovery efforts in the area affected by Hurricane Matthew beginning October 4, 2016, and continuing. 

The President’s action makes federal funding available to affected individuals in Beaufort, Bladen, Columbus, Cumberland, Edgecombe, Hoke, Lenoir, Nash, Pitt, and Robeson counties.  Assistance can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses, and other programs to help individuals and business owners recover from the effects of the disaster.     

Federal funding is also available to state and eligible tribal and local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work in Beaufort, Bertie, Bladen, Brunswick, Camden, Carteret, Chowan, Columbus, Craven, Cumberland, Currituck, Dare, Duplin, Edgecombe, Greene, Hoke, Hyde, Johnston, Lenoir, Nash, New Hanover, Onslow, Pamlico, Pasquotank, Pender, Perquimans, Pitt, Robeson, Tyrrell, Washington, and Wayne counties.

Federal funding is available on a cost-sharing basis for hazard mitigation measures statewide.

Elizabeth Turner has been named as the Federal Coordinating Officer for federal recovery operations in the affected area. Turner said additional designations may be made at a later date if requested by the state and warranted by the results of further damage assessments.  

Individuals and business owners who sustained losses in the designated area can begin applying for assistance tomorrow by registering online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362).  Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice. 

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema. The social media links provided are for reference only. 

FEMA does not endorse any non-government websites, companies or applications. 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Source:

President Declares Major Disaster For North Carolina

AUSTIN, Texas—Federal officials today announced more than $2.1 million had been approved to install and lease for 18 months the Deweyville Elementary School’s temporary modular classrooms.

The school was devastated by the severe storms and flooding in March. The 11 modular classrooms, which serve students in grades K-5, were available at the start of this school year while the district begins rebuilding a permanent facility.

The funding represents the federal share—75 percent—of the $2.87 million project. The district was one of 64 applicants in 21 counties that were eligible to be reimbursed for disaster-related costs under FEMA’s Public Assistance program.

The Deweyville school project includes setting the modular units on foundations and elevating them; connecting the units with ADA-compliant paths, ramps and walkways; installing railings, canopies and parking areas, as well as the cost of leasing the units for 18 months. 

Under FEMA’s PA program, the agency obligates funding for eligible projects directly to the state.  Following the state’s review process and upon receipt of appropriate documentation, the state will provide funds to the school district to reimburse completed work

For more information on Texas’ recovery from the March storms, visit www.fema.gov/disaster/4266; or visit the Texas Division of Emergency Management website at txdps.state.tx.us/dem. Follow FEMA on Twitter @femaregion6.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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FEMA Approves $2.1 Million for Deweyville School’s Temporary Classrooms

Tallahassee, Fla.– Housing inspectors contracted by the Federal Emergency Management Agency are assisting eligible survivors of the recent flooding by visiting neighborhoods and checking for damage.

“The free FEMA housing inspections are an essential step in the recovery process for survivors who sustained damage to their homes,” said Federal Coordinating Officer Terry L. Quarles. “It’s vital that survivors register with FEMA, ensure we have their current contact information and then coordinate with the housing inspector to schedule the inspection.”

Survivors in Citrus, Dixie, Hernando, Hillsborough, Leon, Levy, Pasco and Pinellas counties can register by calling FEMA’s helpline at 800-621-3362, which is video relay service accessible. Survivors who are deaf, hard of hearing or who have difficulty speaking may call TTY 800-462-7585. Helpline hours are 7 a.m. to 10 p.m. local time, seven days a week until further notice. Survivors can also register online at DisasterAssistance.gov.

The recovery process begins when those living in the eight counties designated for individual disaster assistance complete the registration process. Survivors need to register with FEMA and report uninsured or underinsured damage to their homes, vehicles or other personal property. An inspector will then contact the applicant and schedule an appointment to visit the home.

When FEMA inspectors arrive at a home, they will display official photo identification. If the photo identification is not displayed, it is important to ask to see it. This helps prevent fraud.

To speed the inspection process, applicants should:

  • Ensure their home or mailbox number is clearly visible from the road.

  • Keep their appointment or notify the inspector if a postponement is necessary.

  • Authorize another adult to act as their agent and be present on their behalf during the inspection if they have evacuated and cannot return for the inspection.

  • Be reachable, informing neighbors where they can be contacted if they are not staying in the home.

  • Tell the inspector about other property losses or disaster-related needs such as transportation, medical or dental care, tools needed for a trade if not self-employed and educational materials, so inspectors can relay the information to FEMA.

  • Take photos of their homes, if possible, which can be used to supplement photos taken by the inspector.

Inspectors try a minimum of three times to contact each applicant, calling at different times on different days. If inspectors cannot reach an applicant, they will post a letter at the applicant’s dwelling with a phone number the applicant should call to reschedule an appointment and/or have the inspection reissued.

The damage inspection generally lasts 20-45 minutes. The inspector does not need to document all damage. As part of the inspection process, homeowners are asked to show proof of ownership, such as a tax bill, a deed, mortgage payment receipt or insurance policy with the property’s address. Renters must show proof of occupancy, a lease, rent payment receipt, utility bill or another document confirming the location was their primary residence at the time of the disaster. Both homeowners and renters also must have a valid driver’s license or other photo identification.

Inspectors document disaster-related damage, but do not determine the applicant’s eligibility for FEMA assistance. They check for damage to the structure and building systems, to major appliances and septic systems and wells, and enter information into an electronic device that sends the information to FEMA. This speeds up the process of providing assistance.

A U.S. Small Business Administration loss verifier also may schedule an appointment with applicants who have completed an SBA loan application. Like FEMA inspectors, SBA loss verifiers and insurance adjusters are required to carry identification. Residents should ask to see a photo ID if any inspector comes to their home.

Residents should not be concerned if an inspector is seen in their neighborhood, but does not visit every home. They are following schedules and can only visit houses on that day’s list.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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This article is from:  

FEMA Housing Inspectors in Florida Counties Damaged by Hurricane Hermine

Atlanta, Ga.–Disaster Survivor Assistance Teams are working in hurricane-stricken neighborhoods to help Florida hurricane survivors register for assistance.

The teams are made up of disaster specialists from the Florida Department of Emergency Management (FDEM) and the Federal Emergency Management Agency. They are canvassing areas to give residents an opportunity to register for disaster assistance and to quickly identify and address immediate and emerging needs. The teams can also provide application updates and referrals to additional resources when needs remain.

These mobile team members can be identified easily by their photo identifications and FDEM or FEMA clothing. Florida residents are reminded to ask for photo identification before providing personal information.

Homeowners, renters and business owners affected by Hurricane Hermine from August 31 to September 11, 2016, in Citrus, Dixie, Hernando, Hillsborough, Leon, Levy, Pasco, and Pinellas counties are eligible to register for federal assistance.

In addition to the registration opportunity offered by recovery teams, survivors can register for assistance by the following methods:

  • Online at DisasterAssistance.gov.
  • By calling the FEMA helpline at 800-621-3362, which is video relay service accessible. Survivors who are deaf or hard of hearing or who have difficulty speaking may call TTY 800-462-7585. Lines are open from 7 a.m. to 10 p.m. local time, seven days a week. Assistance is available in multiple languages.
  • Business owners can find an electronic loan application on the U.S. Small Business Administration’s secure website at https://disasterloan.sba.gov/ela. Questions can be answered by calling the SBA disaster customer service center at 800-659-2955/ (TTY) 800-877-8339 or visiting sba.gov/disaster.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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Read the article – 

FDEM and FEMA Teams Canvassing Hurricane-Stricken Areas in Florida

WASHINGTON, D.C.  – The Federal Emergency Management Agency announced that federal disaster aid has been made available to the State of Iowa to supplement state and local recovery efforts in the area affected by severe storms, straight-line winds, and flooding during the period of August 23-27, 2016.

The President’s action makes federal funding available to state and eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of facilities damaged by severe storms, straight-line winds, and flooding in Allamakee, Chickasaw, Clayton, Fayette, Floyd, Howard, Mitchell, and Winneshiek counties.

Federal funding is also available on a cost-sharing basis for hazard mitigation measures statewide.

James N. Russo has been named as the Federal Coordinating Officer for federal recovery operations in the affected area.

Note: The disaster declaration is not related to the most recent flooding in Iowa. FEMA is currently supporting the state with Preliminary Damage Assessments related to the September event.

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FEDERAL AID PROGRAMS FOR THE STATE OF IOWA DECLARATION

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama’s disaster declaration issued for the State of Iowa.

Assistance for the State and Affected Local Governments Can Include as Required:

  • Payment of not less than 75 percent of the eligible costs for debris removal and emergency protective measures taken to save lives and protect property and public health.  Emergency protective measures assistance is available to state and eligible local governments on a cost-sharing basis (Source: FEMA funded, state administered.)
     
  • Payment of not less than 75 percent of the eligible costs for repairing or replacing damaged public facilities, such as roads, bridges, utilities, buildings, schools, recreational areas, and similar publicly owned property, as well as certain private non-profit organizations engaged in community service activities. (Source: FEMA funded, state administered.)
     
  • Payment of not more than 75 percent of the approved costs for hazard mitigation projects undertaken by state and local governments to prevent or reduce long-term risk to life and property from natural or technological disasters.  (Source: FEMA funded, state administered.)

How to Apply for Assistance:

  • Application procedures for state and local governments will be explained at a series of federal/state applicant briefings with locations to be announced in the affected area by recovery officials. Approved public repair projects are paid through the state from funding provided by FEMA and other participating federal agencies.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications. 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

See the original post:

President Obama Signs Iowa Disaster Declaration

ATLANTA — One year ago, record rainfall and river flooding inundated large swaths of South Carolina triggering a federal disaster declaration for thirty-five South Carolina counties. Now hard-hit communities are building back stronger. To date, assistance to residents and communities in South Carolina from the Federal Emergency Management Agency totals well over $164 million.

“We partnered with multiple agencies to assist flood survivors as they worked to recover from the South Carolina floods,” said Gracia Szczech, FEMA’s Region IV Regional Administrator. “While a year has passed, our ultimate goal remains the same – to ensure that communities continue to recover and to emerge stronger and more resilient.”

South Carolina by-the-numbers:

More than 28,000 survivors in twenty-four South Carolina counties received $89,548,894 for individual and housing assistance. Of that amount, $77,714,396 was provided for temporary housing and repairs not covered by insurance and $11,834,498 for other needs such as medical bills, moving and storage expenses, and personal property. More than 11,500 families received rental assistance during the recovery.

Eight emergency shelters housed a total population of 1,400.

FEMA inspectors surveyed more than 90,000 residences for damages (including those re-inspected on appeal).

Disaster Survivor Assistance Teams met with 65,696 survivors and 52,629 visits were made to Disaster Recovery Centers.

Disaster unemployment assistance as a result of the disaster was extended to 650 survivors.

Nearly three million meals were served under the Disaster Supplemental Nutrition Assistance Program.

Thirty-three counties and the state received $74,920,813 in Public Assistance. Of that amount, $38,264,692 was obligated for debris removal and emergency protective measures and $36,656,121 was obligated for permanent repairs to public infrastructure.

Seven counties received more than a million dollars each in Public Assistance for emergency measures or permanent repairs to public infrastructure such as roads and bridges, and public buildings and utilities. Berkeley County was the hardest hit, receiving $9,137,955 mostly for repairs.                                                                                 

The National Flood Insurance Program (NFIP) paid 3,866 claims for flood damages totaling $134,177,354, as of May 25, 2016. The NFIP has closed out 99 percent of the claims filed.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Download the FEMA mobile app for disaster resources, weather alerts, and safety tips.

 

Link: 

One Year of Progress After Historic South Carolina Floods

FEMA and FCC Issue Reminder and Key Points about Test
 

WASHINGTON – As a reminder, the Federal Emergency Management Agency (FEMA), in coordination with the Federal Communications Commission (FCC), will conduct a mandatory nationwide test of the Emergency Alert System (EAS) on Wednesday, September 28, at 2:20 p.m. EDT. In light of the upcoming test, the agencies share the following key informational points:

  • The purpose of the nationwide test is to ensure that EAS remains an effective means of warning the public about emergencies. Periodic testing of public alert and warning systems helps to assess the operational readiness of alerting infrastructure and identify any needed technological and administrative improvements.
  • The nationwide test will be administered by FEMA, in cooperation with the FCC and National Weather Service, and with the participation of radio, broadcast TV, cable, satellite, and other service providers (known as “EAS Participants”). EAS Participants are required to file reports with the FCC after the test, which the agency will analyze to determine how the test performed.
  • FEMA’s test message will be similar to the regular monthly EAS test messages in that the public should receive both audio and on-screen text conveying that this is only a test.  Specific language will differ slightly as it will indicate that, “This is a national test of the Emergency Alert System. This is only a test.” (emphasis added.)
  • The test message will be transmitted in both English and Spanish, with EAS Participants deciding which version to use for their communities. The test is intended to last approximately one minute.
  • How EAS works: Emergency alerts are created by authorized government agencies and sent to local radio and video service providers by local connections or through a central system administered by FEMA. The radio and video service providers then disseminate the emergency alert messages to affected communities. The FCC prescribes technical and procedural rules for communications providers’ participation in this process.
  • Public safety officials need to be sure that in times of an emergency or disaster, they have reliable methods and systems that will deliver urgent alerts and warnings to the public when needed. Conducting regional and national testing supports the continued use, training, and improvement of the system.
  • Wireless Emergency Alerts (WEA) will not be part of the test. 
  • The back-up date for the test is October 5, 2016, in case the September 28 test is cancelled due to widespread severe weather or other significant events.
  • The test was first officially announced on July 18, 2016. FEMA and the FCC have been coordinating with EAS Participants and other stakeholders in preparation for the test.

September is National Preparedness Month. In addition to conducting the nationwide EAS test, FEMA and the FCC encourage individuals to take action to prepare now and throughout the year. While government plays a role, each of us – including individuals, organizations and businesses – has important things we can do to be ready for the unexpected. Take time this month to be better prepared by following these steps:

  • Make an emergency plan so families know how to reconnect and reunite when an emergency strikes.
  • Download the FEMA App for disaster resources and to receive weather alerts, safety tips, and reminders (in English and Spanish) so you can have peace of mind and be ready for the unexpected.
  • Practice your preparedness. In case you are not with your family during an emergency, practice how you will communicate with each other; digitize important documents and plan a safety drill or exercise at your place of work. 
  • Visit Ready.gov. There are easy-to-use tools and resources available for families, organizations and communities for many disasters, to include floods, tornadoes, hurricanes and wildfires at Ready.gov.

 

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Original link:  

Nationwide Emergency Alert System Test Planned for September 28

BATON ROUGE, La. – Despite the worst flooding in recent Louisiana history, flood insurance continues to be available to homeowners, renters and businesses at the pre-flood price. Widespread flood losses in Louisiana will not cause flood insurance rates to rise above scheduled annual increases, according to the Federal Emergency Management Agency.

The August flooding does not trigger remapping of flood zones, or changes in base flood elevations. That includes the remapping efforts that have been in process for several years in six of the designated parishes. Revisions of Flood Insurance Rate Maps (FIRM) and Base Flood Elevations (BFE) in those parishes will continue, based on data compiled prior to the latest flood.

However, if your home or business was substantially damaged and you are rebuilding, you may need to mitigate your structures (elevate, etc.) to come into compliance with your community floodplain ordinance. It is crucial that you contact your local floodplain administrator to ensure you are in compliance and obtaining the proper building permits.

Properties located in a floodplain that have federally backed mortgages are required by law to be properly insured against known hazards, such as flooding.

Properties that were not required to have flood insurance by the mortgage lender prior to the floods may not be required to carry it when they are rebuilt. It is important to understand that even if the lender is not requiring flood insurance, it is still available to purchase.

The NFIP offers two types of coverage — building and contents. Keep in mind that your mortgage lender may only require you to purchase flood insurance for the structure. Building coverage will include the structure and attached items such as the electrical system and permanent flooring. Contents coverage will cover items such as personal belongings and furniture for an additional premium.

To find your approximate flood insurance costs and the hazard level of your area, visit www.FloodSmart.gov and enter the property address. An interactive display demonstrates the cost of flood damage by inches or feet of water that enters the house.

For an actual quote on a specific property, you should contact your insurance agent. Policies can be written by authorized insurance agencies; they are underwritten by the National Flood Insurance Program administered by FEMA.

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Flood Insurance Rates Remain Unchanged

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