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FEMA Rebuilding Specialists to Provide Advice in Brandon and Vicksburg

JACKSON, Miss. –Rebuilding or repairing property damaged from the recent severe storms? Residents in the Brandon and Vicksburg areas can get advice on building safer and smarter from the Federal Emergency Management Agency.

Mitigation specialists from FEMA will be at Home Depot in Brandon and Vicksburg to offer information on rebuilding after a disaster. The advisors can answer questions about protecting homes from future disaster-related damage and offer tips to build hazard-resistant homes.

FEMA officials estimate that every dollar spent on mitigation saves almost four dollars if another disaster hits.

Homeowners and contractors can learn more at:

Home Depot

200 Orleans Way

Brandon, Miss. 39042

8 a.m. to 6 p.m.

Tues., July 1—Thurs., July 3 and Sat., July 5

Home Depot

50 Falls Park Ferry Rd.

Vicksburg, Miss. 39180

8 a.m. to 6 p.m.

Tues., July 1—Thurs., July 3 and Sat., July 5

The specialists will not be at the stores on Friday, July 4.

For more information on Mississippi disaster recovery, go to FEMA.gov/Disaster/4175. Visit the MEMA site at msema.org or on Facebook at facebook.com/msemaorg.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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FEMA Rebuilding Specialists to Provide Advice in Brandon and Vicksburg

FEMA Rebuilding Specialists to Provide Advice in Tupelo-Saltillo Area

JACKSON, Miss. – Rebuilding or repairing property damaged from the recent severe storms? Residents in the Tupelo-Saltillo area can get advice on building safer and smarter from the Federal Emergency Management Agency.

Mitigation specialists from FEMA will be at Home Depot in Saltillo to offer information on rebuilding after a disaster. The advisors can answer questions about protecting homes from future disaster-related damage and offer tips to build hazard-resistant homes.

FEMA officials estimate that every dollar spent on mitigation saves almost four dollars if another disaster hits.

Homeowners and contractors can learn more at:

Home Depot

1074 Cross Creek Dr.

Saltillo, Miss. 38866

8 a.m. to 6 p.m.

Tues., July 1 – Thurs., July 3 and Sat., July 5

The specialists will not be at the store on Friday, July 4.

For more information on Mississippi disaster recovery, go to FEMA.gov/Disaster/4175. Visit the MEMA site at msema.org or on Facebook at facebook.com/msemaorg.

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FEMA Rebuilding Specialists to Provide Advice in Tupelo-Saltillo Area

FEMA, SBA Deadline is Tomorrow for Mississippi Disaster Survivors

Jackson, Miss. – Tomorrow, June 30, 2014, is the last day for Mississippians to register for disaster assistance from the Federal Emergency Management Agency. Tomorrow is also the deadline to submit an application for a low-interest disaster loan from the U.S. Small Business Administration.

People who sustained damage in Itawamba, Jones, Leake, Lee, Lowndes, Madison, Montgomery, Rankin, Simpson, Warren, Wayne and Winston counties as a result of the tornadoes, severe storms and flooding that occurred from April 28 through May 3, 2014, may be eligible for FEMA’s Individual Assistance program.

Assistance for homeowners and renters may include money to help pay for temporary housing, home repairs and other serious disaster-related expenses not met by insurance or other assistance programs.

Low-interest disaster loans from SBA may be available to cover losses not fully compensated by insurance. Filling out the SBA loan application is an important step toward recovery. No one has to accept a disaster loan, but completing and returning the application may open the door to other forms of assistance, such as additional FEMA grants. Today, June 30, 2014, is the deadline to submit a completed loan application to SBA.

Survivors can register with FEMA online at DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. Applicants may also call 800-621-3362 or (TTY) 800-462-7585. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (Central Time). Multilingual operators are available.

For additional information about SBA low-interest disaster loans, contact the SBA Disaster Assistance Customer Service Center by calling 800-659-2955 or TTY 800-877-8339, emailing DisasterCustomerService@sba.gov or visiting sba.gov/disaster.

For more information on Mississippi disaster recovery, go to fema.gov/disaster/4175. Visit the Mississippi Emergency Management Agency website at msema.org or the Facebook page at facebook.com/msemaorg.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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FEMA, SBA Deadline is Tomorrow for Mississippi Disaster Survivors

FEMA Has Provided More Than $1.1 Million to Governments for Alabama Storm Repairs, Response Costs

MONTGOMERY, Ala. – The federal government has already put more than $1.1 million in the hands of state, county, and local governments to reimburse them for their costs associated with the April 28 to May 5 severe storms, tornadoes, straight-line winds and flooding that struck Alabama.

The Federal Emergency Management Agency’s Public Assistance (PA) program provides states, counties, municipalities, federally-recognized tribes and certain private nonprofit organizations with funding for clean-up, repairing public infrastructure and the cost of responding to declared disasters.

“We are working as hard as we can to get these funds out to the affected communities,” said Federal Coordinating Officer Albie Lewis, the head of FEMA’s disaster recovery mission in Alabama. “But we have to follow the process and its safeguards to ensure that the taxpayers’ money is spent properly.”

FEMA’s Public Assistance program provides funding to repair roads and bridges, put water systems and utilities back in order, and pay for the cost of emergency response as well as debris removal in some cases.

Of the funding obligated so far, roughly half of it – $491,982 – has been allocated for debris removal. Another $169,104 will cover expenses related to responding to the storms, and $259,019 has been obligated for reimbursement of infrastructure repair work.

The total PA costs for the state of Alabama are estimated at just under $30 million.

“Obviously, it will take some time to process the paperwork for the more than 300 projects we expect to receive applications for,” Lewis said. “FEMA will be here for the duration and we hope the state, counties and municipalities will be patient as we continue our work.”

FEMA’s PA program typically reimburses 75 percent of the eligible cost of these projects, with the state and local government sharing the remainder.

“Our staff is working as diligently as our partners at FEMA to get these funds out the door to the organizations, counties and towns that need them,” said Alabama’s State Coordinating Officer, Jeff Byard.

The PA funding program process includes the following steps:

Preliminary Damage Assessments (PDAs) are conducted by local, state and federal officials after a disaster has struck.
The governor requests federal assistance.
The president then grants a disaster declaration for counties within the affected state.
The state holds applicant briefings to explain eligibility
The public entity makes a formal request to the state for Public Assistance (RPA).
At the “Kick-off” meeting, FEMA assigns a Public Assistance Coordinator (PAC) to work with the applicant to prepare project worksheets.
FEMA coordinates with the State’s Office of Emergency Management and Regional Planning Commissions to schedule applicant meetings and site visits.
FEMA documents the damage, identifies the scope of work and estimates the costs.
FEMA then reviews the project to ensure it complies with program eligibility guidelines and is cost effective.
If the project is approved, federal funds are obligated to the state which in turn provides funding to the applicant.
There is a closeout process that reviews the entire project to ensure compliance with all applicable regulations.

You can learn more by visiting: http://www.fema.gov/public-assistance-local-state-tribal-and-non-profit

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FEMA Has Provided More Than $1.1 Million to Governments for Alabama Storm Repairs, Response Costs

FEMA Helpline can Answer Questions about Letters

MONTGOMERY, Ala. – If you receive a letter from the Federal Emergency Management Agency, take the time to carefully read the information and instructions regarding your application for assistance.

If you still have questions, you should call FEMA’s helpline: 800-621-3362 or TTY 800-462-7585. The helpline will be operating on the July 4^th holiday.

FEMA notification letters may refer to issues with an application such as:

A missed appointment with an inspector;
Insufficient storm damage;
Adequate insurance coverage;
Pending receipt of your insurance settlement.

As an applicant, you may get a letter from FEMA if something is missing from your application. It could be as simple as the lack of a signature or basic information such as:

Proof of identity;
Proof of occupancy or ownership of damaged property;
Documentation of disaster damage, such as: contractors’ estimates or receipts.

After you register with FEMA:

An Inspector May Schedule An Appointment. After you register with FEMA – either online at www.DisasterAssistance.gov or by calling 800-621-3362 (TTY 800-462-7585) – a nine-digit registration number is assigned. An inspector may call to schedule an appointment to visit the damaged property, generally within 7-10 days of registration.

Inspector’s Visit. Keep your scheduled appointment to make sure the assistance process continues quickly. The inspector will request a photo ID and verify your name, address and FEMA registration number. There is no fee for the inspection.

Someone who is 18 or older and lived in the household prior to the disaster must be present for the scheduled appointment.

The inspector will ask for identification and proof of ownership and occupancy (for homeowners) and occupancy only (for renters). Survivors can speed up the process by having the appropriate documents:

A photo ID to prove identity, such as driver license or passport;
Proof of occupancy, which may include:
- A utility bill with the address of the damaged home, a credit card bill, delivery notice or other first class mail addressed to you at the address of the damaged home;
- Earning statements;
- Current driver’s license.

Proof of ownership, such as:

Deed showing you as the legal owner;
Title that lists you on actual escrow or title document for the purchase of the home;
Mortgage payment book with the address of the damaged home;
Property insurance policy for the damaged home;
Tax receipts or a property tax bill.

After the Inspector’s Visit. You should receive a decision by mail within 14 days of the inspector’s visit.

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FEMA Helpline can Answer Questions about Letters

Several Good Reasons to Apply for an SBA Low-Interest Disaster Loan

MONTGOMERY, Ala. – Some disaster survivors think that U.S. Small Business Administration loans are only for businesses. That is not the case – it is the primary source of federal funds for long-term recovery assistance for disaster survivors.

SBA offers disaster loans at rates as low as 2.188 percent to homeowners and renters, at 4 percent for businesses of all sizes and at 2.625 percent for private nonprofit organizations for physical damage from the April 28 through May 5 severe storms, tornadoes, straight-line winds and flooding in the following Alabama counties: Baldwin, Blount, DeKalb, Etowah, Jefferson, Lee, Limestone, Mobile and Tuscaloosa counties.

Economic injury disaster loans also are available to provide working capital to eligible small businesses and nonprofit organizations located in the counties listed above and the adjacent counties.

There are good reasons for FEMA applicants who have been contacted by SBA to submit a completed disaster loan application before the July 1, 2014 deadline. Reasons include:

A future insurance settlement may fall short. Survivors may find out they are underinsured for the amount of work it takes to repair or replace a damaged home. An SBA low-interest loan can cover the uninsured costs. By submitting the loan application, survivors may have loan money available when it is needed. SBA can approve a loan for the repair or replacement of a home up to $200,000. The loan balance will be reduced by a survivor’s insurance settlement. However, the opportunity for an SBA disaster loan will be lost if they wait until after the application deadline.
SBA can help renters repair or replace disaster damaged personal property. Renters as well as homeowners may borrow up to $40,000 to repair or replace clothing, furniture, appliances and damaged vehicles.
By submitting an SBA loan application, survivors keep the full range of disaster assistance available as an option. SBA may refer applicants who do not qualify for a home loan to FEMA for “Other Needs” grants to replace essential household items, replace or repair a damaged vehicle, cover medical, dental and funeral expenses and other serious disaster-related needs. But if survivors do not submit their disaster loan applications, the assistance process stops. Survivors are not required to accept a loan offer.

For more information, homeowners, renters and businesses may call the SBA at 800-659-2955 (TTY 800-877-8339), send an email to DisasterCustomerService@SBA.gov or visit SBA.gov/Disaster. Survivors can complete disaster loan applications online at https://DisasterLoan.SBA.gov/ELA.

Survivors who have not yet registered with FEMA can do so online at DisasterAssistance.gov with a mobile device at m.FEMA.gov or by calling the FEMA helpline at 800-621-3362 (FEMA). TTY 800-462-7585.

The deadline to register for disaster assistance and an SBA loan is July 1, 2014 for property damage. The deadline for Economic Injury Disaster Loans is February 2, 2015.

The Federal Emergency Management Agency and the U.S. Small Business Administration offer assistance programs for homeowners, renters, and business owners in nine Alabama counties designated for Individual Assistance.

This article:

Several Good Reasons to Apply for an SBA Low-Interest Disaster Loan

Don’t Wait Until it’s too Late: Have a Back-up Plan and Register by June 30

JACKSON, Miss. – If you sustained damage from the April 28 through May 3 severe storms, tornadoes and flooding, your insurance settlement may not cover all of your expenses. The Mississippi Emergency Management Agency, the Federal Emergency Management Agency and the U.S. Small Business Administration encourage you to register for disaster assistance by Monday, June 30, 2014, as it may help cover unexpected disaster expenses that arise later.

Your insurance settlement is delayed, but you need to relocate because your home is uninhabitable.
Damage in your home is not revealed until contractors are able to conduct a more comprehensive inspection of your home’s structure.
You exhaust the additional living expenses provided by your insurance company and still need help with your disaster-related temporary housing.

Not registering with FEMA may disqualify you for assistance that could help with unexpected expenses. You have until Monday, June 30, 2014, to register. Take a few minutes now to give yourself peace of mind in the future. You can register any of three ways: online at DisasterAssistance.gov, on a mobile device at m.fema.gov, or by phone at 800-621-FEMA (3362.) People who are deaf or hard of hearing and use a TTY may call 800-462-7585.

If you have registered with FEMA and were referred to SBA’s disaster loan program, it’s wise to follow through and keep your options open by submitting the application before June 30.

Some of the top reasons for submitting an SBA application by the deadline include:

A future insurance settlement may fall short. You may find you are underinsured for the amount of work it takes to repair or replace your damaged home. An SBA low-interest loan can cover the uninsured costs. By submitting the loan application on time, you may have loan money available when it is needed. SBA can approve a loan for the repair or replacement of a home up to $200,000. The loan balance may be reduced by your insurance settlement. However, the opportunity for an SBA disaster loan may be lost if you wait until after the June 30 application deadline.

SBA can help renters repair or replace disaster damaged personal property. Homeowners and renters may borrow up to $40,000 to repair or replace clothing, furniture, appliances and damaged vehicles.

By submitting an SBA loan application, you keep the full range of disaster assistance available as an option. If you do not qualify for a loan, SBA may refer you back to FEMA for grants to replace essential household items, replace or repair a damaged vehicle, or cover storage expenses, among other serious disaster-related needs. But if you do not submit your disaster loan application, the assistance process may stop. You are not required to accept a loan if one is offered.

Complete the SBA disaster loan application online at https://DisasterLoan.SBA.gov/ELA. For additional information about SBA low-interest disaster loans, contact the SBA Disaster Assistance Customer Service Center by calling 800-659-2955 or TTY 800-877-8339 or by emailing DisasterCustomerService@sba.gov. For more information on SBA disaster loans, go to sba.gov/disaster.

For more information on Mississippi disaster recovery, click fema.gov/disaster/4175. Visit the Mississippi Emergency Management Agency website at msema.org or the Facebook page at facebook.com/msemaorg.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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Don’t Wait Until it’s too Late: Have a Back-up Plan and Register by June 30

FEMA Awards $307,275 Grant to Village of Hamburg: Hazard mitigation funds will be used to acquire and demolish six flood prone structures

CHICAGO –The U.S. Department of Homeland Security’s Federal Emergency Management Agency (FEMA) has released $307,275 in Hazard Mitigation Grant Program (HMGP) funds to the Village of Hamburg, Ill., for the acquisition and demolition of six residential structures in the Mississippi River floodplain. Following demolition, these properties will be maintained as permanent open space in the community.

“The Hazard Mitigation Grant Program enables communities to implement critical mitigation measures to reduce the risk of loss of life and property,” said FEMA Region V Acting Administrator Janet Odeshoo. “The acquisition and demolition of these structures permanently removes them from the floodplain and greatly reduces the financial impact on individuals and the community when future flooding occurs in this area.”

“In the past six years, Hamburg has experienced two major floods that almost reached the levels of the Great Flood of 1993,” said Jonathon Monken, director of the Illinois Emergency Management Agency. “Removing these homes from the floodplain will enable these homeowners to move to higher ground and avoid heartache and property loss the next time the Mississippi River floods this area.”

HMGP provides grants to state and local governments to implement long-term hazard mitigation measures. Through HMGP, FEMA will pay 75 percent of the $409,700 eligible project cost. The remaining 25 percent of the funds, $102,425 will be provided by non-federal sources.

Follow FEMA online at twitter.com/femaregion5, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at twitter.com/craigatfema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Media Contact: Cassie Ringsdorf, (312) 408-4455

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FEMA Awards $307,275 Grant to Village of Hamburg: Hazard mitigation funds will be used to acquire and demolish six flood prone structures

FEMA, SBA Deadline Less Than Two Weeks Away

Jackson, Miss. – The deadline for Mississippi storm survivors to register for disaster assistance from the Federal Emergency Management Agency and apply for low-interest disaster loans from the U.S. Small Business Administration is June 30.

Residents of Itawamba, Jones, Leake, Lee, Lowndes, Madison, Montgomery, Rankin, Simpson, Warren, Wayne, and Winston counties who suffered damages as a result of the tornadoes, severe storms and flooding that occurred from April 28 through May 3, 2014, may be eligible for FEMA’s Individual Assistance program.

Assistance for homeowners and renters may include money to help pay for temporary housing, home repairs and other serious disaster-related expenses not met by insurance or other assistance programs.

Low-interest disaster loans from the SBA may be available to cover losses not fully compensated by insurance. Filling out the SBA loan application is an important step toward recovery. No one has to accept a disaster loan, but completing and returning the application may open the door to other forms of assistance, such as additional FEMA grants. The deadline to submit a completed loan application is June 30.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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FEMA, SBA Deadline Less Than Two Weeks Away

FEMA Mitigation Specialists Available at Home Depot and Lowe’s

PENSACOLA, Fla. – Are you repairing or rebuilding damaged property? Have questions about flood insurance? Want to protect your property from potential loss or damage from future disasters?

Federal Emergency Management Agency mitigation specialists will be available at three home improvement stores in the area to provide information on rebuilding safer and smarter.

Specialists will be available at the following Home Depot stores through noon on June 26.

The hours are 9 a.m. to 5:30 p.m., Tuesday through Saturday. On Sundays, noon to 5 p.m.

Home Depot

541 W. Nine Mile Road

Pensacola, FL 32534

Home Depot

4825 Mobile Highway

Pensacola, FL 32506

Starting Friday, June 20, mitigation specialists will be available at the following location through noon on June 26. The hours are 9 a.m. to 5:30 p.m., Tuesday through Saturday. On Sundays, noon to 5 p.m.

Lowe’s

4301 W. Fairfield Drive

Pensacola, FL 32505

Information on the National Flood Insurance Program, advisory base flood elevation maps, flood insurance rate maps, and repair and rebuilding will be available to all, not just to individuals who are registered with FEMA.

Advice also will be given on:

Elevating electrical services and appliances;
Installing sewer back-flow valves;
Replacing drywall and insulation;
Channeling water away from foundations; and
The permitting process required by local authorities.

More information on ways to protect your property from disasters is available at www.fema.gov.

Click on “Plan, Prepare and Mitigate.”

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FEMA’s temporary housing assistance and grants for childcare, medical, dental expenses and/or funeral expenses do not require individuals to apply for an SBA loan. However, those who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, transportation, vehicle repair or replacement, and moving and storage expenses.

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FEMA Mitigation Specialists Available at Home Depot and Lowe’s

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