CHICAGO – It’s too easy to think we’re invincible when it comes to lightning storms—going outside, staying in the pool, or continuing a softball game as thunder sounds in the distance are not safe activities when lightning and thunder are in the area. Instead, move indoors when thunder roars—such a simple step could save more than 400 people from getting struck by lightning every year.

In recognition of Lightning Safety Awareness Week, June 19 – 25, 2016, FEMA is encouraging everyone to get storm safety smart:

  • There is no safe place outdoors when thunderstorms are in the area. Get indoors and avoid contact with corded phones, electrical equipment, plumbing, and windows and doors.
  •  Water is an excellent conductor of electricity – so get out of and away from water!  
  • Electricity always seeks the shortest path to its destination. Avoid tall, isolated trees or other tall objects in a lightning storm.
  • When camping, set up in a valley, ravine or other low area. Tents and open-sided shelters don’t provide protection from the dangers of lightning. If there isn’t a substantial building nearby, take shelter in your vehicle.
  • Wait 30 minutes after the last lightning or thunder before going back outside.
  • Anyone struck by lightning will need immediate medical attention. Call 911 and remember: lightning victims do not carry an electrical charge and are safe to touch.  

During Lightning Safety Awareness Week, FEMA Region 5 will be hosting a social media engagement campaign in collaboration with the National Weather Service in Chicago—get involved by following FEMA online at twitter.com/femaregion5 and www.facebook.com/fema. You can also find more valuable lightning safety tips by visiting www.ready.gov/thunderstorms-lightning and www.lightningsafety.noaa.gov. Consider also downloading the free FEMA app, available for your Android, Apple or Blackberry device, so you have the information at your fingertips to prepare for severe weather.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at twitter.com/femaregion5, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at twitter.com/craigatfema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.
 

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Media Contact: Cassie Ringsdorf, 312-408-4455
 

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When there’s Lightning, Bolt to Safety Indoors

WASHINGTON – Today, the Federal Emergency Management Agency (FEMA) is calling on individuals and families across the nation to prepare for the 2016 Atlantic Hurricane season, which begins today and runs through November 30. 

The National Oceanic and Atmospheric Administration (NOAA) Climate Prediction Center seasonal outlook for 2016, released last week, states the season will most likely be near-normal, but uncertainty about the formation of Atlantic storms makes predicting this season particularly difficult.  The full release is linked at www.noaa.gov/near-normal-atlantic-hurricane-season-most-likely-year

The effects of hurricanes can stretch far beyond just coastal areas, impacting communities hundreds of miles inland. When a hurricane hits, it can bring high winds, heavy rainfall, coastal and inland flooding, rip currents, and even tornadoes. Storm surge produced by hurricanes poses the greatest threat to life and property along the coast. Taking action now, in advance of a storm, can save lives and enables families and communities to recover more quickly should disaster strike.

“The United States has not had a significant impact from a hurricane or tropical storm since Hurricane Sandy struck in 2012,” said FEMA Administrator Craig Fugate. “But luck isn’t a strategy when it comes to being ready. If you live in a potentially affected state, you are at risk for storm surge, extreme winds and flooding during a hurricane. Now is the time for you to learn your evacuation routes and develop a hurricane evacuation plan. Prepare now and enjoy the summer with confidence that if a storm threatens you’ll be ready.”

To prepare for these powerful storms, FEMA is encouraging families, businesses, and individuals to take the following steps to prepare:

  • Know Your Risk: Residents should learn what types of natural disasters are common in their stateNOAA’s historical hurricane tracks tool provides information on the severity and frequency of past hurricanes. 
     
  • Know your evacuation zone: Evacuation zones are areas that may be impacted by hurricane flooding. Many communities have designated evacuation zones and routes to get citizens to safety. This information can often be found on the websites of state, county, or town emergency management offices. If a hurricane threatens a community and local officials say it’s time to evacuate, residents should evacuate immediately. Do not wait for the next forecast.   
     
  • Download the FEMA app: The FEMA app contains important information on what to do before, during, and after a hurricane. The app also allows users to receive weather alerts from NOAA’s National Weather Service, lifesaving safety tips, and provides access to disaster resources should survivors need them. The app is available in the Apple App store or the Google Play store. The FEMA app is also available in Spanish.
     
  • Make a plan, build a kit and practice what to do: When a hurricane hits, communications systems can go out, transportation can be limited, and it could be days before emergency responders are able to reach communities that need help. FEMA encourages residents in potentially affected states to do the following:
    • Make a Family Communication Plan: Family members should discuss how they contact one another in an emergency and check in with each other from different locations.  Families should plan how to care for children or members with access and functional needs, and learn how to get in touch if cell phone, internet, or landlines don’t work. Be sure to practice your plan so everyone will know what to do in the event of an emergency.
    • Emergency Supply Kit: A ‘go kit’ is a bag that contains basic items families may need, during an emergency. Kits should contain non-perishable food, water, and other supplies, such as flashlights, local maps, and a battery-powered radio, to last you and your family for at least 72 hours. Ready.gov contains a complete list of items.
    • Pets: Many local shelters do not permit pets, but laws require them to accept service animals. Families should have a plan for pets should they need to evacuate.

While much attention is often given to the Atlantic Hurricane Season, there are tropical systems that can affect many other areas around the nation. To learn more about hurricane seasons in the Atlantic and Pacific Oceans, visit www.hurricanes.gov. To learn more on how to prepare before, during, and after a hurricane, visit www.ready.gov.

 

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Continued here:

FEMA Encourages Preparedness for the 2016 Hurricane Season

WASHINGTON —The Department of Homeland Security (DHS) Federal Emergency Management Agency (FEMA) National Continuity Programs’ Integrated Public Alert and Warning System Division has begun to assess the feasibility of a public alert and warning capability that is being developed in the private sector.   

New technologies could deliver detailed emergency information to the public with pictures and videos of evacuation routes, storm tracks, and shelter information – increasing community preparedness before, during, and after a disaster. The media alerts will be able to include multilingual and multi-format information to warn non-English speaking populations and people with access and functional needs.  

“FEMA is committed to working with the private sector to examine and improve future alerts and warnings,” said Roger Stone, Acting Assistant Administrator for National Continuity Programs. “New systems could someday include pictures and video as part of the advanced alert and warning information provided to the general public.”

One such technology being considered is the Advanced Warning and Response Network (AWARN).  AWARN works by using advanced capabilities in the next generation of digital television broadcast system called ATSC 3.0 being standardized by the Advanced Television Systems Committee.  The emerging television broadcast standard provides for the transmission of large media rich, data messages over-the-air to mobile, portable, and fixed television and video devices without interrupting ongoing television shows.   

FEMA’s IPAWS is a national system for local alerting. IPAWS enables authorities at all levels of government to alert and warn people in areas endangered by disasters. IPAWS is used by federal, state, and local authorities to send emergency alerts to cellular phones as Wireless Emergency Alerts (WEAs), to radio and television as Emergency Alert System (EAS) broadcasts, to NOAA Weather Radios, and to an All-Hazards Alert and Information Feed for Internet applications, services, and websites.

For more information on IPAWS, go to www.fema.gov/ipaws

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Original source – 

FEMA to Assess Future Over-the-Air Broadcast Alerting Technology

ATLANTA – As the 2015 hurricane season begins, FEMA has launched a new feature to its mobile app to help you be prepared and stay informed about severe weather. The free feature allows you to receive weather alerts from five locations you select anywhere in the country, even if the phone is not located in the area. This tool makes it easy to follow severe weather that may be threatening your family and friends in other areas.

“Whether this years’ hurricane season is mild or wild, it’s important to be prepared,” said Regional Administrator Gracia Szczech. “Despite forecasters’ predictions for a below-normal number of storms, fewer storms do not necessarily mean a less destructive season. FEMA is reinforcing preparedness basics and resources to help people be ready whether they live along the coast or farther inland.” Visit FEMA’s www.ready.gov/hurricanes for step-by-step information and resources for what to do before, during and after a hurricane.

Cellphones and mobile devices are a major part of our lives and an essential part of how emergency responders and survivors get information during disasters. According to a recent survey by Pew Research, 40 percent of Americans have used their smartphone to look up government services or information. Additionally, a majority of smartphone owners use their devices to keep up to date with breaking news, and to be informed about what is happening in their community.

The new weather alert feature adds to existing features in the app to help Americans through emergencies. In addition to this upgrade, the app also provides a customizable checklist of emergency supplies, maps of open shelters and Disaster Recovery Centers, and tips on how to survive natural and manmade disasters. The FEMA app also offers a “Disaster Reporter” feature, where users can upload and share photos of disaster damage. The app defaults to Spanish language content for smartphones that have Spanish set as their default language.

The latest version of the FEMA app is available for free in the App Store for Apple devices and Google Play for Android devices. Users who already have the app downloaded on their smartphones should download the latest update for the new alerts feature to take effect. To learn more about the FEMA app, visit: The FEMA App: Helping Your Family Weather the Storm.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

 

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Hurricane Season Begins June 1—Are You Ready?

DENTON, Texas – People who live in Texas are urged to get ready now for the possibility of flooding, following days of rain and with more potential rain in the forecast.

The Federal Emergency Management Agency’s (FEMA) Region 6 office continues to monitor the flooding threat across parts of the state and stands ready to support state and local partners as needed and requested in any affected areas.

Know Your Risk Before a Flood:

•    Do your homework. Be aware of the potential flooding risks for the particular area where you live.
•    Familiarize yourself with the terms used to identify a flooding hazard. Some of the more common terms used are:

  •  A Flash Flood Watch: Flash flooding is possible.  Be prepared to move to higher ground; monitor NOAA Weather Radio, commercial radio, or television for information.
  • A Flash Flood Warning: A flash flood is occurring; seek higher ground on foot immediately.

Take Action Before and During a Flood:

•    Build an emergency kit and make a family communications plan.
•    Listen to local officials and monitor your local radio or television for information.
•    Do not drive into flooded areas. Turn Around; Don’t Drown. Two feet of rushing water can carry away most vehicles.
•    Do not walk through flowing water.  Six inches of swiftly moving water can knock you off your feet.
•    Wireless Emergency Alerts (WEAs) are now being sent directly to many cell phones on participating wireless carriers’ networks.  WEAs sent by public safety officials such as the National Weather Service are designed to get your attention and to provide brief, critical instructions to warn about imminent threats like severe weather.  Take the alert seriously and follow instructions.  More information is available on WEA at www.fema.gov/wireless-emergency-alerts.

Visit www.ready.gov or www.nws.noaa.gov for more information on preparing for floods or other disasters.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at http://twitter.com/femaregion6 , and the FEMA Blog at http://blog.fema.gov.  
 

Link: 

Monitoring for Potential Flooding in Texas

DENTON, Texas – Severe weather season is just around the corner, which brings with it the possibility of tornadoes and flooding.

Flooding is the most common natural disaster in the United States and can happen anywhere at any time. That’s why National Flood Safety Awareness Week, which runs from March 15-21, is the perfect time to know your risk, take action and be a force of nature.

“Everyone should take steps now to prepare for flooding and any potential adverse situation,” said FEMA Region 6 Administrator Tony Robinson. “Getting ready before something happens can save your life and the lives of your loved ones. It also helps neighborhoods and communities become more resilient, recovering more quickly from disasters.”

Know Your Risk Before a Flood:

•    Do your homework. Be aware of the potential flooding risks for the particular area where you live.

Take Action Before and During a Flood:

•    Build an emergency kit and make a family communications plan.
•    Listen to local officials and monitor your local radio or television for information.
•    Be aware that flash flooding can occur. If it does, immediately move to higher ground.  
•    Be aware of streams, drainage channels, canyons and other areas known to suddenly flood.
•    Do not drive into flooded areas. Turn Around; Don’t Drown. Two feet of rushing water can carry away most vehicles.

Be a Force of Nature:

•    Help your community by sharing your weather and emergency preparedness story. You may inspire others to take action.
•    Write a post on Facebook or tweet about how you’ve gotten ready for floods.
•    Look for ways to help your neighborhood, town or community prepare such as joining a Community Emergency Response Team.
•    Register for America’s PrepareAthon! to learn how to stay safe during disasters.

Visit www.ready.gov or www.nws.noaa.gov for more information on preparing for floods or other disasters.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at http://twitter.com/femaregion6 , and the FEMA Blog at http://blog.fema.gov.  
 
 

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Know Your Risk, Take Action & Be a Force of Nature during Flood Safety Awareness Week

Hawaii Residents and Visitors Urged to Follow Direction of Local Officials

WASHINGTON – The Federal Emergency Management Agency (FEMA), through its National Watch Center in Washington and its Pacific Area Office in Oahu, continues to monitor Tropical Storm Ana in the Pacific Ocean. FEMA remains in close, direct contact with emergency management partners in Hawaii.

According to the National Weather Service, Tropical Storm Ana, currently located about 400 miles southeast of Hilo, Hawaii, is moving westward at about 10 mph, with maximum sustained winds near 60 mph. The current track takes the center of Ana south of the Big Island Friday night and Saturday, then south of Oahu and Kauai over the weekend. A Tropical Storm Watch and Flash Flood Watch are in effect for the Big Island. The National Weather Service’s Central Pacific Hurricane Center is the official source of tropical storm activity in and around Hawaii.

“As always, I urge residents and visitors to follow the direction of state and local officials,” FEMA Administrator Craig Fugate said. “Be prepared and stay tuned to local media – weather conditions can change quickly as these storms approach.”

When disasters occur, the first responders are local emergency and public works personnel, volunteers, humanitarian organizations and numerous private interest groups who provide emergency assistance required to protect the public’s health and safety and to meet immediate human needs.

In addition to the FEMA personnel who are on the ground year round in its Pacific Area Office, FEMA also deployed a liaison officer to the emergency operations center in Hawaii to help coordinate any requests for federal assistance. A FEMA Incident Management Assistance Team (IMAT) is on the ground in Hawaii to coordinate with state and local officials, should support be requested, or needed.   FEMA’s Region IX office mobilized its regional response coordination center (RRCC) in Oakland, California to support Hawaii’s disaster response activities, while other federal agencies that support FEMA during disaster responses are accompanying FEMA’s IMAT and participating in its RRCC.

At all times, FEMA maintains commodities, including millions of liters of water, millions of meals and hundreds of thousands of blankets, strategically located at distribution centers throughout the United States and its territories.

Safety and Preparedness Tips

  • Residents and visitors in potentially affected areas should be familiar with evacuation routes, have a communications plan, keep a battery-powered radio handy and have a plan for their pets.
  • Storm surge can be the greatest threat to life and property from a tropical storm or hurricane. It poses a significant threat for drowning and can occur before, during, or after the center of a storm passes through an area. Storm surge can sometimes cut off evacuation routes, so do not delay leaving if an evacuation is ordered for your area.
  • Driving through a flooded area can be extremely hazardous and almost half of all flash flood deaths happen in vehicles. When in your car, look out for flooding in low lying areas, at bridges and at highway dips. As little as six inches of water may cause you to lose control of your vehicle.
  • If you encounter flood waters, remember – turn around, don’t drown.
  • Get to know the terms that are used to identify severe weather and discuss with your family what to do if a watch or warning is issued.

For a Tropical Storm:

  • A Tropical Storm Watch is issued when tropical cyclone containing winds of at least 39 MPH or higher poses a possible threat, generally within 48 hours.
  • A Tropical Storm Warning is issued when sustained winds of 39 MPH or higher associated with a tropical cyclone are expected in 36 hours or less.

For Flash Flooding:

  • A Flash Flood Watch is issued when conditions are favorable for flash flooding.
  • A Flash Flood Warning is issued when flash flooding is imminent or occurring.
  • A Flash Flood Emergency is issued when severe threat to human life and catastrophic damage from a flash flood is imminent or ongoing.

More safety tips on hurricanes and tropical storms can be found at www.ready.gov/hurricanes.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

 

Continue reading:  

FEMA Urges Preparedness in Hawaii Ahead of Tropical Storm Ana

Erosion Threat Assessment Reduction Team (ETART) is a multijurisdictional, interdisciplinary team formed jointly by FEMA and the State of Washington in response to the 2014 Central Washington wildfires to address the threat of flooding, mudslides, debris flows and other erosion over the approximately 415 square miles of burned lands.(For a landownership breakdown, see the following map and chart.)

In the summer of 2014, the Carlton Complex Fire burned more than 250,000 acres of land in Washington, the largest wildfire in state history. The fire burned private, federal, state and tribal lands, consumed 300 homes and destroyed critical infrastructure in its path. Then intense rainstorms over the scarred landscape caused more damage from flooding, mudslides and debris flow.

Fire suppression costs topped $68 million. But post-fire recovery costs have yet to be tallied.

Given the size and severity of the fire, President Obama issued a major disaster declaration on Aug. 11, which authorized the Federal Emergency Management Agency (FEMA) to coordinate federal disaster relief and to help state, tribal and local agencies recover from the disaster.

Once firefighters contained the Carlton fire on Aug. 25, the U.S. Forest Service (USFS) deployed its Burn Area Emergency Response (BAER) team to measure soil quality, assess watershed changes, identify downstream risks and develop recommendations to treat burned federal lands.

FEMA officials and the BAER team acted fast. They knew more floods may follow without vegetation to soak up rainwater. More silt and debris in the runoff can plug culverts and raise water levels, which may further threaten downstream communities and properties.

To reduce the vulnerability of those downstream communities, FEMA created ETART. Modeled after BAER, ETART would measure soil quality, assess watershed changes, identify downstream risks and develop recommendations to treat burned state, tribal and private lands.

FEMA and the State of Washington recruited biologists, engineers, hydrologists, mapping experts, range specialists, soil scientists and support staff from more than 17 entities.

SPIRIT OF COOPERATION

ETART participants include: Cascadia Conservation District, the Confederated Tribes of the Colville Reservation, FEMA, Methow Conservancy, National Weather Service (NWS), Okanogan Conservation District, Skagit Conservation District, Spokane Conservation District, U.S. Army Corps of Engineers, U.S. Bureau of Land Management (BLM), U.S. Department of Agriculture, U.S. Department of the Interior, USFS, Washington State Department of Natural Resources, Washington State Department of Fish and Wildlife, Whatcom Conservation District and Yakama Nation Fisheries.

Team members scored the benefits of working together across jurisdictional boundaries and overlapping authorities right away. To start, they stitched their maps together and overlaid their findings to gain consistency and a better perspective. Field assessments used extensive soil sampling. Computer modeling showed the probability of debris flow and other hazards.

Standard fixes in their erosion control toolbox include seeding and other ground treatments, debris racks, ditch protection, temporary berms, low-water crossings and sediment retention basins. Suggested treatments were evaluated based on their practical and technical feasibility.

Regional conservation districts provided a vital and trusted link to private landowners. They:
• held public meetings and acted as the hub of communications
• posted helpful links on their websites
• collected information on damage to crops, wells, fences, livestock and irrigation systems
• secured necessary permits that grant state and federal workers access to private property to assess conditions.

Local residents shared up-to-the minute information on road conditions and knew which seed mixtures worked best for their area. Residents proved key to the success of ETART.

Note: Teams found a few positive consequences of the wildfire. For instance, debris flow delivered more wood and gravel downstream, which may create a better fish habitat once the debris and sediment settle.  The resultant bedload may enhance foraging, spawning and nesting for endangered species, such as Steelhead, Bull Trout and Spring Chinook Salmon.

STRENGTH OF COLLECTIVE ACTION

Final reports from BAER and ETART have helped several state agencies formulate and prioritize their projects, and leverage their budget requests for more erosion control funds.

Landowners and managers might share equipment, gain economies of scale and develop more cost-effective solutions. In the end, collaboration and collective action may avert future flooding.

CULTURE OF RESILIENCE

While public health and safety remain the top priority, other values at risk include property, natural resources, fish and wildlife habitats, as well as cultural and heritage sites.

Estimated costs for the emergency restoration and recovery recommendations on federal lands run $1.5 million. For short-term stabilization, USFS initiated funding requests for seeding and mulching urgent areas before the first snowfall. Other suggested treatments include bigger culverts, more warning signs and the improvement of road drainage systems.

For state and private lands, emergency restoration and recovery recommendations may cost in excess of $2.8 million. Erosion controls include seeding, invasive species removal and the construction of berms and barriers. In its final report, ETART also recommended better early warning systems, more warning signs on county roads and electronic message signs to aid residents evacuating via highways.

Landowners, managers and agencies continue to search for funding to pay for implementation. For instance, BLM regulations may allow it to seed its lands, as well as adjoining properties, after a wildfire. Select state agencies may provide seedlings, technical assistance on tree salvaging, or partial reimbursement for pruning, brush removal and weed control.

Knowing a short period of moderate rainfall on burned areas can lead to flash floods, the NWS placed seven real-time portable gauges in September to monitor rainfall in and around the area, and plans to place eight more rain gauges in the coming weeks. The NWS will issue advisory Outlooks, Watches and Warnings, which will be disseminated to the public and emergency management personnel through the NWS Advanced Weather Information Processing System.

Certain projects may qualify for FEMA Public Assistance funds. Under this disaster declaration, FEMA will reimburse eligible tribes, state agencies, local governments and certain private nonprofits in Kittitas and Okanogan counties for 75 percent of the cost of eligible emergency protective measures.

Successful ETARTs replicated in the future may formalize interagency memorandums of understanding, develop more comprehensive community wildfire protection plans and promote even greater coordination of restoration and recovery activities following major wildfires.

More:

Erosion Threat Assessment Reduction Team

MONTGOMERY, Ala. – In 2013, the National Weather Service issued 332 flash flood and flood watches/warnings for the state. The state also reported one tropical storm in the Gulf Coast. More severe weather came this spring with tornadoes and more than two feet of rain.

Between the Gulf Coast’s tropical storms and the numerous rivers and streams, the potential for flooding in Alabama is ever present, according to the National Weather Service Office in Birmingham.

“Flooding due to heavy rains is a serious threat to all residents of our state,” said Alabama Emergency Management Director Art Faulkner.  “Many of the homes and businesses flooded in the recent historic rain events were not in a flood zone. For the best protection, a flood policy available through the National Flood Insurance Program is a wise investment. Flood insurance will not keep rising water out of your home or business, but it will protect the investment you have in them.”

Flood insurance is important regardless of your flood zone. In fact, people outside high-risk areas file more than 25 percent of flood claims nationwide. And according to the flood insurance program, from 2003 to 2012, the agency averaged $4 billion in claims per year nationwide.

In Alabama, only 57,000 of the estimated 1.8 million households have flood insurance.  Yet, the state is highly susceptible to the ravages of flooding, according to FEMA’s Federal Coordinating Officer in charge of Alabama’s disaster recovery Joe M. Girot.

“Here are two important points people need to understand,” he said. “First, homeowner insurance policies do not cover flooding. Second, flood insurance policyholders can file a claim even if a storm doesn’t trigger a federal disaster declaration.

“Flood insurance is available to homeowners, business owners and renters in communities that participate in the National Flood Insurance Program and enforce their local flood damage prevention ordinances,” Girot said.

Homeowners in a floodplain (or Special Flood Hazard Area) must buy flood insurance if they have a mortgage from a federally regulated lender. An interactive guide to determine your flood risk is available online at FloodSmart.gov. The site also provides information on the NFIP.

Flood insurance, with an average premium running about $600 per year, can save homeowners thousands of dollars in repairs. Just three inches of floodwater in a home will require replacing drywall, baseboards, carpets, furniture and other necessary repairs that can cost an estimated $7,800, according to the National Flood Insurance Program.

The deeper the floodwater, the more it will cost – 18 inches of water means repairs to the electrical system and the heating and cooling system. It also means replacement of doors, appliances and cabinetry, adding another $26,000 to the bill.

Homeowners can insure their homes for up to $250,000 and contents for up to $100,000. Renters can cover their belongings for up to $100,000. Nonresidential property owners can insure a building and its contents for up to $500,000 each.

There is normally a 30-day waiting period when purchasing a new policy. Flood insurance is sold through private companies and agents and is backed by the federal government.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for childcare, medical, dental expenses and/or funeral expenses do not require individuals to apply for an SBA loan. However, those who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, transportation, vehicle repair or replacement, and moving and storage expenses.

For more information on Alabama’s disaster recovery, visit www.fema.gov or http://www.ema.alabama.gov/.  For the joint Facebook page, go to www.facebook.com/AlabamaEMA. To receive Twitter updates: http://twitter.com/AlabamaEMA  or www.twitter.com/femaregion4

Originally from: 

Flood Insurance is an Essential Ingredient for Protecting Your Family

NEW YORK – New Yorkers know about severe weather. After Hurricane Sandy, 2013 brought 15 significant weather events to New York, including winter snow and ice storms, a tornado, extreme heat, brush fires, heavy rains and flooding. Two of those events resulted in major disaster declarations for the state.

Next week, March 2-8, is National Severe Weather Preparedness Week, a nationwide campaign to remind everyone that severe weather can affect anyone. The effort is sponsored by the Federal Emergency Management Agency and the National Oceanic and Atmospheric Administration.

Across the U.S. last year, there were seven severe weather events that crossed the $1 billion mark in economic and property damage. These disasters, including floods, tornadoes and wildfires, caused the deaths of 109 people.

NOAA and FEMA urge all New Yorkers to understand the risks where you live and how severe weather could affect you and your family. Check weather forecasts, get a NOAA Weather Radio and sign up for local weather alerts from emergency management officials. Check NOAA’s National Weather Service website for more information: www.weather.gov.

Next, make sure you and your family are prepared for severe weather. Develop a family communication and disaster preparedness plan, keep important papers, medications and other essential items in a safe place and visit www.Ready.gov/severe-weather to learn more.

Being prepared for severe weather need not be complicated or costly. Keeping a few simple items handy in a disaster kit, for example, could end up being a lifesaver. Go to www.ready.gov/basic-disaster-supplies-kit to find out more about what to include in a basic kit and how to develop one for those with unique needs. The same information is available in Spanish at www.listo.gov.

Once you have taken action to prepare for severe weather, set an example by sharing your story with family and friends on any social media site. Be a “force of nature” and inspire others in your community to take action too. Pledge to prepare by signing up for America’s PrepareAthon on April 30 at www.fema.gov/americas-prepareathon.

Original post:  

New Yorkers: Prepare for severe weather before it strikes

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