FRANKFORT, KY. – Homeowners, renters and business owners affected by the recent severe storms, tornadoes and flooding in Kentucky are urged to register with the Federal Emergency Management Agency (FEMA), as they may be eligible for disaster assistance.

The presidential disaster declaration of August 12, makes federal assistance available to eligible individuals and business owners in Carter, Johnson, Rowan and Trimble counties.

Individuals and business owners in the designated counties can register online at DisasterAssistance.gov. Applicants may also call 800-621-3362 or (TTY) 800-462-7585. If you use Video Relay Services, call 800-621-3362. The toll-free telephone numbers will operate from 6 a.m. to

8 p.m. local time, seven days a week. Multilingual operators are available.

Assistance can include grants for temporary housing and home repairs, and for other serious disaster-related needs, such as medical and dental expenses or funeral and burial costs. Low-interest disaster loans from the U.S. Small Business Administration (SBA) may also be available to cover losses not fully compensated by insurance.

Kentucky residents should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but under-insured applicants may receive help after their insurance claims have been settled.

Registering with FEMA is required for federal aid, even if the person has registered with another disaster-relief organization. FEMA registrants must use the name that appears on their Social Security card.

Applicants will be asked for the following information:

  • Social Security number
  • Address of the damaged home or apartment
  • Description of the damage
  • Information about insurance coverage
  • A current contact telephone number
  • An address where they can receive mail
  • Bank account and routing numbers for direct deposit of funds.

For more information on Kentucky disaster recovery, click www.fema.gov/disaster/4239 or visit the Kentucky Emergency Management (KYEM) site at http://kyem.ky.gov/DisasterNews

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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Kentucky Storm Survivors Urged to Register for Disaster Assistance

Las subvenciones del Programa de Asistencia Individual y Familiar de la Agencia Federal para el Manejo de Emergencias (FEMA, por sus siglas en inglés) pueden utilizarse para reparar caminos de acceso privados dañados por desastres bajo las siguientes circunstancias:

  • Si el sobreviviente cumple con todos los criterios básicos de elegibilidad para el Programa de Asistencia Individual y Familiar.

  • Si el sobreviviente es propietario de una vivienda y esta es su residencia primaria.

Además, las reparaciones de puentes o caminos deben cumplir, al menos, con una de las siguientes condiciones:

  • El camino o puente es el único acceso a la propiedad.

  • No se puede acceder a la vivienda debido a los daños en la infraestructura.

  • La seguridad de los ocupantes se podría ver afectada si no se realizan las reparaciones.

La subvención elegible se basa en elementos de reparación específicos, debe relacionarse con el desastre y está limitada a la cobertura de las reparaciones mínimas necesarias para permitir que el solicitante pueda acceder a su residencia. Las reparaciones deben satisfacer todos los requisitos ambiéntales, locales, estatales y federales, incluidos los permisos.

La Agencia Federal para el Desarrollo de la Pequeña Empresa (SBA, por sus siglas en inglés) de los Estados Unidos, colaboradora federal de FEMA para la recuperación de desastres, también puede ayudar. Los titulares de propiedades privadas, las asociaciones de propietarios establecidas y las propiedades regidas por convenios pueden solicitar préstamos de bajo interés por desastre directamente a la SBA. Estos fondos pueden utilizarse para reparar o reemplazar puentes y caminos privados. Los caminos de acceso privados que pertenecen a asociaciones de propietarios también pueden repararse con préstamos solicitados directamente a la SBA.

Los propietarios de viviendas que comparten puentes y caminos de acceso con otros propietarios o familias pueden reunir los requisitos de las subvenciones para reparaciones o préstamos de la SBA bajo ciertas circunstancias. En algunos casos, otra opción puede ser compartir los costos de las reparaciones con una combinación de fondos obtenidos a través de FEMA, préstamos de la SBA y fondos privados.

  • Las adjudicaciones se realizarán por separado a los solicitantes elegibles que compartan una ruta de acceso si presentan a FEMA declaraciones que establezcan que usarán tales adjudicaciones para hacer reparaciones a la ruta de acceso.

  • Además, los propietarios deben comprender que son responsables de conseguir todos los permisos necesarios y de cumplir con todos los códigos y las ordenanzas locales.

  • Los propietarios no deben contar con una Asociación de Propietarios (HOA, por sus siglas en inglés) establecida o Convenio que se haga cargo de la reparación de la ruta de acceso.

  • La HOA establecida o el Convenio a cargo de la reparación de la ruta de acceso no puede recibir asistencia de la SBA ni de un seguro privado.

Cada propietario afectado debe inscribirse en FEMA en forma individual. Las solicitudes de asistencia para la reparación de puentes o caminos privados se evalúan individualmente.

  • Las subvenciones para reparación no incluirán mejoras a las condiciones de la ruta de acceso antes del desastre a menos que tales mejoras sean un requisito de los códigos de construcción locales o estatales vigentes.

  • Es posible que se aprueben fondos adicionales para mejorar el acceso y hacerlo seguro si el solicitante tiene necesidades funcionales o de accesibilidad, como una discapacidad física que requiere el acceso de un vehículo en particular.

  • La asistencia para el camino de acceso no puede superar la subvención máxima combinada para todos los solicitantes elegibles.

Si el costo de las reparaciones supera los fondos que FEMA puede adjudicar, es posible que FEMA pueda derivar a los solicitantes a otras agencias federales o voluntarias para que obtengan ayuda adicional. Se recomienda especialmente a los solicitantes mantenerse en contacto con FEMA.

Para analizar sus circunstancias, los sobrevivientes deben llamar a la Línea de Ayuda de FEMA al 800-621-3362. Los solicitantes de asistencia por desastre que tengan discapacidades del lenguaje o problemas de audición y usen TTY deben llamar al 800-462-7585.

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NOTA : enlace a Rutas de acceso privadas

Toda la asistencia por desastre de FEMA será proporcionada sin discriminación con base en raza, color, sexo (incluyendo el acoso sexual), religión, nacionalidad, edad, discapacidad, dominio del inglés, nivel económico o represalia. Si usted cree que sus derechos civiles han sido violados, llame a la línea de ayuda de FEMA al 800-621-3362 o 800-462-7585(TTY/TDD).

La misión de FEMA es apoyar a los ciudadanos y a las agencias de primera respuesta para garantizar que, como país, trabajemos juntos para desarrollar, mantener y mejorar nuestra capacidad de prepararnos, protegernos y recuperarnos de los peligros, responder ante ellos y mitigarlos.

La SBA es la fuente principal de dinero del gobierno federal para la reconstrucción a largo plazo de la propiedad privada dañada por desastre. La SBA ayuda a propietarios de viviendas, inquilinos, empresas de todos los tamaños y organizaciones privadas sin fines de lucro para que puedan financiar sus esfuerzos de reparación o de reconstrucción y a cubrir el coste de reemplazar la propiedad privada que se perdió o que sufrió daños por desastre. Los préstamos por desastre cubren pérdidas que el seguro u otras fuentes de recuperación no cubren en su totalidad y no duplican beneficios de otras agencias u organizaciones. Para obtener más información, los solicitantes pueden comunicarse con el Centro de Servicio al Cliente de Asistencia por Desastre de la SBA llamando al 800-659-2955, o escribir a disastercustomerservice@sba.gov, o visitar el sitio web de la SBA en www.sba.gov/disaster. Las personas sordas o con problemas de audición pueden llamar al 800-877-8339.

La asistencia de vivienda temporal y las subvenciones para cuidado de niños y gastos médicos, dentales o funerarios no requieren que los individuos presenten una solicitud de préstamo de la SBA. Sin embargo, los individuos que reciban una solicitud de préstamo deben enviarla a la SBA para reunir los requisitos para recibir asistencia que cubre bienes personales, transporte, reparación o reemplazo de vehículos y gastos de mudanza y almacenamiento.

Para obtener más información sobre la recuperación de Texas, visite la página web sobre desastres en www.fema.gov/disaster/4223, Twitter en https://www.twitter.com/femaregion6 y el sitio web de la División de Texas para el Manejo de Emergencias https://www.txdps.state.tx.us/dem. Visite www.fema.gov/texas-disaster-mitigation para obtener publicaciones y material de referencia sobre cómo reconstruir y reparar de manera más segura y más resistente.

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Reparación de puentes y caminos privados en Texas

NORTH LITTLE ROCK – Parents and guardians of children who are citizens, noncitizen nationals or qualified aliens living in the federally-declared Arkansas disaster area, may apply for assistance on behalf of their child, according to the Federal Emergency Management Agency.

Individuals and business owners who sustained losses can apply for assistance by registering online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362). Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362.  Multilingual operators are available.

Once registered, FEMA disaster recovery specialists answer questions about applications or collect information FEMA needs to process the application. Recovery specialists can supply contacts for other programs — those operated by volunteer organizations such as the American Red Cross — that may be able to help.

An applicant’s information is confidential. FEMA shares that information only with the state and designated agencies that provide disaster assistance.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

Residents of Crawford, Garland, Howard, Jefferson, Little River, Miller, Perry, Sebastian and Sevier counties affected by the severe storms, tornadoes, straight-line winds, and flooding during the period of May 7 to June 15, 2015 may be eligible for disaster assistance and are encouraged to register for assistance with FEMA by the Aug. 25, 2015 deadline.

The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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Undocumented Immigrants May Qualify for Some Disaster Aid

July 8, 2015

DR-4226-AR

FEMA News Desk: 501-399-4075

State Public Affairs: 501-683-6700

publicaffairs@ADEM.arkansas.gov

SBA: William Koontz 916-847-2346

Disaster Survivor Assistance Teams Visit Arkansas Communities

 

NORTH LITTLE ROCK – The residents of nine Arkansas counties included in a federal disaster declaration may see FEMA’s Disaster Survivor Assistance (DSA) teams in their communities, offering a personal link to the resources for recovery.

Using the latest mobile technology, DSA team members are there to help survivors register for disaster assistance; provide up-to-date information on applications; help determine ongoing needs; and make referrals to help fill any outstanding needs.

The DSA teams are there in partnership with the Arkansas Department of Emergency Management and local officials from the communities they visit. DSA team members carry FEMA photo IDs. If the photo ID is not displayed, ask to see it. This helps prevent fraud.

The DSA teams may request the following information:

•    A phone number where you can be reached;

•    Your social security number;

•    Your current mailing address;

•    The address of the affected property;

•    A brief description of the damages; and

•    Insurance information including your policy number.

DSA teams will visit Crawford, Garland, Howard, Jefferson, Little River, Miller, Perry, Sebastian and Sevier counties.  Residents in those counties who suffered damage as a result of the severe storms, tornadoes, straight-line winds, and flooding during the period of May 7 to June 15, 2015 may be eligible for disaster assistance.

Registering for assistance with FEMA is an important first step toward recovering.  Registration is available online at www.DisasterAssistance.gov or by calling 1-800-621- 3362 (FEMA) or by web-enabled mobile device at m.fema.gov.

Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.

Reasonable accomodations, including assistive technologies, may be available by calling the 800 number, or by making a request with a DSA team member.

Disaster assistance can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses, and other programs to help individuals and business owners recover from the effects of the disaster.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY, call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

 

 

 

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Disaster Survivor Assistance Teams Visit Arkansas Communities

AUSTIN, Texas – The federal disaster declaration for Texas has been expanded to include Individual Assistance for five additional counties as a result of the severe storms, tornadoes, straight-line winds and flooding that occurred between May 4 and June 19, according to the Texas Division of Emergency Management (TDEM) and the Federal Emergency Management Agency (FEMA).

The five Texas counties newly designated for Individual Assistance are:

Bowie, Brazoria, Cherokee, Ellis and Harrison.

They join 31 counties already designated for Individual Assistance: Bastrop, Blanco, Caldwell, Cooke, Dallas, Denton, Eastland, Fannin, Fayette, Fort Bend, Gaines, Grayson, Guadalupe, Harris, Hays, Henderson, Hidalgo, Johnson, Liberty, Milam, Montague, Navarro, Nueces, Rusk, Smith, Travis, Walker, Wichita, Williamson, Wise and Van Zandt.  Residents in the now 36 designated counties are eligible to apply for state and federal assistance.

Disaster assistance for homeowners and renters may include grants to help pay for rent, temporary housing and home repairs, as well as other serious disaster-related needs, such as medical and dental expenses or funeral and burial costs.

Low-interest disaster loans from the U.S. Small Business Administration (SBA) are available for eligible survivors. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits from other agencies or organizations.

Residents and business owners should apply right away with SBA as part of the overall federal disaster recovery process, and not wait for insurance claims to settle.

Texans who had storm damage should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but under-insured applicants may be eligible for help.  after their insurance claims have been settled.

People can apply for FEMA assistance online at www.DisasterAssistance.gov or call 800-621-3362 toll free from 7 a.m. to 10 p.m. (local time) daily until further notice. Multilingual operators are available.

Disaster assistance applicants who have a speech disability or hearing loss and use TTY should call 800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call
800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.

The deadline for applying is July 28.

For more information on Texas disaster recovery, visit www.fema.gov/disaster/4223. You can follow us on Twitter at https://www.twitter.com/femaregion6 or on Facebook at www.facebook.com/FEMA.

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY, call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

FEMA’s temporary housing assistance and grants for childcare, medical, dental expenses and/or funeral expenses do not require individuals to apply for an SBA loan. However, those who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, transportation, vehicle repair or replacement, and moving and storage expenses.

Visit www.fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

Source: 

Texans in Five Additional Counties May Now Apply for Federal Disaster Assistance

OKLAHOMA CITY As the waters recede and Oklahomans begin to assess the damage caused by the severe storms and flooding that washed across the state this spring, questions start to arise about how and when those with National Flood Insurance Program (NFIP) policies should file claims.

The first step is notification. Homeowners, renters and business owners with NFIP coverage should immediately report flood damage to their insurance company or agent. A claims adjuster will inspect your damages, estimate the repair costs, and send an estimate to the insurance company for review and payment approval.

As part of their claim, policyholders are required to submit a “Proof of Loss” statement which includes an estimate of the damages on both your structure and its contents. Insurance companies usually provide this form and in most cases will help you fill it out. A “Proof of Loss” is not a release of claim, but a statement of loss facts and damages claimed.

Your claims package should be supported by photos of water in the structure and the resulting damage. You should also compile an itemized list of all flood damage and retain swatches of carpets or fabrics that were damaged. Be sure to make copies of the insurance claim, proof of loss and all other supporting documents for your own records.

An important point to keep in mind is that you do not have to accept the initial estimate of the damage prepared by the claims adjuster. All issues should be addressed with the adjuster and the company’s management. However, if you believe the claims adjuster did not address all of your flood damage in their estimate, you can file a supplemental claim for the additional damages. For example, there may have been hidden damage not detected by the claims adjuster during their property inspection. 

Be aware there are strict deadlines for filing flood insurance claims. Regardless of whether you agree with the claims adjuster’s estimate, your proof of loss statement must be submitted to the NFIP or the insurance company within 240 days of the loss. This extension of the 60-day policy wording is specific to the current Oklahoma flood.

If your claim is denied, the Federal Emergency Management Agency (FEMA) has established a formal appeals process. You can start this process as soon as the insurance company issues its final determination in the form of a written denial (in whole or in part) of your claim.

The written appeal must be filed within 60 days of the insurance company’s final claim determination. FEMA will acknowledge receipt of your appeal in writing and advise if additional information or documents are required for full consideration of your appeal. Next, FEMA will review your documentation and conduct any additional investigation needed. Finally, the policyholder and their insurance company will be advised of FEMA’s decision regarding the appeal.

Even if you file an appeal with FEMA, that does not relinquish or replace your right to file a lawsuit against the insurance company, nor does it expand or change the one-year statute of limitation to file suit against the insurer for the disallowed portion of your claim.

To avoid conflicting results and duplicated effort, a policyholder who files suit against an insurance company is prohibited from filing an appeal with FEMA under this process. As a result, homeowners are encouraged to file an appeal with FEMA first.

Oklahomans who don’t have NFIP insurance – and who sustained losses or damages in the May 5 through June 4 storms – may be eligible for state and federal assistance. You can apply online at DisasterAssistance.gov or via smartphone at m.fema.gov or by phone at 800-621-3362 (Voice or 7-1-1/ Relay) or TTY 800-462-7585. For information about U.S. Small Business Administration (SBA) programs, applicants should call 800-659-2955 (TTY 800-877-8339).

Even if you have a NFIP policy, you may also be entitled to FEMA Individual Assistance payments for housing allowance, contents losses, or moving and storage expenses.

For more information about flood insurance, go to www.FloodSmart.gov. For more information on Oklahoma disaster recovery, click http://www.fema.gov/disaster/4222 or visit OEM at www.oem.ok.gov

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

The Oklahoma Department of Emergency Management (OEM) prepares for, responds to, recovers from and mitigates against emergencies and disasters. The department delivers services to Oklahoma cities, towns and counties through a network of more than 350 local emergency managers.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners, and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339.

 

Originally posted here:  

How to Handle the FEMA Flood Insurance Claims Process

AUSTIN, Texas. Texans affected by the May 4 through June 19 severe storms, tornadoes, straight-line winds and flooding can call the FEMA Helpline to have their questions answered or check the status of their claims seven days a week, including the July 4 holiday weekend.

Although all State/Federal Disaster Recovery Centers in Texas will be closed Friday through Sunday, July 3-5, applicants can call the Helpline at 800-621-3362 or (TTY) 800-462-7585 from 7 a.m. to 10 p.m. daily. Multilingual phone operators are available.

People who use 711-Relay or Video Relay Services can call 800-621-3362 during these same hours.

Individuals also can get status updates online at www.disasterassistance.gov. For more information, visit the Texas Disaster website www.fema.gov/disaster/4223.

The deadline to register is July 28.

The National Flood Insurance Program hotline will operate under normal hours – 8 a.m. to

6 p.m., local time, Friday, July 3. The hotline will close Saturday and Sunday. The phone number is 800-621-3362, press option 2.

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY, call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or

organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

FEMA’s temporary housing assistance and grants for childcare, medical, dental expenses and/or funeral expenses do not require individuals to apply for an SBA loan. However, those who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, transportation, vehicle repair or replacement, and moving and storage expenses.

Visit www.fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

Link: 

Disaster Information Available for Texans During July 4 Holiday

AUSTIN, Texas – A letter stating a household is ineligible for disaster assistance may not be the final word on a Federal Emergency Management Agency (FEMA) application.

The most common reasons for receiving a determination of ineligibility are:

  •          Adequate insurance coverage.
  •          Insufficient storm-related damage.
  •          Missing documentation needed to complete the assistance evaluation process.

Examples of missing documentation may include an insurance settlement letter, proof of residence, proof of ownership of the damaged property, and proof that the damaged property was the applicant’s primary residence at the time of the disaster. If instructed and needed, applicants can simply submit missing documentation to FEMA online, by mail or fax, or by visiting a Disaster Recovery Center.

“We want to ensure everyone eligible for disaster assistance receives as much help as possible,” said Federal Coordinating Officer Kevin L. Hannes. Disaster assistance for homeowners and renters may include grants to help pay for temporary housing, essential home repairs or other serious disaster-related needs. “But remember – grants only cover uninsured or under-insured losses.”

If you receive a letter of ineligibility, call the FEMA Helpline at 800-621-FEMA (3362), or (TTY) 800-462-7585 from 7 a.m. to 10 p.m. (local time) to check the status of your application, update your contact numbers or ask any questions. Users of 711 or Video Relay Services should call 800-621-3362.

Applicants ineligible for FEMA grants may still be eligible for other programs, such as disaster unemployment assistance. Low-interest disaster loans from the U.S. Small Business Administration (SBA) are also available for businesses of all sizes, private nonprofit organizations, homeowners and renters to pay for repair or replacement costs not covered by insurance or other sources.  

Residents and business owners may automatically be referred to the SBA for possible low-interest disaster recovery loans that cover these losses not fully compensated by insurance or other resources and do not duplicate benefits of other agencies or organizations.

You should not wait for your insurance settlement to begin an application for a low-interest disaster from SBA. In disaster recovery, SBA’s low-interest loans may be the primary source of the federal funds for the long-term repair and replacement of disaster-damaged private property for business of all sizes, private non-profit organizations, homeowners and renters.

If an applicant has insurance, FEMA cannot duplicate insurance payments. However, under-insured applicants may receive further assistance for unmet needs after insurance claims have been settled.

“If you are unable to live in your home due to disaster damage and your insurance policy does not cover temporary rental assistance, you may be eligible for rental assistance from FEMA,” said Hannes. “If you suffered damage and you’re still waiting for an insurance settlement payment, you may be eligible for an advance from FEMA.”

When requesting an increase in a FEMA grant award for home repairs, applicants should submit repair estimates, receipts or invoices to wage an effective appeal.

Applicants may appeal any FEMA decision. By doing so, they are asking FEMA to review their case again. “For instance, if you discover you need more disaster-related home repairs than first projected, you can appeal the initial determination,” said Hannes.

All appeals must be filed in writing to FEMA. Applicants should explain why they think the decision is not correct. To ensure accuracy and help FEMA personnel process your appeal quickly, please include the following information in your letter of appeal:

  •          Your full name
  •          The address of your damaged property
  •          Current contact information
  •          Disaster number: DR-4223-TX
  •          Last four digits of your Social Security number
  •          Your birthdate and place of birth
  •          Your 9-digit FEMA registration number on each page and on supporting documentation
  •          Your letter must be either notarized, include a copy of a state issued identification card, or include the following statement, “I hereby declare under penalty of perjury that the foregoing is true and correct.”
  •          You must sign the letter

If someone other than you or the co-applicant is writing the letter, there must be a signed statement from you affirming that the person may act on your behalf. You should keep a copy of your appeal for your records.

To file an appeal, letters must be postmarked, received by fax, or personally submitted at a Disaster Recovery Center within 60 days of the date on the determination letter.

By mail:

FEMA – Individuals & Households Program
National Processing Service Center
P.O. Box 10055
Hyattsville, MD 20782-7055

By fax:

800-827-8112
Attention: FEMA – Individuals & Households Program

Applicants may check the status of their applications or update their contact information online at www.disasterassistance.gov or by calling the FEMA Helpline at 800-621-FEMA (3362) or (TTY) 800-462-7585. The toll-free phone lines remain open from 7 a.m. to 10 p.m. (local time), seven days a week until further notice. 

More information on filing an appeal can be found online at www.disasterassistance.gov or in the Help After a Disaster that FEMA mails to each applicant.

###

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY, call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

FEMA’s temporary housing assistance and grants for childcare, medical, dental expenses and/or funeral expenses do not require individuals to apply for an SBA loan. However, those who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, transportation, vehicle repair or replacement, and moving and storage expenses.

Visit www.fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

Taken from – 

Letter on Eligibility May Not Be Last Word on Disaster Assistance for Texans Affected by Storms, Floods

AUSTIN, Texas – The federal disaster declaration for Texas has been expanded to include Individual Assistance for Fayette County as a result of the severe storms, tornadoes, straight-line winds and flooding that occurred between May 4 and June 19, according to the Texas Division of Emergency Management (TDEM) and the Federal Emergency Management Agency (FEMA).

Fayette County joins 30 counties already designated for Individual Assistance: Bastrop, Blanco, Caldwell, Cooke, Dallas, Denton, Eastland, Fannin, Fort Bend, Gaines, Grayson, Guadalupe, Harris, Hays, Henderson, Hidalgo, Johnson, Liberty, Milam, Montague, Navarro, Nueces, Rusk, Smith, Travis, Walker, Wichita, Williamson, Wise and Van Zandt.  Residents in the 31 designated counties are eligible to apply for state and federal assistance.

Disaster assistance for homeowners and renters may include grants to help pay for rent, temporary housing and home repairs, as well as other serious disaster-related needs, such as medical and dental expenses or funeral and burial costs.

Low-interest disaster loans from the U.S. Small Business Administration (SBA) also are available. SBA helps businesses of all sizes, private non-profit organizations, homeowners and

renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

Texans who had storm damage should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but under-insured applicants may receive help after their insurance claims have been settled.

Residents and business owners should apply right away with SBA as part of the overall federal disaster recovery process, and not wait for insurance claims to settle.
People can apply for FEMA assistance online at www.DisasterAssistance.gov or call 800-621-3362 toll free from 7 a.m. to 10 p.m. (local time) daily until further notice. Multilingual operators are available.

Disaster assistance applicants who have a speech disability or hearing loss and use TTY should call 800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.

###

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY, call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

FEMA’s temporary housing assistance and grants for childcare, medical, dental expenses and/or funeral expenses do not require individuals to apply for an SBA loan. However, those who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, transportation, vehicle repair or replacement, and moving and storage expenses.

Visit www.fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

Originally posted here:

Texans in Fayette County May Now Apply for Federal Disaster Assistance

AUSTIN, Texas – The Mobile Registration Intake Center (MRIC) in Fort Bend County is transitioning into a Disaster Recovery Center (DRC), opening Thursday, June 25, to provide one-stop service for those affected by the storms, tornadoes and flooding that occurred from May 4 to June 19.

A DRC provides expanded services to survivors including general information, help applying for assistance and information on repairing and rebuilding structures.

Location and dates of operation

Fort Bend County Rosenberg Annex
4520 Reading Road
Rosenberg, TX 75471
9 a.m. to 6 p.m. Monday – Friday
9 a.m. to 2 p.m. Saturday
Closed Sunday

DRCs are staffed with professionals who will meet with survivors and answer questions, and help with FEMA registration. They are operated jointly by the Texas Division of Emergency Management, FEMA and the U. S. Small Business Administration (SBA).

Assistance for eligible survivors can include grants for temporary housing and home repairs, and for other serious disaster-related needs, such as medical and dental expenses or funeral and burial costs. Low-interest disaster loans from SBA also may be available to cover losses not fully compensated by insurance or other resources and do not duplicate benefits of other agencies or organizations.

People who had storm damage in affected counties also can register for FEMA assistance online at www.DisasterAssistance.gov or call 800-621-3362 toll free from 7 a.m. to 10 p.m. daily until further notice. Multilingual operators are available.

Disaster assistance applicants who have a speech disability or hearing loss and use TTY should call 800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 800-621-3362.

The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.

Eligible survivors should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but under-insured applicants may receive help after their insurance claims have been settled.

###

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY, call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

FEMA’s temporary housing assistance and grants for childcare, medical, dental expenses and/or funeral expenses do not require individuals to apply for an SBA loan. However, those who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, transportation, vehicle repair or replacement, and moving and storage expenses.

Visit www.fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

View the original here: 

Texas Mobile Registration Intake Center in Fort Bend County Transitions to Disaster Recovery Center

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