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Last Chance To Visit Atlantic City Recovery Center

TRENTON, N.J. — The disaster recovery center at Boardwalk Hall in Atlantic City will close Thursday, Feb. 14, at 7 p.m.

State and federal officials have been paying close attention to how many applicants are visiting centers throughout the state. Over the past weeks, the number of individuals seeking help at the Atlantic City center has dropped, indicating the information needs of survivors in the area have mostly been met.

Those who want to visit a disaster recovery center in the Atlantic City area can go to the Mays Landing or Ocean City centers at:

Hamilton Mall Ocean City Community Center

4403 Blackhorse Pike 1735 Simpson Ave.

Mays Landing, NJ 08330 Ocean City, NJ 08226

Since the Atlantic City disaster recovery center opened Nov. 8, 2012, there have been more than 5,400 visits from Hurricane Sandy survivors.

Help and information are always available online or by phone. Survivors can check on the status of their disaster assistance applications at DisasterAssistance.gov, by using a smartphone or tablet at m.FEMA.gov, or by calling 800-621-FEMA (3362), TTY 800-462-7585 or 711/VRS. They also can call those numbers to inquire about rental recertification.

They can ask questions about their Small Business Administration disaster home or business loan applications by calling 800-659-2955 or TTY 800-877-8339 or emailing disastercustomerservice@sba.gov.

Additional resources are available online at FEMA.gov/SandyNJ and SBA.gov/Sandy.

Survivors who have questions about flood insurance claims and the appeals process can call toll-free 855-336-2002.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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Last Chance To Visit Atlantic City Recovery Center

Last Chance To Visit Long Branch, Sayreville Recovery Centers

TRENTON, N.J. — The disaster recovery centers at Long Branch Fire Station No. 4 and the Sayreville Senior Center will close Saturday, Feb. 9, at 4 p.m.

State and federal officials have been paying close attention to how many applicants are visiting centers throughout the state. Over the past weeks, the number of individuals seeking help at the Long Branch and Sayreville centers has dropped, indicating the information needs of survivors in the area have mostly been met.

Those who want to visit a disaster recovery center in the Sayreville area can go to the Union Beach center at:

Union Beach Municipal Building

650 Poole Ave.

Union Beach, NJ 07735

Those who want to visit a disaster recovery center in the Long Branch area can go to the Belmar center at:

Belmar Municipal Building

601 Main St.

Belmar, NJ 07719

Since the Long Branch disaster recovery center opened Nov. 19, 2012, there have been more than 2,500 visits from Hurricane Sandy survivors.

There have been nearly 2,500 visits to the Sayreville disaster recovery center since it opened Nov. 6, 2012.

Survivors can ask questions about their Small Business Administration disaster home loan applications by calling 800-659-2955 or TTY 800-877-8339 or emailing disastercustomerservice@sba.gov. Additional resources are available online at FEMA.gov/SandyNJ.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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Last Chance To Visit Long Branch, Sayreville Recovery Centers

For continued rental assistance, survivors must re-certify

NEW YORK – The Federal Emergency Management Agency understands that some survivors may need additional temporary rental assistance to help them achieve their permanent housing goals.

Most eligible applicants initially received four months of rental assistance and may be eligible for additional help, if their damaged residence is still not livable.

Applicants with an ongoing need for temporary rental assistance who have signed a valid lease agreement should:

Complete the “Declaration for Continuing Need for Rental Assistance” they received in the mail with all the applicable information and mail it back to FEMA at the address printed on the form.

Applicants will need to provide information of both pre-disaster and current expenses that are applicable to their households, such as pay stubs to verify income.

They also must provide a copy of their lease and the name and phone number of their landlord.

Applicants who don’t have the form should contact FEMA’s helpline at 800-621-3362 (7-1-1 Relay or Video Relay Services are available) or (TTY) 800-462-7585.

The review process allows FEMA to be a good steward of taxpayer dollars by requiring applicants to demonstrate they have continuing housing needs.

FEMA recognizes this is a difficult time for Hurricane Sandy survivors and that some families need additional temporary assistance to assist them in their recovery. Therefore, families are encouraged to return to their repaired homes or to affordable housing as quickly as possible.

Applicants with any questions or concerns regarding temporary rental assistance should contact FEMA’s helpline, 800-621-3362.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

Recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

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For continued rental assistance, survivors must re-certify

Building better and smarter can start with an SBA Disaster Loan

NEW YORK – Protection from future severe weather damage can begin with a low-interest U.S. Small Business Administration disaster loan for eligible homeowners, businesses and private nonprofits.

SBA disaster loans can be used for elevating a structure to reduce or eliminate future flood damage. Other projects can include building retaining walls, seawalls, sump pumps or elevating utilities. A disaster loan can be increased up to an additional 20 percent of the verified loss amount if rebuilding is to prevent future disaster damage.

The deadline to apply for an SBA disaster loan is Feb. 27, 2013.

A simple, fast way to complete the application is online, using the SBA’s electronic loan application. Go to https://DisasterLoan.SBA.gov/ELA. SBA customer service representatives are available to issue or accept low-interest disaster loan applications and answer questions at all New York State/FEMA disaster recovery centers and SBA business recovery centers. Survivors can receive an update on the status of a loan application by calling 800-659-2955 (TTY 800-877-8339 for the deaf and hard-of-hearing).

To find the nearest disaster recovery center, check out the disaster recovery center locator at www.FEMA.gov/disaster-recovery-centers or, with a tablet or smartphone, go to m.fema.gov. Another option is to text “DRC” and a Zip Code to 43362 (4FEMA). Or call 800-621-3362 (TTY 800-462-7585).

More information is available by calling the SBA Disaster Customer Service Center toll-free number, 800-659-2955 (TTY 800-877-8339). Assistance is also available by sending an email to DisasterCustomerService@sba.gov or by visiting www.sba.gov.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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Building better and smarter can start with an SBA Disaster Loan

Hurricane Sandy Survivors May Now Use FEMA Rental Assistance for Security Deposits

WINDSOR, Conn. — Hurricane Sandy survivors may now be able to use temporary rental assistance funds to help pay for a security deposit, the Federal Emergency Management Agency reported today.

Survivors may use up to one month of FEMA rent money to cover required security deposits. Those who need more help with rent can show a security deposit receipt to support a request for additional assistance. Survivors must also show a continuing need. This money may not be used to pay for telephone or television service or utilities. For more information, contact FEMA’s toll-free Helpline at 800-621-3362.

Federal and state officials encourage residents of Fairfield, Middlesex, New Haven and New London counties and the Mashantucket Pequot and Mohegan Tribal Nation located within New London County to apply for assistance as soon as possible.

Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register, check status of applications or receive other assistance at the FEMA Helpline, 800-621-3362, from 7 a.m. to 1 a.m. Eastern, seven days a week, until further notice. The TTY number is 800-462-7585. Multilingual operators are available during the same hours at the close of the English message.

Registering for disaster assistance with other agencies or organizations does not register survivors for FEMA disaster assistance. Having FEMA flood insurance does not register policyholders for disaster assistance, nor does it disqualify anyone from applying for assistance. Flood insurance claims are handled separately.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY, call 800-462-7585.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private, nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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Hurricane Sandy Survivors May Now Use FEMA Rental Assistance for Security Deposits

FEMA Extends Deadline To Register For Hurricane Sandy Assistance In New Jersey

TRENTON, N.J. — Survivors of Hurricane Sandy in New Jersey now have until March 1, 2013, to register for disaster assistance through the Federal Emergency Management Agency.

People with storm losses in all counties in New Jersey can register online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. Registration is also available by calling 800-621-3362, TTY 800-462-7585 or 711/VRS. The toll-free telephone numbers operate from 7 a.m. to 1 a.m. seven days a week.

The deadline was extended one month at the request of the state of New Jersey. Through Wednesday, Jan. 23, more than 57,500 storm survivors have been approved for help through FEMA’s Individual Assistance program in New Jersey.

The disaster registration process serves as a referral point for FEMA programs and those of partner agencies such as the U.S. Small Business Administration, American Red Cross and the Salvation Army.

FEMA disaster assistance for individuals and families can include money for rental assistance, essential home repairs, personal property and other serious disaster-related needs not covered by insurance.

The SBA has also set March 1 as the date for homeowners, renters and business owners to complete and return SBA disaster loan applications. Visit www.sba.gov or call 800-659-2955, TTY 800-877-8339 for more information.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

SBA’s Disaster Assistance Program provides long term, low-interest loans to homeowners, renters and businesses of all sizes. For more information, visit www.sba.gov. All SBA’s program and services are provided on a nondiscriminatory basis.

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FEMA Extends Deadline To Register For Hurricane Sandy Assistance In New Jersey

SBA Disaster Loan Important for Homeowners and Renters

NEW YORK – Of the more than 161,000 low-interest U. S. Small Business Administration disaster loan applications sent to New York’s Hurricane Sandy survivors, fewer than 34,000 have been completed and returned.

SBA loans represent a major source of federal funding for disaster home repair and reconstruction. Applicants are urged to complete and return their applications as soon as possible.

Most SBA disaster loans go to individuals and families, and interest rates may be as low as 1.688 percent with terms up to 30 years.

The deadline for New York’s Hurricane Sandy survivors to apply for both FEMA assistance and an SBA loan is Jan. 28, 2013.

Some of the top reasons for submitting an SBA application by the deadline include:

Your homeowner insurance settlement falls short. You may find out that you were under-insured for the amount of work it will take to repair or replace your damaged home. An SBA low-interest loan can cover the uninsured costs. By submitting the loan application, you may have loan money available when it is needed most. SBA can approve a loan for the repair or replacement of your home up to $200,000. Once your insurance settles, you may apply those funds to your disaster loan. However, the opportunity for an SBA disaster loan may be lost if you wait past the application deadline.

SBA can work with an applicant to shape a loan that fits your personal budget. If you already have a mortgage on the damaged property, SBA specialists can work with you to come up with an affordable low-interest loan package. In some cases, SBA can refinance all or part of an existing mortgage when the applicant has sustained significant damage to their house.

SBA can help renters replace their essential items. Renters, as well as homeowners, may borrow up to $40,000 to repair or replace clothing, furniture, cars or appliances damaged or destroyed in the disaster.

By submitting your SBA loan application, you keep the full range of disaster assistance available as an option. If SBA does not approve a loan for you – or approves a small loan that doesn’t cover all of your needs – you may be referred to other programs that can provide grants to replace essential household items, replace or repair a damaged vehicle or cover storage expenses, among other serious disaster-related needs. But if you do not submit the loan application you received from SBA, the assistance process may stop.

It takes less than 30 minutes to fill out an application. A simple, fast, and very available way to complete the application is online, using the SBA’s electronic loan application. Go to https://DisasterLoan.SBA.gov/ELA. Plus, you can receive an update on the status of your application by calling 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing).

SBA customer service representatives are available to issue or accept low-interest disaster loan applications and answer questions at all New York State/FEMA disaster recovery centers and

SBA business recovery centers. To locate the nearest business recovery center, visit www.sba.gov or call 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing).

To find the nearest disaster recovery center, check out the disaster recovery center locator at www.FEMA.gov/disaster-recovery-centers or, with a tablet or smartphone, go to m.fema.gov. You may also text “DRC” and your Zip Code to 43362 (4FEMA). For example, if you lived in Staten Island, you would text: “DRC 10301.” Or call 800-621-3362 (TTY 800-462-7585).

More information is available by calling the SBA Disaster Customer Service Center toll-free number, 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing). Assistance is also available by sending an email to DisasterCustomerService@sba.gov or by visiting www.sba.gov.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

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SBA Disaster Loan Important for Homeowners and Renters

No Discrimination in FEMA Disaster Assistance

WINDSOR, Conn. — Storms don’t discriminate and neither does FEMA, federal officials emphasized today.

“Everybody’s circumstances are different and people won’t all be helped the same way. But our promise is to treat everybody equally,” said Federal Coordinating Officer Albert Lewis. “We are not a law enforcement agency; we are a helping agency. That’s why we’re here.”

FEMA has a mission to ensure disaster assistance is made available to all people in the whole community. That means reaching out to everyone, regardless of race, color, religion, nationality, sex, age, disability, English proficiency or economic status.

Those areas are written into federal law as an equal rights statement of policy that permeates FEMA’s approach to providing fully inclusive disaster recovery services.

FEMA may provide assistance in many ways, not all of them financial, to disaster survivors through connections with its state and local partners. But to help survivors, FEMA needs to know who they are through FEMA registration.

FEMA’s Voluntary Agency Liaison works specifically with voluntary and faith-based organizations, which provide case management support for applicants, whether they are citizens or not.

An applicant’s information is confidential. FEMA does not share anyone’s information with other agencies unless an applicant wants us to do so and that agency’s purpose is to provide assistance to those in need after a disaster.

“Disaster recovery includes everyone,” Lewis added. “The individual, the community, FEMA, the state, voluntary agencies and faith-based partners—everyone has a role. We may not be able to help you directly, but we’ll know what’s available. There may be other programs to get you where you want to go.”

The deadline to register is Jan. 28. Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register by phone 24 hours a day at 800-621-3362. Effective at 7 a.m. Sunday, Jan. 20, hours will be 7 a.m. until 1 a.m. the following day. The TTY number is 800-462-7585. Multilingual operators are available during the same hours at the close of the English message.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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No Discrimination in FEMA Disaster Assistance

Somerset County Disaster Recovery Outreach Centers to Open

HUNT VALLEY, Md. – The Disaster Recovery Center in Crisfield will close at 5 p.m. on Friday, January 18, but survivors of hurricane Sandy still can get help.

Those who already have registered with FEMA can call FEMA’s Helpline at 800-621-FEMA (3362) or TTY 1-800-462-7585. There will be outreach centers open beginning January 22, at the following locations:

DATE	Location	Hours of Operation
January 22 – 24, 2013	Seton Center 30632 Hampden Ave Princess Anne, MD 21853	11:30 a.m. to 2:30 p.m.
January 22 – 24, 2013	Woodrow Wilson Community Center 119 South 7^th Street Crisfield MD 21817	3:30 p.m. to 6:30 p.m.
January 25 – 26, 2013	Deal Island Chance Fire Department 10090 Deal Island Road Deal Island, MD 21821	9:00 a.m. to 4:00 p.m.
January 25 – 26, 2013	Fairmount Fire Company 27407 Fairmount Road Westover MD 21871	9:00 a.m. to 4:00 p.m.
January 27, 2013	Rehobeth Presbyterian Church 5757 Coventry Parish Road. (Corner of Old Rehobeth Rd & Coventry Parish Rd.) Westover, MD 21871.	1:00 p.m. to 3:00 p.m.
January 27, 2013	St Elizabeth Church 8734 Old Westover Road Westover, MD	11:30 a.m. to 1:30 p.m.

Centers are staffed with emergency management experts from the Maryland Emergency Management Agency and Federal Emergency Management Agency who can answer questions about disaster assistance programs.

February 12 is the deadline to apply for assistance. There are three easy ways to begin the application process. You may call FEMA’s toll-free number, 1-800-621-FEMA (3362), TTY 1-800-462-7585. Both numbers are available 24 hours a day, seven days a week until further notice, and multilingual operators are also available to answer your call. Residents with Internet access now have the option to register on the agency’s website at www.disasterassistance.gov or web-enabled mobile device or smartphone visit m.fema.gov.

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Somerset County Disaster Recovery Outreach Centers to Open

Answers to the Most Commonly Asked Disaster Aid Questions

NEW YORK – As the Jan. 28, 2012 deadline to register for FEMA assistance approaches in New York, recovery officials want to make sure survivors have all the information they need about disaster aid.

New York’s Federal Coordinating Officer for Hurricane Sandy, Michael Byrne, hosted the first of a series of ‘live’ chats on Twitter this week to address questions and concerns about disaster assistance, tweeting about FEMA’s Hazard Mitigation Program, Disaster Unemployment Assistance and housing repair grants in the one-hour session. He will be doing additional chat sessions in the coming weeks. Keep following @FEMASandy for the latest information on the next chat.

Following are some of the most commonly asked disaster aid questions, (in more than 140 characters). For additional Q&As, go to www.fema.gov/SandyNY.

INDIVIDUAL ASSISTANCE

I submitted my papers for disaster assistance but have not heard anything, how long does it take to hear back?

If you submitted an application for assistance due to damage to your home, a FEMA-contracted inspector should contact you to schedule an appointment within 10 days of registering. If you are seeking other forms of assistance, and you have completed and mailed in your SBA disaster loan application, you should receive an eligibility letter within 10 days of returning your paperwork. If 10 days have passed and you haven’t heard from us, call the FEMA toll-free Helpline 800-621-3362 (TTY 800-462-7585.)

If you were asked to provide additional documentation and did so and have not heard back, call the helpline as well.

How can I extend my FEMA rental assistance?

To receive additional temporary rental assistance, you must complete the Continuing Need form with all the applicable information and mail it back to us at the address printed on the form. If you don’t have the form, contact FEMA’s toll-free Helpline.

Answers to the Most Commonly Asked Disaster Aid Questions – Page 2

NATIONAL FLOOD INSURANCE PROGRAM

What should I do if I’m still waiting on my flood insurance settlement?

Contact your claims adjuster or carrier to see if you may be eligible for an expedited flood insurance payment to cover repairs of your home’s mechanicals damaged in the disaster. You

can call the NFIP Help Center 800-427-4661 to address questions about your flood insurance claim or payment.

Why am I required to build above the minimum elevation requirement?

Each community develops their own local building requirements. You should contact your community’s floodplain manager to discuss elevation requirements for your property. Elevation requirements are meant to protect your home from future flood damages. In general, if your home is located in a high-risk area, the higher you build above the base flood elevation, the lower your premium and potential for flood damage.

To find out how you need to build contact your community’s floodplain manager who can help you walk through the elevation requirements for your property. His/her contact information is usually available on your city government web site.

MITIGATION: REBUILDING BETTER AND STRONGER

Is there money available to elevate/mitigate my home?

There may be assistance available to help you mitigate your home.

If you applied for a Small Business Administration (SBA) loan and it was approved, you may be eligible for additional funds to cover the cost of improvements – such as elevating your home – to protect your property against future damage. Contact SBA at 800-659-2955 (TTY 800-877-8339) or e-mail disastercustomerservice@sba.gov for more information.
If you already had a flood insurance policy before the storm, and your home was substantially damaged, you may be eligible to receive up to $30,000 in increased cost of compliance coverage to elevate your home after you file your claim. Talk to your insurance agent to determine if you’re eligible.
FEMA provides hazard mitigation grants to states for activities such as structure elevation, property acquisition, and flood proofing. The state determines which activities will be funded with hazard mitigation grants. To learn more about these grants, visit www.fema.gov/hazard-mitigation-assistance or contact your local floodplain manager for more details.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

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Answers to the Most Commonly Asked Disaster Aid Questions

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