Renters: Complete and Return SBA Applications

TRENTON, N.J. — New Jersey renters who had losses during Hurricane Sandy may be eligible to receive federal disaster assistance to replace damaged contents.

Renters can receive up to $40,000 in low-interest disaster home loans from the Small Business Administration for personal property losses. Loan applications are due no later than Monday, April 1.

No one is required to accept a loan offer. Renters may be referred for Federal Emergency Management Agency grants if they are not approved for an SBA disaster home loan.

The simplest way to complete the application is online by using the SBA’s electronic loan application. Go to DisasterLoan.SBA.gov/ELA. More information is available by calling the SBA customer service center at 800-659-2955 or TTY 800-877-8339. Help is also available by visiting a disaster recovery center for one-to-one assistance. Centers can be located by going to FEMA.gov/DRC.

Survivors can register with FEMA online at DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. They can also call 800-621-3362 or TTY 800-462-7585. Phone lines are open 7 a.m. to 10 p.m. seven days a week. Survivors must register by April 1 to be considered for federal disaster assistance.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema. 

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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Renters: Complete and Return SBA Applications

Two Weeks Left To Register For Federal Disaster Assistance

TRENTON, N.J. — Hurricane Sandy survivors who had storm-related damages in New Jersey have just two weeks left to register with the Federal Emergency Management Agency. Federal disaster assistance applications are due by Monday, April 1.

April 1 is also the deadline to return applications to the U.S. Small Business Administration for low-interest disaster loans, which is the primary source of federal funds for long-term rebuilding. Survivors can apply for an SBA disaster home or business loans by filling out an online application at DisasterLoan.SBA.gov/ela.                                                               

Survivors who applied for federal disaster assistance are urged to stay in touch with FEMA and SBA. Applicants should notify FEMA and SBA of changes to their mailing addresses, phone numbers or email addresses.

Survivors can register online and check on the status of their applications at DisasterAssistance.gov, via smartphone or tablet at m.fema.gov. They also can call 800-621-3362 or TTY 800-462-7585. Those who use 711-Relay or Video Relay Services can call 800-621-3362. Recovery assistants remain available daily from 7 a.m. to 10 p.m.

There are nine disaster recovery centers open in Atlantic, Cape May, Hudson, Monmouth and Ocean counties. FEMA staff is available at the centers to provide clarification to letters, assist survivors with finding a temporary home if their primary residence was damaged or destroyed, check on the status of applications for assistance or refer survivors to other agencies that may provide additional help. Survivors can locate their nearest center by going to FEMA.gov/DRC.       

Survivors can ask questions about their SBA disaster home or business loan applications by calling 800-659-2955 or TTY 800-877-8339 or emailing disastercustomerservice@sba.gov.

Additional resources are available online at FEMA.gov/SandyNJ and SBA.gov/Sandy.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema. 

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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Two Weeks Left To Register For Federal Disaster Assistance

Renters should complete and submit SBA applications

NEW YORK – New York renters may be eligible for additional grants from the Federal Emergency Management Agency. To find out if renters qualify, they must complete and submit their disaster loan application from the U.S. Small Business Administration.

No one has to accept an SBA disaster loan. But information provided on that loan application may be used to help determine eligibility for a variety of FEMA programs that can help renters rebuild their lives.

“Renters are tightly woven into the fabric of New York and their recovery is crucial to the city’s recovery,” said Michael F. Byrne, FEMA’s federal coordinating officer in New York. “Many  renters have registered with FEMA and many of them are receiving help now.”

Renters, like homeowners, may be eligible for FEMA’s Other Needs Assistance, designed to help survivors with uninsured or underinsured necessary expenses and serious needs caused by the disaster. It’s important for survivors to understand that they must complete and return their SBA loan application in order to be eligible for Other Needs Assistance grants.

These grants can be used for:

  • Replacement or repair of necessary personal property lost or damaged in the disaster, household items such as room furnishings or appliances, and tools and equipment required by the self-employed for their jobs
  • Primary vehicles and approved second vehicles damaged by the disaster
  • Disaster-related medical and dental expenses
  • Disaster-related funeral and burial expenses

Renters who do want an SBA loan may be eligible for a loan up to $40,000 for personal property losses.

The deadline to apply for FEMA assistance or an SBA disaster loan is March 29, 2013.

A simple way to complete the application is online, using the SBA’s electronic loan application. Go to https://DisasterLoan.SBA.gov/ELA. More information is available by calling the SBA Disaster Customer Service Center toll-free number, 800-659-2955 (TTY 800-877-8339). Assistance is also available by sending an email to DisasterCustomerService@sba.gov or by visiting sba.gov.

Individuals can register with FEMA online at DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. Applicants may also call 800-621-3362 (Voice, 7-1-1/Relay) or TTY 800-462-7585. The phone lines operate 7 a.m. to 10 p.m. EDT, seven days a week.

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Renters should complete and submit SBA applications

Disaster Recovery Center In Lamar Park To Close Friday

PURVIS, Miss. – The Disaster Recovery Center in Lamar Park at 226 Pinewood Dr. will close Friday, March 15, at 6 p.m., according to the Mississippi Emergency Management Agency and the Federal Emergency Management Agency. 

One other DRC in Mississippi will remain open at the Ben McNair Recreation Center, 300 North 12th Avenue in Hattiesburg. People who are unable to visit the Lamar Park facility before it closes can talk to disaster specialists at the Ben McNair center from 8 a.m. to 6 p.m. Monday through Saturday until further notice.

At the DRC, applicants and others with questions about disaster recovery can meet face-to-face with state and federal specialists who can provide information and answer questions about storm-related assistance. Also on hand at the DRC are representatives from the US Small Business Administration who can help survivors understand and complete applications for low-interest disaster loans.

For those unable to visit the centers, help is readily available by phone at 800-621-3362 or TTY 800-462-7585. C-Spire Wireless customers can reach FEMA by calling #362. Disaster survivors can register for assistance at these numbers or online at www.DisasterAssistance.gov. With an internet-capable smartphone or other PDA, the address is m.fema.gov.

The SBA toll-free number is 800-659-2955 or TTY 800-877-8339. SBA help also is available by sending an email to disastercustomerservice@sba.gov or on the web at www.sba.gov.

MEMA and FEMA urge people affected by the recent storms and flooding to register with FEMA before visiting the center.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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Disaster Recovery Center In Lamar Park To Close Friday

For More Than Registering – FEMA Helpline Helps

PURVIS, Miss. – Those affected by the recent Mississippi tornados, storms and flooding can use the Federal Emergency Management Agency’s Helpline for more than registering for assistance. It’s a valuable tool in the recovery process.

By calling 800-621-3362, applicants also can:

  • Check status of an application.
  • Get answers to any other questions they might have about their application.
  • Find out if FEMA needs more information and provide it.
  • Receive information on the home inspection process.
  • Get answers to any question regarding insurance and its bearing on FEMA assistance.
  • Update insurance information.
  • Add or delete a person designated to speak for the applicant.
  • Learn how to appeal a FEMA application decision.

All of this can be done by calling the FEMA Helpline, 800-621-3362. Helpline hours are from 7 a.m. to 10 p.m. local time, seven days a week. The TTY number is 800-462-7585. Multilingual operators are available. C-Spire wireless customers can reach the Helpline by calling #362.

Applicants can stay in touch with FEMA through the Helpline, online at www.DisasterAssistance.gov, or at m.fema.gov on a smartphone or other web-enabled mobile devices.

Survivors creating an online profile may view application status or FEMA documents sent to them, but cannot submit new information other than contact data.

Insured applicants should not wait to file an insurance claim. They should provide FEMA with a copy of the insurance settlement as soon as it is available. If the applicant was determined ineligible for federal assistance, an inadequate insurance settlement may prompt FEMA to reconsider that decision.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazard

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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For More Than Registering – FEMA Helpline Helps

FEMA Team At Marvin’s With Tips On Smart Building

PURVIS Miss. – An outreach team from the Federal Emergency Management Agency will be at Marvin’s in Hattiesburg this week to explain techniques that may reduce potential damage to homes, businesses and property from high-wind events. The team will also offer tips on rebuilding stronger and safer after the recent tornadoes, storms and flooding.

A FEMA advisory team is staffing a table at Marvin’s, a building materials and home center store,  at 6888 U.S. Highway 49 in Hattiesburg, to provide free “how-to” information about wind-resistant building methods, and guidance to help prevent damage to a business or home in the face of another natural disaster. The team will be present from 8 a.m. to 6 p.m. Thursday, March 7 and continuing daily until further notice.

More information on ways to protect your home from future disasters is available at www.fema.gov/safer-stronger-protected-homes-communities.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

 

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FEMA Team At Marvin’s With Tips On Smart Building

Last Chance to Visit Disaster Recovery Center in Petal – Others Remain Open

PURVIS, Miss. – The Mississippi Emergency Management Agency and the Federal Emergency Management Agency remind those who want to meet with disaster recovery specialists that Saturday, March 9 will be the last day to visit the Disaster Recovery Center in Petal. Two other centers will remain open.

The disaster recovery center in Petal at the Petal Civic Center, 712 S. Main St. will serve visitors from 8 a.m. until 6 p.m. on Saturday, its last day.

Survivors can still meet with disaster-recovery specialists at two centers Monday through Saturday, 8 a.m. to 6 p.m. at:

  • Ben McNair Recreation Center, 300 North 12th Ave., Hattiesburg
  • Lamar Park, 226 Pinewood Drive, Hattiesburg

Individuals can register for assistance online at www.disasterassistance.gov or by smartphone or tablet at m.fema.gov or other web-enabled mobile devices.

Applicants also may call 800-621-3362 or TTY 800-462-7585. Those who use 711-Relay or Video Relay Services can call 800-621-3362. The toll-free telephone numbers operate 7 a.m. to 10 p.m., seven days a week until further notice. C-Spire wireless customers can register by calling #362.

Federal disaster assistance for individuals and families can include money for rental assistance, essential home repairs, personal property loss and other serious disaster-related needs not covered by insurance.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

 

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Last Chance to Visit Disaster Recovery Center in Petal – Others Remain Open

SBA Loan Applications Also For Renters, Homeowners

PURVIS, Miss. – Survivors of last month’s tornadoes, storms and flooding should know U.S. Small Business Administration disaster loan applications are not just for businesses; they are also for renters and homeowners. Most disaster loans go to individuals and families and represent a major source of federal funding for disaster home repair and reconstruction.

By submitting an SBA loan application, survivors may have access to the full range of disaster assistance. Interest rates may be as low as 1.688 percent with terms up to 30 years. If SBA does not approve someone – or approves a small loan that doesn’t cover all of recovery needs – a survivor may be referred to other grant programs to replace essential household items, replace, repair or store vehicles, or pay for other serious disaster-related needs.

SBA loans can be of vital assistance to renters; many of whom may not carry insurance. The SBA can help renters replace their essential items. Renters, as well as homeowners, may borrow up to $40,000 to repair or replace clothing, furniture, cars or appliances damaged or destroyed in the disaster.

The SBA can approve a loan for the repair or replacement of a home up to $200,000. Survivors may apply insurance settlements to their disaster loan. The opportunity an SBA disaster loan provides may be lost if disaster survivors wait past the application deadline.

A disaster loan also can help when a renter’s or homeowner’s insurance settlement falls short of covering assessed damages. An SBA low-interest loan can cover most uninsured costs. Survivors do not need to settle with their insurance company before applying for the SBA loan. By submitting the loan application, loan money may be available to renters and homeowners when it is needed most.

Of the more than 1,310 low-interest SBA disaster loan applications sent to Mississippi storm survivors, fewer than 130 have been completed and returned. FEMA registrants are urged to complete and return their applications as soon as possible.

The deadline for Mississippi storm survivors to apply for both FEMA assistance and an SBA loan is April 15, 2013. Loans do not have to be accepted but the applications may open doors to additional assistance.

It takes less than 30 minutes to fill out an application. A simple, fast, and very available way to complete the application is online, using the SBA’s electronic loan application. Go to https://DisasterLoan.SBA.gov/ELA. SBA specialists are also available to assist with applications at Disaster Recovery Centers. For more information about the SBA disaster assistance program or your application, call 800-659-2955, or TTY 800-877-8339.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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SBA Loan Applications Also For Renters, Homeowners

FEMA Team At Lowe’s In Petal With Tips On Smart Building

PURVIS Miss. – An outreach team from the Federal Emergency Management Agency will be at Lowe’s home improvement store in Petal this week to explain techniques that may reduce potential damage to homes, businesses and property from high-wind events. The team will also offer tips on rebuilding stronger and safer after the recent tornadoes, storms and flooding.

A FEMA advisory team is staffing a table at Lowe’s, 400 Tyner, Rd., in Petal to provide free “how-to” information about wind-resistant building methods, and guidance to help prevent damage to a business or home in the face of another natural disaster. The team will be present from 8 a.m. to 7 p.m. Wednesday, March 6 and continuing daily.

More information on ways to protect your home from future disasters is available at www.fema.gov/safer-stronger-protected-homes-communities.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

 

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FEMA Team At Lowe’s In Petal With Tips On Smart Building

Throwing Away An SBA Loan Packet Is Like Throwing Away Money

PURVIS, Miss. – Anyone seeking disaster assistance who does not return their U.S. Small Business Administration loan application could be throwing money away.

Officials from the Mississippi Emergency Management Agency and the Federal Emergency Management Agency urge disaster assistance applicants – renters, homeowners and business owners – to understand the application is a critical step in determining eligibility for all forms of assistance.

The number one mistake people make is assuming SBA packets are only for businesses or simply choosing to ignore the application because they do not want to take out a loan. The application is important; it gives FEMA the information needed to get the proper aid to the disaster survivor.

“SBA loans are an affordable means to pay for up to 100 percent of your uninsured disaster-related losses,” said Jack Camp, SBA spokesperson. “Completing the application is free and easy and you are not obligated to accept a loan if one is offered.”

If a disaster survivor does not qualify for a low-interest loan, completing the forms can be a bridge to additional disaster grant programs. These may include items not normally covered under the SBA disaster loan programs, such as medical and dental bills, funeral expenses and disaster debris removal.

A FEMA grant may be just the beginning of disaster assistance to eligible survivors.

FEMA grants address survivors’ immediate disaster-related needs. They may cover disaster-related expenses such as essential home repairs, replacement of personal property, transportation or the rental of equipment.

“Grants are great, but they don’t cover everything,” said Camp. SBA loans remain the primary source of long-term recovery aid. SBA loans can help survivors fully recover after a disaster.

It takes about 30 minutes to fill out an application and help is available to complete it. Disaster survivors can call the SBA Customer Service Center at 800-659-2955 or TTY at 800-877-8339 or go to one of Mississippi’s three Disaster Recovery Centers to meet face-to-face with an SBA representative:

  • Ben McNair Recreation Center at 300 North 12th Ave., Hattiesburg
  • Petal Civic Center at 712 S. Main St., Petal
  • Lamar Park at 226 Pinewood Dr., Hattiesburg

Survivors also can apply online using the electronic loan applications at https://disasterloan.sba.gov/ela.

Don’t throw away money. Fill out the SBA application and return as soon as possible.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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Throwing Away An SBA Loan Packet Is Like Throwing Away Money

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