Take Time to Check for Earthquake Damage

SACRAMENTO, Calif.  – When earthquakes occur, some of the damage happens in areas of our homes and businesses that may be nearly impossible to spot without close attention. Residents and business owners in Napa and Solano Counties continue to discover damage from the South Napa Earthquake.

The California Governor’s Office of Emergency Services (Cal OES) and the Federal Emergency Management Agency (FEMA) urge people in those counties to take time to check for any signs of potential damage and register for assistance as soon as possible.

“Earthquake damage sometimes goes unnoticed,” said Federal Coordinating Officer Steve DeBlasio. “Earthquakes are different from other disasters, because damages can mimic regular wear and tear or be so subtle that they are hard to find at first. A new crack or stuck door, for example, could be the sign of a serious problem.”

Homeowners and renters in Napa and Solano Counties who had damage from the South Napa Earthquake have until Dec. 29, 2014 to apply for disaster assistance from FEMA. Disaster assistance includes grants to help pay for temporary housing, essential home repairs and other serious disaster-related needs not covered by insurance or other sources.

“Every resident and business should take the necessary time to do a thorough double check for damages of their property,” said Cal OES Director Mark Ghilarducci. “It’s important for homeowners and businesses to take advantage of available federal assistance and register as soon as possible.”

Cal OES and FEMA offer the following questions and tips to help everyone spot potential damage:

Exterior Structure:
• Has the house shifted off its foundation? Has it fallen away from the foundation in any place?
• Is the structure noticeably leaning? When looked at from a distance, does it look tilted?
• Do you see severe cracks or openings between the structure and outdoor steps or porches?
• Do you experience seriously increased vibrations from passing trucks and buses?
• Do you see severe cracks in external walls or foundation?
• Are there any breaks in fence lines or other structures that might indicate nearby damage?
• Did you check for damage to ceilings, partitions, light fixtures, the roof, fuel tanks and other attachments to the main frame of the structure?

Chimneys:
• Are there cracks between the chimney and the exterior wall or the roof?
• Are there cracks in the liner?
• Did you find unexplained debris in the fireplace?

Utilities:
• Are power lines to your house noticeably sagging?
• Is your hot water heater leaning or tilted?
• Are all the water connections secure including those for pipes, toilets, faucets?

Interior:
• Are any doors and windows more difficult to open or close?
• Is the roof leaking? Is there water damage to the ceiling?
• Has the furnace shifted in any way? Are ducts and exhaust pipes connected and undamaged?
• Do you feel unexplained draftiness? Are any cracks in the walls, poorly aligned window frames or loosened exterior sidings letting in breezes?
• Has the floor separated from walls or stairwells anywhere inside the house?
• Are there cracks between walls and built-in fixtures such as lights, cupboards or bookcases?
• Does the floor feel “bouncy” or “soggy” when you walk on it?
• Have you checked crawl spaces, stairwells, basements, attics and other exposed areas for signs of damage such as exposed or cracked beams, roof leaks and foundation cracks?

Low-interest disaster loans are also available from the U.S. Small Business Administration (SBA) for homeowners, renters, businesses of all sizes, and private non-profit organizations that had damage or loss as a result of the South Napa Earthquake. Disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

To apply for disaster assistance, register online at DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. Applicants may also call FEMA at 800-621-3362 or (TTY) 800-462-7585.  People who use 711-Relay or VRS may call 800-621-3362.

FEMA must verify damages for every application. FEMA inspectors have completed more than 2,600 inspections in Napa and Solano Counties. FEMA inspectors display photo identification badges.

Damage inspections by FEMA are free and generally take 30 to 45 minutes, and they are conducted by FEMA contract inspectors who have construction or appraisal expertise and have received disaster-specific training. Inspectors document the damage by checking the building structure and its systems, major appliances and any damaged septic systems and wells.

If applicants discover additional damage to their property after the inspection takes place, they can request another one by calling FEMA at 800-621-FEMA (3362) or (TTY) 800-462-7585.

Additional information on California disaster recovery is available at www.fema.gov/disaster/4193.

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

The Cal OES protects lives and property, builds capabilities and supports our communities for a resilient California. Cal OES achieves its mission by serving the public through effective collaboration in preparing for, protecting against, responding to, recovering from, and mitigating the impacts of all hazards and threats.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private non-profit organizations fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339.

 

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Take Time to Check for Earthquake Damage

FEMA Continues to Inspect Quake-Damaged Homes

SACRAMENTO, Calif.  – Federal Emergency Management Agency (FEMA) inspectors have completed more than 2,000 inspections of homes damaged or destroyed by the South Napa Earthquake. Homeowners and renters in Napa and Solano counties became eligible to apply for federal disaster assistance on Oct. 27 following the presidential declaration for Individual Assistance. FEMA must verify damages for every application.

Those affected by the South Napa Earthquake have until Dec. 29 to apply for disaster assistance. Disaster assistance may include grants to help pay for rent, essential home repairs, personal property replacement or other serious disaster-related expenses not covered by insurance or other sources.

Damage inspections are free and generally take 30 to 45 minutes. They are conducted by FEMA contract inspectors who have construction and/or appraisal expertise and have received disaster-specific training. Each inspector displays official photo identification.

Inspectors document the damage but do not determine the resident’s eligibility for disaster assistance. They check for damage to the building structure and its systems, major appliances and any damaged septic systems and wells. Residents should tell the inspector about other important losses such as clothing, personal property, medical equipment, tools needed for a trade, and educational materials.

Inspectors then relay this information to FEMA on their handheld tablet, which they call their inspector pad. They use their pads to download work assignments and communicate throughout the day.

Applicants are reminded to keep the contact information on their applications current so an inspector can reach them. To update their information, applicants should call FEMA’s Helpline at 800-621-3362 or (TTY) 800-462-7585. Contact information can also be updated online at www.disasterassistance.gov.

FEMA procedures for home inspections follow:
• An inspector calls the applicant to set up an appointment at a mutually convenient time and advises the applicant of documentation needed to complete the inspection, such as insurance policies and photo identification. 

• The inspector tries a minimum of three times to contact the applicant. The inspector will call at different times on different days in the hope of finding someone at home.

• If attempts to reach the applicant are unsuccessful, the inspector posts a letter on the applicant’s door with a phone number to call for an appointment.

• If applicants have relocated to another area and cannot return for the mandatory damage inspection, they can authorize an agent or proxy to be present on their behalf.

• As part of the inspection process, homeowners will be asked to show proof of ownership, such as a tax bill, deed, mortgage payment receipt or insurance policy showing the property’s address. Renters must show proof of occupancy, such as a lease, rent payment receipt, utility bill or other document confirming the home was their primary residence at the time of the disaster. Both homeowners and renters must also be prepared to show a valid driver’s license or other photo identification.

To speed the inspection process, applicants should:
• Make sure their home address number can be easily seen from the road.
• Keep their appointment or notify the inspector if a postponement is necessary.
• Stay in touch with FEMA, which may include telling neighbors where they can be contacted.
• Let FEMA know during the registration process if they need a reasonable accommodation, such as an American Sign Language interpreter, during the inspection.

If applicants discover additional damage to their property, they can request another inspection by calling the FEMA Helpline at 800-621-FEMA (3362) or TTY 800-462-7585.

Besides the above personnel, residents and businesses may be visited by loss verifiers from the U.S. Small Business Administration, insurance adjustors, and local building officials, as well as others involved in the recovery process. Building officials typically charge fees for permits, though these are sometimes waived after disasters.

FEMA inspectors do not tag dwellings. FEMA inspectors must follow written guidelines to perform inspections on dwellings previously tagged as unsafe to enter or unsafe to occupy by local officials.

For unmet disaster-related needs, the United Way operates 2-1-1 that covers Napa and Solano Counties. Available 24/7 in 150 languages, the Bay Area 211 helpline connects callers with hundreds of programs to help people find food, housing, healthcare, senior services, childcare, legal aid and more.

For more information on California disaster recovery, go www.fema.gov/disaster/4193.

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

 

Continued – 

FEMA Continues to Inspect Quake-Damaged Homes