TRENTON, N.J. – Nearly six weeks after Hurricane Sandy ravaged New Jersey, survivors have a chance to reconsider a decision they made in the immediate aftermath of the disaster.

Thousands of New Jersey survivors answered “will not relocate” when FEMA housing inspectors asked what they planned to do while repairs are being made on their homes or apartments. That response made them ineligible for FEMA temporary housing assistance.

Some who would like FEMA help today may find the window still open.

Here’s what to do:

  • If it has been less than 30 days since you received a FEMA determination letter, call 800-621-3362 and tell FEMA that your housing situation has changed and that you’d like temporary housing assistance.
  • However, if it has been more than 30 days since you received a FEMA determination letter, you will need to reply in a letter to FEMA stating that you want to change your earlier response, explain how your circumstances have changed and that you’d like FEMA temporary housing assistance.

Survivors can follow up on previous applications online at DisasterAssistance.gov, or by web-enabled mobile device at m.FEMA.gov. By phone or 711/VRS, call 800-621-FEMA (3362) or TTY 800-462-7585. Help is also available at FEMA Disaster Recovery Centers, which can be found at  www.fema.gov/DRCloc.                                                      

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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Changed Your Mind About Staying In Your Storm Damaged Home? Tell FEMA Now

TRENTON, N.J. — Seniors who suffered losses when hurricane Sandy pummeled New Jersey don’t have to worry about being hit a second time if they receive disaster funds. FEMA disaster assistance is not counted as income, is not taxed, and has no effect on Social Security or other government benefits.

Federal Coordinating Officer, Michael J. Hall said, “When seniors get a check from FEMA, the Internal Revenue Service knows that it’s to help them get back to where they were before the storm. It is not counted as income. Older adults won’t have a penny of this assistance taxed or have any benefits cut.”

Seniors and others who had disaster related losses may apply for assistance online at www.DisasterAssistance.gov or by web enabled mobile device at m.fema.gov. By phone or 711/VRS, call 800-621-FEMA (3362) or TTY 800-462-7585.

Seniors are encouraged to call and register. A FEMA specialist will explain the types of help available and walk callers through the registration process. They are knowledgeable about the process and can answer their questions in a language they feel comfortable speaking.

State Coordinating officer, Lt. Jeff Mottley said, “If seniors receive an SBA application form after registering with FEMA, it’s very important for them to complete and return it. The application helps determine their eligibility for a wide range of disaster relief programs. It’s not just for a loan.” 

New Jersey seniors affected by the storm can find out how to apply for an SBA loan by calling 800-659-2955 or by visiting www.sba.gov/disaster. For more information about other elder care issues, call the national referral service, Eldercare Locators, at 800-677-1116.

SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. These disaster loans cover uninsured and uncompensated losses and do not duplicate benefits of other agencies or organizations.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

 

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No Loss Of Benefits For New Jersey Seniors Receiving Disaster Aid

TRENTON, N.J. – Los fraudes y estafas son males conocidos que aparecen luego de cualquier desastre. Con métodos viejos y modernos, los estafadores buscan obtener información muy importante o aprovecharse de los sobrevivientes ocupados en su recuperación.  

Los residentes de New Jersey deben mantenerse alerta. Algunos de los fraudes más comunes luego de un desastre incluyen:

Estafas por reparaciones en la vivienda

Contratistas para la mejora de viviendas no registrados pueden llevarse el dinero de los sobrevivientes, dejando, en su huida, reparaciones inconclusas y viviendas inseguras. Antes de contratar a un contratista, el sobreviviente debe informarse con la oficina del Departamento de Defensa al Consumidor de New Jersey, llamando al número 800-242-5846, para asegurarse de que el contratista está registrado. También debe solicitar la póliza de seguro de responsabilidad civil del contratista y verificar que sea válida. Todos los contratos deben realizarse por escrito y revisarse antes de firmarlos. Tampoco se debe pagar el total de las reparaciones antes de que los trabajos sean concluidos.

Se debe notificar al departamento de policía local sobre las sospechas de fraude.

Aumento ilegal de precios

Los aumentos excesivos de precios son ilegales. Infórmese con la oficina del Departamento de Defensa al Consumidor de New Jersey en el sitio www.NJConsumerAffairs.gov o llame al número 800-242-5846 si sospecha que los precios son demasiado altos.

Robo de identidad

Algunas personas pueden hacerse pasar por empleados de la Agencia Federal para el Manejo de Emergencias (FEMA, Federal Emergency Management Agency) u otras organizaciones gubernamentales, como la Agencia Federal para el Desarrollo de la Pequeña Empresa (SBA, U.S. Small Business Administration), o servicios públicos. Los estafadores, que estén yendo de puerta en puerta por las viviendas dañadas, por teléfono o por Internet, pueden intentar obtener información personal como el número de Seguro Social o números de cuentas bancarias.  

Recuerde:

  • Una playera o chaqueta de FEMA o SBA no es prueba suficiente de la afiliación de alguien con estas agencias. Todo el personal autorizado de FEMA y SBA tienen una identificación oficial laminada y con foto que deben llevar de forma visible todo el tiempo;
  • Los individuos pueden inscribirse para recibir asistencia y realizar un seguimiento de sus solicitudes anteriores en línea en el sitio DisasterAssistance.gov/espanol o a través de un dispositivo móvil que permita el acceso a Internet en el sitio m.FEMA.gov/esp. Por teléfono o a través de las líneas 711/VRS, llamando al 800-621-3362 o TTY 800-462-7585;
  • Para las llamadas de seguimiento, un representante de FEMA sólo pedirá los últimos cuatro dígitos del número de Seguro Social del solicitante.

Sobornos o pagos falsos

Los impostores pueden requerir alguna forma de pago por servicios o sobornos – algo que FEMA, SBA o el empleado de una agencia federal nunca requerirá. Los inspectores de vivienda contratados por FEMA evalúan los daños pero no estiman los costos. FEMA no contrata o recomienda contratistas específicos para reparar las viviendas o recomienda reparaciones.

Los estafadores pueden presentarse como especialistas en seguros o gestores que declaran que pueden convencer a FEMA para aumentar la ayuda de las reparaciones en la vivienda o convencer al seguro de pagar un acuerdo más alto. Los estafadores le piden al solicitante o persona asegurada que firmen un contrato donde establecen que les pagarán un porcentaje del pago incrementado. La esencia del fraude consiste en llevarse un porcentaje del subsidio por daños o acuerdo con el seguro que se les proporcionaría normalmente a los sobrevivientes. FEMA siempre negocia directamente con cada solicitante y siempre está dispuesta a considerar una apelación y enviar a otro inspector a revisar los daños en la propiedad dañada o las pérdidas declaradas.

Fraudes de caridad

Antes de realizar una donación, las personas deben investigar a las organizaciones para asegurarse de que están registradas para recaudar fondos en New Jersey. También deben preguntar cómo se va a utilizar el dinero recaudado.

Para más preguntas, los residentes de New Jersey pueden ponerse en contacto con la oficina del Departamento de Defensa al Consumidor de New Jersey en el sitio www.NJConsumerAffairs.gov o llamando al 800-242-5846.

La misión de FEMA es apoyar a los ciudadanos y a las agencias de primera respuesta para garantizar que trabajemos juntos como nación para desarrollar, mantener y mejorar nuestra capacidad de prepararnos, protegernos, y recuperarnos de los peligros, responder ante ellos y mitigarlos.

Siga a FEMA en línea en www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, y www.youtube.com/fema. También, siga las actividades de administrador Craig Fugate en www.twitter.com/craigatfema.

Los enlaces a redes sociales se proporcionan solamente a manera de referencia. FEMA no endosa ninguna página de Internet, compañía o aplicación no gubernamental.

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Los Estafadores Intentan Aprovecharse De Los Sobrevivientes Del Desastre

Trenton, N.J. — Survivors have the right to appeal the Federal Emergency Management Agency’s decision about what assistance they can receive.

You may ask for another review to appeal the amount or type of help provided or any other decision about federal disaster assistance.

Before asking for an appeal, it is important to review the “Help After a Disaster” applicant’s guide. The booklet explains the different types of assistance that may be available to survivors and could answer some questions you have about the appeal process. Each applicant receives a copy and it is available online at www.fema.gov/help-after-disaster.

When appealing, explain in writing why you disagree with a decision. Include any new or additional documents that would support the appeal. Be as specific as possible in the letter. Include materials such as itemized receipts and contractor estimates.

When sending an appeal letter for Hurricane Sandy, remember to include:

  • On all pages of all documents:
    • Federal disaster declaration number 4086-DR-NJ.
    • Nine-digit FEMA application number.
  • Applicant’s name, place and date of birth, and the address of the damaged dwelling.
  • Copies of documentation that supports the appeal. All receipts, bills and estimates must include contact information for the service provider. Keep all originals for your records.
  • A copy of a state-issued identification card, unless the letter is notarized or includes the following statement: “I hereby declare under penalty of perjury that the foregoing is true and correct.”
  • The applicant’s signature.

Appeal letters must be postmarked within 60 days of the date on the decision letter.

Survivors may send the appeal letter to FEMA by:

  • Fax:        (800) 827-8112 Attention:FEMA
  • Mail:       National Processing Service Center, P.O. Box 10055, Hyattsville, MD 20782-8055
  • Visiting a Disaster Recovery Center (DRC). Find the nearest Disaster Recovery Center here.

If you would like to speak with a specialist who will listen and help you with the appeal process, you can visit a local Disaster Recovery Center or call the FEMA helpline.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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FEMA Assistance Denial Still Offers Option For Appeal

TRENTON, N.J. – Fraud and scams are age-old issues that surface in the aftermath of any disaster. Using old and new methods, scam artists seek to obtain vital information or take advantage of survivors focused on recovery.

New Jersey residents need to be on alert. Some of the most common scams after a disaster include:

Home Repair Scams

Unregistered home improvement contractors may take the disaster survivor’s money and disappear, leaving unfinished work and unsafe homes. Before hiring a contractor, the survivor should check with the New Jersey Division of Consumer Affairs at 800-242-5846 to make sure the contractor is registered, as well as ask for a copy of the contractor’s liability insurance and verify the policy is valid. All contracts should be in writing, and reviewed before being signed. Full payment should not be made until the work is completed.

The local police department should be notified of suspected fraud.

Price Gouging

Excessive price increases are illegal. Check with the New Jersey Consumer Affairs office at www.NJConsumerAffairs.gov or call 800-242-5846 if you suspect the prices are too high.

Identity Theft

People may pretend to be employed by the Federal Emergency Management Agency (FEMA) or other government agencies, such as the U.S. Small Business Administration (SBA) or public utilities. By going door-to-door to storm-damaged homes, or by phone or on the internet, con artists may try to obtain personal information such as Social Security and bank account numbers.

Remember:

  • A FEMA or SBA shirt or jacket is not absolute proof of someone’s affiliation with these agencies. All authorized FEMA or SBA personnel display a laminated photo identification card, which they are required to wear at all times;
  • Individuals can register for assistance and follow up on previous applications online at DisasterAssistance.gov, or by web-enabled mobile device at m.FEMA.gov. By phone or 711/VRS, call 800-621-FEMA (3362) or TTY 800-462-7585.
  • On any follow-up calls, a FEMA representative would ask only for the last four digits of the applicant’s social security number.

False Payment or Bribe

Imposters may ask for some form of service payment, or bribe – something no FEMA, SBA or federal agency employee should ever do. FEMA-contracted housing inspectors assess damage but do not determine cost estimates. FEMA does not hire or endorse specific contractors to fix homes or recommend repairs.

Con artists may pose as insurance specialists or expeditors, claiming they can convince FEMA to increase home repair damage aid or the insurer to pay a larger settlement. The scammers ask the applicant or policyholder to sign a contract giving them a percentage of the “increased” payment. The essence of the con is to take a percentage of the damage grant or policy settlement that would be given anyway. FEMA always deals directly with each applicant and is always willing to consider an appeal by sending a new inspector to review damaged property or claimed losses.

Charity Scams

Before donating, people should investigate to be sure the organization asking for donations is registered to solicit in New Jersey and ask how the money will be used.

For other questions, New Jersey residents can contact the New Jersey Consumer Affairs office at www.NJConsumerAffairs.gov or by calling 800-242-5846.

 

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema,

and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Link: 

Scam Artists Attempt To Prey On Disaster Survivors

WARWICK, R.I. – Help from the Federal Emergency Management Agency is not limited only to homeowners. Renters, too, may qualify.

“Hurricane Sandy did not discriminate between homeowners and renters and neither do we,” said Federal Coordinating Officer James N. Russo, who leads FEMA’s mission in Rhode Island. “We want to ensure that all survivors get the assistance they are eligible to receive.”

FEMA offers two kinds of help to renters:  

  • Temporary Housing (a place to live for a limited period of time): If your rental unit was made uninhabitable by the disaster, a FEMA grant can help pay for renting a place to live until you find new permanent housing. FEMA offers free assistance to find a replacement rental property.
     
  • Other Needs: Money is available for necessary expenses and serious needs caused by the disaster that are not covered by insurance or other programs. Items such as textbooks and computers used for education, professional tools, household furnishings, appliances, disaster-related medical or dental costs and storm damage to vehicles may qualify.

To determine whether you are eligible for assistance, you must register with FEMA no later than January 14, 2013. To register, go online to www.DisasterAssistance.gov or to m.fema.gov if using a smartphone or call 800-621-FEMA (3362), 24 hours a day, seven days a week. Those who are deaf, hard of hearing or who have a speech disability may use TTY 800-462-7585.

To register you will need:

  • Current and pre-disaster address
  • Current phone number
  • Social Security number
  • Insurance information, if insured
  • Total household income
  • Description of losses caused by Hurricane Sandy
  • Bank account and routing number (for direct deposit of assistance funds)

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for medical and dental expenses, funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

SBA disaster loan information and application forms may be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (800-877-8339 for people with speech or hearing disabilities) Monday through Friday from 8 a.m. to 6 p.m. ET or by sending an e-mail to disastercustomerservice@sba.gov. Applications can also be downloaded from www.sba.gov or completed on-line at https://disasterloan.sba.gov/ela/.

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FEMA Aids R.I. Renters

TRENTON, N.J. — Your home has been damaged and you want to get it back to where it was before Hurricane Sandy. Or, maybe you’re looking to rebuild and need smart ideas on how to make your next home stronger and safer than your last. Knowledgeable and reliable advice will be available at a nearby home improvement store.

Hazard mitigation specialists from FEMA will be on-site to answer your questions and help you rebuild stronger, safer and smarter. They provide information on building techniques that reduce the potential for damage to your home, business and property from future disasters.

Besides answering your questions, they will offer other home improvement tips and techniques:

  • Proper mold and mildew clean-up,
  • Flood- and wind-resistant building methods,
  • Wind straps,
  • Flood insurance,
  • Suggestions to make homes stronger and safer,
  • Retrofitting buildings, and
  • Elevating utilities.

Free publications on these topics are available and there is no charge to talk with the specialists.

FEMA specialists are available at the following home improvement stores daily from Wednesday, December 5 until Monday, December 10, 8 a.m. to 6 p.m.:

  • Cape May County – Lowe’s #1861, 3171 Route 9 South, Rio Grande 08242
  • Essex County – Home Depot #980, 399-443 Springfield Ave., Newark 07103
  • Middlesex County – Home Depot #954, 1090 Route 9, Old Bridge 08857
  • Monmouth County – Home Depot #949, 3540 Route 66, Neptune 07753
  • Ocean County – Home Depot #969, 244 N. Main St., Forked River 08731
  • Ocean County – Lowe’s #2260, 297 Route 72 West, Suite 30, Manahawkin 08050
  • Union County – Home Depot #6905, 977 W. Grand, Elizabeth 07202

Additional sites and dates will be announced soon.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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More Free Advice On Building Stronger, Safer, Smarter

TRENTON, N.J. — Deadlines to apply for Public Assistance (PA) from the Federal Emergency Management Agency have been extended to December 30, 2012 for all 21 counties.

Michael Hall, FEMA’s Federal Coordinating Officer, granted the extension following a request from

the New Jersey State Office of Emergency Management. The PA program is a reimbursement program where the federal government provides 75 percent of eligible costs.

In the request for an extension, the state cited the unprecedented impact of Hurricane Sandy and the tremendous increase in the number of organizations submitting a Request for Public Assistance (RPA) that have never before been involved in the PA process.

As of December 3, FEMA has received 1,098 requests for Public Assistance, conducted 630 kick-off meetings, and approved 24 large projects totaling, $57,729,003.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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State, Local Private Nonprofits In New Jersey Get 30 More Days To Request Fema Public Assistance Grants

WINDSOR, Conn. – Hurricane Sandy survivors receiving Social Security or other government aid have no cause for concern when it comes to how disaster assistance might affect their benefits.

Disaster assistance grants are not taxable income and will not affect eligibility for Social Security, Medicaid, medical waiver programs, welfare assistance, Temporary Assistance for Needy Families, food stamps, Supplemental Security Income or Social Security Disability Insurance.

To be eligible for federal disaster assistance, survivors must first register with FEMA. The process only takes about 20 minutes.

Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other web-enabled device at m.fema.gov. Survivors can also register by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach the multilingual operators.

The deadline to register is Dec. 31. Registering for disaster assistance with other agencies or organizations does not register survivors for FEMA disaster assistance. Having FEMA flood insurance does not register policyholders for disaster assistance; flood insurance claims are handled separately.

Survivors also may visit a Disaster Recovery Center to speak directly with a FEMA specialist who can answer their questions. For an updated list of DRCs, go to http://go.usa.gov/g2Td.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY, call 800-462-7585.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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FEMA Grants Are Not Taxable Income

WASHINGTON, D.C. — The U.S. Department of Homeland Security’s Federal Emergency Management Agency announced that federal disaster aid has been made available to the State of Delaware to supplement state and local recovery efforts in the area affected by Hurricane Sandy during the period of October 27 to November 8, 2012.

The President’s action makes federal funding available to state and eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of facilities damaged by Hurricane Sandy in Kent, New Castle, and Sussex Counties.

Federal funding is also available on a cost-sharing basis for hazard mitigation measures statewide.

Jack Schuback has been named as the Federal Coordinating Officer for federal recovery operations in the affected area. Schuback said additional designations may be made at a later date if requested by the state and warranted by the results of further damage assessments.

Follow FEMA online at blog.fema.gov, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Link – 

President Declares Disaster for Delaware

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