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Greenwich Disaster Recovery Center to Close Wednesday, Dec. 12, at 6 p.m.

WINDSOR, Conn. — The FEMA-state Disaster Recovery Center at the Western Greenwich Civic Center, 449 Pemberwick Road, Room 203, Greenwich, 06831, will close at 6 p.m., Wednesday, Dec. 12.

When the center closes, FEMA still will be only a mouse-click or a phone call away. Disaster survivors may also go to any other Disaster Recovery Center. For an updated list of DRCs, go to http://go.usa.gov/g2Td on the Web or text the letters DRC and your ZIP code to the number 43362.

Homeowners, business owners and renters who had damage from Hurricane Sandy in one of the Connecticut counties designated for Individual Assistance have until Dec. 31 to register for assistance from the Federal Emergency Management Agency.

Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register or ask questions by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach multilingual operators.

Registering for disaster assistance with other agencies or organizations does not register survivors for FEMA disaster assistance. Having FEMA flood insurance does not register policyholders for disaster assistance; flood insurance claims are handled separately.

If an applicant receives an application for a low-interest disaster loan from the U.S. Small Business Administration as part of their registration package from FEMA, it is important this application be completed and returned. No survivor is required to take out an SBA loan, but completion of the SBA application may make the applicant eligible for further FEMA assistance.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY, call 800-462-7585.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private, nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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Greenwich Disaster Recovery Center to Close Wednesday, Dec. 12, at 6 p.m.

Over $42 Million In Disaster Loans Approved In New Jersey, SBA Urges Submission Of Applications Before December 31 Deadline

TRENTON, N.J. — The U.S. Small Business Administration has approved over $42.3 million in disaster assistance loans for 653 New Jersey residents and businesses affected by Hurricane Sandy. The deadline to apply for physical damage is December 31, 2012. Those affected by the disaster are encouraged to apply now and may apply for disaster loans electronically from SBA’s website at https://disasterloan.sba.gov/ela/.

Applicants do not have to wait for insurance to be settled before applying. No one is obligated to take a loan if it is offered, but if you don’t accept a loan, you may not be eligible for FEMA’s Other Needs Assistance. However, it is important for businesses and residents to maximize their recovery resources and take time to submit their SBA disaster applications before the December 31 deadline.

SBA offers the following types of low-interest, long-term loans to cover uninsured losses:

Home Disaster Loans: to homeowners to repair disaster-damaged real estate and replace damaged contents. Renters are also eligible for their contents loss.

Business Physical Disaster Loans: to businesses to repair disaster-damaged property and repair/replace damaged business contents including inventory, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, etc., are also eligible.

Economic Injury Disaster Loans (EIDLs): to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary financial obligations that cannot be met as a direct result of the disaster.

Interest rates are as low as 1.688 percent for homeowners and renters, 3 percent for non-profit organizations and 4 percent for businesses with terms up to 30 years.

The filing deadline to return applications for physical damage is December 31, 2012. The deadline to return economic injury applications is July 31, 2013.

SBA customer service representatives are available at all Disaster Recovery Centers (DRCs) throughout the state and at the ten Business Recovery Centers (BRCs) in Atlantic City, Hackensack, Cape May, Newark, Jersey City, Piscataway, Lincroft, Manahawkin, Paterson and Plainfield.

SBA’s partners including counselors with the New Jersey Small Business Development Center (NJSBDC), SCORE, SBA Women’s Business Center and SBA’s Veteran’s Business Outreach Center are available to help business owners prepare needed financial information at no charge.

Details on the locations of Centers and the loan application process can be obtained by calling the SBA Customer Service Center at 800-659-2955, TTY 800-877-8339 or by sending an email to disastercustomerservice@sba.gov.

Loan applications can be downloaded from www.sba.gov. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

EDITOR’S NOTE: Businesses of any size can learn about disaster business loans available from the Small Business Administration in this two minute video: SBA Disaster Business Loans.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

For more information about the SBA’s Disaster Loan Program, visit our website at www.sba.gov.

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Over $42 Million In Disaster Loans Approved In New Jersey, SBA Urges Submission Of Applications Before December 31 Deadline

Federal Disaster Assistance Is for Connecticut Renters, Too

WINDSOR, Conn. — Renters in Connecticut counties whose homes and property were damaged by Hurricane Sandy may be eligible for federal disaster assistance.

“Sandy did not discriminate between homeowners and renters,” said Federal Coordinating Officer Albert Lewis. “We’re here to help everyone who is eligible for assistance, and that definitely includes renters.”

Renters who were displaced from their homes by the storm may be eligible for a FEMA grant to help them pay rent for temporary housing. These rental grants are for a 30-day period, subject to assistance review, until renters’ previous homes are again habitable or they find another home.

There is a free referral service to help applicants find safe, replacement rental property.

Go to: http://go.usa.gov/gKve.

Both renters and homeowners may also be eligible for Other Needs Assistance, designed to help survivors with uninsured or underinsured necessary expenses and serious needs caused by the disaster.

Eligibility for these grants is determined through completing and returning the U.S. Small Business Administration application that many applicants receive after registering for disaster assistance. There is no requirement to take out a loan.

Grants can be used for:

Disaster-related medical and dental expenses;
Replacement or repair of necessary personal property lost or damaged in the disaster, such as room furnishings or appliances, and tools and equipment required by the self-employed for their jobs;
Primary vehicles and approved second vehicles damaged by the disaster; and
Disaster-related funeral and burial expenses.

The deadline to register is Dec. 31. Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach multilingual operators.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes and private, nonprofit organizations fund repairs or rebuilding efforts, and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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Federal Disaster Assistance Is for Connecticut Renters, Too

After Sandy, Learn Rebuilding Techniques at Home Depot This Weekend

WINDSOR, Conn. – An outreach team from FEMA will be at the Home Depot store in Fairfield this weekend to explain techniques that may reduce potential damage to homes, businesses and property from future flooding.

Mitigation specialists from the Federal Emergency Management Agency will offer “how-to” information for retrofitting buildings and elevating utilities. Specialists can also provide clean-up tips to help prevent mold and mildew from forming in a storm-damaged home.

The FEMA team will be at the Home Depot store, 541 Kings Highway Cutoff, Fairfield, CT 06824, from 9 a.m. to 6 p.m. on Saturday, Nov. 24, and Sunday, Nov. 25.

Information will include instructions on how to:

Relocate circuit breaker panels, outlets and switches above potential floodwaters
Move washer and dryer hookups to a higher floor
Elevate furnaces and water heaters
Prevent sewer backups with a backflow valve

More information on ways to protect your home from future disasters is available at www.fema.gov/safer-stronger-protected-homes-communities.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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After Sandy, Learn Rebuilding Techniques at Home Depot This Weekend

Returning SBA Loan Application May Open Doors to More FEMA Assistance

WINDSOR, Conn. – Hurricane survivors who receive a loan application from the U.S. Small Business Administration after registering for disaster assistance from the Federal Emergency Management Agency need to complete and return it. The application deadline is Dec. 31, 2012.

While SBA’s low-interest disaster loans represent the major source of federal funding for recovery, the application itself may open the door to other FEMA grant programs. People who do not qualify for a loan may be eligible for grants to replace essential household items, replace or repair a damaged vehicle, or cover storage expenses.

“In a disaster, SBA helps individuals as well as businesses,” said Federal Coordinating Officer Albert Lewis. “No one is obligated to accept an SBA loan. If you receive a loan application, it’s important to fill it out and return it. If you don’t submit the loan application, the assistance process may stop prematurely.”

Registering with FEMA often prompts SBA to send an application for a low-interest disaster loan. The application takes little time to complete.

FEMA grants are designed to jump-start the recovery process and may not cover all damage or property loss. SBA low-interest disaster loans up to $200,000 are available to eligible homeowners to repair or replace disaster-damaged or destroyed real estate. Homeowners and renters may apply for loans up to $40,000 for personal property. Loan amounts cannot exceed uninsured losses.

Businesses and private nonprofit organizations may borrow up to $2 million to repair or replace real estate, machinery and equipment, inventory and other business assets.

Recovery officials note several reasons for completing the application. For instance:

An insurance settlement may fall short. A survivor may be underinsured for the amount of work needed to repair or replace a structure. An SBA low-interest disaster loan can cover the cost. Survivors are encouraged not to miss the filing deadline by waiting for an insurance settlement. A settlement can be used toward the loan.
SBA can offer a loan that fits an applicant’s budget. SBA specialists can help with an affordable low-interest loan. In some cases, SBA can refinance all or part of an existing mortgage.
SBA can help renters replace household contents and vehicles. Renters and homeowners may borrow up to $40,000 to repair or replace clothing, furniture, cars or appliances damaged or destroyed in the hurricane.

Applications can be downloaded from www.sba.gov. For more information, call the SBA’s toll-free line at 800-659-2955. If you use TTY, call 800-877-8339. Homeowners and renters who want to apply online can visit SBA’s secure website at https://disasterloan.sba.gov/ela/.

People with storm losses who still need to register with FEMA can register anytime online at www.DisasterAssistance.gov, or with a smartphone or device at m.fema.gov. Survivors can also register by phone anytime day or night by calling FEMA at 800-621-3362. People who use TTY can call 800-462-7585. Multilingual operators are available. The deadline to register is Dec. 31, 2012.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private nonprofit organizations fund repairs or rebuilding efforts, and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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Returning SBA Loan Application May Open Doors to More FEMA Assistance

FEMA Inspectors Help Start Connecticut Recovery from Sandy

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FEMA Inspectors Help Start Connecticut Recovery from Sandy

WINDSOR, Conn. –One of the most important signs of progress is the arrival of an official damage inspector from the Federal Emergency Management Agency at a damaged property.

The arrival of an inspector from FEMA means the damage to a home will be identified and recorded. Identifying damage is an important step in determining both the amount and the types of assistance FEMA may provide.

If you live in one of the counties designated for disaster assistance and have registered with FEMA, you may be eligible for grants to help pay for rental housing, essential home repairs and other disaster-related expenses.

All residents of Fairfield, Middlesex, New Haven and New London counties, and the Mashantucket Pequot and the Mohegan Tribal Nations located within New London County may be eligible for federal disaster assistance from the FEMA Individual Assistance grant program.

The gateway to all this aid is registration for assistance with FEMA.

People with storm losses should register with FEMA online at our accessible website: www.DisasterAssistance.gov, with a smartphone or device at m.fema.gov. Applicants can also register by phone by calling FEMA at: 800-621-3362. If you use TTY, call 800-462-7585. Multilingual operators are available.

Following your registration for assistance, should you qualify for an inspection; a FEMA inspector will call to set up a time to see your property. It is important to meet the inspector to avoid delays in the inspection process.

If you can’t be present for the scheduled appointment, you can appoint someone 18 or older who lived in the house prior to the disaster to stand in for you during the inspection.

When the inspector arrives, be prepared to provide written proof of home ownership, such as a tax receipt, mortgage payment book or home insurance policy showing the property’s address. If proof of ownership is not available, the inspector will complete the inspection, but proof of ownership must be provided to FEMA. If the inspector is to document damage for a renter, proof of residence, such as a copy of the lease or a utility bill, is required.

The U.S. Small Business Administration and private insurance companies may also have inspectors working in your area, but the FEMA inspector will wear an official FEMA badge and will have the registration number your case was assigned when you registered for assistance. FEMA does not charge a fee for an inspection.

Disability Awareness: The recommended font type is sans serif 12 point for regular print and sans serif 18 point when specifically printed for people with vision impairments.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private nonprofit organizations fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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FEMA Inspectors Help Start Connecticut Recovery from Sandy

FEMA’s Community Relations Teams Are Reaching Out to Connecticut’s Disaster Survivors

HARTFORD, Conn. – Teams of federal disaster recovery professionals are reaching out to Connecticut residents along the disaster-stricken coast to make sure survivors know what help is available and how to get it.

FEMA’s Community Relations teams advise homeowners, renters, business owners, eligible nonprofit agencies and faith-based organizations how to register for disaster assistance and can provide registration access when there is no other source available. They also help identify people with disabilities, those with access and functional needs, seniors and people with limited English proficiency.

Registering with FEMA is the most important step to securing assistance.

“We want people to know that they can register online, by smartphone or a toll-free phone call, and the sooner they register, the sooner we might be able to help,” said Federal Coordinating Officer Albert Lewis.

Easily identified by FEMA photo ID badges, Community Relations representatives seek out any location where people affected by the disaster might be found. They provide information about access to recovery resources, as well as the U.S. Small Business Administration (SBA), which offers low-interest disaster loans for homeowners, renters and businesses of all sizes.

Disaster Recovery Centers in designated counties offer one-on-one assistance, information on recovery resources, SBA low-interest loans, flood insurance and mitigation.

Online registration is available anytime at www.DisasterAssistance.gov. If you have a web-enabled device, enter m.fema.gov in the web browser. You can also register by calling FEMA at 800-621-3362. If you use a TTY, call 800-462-7585; or, use 711 or Video Relay Service to call 800-621-3362. Multilingual operators are available.

For assistance from SBA call 800-659-2955, or visit www.sba.gov/sandy.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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FEMA’s Community Relations Teams Are Reaching Out to Connecticut’s Disaster Survivors

Nearly $28 Million in Federal Assistance to Mississippi for Hurricane Isaac

CLINTON, Miss. – In the more than two months since Hurricane Isaac struck Mississippi, $28 million in state and federal aid has been approved to help those affected.

MEMA and FEMA provide the following snapshot of the disaster recovery effort as of Nov. 5:

More than 6,400 households have received FEMA grants that assist with housing and personal property loss.
More than $13 million has been approved for housing grants, including short-term rental assistance, home repair and replacement costs.
More than $2.4 million has been approved to cover other essential disaster-related needs, such as medical and dental expenses and lost personal possessions.
Nearly $7.5 million in low-interest disaster loans has been approved by the U.S. Small Business Administration to assist homeowners, renters and businesses.
Nearly 20,500 home inspections have been completed.

Those who received money from FEMA must keep the receipts or bills for which the money was used. The records document that the assistance was used to meet disaster-related needs and must be saved for three years. For more on what should be kept, consult the “Help After a Disaster” guide, which was mailed to each applicant. Information is also available online at fema.gov/help-after-disaster.

Survivors with any questions can go online at DisasterAssistance.gov or by mobile device at m.fema.gov. Or call the FEMA toll-free Helpline at
800-621-3362. Those who use 711-Relay or Video Relay Services should call 800-621-3362. The toll-free telephone numbers are open from 7 a.m. to 10 p.m. seven days a week until further notice.

Nearly 26,000 survivors in designated counties have contacted FEMA for help or information regarding disaster assistance. Many people sought housing assistance from FEMA because their primary homes were unlivable or inaccessible.

Although the registration period has closed, those who have applied for disaster assistance should stay in contact with FEMA if they change their mailing address, phone number or e-mail address, if they receive an insurance settlement, or discover additional damage by calling the FEMA Helpline at 800-621-3362.

The Helpline also is available for Mississippians who have needs not met by federal assistance. It is a good source of information referring survivors to state and local organizations and partner agencies such as the American Red Cross, the Salvation Army and the U.S. Small Business Administration. Survivors also may call 2-1-1 to be connected to volunteer or faith-based organizations that may be able to help them with resources and needs.

Businesses that need help may contact the SBA directly at the SBA Disaster Customer Service Center at 800-659-2955 (TTY) 800-877-8339, send an email to disastercustomerservice@sba.gov or go to https://disasterloan.sba.gov/ela/ to apply.

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Nearly $28 Million in Federal Assistance to Mississippi for Hurricane Isaac

Wednesday is the Last Day for Mississippians to Register with FEMA

CLINTON, Miss. – For Mississippians who were affected by Hurricane Isaac today is the last day to register for federal disaster assistance and to apply for physical damage loans from the U.S. Small Business Administration.

Some 26,000 Mississippians have already registered with FEMA, but those who have not must do so by midnight Wednesday, Oct. 31.

There are two ways to complete the registration process:

Online registration, go to DisasterAssistance.gov or m.fema.gov with a smartphone or tablet. The online deadline is 12 a.m.
By phone at 800-621-3362, for TTY 800-462-7586 or 800-621-3362 for Video Relay Service. The registration deadline is 10 p.m.

Disaster assistance may include rental payments for temporary housing for those whose homes are unlivable, grants for home repairs and replacement of essential household items not covered by insurance. There are grants to replace essential personal property and to help meet medical, dental, transportation and other serious disaster-related needs not covered by insurance or other federal, state or charitable aid programs.

The SBA provides low-interest loans to homeowners, renters, nonprofits and businesses of all sizes. While survivors are not required to accept a disaster loan, completing the SBA application is essential to receiving other assistance from FEMA.

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Wednesday is the Last Day for Mississippians to Register with FEMA

Nearly $23 Million in FEMA Assistance to Mississippi for Hurricane Isaac

CLINTON, Miss. – In nearly eight weeks since Hurricane Isaac struck Mississippi, $23 million in state and federal aid has been approved to help those affected.

MEMA and FEMA provide the following snapshot of the disaster recovery effort as of Oct. 29:

Nearly 6,400 households have received FEMA grants that assist with housing and personal property loss.
Nearly $13 million has been approved for housing grants, including short-term rental assistance, home repair and replacement costs.
More than $2.4 million has been approved to cover other essential disaster-related needs, such as medical and dental expenses and lost personal possessions.
Nearly $7.6 million in low-interest disaster loans have been approved by the U.S. Small Business Administration to assist homeowners, renters and businesses.
Nearly 20,300 home inspections have been completed.

Survivors have just two days to register for disaster assistance. Registration ends midnight Oct. 31. Survivors should register online at DisasterAssistance.gov or by mobile device at m.fema.gov. If online or mobile access is unavailable, applicants should call the FEMA toll-free Helpline at 800-621-3362. Those who use 711-Relay or Video Relay Services should call 800-621-3362. The toll-free telephone numbers
are open from 7 a.m. to 10 p.m. seven days a week until further notice.

More than 25,200 survivors in designated counties have contacted FEMA for help or information regarding disaster assistance. Many people sought housing assistance from FEMA because their primary homes were unlivable or inaccessible.

Those who have already registered for disaster assistance should stay in contact with FEMA if they change their mailing address, phone
number or e-mail address, if they receive an insurance settlement, or discover additional damage by calling the FEMA Helpline at 800-621-3362.

The Helpline is also available for Mississippians who have needs not met by federal assistance. It is a good source of information referring survivors to state and local organizations and partner agencies such as the American Red Cross, the Salvation Army and the U.S. Small Business Administration. Survivors may also call 2-1-1 to be connected to volunteer or faith-based organizations that may be able to help them with resources and needs.

Businesses that need help may contact the SBA Disaster Customer Service Center at 800-659-2955 (TTY) 800-877-8339, send an email to disastercustomerservice@sba.gov or go to https://disasterloan.sba.gov/ela/ to apply.

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Nearly $23 Million in FEMA Assistance to Mississippi for Hurricane Isaac

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