Survivors Can Take Steps Now to Rebuild

BATON ROUGE, La. – Hurricane Isaac survivors repairing their homes with an eye toward avoiding damage from future storms can take several steps now to rebuild stronger and safer.

Property owners who wish to speed up the rebuilding process do not have to wait for a complete Substantial Damage Inspection, say mitigation experts from the Federal Emergency Management Agency (FEMA). Property owners can provide the local permitting official with a copy of an estimate from a licensed contractor to repair the structure, and a copy of a pre-disaster market value appraisal. With these documents, they can apply for a permit to make needed repairs.

“Storm survivors are anxious to get on with repairs, and we encourage them to do so,” said Patricia McArthur, Hazard Mitigation Branch Director for FEMA’s Hurricane Isaac mission in Louisiana. “The rebuilding phase of any disaster is an ideal time to plan ways to prevent or limit future damage.”    
     
One source of funds for eligible homeowners who have flood insurance and whose homes were determined to be substantially damaged may be Increased Cost of Compliance (ICC) coverage. ICC provides up to $30,000 of insurance coverage for the increased cost of compliance with their community’s floodplain management ordinance.

FEMA assistance for individuals may include grants to help pay for temporary housing and emergency home repairs to make a home habitable. Survivors could also be eligible for grants for serious disaster-related expenses not covered by insurance or low-interest disaster loans from the U.S. Small Business Administration.

FEMA may also assist survivors whose insurance settlements have been delayed longer than 30 days from the time they filed their claims. Any help awarded by FEMA is considered an advance and must be repaid once an insurance settlement is received. The current maximum is $31,400.

To apply for an advance, people with delayed settlements should write a letter to FEMA explaining the situation. Homeowners should include documentation from their insurance companies proving their claim was filed. If they filed by telephone, they should include their claim number, the date they applied, and estimated time before they expect to receive the settlement.

For more information on Louisiana disaster recovery, click www.fema.gov/disaster/4080 or www.gohsep.la.gov. You can follow FEMA on Twitter at www.twitter.com/femaregion6 or on Facebook at www.facebook.com/FEMA. Also visit our blog at www.fema.gov/blog.
 

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Survivors Can Take Steps Now to Rebuild

Tropical Storm Debby Survivors Should Submit Insurance Settlements

TALLAHASSEE, Fla. — Tropical Storm Debby survivors who registered with the Federal Emergency Management Agency and indicated they had insurance coverage should send in their settlement information for review.

The insurance settlement documents allow FEMA to determine if survivors have uninsured or underinsured losses eligible for federal assistance. Decisions on FEMA assistance are evaluated on a case-by-case basis.

To submit insurance documentation, here’s what applicants can do:

  • Gather insurance documents and any settlement information.
  • Write the applicant’s name, FEMA registration number and 4068-DR-FL on each page.
  • Send a copy of these documents to FEMA by:

                      Fax:                 800-827-8112

                      Mail:                 National Processing Service Center

                                              P.O. Box 10055

                                              Hyattsville, MD 20782-8055

  • Call FEMA with questions at 800-621-FEMA (3362), TTY 800-462-7585. Lines are open from 7 a.m. to 10 p.m. and assistance is available in many languages.

For more information on Florida’s disaster recovery, visit www.fema.gov or www.floridadisaster.org/. On Facebook, go to www.facebook.com/FloridaSERT. To receive Twitter updates: twitter.com/FLSERT or www.twitter.com/femaregion4.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you have a speech disability or hearing loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), all 800-621-3362.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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Tropical Storm Debby Survivors Should Submit Insurance Settlements

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