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FEMA Disaster Survivor Assistance Teams Blanket Illinois’ Flood Damaged Areas

CHICAGO, IL – Only two days after President Obama issued a major disaster declaration for 11 Illinois counties, FEMA teams were out providing information to those affected recently by severe storms and flooding.

More than 10 FEMA Disaster Survivor Assistance Teams (DSATs) are canvassing areas hit by the disaster to provide information and give residents an opportunity to register for disaster assistance. DSAT members can also provide referrals to additional resources when unmet needs remain.

These teams visit homes, businesses, organizations and high-traffic locations in affected areas. They also meet with local officials and community leaders to provide additional eyes and ears in determining where issues exist.

“FEMA is providing support to disaster survivors directly in the communities where they live and work,” said W. Michael Moore, the Federal Coordinating Officer for federal recovery operations in Illinois. “This is a value-added service that we bring after a disaster for responders as well as survivors to expedite the recovery process.”

While FEMA DSATs are offering in-person service, it’s important that Illinoisans remain vigilant about protecting their personal information. For example, residents should always ask for identification. Federal and state officials always have ID clearly visible. If someone represents themselves as a federal or state employee, but does not produce identification, ask to see it.

DSAT members may offer residents the opportunity to use a tablet computer to register, or ask to enter information on their behalf. Illinois residents will not be required to share personal information unless they wish a DSAT member to enter the data for them. Residents are reminded to ask for federal identification before providing personal information.

If residents prefer to use personal computers or phones to register, they can call 800-621-3362 (TTY 800-462-7585), visit DisasterAssistance.gov or use a mobile device at m.fema.gov. For more information, go to: fema.gov/disaster/4116.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at twitter.com/femaregion5, facebook.com/fema, and youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at twitter.com/craigatfema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Media Contact: 609-508-2238

FEMA Disaster Survivor Assistance Teams Blanket Illinois’ Flood Damaged Areas

Tax Tips For Sandy Survivors

Main Content

Release date:

April 8, 2013

Release Number:

4086-138

If you have experienced a loss as a result of Hurricane Sandy, here are a few things to keep in mind as you prepare to file your 2012 taxes:

Personal property losses that are not covered by insurance or other reimbursements may be deductible on your tax return. For details on eligible deductions, see IRS Form 4684, Casualties and Thefts, and read the instructions.
IRS Notice 2013-21, Section 165(i) states that affected taxpayers in a federally declared disaster area have the option of claiming disaster-related casualty losses on their federal income tax returns for either this tax year (2012) or the previous tax year (2011).
According to IRS Notice 2013-16, taxpayers who reside outside the disaster area but whose books, records, or tax professionals are located in the areas affected by Hurricane Sandy may also be eligible for tax relief.
The IRS may waive their usual fees and expedite requests for copies of previously filed tax returns for affected taxpayers. Taxpayers should put the assigned Disaster Designation in red ink at the top of IRS Form 4506, Request for Copy of Tax Return, or IRS Form 4506-T, Request for Transcript of Tax Return, and submit it to the IRS.
Taxpayers impacted by Hurricane Sandy can access IRS information related to Sandy online at www.irs.gov/uac/Tax-Relief-in-Disaster-Situations.
Visit www.irs.gov/uac/Contact-My-Local-Office-in-New-Jersey for information on the nearest IRS Taxpayer Assistance Center.
Taxpayers may download forms and publications with information on tax relief from the official IRS website, IRS.gov, or order them by calling 800-TAX-FORM. The IRS toll-free number for general tax questions is 800-829-1040.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Last Updated:

April 8, 2013 – 13:55

State/Tribal Government or Region:

New Jersey

Related Disaster:

New Jersey Hurricane Sandy

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Tax Tips For Sandy Survivors

Use Disaster Grants Wisely

TRENTON, N.J. — Disaster recovery officials urge recipients of federal grants to use the money wisely.

Upon releasing the funds by direct deposit or check, the Federal Emergency Management Agency sent every recipient a letter providing important information about the grant and outlining how the money can be spent.

Disaster-related grants are for repairs, temporary housing and other approved disaster-related costs. New Jerseyans who have questions about their grants should call FEMA’s Helpline at 800-621-FEMA (3362).

Housing funds may be used for:

Repairs to return a home to a safe and functional condition – may include repairs to windows, doors, water and ventilation systems, or other structural parts of a home
Replacement or rebuilding of a disaster-damaged home
Reimbursement for lodging expenses directly related to the disaster – receipts for these expenses will be requested if the house sustained damages.
Rental assistance – applicants who must remain in temporary housing for a longer period than the initial assistance grant covers may request more assistance until their home can be occupied or other permanent housing arrangements can be made. Disaster-related grant recipients also must turn in proper receipts to receive further assistance.

Recipients of Other Needs Assistance may use the funds for:

Personal property, specialized tools for employment, household items, appliances and vehicle repair or replacement
Medical, dental and funeral expenses and moving expenses

Disaster-related grant recipients are required to sign a declaration and a release certifying that all funds will be spent on the expenses for which they are intended.

Applicants also should be sure to update their address and phone number information by calling 800-621-FEMA (3362) or TTY 800-462-7585 from 7 a.m. to 10 p.m. or update your information online at www.DisasterAssistance.gov. Assistance is available in many languages. Those who use 711 or Video Relay Service should call 800-621-3362.

If FEMA does not have the correct contact information, applicants may miss important letters or phone calls about their applications for assistance or payment status.

By law, FEMA grants, which are taxpayer dollars, cannot duplicate payments from other sources. For example, if a grant recipient receives an insurance settlement covering expenses already paid for by FEMA, those duplicated funds must be reimbursed to FEMA.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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Use Disaster Grants Wisely

SBA Disaster Loans Are Important To Your Full Recovery

TRENTON, N.J. — After a disaster, a lot happens—some things more quickly than others. One thing that is consistent is there are a number of assistance programs that disaster survivors can apply for and there are insurance claims to be made.

You may first seek assistance from insurance. But you may find that insurance does not cover everything. Unfortunately, you may find this out months later when other options for funding, such as Small Business Administration disaster loans, may no longer be available.

Next to insurance, an SBA disaster loan may be the primary source for funds for home repairs and replacement of personal property following a disaster. You can get a loan of up to $200,000 before you settle with your insurance company and use the SBA money to fix your home. You can also borrow an additional $40,000 to help pay for things like furniture, clothes and vehicles that were damaged and not covered by homeowner’s or renter’s insurance.

There is another important reason to return your SBA application. In the event you return your application and you are denied an SBA home loan, you then might be eligible to receive other assistance from FEMA such as money to replace personal property. In most cases, you cannot receive this type of assistance from FEMA without being denied an SBA loan first.

But none of these options are available if you don’t return your SBA application. To take advantage of this help, you must get your loan application to the SBA by the March 1 deadline.

For additional information on SBA low-interest disaster loans, contact the SBA Disaster Assistance Customer Service Center by calling 800-659-2955 or TTY 800-877-8339, emailing disastercustomerservice@sba.gov or visiting sba.gov. SBA customer service representatives are available at all disaster recovery centers throughout the state. Centers can be found online at fema.gov/DRC.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

SBA’s Disaster Assistance Program provides long term, low-interest loans to homeowners, renters and businesses of all sizes. For more information, visit www.sba.gov. All SBA’s program and services are provided on a nondiscriminatory basis.

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SBA Disaster Loans Are Important To Your Full Recovery

SBA Disaster Loan Important for Homeowners and Renters

NEW YORK – Of the more than 161,000 low-interest U. S. Small Business Administration disaster loan applications sent to New York’s Hurricane Sandy survivors, fewer than 34,000 have been completed and returned.

SBA loans represent a major source of federal funding for disaster home repair and reconstruction. Applicants are urged to complete and return their applications as soon as possible.

Most SBA disaster loans go to individuals and families, and interest rates may be as low as 1.688 percent with terms up to 30 years.

The deadline for New York’s Hurricane Sandy survivors to apply for both FEMA assistance and an SBA loan is Jan. 28, 2013.

Some of the top reasons for submitting an SBA application by the deadline include:

Your homeowner insurance settlement falls short. You may find out that you were under-insured for the amount of work it will take to repair or replace your damaged home. An SBA low-interest loan can cover the uninsured costs. By submitting the loan application, you may have loan money available when it is needed most. SBA can approve a loan for the repair or replacement of your home up to $200,000. Once your insurance settles, you may apply those funds to your disaster loan. However, the opportunity for an SBA disaster loan may be lost if you wait past the application deadline.

SBA can work with an applicant to shape a loan that fits your personal budget. If you already have a mortgage on the damaged property, SBA specialists can work with you to come up with an affordable low-interest loan package. In some cases, SBA can refinance all or part of an existing mortgage when the applicant has sustained significant damage to their house.

SBA can help renters replace their essential items. Renters, as well as homeowners, may borrow up to $40,000 to repair or replace clothing, furniture, cars or appliances damaged or destroyed in the disaster.

By submitting your SBA loan application, you keep the full range of disaster assistance available as an option. If SBA does not approve a loan for you – or approves a small loan that doesn’t cover all of your needs – you may be referred to other programs that can provide grants to replace essential household items, replace or repair a damaged vehicle or cover storage expenses, among other serious disaster-related needs. But if you do not submit the loan application you received from SBA, the assistance process may stop.

It takes less than 30 minutes to fill out an application. A simple, fast, and very available way to complete the application is online, using the SBA’s electronic loan application. Go to https://DisasterLoan.SBA.gov/ELA. Plus, you can receive an update on the status of your application by calling 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing).

SBA customer service representatives are available to issue or accept low-interest disaster loan applications and answer questions at all New York State/FEMA disaster recovery centers and

SBA business recovery centers. To locate the nearest business recovery center, visit www.sba.gov or call 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing).

To find the nearest disaster recovery center, check out the disaster recovery center locator at www.FEMA.gov/disaster-recovery-centers or, with a tablet or smartphone, go to m.fema.gov. You may also text “DRC” and your Zip Code to 43362 (4FEMA). For example, if you lived in Staten Island, you would text: “DRC 10301.” Or call 800-621-3362 (TTY 800-462-7585).

More information is available by calling the SBA Disaster Customer Service Center toll-free number, 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing). Assistance is also available by sending an email to DisasterCustomerService@sba.gov or by visiting www.sba.gov.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

Recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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SBA Disaster Loan Important for Homeowners and Renters

Individual Assistance Added for Somerset County

HUNT VALLEY, Md. – Federal Emergency Management Agency officials today announced that Individual Assistance has been authorized for Somerset County under President Obama’s disaster declaration for Hurricane Sandy.

Homeowners and renters may be eligible for grants to help pay for temporary housing, home repairs and other disaster-related expenses, as well as low-interest disaster loans from the U.S. Small Business Administration. SBA disaster loans also are available to businesses of all sizes and to nonprofit organizations.

Residents and business owners in Somerset County can register for Individual Assistance online at www.DisasterAssistance.gov or by calling FEMA’s toll-free registration number 800-621-FEMA (3362). The TTY number is 800-462-7585. Smartphone users can go to m.fema.gov.

Survivors who receive SBA disaster loan applications, after registering with FEMA, must complete and submit them to SBA to be considered for assistance that covers the repair or replacement of personal property, including vehicles. Applicants who do not qualify for an SBA loan may be eligible to receive Other Needs Assistance grants for medical, dental and funeral expenses.

For more information about this disaster, go to www.fema.gov/disaster/4091.

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Individual Assistance Added for Somerset County

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