BATON ROUGE, La.— Move your recovery forward and get informed to make sure you invest resources properly and rebuild or repair wisely.
 
Contact your community’s floodplain management or building officials to start the inspection process to determine if your home or business is substantially damaged. Also get the proper permits for things like plumbing, electrical system, foundation and structural repairs.

Substantial damage exists in Special Flood Hazard Areas, or floodplains—areas that have increased flooding risks— when the cost of restoring a structure equals or exceeds 50 percent of the structure’s pre-damage market value. However, some communities enforce a more restrictive definition. 
 
It’s important to know the structural damage percentage of your home or business because that information helps determine the work needed to repair or replace the damaged structure. It also helps determine if additional work will be needed to comply with local codes and ordinances.

You may appeal a substantial damage determination with your local officials if you disagree with their decision.

A structure located in a floodplain must be brought into compliance with local regulations if a local official determines it is substantially damaged. Local building departments may have adopted standards higher than FEMA’s that property owners would have to comply with when rebuilding.
 
Owners who decide to rebuild may need to elevate their structures, or change them in some other way to comply with local regulations and avoid future flood losses. Those who own non-residential structures may need to flood-proof their building.

Contact Local Officials About Substantial Damage and Permits,

Property owners who have flood insurance and a substantially damaged building in a floodplain may be able to get additional funds for costs related to complying with local regulations. Contact your insurance agent for more information. 

Your parish emergency management office can assist with contacting your community’s floodplain management or building officials.  Find their contact information online at www.gohsep.la.gov/about/parishpa.

If you have specific questions about your flood insurance policy or flood insurance claim, please call the FEMA call center at 800-621-3362 Monday through Friday from 8 a.m. to 6 p.m. and select Option 2.  If you use TTY, call 800-462-7585.  If you use 711 or Video Relay Service (VRS), call 800-621-3362.

Learn more about mitigation by going online to fema.gov/Louisiana-disaster-mitigation.

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Contact Local Officials About Substantial Damage and Permits Before Starting Work

AURORA, IL –State and federal recovery officials are cautioning Illinoisans to protect themselves against rip off artists posing as contractors as they rebuild and repair from storms and severe flooding of last spring.

Legitimate contractors should have a license, be able to display one at their place of business or to show a copy of one to a prospective customer. Having a website does not necessarily mean one is licensed to do business no matter how professional it appears. Local permit offices can provide consumers important information about how to select a licensed contractor and how to protect themselves from unscrupulous contractors.

But having a license to do business is usually not enough to proceed with the work. A permit from a local or county government is required to begin building and to do extensive repairs. Repairs and building begun without proper permits may be subject to stop work orders, fines and penalties, depending on the local ordinances enforced by communities. Permits assure residents and communities that all proposed work complies with current codes, standards, flood ordinances and recommended construction techniques; they can also serve as a form of protection for the homeowner against an unlicensed or unscrupulous contractor who might offer to do the work without a permit.

Securing the correct local building permit is the homeowner’s responsibility. Those who agree to have their contractors secure permits on their behalf should follow up with building officials to verify. Permits may be required for repairs to roofs, walls, siding, wallboard, plaster, insulation, paneling, cabinets, flooring, electrical wiring, plumbing, heating, ventilation and air-conditioning systems.

Permits will ensure that the local government knows what work is occurring in their area and that it will be done to their standards.  Residents who make repairs without a permit could find out after the fact that the repairs are not up to local ordinances and they may have to spend more money on additional repairs to their property.

FEMA and IEMA are not permitting agencies and do not authorize rebuilding or repair simply by providing disaster grants, loans or, in FEMA’s case, settling flood-insurance claims. The agencies do not recommend or endorse any contractors, and recovery officials warn people to be wary of any contractors who claim they are authorized by FEMA or IEMA. They are not.

Anyone with knowledge of fraud, waste or abuse may call the FEMA Fraud Hotline at 1-800-323-8603. You may also send an email to DHSOIGHotline@dhs.gov. Complaints may also be made via the FEMA Helpline at 1-800-621-3362 (TTY 1-800-462-7585) or with state or local law enforcement officials or consumer agencies.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at twitter.com/femaregion5, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at twitter.com/craigatfema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Media Contact: 571-408-1835

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Business License, Building Permit: Tools to Protect Against Rip Off Contractors

AURORA, Ill. – Before beginning new construction or repairs of property damaged during the recent spring severe weather, residents are urged to consult with local building officials to obtain the necessary permits.

“Obtaining building permits is especially important for those with homes or businesses located within a FEMA-mapped floodplain,” said State Coordinating Officer Jonathon Monken, the Illinois official in charge of disaster recovery. “Residents rebuilding after the recent severe weather need to know that building permits are based on local codes and ordinances that are enforced locally, not by FEMA.”

Permits assure residents and communities that all proposed work complies with current codes, standards, flood ordinances and recommended construction techniques. Permits that include an elevation certificate can provide a permanent record of compliance with elevation, and/or retrofitting requirements, which is useful information for flood insurance ratings, and when selling your home.

Often, local permit offices can provide suggestions or literature on how to protect your home or business from future disaster-related damage.

Floodplain development permits are required and repair projects must meet community building codes and flood-damage prevention ordinances. Repairs begun without proper permits may be subject to stop-work orders, fines or penalties.

It is not necessary to visit a DRC to register for disaster assistance. Individuals can register online at www.disasterassistance.gov or via web-enabled phone at m.fema.gov. Applicants may also call 800-621-3362 or (TTY) 800-462-7585. People who use 711-Relay or Video Relay Services (VRS) can call 800-621-3362. For more information visit the Illinois Disaster website www.fema.gov/disaster/4116.

Multilingual phone operators are available on the FEMA helpline. Choose Option 2 for Spanish and Option 3 for other languages.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at twitter.com/femaregion5, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at twitter.com/craigatfema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Media Contact: 571-408-1835

 

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Flood or Wind Damage? Get Permits Before Rebuilding