Some policyholders have already received additional payments on their claim

It takes only a few minutes to ask the Federal Emergency Management Agency (FEMA) to review a flood insurance claim filed as a result of Hurricane Sandy. And it doesn’t cost anything.

More than 11,500 policyholders of the National Flood Insurance Program (NFIP) have entered the review process and some policyholders have already received additional payments on their claim. The deadline for requesting a review is Sept. 15, 2015.

To be eligible, flood insurance policyholders must have experienced flood damage between

Oct. 27, 2012 and Nov. 6, 2012. Policyholders can call the NFIP’s Hurricane Sandy claims center at 866-337-4262 to request a review of their claim. This review may result in additional payment to the policyholder.

It will be helpful if policyholders have a few key pieces of information when they call:

  • The name on the flood insurance policy,
  • the address of the damaged property,
  • the name of the insurance company, and
  • the policy number that was in effect at the time of the loss.

When they call, policyholders will be asked a series of questions to determine whether they qualify for review. Once qualified, policyholders will be called by an NFIP-certified adjuster, who will serve as a caseworker through the review process. The timing of the adjuster’s initial call may be affected by the volume of requests for review. Our goal is to complete most reviews within 90 days of the initial call.

 “Getting started in the Sandy Claims Review is as simple as making a call and answering a few questions,” said Roy Wright, Deputy Associate Administrator for FEMA’s Federal Insurance and Mitigation Administration, which runs the NFIP. “We will review the claim file and let the policyholder know whether they are due any more money.”

Policyholders also can go online to www.fema.gov/hurricane-sandy-nfip-claims to download a form to request a review. The completed form may be e-mailed to FEMA-sandyclaimsreview@fema.dhs.gov or faxed to 202-646-7970 to start the process.  For individuals who are deaf, hard of hearing, or have a speech disability and use 711 or VRS, please call 866-337-4262.  For individuals using a TTY, please call 800-462-7585 to begin the review process.

Policyholders who have already requested their review can call 866-337-4262 if they have questions or need more information. They can also choose to drop out of the review process at any time.

The Sandy claims review process is intended to be simple for the policyholder and does not require paid legal assistance. Additionally, there are several nonprofit service providers ready to offer free advice and answer questions policyholders may have. A list of these advocacy groups can be found at www.fema.gov/hurricane-sandy-nfip-claims.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.twitter.com/FEMASandy,www.twitter.com/fema, www.facebook.com/FEMASandy, www.facebook.com/fema, www.fema.gov/blog, and www.youtube.com/fema.Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Link to original: 

Starting your Sandy Claims Review is as Simple as Making a Call

FEMA Continues to Make Additional Payments to Eligible Policyholders

Over 11,000 National Flood Insurance Program (NFIP) policyholders who filed claims for damage are in the Hurricane Sandy Claims Review process, the Federal Emergency Management Agency (FEMA) announced today. FEMA has already validated and begun providing additional funds to policyholders taking part in the Hurricane Sandy Claims Review.

“If you believe your flood claim was underpaid for any reason, we encourage you to do what so many of your neighbors are doing and ask FEMA to take another look,” said Roy Wright, Deputy Associate Administrator for FEMA’s Federal Insurance and Mitigation Administration, which runs the NFIP.

FEMA reminds policyholders that September 15, 2015 is the last day to request a review of their Hurricane Sandy claims.

To be eligible, policyholders must have experienced flood damage between Oct. 27, 2012 and Nov. 6, 2012. Policyholders can call the NFIP’s Hurricane Sandy claims center at 866-337-4262 to request a review. Alternately, policyholders can go online to www.fema.gov/hurricane-sandy-nfip-claims to download a form requesting a review. The completed form may be emailed to FEMA-sandyclaimsreview@fema.dhs.gov to start the process.

For individuals who are deaf, hard of hearing, or have a speech disability and use 711 or VRS, please call 866-337-4262.  For individuals using a TTY, please call 800-462-7585 to begin the review process.

When policyholders call, they should have available the name on the policy, address of the damaged property, the name of the insurance company and the policy number that was in effect at the time of the loss. Policyholders will be asked a series of questions to determine whether they qualify for review. Once qualified, policyholders will be called by an adjuster, acting as a case worker, to begin the review. The timing of the adjuster’s initial call may be affected by the volume of requests for review. Most reviews can be concluded within 90 days.

Files will be assigned to an NFIP-certified adjuster who will review the claim file. Adjusters will contact policyholders to guide them through the review process. Policyholders who have already requested their review can call 866-337-4262 if they have questions or need more information.

After a policyholder receives the results of their claims review in writing from FEMA, they may seek reconsideration by a neutral third party reviewer if they are dissatisfied with the result. The review is an optional process established by FEMA to give policyholders an opportunity to seek further reexamination of their claim file by a neutral third party reviewer. FEMA will give substantial weight to the recommendation made by the officials in making its final determination on the file.

Policyholders who have already requested a Hurricane Sandy claims review do not need to take any additional action and can expect to be contacted by their adjuster.

The Sandy claims review process is intended to be simple for the policyholder and does not require paid legal assistance. Additionally, there are several nonprofit service providers ready to offer free advice and answer questions policyholders may have. A list of these advocacy groups can be found on the claims review website at www.fema.gov/advocacy-groups-and-services-referral-list.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.twitter.com/FEMASandy,www.twitter.com/fema, www.facebook.com/FEMASandy, www.facebook.com/fema, www.fema.gov/blog, and www.youtube.com/fema.Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Link:

Thousands of Policyholders Taking Part in Hurricane Sandy Claims Review

Flood Insurance Can Provide Peace of Mind for Texans

Main Content

Release date:

August 20, 2015

Release Number:

FS-013

Flood insurance can save Texas homeowners and renters thousands of dollars in repairs. It also can provide peace of mind considering that flooding is the most frequent natural disaster in the United States.

Flood Insurance in Texas:

  • Flooding comes from a variety of sources in Texas, such as rainstorms, tropical storms, and hurricanes.
  • Last year, the National Flood Insurance Program (NFIP) paid out more than

$58.5 million in claims for Texans. So far this year, the agency has paid out more than quadruple that amount – exceeding $277.6 million, as of Aug. 19.

  • Nearly 600,000 Texas households had flood insurance as of May 31, according to the NFIP. While that number may seem large, it is a small percentage of the 8.9 million total Texas households.

Costs Add up Quickly:

  • Just three inches of floodwater in a home will require replacing drywall, baseboards, carpet, furniture and other necessary repairs that can cost $22,500 in a 2,000-square foot house.
  • The deeper the floodwater, the higher the repair costs – 12 inches of water in a 2,000-square foot house can cost $50,000 or more.

Common Misconceptions:

  • Understanding the value of flood insurance is important, yet many people remain uninsured, in part due to common misconceptions.
  • Many policyholders believe their insurance covers all hazards and flood insurance isn’t needed. However, standard homeowner policies do not cover flooding.
  • A federal disaster declaration is not necessary to make a claim on an NFIP flood insurance policy.
  • Homes located outside flood-prone areas need flood insurance, too. Nationally, 25 percent of the total structures that flood each year belong to policyholders whose properties are not in high-risk areas.

Obtaining Flood Insurance:

  • There is normally a 30-day waiting period when purchasing a new policy. Flood insurance is sold through private insurance companies and agents and is backed by the federal government.
  • Flood insurance is available to homeowners, business owners and renters in communities that participate in the NFIP and enforce their local flood plain management ordinances. To determine if a community participates in NFIP, go online to www.floodsmart.gov
  • Homeowners in a Special Flood Hazard Area (SFHA) must buy flood insurance if they have a mortgage from a federally regulated lender.
  • An interactive guide to determine flood risk is available online at www.floodsmart.gov. This site also provides additional information on the NFIP and a list of insurance agents in a homeowner’s area who sell NFIP flood coverage.

Costs and Coverage:

  • Flood insurance premiums average about $700 per year for homeowners.
  • Homeowners can insure their homes for up to $250,000 and contents for up to $100,000.
  • A number of factors determine rates for renters. Renters can cover their belongings in amounts up to $100,000.
  • Nonresidential property owners can insure a building and its contents for up to $500,000 each. 

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. 

 

 

Last Updated:

August 20, 2015 – 15:02

Link to original: 

Flood Insurance Can Provide Peace of Mind for Texans

News Release
 
Six Months Remain Before Flood Maps Become Final in Travis, Williamson and Bastrop Counties, Texas

DENTON, Texas ––In six months, new flood maps for parts of Travis, Williamson and Bastrop counties in  Texas will become effective. This includes the following cities and communities: Austin; Cedar Park; Creedmoor; Mustang Ridge; Rollingwood; Webberville; West Lake Hills; and unincorporated areas of Travis and Bastrop counties.

Local, state and federal officials are encouraging everyone to view the maps before Wednesday, Jan. 6, 2016 in order to understand their flood risk and then consider buying flood insurance.

Most property insurance policies do not cover the effects of a flood. Floods can place people at risk of uninsured loss to their businesses, homes and personal property if they don’t have either a private flood insurance policy or coverage through the National Flood Insurance Program (NFIP), a voluntary protection program administered by the Federal Emergency Management Agency (FEMA).

Flooding is the #1 natural disaster in the U.S. and only flood insurance covers these unexpected, damaging and sometimes fatal events. “Where there is rain, there could be flooding,” said FEMA Region 6 Administrator Tony Robinson. “Everyone lives in a flood zone.”

To learn if your community participates in the NFIP and to review the new flood maps, contact your local floodplain administrator.

FEMA map specialists and flood insurance experts also are available to answer questions. They can be reached by phone and online chat.  

•    To use the live chat service, visit http://go.usa.gov/r6C.  Click on the “Live Chat” icon.
•    To contact a FEMA Map Specialist, call 1-877-FEMA MAP (1-877-336-2627) or send an email to FEMAMapSpecialist@riskmapcds.com.

FEMA encourages communities not currently participating in the NFIP to look at the benefits of joining the program. Contacting a local insurance agent is the first step to obtaining information about insurance. Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.

                                                                                                        
FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.   Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

 

View original:

Six Months Remain Before Flood Maps Become Final in Travis, Williamson and Bastrop Counties, Texas

OKLAHOMA CITY As the waters recede and Oklahomans begin to assess the damage caused by the severe storms and flooding that washed across the state this spring, questions start to arise about how and when those with National Flood Insurance Program (NFIP) policies should file claims.

The first step is notification. Homeowners, renters and business owners with NFIP coverage should immediately report flood damage to their insurance company or agent. A claims adjuster will inspect your damages, estimate the repair costs, and send an estimate to the insurance company for review and payment approval.

As part of their claim, policyholders are required to submit a “Proof of Loss” statement which includes an estimate of the damages on both your structure and its contents. Insurance companies usually provide this form and in most cases will help you fill it out. A “Proof of Loss” is not a release of claim, but a statement of loss facts and damages claimed.

Your claims package should be supported by photos of water in the structure and the resulting damage. You should also compile an itemized list of all flood damage and retain swatches of carpets or fabrics that were damaged. Be sure to make copies of the insurance claim, proof of loss and all other supporting documents for your own records.

An important point to keep in mind is that you do not have to accept the initial estimate of the damage prepared by the claims adjuster. All issues should be addressed with the adjuster and the company’s management. However, if you believe the claims adjuster did not address all of your flood damage in their estimate, you can file a supplemental claim for the additional damages. For example, there may have been hidden damage not detected by the claims adjuster during their property inspection. 

Be aware there are strict deadlines for filing flood insurance claims. Regardless of whether you agree with the claims adjuster’s estimate, your proof of loss statement must be submitted to the NFIP or the insurance company within 240 days of the loss. This extension of the 60-day policy wording is specific to the current Oklahoma flood.

If your claim is denied, the Federal Emergency Management Agency (FEMA) has established a formal appeals process. You can start this process as soon as the insurance company issues its final determination in the form of a written denial (in whole or in part) of your claim.

The written appeal must be filed within 60 days of the insurance company’s final claim determination. FEMA will acknowledge receipt of your appeal in writing and advise if additional information or documents are required for full consideration of your appeal. Next, FEMA will review your documentation and conduct any additional investigation needed. Finally, the policyholder and their insurance company will be advised of FEMA’s decision regarding the appeal.

Even if you file an appeal with FEMA, that does not relinquish or replace your right to file a lawsuit against the insurance company, nor does it expand or change the one-year statute of limitation to file suit against the insurer for the disallowed portion of your claim.

To avoid conflicting results and duplicated effort, a policyholder who files suit against an insurance company is prohibited from filing an appeal with FEMA under this process. As a result, homeowners are encouraged to file an appeal with FEMA first.

Oklahomans who don’t have NFIP insurance – and who sustained losses or damages in the May 5 through June 4 storms – may be eligible for state and federal assistance. You can apply online at DisasterAssistance.gov or via smartphone at m.fema.gov or by phone at 800-621-3362 (Voice or 7-1-1/ Relay) or TTY 800-462-7585. For information about U.S. Small Business Administration (SBA) programs, applicants should call 800-659-2955 (TTY 800-877-8339).

Even if you have a NFIP policy, you may also be entitled to FEMA Individual Assistance payments for housing allowance, contents losses, or moving and storage expenses.

For more information about flood insurance, go to www.FloodSmart.gov. For more information on Oklahoma disaster recovery, click http://www.fema.gov/disaster/4222 or visit OEM at www.oem.ok.gov

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

The Oklahoma Department of Emergency Management (OEM) prepares for, responds to, recovers from and mitigates against emergencies and disasters. The department delivers services to Oklahoma cities, towns and counties through a network of more than 350 local emergency managers.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners, and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339.

 

Originally posted here:  

How to Handle the FEMA Flood Insurance Claims Process

WASHINGTON — The Federal Emergency Management Agency (FEMA) is committed to ensuring every National Flood Insurance Program (NFIP) policyholder who filed a claim as a result of Hurricane Sandy receives every dollar they are due under their policy. The NFIP established a process for Hurricane Sandy survivors who feel they were underpaid to have their claims reviewed. Where warranted, additional payments will be made to those policyholders.

On May 18, FEMA began mailing letters to approximately 142,000 NFIP policyholders who filed claims resulting from Hurricane Sandy, offering them an opportunity to have their files reviewed. While extensions may be granted on a case by case basis, FEMA set a Sept. 15, 2015 deadline for policyholders to begin the intake process by either phoning the call center and speaking to a claims review specialist or downloading the claims review request form from the website and submitting it via email or by fax.  In the coming weeks, FEMA will use a number of communications channels to remind the all 142,000 policyholders of the Fall deadline.

Establishing this review is just one step in FEMA’s effort to improve the program.  The Sandy claims review process is intended to be simple, navigable by the policyholder and does not require paid legal assistance. Additionally, there are several nonprofit service providers ready to offer free advice and answer questions policyholders may have. A list of these advocacy groups can be found on the claims review website at www.fema.gov/sandyclaims

To be eligible for the review, policyholders must have experienced flood damage between Oct. 27, 2012 and Nov. 6, 2012, as a result of Hurricane Sandy. Policyholders can call the NFIP’s Hurricane Sandy claims center at 1-866-337-4262 or go online to www.fema.gov/sandyclaims to download a form requesting a review. The downloaded form may be filled out and emailed to FEMA-sandyclaimsreview@fema.dhs.gov to start the review process. 

FEMA will request the policyholder’s claim file from their insurance company and forward it to the NFIP review office within two business days. Files will be assigned to a highly qualified, NFIP-certified adjuster who will serve as a caseworker for the insured. Caseworkers will contact policyholders to guide them through the process. The caseworker will make a recommendation after a thorough review of the claim file and any new information provided. If the policyholder does not agree with the recommendation, the policyholder will have the opportunity to obtain an additional review of the file by a third party neutral. The entire process should take less than 90 days.

For individuals who are deaf, hard of hearing or have a speech disability using 711 or VRS, please call 866-337-4262.  For individuals using a TTY, please call 800-462-7585 to begin the review process.  Before contacting the claim center, policyholders are asked to have their flood insurance carrier name and policy number at hand.  

###

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Source: 

Flood Insurance Policyholders have until September 15 to Request their Hurricane Sandy Claims be Reviewed

DENTON, Texas ––In early July, new flood maps for Natchitoches Parish will become effective.

Local, state and federal officials encourage everyone to view the maps before Monday, July 6, 2015 in order to understand their flood risk and then consider buying flood insurance.

Most property insurance policies do not cover the effects of flooding. People without flood insurance, either through a private policy or through the National Flood Insurance Program (NFIP), a voluntary protection program administered by the Federal Emergency Management Agency (FEMA), risk uninsured losses to their homes, personal property and businesses.

Flooding is the #1 natural disaster in the U.S. and only flood insurance covers these unexpected, damaging and sometimes fatal events. “It is critical that everyone is prepared for the hazards and risks in their communities. Knowing your risk of flooding is the first step in taking the appropriate actions to prepare,” said FEMA Region 6 Administrator Tony Robinson.

To learn if your community participates in the NFIP and to review the new flood maps, contact your local floodplain administrator.

FEMA map specialists and flood insurance experts also are available to answer questions. They can be reached by phone and online chat.  

•    To use the live chat service, visit http://go.usa.gov/r6C.  Click on the “Live Chat” icon.
•    To contact a FEMA Map Specialist, call 1-877-FEMA MAP (1-877-336-2627) or send an email to FEMAMapSpecialist@riskmapcds.com.
•    To view a Preliminary Interactive Flood Map: http://maps.riskmap6.com/LA/Natchitoches
     
FEMA encourages communities not currently participating in the NFIP to look at the benefits of joining the program. Contacting a local insurance agent is the first step to obtaining information about insurance. Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.
                                                                                                

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

See the original post: 

Natchitoches Parish Flood Maps Become Final in July

DENTON, Texas ––In early July, new flood maps for Pulaski County will become effective.

Local, state and federal officials encourage everyone to view the maps before Monday, July 6, 2015 in order to understand their flood risk and then consider buying flood insurance.

Most property insurance policies do not cover the effects of flooding. People without flood insurance, either through a private policy or through the National Flood Insurance Program (NFIP), a voluntary protection program administered by the Federal Emergency Management Agency (FEMA), risk uninsured losses to their homes, personal property and businesses.

Flooding is the #1 natural disaster in the U.S. and only flood insurance covers these unexpected, damaging and sometimes fatal events. “It is critical that everyone is prepared for the hazards and risks in their communities. Knowing your risk of flooding is the first step in taking the appropriate actions to prepare,” said FEMA Region 6 Administrator Tony Robinson.

To learn if your community participates in the NFIP and to review the new flood maps, contact your local floodplain administrator.

FEMA map specialists and flood insurance experts also are available to answer questions. They can be reached by phone and online chat.  

•    To use the live chat service, visit http://go.usa.gov/r6C.  Click on the “Live Chat” icon.
•    To contact a FEMA Map Specialist, call 1-877-FEMA MAP (1-877-336-2627) or send an email to FEMAMapSpecialist@riskmapcds.com.
•    To view a Preliminary Interactive Flood Map: http://maps.riskmap6.com/AR/Pulaski/

FEMA encourages communities not currently participating in the NFIP to look at the benefits of joining the program. Contacting a local insurance agent is the first step to obtaining information about insurance. Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.                                                                                                   

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.   Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

Visit source: 

Pulaski County, Arkansas Flood Maps Become Final in July

DENTON, Texas –– New flood maps become effective in Pittsburgh County on June 2, 2015.

Local, state and federal officials encourage everyone to view the maps before Tuesday, June 2, 2015 in order to understand their flood risk and then consider buying flood insurance.

Most homeowner insurance policies do not cover the effects of flooding. People in the special flood hazard areas (SFHA) and with a federally backed mortgage are required to insure their structure and contents, either through a private policy or through the National Flood Insurance Program (NFIP).  This is a voluntary program administered by the Federal Emergency Management Agency (FEMA).  NFIP policies are available to anyone living in a participating community, including business owners.   

Flooding is the #1 natural disaster in the U.S. and only flood insurance covers these unexpected, damaging and sometimes fatal events. “It is critical that everyone is prepared for the hazards and risks in their communities.  Knowing your risk of flooding is the first step in taking the appropriate actions to prepare,” said FEMA Region 6 Administrator Tony Robinson.  To learn if your community participates in the NFIP and to review the new flood maps, contact your local floodplain administrator (FPA). Randy Gropp is the FPA for the Town of Kiowa and can be reached at (918) 432 5841. Richard Howry is the FPA for Pittsburg County, his phone number is (918) 423-4726.

FEMA map specialists and flood insurance experts also are available to answer questions. They can be reached by phone and online chat.  
•    To use the live chat service, visit http://go.usa.gov/r6C.  Click on the “Live Chat” icon.
•    To contact a FEMA Map Specialist, call 1-877-FEMA MAP (1-877-336-2627) or send an email to FEMAMapSpecialist@riskmapcds.com.
•    To view a Preliminary Interactive Flood Map: http://maps.riskmap6.com/OK/Pittsburg;

FEMA encourages communities not currently participating in the NFIP to look at the benefits of joining the program. Contacting a local insurance agent is the first step to obtaining information about insurance. Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.
                                                                                              
FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

More:  

Pittsburg County, Oklahoma Flood Maps Become Final in June

NEW YORK – The time limit to file proof of loss claims for policyholders affected by Hurricane Sandy is Oct. 29, 2014.

The National Flood Insurance Program (NFIP) usually requires policyholders to submit a fully documented, signed and sworn proof-of-loss claim within 60 days from the date of their loss.

The magnitude of the Sandy disaster is the reason the filing deadline was extended for two years  to give policyholders additional time to file claims. 

The Proof of Loss document is included in the claims package that documents flood losses. The claims package should include:

  • photos and/or video of the flooding and resulting damage
  • a comprehensive, itemized list of what was damaged
  • receipts, if possible, for damaged items along with any other supporting documents showing the value of what you lost

As for filing, the location is dependent upon who wrote the policy. If a Standard Flood Insurance Policy was issued by a Write Your Own program-participating insurance company, the claimant should contact their insurance agent or the carrier directly to find out the proper address for submitting the Proof of Loss with supporting documentation.

To download a blank NFIP Proof of Loss document: http://www.fema.gov/library/viewRecord.do?id=2545

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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Taken from:  

The Filing Deadline for the National Flood Insurance Program is October 29

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