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Frequently Asked Questions About Individual Assistance

Who should apply for federal disaster assistance?

Texas homeowners, renters and business owners in disaster-designated counties who sustained damage to their homes, vehicles, personal property, business or its inventory as a result of the ongoing severe storms and floods may apply for disaster assistance.

The three counties currently designated for Individual Assistance by the Federal Emergency Management Agency (FEMA) are: Harris, Hays, and Van Zandt.

How do I apply?

You can apply online at www.DisasterAssistance.gov, by smartphone or web-enabled device at m.fema.gov, or by phone at toll-free 800-621-3362, or (TTY) 1-800-462-7585.

What kinds of assistance are available?

Disaster assistance may include grants to help pay for temporary housing, emergency home repairs, uninsured and underinsured personal property losses and medical, dental and funeral expenses caused by the disaster, along with other serious disaster-related expenses.

The U.S. Small Business Administration (SBA) offers low-interest disaster loans to homeowners, renters and businesses of all sizes. These disaster loans cover uninsured and uncompensated losses and do not duplicate benefits of other agencies or organizations.

Am I eligible for disaster assistance if I already have insurance?

You should apply for assistance even if you have insurance because you may find that you have unmet needs after you receive your settlement. If you have not already contacted your insurance agent to file a claim, do so right away. Insurance is your main source for money to put your life back in order after a disaster. But insurance does not cover many expenses, so disaster programs may be able to help. You should not wait for your insurance settlement to apply for a low-interest disaster loan from the SBA.

I have applied. What happens next?

After you apply, FEMA will send you a copy of your application and a copy of “Help After a Disaster: Applicant’s Guide to the Individuals and Households Program,” which will answer many of your questions. This useful publication explains how FEMA’s disaster assistance program works; describes additional kinds of help you may qualify for from other federal, state and voluntary agencies; and gives you many important tips on how best to make all these programs work for you.

If your home or its contents are damaged and you are uninsured or underinsured, a FEMA inspector may contact you within about 10 days after you apply to schedule a time to meet with you at your damaged home. All inspectors carry photo ID that shows they are affiliated with the U.S. government.

What kinds of low-interest disaster loans does SBA offer and for how much?

If you’re a homeowner, you may borrow up to $200,000 from SBA to repair or replace your primary residence. Homeowners and renters may borrow up to $40,000 to replace personal property.

Businesses may borrow up to $2 million for any combination of property damage or economic injury. SBA offers low-interest working capital loans (called Economic Injury Disaster Loans) to small businesses, small businesses engaged in aquaculture and most private, nonprofit organizations of all sizes having difficulty meeting obligations as a result of the disaster.

FEMA’s temporary housing assistance and grants that help pay for medical, dental and funeral expenses do not require individuals to apply for an SBA loan. However, homeowners or renters must complete and submit an SBA loan application to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

Do I have to be a legal U.S. resident to receive Individual Assistance?

Yes. To be eligible for FEMA Individual Assistance grants you must be a U.S. citizen, non-citizen national or a qualified alien. A qualified alien generally includes individuals who are lawful permanent residents or those with refugee or asylum status. Qualified aliens include those permitted in the United States for at least one year for humanitarian purposes, those with conditional entry, those who are Cuban-Haitian entrants and those with petitions for relief based on battery or extreme cruelty by a family member. Check with an immigration expert if you have questions about your legal status.

Is there any assistance available for undocumented immigrants?

If you have a child living at home who is a U.S. citizen or a qualified alien, you may apply for Individual Assistance on that child’s behalf and you may be eligible to receive Individual Assistance. You may also be eligible for various programs run by state, local or voluntary agencies. FEMA may provide undocumented, eligible immigrants with short-term, non-cash emergency aid.

How can I check the status of my case?

You may go online to www.DisasterAssistance.gov or call the toll-free FEMA Helpline at 800-621-3362 (FEMA) or (TTY) 1-800-462-7585.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at https://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339.

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Frequently Asked Questions About Individual Assistance

Kentucky Storm Survivors Urged to Stay in Touch with FEMA

FRANKFORT, Ky. – Kentucky storm survivors who have registered for disaster assistance are urged to stay in touch with the Federal Emergency Management Agency and keep their contact information current throughout the recovery process.

If survivors change their addresses, telephone numbers, bank accounts or insurance information, it is important that they share the new information with FEMA.

Those who need to update their contact information or have questions concerning FEMA correspondence can call FEMA’s toll-free helpline at 800-621-3362 (TTY 800-462-7585, Video Relay Service 800-621-3362) from 7 a.m. to 10 p.m. (Eastern Daylight Time) or go online to www.DisasterAssistance.gov.

Survivors can also call the helpline to:

Ask questions about disaster assistance.
Track the progress of their FEMA application.
Get information about the inspection process.
Learn about the steps to appeal a FEMA decision.

FEMA has made it a priority to reach everyone who needs help – including people with disabilities and/or access and functional needs, senior citizens and people with limited English proficiency – and to make sure all survivor needs are met after the April storms.

To learn more about what preventive measures to take before, during and after an emergency, visit www.ready.gov.

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Kentucky Storm Survivors Urged to Stay in Touch with FEMA

FEMA Announces Funding Opportunity for Fiscal Year (FY) 2015 Hazard Mitigation Assistance Grants

WASHINGTON – Today, the Federal Emergency Management Agency (FEMA) is announcing $180 million in funding available through two Hazard Mitigation Assistance (HMA) grant programs: Flood Mitigation Assistance (FMA) and Pre-Disaster Mitigation (PDM). These two grant programs assist state, local, tribal, and territorial governments in strengthening our nation’s ability to reduce the potential cost of natural disasters to communities and their citizens.

FEMA’s Hazard Mitigation Assistance grant programs provide states, tribes, territories, and local governments funding for eligible mitigation activities to strengthen our nation’s ability to reduce disaster losses and protect life and property from future disaster damages.

The Flood Mitigation Assistance grant program provides funds on an annual basis so that measures can be taken to reduce or eliminate risk of flood damage to buildings insured under the National Flood Insurance Program (NFIP). The FY 2015 Flood Mitigation Assistance grants will continue to focus on reducing or eliminating claims under the NFIP with a focus on mitigation planning and the mitigation of severe repetitive loss properties.

The Pre-Disaster Mitigation grant program provides funds on an annual basis for hazard mitigation planning and the implementation of mitigation projects prior to a disaster. The goal of the Pre-Disaster Mitigation grant program is to reduce overall risk to the population and structures, while at the same time, also reducing reliance on Federal funding from actual disaster declarations. The FY 2015 Pre-Disaster Mitigation grants will continue to focus on implementing a sustained pre-disaster natural hazard mitigation program and provide the grant funding set aside as required in the Stafford Act to states and tribes to support overall mitigation planning and projects.

Both Hazard Mitigation Assistance FY 2015 Funding Opportunity Announcements can be found at www.grants.gov. Eligible applicants must apply for funding through the Mitigation eGrants system on the FEMA Grants Portal accessible at https://portal.fema.gov. FEMA opened the application period on May 29, 2015. All applications must be submitted no later than 3:00 PM EDT on August 28, 2015.

Further information on these grant programs is available at http://www.fema.gov/hazard-mitigation-assistance.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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FEMA Announces Funding Opportunity for Fiscal Year (FY) 2015 Hazard Mitigation Assistance Grants

FEMA Announces Launch of Hurricane Sandy Flood Insurance Claims Review Process

FEMA Officials Encourage Those With Concerns about Hurricane Sandy Flood Insurance Claims to Call 866-337-4262

WASHINGTON – The Federal Emergency Management Agency’s (FEMA) National Flood Insurance Program (NFIP) announced the start of Hurricane Sandy flood insurance claims review. The review is part of a broad process to reform NFIP claims and appeals procedures.

FEMA opened the Hurricane Sandy claims review process and began mailing letters to approximately 142,000 NFIP policyholders, offering them an opportunity to have their claims from Hurricane Sandy reviewed. In the review, policyholders who have not pursued litigation or already received the maximum amount under their policy will have an opportunity to have their files reviewed. FEMA will contact policyholders and explain how to request this review.

“Flood insurance issues arising from Hurricane Sandy are of great concern to FEMA,” said Deputy Associate Administrator for Federal Insurance Brad Kieserman. “We are committed to administering a program that is survivor-centric and helps policyholders recover from flooding in a fair, transparent, and expeditious way. I encourage anyone who suspects they may have been treated unfairly to call 866-337-4262.”

Flooding is the most common natural disaster in the United States. Between 1980 and 2013, the United States suffered more than $260 billion in flood-related damages. Flood insurance is a vital service that protects communities from the most common and costly disaster we face, and those who purchase insurance must be able to count on it being there when it is needed to help rebuild their lives.

Policyholders who incurred losses from Hurricane Sandy from Oct. 27, 2012, through Nov. 6, 2012, and want their claim reviewed may contact FEMA by:

Calling toll-free at 866-337-4262.
Email by downloading an application online and submitting it to FEMA-sandyclaimsreview@fema.dhs.gov.
Fax by downloading an application online and submitting it to 202-646-7970.
For individuals who are deaf, hard of hearing or have a speech disability using 711 or VRS, please call 1-866-337-4262. For individuals using a TTY, please call 800-462-7585.

As FEMA reviews Hurricane Sandy claim files, the agency will also begin overhauling the claims and appeal process and improving the customer experience. FEMA’s goals are excellent customer experience, responsiveness, transparency, low risk of waste, fraud and abuse, and continuous improvement. While settling these legal matters, FEMA is instituting additional oversight of Write Your Own insurance companies to hold them accountable.

FEMA will continue to work closely with Congress and federal, state, local, tribal, and community officials to ensure policyholders are paid every dollar to which they are entitled and to improve the flood insurance program going forward.

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Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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FEMA Announces Launch of Hurricane Sandy Flood Insurance Claims Review Process

Louisville Disaster Recovery Centers To Transition to Disaster Loan Outreach Centers

FRANKFORT, Ky. – The two remaining disaster recovery centers in Louisville, which are operated by the commonwealth of Kentucky and the Federal Emergency Management Agency, will close on Thursday, May 28, at 6 p.m. (EDT) and reopen as disaster loan outreach centers on Friday, May 29, at 9 a.m.

April storm survivors can continue to call FEMA’s toll-free helpline at 800-621-3362 (TTY 800-462-7585, Video Relay Service 800-621-3362) from 7 a.m. to 10 p.m. (Eastern Daylight Time) or go online to www.DisasterAssistance.gov.

The two Jefferson County centers that will close on Thursday are located at 205 W. Wellington Ave. (Beechmont Community Center) and 8501 Preston Highway (fire station) in Louisville.

Survivors who suffered losses during the severe storms in April in Bath, Bourbon, Carter, Elliott, Franklin, Jefferson, Lawrence, Madison, Rowan and Scott counties can register using the following methods:

· Online at www.DisasterAssistance.gov.

By calling 800-621-3362 (TTY 800-462-7585, Video Relay Service 800-621-3362).
By smartphone or tablet at m.fema.gov.

Assistance can include grants for temporary housing and essential home repairs, low-cost loans to cover uninsured property losses, and other programs to help individuals and business owners recover from the effects of the disaster.

Disaster loan outreach centers to open in Louisville

The disaster loan outreach centers that will open in Louisville will be operated by the U.S. Small Business Administration Monday through Friday from 9 a.m. to 6 p.m. (EDT) until further notice.

The loan centers focus on funds needed for long-term rebuilding and recovery. Businesses, homeowners and renters will be able to talk individually with SBA representatives.

Small businesses and most nonprofits with or without physical damage may apply for an economic injury disaster loan, which is a working capital loan to help with disaster-related cash flow problems.

Businesses, homeowners and renters may check on the status or ask any questions about their SBA disaster loan application at the loan centers.

Survivors with questions about an SBA disaster loan application can also call the SBA Disaster Customer Service Center at 800-659-2955 (TTY 800-877-8339) or send an email to DisasterCustomerService@sba.gov.

To learn more about what preventive measures to take before, during and after an emergency, visit www.ready.gov.

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FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

For more information on Kentucky’s disaster recovery, visit www.fema.gov or http://kyem.ky.gov.

On Facebook, go to http://www.facebook.com/KYEmergencyManagement. To receive Twitter updates: http://twitter.com/kyempio or www.twitter.com/femaregion4.

Excerpt from:

Louisville Disaster Recovery Centers To Transition to Disaster Loan Outreach Centers

Hurricane Season Begins June 1—Are You Ready?

ATLANTA – As the 2015 hurricane season begins, FEMA has launched a new feature to its mobile app to help you be prepared and stay informed about severe weather. The free feature allows you to receive weather alerts from five locations you select anywhere in the country, even if the phone is not located in the area. This tool makes it easy to follow severe weather that may be threatening your family and friends in other areas.

“Whether this years’ hurricane season is mild or wild, it’s important to be prepared,” said Regional Administrator Gracia Szczech. “Despite forecasters’ predictions for a below-normal number of storms, fewer storms do not necessarily mean a less destructive season. FEMA is reinforcing preparedness basics and resources to help people be ready whether they live along the coast or farther inland.” Visit FEMA’s www.ready.gov/hurricanes for step-by-step information and resources for what to do before, during and after a hurricane.

Cellphones and mobile devices are a major part of our lives and an essential part of how emergency responders and survivors get information during disasters. According to a recent survey by Pew Research, 40 percent of Americans have used their smartphone to look up government services or information. Additionally, a majority of smartphone owners use their devices to keep up to date with breaking news, and to be informed about what is happening in their community.

The new weather alert feature adds to existing features in the app to help Americans through emergencies. In addition to this upgrade, the app also provides a customizable checklist of emergency supplies, maps of open shelters and Disaster Recovery Centers, and tips on how to survive natural and manmade disasters. The FEMA app also offers a “Disaster Reporter” feature, where users can upload and share photos of disaster damage. The app defaults to Spanish language content for smartphones that have Spanish set as their default language.

The latest version of the FEMA app is available for free in the App Store for Apple devices and Google Play for Android devices. Users who already have the app downloaded on their smartphones should download the latest update for the new alerts feature to take effect. To learn more about the FEMA app, visit: The FEMA App: Helping Your Family Weather the Storm.

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Hurricane Season Begins June 1—Are You Ready?

Disaster Recovery Center to Close in Franklin County

FRANKFORT, Ky. – A disaster recovery center operated by the commonwealth of Kentucky and the Federal Emergency Management Agency in Franklin County will close Saturday, May 23, at 6 p.m. (EDT).

The Franklin center is located at 101 University Drive (Kentucky State University Exum Center) in Frankfort.

After the center closes, help is still available to survivors who suffered losses in Bath, Bourbon, Carter, Elliott, Franklin, Jefferson, Lawrence, Madison, Rowan and Scott counties during the severe April storms.

Disaster survivor assistance teams with FEMA Corps members will be working storm-stricken areas and can help with mobile applications, updates and referrals to additional resources.

Survivors can register for assistance by using the following methods:

· Online at www.DisasterAssistance.gov.

By calling 800-621-3362 (TTY 800-462-7585, Video Relay Service 800-621-3362).
By smartphone or tablet at m.fema.gov.

Those who need help with applications or appeals can go online to www.DisasterAssistance.gov or call FEMA’s helpline (800-621-3362, 800-462-7585 for TTY or 800-621-3362 for Video Relay Service).

The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (EDT) seven days a week until further notice.

Survivors with questions about an SBA disaster loan application can call the SBA Disaster Customer Service Center at 800-659-2955 (TTY 800-877-8339) or send an email to DisasterCustomerService@sba.gov.

To learn more about what preventive measures to take before, during and after an emergency, visit www.ready.gov.

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For more information on Kentucky’s disaster recovery, visit www.fema.gov or http://kyem.ky.gov.

On Facebook, go to http://www.facebook.com/KYEmergencyManagement. To receive Twitter updates: http://twitter.com/kyempio or www.twitter.com/femaregion4.

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Disaster Recovery Center to Close in Franklin County

FEMA Announces 2015 Youth Preparedness Council Members

WASHINGTON – The U.S. Department of Homeland Security’s Federal Emergency Management Agency (FEMA) is pleased to announce the members of the 2015-2016 National Youth Preparedness Council (Council).

Created in 2012, the Council brings together youth leaders from across the country that are interested in advocating on behalf of preparedness and making a difference in their communities. The Council supports FEMA’s commitment to involving youth in preparedness-related activities. It also provides an avenue to engage youth by taking into account their perspectives, feedback and opinions. Council members will meet with FEMA staff members throughout their term to provide input on strategies, initiatives and projects.

Preparedness education empowers youth to keep themselves and others safe in an emergency; encourages them to share preparedness information with their families, schools and communities; and reduces anxiety about potential disasters.

The six new members of the Council were selected based on their dedication to public service, community involvement and potential to expand their impact as national advocates for youth preparedness. The members selected in 2015 are:

FEMA Region III: Angelo DeGraff (Maryland)
FEMA Region VI: Ty Zaunbrecher (Louisiana)
FEMA Region IX: Kiahna Lee Espia (Guam)
FEMA Region IX: Divakar Saini (California)
FEMA Region X: Hailey Starr (Washington)
FEMA Region X: Megan Stutzman (Oregon)

The returning Council members are:

Council Chairperson: Obie Jones (FEMA Region VI, Texas)
Vice Chairperson: Weston Lee (FEMA Region VIII, Utah)
FEMA Region I: Bridget Smith (Connecticut)
FEMA Region II: James Collins (New Jersey)
FEMA Region III: Sahara Duncan (Pennsylvania)
FEMA Region IV: Matthew Mayfield (Alabama)
FEMA Region IV: Jonathan Salazar (Florida)
FEMA Region V: Isaiah Garcia (Michigan)
FEMA Region VII: Austin Witt (Iowa)

Each Council member will participate in the Youth Preparedness Council Summit, where they will:

Share their ideas, opinions and questions about youth disaster preparedness with the leadership of national organizations working on this critical priority;
Determine their legacy project; and
Meet with FEMA Community Preparedness staff, who will be their ongoing support contacts and mentors.

To learn more about the FEMA Youth Preparedness Council, please visit: www.ready.gov/youth-preparedness-council.

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Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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FEMA Announces 2015 Youth Preparedness Council Members

Talbot County Lowers Flood Insurance Premiums

PHILADELPHIA – Residents of Talbot County, Maryland have received a reduction in their flood insurance premiums through increase of various floodplain management measures encouraged by the National Flood Insurance Program (NFIP).

The Federal Emergency Management Agency (FEMA) oversees the NFIP, which administers a program called the Community Rating System (CRS). The CRS is a voluntary, incentive program that recognizes and encourages community floodplain management activities that exceed minimum NFIP requirements. The program includes 10 different class rating levels based on the number and type of activities voluntarily initiated by the participating community. Each level corresponds to a percentage discount on National Flood Insurance policy premiums within the municipality.

As a member of the Community Rating System, Talbot County is within an elite group of 12 Maryland communities that have received this recognition. With the continued steps taken by Talbot County to protect its citizens and increase its resiliency, it entered into the program as a Class 8 Community Rating System participant on October 1, 2014. The Class 8 rating qualifies eligible National Flood Insurance Program policy holders in the County for an average of over $110 in savings on their annual premiums. In total, participation in the program accounts for a total savings of nearly $107,000 annually for citizens of Talbot County.

Under the CRS, local officials are asked to meet three goals: (1) reduce flood losses; (2) facilitate accurate insurance rating; and (3) promote the awareness of flood insurance. Communities can earn a CRS rating by submitting an application explaining the projects they have in place or development. Once the information is verified and approved, FEMA provides flood insurance premium discounts through the NFIP. The amount of a property owner’s policy discount is based on the community’s CRS rating.

For each Class that a community moves up to, it provides its residents with an additional 5% reduction in their flood insurance premiums up to the 45% reduction that a Class 1 community receives. As a Class 8 community, Talbot County enables its residents to receive a 10% reduction on qualified flood insurance premiums.

For information about flood insurance, property owners should contact their insurance agent, visit floodsmart.gov, or call the NFIP’s toll-free information line at 800-427-4661. To learn more about the CRS, visit floodsmart.gov/floodsmart/page/crs/community_rating_system.jsp.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. FEMA Region III’s jurisdiction includes Delaware, the District of Columbia, Maryland, Pennsylvania, Virginia and West Virginia. Stay informed of FEMA’s activities online: videos and podcasts are available at fema.gov/medialibrary and youtube.com/fema. Follow us on Twitter at twitter.com/femaregion3.

Media Contact: FEMAR3NewsDesk@fema.dhs.gov

Originally posted here:

Talbot County Lowers Flood Insurance Premiums

Two Disaster Recovery Centers Will Transition To Disaster Loan Outreach Centers

FRANKFORT, Ky. – Disaster recovery centers in Lawrence and Carter counties will close Saturday, May 16, at 6 p.m. and transition to disaster loan outreach centers Monday, May 18, at 9 a.m.

The centers, which have been operated by the commonwealth of Kentucky and the Federal Emergency Management Agency, are located at 180 Bull Dog Lane (Lawrence City Community Center) in Louisa and 671 S. State Highway 7 (Grayson Utilities Building) in Grayson.

The Bourbon County center, located at 525 High St. (Paris Municipal Service Building) in Paris, will also close Friday, May 22.

Survivors who suffered losses in Bath, Bourbon, Carter, Elliott, Franklin, Jefferson, Lawrence, Madison, Rowan and Scott counties during the severe April storms and still need help with applications or appeals can go online to www.DisasterAssistance.gov or call FEMA’s helpline (800-621-3362, 800-462-7585 for TTY or 800-621-3362 for Video Relay Service). Disaster survivor assistance teams with FEMA Corps members will also be working storm-stricken areas and can help with mobile applications, updates and referrals to additional resources.

The disaster loan outreach centers that will open in Lawrence and Carter counties will be operated by the U.S. Small Business Administration Monday through Friday from 9 a.m. to 6 p.m. (EDT) until further notice.

The loan centers focus on funds needed for long-term rebuilding and recovery. Businesses, homeowners and renters will be able to talk individually with SBA representatives.

Small businesses and most nonprofits with or without physical damage may apply for an economic injury disaster loan, which is a working capital loan to help with disaster-related cash flow problems.

Businesses, homeowners and renters may check on the status or ask any questions about their SBA disaster loan application at the loan centers.

To learn more about what preventive measures to take before, during and after an emergency, visit www.ready.gov.

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For more information on Kentucky’s disaster recovery, visit www.fema.gov or http://kyem.ky.gov.

On Facebook, go to http://www.facebook.com/KYEmergencyManagement. To receive Twitter updates: http://twitter.com/kyempio or www.twitter.com/femaregion4.

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Two Disaster Recovery Centers Will Transition To Disaster Loan Outreach Centers

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