Tax Tips For Sandy Survivors

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Release date:

April 8, 2013

Release Number:

4086-138

If you have experienced a loss as a result of Hurricane Sandy, here are a few things to keep in mind as you prepare to file your 2012 taxes:

  • Personal property losses that are not covered by insurance or other reimbursements may be deductible on your tax return. For details on eligible deductions, see IRS Form 4684, Casualties and Thefts, and read the instructions.
  • IRS Notice 2013-21, Section 165(i) states that affected taxpayers in a federally declared disaster area have the option of claiming disaster-related casualty losses on their federal income tax returns for either this tax year (2012) or the previous tax year (2011).
  • According to IRS Notice 2013-16, taxpayers who reside outside the disaster area but whose books, records, or tax professionals are located in the areas affected by Hurricane Sandy may also be eligible for tax relief.
  • The IRS may waive their usual fees and expedite requests for copies of previously filed tax returns for affected taxpayers. Taxpayers should put the assigned Disaster Designation in red ink at the top of IRS Form 4506, Request for Copy of Tax Return, or IRS Form 4506-T, Request for Transcript of Tax Return, and submit it to the IRS.
  • Taxpayers impacted by Hurricane Sandy can access IRS information related to Sandy online at www.irs.gov/uac/Tax-Relief-in-Disaster-Situations.
  • Visit www.irs.gov/uac/Contact-My-Local-Office-in-New-Jersey for information on the nearest IRS Taxpayer Assistance Center.
  • Taxpayers may download forms and publications with information on tax relief from the official IRS website, IRS.gov, or order them by calling 800-TAX-FORM. The IRS toll-free number for general tax questions is 800-829-1040.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Last Updated:

April 8, 2013 – 13:55

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Tax Tips For Sandy Survivors

CHICAGO—The U.S. Department of Homeland Security’s Federal Emergency Management Agency (FEMA) announced today that $1,530,928.28 has been made available to the Minnesota Department of Natural Resources (DNR) in federal disaster aid for repairs to a historic bridge in Carlton County, Minn.

The swinging bridge, located in Jay Cooke State Park sustained damages during the June 14 – 21, 2012 severe storms and flooding. The 220 foot long swinging pedestrian bridge was originally built in 1923 and is listed on the National Register of Historic Places. Flooding damaged the deck, railing, chain link fencing, suspension cables and three of the supporting concrete piers.

The FEMA funds are available as part of recovery efforts as a result of President Obama’s federal disaster declaration of July 6, 2012. The Minnesota Department of Public Safety Division of Homeland Security and Emergency Management (HSEM) will administer funds to the DNR.

“The swinging bridge is a historically significant structure in Minnesota,” said Andrew Velasquez III, regional administrator, FEMA Region V.  “We have worked closely with Minnesota HSEM and DNR to provide grant funding for repairs to this important structure, as well as other essential infrastructure damaged as a result of this disaster.”

Repairs will also include a modification to accommodate American Disabilities Act requirements for a turnaround on the south approach to the bridge.

FEMA’s Public Assistance Program provides funding to local government jurisdictions and eligible private non-profits for the repair, replacement, or restoration of disaster-damaged infrastructure as well as costs incurred for disaster cleanup or emergency actions taken to protect lives or property. The federal share of recovery costs is 75 percent. The remaining share is the responsibility of the state and local government or non-profit organization.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. 

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Follow FEMA online at twitter.com/femaregion5, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at twitter.com/craigatfema.  The social media links provided are for reference only.  FEMA does not endorse any non-government websites, companies or applications.

 

 

 

Link – 

FEMA and HSEM Provide More Than $1.5 Million Combined for Historic Bridge Repair

Calling all community and faith-based organizations; youth development leaders; educators; leaders of after-school, extracurricular, weekend, and camp programs; and, emergency management and preparedness professionals interested in youth programs!  FEMA Region X and the American Red Cross (ARC), Western Washington Chapters, will be co-sponsoring free workshops in May on how your organization can easily incorporate emergency readiness into your programs. 

To be a part of this exciting opportunity, register for an Emergency Readiness Workshop at https://www.surveymonkey.com/s/readinesswkshp. There are two workshops available to choose from: Wednesday, May 1 from 4-8 pm in Seattle and Saturday, May 11 from 10-2 pm in DuPont. Please register ASAP, as seats are filling quickly!

As committed leaders for youth emergency preparedness, FEMA and ARC developed the Emergency Readiness Workshops focused on engaging youth-serving organizations in emergency preparedness. These workshops are coordinated through multiple partners, including: Washington Emergency Management Division, Washington State Office of Superintendent of Public Instruction, Seattle Office of Emergency Management, Pierce County Department of Emergency Management, and Radio Disney AM 1250.

Nearly one million youth call the Puget Sound home, which is a region that is highly susceptible to a wide range of natural hazards and threats. Therefore, this youth outreach effort is essential to building a more resilient community. Research shows that households with children who bring home preparedness materials are significantly more likely to be prepared for an emergency (ready.gov).

“Engaging and preparing our youth is a critical part of Whole Community emergency preparation because youth have a unique ability to influence their peers and families to be more ready and resilient,” said Ken Murphy, FEMA Region X Administrator. “Youth play important roles in disaster preparedness during and after a crisis.”

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Getting Youth Prepared!

NEW YORK – Disaster survivors have until Saturday, April 13, to register with the Federal Emergency Management Agency and return their disaster loan applications to the U.S. Small Business Administration (SBA).

Survivors who have delayed registration for any reason should apply for potential assistance that could include:

Housing Assistance offers temporary rental assistance and home repair grants to eligible survivors. FEMA’s ultimate goal is to ensure survivors’ dwellings are safe, sanitary and functional.

Other Needs Assistance is available for disaster related costs associated with medical, dental, funeral, personal property, transportation, moving and storage, or other necessary expenses.

Survivors who register and receive an SBA low-interest disaster loan application should return the application. SBA applicants are not obligated to accept a loan; however, completing it may lead to additional FEMA assistance. Survivors are encouraged to consider all sources of aid.

It is not necessary to wait for an insurance claim determination to apply for an SBA disaster loan, which may help if applicants later find they are underinsured.

Individuals can register for help online at DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. They may also call the FEMA helpline 800-621-3362 (Voice, 7-1-1/Relay) or (TTY) 800-462-7585. The helpline is available 7 a.m. to 10 p.m. EDT, seven days a week.

To apply for a low-interest SBA disaster loan, go to https://DisasterLoan.SBA.gov/ELA. For assistance, call the SBA Disaster Customer Service Center at 800-659-2955 (TTY 800-877-8339) or send an email to DisasterCustomerService@sba.gov.

Link:

FEMA registration deadline Saturday, April 13

NEW YORK – The disaster recovery center in Long Beach, N.Y., currently staffed by state and federal specialists, will become a disaster loan outreach center operated by the U.S. Small Business Administration beginning at 9 a.m., Saturday, April 13.

Hurricane Sandy survivors in New York have until 8 p.m. Friday, April 12, to visit the disaster recovery center at the Recreation Center and Ice Arena, 700 Magnolia Blvd., Long Beach, N.Y., 11561.

A disaster recovery center typically meets the more immediate concerns of survivors, while a disaster loan outreach center focuses on funds needed for long-term rebuilding and recovery.

At an SBA disaster loan outreach center, homeowners, renters and businesses will be able to talk individually with SBA representatives. Visitors can ask questions about SBA low-interest disaster loans, get help filling out a loan application and submit completed applications.

No one is required to accept a loan, but returning a completed application could lead to other assistance from FEMA.

SBA disaster assistance includes:

  • Home Disaster Loans – Loans to homeowners to repair or replace disaster-damaged real estate or personal property. Renters are eligible for personal property losses, including automobiles.
  • Business Disaster Loans – Loans to businesses to repair or replace disaster-damaged property, including real estate, inventories, supplies, machinery and equipment. Businesses of any size may apply. Certain private, nonprofit organizations may also be eligible.

The outreach center will operate 11 a.m. to 8 p.m. Monday through Friday and 9 a.m. to 3 p.m. on Saturday.

Survivors can obtain more information about the low-interest SBA disaster loan by calling 800-659-2955 (800-877-8339 TTY). Survivors can download SBA loan applications at www.sba.gov or apply online at https://disasterloan.sba.gov/ela.

Survivors who need to visit a disaster recovery center may do so at any of the other centers that remain open throughout New York.

To find the nearest center, the following options are available: Text DRC and a Zip Code to 43362 (4FEMA), and a text message will be sent back with the address. Also, the disaster recovery center locator is available at FEMA.gov/disaster-recovery-centers.

Individuals also can find a recovery center – and register for FEMA help – at DisasterAssistance.gov or via smartphone or tablet by going to m.fema.gov or by downloading the FEMA app.

Survivors who have questions or want to register with FEMA can also call the helpline, 800-621-3362 (Voice, 7-1-1/Relay) or (TTY) 800-462-7585. The toll-free telephone numbers operate 7 a.m. to 10 p.m. EDT, seven days a week until further notice.

Hurricane Sandy survivors in New York have until Saturday, April 13, to register for possible federal disaster assistance, which can include money for rent, essential home repairs, personal property losses and other serious disaster-related needs not covered by insurance.

Originally posted here: 

N.Y. disaster recovery center to become SBA disaster loan outreach center

NEW YORK –  April 13 is the deadline to register for possible federal disaster assistance and to apply for a U.S. Small Business Administration disaster loan to help New York recover from Hurricane Sandy.

As the registration and application deadline nears a week from Saturday, more than $3.1 billion in disaster assistance has been approved for survivors. 

That figure translates into families getting back into their homes and schools, businesses reopening, and neighborhoods beginning to move forward.

The deadline for survivors to register for possible FEMA assistance and to apply for an SBA disaster loan is April 13.  Registration can be made by using one of several sources:

  • Online at DisasterAssistance.gov.
  • Via smartphone or tablet, go to m.fema.gov or download the FEMA app.
  • By phone, 800-621-3362 (Voice, 7-1-1/Relay) or (TTY) 800-462-7585.

SBA disaster loan applications can be completed at https://DisasterLoan.SBA.gov/ELA. For more information about SBA disaster loans call 800-659-2955 (TTY 800-877-8339).

 Recovery has been a whole community effort that has included local, state, tribal and federal agencies, the private sector and voluntary and faith-based organizations. And as rebuilding continues into the months ahead, resources and expertise from these organizations will be united through Federal Disaster Recovery Coordination, driven by individual, local and state needs.

In the months since Sandy swept across New York, nearly 271,000 people have registered for assistance in the 13 designated counties. More than $943 million has been put into the hands of survivors for rental assistance, repairs and replacement of items lost in the storm.

The SBA has approved loans totaling more than $1.3 billion for homeowners, renters and businesses of all sizes.

The National Flood Insurance Program has paid claims totaling $3.2 billion to 56,688 policy holders.

Just a few days after the storm, the state and FEMA opened its first Disaster Recovery Center for survivors. In all, 65 recovery centers were opened to assist more than 176,000 disaster survivors.

At its peak, FEMA and other federal agencies deployed more than 4,156 personnel to New York from all 50 states, the District of Columbia and five U.S. territories. Nearly 2,000 – including 500 New Yorkers hired for recovery work – remain.

And to relieve the local, state and tribal governments of a significant portion of the financial burden of paying for infrastructure impacted by Sandy, FEMA’s Public Assistance program has approved $817 million for the repair or replacement of public facilities, debris removal and emergency costs resulting from the disaster. The program is funded by FEMA and administered by the state.

To date, 628 projects have been approved for funding under the Public Assistance program, including hospitals, schools, public parks and libraries, transportation and private non-profit organizations.  

The U.S. Army Corps of Engineers and local and state agencies have removed 5.6 million cubic yards of debris – enough debris to fill the 102-story Empire State Building a little more than 3.5 times. The Corps also drained 270 million gallons of water from subways, tunnels and underpasses within two weeks of the storm, enough to fill a space equal to 843 football fields one foot deep.

More than 500 local, state and national voluntary and faith-based organizations have helped people in need. They are providing donations, volunteer management, home repair, child care, counseling services and removal of muck and mold from homes.

FEMA, along with local and state leaders, developed the Sheltering and Temporary Essential Power (STEP) program that provided emergency repairs and enabled more than 21,000 families in New York City, Nassau and Suffolk counties to return to their homes until permanent repairs could be completed.

To ensure that language was not a barrier to receiving assistance, FEMA provided information in 26 languages, deployed multilingual field specialists and established a toll-free Language Assistance Line to support non-English/non-Spanish speakers.

Meeting the needs of deaf, hard of hearing or blind survivors was addressed using assisted technology tools that included text-to-speech software and a variety of magnifiers for blind or low vision people visiting recovery centers.  Deaf or hard of hearing survivors were offered enhanced listening devices, iPad 3s with sign language interpreting apps, and captioned phones.

The private sector also played a key role in spreading information about the kinds of assistance available. The business community has displayed the message on video screens in Times Square, Madison Square Garden and Lincoln Center, among other places. The Metropolitan Transit Authority placed posters at bus stops and subway entrances and on the Staten Island Ferry. The NYC Taxi Commission put the message on video screens in taxi cabs.

Because of a shortage of available rental units after the storm, FEMA temporarily housed 99,243 individuals and families in hotels and motels through its Transitional Sheltering Assistance Program while they sought longer-term housing arrangements.

FEMA utilized social media to reach the large New York audience and amplify the availability of state and federal programs. News releases about programs and audio and video best practices were posted for the world to see.  Since the beginning of this disaster the “@FEMASandy”  Twitter account has accumulated 3,100 followers and the Sandy Facebook page has received 2,490 “likes.”

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April 13 deadline nears for FEMA registration, SBA applications

TRENTON, N.J. — Survivors of Hurricane Sandy in New Jersey now have until May 1 to register for disaster assistance through the Federal Emergency Management Agency and return Small Business Administration disaster loan applications.

People with storm losses in all counties in New Jersey can register online at DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. Registration is also available by calling 800-621-3362, TTY 800-462-7585 or 711/VRS. The toll-free telephone numbers operate from 7 a.m. to 10 p.m. seven days a week.

FEMA disaster assistance for individuals and families can include money for rental assistance, essential home repairs, personal property and other serious disaster-related needs not covered by insurance. 

The simplest way to complete an SBA application is online by using the electronic loan application. Go to DisasterLoan.SBA.gov/ELA. More information is available by calling the SBA customer service center at 800-659-2955 or TTY 800-877-8339. SBA disaster loans are the largest source of federal recovery funds for individuals with property or content losses.

The deadline was extended one month at the request of the state of New Jersey. Through March 29, more than 60,000 storm survivors have been approved for help through FEMA’s Individual Assistance program in New Jersey.

Help is available by visiting a disaster recovery center for one-to-one assistance. Centers can be located by going to FEMA.gov/DRC.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Read more – 

FEMA Extends Disaster Assistance Deadline For New Jersey Hurricane Survivors To May 1

TRENTON, N.J. — Replacing lost or damaged records is an important step in recovering from Hurricane Sandy.

While it can seem like a challenging task, the good news is that many vital records are relatively easy to replace. Check the list below to find out where to obtain official copies of your lost or damaged documents.

Insurance: Contact your insurance agent for copies of your policies, recent billing records and cash-value statements.

Financial Records: Contact your bank, credit union, credit card company, brokerage firm and credit bureau for copies of account statements, loan applications, credit reports and other records.

Social Security Cards: Find the location of the nearest Social Security Administration office by calling 800-772-1213 (TTY 800-325-0778) or check online at www.SocialSecurity.gov.  To obtain a replacement Social Security card, you will need to show proof of identity such as a driver’s license, state-issued identification card or U.S. passport.

Birth, Death or Marriage Certificates: Call the New Jersey Vital Records bureau at 866-649-8726 (toll-free) or 609-292-4087. Information on how to order replacement records is also available online at state.nj.us/health/vital/gen.shtml or by mail at:

State of New Jersey

Vital Records Bureau

P.O. Box 370

Trenton, NJ 08625-0370.

Divorce Decrees: Call the Superior Court of New Jersey Records Center at 609-421-6100.

Savings Bonds: If your savings bonds have been lost, visit treasurydirect.gov to download PDF Form 1048. Mail the completed form to:

Bureau of the Public Debt

P.O. Box 7012

Parkersburg, WV 26106-7012.

Federal Tax Returns: Visit irs.gov for information on obtaining expedited copies of past tax returns and extended tax deadlines for business owners impacted by Hurricane Sandy.

State Tax Returns: To order copies of your state tax returns, call the New Jersey Division of Taxation at 609-292-6400 or visit state.nj.us/treasury/taxation/phonenos.shtml

Motor Vehicle Titles:  Visit any New Jersey Motor Vehicle Commission agency in the state to obtain duplicates of your driver’s license, motor vehicle title or registration.  You will need several proofs of identification. Call the DMV toll-free in New Jersey at 888-486-3339 (TTY 609-292-5120) for detailed instructions or visit the agency online at nj.gov/mvc/ for further information.

Green Cards: Contact U.S. Citizenship and Immigration Services online at uscis.gov to fill out an online application to replace your permanent resident card or download a mail-in form

Voter Registration: Contact your county Superintendent of Elections to replace your voter registration card.

Damaged Money:  Contact the U.S. Bureau of Engraving and Printing online at  moneyfactory.gov/damagedcurrencyclaim.html  or call them at (866) 575-2361 (toll-free) or (202) 874-2141 for information on replacing  your hurricane-damaged currency.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Continue at source:  

Replacing Lost Or Damaged Records Part Of New Jersey Recovery

TRENTON, N.J. — Hurricane Sandy survivors in New Jersey who do not return their Small Business Administration disaster loan applications could be missing out on valuable funds for their recovery.

Returning SBA disaster loan applications is a critical step for homeowners and renters who registered with the Federal Emergency Management Agency to be considered for federal loans or grants that could be valuable recovery assets.

SBA disaster loans are not just for businesses. They are the largest federal disaster recovery funds for homeowners, who may be able to qualify for low-interest loans up to $200,000 to repair or replace their primary residence. Homeowners and renters may apply to receive up to $40,000 for personal property losses.

Homeowners can receive an additional 20 percent of the approved loan amount for mitigation improvements including building elevation, retaining walls, seawalls, sump pumps and relocating utilities.

In some cases, the SBA may be willing to refinance all or part of a previous mortgage when the survivor does not have credit available elsewhere and has suffered substantial disaster damage not covered by insurance.

Proceeds from insurance coverage on a survivor’s home will be deducted from the total damage estimate to determine eligible loan amount. The SBA is not permitted to duplicate benefits.

The simplest way to apply is online at DisasterLoan.gov/ELA. More information is available by calling the SBA customer service center at 800-659-2955 or TTY 800-877-8339. Help is also available by visiting a disaster recovery center for one-to-one assistance. Centers can be located by going to FEMA.gov/DRC.

Survivors can register with FEMA online at DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. They can also call 800-621-3362 or TTY 800-462-7585. Phone lines are open 7 a.m. to 10 p.m. seven days a week.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Link to original – 

Dont Miss Your Chance To Receive Federal Disaster Recovery Money

NEW YORK – Sandy survivors need to watch out for people trying to take advantage of their most vulnerable moment. There are a few simple steps survivors can take to protect against fraud and ensure they’re dealing with honest people.

When receiving offers for state or federal aid

Identity thieves are always looking for ways to find their next targets, and some are using offers of state or federal aid to steal personal information from disaster survivors.

It is important to know that:

  • Federal or state workers never solicit or accept money for disaster assistance, inspections or to fill out applications.

To protect against identity thieves and online scams:

  • Never give money, your Social Security number or your banking information to anyone claiming to be a state or federal worker, or to someone who claims they can speed up the disaster assistance application process – whether by phone, e-mail or in-person.
  • Only supply your Social Security number and banking information when registering for FEMA assistance. To register, call 800-621-3362 (Voice, 7-1-1/Relay) or TTY 800-462-7585. You may also register online at DisasterAssistance.gov or via smartphone or tablet at m.fema.gov.

When hiring a contractor

Especially if the damage to your home is visible to the outside, fraudulent contractors may come offering to help you rebuild.

Be suspicious if a contractor:

  • Demands cash or full payment up front.
  • Demands you sign something you haven’t had time to review.
  • Urges you to borrow from a specific lender or tries to act as an intermediary between you and a lender.

To ensure a contractor is legitimate and you get the best work for your money, follow these guidelines:

  • Get written estimates and reliable references from at least three licensed contractors.
  • Ask to see proof of a contractor’s license and building permit.
  • Compare quotes, repayment schedules and rates.  Make sure the estimates include cost information for labor and materials.
  • Demand that contractors carry general liability insurance and workers’ compensation.
  • Read the fine print of any estimate or agreement before signing.
  • Do not sign over an insurance settlement check to a contractor.

When donating to disaster-related charities

Some scam artists play on sympathy for disaster survivors. To make sure you are giving to a legitimate organization:

  • Call the charity directly to verify the solicitor is a legitimate volunteer or employee.
  • Only pay by check in case funds must be stopped later.
  • Request a receipt with the charity’s contact information.
  • Visit fema.gov/volunteer-donate-responsibly for a list of major nonprofits that provide assistance to communities impacted by disaster

Additional steps to protect against fraud

If you suspect someone is perpetrating fraud, call the FEMA Disaster Fraud Hotline at 866-720-5721.

Consumers in New York State encountering these issues may also report them to the New York State Department of State using the online Consumer Complaint Form at dos.ny.gov or by calling their toll-free hotline at 800-697-1220.

Originally from – 

How N.Y. Sandy survivors can protect against fraud

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