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Federal Aid Programs for the State of Florida

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama’s disaster declaration issued for the State of Florida.

Assistance for Affected Individuals and Families Can Include as Required:

Rental payments for temporary housing for those whose homes are unlivable. Initial assistance may be provided for up to three months for homeowners and at least one month for renters. Assistance may be extended if requested after the initial period based on a review of individual applicant requirements. (Source: FEMA funded and administered.)
Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional. (Source: FEMA funded and administered.)
Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs. (Source: FEMA funded at 75 percent of total eligible costs; 25 percent funded by the state.)
Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals. (Source: FEMA funded; state administered.)
Low-interest loans to cover residential losses not fully compensated by insurance. Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses. Loans available up to $2 million for business property losses not fully compensated by insurance. (Source: U.S. Small Business Administration.)
Loans up to $2 million for small businesses, small agricultural cooperatives and most private, non-profit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster’s adverse economic impact. This loan in combination with a property loss loan cannot exceed a total of $2 million. (Source: U.S. Small Business Administration.)
Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence. (Source: Farm Service Agency, U.S. Dept. of Agriculture.)
Other relief programs: Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans’ benefits and social security matters.

How to Apply for Assistance:

Individuals and business owners who sustained losses in the designated area can begin applying for assistance by registering online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362). Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.

Assistance for the State, Tribal, and Affected Local Governments Can Include as Required:

Payment of not less than 75 percent of the eligible costs for debris removal and emergency protective measures taken to save lives and protect property and public health. Emergency protective measures assistance is available to state and eligible tribal and local governments on a cost-sharing basis (Source: FEMA funded, state administered.)
Payment of not less than 75 percent of the eligible costs for repairing or replacing damaged public facilities, such as roads, bridges, utilities, buildings, schools, recreational areas, and similar publicly owned property, as well as certain private non-profit organizations engaged in community service activities. (Source: FEMA funded, state administered.)
Payment of not more than 75 percent of the approved costs for hazard mitigation projects undertaken by state, tribal, and local governments to prevent or reduce long-term risk to life and property from natural or technological disasters. (Source: FEMA funded, state administered.)

How to Apply for Assistance:

Application procedures for state, tribal, and local governments will be explained at a series of federal/state applicant briefings with locations to be announced in the affected area by recovery officials. Approved public repair projects are paid through the state from funding provided by FEMA and other participating federal agencies.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema. The social media links provided are for reference only.

FEMA does not endorse any non-government websites, companies or applications.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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Federal Aid Programs for the State of Florida

Take Action and Be Disaster Ready: National PrepareAthon! Day

CHICAGO –Join National PrepareAthon! Day on September 30 and take action to improve your emergency preparedness and resilience to disasters. America’s PrepareAthon! is a grassroots campaign developed to encourage individuals, organizations and communities to prepare for specific hazards through drills, group discussions and exercises.

“It’s important to be proactive about emergency preparedness so you know what to do if disaster strikes,” said FEMA Region V Administrator Andrew Velasquez III. “Engage your family, friends and neighbors to identify the risks in your community and understand what to do to stay safe.”

Sign up for local alerts and warnings and check for access to wireless emergency alerts. Visit the websites for your city and/or county to find out if they offer emergency alert notifications. You should also ensure your cell phone is enabled to receive Wireless Emergency Alerts (WEA) to warn you of extreme weather and other emergencies in your area. Remember, warning sirens are intended for outdoor notification. When indoors, your alert-enabled smart phone or weather radio can provide you with critical alerts.
Develop and test emergency communications plans. Visit www.Ready.gov/plan-for-your-risks for tips on how to ensure your plan is as comprehensive as possible.
Assemble or update emergency supplies. Include drinking water, a first-aid kit, canned food, a radio, flashlight and blankets. Visit www.Ready.gov/build-a-kit for a disaster supply checklist. Don’t forget to store additional supply kits in your car and at the office.
Collect and safeguard critical documents. Make copies of important documents (mortgage papers, deed, passport, bank information, etc.). Keep copies in your home and store originals in a secure place outside the home, such as a bank safe deposit box.
Document property and obtain appropriate insurance for relevant hazards. Discuss with your insurance agent the risks that may threaten your home and the types of coverage you may need to ensure your property is adequately insured.
Download the FEMA app to your smartphone. You’ll receive alerts from the National Weather Service for up to five locations across the U.S. and have access to information about how to stay safe.

More information about the ways to register for and participate in America’s PrepareAthon! Day is available at www.Ready.gov/prepare. For even more readiness information, follow FEMA Region V at twitter.com/femaregion5 and facebook.com/fema.

Follow FEMA online at twitter.com/femaregion5, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at twitter.com/craigatfema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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Media Contact: Cassie Ringsdorf, 312-408-4455

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Take Action and Be Disaster Ready: National PrepareAthon! Day

Debris Removal Continues; Now More than 50 Percent Complete

BATON ROUGE, La. – Recovery officials estimate that recent flooding left 4.8 million cubic yards or 80,000 truckloads of debris in its wake. Removal of that debris is an important sign of progress in disaster recovery, but it takes time. On Sept. 25, debris removal hit the 55-percent completion mark.

For the August flooding, the Federal Emergency Management Agency’s Public Assistance program will reimburse eligible Louisiana jurisdictions 90 percent of reasonable costs involved in debris removal. To receive reimbursement for debris removal, a local jurisdiction must be eligible for the program and have the legal authority to remove debris from public rights-of-way.

Reasonable costs include overtime for full-time employees as well as contractor fees for removal, disposal, recycling and/or monitoring. (The contract must have been competitively bid and comply with state, federal and local standards.)

In general, private property debris removal is not eligible for FEMA reimbursement under the law. However, because of the large amount of debris, the threat it posed to human health and safety, and the lack of right-of-way to deposit debris FEMA has expanded curbside debris removal for the recent Louisiana flooding. Property owners who have questions should contact their local emergency manager. Before anyone can go onto private property, the local jurisdiction must have a sworn statement of permission from the property owner to remove debris.

Recovery officials encourage people to continue sorting debris into categories and moving it to the curbside. The categories are household garbage; construction debris; vegetative debris; household hazardous waste; white goods (i.e., washing machines, refrigerators, etc.); and electronics.

Separating debris will speed recovery. However, recovery officials want to remind everyone to be safe, especially during ongoing debris removal operations. The sight of heavy trucks hauling debris may seem familiar, but it is vital to follow safety guidelines at all times around debris and heavy equipment.

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Debris Removal Continues; Now More than 50 Percent Complete

Disaster Recovery Centers to Open in Iberville, Livingston and Vermilion Parishes for Louisiana Survivors

BATON ROUGE, La. – Disaster recovery centers will open on Friday, August 26, in Iberville, Livingston and Vermilion parishes to assist Louisiana flood survivors. The centers are open 8 a.m. to 6 p.m., seven days a week, until further notice.

These disaster recovery centers are located at the following addresses:

Iberville Parish East Iberville Gym 3285 Highway 75
St. Gabriel, LA 70776

Livingston Parish American Legion Hall 26200 Highway 43
Springfield, LA 70462

Vermilion Parish Old Health Unit
401 S. St. Charles St. Abbeville, LA 70510

Survivors may locate other centers near them at fema.gov/disaster-recovery-centers or by calling the FEMA Helpline at 800-621-3362.

To register with FEMA, go online to DisasterAssistance.gov or call the FEMA Helpline. Help is available in most languages and phone lines are open 6 a.m. to 10 p.m., seven days a week, until further notice.

Representatives from the Governor’s Office of Homeland Security and Emergency Preparedness, the Federal Emergency Management Agency, U.S. Small Business Administration, volunteer groups and other agencies are at the disaster recovery centers to answer questions about disaster assistance and low-interest disaster loans for homeowners, renters and businesses. They can also help survivors apply for federal disaster assistance.

Disaster Survivor Assistance (DSA) teams are canvassing many affected areas, and are able to register people for FEMA assistance if needed. Sometimes these teams will remain in certain locations convenient to the community, such as a library or mayor’s office. When residents require further assistance the teams may refer them to a disaster recovery center nearby.

It is not necessary to visit a center to register for and receive federal disaster assistance. If possible, survivors should register with FEMA before visiting a recovery center.

Disaster survivors who are deaf, hard of hearing or have a speech disability and use a TTY may call 800-462-7585 to register. Those who use 711 or Video Relay Service or require accommodations while visiting a center may call 800-621-3362. All disaster recovery centers are accessible and equipped with tools to accommodate disaster survivors who need disability-related communication aids. Each disaster recovery center has assistive technologies for people with disabilities. To arrange to have an ASL interpreter at the DRC when you visit, call 225-382-1739.

Low-interest disaster loans from the SBA are available for businesses of all sizes including landlords, private nonprofit organizations, homeowners and renters. Disaster loans cover losses not fully compensated by insurance or other recoveries.

For more information, applicants may contact the SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing DisasterCustomerService@sba.gov or visiting the SBA’s website at sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

For information call the FEMA helpline at 800-621-3362 or go online to www.DisasterAssistance.gov or www.fema.gov/disaster/4277.

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We urge everyone to continue to use caution in areas where floodwaters remain. Monitor DOTD’s www.511la.org website for updated road closure information. Look for advisories from your local authorities and emergency managers. You can find the latest information on the state’s response at www.emergency.la.gov. GOHSEP also provides information on Facebook and Twitter. You can receive emergency alerts on most smartphones and tablets by downloading the new Alert FM App. It is free for basic service. You can also download the Louisiana Emergency Preparedness Guide and find other information at www.getagameplan.org.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at https://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at SBA.gov/disaster Deaf and hard-of-hearing individuals may call (800) 877-8339.

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Disaster Recovery Centers to Open in Iberville, Livingston and Vermilion Parishes for Louisiana Survivors

Louisiana Flood Survivors Can Get FEMA Rebuilding Advice at Home Improvement Stores

BATON ROUGE, La. — As Louisianans repair or rebuild their homes damaged by August floods, the Federal Emergency Management Agency (FEMA) and local hardware and home improvement stores have teamed up to provide free information on making homes stronger and safer.

FEMA mitigation specialists will be on hand to provide information at area Lowe’s stores from Sept. 26 through Oct. 15. They will be available to answer questions and offer home improvement tips and proven methods to prevent and lessen damage from future disasters. Most of the information is aimed at people who prefer “do-it-yourself” projects and general contractors.

FEMA advisors will be on hand at information centers in these Lowe’s stores 8 a.m. to 6 p.m. Monday through Saturday:

East Baton Rouge Parish
1777 Millerville Road
Baton Rouge, LA 70816

Iberia Parish
2816 Highway-14
New Iberia, LA 70560

Mitigation specialists will be in these Home Depot stores 8 a.m. to 6 p.m. Monday through Saturday:

Ascension Parish
2740 South Cajun Ave.
Gonzales, LA 70737

East Baton Rouge Parish
8181 Airline Highway
Baton Rouge, LA 70815

East Baton Rouge Parish
6600 Main Street
Zachary, LA 70791

St. Martin Parish
213 St. Nazaire Road
Broussard, LA 70518

Free reference booklets, in English and Spanish, with information on protecting your home from flood damage, will be available at all locations. More information about strengthening property can be found at www.fema.gov/what-mitigation.

Survivors who have questions about their flood insurance policies and coverage should contact the National Flood Insurance Program call center at 800-621-3362 between 8 a.m. and 6 p.m. (CT) Monday through Friday.

Additional information on Louisiana’s disaster recovery can be found by visiting fema.gov/disaster/4277, twitter.com/femaregion6, twitter.com/FEMA, facebook.com/FEMA, fema.gov/blog and www.fema.gov/louisiana-disaster-mitigation.

FEMA representative speaks with a senior management home depot representative across a table with brochures.

FEMA mitigation representative talks to Jeff Partin, Home Depot Senior Manager of Corporate Security, in his store on Airline Highway in Baton Rouge, La. Partin visited the store to thank the FEMA Mitigation staff for their Community Education Outreach and the Disaster Survivor Assistance service to survivors. Partin was joined by Clay Rives, Director of Operations for the Louisiana Business Emergency Operation Center and Susan Langhoff, FEMA Assistant External Affairs Officer, Private Sector. (Photo by J.T. Blatty/FEMA)

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Louisiana Flood Survivors Can Get FEMA Rebuilding Advice at Home Improvement Stores

Smithsonian Experts to Share Tips on Salvaging Family Treasures

BATON ROUGE, La. – When homes are flooded and lives are upended, treasured keepsakes such as photos, artwork, quilts and family heirlooms become more cherished. Although they may have been damaged in the flood, these treasures may be salvageable.

For example, photographs can be rinsed gently in clean water and air-dried on a plastic screen or paper towel. They can also be hung with plastic clothespins. It is important the image not come in contact with other surfaces as it dries. Many items can be air-dried – preferably indoors. However, high direct heat from hair dryers and irons or prolonged exposure to sunlight can cause irreversible damage. A better choice is to increase airflow with fans, open windows, air conditioners and dehumidifiers.

Flood survivors can learn how to salvage their treasures directly from Smithsonian Institution preservation experts on Friday, Sept. 23, and Saturday, Sept. 24, at two Disaster Recovery Centers. The experts will demonstrate how to handle, dry and clean damaged objects and share tips on personal safety, setting priorities and other preservation options.

The sessions will be:

Friday, September 23

Lafayette Parish
Lafayette Disaster Recovery Center
301 West University Avenue
Lafayette

10 a.m. – 5 p.m.

Saturday, September 24

East Baton Rouge Parish
Celtic Disaster Recovery Center
10000 Celtic Drive
Baton Rouge

10 a.m. – 5 p.m.

Clyde R. Meyers, Denham Springs flood survivor, holds a photograph of his parents, saturated with floodwater from the 2016 historic flooding in Louisiana. (Photo by J.T. Blatty/FEMA)

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Smithsonian Experts to Share Tips on Salvaging Family Treasures

FEMA Help Is Still Available

BATON ROUGE, La. – It is now more than a month since the record flooding and storms of August caused widespread damage throughout Louisiana. Many families and individuals lost their home or residence and were forced to find other solutions for their shelter. If you or anyone you know is still having problems finding suitable accommodations, it is not too late to register with FEMA for assistance with your housing needs.

FEMA cannot duplicate insurance payments, but survivors should register even if they have insurance because underinsured applicants may receive help after their claims have been settled. And remember that FEMA grants do not have to be repaid. FEMA assistance is nontaxable and will not affect your eligibility for Social Security, Medicaid or other federal benefits.

Applying for disaster assistance is essentially a two-step process – registering with FEMA and completing a U.S. Small Business Administration disaster loan application. This process ensures that you will be considered for all programs you may be eligible for. There is never any charge for registering or applying. If approved for the loan, you are under no obligation to accept it. But the examination of your SBA application will determine what other types of assistance you may be eligible for.

Disaster survivors may register the following ways:

Online at DisasterAssistance.gov with any computer, smartphone or tablet.
By phoning 800-621-3362 (FEMA). Applicants who use 711 or Video Relay Service may also call 800-621-3362. Persons who are deaf, hard of hearing or have a speech disability and use a TTY may call 800-462-7585. The toll-free numbers are open from
7 a.m. to 10 p.m., seven days a week. Multilingual operators are available.
At a disaster recovery center. To find the nearest one, go online to the disaster recovery center locator at asd.fema.gov/inter/locator.

A free multilingual guide to the types of assistance available can be found at fema.gov/help-after-disaster.

Various forms of housing assistance are available to survivors of the Louisiana flood, from voluntary agencies, grants from FEMA, loans from the Small Business Association, the State’s Shelter at Home program, Transitional Sheltering Assistance, to long-term recovery led by HUD.

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FEMA Help Is Still Available

Understand the Process for Continued Housing Assistance

BATON ROUGE, La. –If you’re a disaster survivor who wants to extend temporary housing assistance from FEMA it’s important to provide the proper documents in order to make your request.

If you’re eligible for an extension, you may use temporary housing assistance to pay for a place to live, such as a house, apartment, hotel or recreational vehicle. The assistance covers rent, security deposit and essential utilities like electricity and water.

To continue receiving temporary housing assistance, you have to complete and submit the following paperwork to FEMA that demonstrates you have a disaster-related and financial need:

A completed form FEMA provides you. Contact FEMA if you haven’t received a form.
A copy of your lease.
Receipts showing proper use of the federal disaster housing assistance you’ve received.
Current household income status.
Any household financial obligations.

Keep your contact information current so you receive correspondence from FEMA. Update information online at disasterassistance.gov or by downloading and using the FEMA app. You may also call FEMA’s helpline at 800-621-3362. If you use TTY, call 800-462-7585. If you use 711 or Video Relay Service, call 800-621-3362.

The state and FEMA encourage you to develop a permanent housing plan while you’re receiving temporary housing assistance. Free assistance and tools are available to help you find more permanent housing if you’re having difficulty creating a plan. Just call the FEMA helpline or visit a Louisiana Disaster Recovery Center. Locate your closest center by going to fema.gov/drc or by calling the FEMA helpline.

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Understand the Process for Continued Housing Assistance

Your Right of Appeal for FEMA Disaster Assistance

BATON ROUGE, La. — If your house flooded and you did not have flood insurance, you may have received some federal financial assistance for the August flooding. But if your home is in a floodplain and you hold a mortgage from a federally regulated or insured lender, you may be required to buy flood insurance.

This requirement applies when a building has been damaged and is located in an area that is at high risk of flooding. These high-risk areas are called Special Flood Hazard Areas (SFHAs).

In high-risk areas, there is at least a one in four chance of flooding during a 30-year mortgage. You may be restricted to only rental assistance in a future disaster unless you buy flood insurance and keep the policy in effect.

A flood-insurance policy protects you financially even when a presidential disaster is not declared or if you live in a parish that was not designated for federal assistance.

Once you receive federal financial assistance, you must keep flood insurance coverage at your address even if the damaged building is replaced by a new one. If you sell your home, you are required to inform the new owners that they must maintain flood insurance coverage on the building. Often, an existing flood-insurance policy can be transferred to a new owner with no lapse in coverage.

You may receive a Certificate of Flood Insurance for a Group Policy as a part of your federal Individuals and Households Assistance program (IHP) grant. This policy provides minimal coverage on the home equal to the maximum IHP grant currently available. For the Louisiana August 2016 floods, the required premium provides coverage of $33,000.

Group Policies have a term of three years, after which you will be required to purchase and maintain a Standard Flood Insurance Policy through the National Flood Insurance Program (NFIP) until you are no longer the homeowner or renter at that location. In order to avoid any lapse in coverage, it is important to apply for your new coverage at least 30 days before the expiration of the Group Policy.
You may cancel your participation in the Group Policy at any time during its policy term, provided that you have purchased your own NFIP flood insurance coverage.

If you are a renter and receive federal financial assistance, flood-insurance coverage must be maintained on the contents for as long as you live at the flood-damaged rental property. The requirement for flood insurance is lifted once you move from the building.

But, because federal law mandates the purchase of flood insurance as a condition of disaster funding, an applicant who does not comply with the flood insurance obligation may become mostly ineligible for future disaster assistance. It’s that important.

If you do not live in a flood zone but your home was flooded, you do not have to maintain flood insurance. Even without the legal requirement, it is a wise decision to purchase flood insurance.

Even though flood insurance isn’t federally required in moderate- to low-risk areas, homeowners and businesses that have mortgages from federally regulated or insured lenders may be required to purchase flood coverage by the mortgage holder. Anyone can be financially vulnerable to floods.

In fact, people outside of mapped high-risk flood areas file more than 20 percent of all National Flood Insurance Program flood-insurance claims and receive one-third of federal disaster assistance for flooding. When it’s available, disaster assistance is typically a loan you must repay with interest.

With all that you are going through, don’t let this vital coverage slip through the cracks. Protect yourself and your family from future financial loss by purchasing and maintaining flood insurance coverage.

For more information about the NFIP and flood insurance, call 800-427-4661 or contact your insurance company or agent.

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Your Right of Appeal for FEMA Disaster Assistance

Disaster Recovery Center in St. Martin Parish Will Transition to Disaster Loan Outreach Center to Serve Louisiana Survivors

BATON ROUGE, La. – The U.S. Small Business Administration is opening a disaster loan outreach center on Thursday, Sept. 22, in St. Martin Parish to assist Louisiana flood survivors. The center will be open 8:30 a.m. to 5 p.m., Monday through Friday, until further notice.

St. Martin Parish
Location: St. Martin Council on Aging
391 Cannery Road
Breaux Bridge, LA 70517
Hours: 8:30 a.m. to 5 p.m. (Monday through Friday)

The new disaster loan outreach center will be transitioning from the FEMA disaster recovery center in Breaux Bridge that will cease operation on Tuesday, Sept. 20. With the community continuing to repair and rebuild, its need for the disaster recovery center has diminished and the facility will now be transitioning into a disaster loan outreach center to serve individuals with SBA loans.

Survivors can still visit any other disaster recovery center and may locate other centers near them by going online to fema.gov/disaster-recovery-centers, calling the FEMA helpline at 800-621-3362, or downloading the FEMA mobile app.

At the disaster loan outreach center, representatives from the SBA will be available to meet with business owners and residents to answer questions, explain SBA’s disaster loan program, help complete loan applications and close their approved disaster loans. Business owners and residents can meet with SBA representatives on the days and times indicated. No appointment is necessary.

Low-interest disaster loans from the SBA are available for businesses of all sizes including landlords, private nonprofit organizations, homeowners and renters.

Applicants for disaster loans may also apply online using the electronic loan application via SBA’s secure website at disasterloan.sba.gov/ela.

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Disaster Recovery Center in St. Martin Parish Will Transition to Disaster Loan Outreach Center to Serve Louisiana Survivors

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