DENVER—National Flood Insurance policyholders whose homes or other structures were damaged by flooding have until November 14, 2013, to file claims for their losses.

A Proof of Loss form includes detailed estimates of the cost to replace or repair damaged property.

Proof of loss substantiates the damage claim and is required before the National Flood Insurance Program (NFIP) can make payment. File damage claims with your NFIP insurance company and work with your adjuster to get the proof of loss forms.

If owners notice additional damage to buildings or property, they can file supplemental claims. To do this, immediately notify the insurance adjuster, document the newly discovered damage, then repeat the documentation and filing process used on the original claim. Owners are urged to keep a copy of this packet.

Policy owners who would like to speak to someone in person regarding their claim are urged to go to their local Disaster Recovery Center where staff members are available to provide assistance. To find the DRC closest to you, go to fema.gov/disaster-recovery-centers

For more information about flood insurance, go to floodsmart.gov

Register with FEMA by phone: 800-621-3362 or online at: DisasterAssistance.gov. Multilingual phone operators are available on the FEMA helpline. Choose Option 2 for Spanish and Option 3 for other languages.

People who have a speech disability or are deaf or hard of hearing may call (TTY) 800-462-7585; users of 711 or Video Relay Service can call 800-621-3362.

Register by Web-enabled device, tablet or smartphone: type m.fema.gov in the browser.

View article – 

NFIP Proof of Loss Claims Due By Nov. 14

LINCROFT, N.J. — One month after Superstorm Sandy, Dan Shields and his business partner, Robert Higgins, were thanking their lucky stars.

Their waterfront restaurant, Windansea in Highlands, had withstood the raging flood tides and winds of Sandy with only relatively minor damage.

The Windandsea restaurant overlooks a sandy beach and a calm sea.Atlantic Highlands, N.J., Oct. 10, 2013 — The Windansea restaurant withstood flood tides and winds with minimal damage from Hurricane Sandy. By renovating with FEMA’s building recommendations prior to Sandy, the restaurant was able to open shortly after storm. Rosanna Arias/FEMAThe rest of Highlands was not so fortunate. Flood waters had inundated dozens of homes and businesses in the low-lying sections of the borough. Debris littered the streets; a mobile home park on the north side of the borough was in shambles.

As flood waters receded in the business district, store owners had to reckon with the physical destruction of their businesses and the loss of their livelihoods.

Many of Shields’ and Higgins’ fellow restaurateurs were essentially out of business for the long term, faced with major damage from the storm.

What saved Windansea?

The borough’s new building code that required properties in flood zones to comply with tough new Federal Emergency Management standards. “We had to stick to ‘V’ zone construction,” said Shields, referring to the strictest standards for properties located in high-risk flood zones. “I felt like we were the poster child for FEMA.”

When the business partners bought the restaurant in 2000 for $690,000, they planned to invest approximately $300,000 in renovating the old restaurant, formerly known as Branin’s Wharf. But as work on the building progressed, hidden problems came to the surface. “It was just a terrible, terrible building.” Ultimately, more than 50 percent of the existing building had to be demolished. One day, as they worked on the restaurant, officials from FEMA and the borough drove up and told them to stop work. “You’ve got to do it our way,” they told the partners.

The structure would have to be rebuilt in compliance with FEMA standards for “V” zone construction, the strictest standard that applies to properties at high risk of flooding.

Patrons sit in the undamaged outdoor seating area of the Windandsea restaurant.Atlantic Highlands, N.J., Oct. 10, 2013 — Hurricane Sandy damaged many businesses along the waterfront with floodwater and wind. The Windansea Restaurant received little damage because of mitigation measures taken prior to Hurricane Sandy. Rosanna Arias/FEMA To put it mildly, the partners were not happy. The shoestring budget they had assembled to pay for what they thought would be a fairly simple remodeling job wouldn’t cover the extensive construction that the town demanded. “It was a completely different animal from buying a little restaurant and (fixing it up),” Shields said.

Making the bayfront building flood-resistant required driving 80 pilings that measured 12 inches in diameter into the ground to a depth of 30 to 40 feet, reinforcing the roof and walls with steel rods and connecting the elements of the entire structure with steel plates and structural steel to hold the floor to the walls.

The project took a year longer than the partners anticipated and cost over $1 million more than they had originally budgeted.

“I felt like I was victimized,” Shields told the Asbury Park Press a few weeks after the storm, “like FEMA was trying to prove a point, trying to flex their muscles and trying to take it out on a little guy like me.”

He doesn’t feel that way anymore.

Though the building sustained some damage to its first floor lobbies and outdoor Tiki bar, Windansea was able to re-open less than three weeks after the storm. “There was not a crack in the sheetrock, not a thing out of place.”

 

Video-links: Avanti Linens Recovery and Mitigation Efforts, NJ Stronger Than The Storm Ribbon Cutting

Next, the One Year Later series examines the ways in which New Jersey’s private sector got down to business to aid in the recovery process.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Continue reading here: 

One Year Later: Mitigation Efforts Paid Off For Highlands Restaurateurs

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama’s disaster declaration issued for the Santa Clara Pueblo.

Assistance for the Affected Tribal Government Can Include as Required:

  • Payment of not less than 75 percent of the eligible costs for removing debris from public areas and for emergency measures taken to save lives and protect property and public health.  Emergency protective measures assistance is available to the tribal government on a cost-sharing basis. (Source: FEMA funded, tribe administered.)

How to Apply for Assistance:

  • Application procedures for the tribal government will be explained at federal/tribal applicant briefings with locations to be announced in the affected area by recovery officials. Approved public projects are paid through the tribe from funding provided by FEMA and other participating federal agencies.

FEMA’s mission is to support our citizens and first responders and ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Stay informed of FEMA’s activities online: videos and podcasts available at www.fema.gov/medialibrary and www.youtube.com/fema ; follow us on Twitter at www.twitter.com/fema  and on Facebook at www.facebook.com/fema.

# # #

See more here – 

Federal Aid Programs for Santa Clara Pueblo Declaration

DENVER – FEMA Mitigation specialists will be at the Northern Colorado Home & Holiday Show offering free building advice that will last long past the holidays.

First National Bank Exhibition Hall

5280 Arena Circle

Loveland, CO 80538

This team will be in Loveland, 10 a.m. to 5 p.m., MDT, Saturday, Oct. 26 and Sunday, Oct. 27.

Homeowners, renters and business owners can use the suggestions and publications from FEMA’s Mitigation advisers to help protect their properties from severe weather along with common threats such as mold and mildew. Mitigation advice can also serve to protect electrical systems, furnaces and appliances.

The mitigation specialists will have free reference booklets in English and Spanish, including:

Preparing Makes Sense, Get Ready Now

Protecting Your Home from Flood Damage

*  Help After a Disaster

Mold & Mildew: Cleaning Up Your Flood-Damaged Home

Information about strengthening property can found at fema.gov/what-mitigation

View post: 

FEMA Mitigation Team will be at the Loveland Home & Holiday Show

DENVER– Before beginning any repair work, property owners should contact their local building officials to find out what permits are required to repair or rebuild.

Some Colorado property owners may find that September’s flood has caused substantial damage to their home or business.

Substantial damage is defined by the National Flood Insurance Program (NFIP) as a home or structure that has incurred substantial damage, is located in a special flood hazard area and the total cost of repairs is 50 percent or more of the structure’s pre-event market value.

Local building officials make the determination that substantial damage has occurred.

When local officials determine a building is located in a special flood hazard area and has substantial damage, the structure must be brought into compliance under the community’s current building ordinances and regulations. 

For more information on general flood insurance, contact your local floodplain administrator, the National Flood Insurance Program at 800-427-4661 or your local insurance agent. Information also is available at www.fema.gov and floodsmart.gov.

See original article:  

Talk to Local Officials Before Rebuilding Your Flood-Damaged Home

Oct. 29, 2012, Hurricane Sandy strikes with a storm surge weather experts in New York had never seen before.

The first 48 hours

  • 1,200 FEMA specialists on the ground in New York
  • Five mobile disaster recovery centers open
  • 350 ambulances deployed from around the country to New York
  • 11 disaster medical assistance teams and U.S. Public Health Service officers arrive
  • Oct. 31, 2012, the first FEMA Individual Assistance grants approved for $1.7 million
  • U.S. Department of Transportation authorizes $10 million for repairs to roads, bridges and tunnels

Response milestones at one year (as of Oct. 15)

  • More than $8.3 billion in total federal assistance approved for Individual Assistance grants, SBA low-interest disaster loans, National Flood Insurance Program payments and Public Assistance grants.

Individual Assistance

  • More than $1 billion approved for individuals and households including:
    • More than $857 million for housing assistance
    • More than $145 million for other needs, including clothing, household items, disaster-related damage to a vehicle, and disaster-related medical and dental expenses
  • 272,045 contacted FEMA for help or information
  • 185,208 housing inspections completed
  • 65 disaster recovery centers opened
  • 183,145 visits to disaster recovery centers
  • 5,944 individuals and families housed temporarily in hotel rooms under the Transitional Sheltering Assistance program
  • 5,592 survivors received disaster unemployment assistance

U.S. Small Business Administration

  • More than $1.5 billion in SBA low-interest disaster loans approved for homeowners, renters and businesses

National Flood Insurance Program

  • More than $3.7 billion in flood insurance payments made to policyholders

Public Assistance

  • More than $2.1 billion approved in FEMA Public Assistance grants to communities and some nonprofit organizations that serve the public
  • 2,712 projects approved so far
  • More than 21,000 families were able to remain in their homes while repairs were made because of the Sheltering and Temporary Essential Power and the New York City Rapid Repairs programs

A whole community response

  • 500 voluntary agencies involved in recovery
  • More than 3.2 million meals and 2.4 million liters of water distributed
  • 26 languages used to communicate assistance information to survivors
  • More than 1 million multilingual fliers distributed
  • Power restored for 2.1 million New Yorkers
  • Nearly 6.4 million cubic yards of debris removed
  • At peak, more than 4,150 deployed to New York by FEMA and other federal agencies
  • 42 federal agencies assisted FEMA during Hurricane Sandy in New York
  • The U.S. Army Corps of Engineers drained 149.7 million gallons of water from the New York City metro area, equivalent to 227 Olympic-sized swimming pools
  • The Corps supplied 211 generators that produced power equivalent to meeting the requirements for 50,000 single-family homes
  • Approximately 1.1 million pounds of food provided by the U.S. Department of Agriculture
  • The Defense Logistics Agency delivered 2.3 million gallons of fuel to distribution points in New York and New Jersey
  • The National Oceanic and Atmospheric Administration assigned navigation response vessels to survey the Port of New York for navigation hazards

Link to original: 

A Year After Hurricane Sandy: New York Recovery By The Numbers

WILLISTON, Vt. – A team of young Americans who have volunteered to serve their country during disasters is in Vermont learning more about the science of disaster response and recovery from observing Vermont’s recovery from flooding earlier this year as well as Tropical Storm Irene.

The Federal Emergency Management Agency welcomed a team of FEMA Corps members to the Joint Field Office in Williston for a two-week stint of education, which will be highlighted by actual site visits, as part of their nine-month assignment to FEMA’s Region I office in Boston.

“These young people embody the true spirit of FEMA,” said Federal Coordinating Officer Mark Landry, the head of FEMA’s operations in Vermont. “They have volunteered to help their country, and through their service our nation will be better prepared for disasters in the future.”

The seven FEMA Corps members – who range in age from 18 to 24 and hail from seven different states – have met with and gained valuable insights from state and local officials as well as veteran FEMA personnel.

FEMA and the Corporation for National and Community Service (CNCC) launched FEMA Corps in 2012 to strengthen the nation’s ability to respond to and recover from disasters while expanding career opportunities for young people.

FEMA Corps is a new unit of AmeriCorps’ National Civilian Community Corps (NCCC) whose members will be devoted solely to FEMA disaster response and recovery efforts. The five-year agreement provides for a full service corps of 1,600 members annually who will be an additional workforce in support of FEMA’s current disaster reservist workforce.

Once trained by FEMA and CNCS, members will provide support in areas ranging from working directly with disaster survivors to supporting disaster recovering centers to sharing valuable disaster preparedness and mitigation information with the public.

FEMA Corps members will serve for a 10 month term with an option to extend for a second year. The program will prepare thousands of young people for careers in emergency management and related fields. During their service, they will gain significant training and experience in disaster services and will provide important support to disaster survivors.

 

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FEMA Corps Members Training in Vermont

LINCROFT, N.J. — Boardwalks are the backbone of many of New Jersey’s shore communities. Often lined with shops, amusements and restaurants, and serving as the main access points to beaches, boardwalks are the magnets that attract tourists to beach towns.

The United States’ first boardwaA large crane mounted on an off-shore barge deconstructs the ruins of the Jet Star rollercoaster.Seaside Heights, N.J., May 14, 2013 — Demolition of the Jet Star roller coaster in Seaside Heights, NJ was taking less time than anticipated, as debris was placed on a large barge for removal from the ocean. The roller coaster and three other attractions were plunged into the sea from the partially destroyed Casino Pier during Sandy last October. Photo by Sharon Karr/FEMAlk was built in Atlantic City in 1870. The brainchild of rail conductor Alexander Boardman and hotel owner Jacob Keim, its stated purpose was to keep visitors to the resort from tracking sand from the beach back into the hotels and onto the train cars.

For many shore towns affected by Superstorm Sandy, rebuilding the beaches and boardwalks – and rebuilding them by the start of the summer tourist season – became a top priority.

The Federal Emergency Management Authority has obligated $79 million in aid for 84 boardwalk and beach repair projects. Communities up and down the Jersey Shore employed different methods of beach replenishment and protection.

Some municipalities constructed timber bulkheads, large rock walls and/or concrete seawalls. To stabilize their dunes, some placed geotubes (tubes filled with sand and water wrapped in geotextile fabric) and gabions (wire baskets filled with large rocks) underneath the dunes. Geotubes have been used on the north end of Ocean City and along Cape May’s beaches. Gabions were used in the West Atlantic City portion of Little Egg Harbor. Officials in these and other shore communities credited those measures with protecting homes and residents from Sandy. Mantoloking and Brick Township are two communities now considering using geotubes.

Atlantic City’s boardwalk suffered its most severe damage to the section that borders Absecon Inlet, between Oriental and Maine avenues. FEMA obligated $2.5 million to repair and replace the boardwalk, ramps, railings, and lifeguard and comfort stations. A new seawall is also being built along the Absecon Inlet section of the boardwalk. Atlantic City and neighboring Ventnor will receive a combined 2 million cubic yards of sand to replenish the beaches in both communities. Brigantine used 630,000 cubic yards of sand to replenish its beach.

The skeleton of the damaged Atlantic City boardwalk overlooks a fishing boat out on the ocean.Atlantic City, N.J., Feb. 5, 2013 — The old boardwalk, which was severely damaged by Sandy, has been removed. Photo by Liz Roll/FEMAParts of Long Beach Island had 22-foot-high dunes and a 200-foot berm in front of coastal homes. The Sandy Disaster Relief Act will provide funds for the U.S. Army Corps of Engineers to complete the project on the whole island. Three million cubic yards of sand were dredged and pumped onto the beach. Repairs were also made to the boardwalk, sand fence and access roads at Island Beach State Park. The Corps is also making first-time beach restorations in Ship Bottom, Beach Haven and Long Beach Township, areas not protected by the original dunes and berm on the island.

Belmar’s 1.3-mile boardwalk and everything on it was destroyed by Sandy. Construction started in January and the new boardwalk opened May 22. FEMA covered $7.6 million of the $10 million cost of the project. Belmar is also designing a new $6 million dune system to protect the new boardwalk.

FEMA obligated $1.6 million for the reconstruction of Sea Girt’s boardwalk. Parts of the boardwalk that were damaged will be repaired using salvaged boards and rails. A 2,335-foot section will be rebuilt as the second phase of the project. The municipality is also rebuilding its dunes, which prevented serious damage to homes but took the brunt of the storm surge. The new dunes are expected to be more than 20 feet high.

Traffic cones overlooks a missing segment of the boardwalk along Sea Girt's beach.Sea Girt, N.J., Jan. 16, 2013 — Sandy’s storm surge penetrated the boardwalk systems and there are several missing sections up and down the State’s shorelines. Photo by Adam DuBrowa/FEMASpring Lake’s boardwalk, which had been seriously damaged by Hurricane Irene in 2011, was hit again by Sandy. The storm pushed the boardwalk off its supports, damaged several support piles, and completely washed away the dunes protecting the boardwalk and town. FEMA reimbursed the borough for $4.1 million of the $5.5 million cost of rebuilding the boardwalk. The new boardwalk, made of a composite wood, was completed in April.

Seaside Heights had to take out a $14 million emergency appropriation loan to pay for essential repairs to its boardwalk and other areas after Sandy. Construction on the boardwalk began in mid-February, and a six-block section of the mile-long boardwalk was completed in early May. The main section reopened days before Memorial Day, and the $7.6 million reconstruction was completed in mid-June. Mayor William Akers has also suggested that a seawall may be built, though no decision has been made, and as a new project, it would be ineligible for FEMA funding.

Not all of the boardwalks along the shore have been restored. The older southern portion of the Long Branch boardwalk will not be rebuilt until 2014. “My goal isn’t to get it done quickly, it’s to make sure it is done right,” Mayor Adam Schneider said in December.

FEMA is covering $6.2 million of the $8.2 million cost of various repair projects in Long Branch, including completely rebuilding the southern section and repairing damage to the northern section. While the newer northern section, including Pier Village and the Long Branch Promenade, did not escape Sandy unscathed, Schneider said that section of boardwalk was designed to survive a hurricane, “and it did.”

 

 

Video-links: Long Beach Island, NJ Beach Replenishment, Roller Coaster Removed From Ocean,
New Jersey Bird Environment After Sandy

Next, the One Year Later series examines the restoration of the Atlantic Highlands Harbor, a vital link to lower Manhattan.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Originally from – 

One Year Later: Beaches And Boardwalks: Restoring The Jersey Shore’s Lifelines

DENVER – FEMA mitigation specialists will be in Fort Collins, Greeley and Loveland offering building tips at four home improvement stores beginning Thursday, Oct. 24, through Tuesday, Oct. 29.

Advice about protecting properties and limiting damages from future extreme weather events will serve not only homeowners but also renters and business owners. Mitigation measures also may reduce mold and mildew, and protect electrical systems, furnaces and appliances.

FEMA mitigation specialists will be at these four locations:

Lowe’s Home Improvement

4227 Corbett Drive

Fort Collins, CO 80525

Hours:

Thursday, Friday, Saturday, 7 a.m. to 7 p.m., MDT

Sunday, 8 a.m. to 6 p.m., MDT

Monday, 7 a.m. to 7 p.m., MDT

Tuesday, 7 a.m. to 4 p.m., MDT

 

Poudre Valley Coop Ace Hardware

225 NW Frontage Rd.

Fort Collins, CO 80524

Hours: Thursday, Friday, Saturday, 7 a.m. to 6 p.m., MDT

Sunday, closed

Monday, 7 a.m. to 6 p.m., MDT

Tuesday, 7 a.m. to 4 p.m., MDT

 

Ace Hardware of Greeley

3540 W. 10 St.

Greeley, CO 80634

Hours: Thursday, Friday, 8 a.m. to 7 p.m., MDT

Saturday, 8 a.m. to 6 p.m., MDT

Sunday, 10 a.m. to 5 p.m., MDT.

Monday, 8 a.m. to 7 p.m., MDT

Tuesday, 8 a.m. to 4 p.m., MDT

 

Orchards Ace Hardware

269 E. 29 St.

Loveland, CO 80538

Hours: Thursday, Friday, 8 a.m. to 7 p.m.

Saturday, 8 a.m. to 6 p.m., MDT

Sunday, 10 a.m. to 5 p.m., MDT

Monday, 8 a.m. to 7 p.m., MDT

Tuesday, 8 a.m. to 5 p.m., MDT

The mitigation teams also will have free reference booklets in English and Spanish, including:

  • Preparing Makes Sense, Get Ready Now
  • Protecting Your Home From Flood Damage
  • Help After a Disaster
  • Mold & Mildew: Cleaning Up Your Flood-Damaged Home

More information about strengthening property can found at fema.gov/what-mitigation

Original link:  

FEMA’s Free How-To Advice May Limit Severe-Weather Damage

DENVER – The FEMA/State Disaster Recovery Center (DRC) in Greeley will temporarily close at 7 p.m. on Wednesday, October 23 and will resume normal business hours at 9 a.m. on Monday, October 28.

WELD COUNTY

Island Grove Exhibition Hall

527 N. 15th Ave.

Greeley, CO 80631

Hours: 9 a.m. to 7 p.m., MDT.

During the four days the DRC will be closed, applicants seeking help can continue to call the FEMA helpline 1-800-621-3362 to register, update their information or find out the status of their application. Help from representatives of the Federal Emergency Management Agency (FEMA), Colorado Office of Emergency Management and the U.S. Small Business Administration (SBA) will also continue to be available at other 10 DRCs during this time.

To find another DRC close to you, go to fema.gov/disaster-recovery-centers.

Once the DRC reopens, survivors will continue to receive in-person assistance from a variety of specialists available to explain assistance programs and help survivors apply for disaster aid. Recovery specialists also help disaster survivors get in touch with volunteer and other programs that may be able to help.

Survivors with losses from the storms, flooding, landslides and mudslides will save time by registering for help from FEMA before going to the DRCs.

Register with FEMA by phone, 800-621-3362, from 5 a.m. to 8 p.m., MDT, seven days a week.  Multilingual phone operators are available on the FEMA Helpline. Choose Option 2 for Spanish and Option 3 for other languages. People who have a speech disability or are deaf or hard of hearing may call (TTY) 800-462-7585; users of 711 or Video Relay Service can call 800-621-3362.

Register online:  DisasterAssistance.gov or by Web-enabled device, tablet or smartphone: type m.fema.gov in the browser.

For individuals visiting a DRC, who have hearing and visual disabilities or are deaf, disaster recovery centers can provide accommodations such as:

• Captioned telephones, which transcribe spoken words into text
• The booklet “Help After a Disaster” in large print and Braille
• American Sign Language interpreters available upon request 
• Magnifiers and assistive listening devices
• 711-Relay or Video Relay Services

For more information on the Colorado disaster operation, visit fema.gov/disaster/4145.

View original post here – 

Weld County Disaster Recovery Center in Greely Closes Temporarily

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