More than $1.7 billion provided by FEMA, SBA to New York Sandy survivors

NEW YORK — Federal disaster assistance to New York survivors of Hurricane Sandy totals more than $1.7 billion.

FEMA continues to reach out to all 13 counties designated for Individual Assistance, focusing on the hardest-hit areas. Assistance to residents in affected counties includes:

  • Bronx                $2.5 million
  • Kings                 $194.8 million
  • Nassau              $284.4 million
  • New York           $13.2 million
  • Queens              $224.3 million
  • Richmond           $90.5 million
  • Suffolk               $66 million

FEMA and the U.S. Small Business Administration have approved more than $1.7 billion for Hurricane Sandy survivors in New York. FEMA has approved nearly $881 million for individuals and households, including more than $770 million for housing assistance and nearly $111 million in assistance for other needs.

  • SBA has approved more than $772 million in disaster loans to homeowners and renters and more than $53 million in disaster businesses loans. The SBA has staff members at every FEMA/State Disaster Recovery Center and 17 Business Recovery Centers in the New York area to provide one-on-one help to business owners seeking disaster assistance.
  • More than 266,000 New Yorkers have contacted FEMA for information or registered for assistance, including nearly 144,000 who have applied through the online application site at www.DisasterAssistance.gov or on their smartphone at m.fema.gov.
  • 17 Disaster Recovery Centers are open in the affected areas. These include mobile sites as well as fixed sites. To date, more than 147,000 survivors have been assisted at Disaster Recovery Centers in New York.          
  • 55 inspectors are currently in the field. To date, 176,448 home inspections have been completed, making a 99.5 percent completion rate.
  • 13 New York counties are designated for both Individual Assistance and Public Assistance. These are Bronx, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester. Greene County has been designated for Public Assistance only.
  • Nearly $1.9 billion has been paid to National Flood Insurance Program policy holders in New York for losses resulting from Sandy. The National Flood Insurance Program, administered by FEMA, offers flood insurance to all homeowners, renters and business owners if their community participates in the NFIP.
  • Since Hurricane Sandy made landfall, FEMA has provided more than $604 million in Public Assistance grants in New York State. The FEMA Public Assistance program reimburses state and local governments and certain private nonprofit organizations 75 percent of costs for disaster-related expenses associated with emergency protective measures, debris removal, and the repair and restoration of damaged infrastructure. In order to qualify, damage must be a direct result of Hurricane Sandy.

Individuals can register with FEMA online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. Applicants may also call 800-621-3362 or (TTY) 800-462-7585.

Applicants who use 711-Relay or Video Relay Services (VRS) can call 800-621-3362.

The toll-free telephone numbers operate 7 a.m. to 1 a.m. EST, seven days a week.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.                                                                                         

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

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More than $1.7 billion provided by FEMA, SBA to New York Sandy survivors

Be Prepared, All Year Long

Duluth, Minn.  – September is National Preparedness Month, a great time to organize and update your emergency plans and supplies. Disasters can happen with little or no warning.  If   you currently don’t have supplies on hand, now is the perfect time to prepare so you can care for yourself and family before, during and after any emergency.

You can start by planning for the types of disasters that can happen in the area where you live. Create a personalized emergency plan and kit based on the requirements of your family. For example, if you have infants, you will need to include items such as diapers, formula and a few toys in your kit.  And don’t forget to include your pets when making your emergency plans.   

Being prepared in case of an emergency does not have to cost a lot of money. Make a checklist of the most important items your family will need.  Next, budget emergency preparedness items as a normal expense. Shop the sales and use coupons when you can.  Try to buy one item from your list each time you go to the grocery store.  The reward of knowing you are prepared before disaster strikes makes it all worthwhile. 

It’s also important to remember you need to be prepared for all seasons. FEMA has many tools to help you plan, including videos and social media links. The following are just a few examples:

Winter is just around the corner, which can bring many types of unforeseen weather emergencies.

www.fema.gov/medialibrary/media_records/6746

Spring weather is always unpredictable. Severe storms, tornadoes and flooding can occur without much warning.

www.fema.gov/medialibrary/media_records/7626

In the summer, weather conditions may seem perfect for outside activities everyone must be aware of dangerous health issues related to extreme heat and high humidity.

www.fema.gov/medialibrary/media_records/8966

Most people spend a lot more time on the road than they realize so no matter what the season.  An emergency kit for your car should be part of your emergency plan.

www.fema.gov/medialibrary/media_records/5546

Pre-planning will help you and your family better survive a disaster. For more information and ideas, log on to www.ready.gov. And remember to follow us on Facebook and Twitter to get the latest information: www.facebook.com/fema, www.twitter.com/fema.

 

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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Be Prepared, All Year Long

Nearly $1.6 billion provided by FEMA, SBA to New York Hurricane Sandy survivors

Nearly $1.6 billion provided by FEMA, SBA to New York Hurricane Sandy survivors

Main Content

Release date:

January 25, 2013

Release Number:

NR-151

NEW YORK — Federal disaster assistance to New York survivors of Hurricane Sandy totals almost $1.6 billion.

FEMA continues to reach out to all 13 counties designated for Individual Assistance, focusing on the hardest-hit areas. Assistance to residents in affected counties includes:

  • Bronx            $2.4 million
  • Kings            $191.1 million
  • Nassau          $280.6 million
  • New York       $13 million
  • Queens          $221.1 million
  • Richmond       $89.3 million
  • Suffolk            $64.8 million

FEMA and the U.S. Small Business Administration have approved almost $1.6 billion for Hurricane Sandy survivors in New York. FEMA has approved nearly $868 million for individuals and households, including more than $761 million for housing assistance and more than $106 million in assistance for other needs.

  • SBA has approved more than $667 million in disaster loans to homeowners and renters and nearly $44 million in disaster businesses loans. The SBA has staff members at every FEMA/State Disaster Recovery Center and 17 Business Recovery Centers in the New York area to provide one-on-one help to business owners seeking disaster assistance.
  • More than 264,000 New Yorkers have contacted FEMA for information or registered for assistance, including more than 143,000 who have applied through the online application site at www.DisasterAssistance.gov or on their smartphone at m.fema.gov.
  • 18 Disaster Recovery Centers are open in the affected areas. These include mobile sites as well as fixed sites. To date, nearly 140,000 survivors have been assisted at Disaster Recovery Centers in New York.          
  • 58 inspectors are currently in the field. To date, 174,472 home inspections have been completed, making a 99.4 percent completion rate.
  • 13 New York counties are designated for both Individual Assistance and Public Assistance. These are Bronx, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester. Greene County has been designated for Public Assistance only.
  • Nearly $1.7 billion has been paid to National Flood Insurance Program policy holders in New York for losses resulting from Sandy. The National Flood Insurance Program, administered by FEMA, offers flood insurance to all homeowners, renters and business owners if their community participates in the NFIP.
  • Since Hurricane Sandy made landfall, FEMA has provided more than $519 million in Public Assistance grants in New York State. The FEMA PA program reimburses state and local governments and certain private nonprofit organizations 75 percent of costs for disaster-related expenses associated with emergency protective measures, debris removal, and the repair and restoration of damaged infrastructure. In order to qualify, damage must be a direct result of Hurricane Sandy.

Individuals can register with FEMA online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. Applicants may also call 800-621-3362 or (TTY) 800-462-7585.

Applicants who use 711-Relay or Video Relay Services (VRS) can call 800-621-3362. The toll-free telephone numbers are available from 7 a.m. to 1 a.m. EST, seven days a week.

Last Updated:

January 25, 2013 – 16:36

State or Region:

New York

Related Disaster:

New York Hurricane Sandy

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Nearly $1.6 billion provided by FEMA, SBA to New York Hurricane Sandy survivors

Help Is Available For Building To a Higher Standard

TRENTON, N.J. — For many New Jersey homeowners, rebuilding after Hurricane Sandy will mean meeting a higher standard – literally.

Communities up and down the Jersey coast are reviewing new advisory base flood elevation maps published in December by the Federal Emergency Management Agency. The maps show how high buildings should be elevated to minimize damage from future flooding.

Building higher means higher costs, but federal resources may be available to help with the additional expense.

Flood insurance policyholders in high-risk areas, also known as special flood hazard areas, can get up to $30,000 to help pay the costs of meeting the requirements of their community’s floodplain ordinance. The National Flood Insurance Program includes Increased Cost of Compliance coverage for all new and renewed standard flood insurance policies.

The money can be used to raise your home to, or above, the flood elevation level adopted by your local government or to move your home out of harm’s way. The Increased Cost of Compliance coverage can also be used to tear down and remove flood-damaged buildings.

Increased Cost of Compliance claims are paid only on flood-damaged homes in a high-risk area that don’t already comply with the local flood plain ordinances. The amount of flood damage has to be declared by local authorities as substantial. The coverage can only be used to pay for costs of meeting the floodplain management ordinance in your community.

For more information on ICC coverage, call your insurance company or agent, or call the NFIP toll-free at 800-427-4661 or TTY 800-427-5593. Information can also be found online at http://www.fema.gov/national-flood-insurance-program.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema. 

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Original source:  

Help Is Available For Building To a Higher Standard

Preliminary Flood Maps in Greater New Orleans Area Ready for Public View

PRELIMINARY FLOOD MAPS IN THE GREATER NEW ORLEANS AREA READY FOR PUBLIC VIEW

Knowing flood risks allows for more informed decisions

DENTON, Texas –Homeowners, renters and business owners in Greater New Orleans area are encouraged to look over newly released preliminary flood maps in order to determine their flood risks and make informed decisions.

Local officials from Orleans, Plaquemines, St. Bernard, St. Charles and Jefferson parishes, the state of Louisiana and the Federal Emergency Management Agency (FEMA) are presenting the preliminary maps to communities impacted by the new Hurricane and Storm Damage Risk Reduction System (HSDRRS) in order to help leaders and residents identify known flood risks and use that information to make decisions about buying flood insurance and how the community should move forward with any development.

“As we work together with our state and local partners to bring this critical information to the parishes, we ask that everyone review the maps to understand what flood risks are involved,” said R6 Regional Administrator Tony Robinson. “The role of the community as an active partner in the flood mapping process is very important.”

To view the new flood maps, please contact your local floodplain administrator (FPA) or follow the links below:

Once a flood risk is identified, the next step is to consider the purchase of a flood policy from the National Flood Insurance Program (NFIP).  The NFIP is currently undergoing a thorough modernization.  Meanwhile, contacting a local insurance agent is the first step to gather information about insurance.  Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.

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 FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

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Preliminary Flood Maps in Greater New Orleans Area Ready for Public View

Federal, State and Local Partners Team Up to Identify Texas Coastal Flood Risks: Storm surge study provides update on flood risks in Galveston and…

DENTON, Texas – The Federal Emergency Management Agency (FEMA) is updating flood maps in Galveston and Matagorda, Texas counties following the release of a new, comprehensive storm surge study that gives updated information on coastal flood risks.

As FEMA works to update the new flood maps, the agency is working closely with its federal, state and local partners to help these coastal communities better understand the current flood risk so that action can be taken to reduce that risk.

Meetings with local officials have already taken place and open houses for the general public are currently being scheduled.  The local workshops provided an opportunity for local officials to review the storm surge study methods and get an update on the project’s progress.  The open houses will help to educate the public about the current flood risk in the area. Public meetings will be posted on www.txchart.com.

The Texas-based coastal flood mapping effort is part of FEMA’s comprehensive approach to integrating flood hazard identification and analysis with risk communications for affected coastal counties. In addition to the Galveston and Matagorda counties, the effort also includes Aransas, Brazoria, Calhoun, Cameron, Chambers, Harris, Jackson, Jefferson, Kleberg, Nueces, Orange, Refugio, San Patricio, Victoria and Willacy.

Once a flood risk is identified, the next step is to consider the purchase of a flood policy from the National Flood Insurance Program (NFIP).  The NFIP is currently undergoing a thorough modernization. 

Meanwhile, contacting a local insurance agent is the first step to gather information about insurance.  Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.

Media note:  If media would like to join an online, informational briefing beginning at 11.a.m. (CST) on Thursday, Jan. 24, 2013, please call us at 940-898-5454 for details.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at http://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

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Federal, State and Local Partners Team Up to Identify Texas Coastal Flood Risks: Storm surge study provides update on flood risks in Galveston and…

Nearly $1.5 Billion Provided by FEMA, SBA to New York Hurricane Sandy Survivors

Nearly $1.5 Billion Provided by FEMA, SBA to New York Hurricane Sandy Survivors

Main Content

Release date:

January 18, 2013

Release Number:

NR-143

NEW YORK — Federal disaster assistance to New York survivors of Hurricane Sandy totals almost $1.5 billion.

FEMA continues to reach out to all 13 counties designated for Individual Assistance, focusing on the hardest-hit areas. Assistance to residents in affected counties includes:

  • Bronx                $2.3 million
  • Kings                $188 million
  • Nassau              $277 million
  • New York         $12.8 million
  • Queens              $218 million
  • Richmond         $87.9 million
  • Suffolk              $63.9 million

FEMA and the U.S. Small Business Administration have approved almost $1.5 billion for Hurricane Sandy survivors. FEMA has approved more than $855 million for individuals and households, including nearly $753 million for housing assistance and more than $102 million in assistance for other needs.

  • SBA has approved more than $590 million in disaster loans to homeowners and renters and nearly $40 million in disaster loans to businesses. The SBA has staff members at every FEMA/State Disaster Recovery Center and 17 Business Recovery Centers in the New York area to provide one-on-one help to business owners seeking disaster assistance.
  • More than 263,000 New Yorkers have contacted FEMA for information or registered for assistance, including nearly 143,000 who have applied through the online application site at www.DisasterAssistance.gov or on their smartphone at m.fema.gov.
  • 20 Disaster Recovery Centers are open in the affected areas. These include mobile sites as well as fixed sites. To date, nearly 133,000 survivors have been assisted at Disaster Recovery Centers in New York.         
  • 59 inspectors are currently in the field. To date, 172,727 home inspections have been completed, making a 99.4 percent completion rate.
  • 13 New York counties are designated for both Individual Assistance and Public Assistance. These are Bronx, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester. Greene County has been designated for Public Assistance only.
  • More than $1.4 billion has been paid to National Flood Insurance Program policy holders in New York for losses resulting from Sandy. The National Flood Insurance Program, administered by FEMA, offers flood insurance to all homeowners, renters and business owners if their community participates in the NFIP.
  • Since Hurricane Sandy made landfall, FEMA has provided more than $413 million in Public Assistance grants in New York State. The FEMA PA program reimburses state and local governments and certain private nonprofit organizations 75 percent of costs for disaster-related expenses associated with emergency protective measures, debris removal, and the repair and restoration of damaged infrastructure. In order to qualify, damage must be a direct result of Hurricane Sandy.

Individuals can register with FEMA online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov.  Applicants may also call 800-621-3362 or (TTY) 800-462-7585.

Applicants who use 711-Relay or Video Relay Services (VRS) can call 800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 1 a.m. EST, seven days a week.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

Last Updated:

January 18, 2013 – 16:42

State or Region:

New York

Related Disaster:

New York Hurricane Sandy

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Nearly $1.5 Billion Provided by FEMA, SBA to New York Hurricane Sandy Survivors

FEMA Outreach to Help Agents Answer Flood Insurance Questions

WINDSOR, Conn. — How can flood insurance agents become better prepared to answer the many questions policyholders ask after a big flooding disaster like Hurricane Sandy?

That dialogue is taking place between FEMA and Connecticut insurance agents as a new outreach effort begun in December continues to expand the knowledge of agents who sell National Flood Insurance Program policies.

During the peak outreach from Jan. 14 – 25, FEMA will provide insurance agents with more in-depth training on National Flood Insurance Program policies, processes and risk management. The initiative will help insurance agents better serve Connecticut policyholders, property owners and renters who have questions about their flood insurance claims.

“It is important that consumers have all the facts about flood insurance so they can make informed decisions to manage risk and take control of their financial security. And it all starts with informed and knowledgeable insurance agents,” said Federal Coordinating Officer Albert Lewis.

FEMA flood insurance specialists expect to make in-person visits to more than 500 insurance agencies statewide during the two-week outreach initiative. They will hand-deliver hundreds of “NFIP Agent Tool Kits,” which include several information brochures and explanatory bulletins.

FEMA has made it a priority to conduct insurance agency visits in all the Connecticut coastal communities hit by Hurricane Sandy. As of Jan. 7, FEMA personnel have visited 69 agencies in 21 hard-hit communities. During this time FEMA will also be offering special NFIP informational webinars and agent training workshops.

The NFIP is a federal program that provides access to affordable, federally backed flood insurance protection for property owners.

Following Hurricane Sandy last year, FEMA kicked off a flood insurance education initiative in partnership with the state of Connecticut and the Independent Insurance Agents of Connecticut, Inc.

In December, FEMA opened a Flood Response Office at 1064 E. Main St., Meriden, CT 06450.

The office provides support to insurance agents and policyholders with questions about NFIP claims. Hours are 8 a.m. to 5 p.m., Monday through Friday, and 8 a.m. to noon on Saturday. The office can be reached at 203-634-1118.

The Connecticut Insurance Department has a Consumer Helpline at 860-297-3900 or 800-203-3447. Policyholders can also e-mail their questions or complaints to the Insurance Department at cid.ca@ct.gov or visit the Department’s Web site at www.ct.gov/cid.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY, call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

For accessibility: The recommended font type is sans serif 12 point for regular print and sans serif 18 point when specifically printed for people with vision impairments.

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FEMA Outreach to Help Agents Answer Flood Insurance Questions

FEMA Aid Registration Extended, Federal Support More than $9.8 Million in R.I.

WARWICK, R.I. – With total federal support to date for Hurricane Sandy damage in the The Ocean State now exceeding $9.8 million, the Federal Emergency Management Agency has extended the deadline for Rhode Islanders with losses from Sandy to register for assistance until February 13.

The following is a summary as of January 10, 2013, of federal support for individuals, families and public entities with losses from Hurricane Sandy:

  • 590 households have registered with FEMA for some form of disaster assistance, including financial grants, loans and other disaster-related services.

  • $368,374 has been approved in grants to cover repairs to homes and rental assistance

  • $22,086 has been approved to help Rhode Islanders with other disaster-related needs such as lost personal property and loss of transportation.

  • 71 applicants have requested aid from the Public Assistance Program. For these applicants FEMA has prepared 97 separate public assistance projects totaling $2,370,404, of which $347,793 has already been obligated to the state to reimburse local, county, and state government entities and

  • $631,400 in low interest, disaster recovery loans to homeowners has been approved by the U.S. Small Business Administration.

  • The National Flood Insurance Program estimates that approximately 1,000 claims have been filed related to Superstorm Sandy in Rhode Island and around $6.5 million has been paid out to survivors.

Rhode Islanders have until midnight February 13 to register online at www.DisasterAssistance.gov or via smartphone at m.fema.gov. Individuals may also register by calling FEMA at 800-621-FEMA (3362) daily from 8 a.m. to 10 p.m. Multilingual recovery specialists are available. Those with a speech disability or hearing loss who use a TTY can call 800-462-7585 directly; or 800-621-3362 if using 711 or Video Relay service. 

FEMA-state assistance may include grants for temporary housing and home repairs, uninsured vehicle damage, lost or damaged personal property and many other costs incurred because of Hurricane Sandy. Even people who have insurance may qualify for FEMA aid to help with expenses their insurance does not cover, such as temporary housing during home repairs.

Low interest disaster loans are vital to full recovery for many who had storm damage. The U.S. Small Business Administration provides these loans, not just for small businesses, but also for homeowners, renters, businesses of any size and some private nonprofits to cover uncompensated real or personal property losses. The deadline to apply for an SBA loan is February 13.

SBA disaster loan information and application forms may be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (800-877-8339 for people with speech or hearing disabilities) Monday through Friday from 8 a.m. to 6 p.m. and Saturday and Sunday from 8 a.m. to 4:30 p.m. or by sending an e-mail to disastercustomerservice@sba.gov. Applications can also be downloaded from www.sba.gov or completed on-line at https://disasterloan.sba.gov/ela/

Rhode Islanders who lost income because of Hurricane Sandy and are ineligible for regular unemployment benefits may be eligible for special disaster unemployment benefits. The deadline to apply is February 4, 2013. File a claim online at http://www.dlt.ri.gov/ui/.

Find tweets about Sandy recovery at www.twitter.com/femaregion1. For Rhode Island specific information go to http://www.fema.gov/disaster/4089. Other online resources include http://blog.fema.gov, www.facebook.com/fema and www.youtube.com/fema.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for medical and dental expenses, funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

Link – 

FEMA Aid Registration Extended, Federal Support More than $9.8 Million in R.I.

By Building Stronger, One Family’s Home Withstood the Storm

NEW YORK – When Thomas O’Grady decided to build a house on East Atlantic Beach, the neighborhood he grew up in, he wasn’t very happy learning that he couldn’t build his main floor because of new local building codes that would require him to elevate his home to the area base flood elevation (BFE). 

BFE is the elevation of surface water resulting from a flood that has a 1 percent chance of equaling or exceeding that level in any given year. Despite their hesitation, the O’Gradys built four feet over the required 11 foot BFE, which conforms to the minimum National Flood Insurance Program requirements as well as state and local building codes. Their decision ultimately paid off.

“My parents have lived in this neighborhood, right next door, since 1967 and we’ve never had an inch of water on our street,” said O’Grady.

However, when Hurricane Sandy made landfall in October 2012 and severely damaged many homes throughout Long Island, because their home was elevated, the O’Gradys survived the storm. Though the slow-moving storm swamped other houses in their area, the O’Grady home stayed snug and dry.

In addition to elevating their home well above the BFE, O’Grady built to other state and local codes that would enable the structure to withstand hurricane force winds. By building stronger, the family ensured that their home could withstand a disaster like Sandy. “We were upstairs during the storm and we felt the wind,” O’Grady said. But we were never worried about any serious damage from the wind.”

The storm surge came up about three feet above the water line and breached the dunes on the beach near the O’Grady home.  In contrast, all their neighbors who had not elevated their homes received at least three feet of water in their living areas. As for the O’Grady house, the living area received no water at all. “The water went through the crawl space, through the flood vents and out the flood vents, so once the tide subsided, the water was gone,” O’Grady said.

When a structure is elevated and tied together with the proper hardening measures, evidence shows it survives significantly better. “They [local building officials] all know how upset I was in the beginning that I could not build that main floor, said O’Grady. Now they are all laughing at me saying, ‘Aren’t you thankful now you elevated your home?’ I sure am.”

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

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By Building Stronger, One Family’s Home Withstood the Storm

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