SBA Disaster Loan May Help in Recovery Process

RIDGELAND, Miss. — Disaster survivors in Mississippi who apply for assistance with the Federal Emergency Management Agency and are referred to the U.S. Small Business Administration are advised to submit an SBA loan application to ensure that the disaster recovery process continues.

If you are a homeowner or renter and SBA determines you cannot afford a loan, you may be considered for FEMA’s other needs assistance program, which provides grants for disaster-related medical and dental care, funeral costs and vehicle repairs. Survivors may also be eligible for assistance from other organizations.

There is no requirement to take out a loan if one is offered from SBA.

Next to insurance, SBA is the primary source of funds for real estate property repairs and replacing lost contents following a disaster. Renters and homeowners alike may borrow up to $40,000 to repair or replace clothing, furniture, cars or appliances damaged or destroyed in the disaster. Homeowners may be eligible for low-interest loans up to $200,000 for primary residence structural repairs or rebuilding.

May 24, 2016, is the last day survivors can register with FEMA and apply for SBA disaster loans for physical damage.

Loan applications may be submitted online at https://disasterloan.sba.gov/ela/ or mailed to:

U.S. Small Business Administration

Processing and Disbursement Center

14925 Kingsport Rd.

Ft. Worth, TX 76155-2243

For additional information, contact the SBA Disaster Assistance Customer Service Center at 800-659-2955 or TTY 800-877-8339, email DisasterCustomerService@sba.gov or visit sba.gov/disaster.

Survivors with questions regarding the FEMA application or appeal process, or who need to register for assistance, can go online to DisasterAssistance.gov or call 800-621-3362 (voice, 711 or relay service). (TTY users should call 800-462-7585.) The toll-free lines are open 7 a.m. to

10 p.m. seven days a week. Multilingual operators are available.

For more information on Mississippi disaster recovery, visit www.fema.gov/disaster/4268 and www.msema.org.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362 (voice, 711 or video relay service). TTY users can call 800-462-7585.

The U.S. Small Business Administration is the federal government’s primary source of money to help business of all sizes, private non-profit organizations, homeowners and renters rebuild and recover after a disaster. SBA low interest disaster loans repair and replace property losses not fully compensated by insurance and do not duplicate benefits of other agencies or organizations.

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SBA Disaster Loan May Help in Recovery Process

FEMA Helpline Can Assist Disaster Survivors

RIDGELAND, Miss.  – The disaster recovery centers operated jointly by the Mississippi Emergency Management Agency and the Federal Emergency Management Agency are closed, but help is still available for Mississippians affected by the March floods.

The FEMA helpline can assist with appeals, answer questions, provide the status of applications and discuss the documents needed to move an application forward.

The FEMA helpline number is 800-621-3362 (voice, 711 or video relay service). TTY users can call 800-462-7585. The toll-free lines are open 7 a.m. to 10 p.m. seven days a week. Multilingual operators are available.

Disaster survivors who registered via DisasterAssistance.gov may access their account and provide additional information to FEMA. For others, documents and appeal letters may be faxed to FEMA at 800-827-8112.

FEMA disaster survivor assistance teams are actively monitoring disaster survivor needs in Bolivar, Coahoma, Forrest, George, Panola, Perry, Quitman, Sunflower, Tallahatchie, Tunica and Washington counties.

Survivors with questions about the U. S. Small Business Administration disaster loan program can call 800-659-2955 or TTY 800-877-8339.

For more information on Mississippi’s flood recovery, go to fema.gov/disaster/4268 or visit the Mississippi Emergency Management Agency site at msema.org.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you are deaf, hard of hearing or have a speech disability loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

The U.S. Small Business Administration is the federal government’s primary source of money to help business of all sizes, private non-profit organizations, homeowners and renters rebuild and recover after a disaster. SBA low interest disaster loans repair and replace property losses not fully compensated by insurance and do not duplicate benefits of other agencies or

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FEMA Helpline Can Assist Disaster Survivors

Mitigation Advice Available at Brookhaven and Laurel Home Improvement Stores

RIDGELAND, Miss. – Are you repairing or rebuilding damaged property? Have questions about flood insurance? Want to protect your property from potential loss or damage from future disasters?

Federal Emergency Management Agency mitigation specialists are in Brookhaven and Laurel to answer questions on building stronger.

Advisers are available April 28 through May 3 at the Home Depot at 101 Stribling Road in Brookhaven and at Lowe’s at 1490 Highway 15 N. in Laurel. They will be in the stores today from noon to 7 p.m. and Friday through Tuesday from 9 a.m. to 7 p.m.

For more information on Mississippi’s flood recovery, go to fema.gov/disaster/4268 or visit the Mississippi Emergency Management Agency site at msema.org.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

 

 

 

 

 

 

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Mitigation Advice Available at Brookhaven and Laurel Home Improvement Stores

FEMA Urges Survivors to visit Disaster Recovery Centers Before They Close

RIDGELAND, Miss. – State and federal disaster recovery centers in Washington and Bolivar counties will close this week. March storm survivors are encouraged to bring their questions about applications or appeals to the centers while recovery experts are available.

Recovery center hours are 9 a.m. to 6 p.m. Locations are:

Bolivar County (Closing Friday, April 29, 6 p.m.)

Willard R. Samuel Jr. Gymnasium

700 N. Chrisman Ave.

Cleveland, MS 38732         

Washington County (Closing Thursday, April 28, 6 p.m.)

Washington County Convention Center

1040 South Raceway Road

Greenville, MS 38703

If you require a reasonable accommodation (ASL interpreting, Braille, large print, etc.) while visiting a disaster recovery center, call the appropriate helpline number below.

After the centers close, federal assistance is still available online at DisasterAssistance.gov or by calling the FEMA helpline at 800-621-3362 (voice, 711 or video relay service). TTY users can call 800-462-7585. The toll-free lines are open 7 a.m. to 10 p.m. seven days a week. Multilingual operators are available.

Survivors can use the helpline to:

  • Register for assistance.

  • Ask questions about a letter from FEMA.

  • Learn how to appeal a FEMA decision. All applicants may appeal.

  • Inquire about the status of a registration.

  • Provide change of address, telephone and bank account numbers and insurance information to avoid disaster assistance processing delays.

  • Receive information about FEMA home inspections.

  • Get other questions answered about federal disaster assistance.

Applicants should have their nine-digit FEMA registration number and ZIP code if they want to discuss their application.

For the latest information on Mississippi disaster recovery operations, go online to msema.org and fema.gov/disaster/4268.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362 (voice, 711 or video relay service). TTY users can call 800-462-7585.

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FEMA Urges Survivors to visit Disaster Recovery Centers Before They Close

Temporary Housing Help Available from FEMA for Displaced Survivors

JACKSON, Miss. – Mississippians whose homes were destroyed or made unlivable by the recent storms and flooding can turn to the Federal Emergency Management Agency for assistance.

FEMA and the Mississippi Emergency Management Agency, as well as local communities, are committed to helping survivors find options for safe housing following the disaster that began March 9. FEMA also wants to help survivors return to their homes.

Those who are unable to remain in their homes made unsafe, unlivable or inaccessible by the disaster, can contact FEMA for assistance in finding temporary housing. Financial assistance for renting temporary housing is available for eligible survivors.

To be considered eligible, survivors first must register with FEMA online at DisasterAssistance.gov, or by calling FEMA’s Helpline (voice, 711 or relay service) at 800-621-3362. (TTY users should call 800-462-7585.) The toll-free lines are open from 7 a.m. to 10 p.m. seven days a week. Multilingual operators are available.

Other eligibility requirements include:

  • Proof that the primary residence is unsafe, unlivable or uninhabitable and within the disaster-designated county;

  • Insured survivors must have filed for insurance benefits and found that the damage to the property is not covered by insurance, the insurance settlement is insufficient or the settlement has not yet been received.

  • Damage must have occurred between March 9 and 29, 2016.

FEMA rental assistance is temporary and is not designed to be a permanent housing option. Rental assistance serves as a bridge until survivors secure permanent housing.

The U.S. Small Business Administration can provide long-term rebuilding assistance in the form of low-interest disaster loans to qualified individuals in their recovery.

Businesses of all sizes, homeowners and renters may obtain information on SBA disaster loan applications by calling 800-659-2955 (800-877-8339 for the hard of hearing) or by visiting SBA.gov. Survivors may also apply for disaster loans at disasterloan.sba.gov/ela.

Both FEMA and SBA are prohibited by law from duplicating insurance benefits. But, if the survivor’s insurance falls short of meeting the need, the survivor may be eligible for help from either or both agencies.

For more information on Mississippi’s disaster recovery, visit fema.gov/disaster4268 and msema.org.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you are deaf, hard of hearing or have a speech disability loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

The U.S. Small Business Administration is the federal government’s primary source of money to help business of all sizes, private non-profit organizations, homeowners and renters rebuild and recover after a disaster. SBA low interest disaster loans repair and replace property losses not fully compensated by insurance and do not duplicate benefits of other agencies or organizations.

 

 

 

 

From – 

Temporary Housing Help Available from FEMA for Displaced Survivors

FEMA Advice Available at Vicksburg Home Improvement Store

RIDGELAND, Miss. – Are you repairing or rebuilding damaged property? Have questions about flood insurance? Want to protect your property from potential loss or damage from future disasters? FEMA mitigation specialists will be available in Vicksburg to answer questions on building stronger.

Advisers will be available April 23-April 26 at the following locations:

  • Home Depot, 50 Halls Ferry Park Road, Vicksburg, MS 39180

  • The hours are: Saturday, noon to 7 p.m., Sunday through Tuesday, 9 a.m. to 7 p.m.

FEMA mitigation specialists will be available to answer questions. Most of the information is geared toward do-it-yourself workers and general contractors.

For more information on Mississippi’s flood recovery, go to fema.gov/disaster/4268 or visit the Mississippi Emergency Management Agency site at msema.org.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

 

 

See the original article here: 

FEMA Advice Available at Vicksburg Home Improvement Store

FEMA Advice Available at Picayune Home Improvement Store

RIDGELAND, Miss. – Are you repairing or rebuilding damaged property? Have questions about flood insurance? Want to protect your property from potential loss or damage from future disasters? FEMA mitigation specialists will be available in Picayune to answer questions on building stronger.

Advisers will be available April 23-April 26 at the following locations:

  • Home Depot, 2000 Highway 43 South, Picayune, MS 39466

  • The hours are: 9 a.m. to 7 p.m.

FEMA mitigation specialists will be available to answer questions. Most of the information is geared toward do-it-yourself workers and general contractors.

For more information on Mississippi’s flood recovery, go to fema.gov/disaster/4268 or visit the Mississippi Emergency Management Agency site at msema.org.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

 

 

See the article here:  

FEMA Advice Available at Picayune Home Improvement Store

Help Remains After Quitman County Disaster Recovery Center Closes

RIDGELAND, Miss. –The Mississippi Emergency Management Agency and the Federal Emergency Management Agency announced today that the Quitman County Disaster Recovery Center at the Marks Fire Department in Marks will close permanently Wednesday, April 27, at

6 p.m. However, disaster survivor assistance teams continue to canvass the area with information on available assistance, and survivors can still call the FEMA helpline.

Area residents also may continue to visit nearby centers in Bolivar and Washington counties. Disaster recovery centers are open Monday through Friday, 9 a.m. to 6 p.m.; Saturday, 10 a.m. to 3 p.m.; closed Sunday.

Centers are located at:

Bolivar County

Willard R. Samuel Jr. Gymnasium

700 N. Chrisman Ave.

Cleveland, MS 38732        

Washington County

Washington County Convention Center

1040 South Raceway Road

Greenville, MS 38703

Anyone affected by the severe storms and flooding in a designated county may visit any of the centers. Survivors can locate the nearest center by visiting fema.gov/drc or by calling the FEMA helpline.

Many services available at disaster recovery centers are also available by calling the FEMA helpline at 800-621-3362. Survivors with questions regarding the application or the appeals process, or who need to register for assistance, may    visit online at DisasterAssistance.gov or by phone (voice, 711 or relay service) at 800-621-3362.  (TTY users should call 800-462-7585.) The toll-free lines are open 7 a.m. to 10 p.m. seven days a week. Multilingual operators are available.

Survivors who require a reasonable accommodation (ASL interpreting, Braille, Large Print, etc.) while visiting a disaster recovery center may call the appropriate helpline number above.

Survivors also can use the helpline to:

  • Ask questions about a letter from FEMA.

  • Learn how to appeal a FEMA decision. All applicants may appeal.

  • Inquire about the status of a registration.

  • Provide change of address, telephone and bank account numbers and insurance information to avoid disaster assistance processing delays.

  • Receive information about FEMA home inspections.

  • Get other questions answered about federal disaster assistance.

    Applicants should have their nine-digit FEMA registration number and ZIP code if they want to discuss their application.

    For the latest information on Mississippi disaster recovery operations, go online to msema.org and fema.gov/disaster/4268.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you are deaf, hard of hearing or have a speech disability loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

The U.S. Small Business Administration is the federal government’s primary source of money to help business of all sizes, private non-profit organizations, homeowners and renters rebuild and recover after a disaster. SBA low interest disaster loans repair and replace property losses not fully compensated by insurance and do not duplicate benefits of other agencies or organizations.

 

View article:  

Help Remains After Quitman County Disaster Recovery Center Closes

Understanding the FEMA Eligibility Letter

RIDGELAND, Miss. – All applicants receive letters from FEMA explaining the status of their applications and whether or not they are eligible for assistance from FEMA. Some may receive text messages about their application.

Take the time to read the document thoroughly. Sometimes people do not immediately qualify for financial help and the reason may be fixed simply. The following are some common reasons for not qualifying:

  • The applicant did not sign the required documents;

  • Proof of ownership or occupancy was not supplied;

  • No proof the damaged property was the primary residence at the time of the disaster.

  • Someone else in the household may have applied and received assistance.

  • No paperwork showing the damaged property was the primary residence at the time of the disaster.

If questions arise, call the FEMA helpline (voice, 711 or relay service) at 800-621-3362. (TTY users should call 800-462-7585.) The toll-free lines are open 7 a.m. to 10 p.m. seven days a week. You also can take the letter to a visit a disaster recovery center and talk with staff individually. To locate the nearest center, visit FEMA.gov/DRC or call the FEMA helpline.

FEMA can never duplicate insurance benefits or other government sources, but if insurance is not enough to cover all the eligible damage, FEMA’s initial determination of ineligibility may change.

Every applicant has the right to file an appeal. The original letter provides an explanation of what steps need to be taken to appeal FEMA’s decision. Bring the letter to a disaster recovery center for help with the appeals process or call the FEMA helpline. Appeals must be filed in writing within 60 days of the date of the determination letter. The letter must explain why the initial decision was wrong and provide any new or additional information.

Appeals can be mailed to:

FEMA – Individuals & Households Program

National Processing Service Center

P.O. Box 10055

Hyattsville, MD 20782-7055

For more information on Mississippi’s disaster recover, visit FEMA.gov/Disaster/4268 and MSEMA.org.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you are deaf, hard of hearing or have a speech disability loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

The U.S. Small Business Administration is the federal government’s primary source of money to help business of all sizes, private non-profit organizations, homeowners and renters rebuild and recover after a disaster. SBA low interest disaster loans repair and replace property losses not fully compensated by insurance and do not duplicate benefits of other agencies or organizations.

 

 

 

 

See more here: 

Understanding the FEMA Eligibility Letter

Free FEMA Advice Available at Local Home Improvement Store in Hattiesburg

RIDGELAND, Miss. – Are you repairing or rebuilding damaged property? Have questions about flood insurance? Want to protect your property from potential loss or damage from future disasters? FEMA mitigation specialists will be available in Hattiesburg to answer questions on building stronger.

Advisers will be available April 21-26 at the following location:

  • Lowe’s Home Improvement, 6004 U.S. Highway 98, Hattiesburg, MS 39402

The hours are: Thursday, noon to 7 p.m.; Friday through Tuesday, 9 a.m. to 7 p.m.

For more information on Mississippi’s flood recovery, go to fema.gov/disaster/4268 or visit the Mississippi Emergency Management Agency site at msema.org.

###

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you are deaf, hard of hearing or have a speech disability loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

 

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Free FEMA Advice Available at Local Home Improvement Store in Hattiesburg

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