TRENTON, N.J. — Disaster assistance may sometimes cover damages that insurance doesn’t. That is why individuals affected by Hurricane Sandy are urged by the New Jersey Office of Emergency Management (NJOEM) and the Federal Emergency Management Agency (FEMA) to apply for assistance even if they have insurance.

Apply for FEMA assistance by registering online at www.DisasterAssistance.gov, or by web-enabled mobile device at m.fema.gov. Applicants can also register by phone by calling 1-800-621-FEMA (3362), 711/VRS, or TTY 1-800-462-7585.

Only applying directly with FEMA will establish your registration for disaster assistance. Signing up or meeting with any other agency does not mean you are registered with FEMA.

“We want everyone qualified for assistance to receive help as soon as possible,” said State Coordinating Officer Lt. Jeff Mottley.

Keep in mind that you need to file your insurance claim with your insurance company as soon

as possible. Failure to file a claim may affect a policyholder’s eligibility for disaster assistance.

You have up to 12 months from the date of registration with FEMA to submit insurance information

 for review.

“By law, we cannot duplicate what insurance already covers. But we may be able to help with some disaster-related expenses, that are not covered by insurance,” explained Federal Coordinating Officer Michael J. Hall.

After filing a claim, if any of the following situations occurs FEMA may be able to provide some assistance:

Your insurance settlement is delayed.

  • “Delayed” means a decision on your insurance settlement has been delayed longer than 30-days from the time you filed the claim.
  • If a decision on your insurance settlement has been delayed, you will need to mail a letter or send a FAX to FEMA explaining the circumstance. Mail or FAX your letter to:

FEMA IHP

National Processing Service Center

PO Box 10055

Hyattsville, MD 20782-8055

FAX 1-800-827-8112

  • You should include documentation from the insurance company proving that you filed the claim.
  • If you filed your claim over the telephone, you should include the claim number, date when you applied, and the estimated time of how long it will take to receive your settlement.
  • If you receive FEMA assistance and you later find that your insurance will cover what your FEMA assistance was for, then you must return that money to FEMA because it is considered a duplicate benefit.

Your insurance settlement is insufficient to meet your disaster-related needs.

  • If you have received the maximum settlement from your insurance and still have an unmet disaster-related need, you will need to mail or FAX a letter to FEMA at the above address indicating the unmet disaster-related need.
  • You will also need to send in documentation from your insurance company on what they cover for review.

You have exhausted the Additional Living Expenses (ALE) provided by your insurance company.

  • If you have received the maximum settlement from your insurance for Additional Living Expenses and still need help with your disaster-related temporary housing need, mail or FAX a letter to FEMA at the above address indicating why you continue to have a temporary housing need.
  • You will also need to provide documentation to prove use of ALE from insurance, and a permanent housing plan.

You are unable to locate rental resources in your area.

  • The FEMA Helpline has a list of rental resources in the disaster area.

SBA Loans

  • Many people who apply for disaster aid also receive an application for a low-interest disaster loan from the SBA. If you receive an application, be sure to fill it out and return it in order to be considered for all forms of disaster assistance.
  • FEMA will process applications for housing assistance regardless of whether or not the applicant has applied for an SBA loan. Eligibility determinations for FEMA’s temporary housing assistance will not be held up because the applicant has or has not filled out an SBA application.
  • You must complete an SBA loan application to be eligible for additional assistance under the part of the FEMA program that covers personal property, vehicle repair or replacement, and moving and storage expenses.

You can apply for an SBA disaster loan online using the Electronic Loan Application (ELA) via SBA’s secure website at https://disasterloan.sba.gov/ela.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

 

 

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Apply For Assistance Even If you Have Insurance

Individuals, families and business owners in all New Jersey Counties may qualify for aid programs provided and coordinated by the Federal Emergency Management Agency (FEMA).  The following is a summary and list of online resources for survivors of Hurricane Sandy.

Residents can also get disaster-related information by visiting www.disasterassistance.gov or calling the FEMA helpline 24/7 at 800-621-FEMA (3362). Disaster assistance applicants who have a speech disability or hearing loss and use TTY should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362.  

Residents can also access information on assistance available to help with recovery needs by visiting a FEMA Disaster Recovery Center (DRC). To find the nearest DRC:  http://www.disasterassistance.gov/disaster-assistance.

Assistance for affected individuals, families, and businesses may include:

  • Rental payments for temporary housing for those whose homes are unlivable.  Initial assistance may be provided for up to three months for homeowners and at least one month for renters. Benefits may be extended for up to 18 months, based on a review of individual applicant requirements.   Rental listings on the FEMA Housing Portal at http://asd.fema.gov/inter/hportal/home.htm.
  • Short-term lodging assistance for evacuees who are not able to return home for an extended or indeterminate period of time following a disaster. FEMA may provide Transitional Shelter Assistance (TSA) in hotels and motels to those who continue to need housing after shelters have closed because they are unable to return to their homes. To find participating hotels visit http://www.femaevachotels.com.
  • Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional.  To start the application process and for additional information: https://www.disasterassistance.gov/ .
  • Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs.  More applications and more information: http://www.fema.gov/assistance/index.shtm.
  • Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals.  These benefits are made available to individuals not covered by other unemployment compensation programs, such as self-employed, farmers, migrant and seasonal workers. All unemployed individuals must register with New Jersey’s employment services office before they can receive DUA benefits. New Jersey disaster unemployment benefits site: http://lwd.dol.state.nj.us/labor/ui/aftrfile/dua.html.
  • Low-interest Small Business Administration disaster loans to cover residential losses not fully compensated by insurance.  Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses. http://www.sba.gov/content/home-and-personal-property-loans.
  • Small Business Administration Disaster Loans up to $2 million for small businesses, small agricultural cooperatives and most private, non-profit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster’s adverse economic impact.  This loan in combination with a property loss loan cannot exceed a total of $2 million.  http://www.sba.gov/content/business-physical-disaster-loans.
  • U.S. Department of Agriculture loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence. Applications for emergency loans must be received within 8 months of the county’s disaster or quarantine designation date. Program information available at:  http://www.fsa.usda.gov/FSA/webapp?area=home&subject=fmlp&topic=efl.  To find the Nearest USDA service center: http://offices.sc.egov.usda.gov/locator/app?state=us&agency=fsa.
  • Other programs: Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans benefits and social security matters. http://www.fema.gov/additional-assistance#1
  • There is a wealth of resources about New Jersey’s programs for disaster survivors. http://lwd.dol.state.nj.us/labor/lwdhome/content/SandyHelpCenter.html.
  • For a summary of specific programs for which applications may be submitted on line: http://www.disasterassistance.gov/disaster-assistance/browse-by-category/category/D05.

 

How to Apply for Assistance:

To begin the disaster registration process, residents and business owners in all 21 New Jersey counties can register online at www.DisasterAssistance.gov, by web enabled mobile device at m.fema.gov or by calling 1-800-621-FEMA (3362). Disaster assistance applicants who have a speech disability or hearing loss and use TTY should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362.

The toll-free telephone numbers are available 24 hours per day, 7 days a weekly until further notice. 

Before registering, applicants should gather the following basic information to speed up the process:

  • Social Security number;
  • Telephone number where he or she can be reached;
  • Address of the damaged property;
  • Current address;
  • Brief description of disaster-related damages and losses;
  • Insurance information; and
  • Bank account information. (Because many residents are relocating, mailed checks may not reach them FEMA strongly encourages applicants to provide account and routing numbers to enable direct deposit of assistance funds.)

 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Read article here – 

FEMA Online Help Digest

WASHINGTON, D.C. — At the direction of President Obama, the Federal Emergency Management Agency (FEMA) continues to lead the federal government’s effort to provide assistance and support to states affected by the aftermath of Hurricane Sandy—ensuring the federal family and its public and private partners continue to provide all available resources to support state, local, territorial and tribal communities in affected areas.  President Obama received updates throughout the day from his team on current response and recovery efforts, and spoke directly with state and local officials from across the affected areas.

Today, Secretary of Homeland Security Janet Napolitano traveled to Connecticut and New York to meet with state and local officials and view ongoing response and recovery efforts of the storm. Yesterday, President Obama, Governor Chris Christie and FEMA Administrator Fugate toured the storm damaged New Jersey coast and met with disaster survivors and first-responders, and were briefed by state and local officials on response efforts. 

In support of an aggressive power restoration effort, the President has approved a 100 percent cost share for ten days, starting October 31, for emergency work performed by state, tribal and local governments to restore emergency power and transportation assistance required to perform this emergency work, including direct federal assistance for New Jersey, New York, and Connecticut counties designated for Public Assistance. Other forms of Category B (emergency work) public assistance remain at a 75 percent cost share.

“FEMA’s priority is to accelerate disaster assistance to the storm survivors,” said FEMA Administrator Craig Fugate. “Impacted residents and business owners in Connecticut, New York and New Jersey can apply for federal assistance by phone 1-800-621-FEMA (3362), via mobile devices m.fema.gov or online www.DisasterAssistance.gov.”

Federal urban search and rescue teams continue to support state and local efforts for combined searches of more than 3,300 structures in Queens and 870 structures in Staten Island, and rapid reconnaissance of 9,500 structures in Nassau County, New York.  As of last night, states, tribes, localities and the Red Cross and other organizations continue to support more than 258 shelters across 16 states supporting over 13,000 residents.  To find a shelter, people can download the Red Cross Hurricane app, visit the Red Cross web site, call 1-800-RED CROSS (1-800-733-2767), or check local media outlets.

At all times, FEMA maintains commodities, including millions of liters of water, millions of meals and hundreds of thousands of blankets strategically located at distribution centers throughout the United States and its territories, including Atlanta, Ga. and Frederick, Md., if needed and requested.  FEMA and the Department of Defense established Incident Support Bases in Westover, Mass. and Lakehurst, New Jersey to pre-position supplies including water, meals, blankets and other resources closer to potentially impacted areas, should they be needed and requested by states.  As of this afternoon, more than 596,000 liters of water and more than 199,000 meals in staging at Incident Support Bases in Westover, MA and Lakehurst, NJ, have been transferred to states to supplement their existing inventory.  The Incident Support Bases continue to be restocked in anticipation of additional requests for assistance from affected states.  In addition to the ISBs, five Federal Staging Areas are operating in New York.

At the direction of the President, a national power restoration working group has been established to cut through the red tape, increase federal, state, tribal, local and private sector coordination and restore power to people as quickly as possible and includes DoD, DOT, DOE, USACE and representatives from local law enforcement.  Today, more than 60 power restoration vehicles and crews from private utility companies were airlifted from California to the New York. 

The U.S. Army Corps of Engineers deployed the 249th Engineer Battalion Technical Assistance personnel and other technical experts to support emergency temporary power.  The USACE also deployed technical assistance, senior leadership oversight, and are working to identify and deploy additional pumps as priorities are established in coordination with the states. 

Earlier this week the President Obama declared major disasters for Connecticut, New York and New Jersey, making disaster assistance available to those in the heaviest hit areas affected by the storm.  Individuals and business owners who sustained losses in the designated counties in Connecticut, New York and New Jersey can begin applying for assistance by calling 1-800-621-FEMA (3362).  Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362.  The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.  Those in affected areas with access to the internet may register by web enabled mobile device at m.fema.gov, or online at www.disasterassistance.gov.  FEMA is asking that those with ability to register online do so to keep phone lines open for those without connectivity.  To date, more than 58,000 individuals in Connecticut, New York and New Jersey have registered for assistance, and more than $5.9 million has been approved. 

More than 2,300 FEMA personnel are working to support response operations, including search and rescue, situational awareness, communications and logistical support in states affected by the storm.  Community relations teams are on the ground in the hardest hit areas of the Mid-Atlantic going door-to-door to inform disaster survivors about available services and resources and to gather situational awareness.  Hundreds of housing inspectors are on the ground, meeting with disaster survivors to identify damages to homes, to further expedite assistance to individuals.   

On October 30, the President Obama declared major disasters for Connecticut, New York and New Jersey, making disaster assistance available to those in the heaviest hit areas affected by the storm.  Individuals and business owners who sustained losses in the designated counties in Connecticut, New York and New Jersey can begin applying for assistance by calling 1-800-621-FEMA (3362).  Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362.  The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.  Those in affected areas with access to the internet may register by web enabled mobile device at m.fema.gov, or online at www.disasterassistance.gov.  FEMA is asking that those with ability to register online do so to keep phone lines open for those without connectivity.

The President also signed federal emergency declarations for Connecticut, Delaware, District of Columbia, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Virginia and West Virginia.  This allows FEMA to provide resources directly to state, tribal and local government engaged in life-saving and sustaining activities.

Joint federal and state preliminary damage assessments began today in several states.  At the request of the respective states, assessments have begun in New Hampshire, North Carolina, Rhode Island and Virginia, and assessments will continue as areas become accessible.  These assessments are designed to give the governor of each state a better picture of damages, and to determine if a request for further federal support is needed.

In addition, the following federal activities are also being coordinated:

  • General Services Administration (GSA) continues to assess more than 1,500 leased and owned federal facilities that were situated in Hurricane Sandy’s path to ensure public safety. GSA has made its purchasing schedule available to local and state governments as well as the American Red Cross so that they can more easily and quickly buy needed emergency supplies equipment. In addition, the agency deployed 682 trucks transporting 48 shipments of essential equipment and supplies to FEMA staging areas. 
  • The Department of Defense (DoD) continues to coordinate with FEMA, U.S. Northern Command and the National Guard Bureau on providing lifesaving and life sustaining assets to FEMA and governors, as requested, and is available for disaster response to support recovery efforts.  
  • U.S. Northern Command Regional Defense Coordinating Officers (DCO), and portions of the Defense Coordinating Element (DCE) remain on the ground to validate, plan and coordinate Department of Defense (DoD) support of FEMA’s response operations and to facilitate DOD support of life-saving and response operations. Today, in support of power restoration efforts Air Mobility Command heavy airlift aircraft support to move 61 power restoration vehicles, associated equipment, non-medical personnel and cargo from Travis and March Air Force Bases, Cal., to Stewart International Airport in Newburgh, New York.
  • The National Guard currently has more than 11,800 National Guard forces on duty supporting the governors of New York, Massachusetts, Virginia, New Jersey, Delaware, Connecticut, Pennsylvania, North Carolina, Rhode Island, New Hampshire and Maryland.  These forces are providing assistance to local first responders and FEMA with critical tasks such and assistance at evacuation  shelters, route clearance, search and rescue and delivery of essential equipment and supplies.
  • The U.S. Coast Guard announced that the Port of New York is open to all tug and barge traffic carrying petroleum products; New York waterway ferries and taxi service are fully operational on the Hudson and East Rivers; Gravesend Bay anchorage south of the Verrazano Bridge as well as the anchorage north of the bridge is open and anchorage north of the bride is scheduled to be open later today; the Hudson River is open to all vessel traffic north of George Washington Bridge; the Kill Van Kull is open to light tugs.
  • The U.S. Army Corps of Engineers (USACE) has more than 400 people engaged to support the response mission.  The USACE priority is to support New York City unwatering mission. Also, the USACE is aggressively supporting Emergency Temporary Power mission in New York and New Jersey and has deployed the 249th engineer battalion and other temporary emergency power assets to provide support to areas impacted by the storm.
  • U.S. Customs and Border Protection (CBP) has moved more than 100 officers from the Southeast and Midwest into the New York and New Jersey areas to assist with recovery efforts. These officers are working to ensure air and sea ports in the affected area are fully staffed and ready to receive passengers and cargo as they return to operation. CBP has worked to expedite the arrival of power recovery crews arriving from Canada by establishing a dedicated traffic lane at the land border crossing in Vermont used by the crews.
  • The U.S. Department of Transportation (DOT) is making $17 million in quick-release emergency relief funds immediately available to New York, North Carolina and Rhode Island to help begin repairing the damage to roads, bridges, and tunnels. Assessments continue throughout the Northeast to determine the full extent of the damage.
  • The U.S. Department of Health and Human Services (HHS) has deployed more than 650 HHS personnel, including ten Disaster Medical Assistance Teams (DMATs) from eight states and a team of U.S. Public Health Service officers who are providing care at medical shelters in the New York City area. HHS is setting up five Federal Medical Stations. One DMAT is deployed to provide care to two New Jersey shelters. Approximately 350 ambulances have been deployed with five liaison officers and two pharmacists through the National Ambulance Contract.
  • The Department of Energy (DOE) continues to work closely with FEMA, and in support of state, tribal, and local officials as the electric industry engages in power restoration efforts.  Daily Situation Reports that detail the storm’s impacts and the restoration activities being taken by the energy sector are available at www.doe.gov.    
  • National Voluntary Organizations Active in Disaster (National VOAD) remains in close communication with the East Coast state VOAD’s to coordinate on a regional, multi-state level. Currently 15 states have activated their VOAD networks for readiness actions; the National VOAD is sharing their activities and needs with all VOAD members and partners.
  • The Internal Revenue Service recently announced it is granting taxpayers and tax preparers affected by Hurricane Sandy until Nov. 7 to file returns and accompanying payments normally due on October 31.
  • The Environmental Protection Agency (EPA) has approved temporary fuel waivers to assist states impacted by Hurricane Sandy. EPA has exercised its authority under the Clean Air Act to temporarily waive certain federal clean gasoline requirements for gasoline sold and distributed in Tennessee, North Carolina, South Carolina, Mississippi, Georgia, Alabama, District of Columbia, New York, Maryland, Connecticut, Delaware, Massachusetts, New Jersey, Pennsylvania, Virginia, New Hampshire, and Rhode Island. The waiver was granted by EPA in coordination with the Department of Energy (DOE).
  • FEMA’s National Business Emergency Operations Center remains activated. More than 330 representatives from retail, transportation, food and groceries, building management, and other industries receive daily briefings on key federal response efforts. These briefings assist in federal and private sector planning efforts, provide a forum to discuss response efforts and challenges for maintaining business operations and provide an opportunity to collaborate on innovative solutions.
  • The Small Business Administration (SBA) announced the disaster declaration covers the counties of Bronx, Kings, Nassau, New York, Queens, Richmond and Suffolk in New York, which are eligible for both Physical and Economic Injury Disaster Loans from the SBA.  Small businesses and most private non-profit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans: Westchester in New York and Bergen and Hudson in New Jersey. Also, the disaster declaration covers the counties of Atlantic, Cape May, Essex, Hudson, Middlesex, Monmouth, Ocean and Union in New Jersey, which are eligible for both Physical and Economic Injury Disaster Loans from the SBA.  Small businesses and most private non-profit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans: Bergen, Burlington, Camden, Cumberland, Gloucester, Mercer, Morris, Passaic, Somerset in New Jersey; and New York County in New York. In Connecticut, the disaster declaration covers the counties of Fairfield, Middlesex, New Haven, New London and the Mashantucket Pequot Tribal Nation and Mohegan Tribal Nation located within New London in Connecticut, which are eligible for both Physical and Economic Injury Disaster Loans from the SBA.  Small businesses and most private non-profit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans Hartford, Litchfield, Tolland, and Windham in Connecticut; Dutchess, Putnam and Westchester in New York; Kent and Washington in Rhode Island.
  • The U.S. Department of Housing and Urban Development (HUD) is coordinating with FEMA and affected states to identify housing providers who may have available housing units, including public housing agencies and multi-family owners.  HUD is also speeding federal disaster assistance to Connecticut, New York and New Jersey to provide support to homeowners and low-income renters forced from their homes in the most heavily impacted areas.  The President’s major disaster declarations for Connecticut, New York and New Jersey allow HUD to offer foreclosure relief and other assistance to some families in the designated counties.  This week, HUD also announced it will speed federal disaster assistance to the State of New Jersey, State of New York and State of Connecticut and provide support to homeowners and low-income renters forced from their homes due to Hurricane Sandy.
  • The U.S. Department of Agriculture (USDA) regional Food and Nutrition Service leadership is working with state commissioners and program administrators in the affected area to meet food needs for emergency shelters and feeding sites and to assist with Disaster Supplemental Nutrition Assistance Program (SNAP) requests.  USDA Rural Utilities Service staff is working with members of the National Rural Electric Cooperatives Association (NRECA) to determine how to efficiently meet requests for assistance.  Additionally, 38 water system professionals (Circuit Riders) funded by USDA, are helping rural communities assess water system outages and damages, and the Natural Resources Conservation Service is providing emergency watershed protection funds to 10 affected states.  The Food and Nutrition Service has reached out to state partners to offer food assistance. USDA staff is also monitoring facilities to ensure the safety of the food supply, and the Animal and Plant Health Inspection Service (APHIS) is working to protect producers from the spread of insect pests during debris removal.  APHIS is also working with partners to provide care to companion animals.
  • The U.S. Department of Interior (DOI) bureaus are mobilizing incident management teams to assess natural resource and infrastructure damage at national parks, wildlife refuges, Indian reservations and other DOI facilities in impacted areas. More than 300 personnel are deployed in this effort.  The National Park Service is mobilizing 44 boats and crews to support DOI search and rescue efforts. Receiving numerous media requests for damage assessments and need to work with FEMA to coordinate how and when and who will respond. The Forest Service has more than 250 chain saw crew team personnel deployed to storm-affected states to assist with debris removal and road clearance for power personnel.  The U.S. Geological Survey continues to collect storm surge and tidal flow gages and assess coastal impacts and erosion.
  • The U.S. Postal Service (USPS) has procedures in place to expedite recovery efforts, including making sure there is timely delivery of mailed ballots. Voters in areas affected by Hurricane Sandy as well as other customers can obtain updates on postal facility operation changes due to the storm on the Mail Service Updates page on the Postal Service website. The safety of employees, the public and the U.S. Mail remains the top priority, and the USPS will continue to post Mail Service updates for residential customers on their front home page on usps.com, located in the bottom right corner. Access this information directly at http://about.usps.com/news/service-alerts/welcome.htm Also, USPS will continue to post updated information for business mailers on the following web site. Access this information at https://ribbs.usps.gov/.

The FEMA smartphone app provides further safety tips and displays open shelter information at www.fema.gov/smartphone-app. Sharing information using social media tools is also a good way for residents to stay informed. Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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The Federal Family and Partners Continue Support to Multiple States Affected by Storm

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama’s major disaster declaration issued for Connecticut.

Assistance for Affected Individuals and Families Can Include as Required:

  • Rental payments for temporary housing for those whose homes are unlivable.  Initial assistance may be provided for up to three months for homeowners and at least one month for renters.  Assistance may be extended if requested after the initial period based on a review of individual applicant requirements.  (Source: FEMA funded and administered.)
  • Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional.  (Source: FEMA funded and administered.)
  • Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs.   (Source: FEMA funded at 75 percent of total eligible costs; 25 percent funded by the state.)
  • Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals.  (Source: FEMA funded; state administered.)
  • Low-interest loans to cover residential losses not fully compensated by insurance.  Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses.  Loans available up to $2 million for business property losses not fully compensated by insurance.  (Source: U.S. Small Business Administration.)
  • Loans up to $2 million for small businesses, small agricultural cooperatives and most private, non-profit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster’s adverse economic impact.  This loan in combination with a property loss loan cannot exceed a total of $2 million. (Source: U.S. Small Business Administration.)
  • Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence.  (Source: Farm Service Agency, U.S. Dept. of Agriculture.)
  • Other relief programs: Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans benefits and social security matters.

Assistance for the State, Tribal and Affected Local Governments Can Include as Required:

  • Payment of not less than 75 percent of the eligible costs for removing debris from public areas and for emergency measures, including direct federal assistance, taken to save lives and protect property and public health.  (Source: FEMA funded, state administered.)

 

  • Payment of not more than 75 percent of the approved costs for hazard mitigation projects undertaken by state, tribal and local governments to prevent or reduce long-term risk to life and property from natural or technological disasters.  (Source: FEMA funded, state administered.)

How to Apply for Assistance:

  • Those in the county designated for assistance to affected residents and business owners can begin the disaster application process by registering online at www.DisasterAssistance.gov, by web enabled mobile device at m.fema.gov or by calling 1-800-621-FEMA (3362). Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. The toll-free telephone numbers are available from 7 a.m. to 10 p.m. (local time) Monday through Sunday until further notice.  Applicants registering for aid should be prepared to provide basic information about themselves (name, permanent address, phone number), insurance coverage and any other information to help substantiate losses.
  • Application procedures for local and state governments will be explained at a series of federal/state applicant briefings with locations to be announced in the affected area by recovery officials. Approved mitigation projects are paid through the state from funding provided by FEMA and other participating federal agencies.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Continue at source: 

Federal Aid Programs for State of Connecticut Disaster Recovery

BATON ROUGE, La. — The State/FEMA Disaster Recovery Center closing Saturday in St. Tammany Parish will convert to a U.S. Small Business Administration (SBA) Disaster Loan Outreach Center (DLOC) on Monday, Oct. 22.

At the DLOC, SBA representatives will answer questions, explain the application process and help survivors apply for low-interest disaster loans.
FEMA Individual Assistance and Hazard Mitigation specialists will also be on hand at the DLOC to answer questions and provide information on the types of assistance available to Hurricane Isaac survivors.

The DLOC will be open from 9 a.m. to 6 p.m. Monday through Friday until further notice at:

Mandeville Public Works Department
1100 Mandeville High Blvd.
Mandeville, LA 70471

To be considered for state/federal disaster assistance, survivors should first register with FEMA, online at www.disasterassistance.gov or via web-enabled phone at m.fema.gov. They may also call 1-800-621-3362 or (TTY) 1-800-462-7585.  Those who use 711 Relay or Video Relay Services may call 1-800-621-3362. The toll-free telephone numbers operate from 7 a.m. to 10 p.m. seven days a week.

SBA provides federal low-interest disaster loans up to $200,000 to homeowners to repair or replace damaged or destroyed real estate.  Homeowners and renters are eligible for up to $40,000 to repair or replace damaged or destroyed personal property.

Businesses of any size and private, non-profit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.  SBA can also lend additional funds to homeowners and businesses to help with the cost of making improvements that protect, prevent or minimize the same type of disaster damage from occurring in the future.

For small businesses and most private, nonprofit organizations of any size, SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster.  EIDL assistance is available regardless of whether the business suffered property damage during the storm.

For SBA information or to apply online, visit www.sba.gov or call 1-800-659-2955. Individuals who are deaf or hard of hearing may call 1-800-877-8339.

For more information on Louisiana disaster recovery, visit online at www.fema.gov/disaster/4080 or www.gohsep.la.gov. You can follow us on Twitter at twitter.com/femaregion6 or on Facebook at www.facebook.com/FEMA. Also visit our blog at www.fema.gov/blog.
 

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Mandeville Disaster Recovery Center Transitions to SBA Disaster Loan Outreach Center

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Federal Aid Programs for State of Florida Disaster Recovery

Tennessee Storm Survivors Urged To Complete SBA Disaster Loan Applications 

Completing low-interest disaster loan applications is a vital step towards recovery or additional grants…

Release Date: March 28, 2012
Release Number: 4060-010

» More Information on Tennessee Severe Storms, Tornadoes, Straight-line Winds, and Flooding

CHATTANOOGA, Tenn. — Tennessee residents affected by the Feb. 29 – March 2 tornadoes need to complete and return the disaster loan application they received after registering with the Federal Emergency Management Agency. The loan application could be the key to rebuilding a damaged home or business.

Survivors are urged to consider low-interest disaster loans from the U.S. Small Business Administration. While FEMA assistance addresses the immediate needs of disaster survivors, it is low-interest disaster loans that can help homeowners, renters and businesses handle the larger costs of rebuilding or replacing personal property and contents.

Although survivors are not required to accept a disaster loan if one is offered, completing the SBA application is a part of the process and is a key to receiving other assistance, such as FEMA grants, in the 10 Tennessee counties designated for federal disaster assistance.

Homeowners, renters, businesses of all sizes and private nonprofit organizations in these counties who qualify, can use SBA disaster loans to pay for disaster-related damages. Businesses or owners of rental property affected by the storm may also be eligible.

The SBA offers loans up to $200,000 to repair or replace primary residences and up to $40,000 for personal property damages, including automobiles. The interest rate on disaster loans for homeowners may be as low as 1.875 percent, with terms up to 30 years.

Loans to businesses may be up to $2 million, with interest rates as low as 4 percent. These loans may help with repairs, replacement of property, and working capital for economic injury. The SBA provides small businesses and most private nonprofit organizations economic injury disaster loans for ongoing business expenses to recover from the economic impact of a disaster. Economic injury disaster loans are available even if the business didn’t sustain physical damages.

SBA representatives at all nine Tennessee disaster recovery centers are available to help individuals complete and submit loan applications and answer any questions.

Survivors may apply for SBA disaster loans before insurance claims are settled. The loans may be used to refinance existing mortgages on homes and businesses in certain cases. They may also be used to relocate on a case-by-case basis.

The SBA Disaster Customer Service Center toll-free number is 800-659-2955 or (TTY) 800-877-8339 for people who are deaf or hard of hearing. Help is also available by sending an email to disastercustomerservice@sba.gov or by visiting www.sba.gov.

Loan applications can be completed online at SBA’s website: disasterloan.sba.gov/ela.
The deadline to complete and return applications is May 15, 2012.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Last Modified: Wednesday, 28-Mar-2012 16:28:53

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Tennessee Storm Survivors Urged To Complete SBA Disaster Loan Applications

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Federal Aid Programs For The State Of West Virginia Disaster Recovery

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