Louisiana Disaster Survivors May Find An SBA Loan Is the Key To Their Recovery

BATON ROUGE, La. –If you are one of the Louisiana flood and storm survivors referred to the U.S. Small Business Administration (SBA), it’s important to complete and submit the loan application you receive to ensure that your disaster recovery process continues to move forward.

Survivors should complete and return the applications as soon as possible. If you complete and submit the SBA disaster loan application, but do not qualify, it may open the door to other FEMA grants. Homeowners and renters who submit an SBA application, but who are not offered a loan may be considered for FEMA’s Other Needs Assistance program.  

The Other Needs Assistance program helps meet essential needs like medical and dental care, funeral costs and transportation expenses. By not submitting the SBA loan application, disaster survivors may be leaving “money on the table” as applying for the loan ensures consideration for Other Needs Assistance if the loan is not granted.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property, offering low-interest disaster assistance loans to businesses of all sizes, private nonprofit organizations, homeowners and renters.

Submit an SBA loan application even if you are waiting for an insurance settlement.  You may be able to begin your recovery immediately with a low-interest SBA disaster loan. The loan balance will be reduced by the settlement from your insurance. SBA loans may also be available for losses not covered by insurance or other recoveries.

Homeowners may borrow up to $200,000 to repair or replace their primary residence.
Homeowners and renters may borrow up to $40,000 to replace personal property.
Businesses may borrow up to $2 million for any combination of property damage or economic injury.

  • SBA offers low-interest working capital loans (called Economic Injury Disaster Loans) to small businesses and most private nonprofit organizations of all sizes having difficulty meeting obligations as a result of the disaster.

Survivors should start the loan process as soon as possible.

Survivors who qualify for an SBA loan are under no obligation to accept it.

Survivors can submit their SBA loan application online at https://DisasterLoan.SBA.gov/ela, visiting their nearest Disaster Recovery Center (DRC) or by mailing their paper application to:

U.S. Small Business Administration
Processing and Disbursement Center
14925 Kingsport Road
Ft. Worth, TX 76155-2243

For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing DisasterCustomerService@sba.gov or visiting SBA’s website at sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800)877-8339.

Survivors who haven’t yet registered with FEMA can do so online at DisasterAssistance.gov or by calling FEMA’s helpline at 800-621-3362, which is video relay service accessible. Survivors who are deaf, hard of hearing or who have difficulty speaking may call TTY 800-462-7585.

###

We urge everyone to continue to use caution in areas where floodwaters remain. Monitor DOTD’s www.511la.org website for updated road closure information. Look for advisories from your local authorities and emergency managers. You can find the latest information on the state’s response at www.emergency.la.gov.

GOHSEP also provides information on Facebook and Twitter. You can receive emergency alerts on most smartphones and tablets by downloading the new Alert FM App.  It is free for basic service.  You can also download the Louisiana Emergency Preparedness Guide and find other information at www.getagameplan.org.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s Web site at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800)877-8339.

###

Original article:

Louisiana Disaster Survivors May Find An SBA Loan Is the Key To Their Recovery

Federal Aid Programs for the State of Mississippi

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama’s disaster declaration issued for the State of Mississippi.

Assistance for Affected Individuals and Families Can Include as Required:

  • Rental payments for temporary housing for those whose homes are unlivable.  Initial assistance may be provided for up to three months for homeowners and at least one month for renters.  Assistance may be extended if requested after the initial period based on a review of individual applicant requirements.  (Source: FEMA funded and administered.)
  • Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional.  (Source: FEMA funded and administered.)
  • Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs.   (Source: FEMA funded at 75 percent of total eligible costs; 25 percent funded by the state.)
  • Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals.  (Source: FEMA funded; state administered.)
  • Low-interest loans to cover residential losses not fully compensated by insurance.  Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses.  Loans available up to $2 million for business property losses not fully compensated by insurance.  (Source: U.S. Small Business Administration.)
  • Loans up to $2 million for small businesses, small agricultural cooperatives and most private, non-profit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster’s adverse economic impact.  This loan in combination with a property loss loan cannot exceed a total of $2 million. (Source: U.S. Small Business Administration.)
  • Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence.  (Source: Farm Service Agency, U.S. Dept. of Agriculture.)
  • Other relief programs: Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans’ benefits and social security matters.

How to Apply for Assistance:

  • Affected individuals and business owners in designated areas can begin the disaster application process by registering online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362).  Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice. Applicants registering for aid should be prepared to provide basic information about themselves (name, permanent address and phone number), insurance coverage and any other information to help substantiate losses.

Assistance for the State and Affected Local and Tribal Governments Can Include as Required:

  • Payment of not less than 75 percent of the eligible costs for repairing or replacing damaged public facilities, such as roads, bridges, utilities, buildings, schools, recreational areas and similar publicly owned property, as well as certain private non-profit organizations engaged in community service activities. (Source: FEMA funded, territory administered.)
  • Payment of not more than 75 percent of the approved costs for hazard mitigation projects undertaken by state, local and tribal governments to prevent or reduce long-term risk to life and property from natural or technological disasters.  (Source: FEMA funded, state administered.)

How to Apply for Assistance:

  • Application procedures for state, local and tribal governments will be explained at a series of federal/state applicant briefings with locations to be announced in the affected area by recovery officials. Approved public repair projects are paid through the state from funding provided by FEMA and other participating federal agencies.

FEMA’s mission is to support our citizens and first responders and ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Stay informed of FEMA’s activities online: videos and podcasts available at www.fema.gov/medialibrary and www.youtube.com/fema; follow us on Twitter at www.twitter.com/fema and on Facebook at www.facebook.com/fema.

Original article: 

Federal Aid Programs for the State of Mississippi

Federal aid programs for the state of Texas

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama’s disaster declaration issued for the State of Texas.

Assistance for Affected Individuals and Families Can Include as Required:

  • Rental payments for temporary housing for those whose homes are unlivable.  Initial assistance may be provided for up to three months for homeowners and at least one month for renters.  Assistance may be extended if requested after the initial period based on a review of individual applicant requirements.  (Source: FEMA funded and administered.)
  • Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional.  (Source: FEMA funded and administered.)
  • Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs.   (Source: FEMA funded at 75 percent of total eligible costs; 25 percent funded by the state.)
  • Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals.  (Source: FEMA funded; state administered.)
  • Low-interest loans to cover residential losses not fully compensated by insurance.  Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses.  Loans available up to $2 million for business property losses not fully compensated by insurance.  (Source: U.S. Small Business Administration.)
  • Loans up to $2 million for small businesses, small agricultural cooperatives and most private, non-profit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster’s adverse economic impact.  This loan in combination with a property loss loan cannot exceed a total of $2 million. (Source: U.S. Small Business Administration.)
  • Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence.  (Source: Farm Service Agency, U.S. Dept. of Agriculture.)
  • Other relief programs: Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans’ benefits and social security matters.

How to Apply for Assistance:

  • Affected individuals and business owners in designated areas can begin the disaster application process by registering online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362) or by web enabled mobile device at m.fema.gov.  Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice. Applicants registering for aid should be prepared to provide basic information about themselves (name, permanent address, phone number), insurance coverage and any other information to help substantiate losses.

FEMA’s mission is to support our citizens and first responders and ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Stay informed of FEMA’s activities online: videos and podcasts available at www.fema.gov/medialibrary and www.youtube.com/fema ; follow us on Twitter at www.twitter.com/fema  and on Facebook at www.facebook.com/fema.

Visit site: 

Federal aid programs for the state of Texas

Keep Your Options Open – Submit an SBA Application Now

SACRAMENTO, Calif. – Wildfire survivors, don’t miss out on additional grants and loans that can help you recover – submit an application to the U.S. Small Business Administration today.

This notice applies to disaster survivors in Calaveras and Lake counties, California, who applied for assistance with the Federal Emergency Management Agency and were referred to the SBA. You must complete a disaster loan application in order to keep your options open and to maintain eligibility for additional FEMA dollars.

The deadline for submitting the application is Monday, Nov. 23 for wildfire losses that occurred between Sept. 9 and Oct. 30, 2015 in the two California counties. As long as the initial loan application is submitted by the deadline, survivors can finalize their preliminary SBA application and loan at a later date.

While SBA’s low-interest disaster loans represent the major source of federal funding for recovery, the application itself may open the door to other FEMA grant programs. People who do not qualify for an SBA loan may be eligible for other FEMA grants.

Here are some key points to consider:

  • Completing and returning a loan application can be done in one of three ways: in person at a Disaster Recovery Center, online at https://disasterloan.sba.gov/ela or by mail.
  • Filing the loan application does not obligate people to accept the loan and there is no cost to apply for an SBA loan. Homeowners and renters who are declined for an SBA disaster loan may be considered for certain FEMA grants and programs.
  • Next to insurance, an SBA loan is the primary funding source for real estate property repairs and replacing lost contents following a disaster like the recent wildfires. Homeowners may be eligible for low-interest loans up to $200,000 for repair or replacement of their primary residents. In some instances, SBA can refinance all or part of an existing mortgage.

Keep Your Options Open – Submit an SBA Application Now

  • The SBA can help homeowners and renters replace their essential items. Homeowners and renters may be eligible to borrow up to $40,000 to repair or replace personal property, including automobiles damaged or destroyed in a disaster.
  • Loans are available for businesses of all sizes and private non-profit organizations. Loans are available for up to $2 million to repair or replace disaster damaged real estate and other business assets. Eligible small businesses and non-profits also can apply for Economic Injury Disaster Loans (EIDL) to help meet working capital needs caused by a disaster.
  • Do not wait for an insurance settlement before applying. Insurance may not pay for all of the damage. Survivors can begin their recovery immediately with an SBA disaster loan. The eligible loan amount will be reduced by any insurance settlements.

For more information about SBA low-interest disaster loans, contact the SBA’s Customer Service Center at 800-659-2955, TTY 800-877-8339, emailing disastercustomerservice@sba.gov or at sba.gov/disaster. SBA customer service representatives are available at all disaster recovery centers. Centers can be found online at FEMA.gov/DRClocator.

Survivors can apply for FEMA assistance online at DisasterAssistance.gov or by calling 800-621-3362; TTY 800-462-7585; 711 or Video Relay Service (VRS), call 800-621-3362. Registration continues through Nov. 23.

For more information on California’s wildfire recovery, visit: caloes.ca.gov or fema.gov/disaster/4240 and follow us on Twitter @femaregion9 or on Facebook.com/FEMA, Twitter @Cal_OES and Facebook.com/CaliforniaOES.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

###

See the original article here:

Keep Your Options Open – Submit an SBA Application Now

Two Weeks Left to Register for FEMA Grants and Apply for SBA Disaster Loans

SACRAMENTO, Calif. – The deadline is Nov. 23, 2015, to register with the Federal Emergency Management Agency for disaster assistance and to apply to the U.S. Small Business Administration for low-interest, long term disaster loans.

FEMA’s Disaster Recovery Centers in Calaveras and Lake counties will maintain normal operating hours on Veterans Day, Wednesday, Nov. 11. At the centers, disaster survivors can register for FEMA disaster assistance, apply for an SBA loan, and discuss recovery issues with representatives of various organizations and agencies. DRC hours are 8 a.m. to 6 p.m. weekdays and 9 a.m. to 4 p.m. Saturdays. DRC locations can be found at FEMA.gov/DRC.

Even if you think you were fully insured against the devastating wildfires, it is important to register with FEMA and also submit an initial SBA online loan application by the Nov. 23 deadline just in case your insurance later turns out to be inadequate.

Once registered with FEMA, an application for assistance can remain open for up to a year from the declaration date – until Sept. 23, 2016 – pending final resolution of insurance coverage.

Survivors also can finalize a preliminary SBA loan application after the Nov. 23 deadline, as long as the initial application has been submitted by that date.

So far, 3,598 individuals and households have contacted FEMA for assistance and information: 1,092 in Calaveras County and 2,506 in Lake County.

More than $10.4 million has been authorized to date by FEMA for individuals and households. That amount includes nearly $6.9 million for Housing Assistance and more than $3.5 million for Other Needs Assistance, such as replacement of damaged or destroyed medical equipment, clothing, essential furnishings, appliances and even an automobile.

To date, 2,763 damaged or destroyed homes, 99 percent of the total, have been examined by FEMA’s inspection services.

The SBA has approved more than $12.8 million in disaster loans to businesses, private nonprofits, homeowners and renters. That includes $11.5 million to homeowners and renters and $1.3 million to businesses and private nonprofits for both physical damages and Economic Injury Disaster Loans.

Small businesses and most private nonprofit organizations have until June 22, 2016, to apply for Economic Injury Disaster Loans only.

FEMA refers most survivors to the SBA for long term disaster recovery loans. Those applicants should complete an SBA loan application, even if they feel they cannot afford or do not want a loan. SBA disaster loans are part of the federal assistance process. Accepting an SBA loan is not required, but submitting that application may trigger additional grant assistance through FEMA’s Other Needs Assistance program, which is administered by the state of California.

Survivors can apply for FEMA assistance online at DisasterAssistance.gov or by calling 800-621-3362; TTY 800-462-7585; 711 or Video Relay Service (VRS), call 800-621-3362. Registration continues through Saturday, Nov. 23.

A direct telephone hotline is operational to process any requests from survivors who may need additional assistance: 916-381-0330, for TTY, call 711.

For more information on California’s wildfire recovery, visit: caloes.ca.gov or fema.gov/disaster/4240 and follow us on Twitter @femaregion9 and at facebook.com/FEMA.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you have a speech disability or hearing loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who are referred to SBA for a disaster loan must apply to be eligible for additional FEMA assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

###

Read this article: 

Two Weeks Left to Register for FEMA Grants and Apply for SBA Disaster Loans

Getting Disaster Help from the U.S. Small Business Administration: SBA Representatives available at Disaster Recovery Center

SAIPAN-

WHAT YOU NEED TO KNOW

♦ SBA offers low-interest disaster loans to businesses of all sizes, most private nonprofit organizations, homeowners and renters.

♦ Businesses may borrow up to $2 million for any combination of property damage or economic injury.

♦ SBA offers low-interest working capital loans (called Economic Injury Disaster Loans) to small businesses, small businesses engaged in aquaculture and most private nonprofit organizations of all sizes having difficulty meeting obligations as a result of the disaster.

♦ If you are a homeowner or renter, FEMA may refer you to SBA. SBA disaster loans are the primary source of money to pay for repair or replacement costs not fully covered by insurance or other compensation.

♦ Homeowners may borrow up to $200,000 to repair or replace their primary residence.

♦ Homeowners and renters may borrow up to $40,000 to replace personal property.

WHAT YOU NEED TO DO

♦ Begin by registering with FEMA. If you haven’t already done so, call (800) 621-FEMA (3362) or visit www.disasterassistance.gov.

♦ Homeowners and renters should submit their SBA disaster loan application, even if they are not sure that they will need or want a loan. If SBA cannot approve your application, in most cases they will refer you to FEMA’s Other Needs Assistance (ONA) program for possible additional assistance.

HOW TO APPLY TO SBA

We encourage every individual and business owner to come into the Disaster Recovery Center and speak one-on-one with an SBA Customer Service Representative. Our representatives will answer all of their questions and explain the application process. We will also help each business owner and homeowner complete their application to apply for a low-interest disaster loan.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners, and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Individuals who are deaf or hard of hearing may call (800) 877-8339.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

See original article here: 

Getting Disaster Help from the U.S. Small Business Administration: SBA Representatives available at Disaster Recovery Center

FEMA Disaster Assistance Tops $2 Million for Arkansas Recovery

NORTH LITTLE ROCK – More than $2 million in assistance to date is helping the residents of nine Arkansas counties recover from the severe storms, tornadoes, straight-line winds, and flooding, May 7 to June 15, 2015.

Recovery officials caution though, that the time to register for federal help is running out.  The deadline to apply for assistance is Aug. 25, 2015.

The Federal Emergency Management Agency and the Arkansas Department of Emergency Management provide this current summary of assistance:

More than $922,323 in housing aid to help homeowners and renters:

  • Rent temporary housing for a limited period of time;

  • Repair damage from the disaster to a homeowner’s primary residence that is not covered by insurance. The goal is to make the home safe, sanitary and functional; and,

  • Help replace homes destroyed in the disaster.

More than $99,824 to help pay for:

  • Disaster-related medical and dental costs;

  • Disaster-related funeral and burial costs;

  • Clothing, household items, tools required for work and necessary educational materials;

  • Clean-up items;

  • Disaster-damaged vehicles;

  • Moving and storage expenses related to the disaster; and

  • Other necessary expenses or serious needs as determined by FEMA.

Also, $1,082,000 in low-interest disaster loans for homeowners, renters, businesses and private nonprofit organizations has been approved by the U.S. Small Business Administration.

Residents of Crawford, Garland, Howard, Jefferson, Little River, Miller, Perry, Sebastian, and Sevier counties are encouraged to register for assistance with FEMA before the Aug. 25, 2015 deadline.

Individuals and business owners who sustained losses can apply for assistance by registering online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362) or by web enabled mobile device at m.fema.gov. Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. Multilingual operators are available.

The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice. Multilingual operators are available.

The following is a by-county summary of assistance.

 

CRAWFORD COUNTY

 

Registrations

89

Housing Repairs and Rental Assistance

$61,210

Other Needs Assistance

$10,591

Individuals and Households Program Total

$71,801

U.S. Small Business Administration Loans

$80,400

 

GARLAND COUNTY

 

Registrations

43

Housing Repairs and Rental Assistance

$72,775

Other Needs Assistance

$140

Individuals and Households Program Total

$72,916

 

HOWARD COUNTY

 

Registrations

67

Housing Repairs and Rental Assistance

$61,443

Other Needs Assistance

$40,611

Individuals and Households Program Total

$102,054

U.S. Small Business Administration Loans

$54,500

 

JEFFERSON COUNTY

 

Registrations

162

Housing Repairs and Rental Assistance

$354,881

Other Needs Assistance

$29,072

Individuals and Households Program Total

$383,953

U.S. Small Business Administration Loans

$589.000

 

LITTLE RIVER COUNTY

 

Registrations

61

Housing Repairs and Rental Assistance

$114,750

Other Needs Assistance

$5,804

Individuals and Households Program Total

$120,554

 

MILLER COUNTY

 

Registrations

23

Housing Repairs and Rental Assistance

$86,787

Other Needs Assistance

$1,716

Individuals and Households Program Total

$88,502

 

PERRY COUNTY

 

Registrations

23

Housing Repairs and Rental Assistance

$89,421

Other Needs Assistance

$6,929

Individuals and Households Program Total

$96,351

U.S. Small Business Administration Loans

$315,800

 

SEBASTIAN COUNTY

 

Registrations

42

Housing Repairs and Rental Assistance

$43,201

Other Needs Assistance

$3,532

Individuals and Households Program Total

$46,733

 

SEVIER COUNTY

 

Registrations

37

Housing Repairs and Rental Assistance

$37,766

Other Needs Assistance

$1,428

Individuals and Households Program Total

$39,193

U.S. Small Business Administration Loans

$42.300

 

Approved assistance as of COB Aug. 2, 2015. U.S. SBA Administration loans are through July 29, 2015.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners, and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov  or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339.

 

 

Original source:

FEMA Disaster Assistance Tops $2 Million for Arkansas Recovery

Frequently Asked Questions About Individual Assistance

Who should apply for federal disaster assistance?

Texas homeowners, renters and business owners in disaster-designated counties who sustained damage to their homes, vehicles, personal property, business or its inventory as a result of the ongoing severe storms and floods may apply for disaster assistance.

The three counties currently designated for Individual Assistance by the Federal Emergency Management Agency (FEMA) are: Harris, Hays, and Van Zandt.

How do I apply?

You can apply online at www.DisasterAssistance.gov, by smartphone or web-enabled device at m.fema.gov, or by phone at toll-free 800-621-3362, or (TTY) 1-800-462-7585.

What kinds of assistance are available?

Disaster assistance may include grants to help pay for temporary housing, emergency home repairs, uninsured and underinsured personal property losses and medical, dental and funeral expenses caused by the disaster, along with other serious disaster-related expenses.

The U.S. Small Business Administration (SBA) offers low-interest disaster loans to homeowners, renters and businesses of all sizes. These disaster loans cover uninsured and uncompensated losses and do not duplicate benefits of other agencies or organizations.

Am I eligible for disaster assistance if I already have insurance?

You should apply for assistance even if you have insurance because you may find that you have unmet needs after you receive your settlement. If you have not already contacted your insurance agent to file a claim, do so right away. Insurance is your main source for money to put your life back in order after a disaster. But insurance does not cover many expenses, so disaster programs may be able to help. You should not wait for your insurance settlement to apply for a low-interest disaster loan from the SBA.

I have applied. What happens next?

After you apply, FEMA will send you a copy of your application and a copy of “Help After a Disaster: Applicant’s Guide to the Individuals and Households Program,” which will answer many of your questions. This useful publication explains how FEMA’s disaster assistance program works; describes additional kinds of help you may qualify for from other federal, state and voluntary agencies; and gives you many important tips on how best to make all these programs work for you.

If your home or its contents are damaged and you are uninsured or underinsured, a FEMA inspector may contact you within about 10 days after you apply to schedule a time to meet with you at your damaged home. All inspectors carry photo ID that shows they are affiliated with the U.S. government.

What kinds of low-interest disaster loans does SBA offer and for how much?

If you’re a homeowner, you may borrow up to $200,000 from SBA to repair or replace your primary residence. Homeowners and renters may borrow up to $40,000 to replace personal property.

Businesses may borrow up to $2 million for any combination of property damage or economic injury. SBA offers low-interest working capital loans (called Economic Injury Disaster Loans) to small businesses, small businesses engaged in aquaculture and most private, nonprofit organizations of all sizes having difficulty meeting obligations as a result of the disaster.

FEMA’s temporary housing assistance and grants that help pay for medical, dental and funeral expenses do not require individuals to apply for an SBA loan. However, homeowners or renters must complete and submit an SBA loan application to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

Do I have to be a legal U.S. resident to receive Individual Assistance?

Yes. To be eligible for FEMA Individual Assistance grants you must be a U.S. citizen, non-citizen national or a qualified alien. A qualified alien generally includes individuals who are lawful permanent residents or those with refugee or asylum status. Qualified aliens include those permitted in the United States for at least one year for humanitarian purposes, those with conditional entry, those who are Cuban-Haitian entrants and those with petitions for relief based on battery or extreme cruelty by a family member. Check with an immigration expert if you have questions about your legal status.

Is there any assistance available for undocumented immigrants?

If you have a child living at home who is a U.S. citizen or a qualified alien, you may apply for Individual Assistance on that child’s behalf and you may be eligible to receive Individual Assistance. You may also be eligible for various programs run by state, local or voluntary agencies. FEMA may provide undocumented, eligible immigrants with short-term, non-cash emergency aid.

How can I check the status of my case?

You may go online to www.DisasterAssistance.gov or call the toll-free FEMA Helpline at 800-621-3362 (FEMA) or (TTY) 1-800-462-7585.

 

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339.

View this article: 

Frequently Asked Questions About Individual Assistance

Disaster recovery going strong 10 months after flooding

 

Almost 10 months ago, heavy rains brought flooding, landslides and mudslides to several counties along Colorado’s Front Range. Since that time, nearly $449 million in grants, reimbursements, low-interest loans and insurance payments to individuals, businesses and communities has been approved by the State of Colorado, the Federal Emergency Management Agency (FEMA), the National Flood Insurance Program and the U.S. Small Business Administration (SBA).

In all, Individual Assistance was extended to 11 counties, while 18 counties were eligible for Public Assistance. The counties receiving IA were Adams, Arapahoe, Boulder, Clear Creek, El Paso, Fremont, Jefferson, Larimer, Logan, Morgan and Weld. The counties designated for PA were Adams, Arapahoe, Boulder, Clear Creek, Crowley, Denver, El Paso, Fremont, Gilpin, Jefferson, Lake, Larimer, Lincoln, Logan, Morgan, Sedgwick, Washington and Weld.

Ten months later, FEMA and the Federal Disaster Recovery Coordinator continue to work closely with the Colorado Division of Homeland Security and Emergency Management and Colorado Recovery Office. Going forward, the FDRC will continue to manage the coordination of recovery programs with other federal agencies as well as on-going FEMA recovery programs.

A few milestones from the Colorado flood disaster:

• One month after the disaster, more than $60 million dollars was in the hands of survivors to help with the cleanup and rebuilding of their homes and lives. One hundred days after the disaster, more than $204 million was helping survivors recover.

• FEMA Disaster Survivor Assistance teams canvassed hundreds of neighborhoods, visiting more than 62,000 homes and 2,741 businesses to provide information on a vast array of services and resources available to eligible applicants and made follow-up contacts in hundreds of cases.

• More than 21,500 survivors were able to visit 26 State/federal Disaster Recovery Centers to get one-on-one briefings on available assistance, low-interest loans and other information.

• Transitional Sheltering Assistance was activated Sept. 22 to house applicants in 177 hotels. That program closed Dec. 15 after sheltering a total of 1,067 households. Following TSA, the housing mission provided 54 Manufactured Housing Units to house 47 households. Twenty-three households have vacated 27 units since the onset of the program.

• Nearly 54 percent of Public Assistance permanent repair work and more than 65 percent of large (more than $67,500) Public Assistance projects contain mitigation measures to lessen the impact of similar disasters on publicly owned infrastructure.

• Public Assistance worked closely with state and county officials not only to reimburse for repairs or replacement of infrastructure, but also to remove hazards from streams. PA also implemented new Alternative Procedures (PAAP) pilot program created by the Sandy Recovery and Improvement Act to streamline the reimbursement process for permanent repairs to or replacement of disaster-damaged infrastructure.

Federal assistance and obligations by county:

Adams

Individual Assistance

Housing Assistance: $1,111,231

Other Needs Assistance: $136,457

Total IA Assistance: $1,247,688

Small Business Administration Assistance:

Homeowner Loans: $1,634,200

Business Loans: $80,500

Total SBA Assistance: $1,714,700

Public Assistance: $6,092,859

Arapahoe

Individual Assistance

Housing Assistance: $3,279,187

Other Needs Assistance: $295,250

Total IA Assistance: $3,574,437

Small Business Administration Assistance

Homeowner Loans: $3,769,300

Business Loans: $252,800

Total SBA Assistance: $4,022,100

Public Assistance: $2,205,031

Boulder

Individual Assistance

Housing Assistance: $32,868,721

Other Needs Assistance: $2,307,482

Total IA Assistance: $35,176,203

Small Business Administration Assistance

Homeowner Loans: $50,300,100

Business Loans: $14,430,600

Total SBA Assistance: $64,730,700

Public Assistance: $82,041,560

Clear Creek

Individual Assistance

Housing Assistance: $244,111

Other Needs Assistance: $2,674

Total IA Assistance: $246,785

Small Business Administration Assistance

Homeowner Loans: $142,200

Business Loans: $29,600

Total SBA Assistance: $171,800

Public Assistance: $1,134,005

Crowley

Public Assistance: $239,576

Denver

Public Assistance: $2,405,472

El Paso

Individual Assistance

Housing Assistance: $1,578,069

Other Needs Assistance: $194,261

Total IA Assistance: $1,772,330

Small Business Administration Assistance

Homeowner Loans: $1,785.900

Business Loans: $370,100

Total SBA Assistance: $2,156,000

Public Assistance: $7,186,433

Fremont

Individual Assistance

Housing Assistance: $59,352

Other Needs Assistance: $1,950

Total IA Assistance: $61,302

Small Business Administration Assistance

Homeowner Loans: $45,400

Total SBA Assistance: $45,400

Public Assistance: $799,341

Gilpin

Public Assistance: $448,147

Jefferson

Individual Assistance

Housing Assistance: $38,442

Other Needs Assistance: $1,561,089

Total IA Assistance: $1,599,531

Small Business Administration Assistance

Homeowner Loans: $2,662,600

Business Loans: $450,000

Total SBA Assistance: $3,112,600

Public Assistance: $7,692,622

Lake

Public Assistance: $156,570

Larimer

Individual Assistance

Housing Assistance: $6,547,742

Other Needs Assistance: $396,376

Total IA Assistance: $6,944,118

Small Business Administration Assistance

Homeowner Loans: $9,053,400

Business Loans: $11,265,000

Total SBA Assistance: $20,318,400

Public Assistance: $49,302,684

Lincoln

Public Assistance: $96,737

Logan

Individual Assistance

Housing Assistance: $491,539

Other Needs Assistance: $42,875

Total IA Assistance: $534,414

Small Business Administration Assistance

Homeowner Loans: $1,312,100

Business Loans: $179,200

Total SBA Assistance: $1,491,300

Public Assistance: $590,548

Morgan

Individual Assistance

Housing Assistance: $82,381

Other Needs Assistance: $8,292

Total IA Assistance: $90,673

Small Business Administration Assistance

Homeowner Loans: $65,400

Total SBA Assistance: $65,400

Public Assistance: $3,403,673

Sedgwick

Public Assistance: $20,618

Washington

Public Assistance: $277,783

Weld

Individual Assistance

Housing Assistance: $8,676,604

Other Needs Assistance: $1,502,403

Total IA Assistance: $10,179,007

Small Business Administration Assistance

Homeowner Loans: $9,541,600

Business Loans: $1,179,400

Total SBA Assistance: $10,721,000

Public Assistance: $17,918,448

Statewide Agencies

Public Assistance: $31,220,892

This article is from: 

Disaster recovery going strong 10 months after flooding

Recovery Center in Limestone County to become SBA Disaster Loan Center June 13

MONTGOMERY, Ala. – The FEMA Disaster Recovery Center in Athens in Limestone County will become an SBA Disaster Loan Outreach Center at the same location beginning Friday, June 13, at 9 a.m.

The SBA Disaster Loan Outreach Center will be open Monday through Friday from 9 a.m. to 6 p.m., Saturday from 9 a.m. to 1 p.m.  Both FEMA and SBA staff will be on hand.

The center is located at the Ripley Woodmen of the World Hall, 11281 Ripley Road, Athens, AL, 35611.

After the FEMA center becomes an SBA center, survivors will still be able to contact FEMA online at DisasterAssistance.gov, via smartphone at m.fema.gov or by phone at 800-621-3362; TTY 800-462-7585.  Multilingual operators are available.

The deadline for individuals to register for federal disaster assistance and to apply for SBA disaster loans is July 1, 2014.

The SBA offers low-interest disaster loans to homeowners, renters, businesses of all sizes and private nonprofit organizations to repair or replace uncompensated losses. The SBA may lend up to $200,000 to repair or replace homes and up to $40,000 to repair or replace personal property.

Loans to businesses, including nonprofits, are available up to $2 million to repair or replace disaster damaged real estate, and other business assets.  Eligible businesses and non-profits can apply for Economic Injury Disaster Loans to help meet working capital needs caused by the disaster.

The deadline to apply for SBA Economic Injury Disaster Loan applications is February 2, 2015.

Original post:  

Recovery Center in Limestone County to become SBA Disaster Loan Center June 13

 Page 2 of 5 « 1  2  3  4  5 »