CAMP MURRAY, Wash. – Specialists from the Federal Emergency Management Agency (FEMA) and Washington State Emergency Management Division (EMD) are working closely with local and tribal officials to help Washington communities recover from this summer’s devastating wildfires.

The assistance comes through the Public Assistance (PA) program, which reimburses state and local governments, federally recognized tribes and certain private nonprofit organizations for eligible expenses they incurred in protecting lives and property ahead of and during the fires, and in cleaning up and rebuilding afterward.

The presidential disaster declaration stemming from the Aug. 9 to Sept. 10, 2015, wildfires makes FEMA PA grants available to eligible applicants in Chelan, Ferry, Lincoln, Okanogan, Pend Oreille, Stevens, Whatcom, and Yakima counties and the Confederated Tribes of the Colville Reservation.

“This program is important to Washington taxpayers,” said State Coordinating Officer Kurt Hardin of EMD. “It provides financial assistance that enables our communities to repair and rebuild without putting an additional burden on residents.  We welcome partnering with FEMA to assist communities impacted by the historic wildfires. ”

“The PA program strengthens communities that do not have the resources to bounce back from a disaster,” said Federal Coordinating Officer Thomas Dargan of FEMA. “The funds help to repair the roads people use every day getting to work and school, put utilities and water systems back in order, and ensure a community’s other important public needs are met.”

To date, 34 potential applicants have filed a Request for Public Assistance (RPA) to initiate a disaster claim under the Oct. 20 disaster declaration. Applicants have until Nov. 19 to file RPAs with the Washington Emergency Management Division.

The EMD, with FEMA support, is holding a series of briefings for potential applicants to provide a general overview of the grant program, outline program deadlines and answer any questions.

Also taking place are initial meetings among applicants and project officers from EMD and FEMA to discuss which types of emergency expenses and projects are federally reimbursable. They also discuss the process of rebuilding structures to resist damage in the future.

These meetings are an important step in getting assistance dollars back into the communities.

Under the PA program, FEMA reimburses applicants for 75 percent of their eligible expenses, while the other 25 percent is the nonfederal share. The federal portion is paid directly to the state, which then makes disbursements to the local and tribal jurisdictions and organizations that incurred costs.

More information about the PA program is available at www.fema.gov/public-assistance-local-state-tribal-and-non-profit and on the Washington EMD website at http://mil.wa.gov/emergency-management-division/.

Additional information regarding the federal response to the wildfire disaster, including funds obligated, is available at www.fema.gov/disaster/4243.

Link:

FEMA Public Assistance Grants to Help Washington Communities Recover from Wildfires

COLUMBIA, S.C. – As South Carolinians rebuild and repair after the recent historic floods, the Federal Emergency Management Agency and local home improvement stores have teamed up to provide free information, tips and literature on making homes stronger and safer.

FEMA mitigation specialists will be on hand in Richland County to answer questions and offer home improvement tips to prevent and lessen damage from future disasters. Most of the information is geared towards do-it-yourself work and general contractors.

Advisers will be available at two locations through Nov. 17. Hours and locations are as follows:

  • Home Depot located at 5200 Fernandina Road in Columbia (Thursday through Saturday, 7 a.m. to 5:30 p.m.; Sunday, 8 a.m. to 6:30 p.m.; Monday, 7 a.m. to 5:30 p.m.; and Tuesday, 7 a.m. to 4:30 p.m.)
  • Lowe’s located at 7420 Garners Ferry Road in Columbia (Thursday through Saturday, 7 a.m. to 5:30 p.m.; Sunday, 8 a.m. to 6:30 p.m.; Monday, 7 a.m. to 5:30 p.m.; and Tuesday, 7 a.m. to 4:30 p.m.)

Mitigation teams will also have free reference booklets in English and Spanish on protecting your home from flood damage. More information about strengthening property can be found at fema.gov/what-mitigation.

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FEMA Mitigation Advisers Offer Guidance to Flood Survivors in Richland County

CHICAGO – Sunday, November 1, Daylight Saving Time ends and we set our clocks back an hour. Take advantage of extra sleep, then take a few simple steps to make your home more disaster-resilient:

1. Verify your carbon monoxide and smoke detector work. Follow the manufacturer’s instructions for testing the equipment to ensure it’s functioning appropriately. Invest in new detectors if they’re near or past the manufacturer’s recommended replacement age.

2. Have a professional inspect the chimney and any fuel-burning heating equipment (fireplaces, furnaces, water heaters, wood stoves, coal stoves, space heaters and portable heaters) in your home to verify everything is working properly.

3. If you’re using a fireplace, space heater or wood stove, make sure that anything flammable is at least three feet away. Space heaters are particularly dangerous if used improperly. Make sure to use heaters that have the label of a recognized testing laboratory and always operate according to the manufacturer’s guidelines.

4. Winterize your home to extend the life of your fuel supply by insulating walls and attics, caulking and weather-stripping doors and windows, and installing storm windows or covering windows with plastic. Insulating pipes will help prevent them from freezing.

Find even more information and tips to better prepare your home for the winter months ahead at www.ready.gov/winter and www.usfa.fema.gov.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at twitter.com/femaregion5, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at twitter.com/craigatfema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.
 

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Media Contact: Cassie Ringsdorf, (312) 408-4455

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“Fall Back” While Stepping Up Your Disaster Readiness

PINE RIDGE, S.D. – The last Pine Ridge Disaster Recovery Center (DRC), located at the SuAnne Big Crow Center, is closing permanently at 5 p.m., MST, on Friday, November 6, 2015.

Oglala Sioux Tribal and federal officials have been paying close attention to how many applicants have been visiting the center. Over the past weeks, the number of individuals seeking help at the Pine Ridge Disaster Recovery Center has dropped, indicating that the information needs of survivors in the area who suffered damages during the May 8-29th event have mostly been met. 

After the center closes, disaster survivors can still call the Federal Emergency Management Agency (FEMA) at 800-621-3362 to have questions answered about their disaster assistance registration, check their application status, or update their insurance claim or contact information. A FEMA representative is available at the toll-free number from 5 a.m. to 8 p.m., MST, seven days a week.

Anyone with questions concerning a loan from the U.S. Small Business Administration (SBA) or for information about SBA programs, go to sba.gov/disaster or call (800) 659-2955.

Survivors should complete and return their SBA loan applications as soon as possible. Filing the loan application does not obligate people to accept an SBA loan. However, failure to complete and submit the home disaster loan application may stop the FEMA grant process. Survivors who submit an SBA application and are declined a loan may be considered for other FEMA assistance. 

In addition to the Pine Ridge Disaster Recovery Center, which has been open continuously since August 15th, FEMA deployed 13 Mobile DRCs that rotated among 7 different locations across the Pine Ridge Reservation during a 60-day period.  Collectively these centers serviced more than 2500 visits by Oglala Sioux Tribal residents.

DRCs have been operated by the Oglala Sioux Tribal Office of Emergency Management and FEMA in partnership with the U.S. Small Business Administration (SBA).

Multilingual phone operators are available on the FEMA Helpline. Choose Option 3 for other languages. People who have a speech disability or are deaf or hard of hearing may call (TTY) 800-462-7585.

From – 

Pine Ridge Disaster Recovery Center to Close

SACRAMENTO, Calif. – The day after President Obama issued a major disaster declaration in Calaveras and Lake counties, Calif., FEMA teams were already on the ground and fanned out providing information and helping survivors register for assistance from the disastrous wildfires.

Beginning Sept. 23, more than 61 Disaster Survivor Assistance (DSA) specialists divided into teams and went door-to-door, store-to-store and into high-traffic areas – wherever survivors might be. DSA specialists provided survivors with information, registered them for disaster assistance on the spot and also referred them to additional resources when needed.

This boots-on-the-ground technique allowed DSA team members to reach survivors in remote mountainous areas, and as a result, DSA specialists registered more than 45 percent of the 3,497 survivors who applied for assistance, a high mark for the FEMA DSA program.  

“I’m very proud of the dedicated DSA teams,” said Timothy Scranton, FEMA’s federal coordinating officer for the disaster. “DSA provides support to disaster survivors directly in the communities where they live and work. This is a value-added service we can bring after a disaster to expedite the recovery process.”

But these specialists do more than registration. They keep alert to conditions, needs and activity in affected areas and report their findings to the appropriate individuals.

“They become an extra pair of eyes and ears in determining where issues exist,” Scranton added.

At the height of this operation, DSA specialists worked in the two counties, handing out flyers, providing information to people displaced by the wildfires, and followed up with the survivors to check the status of their applications.

The fires wiped out phone service in many areas. DSA specialists allowed survivors to use their FEMA-issued cell phones to check their registration or make other important calls.

“It can be stressful not to be able to pick up the phone and make a call,” said Tony Nguyen, Disaster Survivor Assistance branch director. “Making our cell service available is another way to help survivors recover.”

DSA teams have provided disaster assistance information to survivors in Calaveras and Lake counties since Sept. 23. Here is a snapshot of their efforts:

  • Homes visited – 5,279
  • Survivor interactions – 6,370
  • Survivor registrations – 1,462
  • Referrals to other agencies such as American Red Cross and SBA– 1,209
  • Businesses visited – 600
  • Community locations where DSA help was provided – 165

Survivors can apply for FEMA assistance online at DisasterAssistance.gov or by calling 800-621-3362; TTY 800-462-7585; 711 or Video Relay Service (VRS), call 800-621-3362. The deadline for survivors to register is Nov. 23, 2015. 

For more information on California’s wildfire recovery, visit: caloes.ca.gov or http://beta.fema.gov/disaster/4240 and follow us on Twitter @femaregion9

and at Facebook.com/FEMA.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you have a speech disability or hearing loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who are referred to SBA for a disaster loan must apply to be eligible for additional FEMA assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

 

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FEMA Specialists Blanketed Fire Ravaged Areas of California with Help

SACRAMENTO, Calif. – The U.S. Small Business Administration (SBA) provides low-interest disaster loans to businesses, private nonprofits, homeowners and renters. Survivors of the California wildfires may have questions about the SBA.

Below are the most common along with the answers:

What is an SBA disaster loan?

SBA disaster loans are the primary source of federal long-term disaster recovery funds for disaster damage not fully covered by insurance or other compensation. SBA’s Office of Disaster Assistance is working in conjunction with the Governor’s Office of Emergency Services (Cal OES) and the Federal Emergency Management Agency to help business owners and residents recover as much as possible from this disaster.

Who is eligible for SBA low-interest loans?

When a federal disaster is declared, the SBA is authorized to offer low-interest disaster loans to businesses of all sizes (including landlords), private nonprofit organizations, and to individual homeowners and renters who have sustained damage in the designated counties – in this case  Calaveras and Lake counties.

What’s the most common misunderstanding about SBA disaster loans?

The most common misunderstanding about an SBA disaster loan is the assumption that they are only for businesses. While SBA offers loans to businesses of all sizes, low-interest disaster loans are available to individual homeowners, renters and to private nonprofit organizations alike.

Why should survivors apply?

Survivors referred to the SBA must apply with SBA even if they feel they cannot afford or do not want a loan in order to receive some FEMA assistance.

Whether a loan is wanted or not, the SBA loan application may trigger additional grant assistance through FEMA’s Other Needs Assistance (ONA) program, administered by the state of California.

Some of these additional FEMA grants could include reimbursement for lost personal property, vehicle repair or replacement, moving and storage expenses.

What is available as part of the SBA low-interest disaster loan programs?

Eligible homeowners may borrow up to $200,000 for home repair or replacement of primary residences.

Eligible homeowners and renters may borrow up to $40,000 to replace disaster-damaged or destroyed personal property.

Businesses of all sizes can qualify for up to $2 million in low-interest loans to help cover physical damage.

Small businesses and most private nonprofits suffering economic impact due to the wildfires can apply for up to $2 million for any combination of property damage or economic injury under SBA’s Economic Injury Disaster Loan (EIDL) program.

What are the loan terms?

Interest rates for SBA disaster loans can be as low as 1.875 percent for homeowners and renters, 4 percent for businesses and 2.625 percent for private nonprofit organizations, with terms up to 30 years.

What if I decide to relocate?

You may use your SBA disaster loan to relocate. The amount of the relocation loan depends on whether you relocate voluntarily or involuntarily. If you are approved for an SBA disaster loan you should discuss relocation with your case manager for details on your specific situation.

Is there help available for refinancing?

SBA can refinance all or part of prior mortgages that are evidenced by a recorded lien, when the applicant:

  • Does not have credit available elsewhere,
  • Has suffered substantial uncompensated disaster damage (40 percent or more of the value of the property), 
  • Intends to repair the damage.

Homes: Homeowners may be eligible for the refinancing of existing liens or mortgages on homes, and in some cases up to the amount of the loan for real estate repair or replacement.

Businesses: Business owners may be eligible for the refinancing of existing mortgages or liens on real estate, machinery and equipment, and in some cases up to the amount of the loan for the repair or replacement of real estate, machinery and equipment.

When SBA loan officers discuss their approval recommendations they will include a discussion on refinancing if applicable to your application. 

What are the deadlines to apply?

California survivors have until Nov. 23, 2015 to apply for SBA disaster loans. This is also the deadline for survivors to register with FEMA.

Eligible small businesses applying for only the EIDL program have until June 22, 2016 to apply.

Disaster survivors who are notified by the SBA that they may be eligible for low-interest disaster loans should work directly with the SBA to complete the application.

How do I apply?

Disaster survivors should first register with FEMA by calling 800-621-FEMA (3362). TTY users call 800-462-7585, with Video Relay Service survivors calling 800-621-3362. Or, register online at DisasterAssistance.gov. To apply for an SBA disaster loan survivors can apply in person at any of the State/FEMA/SBA recovery centers or directly online at: https://disasterloan.sba.gov/ela/.

Where do I get specific information about the SBA process?

For questions about SBA or the process, or for help completing the SBA application, contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339. Survivors also may visit with an SBA representative at any Disaster Recovery Center. No appointment is necessary.

For more information on California’s wildfire recovery, survivors may visit: caloes.ca.gov or fema.gov/disaster/4240 and follow us on Twitter@femaregion9 and Facebook.com/FEMA.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you have a speech disability or hearing loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who are referred to SBA for a disaster loan must apply to be eligible for additional FEMA assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

Continue reading here: 

Commonly Asked Questions on the Benefits of SBA Disaster Loans

COLUMBIA, S.C. – As South Carolinians rebuild and repair after the recent historic floods, the Federal Emergency Management Agency and local home improvement stores have teamed up to provide free information, tips and literature on making homes stronger and safer.

FEMA mitigation specialists will be on hand in Horry County to answer questions and offer home improvement tips to prevent and lessen damage from future disasters. Most of the information is geared towards do-it-yourself work and general contractors.

Also on hand will be FEMA’s disaster survivor assistance teams to answer questions and provide guidance on available federal help.

Advisers will be available in Myrtle Beach today through Nov. 3. Hours and location are as follows:

Horry County: Lowe’s located at 8672 Highway 17 Bypass in Myrtle Beach (Thursday through Saturday, 7 a.m. to 5:30 p.m.; Sunday, 8 a.m. to 6:30 p.m.; Monday, 7 a.m. to 5:30 p.m.; and Tuesday, 7 a.m. to 4:30 p.m.)

Mitigation teams will also have free reference booklets in English and Spanish on protecting your home from flood damage. More information about strengthening property can be found at fema.gov/what-mitigation.

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FEMA Mitigation Advisers Offer Guidance to Flood Survivors in Horry County

CHICAGO –Disasters can happen with little or no warning, but that doesn’t mean you can’t be ready for them. Use these five life hacks to help you better prepare for whatever the unexpected may be:

1. Take small steps toward building your emergency supply kit. Pick up a couple of extra bottles of water and cans of non-perishable food the next time you’re at the grocery store. When you buy replacement batteries for the remote control, set aside a few extras along with a flashlight. Small purchases such as these will eventually help you create a robust emergency supply kit that could be vital to survive on your own after an emergency. If you’re wondering what supplies you might need to stock up on, reference Ready.gov’s Recommended Supply List.
 
3. Get and stay connected with the ones you love. If your family members aren’t together in an emergency and telephone circuits are jammed, does everyone know what to do? If the answer is no, go to Ready.gov’s Family Communications Plan to help you get started collecting and sharing the important information your family may need in the event of an emergency. Make sure everyone knows where to go and who to contact so you never have to worry about your family’s safety after a disaster.
 
3. Make your smartphone a lifesaving tool. FEMA’s App can be downloaded to keep you aware of impending severe weather for up to five locations across the U.S., along with customized information to stay safe and other readiness resources to help you prepare for potential disasters. 
 
4. Get smart… Everyone lives in a flood zone – but do you know whether your home is located in a high- or low- to moderate-flood risk area? If not, FEMA’s FloodSmart page has a One-Step Flood Risk Profile tool where you can enter your address and find out. Learn about all of the disaster risks unique to your community—and any location you may visit or spend time—so you’re not caught unaware if something were to occur. Visit America’s PrepareAthon! page and get educated about the specific hazards in any area you choose.
 
5. Then act the part! Once you know the type of disasters most common to your community, take steps to reduce your risk. Talk to your insurance agent and verify you’re fully covered – did you know homeowner’s insurance doesn’t cover flood damage? What about the fact that sewer backup damage is typically covered by a rider added to your homeowner’s coverage? You can also mitigate disaster risks by taking other simple steps like storing important papers in a safe place, elevating mechanicals off the floor of your basement to avoid potential flood damage and caulking exterior openings where electrical wires and cables enter your home to keep water from getting inside. Learn more about risk reduction techniques by visiting FEMA’s Protecting Homes webpage.

For even more readiness information follow FEMA Region V at twitter.com/femaregion5 and www.facebook.com/fema. Individuals can always find valuable preparedness information at www.Ready.gov.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at twitter.com/femaregion5, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at twitter.com/craigatfema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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Media Contact: Cassie Ringsdorf, (312) 408-4455
 

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Five Disaster Prep Hacks You Need to Know

CHICAGO –Join National PrepareAthon! Day on September 30 and take action to improve your family’s emergency preparedness and resilience to potential disasters.

“Disaster risks in the Midwest can range from severely cold temperatures, to high heat, severe storms and flooding. It’s important to understand each of these risks and what you and your family will need to do to stay safe,” said FEMA Region V Administrator Andrew Velasquez III. “Be proactive, and engage your family, friends and neighbors in one of the many simple ways to prepare for emergencies.”

• Sign up for local alerts and warnings and check for access to wireless emergency alerts. Visit your city and/or county website to find out if they offer emergency alert notifications through their own systems. You should also ensure your cell phone is enabled to receive Wireless Emergency Alerts (WEA) to warn you of extreme weather and other emergencies in your area. Remember, warning sirens are intended for outdoor notification. When indoors, your alert-enabled smart phone or weather radio can provide you with critical alerts.
• Develop and test emergency communications plans. Visit www.Ready.gov/plan-for-your-risks for tips on how to ensure your plan is as comprehensive as possible.
• Assemble or update emergency supplies. Include drinking water, a first-aid kit, canned food, a radio, flashlight and blankets. Visit www.Ready.gov/build-a-kit for a disaster supply checklist. Don’t forget to store additional supply kits in your car and at the office.
• Collect and safeguard critical documents. Make copies of important documents (mortgage papers, deed, passport, bank information, etc.). Keep copies in your home and store originals in a secure place outside the home, such as a bank safe deposit box.
• Document property and obtain appropriate insurance for relevant hazards. Discuss with your insurance agent the risks that may threaten your home and the types of coverage you may need to ensure your property is adequately insured.
• Download the FEMA app to your smartphone. You’ll receive alerts from the National Weather Service for up to five locations across the U.S. and have access to information about how to stay safe.

America’s PrepareAthon! is a grassroots campaign developed to encourage individuals, organizations and communities to prepare for specific hazards through drills, group discussions and exercises. More information about the ways to participate and register is available at www.Ready.gov/prepare. For even more readiness information, follow FEMA Region V at twitter.com/femaregion5 and facebook.com/fema.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at twitter.com/femaregion5, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at twitter.com/craigatfema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.
 

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Media Contact: Cassie Ringsdorf, (312) 408-4455

Link: 

National PrepareAthon! Day: Take Action and Be Disaster Ready

FRANKFORT, Ky – Kentuckians recovering and rebuilding from recent storms and flooding are urged to watch for and report any suspicious activity or potential fraud.

Even as government agencies and charitable groups continue to provide disaster assistance, scam artists and other criminals may attempt to prey on vulnerable survivors, including the disabled and elderly. The most common post-disaster fraud practices include phony housing inspectors, fraudulent building contractors or repair service providers, taking money before work is performed, shoddy work, identity theft, bank account or credit card phishing, price gouging, bogus pleas for disaster donations, and fake offers of state or federal aid.

Scam attempts can be made over the phone, by mail, email, or in person. Con artists are creative and resourceful, so survivors are encouraged to remain alert, ask questions and require identification when someone claims to be an official or represent a government agency.

Survivors should also keep in mind that state and federal workers never ask for or accept money, and always carry identification badges with a photograph. No fee required to apply for or to get disaster assistance from FEMA, the U.S. Small Business Administration (SBA) or the Commonwealth. Additionally, no state or federal government disaster assistance agency will call to ask for your financial account information; unless you place a call to the agency yourself, you should not provide personal information over the phone.

Those who suspect fraud can call the FEMA Disaster Fraud Hotline at 866-720-5721 (toll free). For more information, contact the Commonwealth of Kentucky Attorney General’s Office of Consumer Protection at 1-888-432-9257.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585 (TTY).

For more information on Kentucky’s disaster recovery, visit www.fema.gov or http://kyem.ky.gov.

On Facebook, go to http://www.facebook.com/KYEmergencyManagement. To receive Twitter updates: http://twitter.com/kyempio or www.twitter.com/femaregion4.

 

 

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Kentucky Storm and Flood Survivors Urged to Beware of Frauds and Scams

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