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Disaster Recovery Centers Open in Hidalgo, Willacy Counties for Texans

AUSTIN, Texas – State/FEMA Disaster Recovery Centers (DRCs) are now open in Hidalgo and Willacy Counties for homeowners, renters and business owners who sustained damage as a result of the ongoing severe storms, tornadoes, straight-line winds and flooding from Oct. 22 to Oct. 31.

Specialists from the State of Texas, the Federal Emergency Management Agency (FEMA), the U.S. Small Business Administration (SBA), nongovernmental organizations and the local community are on hand to answer questions and provide information on the types of assistance available to survivors.

The DRC locations and hours of operation are:

Hidalgo County

Porter P. Doss Memorial Library

515 S. Kansas Ave.

Weslaco, TX 78596

9 a.m. to 6 p.m. Monday-Friday
9 a.m. to 2 p.m. Saturday

Closed Sunday

Willacy County

693 S. 7^th St.

Raymondville, TX 78580

9 a.m. to 6 p.m. Monday-Friday
9 a.m. to 2 p.m. Saturday

Closed Sunday

If possible, register for FEMA assistance by phone or online before visiting a center. Going to a DRC is not a requirement of registration, but specialists there can provide guidance regarding disaster recovery and rental resources, explain written correspondence received from FEMA, inform survivors of the status of their application, make referrals to other organizations and answer questions.

Survivors can apply online at DisasterAssistance.gov or by phone (voice, 711 or relay service) at 800-621-3362. TTY users should call 800-462-7585. The toll-free lines are open 7 a.m. to 10 p.m. seven days a week. Applicants will be asked to provide:

Social Security number
Address of the damaged primary residence
Description of the damage
Information about insurance coverage
A current contact telephone number
An address where they can receive mail
Bank account and routing numbers for those preferring direct deposit of funds

The presidential disaster declaration of Nov. 25 makes federal assistance available to eligible individuals and business owners in 15 counties: Bastrop, Brazoria, Caldwell, Comal, Galveston, Guadalupe, Hardin, Harris, Hays, Hidalgo, Liberty, Navarro, Travis, Willacy and Wilson.

Assistance for eligible survivors can include grants for temporary housing and home repairs, and for other serious disaster-related needs, such as medical and dental expenses or funeral and burial costs. Also, low-interest disaster loans from the SBA are available for Businesses of all sizes (including landlords), private nonprofits, homeowners and renters.

Low-interest disaster loans help fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. Economic Injury disaster loans are available to businesses and private-nonprofits to assist with working capital needs as a direct result of the disaster.

Eligible survivors should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but under-insured applicants may receive help after their insurance claims have been settled.

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All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

Visit www.fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

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Disaster Recovery Centers Open in Hidalgo, Willacy Counties for Texans

Disaster Recovery Center Opens in Navarro County for Texans

AUSTIN, Texas – A State/FEMA Disaster Recovery Center (DRC) is now open in Navarro County for homeowners, renters and business owners who sustained damage as a result of the ongoing severe storms, tornadoes, straight-line winds and flooding from Oct. 22 to Oct. 31.

The DRC location and hours of operation are:

Navarro Center Mall

800 N. Main St.

Corsicana, TX

9 a.m. to 6 p.m. Monday-Friday
9 a.m. to 2 p.m. Saturday

Closed Sunday

Survivors can apply online at DisasterAssistance.gov or by phone (voice, 711 or relay service) at
800-621-3362. TTY users should call 800-462-7585. The toll-free lines are open 7 a.m. to 10 p.m. seven days a week. Applicants will be asked to provide:

Social Security number
Address of the damaged primary residence
Description of the damage
Information about insurance coverage
A current contact telephone number
An address where they can receive mail
Bank account and routing numbers for those preferring direct deposit of funds

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Visit www.fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

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Disaster Recovery Center Opens in Navarro County for Texans

Long-Term Recovery Groups Provide Safety Net for Calaveras and Lake County Wildfire Survivors

SACRAMENTO, Calif. – To date, $27 million in total federal assistance has made a large impact on helping survivors of the Butte and Valley wildfires repair and rebuild. The Federal Emergency Management Agency (FEMA), California Governor’s Office of Emergency Services (Cal OES), and the U.S. Small Business Administration (SBA) know it takes a whole community effort to recover.

When personal resources, insurance, and government loans and grants are not sufficient to meet the needs of disaster survivors, local long-term recovery groups (LTRG) are formed to provide safety nets.

LTRGs are coordinated with support from Cal OES and FEMA to help individuals, families, and their communities recover. These groups, which are comprised of representatives from local, state, non-profit, and faith-based organizations, help identify the unmet needs of individuals and families.

“Calaveras Recovers” and “Team Lake County” have established themselves as the LTRGs in their respective counties. Each team consists of organizations that can bring experience, money, manpower, and material to assist with recovery needs. They have executive boards, mission statements, by-laws and subcommittees. Fiduciary sponsors participate to ensure monetary donations are properly managed.

The LTRGs organize community volunteers; provide technical assistance to help nonprofit organizations access whole community resources; and assist in determining the most effective and efficient recovery strategies.

“These LTRGs bring together a wealth of local knowledge, from what people are lacking, to who can provide the help. They truly are a safety net for disaster survivors,” said Tim Scranton, FEMA’s federal coordinating officer for the fires in Calaveras and Lake Counties.

“The services and information provided by LTRGs is another valuable resource to help wildfire survivors recover,” said Charles Rabamad, California’s deputy state coordinating officer for the wildfires.

Backing and guiding the LTRGs are the Voluntary Agency Liaisons (VAL). VALs, consisting of state and FEMA representatives, serve as a source of knowledge for LTRGs based on years of providing disaster recovery efforts and addressing unmet needs.

An LTRG team that is well integrated with local emergency management and is following best practices can have a dramatic positive impact on community recovery. It can become an ongoing resource to address unmet survivor needs, support community efforts to recover, and increase awareness of hazard mitigation measures.

Calaveras Recovers has established a website, www.calaverasrecovers.net, to maintain communication with the public. Site visitors can learn about meetings and see the list of LTRG member organizations.

Team Lake County has created a public Facebook page, www.facebook.com/teamlakecounty, which enables conversation and comments from viewers. Facebook membership is not required. A website is available at www.teamlakecounty.org.

For more information on California’s wildfire recovery, visit: caloes.ca.gov or fema.gov/disaster/4240 and follow us on Twitter @femaregion9 and @Cal_OES and on Facebook at facebook.com/FEMA and facebook.com/CaliforniaOES.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you have a speech disability or hearing loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

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Long-Term Recovery Groups Provide Safety Net for Calaveras and Lake County Wildfire Survivors

Federal aid programs for the state of Texas

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama’s disaster declaration issued for the State of Texas.

Assistance for Affected Individuals and Families Can Include as Required:

Rental payments for temporary housing for those whose homes are unlivable. Initial assistance may be provided for up to three months for homeowners and at least one month for renters. Assistance may be extended if requested after the initial period based on a review of individual applicant requirements. (Source: FEMA funded and administered.)
Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional. (Source: FEMA funded and administered.)
Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs. (Source: FEMA funded at 75 percent of total eligible costs; 25 percent funded by the state.)
Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals. (Source: FEMA funded; state administered.)
Low-interest loans to cover residential losses not fully compensated by insurance. Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses. Loans available up to $2 million for business property losses not fully compensated by insurance. (Source: U.S. Small Business Administration.)
Loans up to $2 million for small businesses, small agricultural cooperatives and most private, non-profit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster’s adverse economic impact. This loan in combination with a property loss loan cannot exceed a total of $2 million. (Source: U.S. Small Business Administration.)
Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence. (Source: Farm Service Agency, U.S. Dept. of Agriculture.)
Other relief programs: Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans’ benefits and social security matters.

How to Apply for Assistance:

Affected individuals and business owners in designated areas can begin the disaster application process by registering online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362) or by web enabled mobile device at m.fema.gov. Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice. Applicants registering for aid should be prepared to provide basic information about themselves (name, permanent address, phone number), insurance coverage and any other information to help substantiate losses.

FEMA’s mission is to support our citizens and first responders and ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Stay informed of FEMA’s activities online: videos and podcasts available at www.fema.gov/medialibrary and www.youtube.com/fema ; follow us on Twitter at www.twitter.com/fema and on Facebook at www.facebook.com/fema.

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Federal aid programs for the state of Texas

FEMA Mitigation Advisers Offer Guidance to Flood Survivors in Kershaw, Richland Counties

COLUMBIA, S.C. – As South Carolinians rebuild and repair after the recent historic floods, the Federal Emergency Management Agency and local home improvement stores have teamed up to provide free information, tips and literature on making homes stronger and safer.

FEMA mitigation specialists will be on hand in Kershaw and Richland counties to answer questions and offer home improvement tips to prevent and lessen damage from future disasters. Most of the information is geared towards do-it-yourself work and general contractors.

Advisers will be available at two locations through Nov. 24. Hours and locations are as follows:

Lowe’s located at 11 Bay Lane in Camden (Friday and Saturday, 7 a.m. to 5:30 p.m.; Sunday, 8 a.m. to 6:30 p.m.; Monday, 7 a.m. to 5:30 p.m.; and Tuesday, 7 a.m. to 4:30 p.m.)
Lowe’s located at 1051 Sams Crossing Drive in Columbia (Friday and Saturday, 7 a.m. to 5:30 p.m.; Sunday, 8 a.m. to 6:30 p.m.; Monday, 7 a.m. to 5:30 p.m.; and Tuesday, 7 a.m. to 4:30 p.m.)

Mitigation teams will also have free reference booklets in English and Spanish on protecting your home from flood damage. More information about strengthening property can be found at fema.gov/what-mitigation.

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FEMA Mitigation Advisers Offer Guidance to Flood Survivors in Kershaw, Richland Counties

FEMA Mitigation Advisers Offer Guidance to Flood Survivors in Florence, Georgetown Counties

FEMA mitigation specialists will be on hand in Florence and Georgetown counties to answer questions and offer home improvement tips to prevent and lessen damage from future disasters. Most of the information is geared towards do-it-yourself work and general contractors.

Advisers will be available at two locations through Nov. 24. Hours and locations are as follows:

Home Depot located at 12262 Highway 17 Bypass in Murrells Inlet (Friday and Saturday, 7 a.m. to 5:30 p.m.; Sunday, 8 a.m. to 6:30 p.m.; Monday, 7 a.m. to 5:30 p.m.; and Tuesday, 7 a.m. to 4:30 p.m.)

Lowe’s located at 1701 Freedom Blvd. in Florence (Friday and Saturday, 7 a.m. to 5:30 p.m.; Sunday, 8 a.m. to 6:30 p.m.; Monday, 7 a.m. to 5:30 p.m.; and Tuesday, 7 a.m. to 4:30 p.m.)

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FEMA Mitigation Advisers Offer Guidance to Flood Survivors in Florence, Georgetown Counties

Keep Your Important Documents Safe from a Disaster

SACRAMENTO, Calif. – Fumbling through files for important papers can be frustrating. But when an emergency strikes, trying to gather up all those documents can be downright frightening.

There is a way around all the late-minute hassle, but it will take some time and a way to organize and contain them so that you can grab and go when a disaster strikes. And, with predictions of more severe weather and flooding this winter due to El Nino, now is a good time to organize your papers.

Container options can range from a fireproof lock box or safe, a safety deposit box or something as simple as a three-ring binder with plastic sleeves into which you can insert the documents.

The list of documents and records you will want to have is long, but will be invaluable after you have evacuated your home. You will need access to some of these items sooner than others, but all are important enough to include in your “must have” list:

Vital Records: Driver’s licenses, birth certificates, adoption papers, Social Security cards, passports, citizenship papers (such as a “green card” or naturalization documents), marriage license, divorce decrees, child custody papers, current military ID, military discharge (DD Form 214), medical and vaccination records for pets along with current photos and ID chip numbers in case you are separated.
Insurance Policies: Homeowners, renters, flood, earthquake, auto, life, health, disability, long-term care; have at least the policy number and insurance company contact information for each type of coverage.

Keep Your Important Documents Safe from a Disaster

Property Records: Real estate deeds of trust and mortgage documents (at least the two-page settlement statement provided by the title company showing the actual cost of the house and purchase expenses); rental agreement or lease; auto/boat/RV registration and titles; video, photos or a list of household inventory.
Medical Information: Immunization and other medical records, prescription information (drug name and dosage), health insurance identification cards, physician names and phone numbers, powers-of-attorney for health care, and living wills.
Estate planning documents: Wills, trusts, funeral instructions, powers-of-attorney, attorney names and phone numbers.
Financial records: First two pages of your previous year’s federal and state tax returns, stock and bond certificates, investment records, brokerage and retirement account information, credit card, checking and savings account numbers, contact information for credit unions, banks, financial institutions, credit card companies and financial advisers.
Other: Personal address book, a letter with instructions for family or friends (for use in a situation where you’re not present), backups of important computer files, a list of usernames and passwords for online accounts, a key to your safe deposit box, a recent photograph, fingerprints and dental records for each member of the household (some police stations and nonprofits fingerprint children free);, account and contact information for utilities and other services (you may have to provide a new billing address or cancel certain services), a list of important documents and where originals and copies are located.

Those who don’t have the time or ability to gather all of these documents should focus on the most important and most difficult to replace.

In addition, take time now to think about the priceless personal items you would want to protect from danger or take with you if you had to suddenly evacuate your home.

The first step is to take an inventory of your household valuables. Those who wish more complete checklists or guidance on collecting and safeguarding this important information, go to www.ready.gov/financialpreparedness.

If you have lost documents in the Butte or Valley fires, go to www.fema.gov/disaster/4240 to learn how to replace them.

Survivors can register for FEMA assistance online at DisasterAssistance.gov or by calling 800-621-3362; TTY 800-462-7585; 711 or Video Relay Service (VRS), call 800-621-3362. Registration ends Nov. 23.

Keep Your Important Documents Safe from a Disaster

For more information on California’s wildfire recovery, visit: caloes.ca.gov or fema.gov/disaster/4240 and follow us on Twitter @Cal_OES and @femaregion9 and at Facebook.com/California OES and Facebook.com/FEMA.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who are referred to SBA for a disaster loan must apply to be eligible for additional FEMA assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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Keep Your Important Documents Safe from a Disaster

Keep Your Options Open – Submit an SBA Application Now

SACRAMENTO, Calif. – Wildfire survivors, don’t miss out on additional grants and loans that can help you recover – submit an application to the U.S. Small Business Administration today.

This notice applies to disaster survivors in Calaveras and Lake counties, California, who applied for assistance with the Federal Emergency Management Agency and were referred to the SBA. You must complete a disaster loan application in order to keep your options open and to maintain eligibility for additional FEMA dollars.

The deadline for submitting the application is Monday, Nov. 23 for wildfire losses that occurred between Sept. 9 and Oct. 30, 2015 in the two California counties. As long as the initial loan application is submitted by the deadline, survivors can finalize their preliminary SBA application and loan at a later date.

While SBA’s low-interest disaster loans represent the major source of federal funding for recovery, the application itself may open the door to other FEMA grant programs. People who do not qualify for an SBA loan may be eligible for other FEMA grants.

Here are some key points to consider:

Completing and returning a loan application can be done in one of three ways: in person at a Disaster Recovery Center, online at https://disasterloan.sba.gov/ela or by mail.
Filing the loan application does not obligate people to accept the loan and there is no cost to apply for an SBA loan. Homeowners and renters who are declined for an SBA disaster loan may be considered for certain FEMA grants and programs.
Next to insurance, an SBA loan is the primary funding source for real estate property repairs and replacing lost contents following a disaster like the recent wildfires. Homeowners may be eligible for low-interest loans up to $200,000 for repair or replacement of their primary residents. In some instances, SBA can refinance all or part of an existing mortgage.

Keep Your Options Open – Submit an SBA Application Now

The SBA can help homeowners and renters replace their essential items. Homeowners and renters may be eligible to borrow up to $40,000 to repair or replace personal property, including automobiles damaged or destroyed in a disaster.
Loans are available for businesses of all sizes and private non-profit organizations. Loans are available for up to $2 million to repair or replace disaster damaged real estate and other business assets. Eligible small businesses and non-profits also can apply for Economic Injury Disaster Loans (EIDL) to help meet working capital needs caused by a disaster.
Do not wait for an insurance settlement before applying. Insurance may not pay for all of the damage. Survivors can begin their recovery immediately with an SBA disaster loan. The eligible loan amount will be reduced by any insurance settlements.

For more information about SBA low-interest disaster loans, contact the SBA’s Customer Service Center at 800-659-2955, TTY 800-877-8339, emailing disastercustomerservice@sba.gov or at sba.gov/disaster. SBA customer service representatives are available at all disaster recovery centers. Centers can be found online at FEMA.gov/DRClocator.

Survivors can apply for FEMA assistance online at DisasterAssistance.gov or by calling 800-621-3362; TTY 800-462-7585; 711 or Video Relay Service (VRS), call 800-621-3362. Registration continues through Nov. 23.

For more information on California’s wildfire recovery, visit: caloes.ca.gov or fema.gov/disaster/4240 and follow us on Twitter @femaregion9 or on Facebook.com/FEMA, Twitter @Cal_OES and Facebook.com/CaliforniaOES.

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Keep Your Options Open – Submit an SBA Application Now

Churches and other nonprofits may rebuild with SBA disaster loans

SACRAMENTO, Calif. – Churches, temples, mosques and other religious centers, as well as other private nonprofit organizations affected by wildfires in California’s Calaveras and Lake counties, are eligible to apply for U.S. Small Business Administration low-interest disaster loans to help rebuild. The deadline to apply is Monday, Nov. 23, 2015.

When the President declares a disaster, the SBA’s Office of Disaster Assistance is the primary source of federal funds for long-term recovery for businesses of any size, private non-profit organizations, homeowners and renters for disaster damage not fully covered by insurance or other compensation. SBA’s Office of Disaster Assistance is working in conjunction with the Governor’s Office of Emergency Services and the Federal Emergency Management Agency to help survivors recover as much as possible from this disaster.

Eligible private nonprofit organizations may borrow up to $2 million with an interest rate of 2.625 percent to repair or replace damaged or destroyed real estate, furniture, fixtures, appliances, equipment, vehicles, other assets and leasehold improvements.

The terms of the loan may be up to 30 years. The SBA sets loan amounts and terms based on each applicant’s financial condition. Interested organizations may apply before their insurance claims are settled.

The SBA loan also may include mitigation funding for improvements to protect against future disaster damage. This amount can be up to 20 percent of the total physical loss, as verified by the SBA.

For more information, nonprofits may call the SBA at 800-659-2955 (TTY) 800-877-8339, visit a disaster recovery center, or go to sba.gov/disaster. To locate the nearest disaster recovery center, go to fema.gov/drc. Or, nonprofits may apply directly on SBA’s secure website at https://disasterloan.sba.gov/ela. Registration with FEMA is also recommended; call 800-621-3362 or (TTY) 800-462-7585. Online registration is available at DisasterAssistance.gov.

Churches and other nonprofits may rebuild with SBA disaster loans

Churches and other nonprofits also should investigate sources of aid from charitable agencies, volunteer groups and private donors.

For more information on California’s wildfire recovery, visit: caloes.ca.gov or fema.gov/disaster/4240 and follow us on Twitter @femaregion9 at Facebook.com/FEMA and on Twitter @Cal_OES at Facebook.com/CaliforniaOES.

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Churches and other nonprofits may rebuild with SBA disaster loans

South Carolina Survivors Have Two Weeks to Apply for FEMA Assistance

COLUMBIA, S.C. – Two weeks remain for survivors of the Oct. 1-23 storms and flooding in South Carolina to register with the Federal Emergency Management Agency and submit loan applications to the U.S. Small Business Administration.

The registration deadline is Friday, Dec. 4. Once registered, you’re in the system. There is no need to register again.

Assistance can include money for temporary housing and essential home repairs for primary homes, low-cost loans to cover uninsured property losses, and other programs to help survivors recover from the effects of the disaster.

There are several ways to register for federal assistance. Individuals can register online at DisasterAssistance.gov or by calling toll-free at 800-621-3362 from 7 a.m. to 10 p.m. daily. Multilingual operators are available. Survivors may also get assistance from a Disaster Survivor Assistance team member working in their communities.

Although it is not necessary to visit a disaster recovery center in the 24 disaster-designated counties, some survivors may want to visit a center where they can have access to FEMA program specialists and other federal representatives. For the 29 center locations currently open, visit: http://asd.fema.gov/inter/locator/home.htm.

Survivors who are deaf, hard of hearing or have a speech disability and use a TTY may call 800-462-7585. Survivors who use 711 or Video Relay Service or require accommodations while visiting a center may call 800-621-3362.

The SBA deadline for homeowners, renters and businesses to submit loan applications for physical damage is also Dec. 4. Survivors may obtain information by visiting the SBA website www.sba.gov/disaster; applying online via SBA’s secure website https://disasterloan.sba.gov/ela; or calling SBA’s disaster assistance Customer Service Center at 800-659-2955.

At the disaster recovery centers, SBA customer service representatives can answers questions, help complete loan applications and close loans. The SBA also operates business recovery centers in Charleston, Horry, Richland and Sumter counties.

For more information on South Carolina’s disaster recovery, visit www.fema.gov/disaster/4241, twitter.com/FEMARegion4, www.facebook.com/FEMA and www.fema.gov/blog.

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South Carolina Survivors Have Two Weeks to Apply for FEMA Assistance

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