Free Legal Advice for Missouri Disaster Survivors

Hotline: 800-829-4128

JEFFERSON CITY, Mo. – Missouri residents who find themselves in need of legal advice as a result of the recent storms and floods can get free help from the Federal Emergency Management Agency (FEMA) and its partners.

FEMA’s Disaster Legal Services (DLS) program provides free legal assistance to low-income individuals who, prior to or because of the disaster, are unable to secure legal services adequate to meet their disaster-related needs. DLS is provided only to survivors of presidentially declared major disasters and is limited to cases that will not produce a fee.

The toll free number for DLS in Missouri is 800-829-4128. Local legal aid providers and pro bono attorneys are available to assist with almost any legal issue that arises from a presidentially declared major disaster including help with the following types of disaster legal assistance:

  • Help with disaster-related health, property, life insurance claims, etc.
  • Replacement of wills and other important legal documents lost or destroyed in the disaster
  • Help with home repair contracts and contractors
  • Advice on problems with landlords
  • Counseling on mortgage and foreclosure problems
  • Consumer protections for issues like price gouging and avoiding contractor scams in the rebuilding process
  • Assistance securing FEMA benefit claims
  • Employment law
  • Civil Rights

The program is a joint venture with the Young Lawyers Division of the American Bar Association (ABA) and the Missouri Bar, as well as Legal Aid of Western Missouri, Legal Services of Eastern Missouri, Legal Services of Southern Missouri and Mid-Missouri Legal Services, and National Disaster Legal Aid Online.

The DLS program is for survivors in the 33 Missouri counties designated for federal disaster assistance to individuals: Barry, Barton, Camden, Cape Girardeau, Cole, Crawford, Franklin, Gasconade, Greene, Hickory, Jasper, Jefferson, Laclede, Lawrence, Lincoln, Maries, McDonald, Morgan, Newton, Osage, Phelps, Polk, Pulaski, Scott, St. Charles, St. Francois, St. Louis, Ste. Genevieve, Stone, Taney, Texas, Webster, and Wright. 

###

For breaking news about flood recovery, follow FEMA Region 7 on Twitter at https://twitter.com/femaregion7 and turn on mobile notifications or visit the FEMA web pages dedicated to this disaster at www.fema.gov/disaster/4250.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

Read the article:  

Free Legal Advice for Missouri Disaster Survivors

Center Opens in Cape Girardeau to Help Missouri Flood Survivors

JEFERSON CITY, Mo. – A FEMA Disaster Recovery Center is opening Tuesday, February 9, in Cape Girardeau. The center offers in-person support to individuals and businesses in any of the 33 Missouri counties included in the Jan. 21, 2016, Missouri federal disaster declaration.

Recovery specialists from the Federal Emergency Management Agency (FEMA), U.S. Small Business Administration (SBA) and other agencies will be at the center to discuss aid and assist anyone who needs help with an application. The new center is at this location:

  • Salvation Army — Cape Girardeau, 701 Good Hope St., Cape Girardeau, MO 63703

The center joins these four others already in operation:

  • St. Louis County center is at Jefferson Barracks Visitor Center, 345 North Road, St. Louis, MO 63125.
  • St. Charles County center is at Immaculate Conception Community Center, 14060 N. State Route 94, West Alton, MO 63386.
  • Franklin County center is at Tri-County Senior Center, 800 W. Union Street, Pacific, MO 63069.
  • Jefferson County center is at Arnold City Hall, 2101 Jeffco Blvd., Arnold, MO 63010.

All centers are open from 9 a.m. to 7 p.m. Monday through Saturday. The centers are closed on Sundays.

Disaster survivors may visit any of the centers for assistance. Locations of recovery centers may be found online at fema.gov/drc.

There are two main types of federal disaster assistance. FEMA provides grants to qualified individuals for rental assistance, home repairs, or other serious disaster-related losses. SBA makes low-interest disaster loans to help homeowners and businesses rebuild and recover.

Individuals and businesses are encouraged to register with FEMA before visiting a disaster recovery center. Register online at www.DisasterAssistance.gov or by calling toll-free 800-621-FEMA (3362), 7 a.m. to 10 p.m. seven days a week until further notice. Multilingual registration assistance is available. Survivors may also register using the fema.gov app for smartphones.

Disaster assistance applicants who are hard of hearing or have a speech disability and use TTY should call 800-462-7585. Those who use 711 or Video Relay Service (VRS) should call 800-621-3362.

The federal disaster declaration covers eligible losses caused by flooding and severe storms between December 23, 2015, and January 9, 2016, in these counties: Barry, Barton, Camden, Cape Girardeau, Cole, Crawford, Franklin, Gasconade, Greene, Hickory, Jasper, Jefferson, Laclede, Lawrence, Lincoln, Maries, McDonald, Morgan, Newton, Osage, Phelps, Polk, Pulaski, Scott, St. Charles, St. Francois, St. Louis, Ste. Genevieve, Stone, Taney, Texas, Webster and Wright.

# # #

For breaking news about flood recovery, follow FEMA Region 7 on Twitter at https://twitter.com/femaregion7 and turn on mobile notifications or visit the FEMA webpages dedicated to this disaster at www.fema.gov/disaster/4250.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

View original post here: 

Center Opens in Cape Girardeau to Help Missouri Flood Survivors

Federal Aid Programs for the Arkansas Declaration

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama’s disaster declaration issued for the State of Arkansas.

Assistance for Affected Individuals and Families Can Include as Required:

  • Rental payments for temporary housing for those whose homes are unlivable. Initial assistance may be provided for up to three months for homeowners and at least one month for renters.  Assistance may be extended if requested after the initial period based on a review of individual applicant requirements.  (Source: FEMA funded and administered.)
  • Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional.  (Source: FEMA funded and administered.)
  • Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs.   (Source: FEMA funded at 75 percent of total eligible costs; 25 percent funded by the state.)
  • Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals.  (Source: FEMA funded; state administered.)
  • Low-interest loans to cover residential losses not fully compensated by insurance.  Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses.  Loans available up to $2 million for business property losses not fully compensated by insurance.  (Source: U.S. Small Business Administration.)
  • Loans up to $2 million for small businesses, small agricultural cooperatives and most private, non-profit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster’s adverse economic impact.  This loan in combination with a property loss loan cannot exceed a total of $2 million. (Source: U.S. Small Business Administration.)
  • Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence.  (Source: Farm Service Agency, U.S. Dept. of Agriculture.)
  • Other relief programs: Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans’ benefits and social security matters.

How to Apply for Assistance:

  • Affected individuals and business owners in designated areas can begin the disaster application process by registering online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362).  Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 9 p.m. (local time) seven days a week until further notice. Applicants registering for aid should be prepared to provide basic information about themselves (name, permanent address, phone number), insurance coverage and any other information to help substantiate losses.

Assistance for the State and Affected Local Governments Can Include as Required:

  • Payment of not less than 75 percent of the eligible costs for emergency protective measures taken to save lives and protect property and public health.  Emergency protective measures assistance is available to state and eligible local governments on a cost-sharing basis. (Source: FEMA funded, state administered.)
  • Payment of not less than 75 percent of the eligible costs for repairing or replacing damaged public facilities, such as roads, bridges, utilities, buildings, schools, recreational areas and similar publicly owned property, as well as certain private non-profit organizations engaged in community service activities. (Source: FEMA funded, state administered.)
  • Payment of not less than 75 percent for snow assistance, for a specific period of time during or proximate to the incident period.  Snow Assistance may include snow removal, de-icing, salting, snow dumps, and sanding of roads.  (Source: FEMA funded, state administered.)
  • Payment of not more than 75 percent of the approved costs for hazard mitigation projects undertaken by state and local governments to prevent or reduce long-term risk to life and property from natural or technological disasters.  (Source: FEMA funded, state administered.)

How to Apply for Assistance:

  • Application procedures for state and local governments will be explained at a series of federal/state applicant briefings with locations to be announced in the affected area by recovery officials. Approved public repair projects are paid through the state from funding provided by FEMA and other participating federal agencies.

FEMA’s mission is to support our citizens and first responders and ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Stay informed of FEMA’s activities online: videos and podcasts available at www.fema.gov/medialibrary and www.youtube.com/fema; follow us on Twitter at www.twitter.com/fema  and on Facebook at www.facebook.com/fema.

Original post – 

Federal Aid Programs for the Arkansas Declaration

February 8 Deadline Approaching in First Step for Grants to Strengthen Communities

Coeur d’Alene, Idaho – The Idaho Bureau of Homeland Security (IBHS), in partnership with the Federal Emergency Management Agency (FEMA), is seeking applicants wanting grants to help build stronger, safer communities.

As a result of the Dec. 23, 2015, presidential disaster declaration for Idaho, cost-share grants will be available under FEMA’s Hazard Mitigation Grant Program (HMGP) for approved projects aimed at saving lives and property and promoting community resilience in future disasters.

“The best way to protect ourselves against some of nature’s disastrous consequences is to take action to reduce vulnerabilities in areas we know are prone to damage,” said IBHS Director Brad Richy. “With FEMA’s help, Idaho is supporting smart investments in projects to keep people and communities out of harm’s way. IBHS will prioritize projects designed to reduce the impact of known hazards in Idaho, including improving infrastructure resiliency, and mitigating wildfire and flood risks.”

Projects in the disaster-designated counties of Boundary, Bonner, Benewah and Kootenai, and the Coeur d’Alene Tribe, will be considered first, but HMGP grant opportunities may be extended to entities statewide if all available funds are not committed, Richy said.

To be considered for assistance under the HMGP, state agencies, local and tribal governments, and certain private nonprofit organizations must file a Letter of Intent with IBHS by Monday, February 8. Anyone with questions about the program, eligibility or the application process may contact State Hazard Mitigation Officer Susan Cleverley at 208-258-6545.

IBHS, as the program administrator, will evaluate applications and then work with FEMA to award grants on a cost-sharing basis. FEMA provides 75 percent of the total costs, while the remaining 25 percent is the nonfederal share. FEMA obligates its share of the funds directly to the state, which awards the money to successful applicants.

“The Hazard Mitigation Grant Program underscores FEMA’s dedication to preparedness,” said Dolph Diemont, federal coordinating officer for the Idaho recovery. “By helping to fund mitigation projects, we not only save lives and safeguard property, we prevent the costly cycle of damage, repairs and then repeat damage.”

More information about the Hazard Mitigation Grant Program is available from FEMA here and from the IBHS here.

Original post: 

February 8 Deadline Approaching in First Step for Grants to Strengthen Communities

After the Flood: What Texans Need to Do to Prepare For the Next Disaster

AUSTIN, Texas – So, you and your family survived the big storm.

The water has been pumped out of your basement. Your walls and floors are dry. Your roof seems to be intact. Your electrical appliances are working fine. And your flood-soaked refuse has been removed to the landfill. You are grateful it’s all over. But is it really? Ask yourself, “Are my house and property ready for the next big one? Will my family be safe the next time we flood?”

Mitigation experts at the Federal Emergency Management Agency (FEMA) say there is no better time than now for homeowners to start thinking about what can be done to prepare for the next flood.

For the big jobs, homeowners will want to hire a reputable licensed contractor. FEMA mitigation officials suggest getting bids from two or three contractors. And ask for references. Many other repairs may be easy work for handy do-it-yourselfers. Tasks like relocating basement or first floor electrical equipment and appliances, however, may require the help of a professional.

Start with the main circuit breaker or fuse box. Move it up to at least 12 inches above the Base Flood Elevation (BFE) for your home or building. Your insurance agent or local flood plain administrator will be able to tell you what that number is.

Check with your local building department. If the electrical code allows, raise electrical outlets and switches above flood level.                                                                                                                                

If you need to replace a flood-damaged furnace, water heater or air conditioner, have the new one installed on a higher floor. If your air conditioner or heat pump is outdoors, install it on a raised platform. Place washers and dryers on blocks, making sure they will not vibrate off the blocks during use. A 1- or 2-foot waterproof floodwall around appliances will protect them from shallow flooding.

More do-it-yourself tips for repairing flood-damaged buildings:

  • Walls. If the wallboard and insulation were removed, wash and disinfect the exposed vertical wooden studs, and the horizontal wooden sills at their base. If rebuilding, consider metal studs and sills as they are less damaged by water than wooden ones.

  • Wallboard. If you install the wall board horizontally (4 feet high), you’ll only have to replace half the wall if the next flood is less than 4 feet deep. Leave the wall open 1 inch above the sill. The baseboards will hide the gap, and all you have to do after the next flood is remove the baseboard and the wall cavity will drain freely and air will circulate better.

  • Floors. Particle board or plywood fall apart when wet for lengthy periods. Floor joists and some wood floors regain their shape when naturally dried. Use screws or screw nails on floors and stairs to minimize warping. Completely dry subflooring before laying new flooring or carpeting. Renail, then sand or place a new underlayment for a new floor.

  • Paints. Completely dry the surface before painting. This may take several weeks, but paint will peel if applied over a damp surface. Coat concrete surfaces with penetrating sealer for easier future cleanup.

  • Windows and Doors. When appropriate, replace flood damaged windows with vinyl or metal framed windows. Hollow core or polysty­rene foam filled metal doors are water resistant.

Despite all that you have done, natural disasters are unpredictable, and even the best preparations may not hold up in the next flood.

The first step in moving on after a flood is getting rid of damaged or destroyed personal property that can’t or should not be saved. FEMA mitigation experts tell flood survivors to always throw out flood-dirtied cosmetics, medicines, stuffed animals, baby toys and food that may be spoiled. It’s also a good idea to get rid of mattresses, pillows, rugs, books and other paper products. Should you throw away this or that? Good advice from one FEMA mitigation specialist: If you have to ask, throw it away.

Next, dry out your house – lower the humidity. Open doors and windows to let fresh air circulate. Open closet and cabinet doors; remove drawers from their cabinets. Run dehumidifiers and fans. Give your housed plenty of time to dry. The rule of thumb is, if it takes one week for visible moisture to disappear, it will take at least another week for unseen parts to dry.

Alternatively, you may want to turn the job over to a flooding and storm damage professional. Go online to search “water damage restoration” or “dehumidifying.”

For more ideas on reducing flood loss, view FEMA’s booklet, “Protecting Your Home and Family From Flood Damage,” at https://www.fema.gov/media-library/assets/documents/21471  .

Texas homeowners and renters who have registered for disaster assistance with FEMA are encouraged by recovery officials to “stay in touch.” Applicants changing their address or phone numbers should update that information with FEMA. Missing or erroneous information could result in delays getting a home inspection or in receiving assistance.

Survivors with questions regarding their application for disaster assistance, or a pending appeal, should visit DisasterAssistance.gov or call the FEMA Helpline (voice, 711 or relay service) at 800-621-3362. (TTY users should call 800-462-7585.) The toll-free lines are open 7 a.m. to 10 p.m. seven days a week. Multilingual operators are available.

For more information on Texas recovery, visit the disaster web page at www.fema.gov/disaster/4245, Twitter at https://www.twitter.com/femaregion6 and the Texas Division of Emergency Management website, https://www.txdps.state.tx.us/dem.                            

                                                   
                                                                                     # # #

 

All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. 

Visit www.fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

Follow this link:  

After the Flood: What Texans Need to Do to Prepare For the Next Disaster

Idaho Receives Second Major Disaster Declaration in Six Weeks

COEUR D’ALENE, Idaho – Local crews worked around the clock to restore power and clear roads after severe winter storms in December brought heavy snow and frigid temperatures to northern Idaho. As a result of President Obama’s February 1 disaster declaration, the Idaho Bureau of Homeland Security (IBHS) and the Federal Emergency Management Agency (FEMA) will be working to reimburse eligible applicants for costs incurred in keeping citizens safe and in cleaning up and repairing afterward.

State agencies, local governments and certain private nonprofit utilities in Benewah, Bonner and Kootenai counties may be eligible for funding from FEMA’s Public Assistance (PA) program as a result of the declaration for the Dec. 16-27, 2015, storms.

This is the second federal disaster declaration for northern Idaho in about six weeks. On Dec. 23, 2015, the president issued a major disaster declaration making federal Public Assistance available to eligible applicants in Benewah, Bonner, Boundary and Kootenai counties and the Coeur d’Alene Tribe. That declaration was the result of the severe storm and straight-line winds in the area on Nov. 17, 2015.

“Our first responders and utilities worked day and night, and at great expense, to keep folks safe during those back-to-back storms late last year,” said IBHS Director Brad Richy. “We are working closely with FEMA to help reimburse applicants for their costs for the November storm, and we will do the same for the December events.”

Under the Public Assistance program FEMA reimburses applicants for 75 percent of their eligible expenses, while the other 25 percent is the nonfederal share. The federal portion is paid directly to the state, which then makes disbursements to the local and tribal jurisdictions and nonprofit organizations that incurred costs.

“IBHS has been an outstanding partner in support of applicants in northern Idaho,” said Federal Coordinating Officer Dolph Diemont of FEMA. “With the personnel and processes already in place, we will be able build on those relationships and provide prompt assistance to all eligible applicants.”

In addition to Public Assistance grants, additional funds will be available in Idaho under FEMA’s Hazard Mitigation Grant Program (HMGP).

The HMGP, administered by the state, is also a cost-share program, with FEMA providing 75 percent of the funds. This program provides supplemental financial assistance to public entities and certain private nonprofits to reduce the risk to life and property in future disasters.

Additional information is available online at FEMA Public Assistance, PA in Idaho, Hazard Mitigation Grant Program-FEMA and  HMGP in Idaho.

Additional information for the December storms, including funds obligated to the state, is available at www.fema.gov/disaster4252. For the latest on the severe storms that occurred Nov.17, 2015 go to www.fema.gov/disaster/4246.

 

Originally posted here: 

Idaho Receives Second Major Disaster Declaration in Six Weeks

Get Advice on Rebuilding Stronger and Safer This Week in Ashland and Holly Springs

OXFORD, Miss. – Home and business owners looking for information on how to rebuild safer and stronger following the destructive December storms will find help this week at local hardware stores in Ashland and Holly Springs.

Mitigation specialists from the Federal Emergency Management Agency will be at the Ashland Hardware store at 15800 Boundary Drive this Thursday and Friday from 9 a.m. to 6 p.m. and on Saturday from 10 a.m. to 3 p.m. They will be in Holly Springs at the Booker Hardware store at 119 South Market St. this Friday, 10 a.m. to 3 p.m. and Saturday from 10 a.m. to noon.

The specialists will answer questions and offer advice on ways to repair or rebuild homes so they are more storm resistant. Free printed materials with additional information will also be available.

The FEMA specialists can also offer advice on dealing with contractors, in particular on how to avoid being scammed. The specialists will provide handouts on selecting and working with contractors.

Anyone interested is welcome whether or not they are receiving financial disaster assistance from FEMA.

For the latest information on Mississippi disaster recovery operations, visit msema.org and fema.gov/disaster/4248.

###

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Read more:  

Get Advice on Rebuilding Stronger and Safer This Week in Ashland and Holly Springs

Disaster Assistance Teams Helping Mississippi Storm Survivors in Three Newly Designated Counties

OXFORD, Miss. – State and federal disaster survivor assistance teams are now working in three more Mississippi counties, helping residents recover from destructive tornadoes, severe storms and flooding in late December.

The teams are made up of disaster specialists from the Mississippi Emergency Management Agency and the Federal Emergency Management Agency. They are canvassing neighborhoods in Monroe, Panola and Prentiss counties, which were designated for disaster assistance last week.

Affected survivors in Monroe and Prentiss counties can also visit applicant service centers now open at the:

  • Chancery Clerk Building (across from the courthouse), 110 N. Main St., Booneville, MS 38829;
  • The Becker Community Center, 52246 Highway 25 South, Amory, MS 38821.

Survivors in Panola County can visit the disaster recovery center in neighboring Quitman County, which is located at the Marks Fire Department, 108 W. Main St., Marks, MS 38646 or any other center in a county designated for assistance after the December storms.

The teams can register survivors and electronically submit a request for federal assistance. Team members can be easily identified by photo identification and FEMA or MEMA clothing. Mississippi residents are encouraged to ask for official identification before providing personal information.

Federal disaster assistance for qualified applicants may include:

  • Grants to rent a temporary place to live, as needed.
  • Grants for essential home repairs not covered by insurance.
  • Grants for disaster-related needs not covered by insurance — such as medical, dental, transportation, funeral expenses, moving and storage fees, personal property loss and child care.
  • Low-interest disaster loans from the U.S. Small Business Administration to homeowners, renters and businesses of all sizes to cover losses not fully compensated by insurance.

In addition to the registration opportunity offered by recovery teams, survivors can register for assistance by the following methods:

  • Visiting DisasterAssistance.gov with a computer, tablet, iPhone, Android or other mobile device.
  • Calling 800-621-3362 or (TTY) 800-462-7585 for those who are deaf, hard of hearing or speech impaired. Those who use 711 or Video Relay Services can call 800-621-3362 to register. 
  • Business owners can find an electronic loan application on the U.S. Small Business Administration’s secure website at disasterloan.sba.gov/ela. Questions can be answered by calling the SBA disaster customer service center at 800-659-2955/ (TTY) 800-877-8339 or visiting sba.gov.

###

All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

Link:

Disaster Assistance Teams Helping Mississippi Storm Survivors in Three Newly Designated Counties

Federal Aid Programs for the State of Missouri

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama’s disaster declaration issued for the State of Missouri.

Assistance for Affected Individuals and Families Can Include as Required:

  • Rental payments for temporary housing for those whose homes are unlivable.  Initial assistance may be provided for up to three months for homeowners and at least one month for renters.  Assistance may be extended if requested after the initial period based on a review of individual applicant requirements.  (Source: FEMA funded and administered.)
  • Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional.  (Source: FEMA funded and administered.)
  • Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs.   (Source: FEMA funded at 75 percent of total eligible costs; 25 percent funded by the state.)
  • Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals.  (Source: FEMA funded; state administered.)
  • Low-interest loans to cover residential losses not fully compensated by insurance.  Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses.  Loans available up to $2 million for business property losses not fully compensated by insurance.  (Source: U.S. Small Business Administration.)
  • Loans up to $2 million for small businesses, small agricultural cooperatives and most private, non-profit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster’s adverse economic impact.  This loan in combination with a property loss loan cannot exceed a total of $2 million. (Source: U.S. Small Business Administration.)
  • Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence.  (Source: Farm Service Agency, U.S. Dept. of Agriculture.)
  • Other relief programs: Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans’ benefits and social security matters.

How to Apply for Assistance:

  • Affected individuals and business owners in designated areas can begin the disaster application process by registering online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362).  Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice. Applicants registering for aid should be prepared to provide basic information about themselves (name, permanent address, phone number), insurance coverage and any other information to help substantiate losses.

FEMA’s mission is to support our citizens and first responders and ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Stay informed of FEMA’s activities online: videos and podcasts available at www.fema.gov/media-library and www.youtube.com/fema; follow us on Twitter at www.twitter.com/fema  and on Facebook at www.facebook.com/fema.

See original article here:  

Federal Aid Programs for the State of Missouri

Mississippi Tornado Survivors: Keep Your Recovery Process Moving by Returning SBA Disaster Loan Applications

OXFORD, Miss. – Mississippi tornado survivors who do not submit their U.S. Small Business Administration low-interest disaster loan applications may be saying no to a primary source of federal disaster assistance.

After registering with the Federal Emergency Management Agency, some survivors receive a disaster loan application from SBA. By submitting the SBA disaster loan application, survivors keep the full range of disaster assistance available as an option. SBA may refer applicants who do not qualify for a home loan to FEMA for grants to replace essential household items and replace or repair a damaged vehicle. But if survivors do not submit their disaster loan applications, further assistance may stop. Survivors are not required to accept a loan offer.

Often, survivors think SBA disaster loans are only for businesses. Some may be counting on a future insurance settlement to cover rebuilding costs. They may not want to take out a loan or fear they cannot afford one. Others may simply need help completing the disaster loan application.

SBA offers disaster loans to businesses of all sizes, private nonprofit organizations, homeowners and renters, for physical damage from the severe storms, tornadoes and flooding which affected northern Mississippi in late December. To be eligible for these loans, damage must have occurred in the following counties: Benton, Coahoma, Marshall, Quitman or Tippah.

Economic injury disaster loans are available to provide working capital to eligible small businesses and nonprofit organizations located in the following Mississippi counties: Alcorn, Benton, Bolivar, Coahoma, DeSoto, Lafayette, Marshall, Panola, Prentiss, Quitman, Sunflower, Tallahatchie, Tate, Tippah, Tunica and Union.

There are several good reasons for FEMA applicants who have been contacted by SBA to submit a completed disaster loan application before the March 4, 2016, deadline. Some of the top reasons include:

  • Your insurance settlement may fall short. You may find out you are underinsured for the amount of work it takes to repair or replace a damaged home. An SBA low-interest loan can cover the uninsured costs. By submitting the loan application, survivors may have loan money available when it is needed. SBA can approve a loan for the repair or replacement of a home up to $200,000. The loan balance will be reduced by your insurance settlement. However, the opportunity for an SBA disaster loan may be lost if you wait until after the application deadline.
  • SBA can help renters repair or replace disaster-damaged personal property. Renters, as well as homeowners, may borrow up to $40,000 to repair or replace clothing, furniture, appliances and damaged vehicles.
  • Disaster loans offer low rates and long-term repayment plans. Interest rates are as low as 4 percent for businesses, 2.625 percent for nonprofit organizations and 1.813 percent for homeowners and renters with terms up to 30 years. The SBA sets loan amounts and terms based on each applicant’s financial condition.

For more information, homeowners, renters and businesses may call the SBA at 800-659-2955 (TTY 800-877-8339), send an email to DisasterCustomerService@sba.gov or visit SBA.gov/Disaster. Survivors can complete disaster loan applications online at https://DisasterLoan.SBA.gov/ELA.

Survivors can visit any of the five disaster recovery centers open in Mississippi to sit down and talk with an SBA representative in person. Disaster recovery center locations can be found by visiting FEMA.gov/DRC or by calling the FEMA helpline at 800-621-3362 (TTY 800-462-7585.)

Survivors who have not yet registered with FEMA can do so online at DisasterAssistance.gov, or by calling the FEMA helpline at 800-621-3362. Survivors who are deaf, hard of hearing or speech impaired can call TTY 800-462-7585.

For more information on Mississippi’s disaster recovery, visit fema.gov/disaster/4248 and msema.org.

###

All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

This article is from: 

Mississippi Tornado Survivors: Keep Your Recovery Process Moving by Returning SBA Disaster Loan Applications

 Page 13 of 60  « First  ... « 11  12  13  14  15 » ...  Last »