JEFFERSON CITY, Mo. – Free publications are available now in three library systems to help Missouri residents rebuild safer and stronger from the Missouri flooding. FEMA’s outreach teams created displays to provide information along with the publications.

Libraries in Cole, Camden and St. Louis counties are providing the information to help Missourians learn more about damage from weather, prepare for disasters, rebuild safer and learn more about the National Flood Insurance Program.

Libraries providing the publications include:

  • Missouri Regional Library at 214 Adams Street, Jefferson City, MO 65101

  • Camden County Library at 1064 Guthridge Lane, Osage Beach, MO 65055

  • St. Louis County Libraries, various branches

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For breaking news about flood recovery, follow FEMA Region 7 on Twitter at https://twitter.com/femaregion7 and turn on mobile notifications or visit the FEMA webpages dedicated to this disaster at www.fema.gov/disaster/4250.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

 

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FEMA offers free publications in several Missouri libraries

AUSTIN, Texas – At the request of the state of Texas, the Federal Emergency Management Agency (FEMA) has added Henderson, Limestone, Shelby and Tyler to the federal disaster declaration of March 19. They join the nine counties already approved for both Individual Assistance and Public Assistance: Erath, Gregg, Harrison, Hood, Jasper, Marion, Newton, Orange and Parker.  

Texans who suffered damage or losses as a result of the severe storms, tornadoes, and flooding that occurred March 7-29, are encouraged to apply for assistance. Disaster assistance for homeowners and renters may include grants to help pay for temporary housing and essential home repairs, as well as other serious disaster-related needs, such as medical and dental expenses.

Those who had flood or storm damage should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but under-insured applicants may be eligible for help after their insurance claims have been settled.

Survivors can apply online at DisasterAssistance.gov or by phone at 800-621-3362 or (TTY) 800-462-7585. Applicants who use 711 or Video Relay Service may call 800-621-3362. The toll-free numbers are open 7 a.m. to 10 p.m. seven days a week

Low-interest disaster loans from the U.S. Small Business Administration (SBA) are available for eligible survivors. SBA helps businesses of all sizes (including landlords), private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. Disaster loans cover losses not fully compensated by insurance or other recoveries.

For more information, survivors may contact SBA Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting the SBA

website at https://disasterloan.sba.gov/ela. Deaf and hard-of-hearing individuals may call 800-877-8339.

The 13 designated counties are also eligible for Public Assistance (Categories A and B). The Public Assistance program reimburses state and local governments and certain private non-profit

organizations, such as school districts, 75 percent of disaster-related expenses to help Texas communities recover. The cost of debris removal and emergency protective services, such as police overtime for extra work caused from responding to the disaster, may be eligible for reimbursement.                                                              

For more information on Texas recovery, visit the disaster web page at www.fema.gov/disaster/4266, Twitter at https://www.twitter.com/femaregion6 and the Texas Division of Emergency Management website, https://www.txdps.state.tx.us/dem. Visit www.fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. 

 

Taken from: 

Four Additional Texas Counties May Now Apply for Disaster Assistance

Six Additional Texas Counties May Now Apply for Disaster Assistance

AUSTIN, Texas – At the request of the state of Texas, the Federal Emergency Management Agency (FEMA) has added Erath, Gregg, Harrison, Hood, Marion and Parker counties to the federal disaster declaration of March 19. They join the three counties already approved for both Individual Assistance and Public Assistance: Jasper, Newton and Orange.  

Texans who suffered damage or losses as a result of the severe storms, tornadoes, and flooding that began on March 7, are encouraged to apply for assistance. Disaster assistance for homeowners and renters may include grants to help pay for temporary housing and essential home repairs, as well as other serious disaster-related needs, such as medical and dental expenses.

Those who had flood or storm damage should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but under-insured applicants may be eligible for help after their insurance claims have been settled.

Survivors can apply online at DisasterAssistance.gov or by phone at 800-621-3362 or (TTY) 800-462-7585. Applicants who use 711 or Video Relay Service may call 800-621-3362. The toll-free numbers are open 7 a.m. to 10 p.m. seven days a week

Low-interest disaster loans from the U.S. Small Business Administration (SBA) are available for eligible survivors. SBA helps businesses of all sizes (including landlords), private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. Disaster loans cover losses not fully compensated by insurance or other recoveries.

For more information, survivors may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at https://disasterloan.sba.gov/ela. Deaf and hard-of-hearing individuals may call 800-877-8339.

The nine designated counties are also eligible for Public Assistance (Categories A and B). The Public Assistance program reimburses state and local governments and certain private non-profit organizations, such as school districts, 75 percent of disaster-related expenses to help Texas communities recover. The cost of debris removal and emergency protective services, such as police overtime for extra work caused from responding to the disaster, may be eligible for reimbursement.                                                             

For more information on Texas recovery, visit the disaster web page at www.fema.gov/disaster/4266, Twitter at https://www.twitter.com/femaregion6 and the Texas Division of Emergency Management website, https://www.txdps.state.tx.us/dem. Visit www.fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. 

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Six Additional Texas Counties May Now Apply for Disaster Assistance

JEFFERSON CITY, Mo. – Almost three months ago, heavy rains brought flooding and storms to cities along the Mississippi, Missouri and Meramec Rivers. Since that time, more than $75 million has been approved in the form of disaster grants to individuals and families, flood insurance payments, and low-interest loans to renters, homeowners and businesses.

It isn’t too late to receive assistance. The deadline to register for federal assistance is Monday, March 21, 2016. Those who register with FEMA can be referred to national and locally-active voluntary, faith-based and non-governmental agencies when federal assistance cannot meet all of their needs.

A few milestones from the Missouri flood disaster:

  • $11,828,408 in FEMA grants to nearly 2,300 individuals and families for emergency home repairs, repair or replacement of essential personal property, rental assistance, and help with funeral, medical, dental, legal and other disaster-related expenses.
  • $11,649,800 in U.S. Small Business Administration low-interest disaster loans to more than 270 homeowners, renters and businesses.
  • $52,118,027 in National Flood Insurance Program (NFIP) payments.
  • More than 1,700 survivors visited 15 disaster recovery centers to get one-on-one counseling on survivor assistance, flood insurance, mitigation methods, low-interest loans and other information.
  • FEMA floodplain management specialists fielded 335 technical assistance calls and questions from NFIP participating communities.
  • FEMA floodplain management specialists worked with the state on substantial damage software and inspection training for local officials in NFIP participating communities. 

In all, Individual Assistance was extended to 33 counties. The counties receiving IA were Barry, Barton, Camden, Cape Girardeau, Cole, Crawford, Franklin, Gasconade, Greene, Hickory, Jasper, Jefferson, Laclede, Lawrence, Lincoln, Maries, McDonald, Morgan, Newton, Osage, Phelps, Polk, Pulaski, Scott, St. Charles, St. Francois, St. Louis, Ste. Genevieve, Stone, Taney, Texas, Webster and Wright.

For breaking news about flood recovery, follow FEMA Region 7 on Twitter at https://twitter.com/femaregion7 and turn on mobile notifications or visit the FEMA web pages dedicated to this disaster at www.fema.gov/disaster/4250.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

Read more – 

Three months later: More than $75 million approved for Missouri flood survivors

OXFORD, Miss. – The Mississippi Emergency Management Agency and the Federal Emergency Management Agency encourage survivors of the December storms, tornadoes and flooding in Mississippi to keep their recovery process on track by calling the FEMA helpline. The deadline to register with FEMA was March 4, but survivors can still call to check on the status of their applications, appeal decisions, update contact information, or ask questions about the process.

The FEMA helpline number is 800-621-3362, which is video relay service accessible. Survivors who are deaf, hard of hearing or who have difficulty speaking may call TTY 800-462-7585. Helpline hours are 7 a.m. to 10 p.m. seven days a week.

Disaster survivors who registered before the deadline and discover that their insurance has not covered all losses have up to a year to submit additional documentation to FEMA. Assistance may be available for expenses not covered by insurance.

Applicants receiving temporary rental assistance will need to update their permanent housing plan and may need to document the need for continuing rental assistance. FEMA expects all families who receive temporary rental assistance to return to their damaged home when it is repaired or to locate and occupy affordable housing without FEMA rental assistance when possible to do so. 

Questions about U.S. Small Business Administration disaster loans should be directed to SBA at 800-659-2955 or TTY 800-877-8339, or by emailing DisasterCustomerService@sba.gov.    

The Mississippi Emergency Management Agency, FEMA and SBA have approved more than $5.7 million in total state and federal assistance for renters, homeowners and businesses in Mississippi as a result of the December storms, tornadoes and flooding.

  • $3.1 million in low-interest SBA disaster loans for homeowners, renters and businesses.
  • Nearly $2.6 million in MEMA/FEMA Individual Assistance, including:
    • $2.15 million for housing assistance, including money for repairing or rebuilding homes and temporary rental assistance.
    • $431,000 to help cover other disaster-related expenses such as repairing or replacing lost personal property and disaster-related medical, dental and funeral costs.
  • 1,256 survivor households contacted FEMA for help or information regarding disaster assistance.
  • 931 housing inspections were completed.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you have a speech disability or hearing loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

 

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Mississippi Disaster Survivors: Stay in Touch With FEMA to Keep Recovery Going

DENTON, Texas ––New flood maps for Grant Parish will become effective June 16, 2016. Parish residents are encouraged to view the maps before the effective date to understand their flood risk.  

Most property insurance policies do not cover the effects of flooding. People without flood insurance risk uninsured losses to their homes, personal property and businesses. Flooding is the most frequent natural disaster in the U.S. and only flood insurance covers these events. The National Flood Insurance Program (NFIP) is a voluntary program administered by the Federal Emergency Management Agency (FEMA).  

“What’s the first step in preparing for flooding? Finding out about your risk,” said Acting FEMA Region 6 Administrator Moises Dugan. “Everyone needs to prepare for the risks and hazards in their communities.”

Contact your local floodplain administrator to learn if your community participates in the NFIP. You can also review the new flood maps at the parish floodplain administrator’s office. FEMA map specialists and flood insurance experts also are available to answer your questions. They can be reached by phone and online chat. 

FEMA encourages non-participating communities to look at the benefits of joining the NFIP.

Has your property has been newly mapped into a Special Flood Hazard Area? If so, you may want to consider buying flood insurance before the maps become effective. Contacting a local insurance agent is the first step in getting information about insurance. Visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in your area.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.   Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov

Source:  

Grant Parish, Louisiana, Flood Maps Become Final in June

JEFFERSON CITY, Mo. – On Jan. 24, just three days after President Obama’s Jan. 21, 2016, disaster declaration for 33 counties in Missouri, disaster survivors began receiving grants from FEMA’s Individuals and Households Program.

In the days since storms brought flooding, tornadoes and straight-line winds to Missouri, survivors, equipped with nearly $29.2 million in federal assistance, low-interest loans and National Flood Insurance Program (NFIP) claims, are cleaning up,

Twelve days after the disaster declaration, FEMA’s IHP program put more than $8.1 million in the hands of survivors for disaster-related housing needs, repairs to their primary residences and other disaster-related needs, such as furnishings, transportation and medical.

The U.S. Small Business Administration Office of Disaster Assistance, a partner in the recovery effort, has approved 16 disaster loans for $848,600 in the disaster-designated counties in Missouri.

The FEMA-administered NFIP has paid 563 claims totaling more than $20.2 million with an average claim of $37,470.

Counties eligible for federal assistance from the flooding and severe storms between December 23, 2015, and January 9, 2016, are Barry, Barton, Camden, Cape Girardeau, Cole, Crawford, Franklin, Gasconade, Greene, Hickory, Jasper, Jefferson, Laclede, Lawrence, Lincoln, Maries, McDonald, Morgan, Newton, Osage, Phelps, Polk, Pulaski, Scott, St. Charles, St. Francois, St. Louis, Ste. Genevieve, Stone, Taney, Texas, Webster and Wright.

More than 100 FEMA Disaster Survivor Assistance specialists have canvassed hard-hit Missouri neighborhoods helping survivors connect with recovery services. Nearly 550 survivors have talked to local, state, nonprofit, nongovernmental and FEMA specialists at the four Disaster Recovery Centers in designated counties. To ensure that Missourians receive information about assistance, FEMA provides information in Spanish and many other languages.

# # #

For breaking news about flood recovery, follow FEMA Region 7 on Twitter at https://twitter.com/femaregion7 and turn on mobile notifications or visit the FEMA webpages dedicated to this disaster at www.fema.gov/disaster/4250.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

See the original article here – 

$29.2 million in hands of flood survivors 18 days after federal aid approved

JEFFERSON CITY, Mo. – Missouri homeowners, renters and business owners are eligible and encouraged to purchase National Flood Insurance Program (NFIP) policies even if their home or business isn’t located in a flood plain or high-risk zone.

The NFIP aims to reduce the impact of flooding on private and public structures. It does so by providing affordable flood insurance and encouraging communities to adopt and enforce floodplain management regulations.

NFIP insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. But in order to purchase a policy the residence or business must in a community that participates in the NFIP. Missouri communities in the program are listed here — http://www.fema.gov/cis/MO.html. Other communities can request to be added if they meet certain criteria.

More than 70 private insurance agents or agencies in Missouri are certified to sell and service NFIP policies, including all of those listed on this link — http://www.fema.gov/wyo_company

Residents can also contact their own insurance agent or company to find out more about federal flood insurance or find an agent serving their area by filling out the One-Step Flood Risk Profile on the FloodSmart.gov home page (www.floodsmart.gov).

Costs vary depending on how much insurance is purchased, what is covered and the property’s level of flood risk. Those in moderate- to low-risk areas can purchase a special Preferred Risk Policy (PRP) that provides building and contents coverage for one low-price. Typically, there’s a 30-day waiting period from date of purchase before your policy goes into effect.

Why is an NFIP policy necessary if federal aid is available after a flood? Federal disaster assistance typically comes in the form of small grants or low-interest loans to help cover flood damage, not to fully compensate for losses. Even then, those grants and loans are only available if the president formally declares a disaster. NFIP policies are not dependent on a federal disaster declaration.

Flooding occurs in moderate- to low-risk areas as well as in high-risk areas due to factors like poor drainage systems, rapid accumulation of rainfall, snowmelt, and broken water mains. In addition to floods, NFIP policies also cover damage from mudflows. In fact, over 20-percent of all flood insurance claims come from areas outside of mapped high-risk flood zones.

NFIP policyholders who have questions about their flood insurance policy or the claims process, as well as disaster survivors who have general questions about the program, can contact the support hotline by calling toll-free 800-621-3362. For individuals who are deaf, hard of hearing or have a speech disability using 711 or VRS, please call 866-337-4262. For individuals using a TTY, please call 800-462-7585.

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders and ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

For real-time disaster updates, follow us on Twitter at https://twitter.com/femaregion7 and turn on mobile notifications.

 

From:  

National Flood Insurance Program — Who’s Eligible?

DENTON, Texas ––New flood maps for Socorro County will become effective in May and be used for rating flood insurance policies. Local, state and federal officials encourage residents to view the maps before May 2, 2016, in order to understand their flood risk and then consider buying flood insurance. New flood risk maps have been created for the city of Socorro, unincorporated areas of Socorro County, and communities in the Navajo Nation and Pueblo of Acoma within the boundaries of Socorro County.

Most property insurance policies do not cover the effects of flooding. People without flood insurance, whether through a private policy or through the National Flood Insurance Program, risk uninsured losses to their homes, personal property and businesses. The NFIP is a voluntary protection program administered by the Federal Emergency Management Agency.

Flooding is the most frequent natural disaster in the U.S. and only flood insurance covers these unexpected, damaging and sometimes fatal events. “We all need to prepare for the hazards and risks in our communities. The first step in taking the appropriate actions to prepare for flooding is to know your risk,” said FEMA Region 6 Administrator Tony Robinson.

Contact the local floodplain administrator to learn if your community participates in the NFIP and to review the new flood maps. FEMA map specialists and flood insurance experts also are available to answer your questions. They can be reached by phone and online chat. 

FEMA encourages communities not currently participating in the NFIP to look at the benefits of joining the program. The purchase of insurance should be considered for those newly mapped into a Special Flood Hazard Area before the maps become effective. Contacting a local insurance agent is the first step to obtaining information about insurance. Visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in your area.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.   Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov

Continued: 

Flood Maps Become Final in May for Socorro County, New Mexico

SACRAMENTO, Calif. – After five years of drought, many owners of homes and second homes in California may shrug off the suggestion of buying flood insurance. El Niño and the recent wildfires may change the minds of many.

In California, El Niño means extremely heavy rainfall that could lead to devastating flooding, especially in areas affected by prolonged drought and recent wildfires.

The winter of 1997 was one of the strongest El Niños on record. The rains were so unrelenting in California that they led to mudslides, causing houses to crumble off disintegrating cliffs and hundreds of millions of dollars in damage.

This winter’s El Niño is expected to be as strong or even stronger. El Niño conditions will be strongest between January and late March, and could linger through May.

While flood insurance cannot prevent damage to a home, it is a good investment for protecting it. Property owners can purchase up to $250,000 in building coverage and up to $100,000 for contents.

Especially vulnerable are the areas where wildfires hit. Burn scars leave the ground unable to absorb water, creating conditions ripe for flash flooding and mudflow for up to five years until the vegetation is restored.

Standard homeowners insurance does not cover flood damage. Flood insurance is available through the National Flood Insurance Program (NFIP) and covers a general and temporary condition of rapid and unusual accumulation of surface water displaced over two acres or two properties as defined in the standard NFIP policy.

Since there is a 30-day waiting period before flood insurance coverage becomes effective, property owners are urged to speak with their local insurance agent soon.

For additional information on the NFIP or to find an agent, call 800-427-2419 or visit www.floodsmart.gov.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you have a speech disability or hearing loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

Continue reading – 

Homeowners and Owners of Second Homes Have Every Reason to Buy Flood Insurance

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