FEMA Offers Advice for Texans on Lessening Storm Damage in Harris County at the Lowe’s in Baytown and at the North Loop West Home Depot in Houston

AUSTIN, Texas – A team of specialists from FEMA will visit Lowe’s and The Home Depot in Harris County to offer tips and techniques to lessen the impact of disaster-related property damage.

Specialists will be available at the following locations:

Where:           Lowe’s, 5002 Garth Road, Baytown, TX 77521

Hours:            7 a.m. to 5:30 p.m. Thursday, Friday, Saturday, Sunday, Monday and Tuesday May 12-17

Where:           The Home Depot, 999 N. Loop W., Houston, TX 77008

Hours:            7 a.m. to 5:30 p.m. Thursday, Friday, Saturday, Sunday, Monday and Tuesday May 12-17

FEMA Mitigation specialists will be on hand to answer questions and offer home improvement tips to reduce damage in future disasters. Information is geared to both do-it-yourselfers and general contractors on topics such as storm shelters and safe rooms.

Booklets are available in both English and Spanish on protecting your home from flood damage and other natural disasters. If you have a disability and need an accommodation to access Braille, large print or American Sign Language interpreters, please let our representatives know. More information about strengthening property can be found at fema.gov/what-mitigation and fema.gov/texas-disaster-mitigation.

FEMA’s National Flood Insurance Program has a call center to answer policyholder questions, service claims, provide general information and offer technical assistance. To speak with a flood insurance specialist, call 800-621-3362 (FEMA), select option 2, between 8 a.m. and 6 p.m. Monday through Friday.

For more information on Texas recovery, visit the disaster webpage for the April storms at fema.gov/disaster/4269; or visit the Texas Division of Emergency Management website at txdps.state.tx.us/dem. Follow us on Twitter @femaregion6.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Originally posted here:

FEMA Offers Advice for Texans on Lessening Storm Damage in Harris County at the Lowe’s in Baytown and at the North Loop West Home Depot in Houston

Clay County Arkansas Flood Maps Become Final

DENTON, Texas –– New flood maps become effective in Clay County on Aug. 3, 2016. Residents are encouraged to examine so they can determine the need to buy flood insurance. By knowing their risks, individuals and community leaders can make informed decisions about building and development.

The effects of flooding are not covered by most homeowner insurance policies. Anyone without flood insurance risks uninsured losses to their homes, personal property and businesses. Flood insurance is available either through a private policy, or through the National Flood Insurance Program (NFIP). The NFIP is a voluntary program administered by the Federal Emergency Management Agency (FEMA).

Residents with federal mortgages must have flood insurance if the structures are in flood hazard areas. Flooding is the #1 natural disaster in the U.S. and only flood insurance covers these unexpected, damaging and sometimes fatal events.

To learn if your community participates in the NFIP and to review the new flood maps, contact your local floodplain administrator. “We all need to learn what our risks are and prepare for them,” said FEMA Region 6 Administrator Tony Robinson. “Floods can happen anywhere.”

FEMA map specialists and flood insurance experts also are available to answer questions. They can be reached by phone and online chat.  

•    To use the live chat service, visit http://go.usa.gov/r6C.  Click on the “Live Chat” icon.
•    To contact a FEMA Map Specialist, call 1-877-FEMA MAP (1-877-336-2627) or send an email to FEMAMapSpecialist@riskmapcds.com.
•    To view a Preliminary Interactive Flood Map: http://maps.riskmap6.com/AR/Clay/

FEMA encourages communities not currently participating in the NFIP to look at the benefits of joining the program. Contacting a local insurance agent is the first step to obtaining information about insurance. Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.   Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov. 

Continued here: 

Clay County Arkansas Flood Maps Become Final

FEMA Offers Advice for Texans on Lessening Storm Damage in Hood County

AUSTIN, Texas – A team of specialists from FEMA will visit The Home Depot in Hood County to offer tips and techniques to lessen the impact of disaster-related property damage.

Specialists will be available at the following location:

Where:          

The Home Depot, 415 E. Hwy 377, Granbury, TX 76408

Hours:           

7:30 a.m. to 6 p.m. Thursday and Friday May 5-6;

8 a.m. to 6:30 p.m. Saturday and Sunday May 7-8; and

7:30 a.m. to 6 p.m. Monday and Tuesday May 9-10

FEMA Mitigation specialists will be on hand to answer questions and offer home improvement tips to reduce damage in future disasters. Information is geared to both do-it-yourselfers and general contractors on topics such as storm shelters and safe rooms.

Booklets are available in both English and Spanish on protecting your home from flood damage and other natural disasters. If you have a disability and need an accommodation to access Braille, large print or American Sign Language interpreters, please let our representatives know.  More information about strengthening property can be found at fema.gov/what-mitigation and fema.gov/texas-disaster-mitigation.

FEMA’s National Flood Insurance Program has a call center to answer policyholder questions, service claims, provide general information and offer technical assistance. To speak with a flood insurance specialist, call 800-621-3362 (FEMA) between 8 a.m. and 6 p.m. Monday through Friday. Select option “2.”

For more information on the Texas recovery, visit the disaster webpage at fema.gov/disaster/4266, Twitter at twitter.com/femaregion6 and the Texas Division of Emergency Management website, txdps.state.tx.us/dem.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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FEMA Offers Advice for Texans on Lessening Storm Damage in Hood County

Four More Texas Counties May Apply for Disaster Aid for April Storms

AUSTIN, Texas – Individuals and families in Austin, Colorado, Waller and Wharton counties can now register for assistance for the April 17-24 severe storms and floods after the Federal Emergency Management Agency granted the state’s request to add them to the disaster declaration.

They join the four counties already designated for FEMA’s individual assistance program under the April 25 federal disaster declaration: Fayette, Grimes, Harris and Parker counties.  

Texans who suffered damage or losses as a result of April severe storms and flooding are encouraged to apply for assistance. Disaster assistance for homeowners and renters may include grants to help pay for temporary housing and essential home repairs, as well as other serious disaster-related needs, such as medical and dental expenses.

Texans in the eight counties who sustained disaster related damage or losses can register online at DisasterAssistance.gov or by phone at 800-621-3362 (FEMA) or TTY 800-462-7585. Applicants who use 711 or Video Relay Service may call 800-621-3362. Multilingual operators are available. The toll-free numbers are open from 7 a.m. to 10 p.m., seven days a week.

Those who had flood or storm damage should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but underinsured applicants may be eligible for help after their insurance claims have been settled.

Low-interest disaster loans from the U.S. Small Business Administration are available for eligible survivors. SBA helps businesses of all sizes (including landlords), private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. Disaster loans cover losses not fully compensated by insurance or other recoveries.

For more information, survivors may contact SBA Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting the SBA website at https://disasterloan.sba.gov/ela. Deaf and hard-of-hearing individuals may call 800-877-8339

For more information on Texas recovery, visit the disaster webpage for the April storms at fema.gov/disaster/4269; or visit the Texas Division of Emergency Management website, txdps.state.tx.us/dem. Follow us Twitter at twitter.com/femaregion6.

# # #

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

 

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Four More Texas Counties May Apply for Disaster Aid for April Storms

Kentucky Community Recognized for Reducing Flood Risks

ATLANTA –The Federal Emergency Management Agency (FEMA) recognized Louisville-Jefferson County, Ky as a premier participant in the National Flood Insurance Program’s (NFIP) Community Rating System (CRS). With additional steps the community has taken, Louisville-Jefferson County is now the first community in Kentucky, and only the second in the eastern US, to receive a CRS Class 3 rating. Jesse Munoz, FEMA Region IV mitigation division director, presented Metro Council President David Yates a plaque recognizing Louisville-Jefferson County’s achievement at the April 14 Metro Council Meeting.

The CRS rewards communities that voluntarily take steps to reduce flood risks beyond the minimum requirements of the NFIP, such as increasing flood protection and implementing preparedness and mitigation activities. As a result, property owners and renters in CRS-participating communities enjoy a reduction in flood insurance premiums.

“Louisville-Jefferson County is the only community in the commonwealth and among only a handful of communities nationwide that has achieved Class 3, which is a notably high rating,” said Gracia Szczech, regional administrator for FEMA Region IV. “I am pleased that we can recognize Louisville-Jefferson County for taking steps to make their community safer, more resilient and save their residents money.”

Policyholders in Louisville-Jefferson County first began receiving flood insurance discounts under the CRS program in 1991. Currently, there are more than 5,194 flood insurance policies in force in Louisville-Jefferson County, representing more than $880 million in flood insurance coverage. Policyholders located in the high risk areas of flooding, or Special Flood Hazard Areas, can now receive a 35 percent discount on their policy premium, which is an average savings of $505 per policy. Some policyholders in the lower risk areas are eligible for a 10 percent discount. In total, policyholders realize an annual savings of $2,054,687 because of the community’s participation in the CRS program.

For more information on the NFIP’s CRS program visit https://www.fema.gov/national-flood-insurance-program-community-rating-system. For more information about the NFIP, a program administered by FEMA, visit www.floodsmart.gov.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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Kentucky Community Recognized for Reducing Flood Risks

FEMA Offers Advice for Texans on Lessening Disaster Damage in Gregg County

AUSTIN, Texas – A team of specialists from FEMA will offer tips and techniques to lessen the impact of disaster-related property damage at Hardin True Value in Gregg County.

 

Specialists will be available at the following location:

 

Hardin True Value, 106 Delwood Drive, Longview, TX 75605

Available: 7:30 a.m. to 6:00 p.m. Thursday and Friday, April 28-29; 7:30 a.m. to 5:00 p.m. Saturday April 30; and 7:30 a.m. to 6:00 p.m. Monday and Tuesday, May 2-3

 

FEMA Mitigation specialists will be on hand to answer questions and offer home improvement tips to reduce damage in future disasters. Information is geared to both do-it-yourselfers and general contractors on topics such as storm shelters and safe rooms.

 

Booklets are available in both English and Spanish on protecting your home from flood damage and other natural disasters. If you are a person with a disability and need an accommodation to access materials such as Braille, large print, or ASL interpreters, please let our representatives know.  More information about strengthening property can be found at fema.gov/what-mitigation and fema.gov/texas-disaster-mitigation.

FEMA’s National Flood Insurance Program has a call center to answer policyholder questions, service claims, provide general information and offer technical assistance. To speak with a flood insurance specialist, call 800-621-3362 between 8 a.m. and 6 p.m. Monday through Friday.

 

For more information on the Texas recovery, visit the disaster webpage at fema.gov/disaster/4266, Twitter at twitter.com/femaregion6 and the Texas Division of Emergency Management website, txdps.state.tx.us/dem.

 

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

 

Read this article:

FEMA Offers Advice for Texans on Lessening Disaster Damage in Gregg County

FEMA Offers Advice for Texans on Lessening Disaster Damage in Orange, Jasper Counties

AUSTIN, Texas – Teams of specialists from FEMA will offer tips and techniques to lessen the impact of disaster-related property damage at three Orange County Building Materials locations in Jasper and Orange Counties.

 

Specialists will be available at the following locations:

 

Orange County

Orange County Building Materials, 365 Old US 90, Vidor, TX 77662

Orange County Building Materials, 2865 Texas Avenue, Bridge City, TX 77611

 

Jasper County

Orange County Building Materials, 35078 Hwy 96 South, Buna, TX 77612

 

Available: 7:00 a.m. to 5:30 p.m. Thursday and Friday, April 28-29; 7:00 a.m. to 5:00 p.m. Saturday, April 30; and 7:00 a.m. to 5:30 p.m. Monday and Tuesday, May 2-3

 

FEMA Mitigation specialists will be on hand to answer questions and offer home improvement tips to reduce damage in future disasters. Information is geared to both do-it-yourselfers and general contractors on topics such as storm shelters and safe rooms.

 

Booklets are available in both English and Spanish on protecting your home from flood damage and other natural disasters. If you are a person with a disability and need an accommodation to access materials such as Braille, large print, or ASL interpreters, please let our representatives know.  More information about strengthening property can be found at fema.gov/what-mitigation and fema.gov/texas-disaster-mitigation.

FEMA’s National Flood Insurance Program has a call center to answer policyholder questions, service claims, provide general information and offer technical assistance. To speak with a flood insurance specialist, call 800-621-3362 between 8 a.m. and 6 p.m. Monday through Friday.

 

For more information on the Texas recovery, visit the disaster webpage at fema.gov/disaster/4266, Twitter at twitter.com/femaregion6 and the Texas Division of Emergency Management website, txdps.state.tx.us/dem.

 

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

 

Excerpt from – 

FEMA Offers Advice for Texans on Lessening Disaster Damage in Orange, Jasper Counties

Temporary Housing Help Available from FEMA for Displaced Survivors

JACKSON, Miss. – Mississippians whose homes were destroyed or made unlivable by the recent storms and flooding can turn to the Federal Emergency Management Agency for assistance.

FEMA and the Mississippi Emergency Management Agency, as well as local communities, are committed to helping survivors find options for safe housing following the disaster that began March 9. FEMA also wants to help survivors return to their homes.

Those who are unable to remain in their homes made unsafe, unlivable or inaccessible by the disaster, can contact FEMA for assistance in finding temporary housing. Financial assistance for renting temporary housing is available for eligible survivors.

To be considered eligible, survivors first must register with FEMA online at DisasterAssistance.gov, or by calling FEMA’s Helpline (voice, 711 or relay service) at 800-621-3362. (TTY users should call 800-462-7585.) The toll-free lines are open from 7 a.m. to 10 p.m. seven days a week. Multilingual operators are available.

Other eligibility requirements include:

  • Proof that the primary residence is unsafe, unlivable or uninhabitable and within the disaster-designated county;

  • Insured survivors must have filed for insurance benefits and found that the damage to the property is not covered by insurance, the insurance settlement is insufficient or the settlement has not yet been received.

  • Damage must have occurred between March 9 and 29, 2016.

FEMA rental assistance is temporary and is not designed to be a permanent housing option. Rental assistance serves as a bridge until survivors secure permanent housing.

The U.S. Small Business Administration can provide long-term rebuilding assistance in the form of low-interest disaster loans to qualified individuals in their recovery.

Businesses of all sizes, homeowners and renters may obtain information on SBA disaster loan applications by calling 800-659-2955 (800-877-8339 for the hard of hearing) or by visiting SBA.gov. Survivors may also apply for disaster loans at disasterloan.sba.gov/ela.

Both FEMA and SBA are prohibited by law from duplicating insurance benefits. But, if the survivor’s insurance falls short of meeting the need, the survivor may be eligible for help from either or both agencies.

For more information on Mississippi’s disaster recovery, visit fema.gov/disaster4268 and msema.org.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you are deaf, hard of hearing or have a speech disability loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

The U.S. Small Business Administration is the federal government’s primary source of money to help business of all sizes, private non-profit organizations, homeowners and renters rebuild and recover after a disaster. SBA low interest disaster loans repair and replace property losses not fully compensated by insurance and do not duplicate benefits of other agencies or organizations.

 

 

 

 

From – 

Temporary Housing Help Available from FEMA for Displaced Survivors

FEMA Offers Advice for Texans on Lessening Storm Damage in Jasper County

AUSTIN, Texas – A team of specialists from FEMA will offer tips and techniques to lessen the impact of disaster-related property damage at Lowe’s Home Improvement store in Jasper County.

Specialists will be available at the following location:

Lowe’s: 900 W Gibson, Jasper, TX 75951

Available: 7 a.m. to 5:30 p.m. Friday, April 15; 8 a.m. to 6:30 p.m. Saturday and Sunday, April 16 and 17; and 7 a.m. to 5:30 p.m. Monday and Tuesday, April 18 and 19.  

FEMA Mitigation specialists will be on hand to answer questions and offer home improvement tips to reduce damage in future disasters. Information is geared to both do-it-yourselfers and general contractors on topics such as storm shelters and safe rooms.

Booklets are available in both English and Spanish on protecting your home from flood damage and other natural disasters. If you are a person with a disability and need an accommodation to access materials such as Braille, large print, or ASL interpreters, please let our representatives know.  More information about strengthening property can be found at http://www.fema.gov/what-mitigation and www.fema.gov/texas-disaster-mitigation.

FEMA’s National Flood Insurance Program has a call center to answer policyholder questions, service claims, provide general information and offer technical assistance. To speak with a flood insurance specialist, call 800-621-3362 between 8 a.m. and 6 p.m. Monday through Friday.

For more information on the Texas recovery, visit the disaster webpage at http://www.fema.gov/disaster/4266, Twitter at www.twitter.com/femaregion6 and the Texas Division of Emergency Management website, www.txdps.state.tx.us/dem.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

See original: 

FEMA Offers Advice for Texans on Lessening Storm Damage in Jasper County

Flood insurance: The time to buy is while it’s dry

JEFFERSON CITY, Mo. – Until it happens to them, most people don’t realize that even an inch or two of water can cause thousands of dollars in damage. During the recent floods in Missouri, thousands experienced the trauma of flooded homes and businesses. The toll not only includes the heartbreak of losing precious possessions, but financial hardship, especially for those who don’t have flood insurance.

Spring, when flooding is typically most severe, has arrived. But you can still purchase a National Flood Insurance Program (NFIP) policy to protect your home and its contents or your business. Remember – there is a 30-day waiting period before a policy takes effect.

Homeowners’ insurance doesn’t cover flood damage, but the NFIP does. Funded by the Federal Emergency Management Agency (FEMA), NFIP makes flood insurance available for communities that participate in the program, regardless of whether the area is high, low, or medium risk. NFIP carries a maximum coverage of $250,000 for homes and $100,000 for contents. Business coverage is a maximum of $500,000 for building and $500,000 for contents.

Many Missouri residents decided to buy flood insurance to protect against the risk of flooding. The amount of claims paid to homeowners and renters with flood insurance is more than double the amount of FEMA grants and U.S. Small Business Administration (SBA) loans in several counties designated for federal assistance for damages from the recent flooding:

  • In Taney County, the National Flood Insurance Program (NFIP) paid policyholders more than $4.2 million in claims. Comparably, FEMA and SBA paid a total of $416,724 in grants and loans.

  • In St. Louis County, NFIP paid policyholders more than $14.3 million in claims, while loans and grants to St. Louis County residents totaled more than $6.8 million.

  • In Phelps County, NFIP paid nearly $1.9 million to policyholders while FEMA and SBA assistance was $254,254.

FEMA Individual Assistance can pay for losses not covered by insurance such as temporary rental assistance. Flood insurance can potentially provide your family with much more money – up to $350,000 – after a flood.

It’s also important to remember that NFIP insurance covers flood damage regardless of where there is a federal disaster declaration. That is another benefit of being covered by insurance.

To learn more about any property’s flood risk, estimate an NFIP premium or locate an insurance agent who sells flood insurance, log on to www.floodsmart.gov. For flood information and safety tips visit www.ready.gov/floods. Find the Spanish-language web site at www.listo.gov.

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For breaking news about flood recovery, follow FEMA Region 7 on Twitter at https://twitter.com/femaregion7 and turn on mobile notifications or visit the FEMA webpages dedicated to this disaster at www.fema.gov/disaster/4250.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

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Flood insurance: The time to buy is while it’s dry

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