LINCROFT, N.J. — Two New Jersey municipalities were recognized for reducing their flood hazard risk through the FEMA Community Rating System in awards ceremonies on March 10, 2014.

The ceremony honoring Pompton Lakes was held at 25 Lenox Avenue, the town’s municipal building. Fairfield Township was honored in a separate ceremony at 230 Fairfield Avenue.

The Community Rating System (CRS) is a program administered by FEMA that provides lowerFEMA employees present a plaque to the Mayor and Administrator of FairfieldFEMA Natural Hazards Program Specialist Crystal Tramunti and Mitigation Branch Director William McDonnell present Mayor James Gasparini and Administrator Joseph Catenaro with a plaque recognizing Fairfield. insurance premiums under the National Flood Insurance Program. Communities can apply to participate in the CRS, and residents of participating communities pay lower premium reduction rates based on the implementation of floodplain management policies.

Communities earn points toward their rating based on 18 creditable activities in four categories: Public Information, Mapping and Regulations, Flood Damage Reduction and Flood Preparedness. For towns participating in the CRS, flood insurance premium rates are discounted in 5 percent increments. Premium reductions are in the form of CRS Classes, similar to the classifications used for fire insurance.

Pompton Lakes CRS Coordinators and Councilman Simone are honored with a plaqueCouncilman Michael Simone and CRS Co-Coordinators Elizabeth Brandsness and Barbara Padula are honored with a plaque recognizing the town of Pompton Lakes.Pompton Lakes is one of 10 New Jersey municipalities (Sea Isle City, Avalon, Beach Haven, Bedminster, Brigantine, Long Beach Township, Longport, Mantoloking, Pompton Lakes and Stafford Township) to achieve Class 5, the highest level of compliance currently achieved in the state. The borough’s participation in CRS has saved residents $308,395 on their insurance premiums. Fairfield Township, in Essex County, is in Class 6. Township residents have saved $499,201.

The highest level of compliance possible in the program is Class 1. The 61 communities participating in the program have saved more than $17 million.

Participating communities have better organized and more formal local flood programs, which can be evaluated against a nationally recognized benchmark. The discounted premiums give communities incentive to maintain its programs. The program also helps to remind residents that their towns are working to protect them from flooding and that their town is becoming more knowledgeable and successful in supporting and improving flood protection measures.
Learn more about the NFIP’s CRS program at http://www.fema.gov/business/nfip/crs.shtm.
Photographs are located at http://www.fema.gov/media-library/assets/images/92323 and http://www.fema.gov/media-library/assets/images/92322

For more information on New Jersey’s disaster recovery, visit fema.gov/SandyNJ, twitter.com/FEMASandy, facebook.com/FEMASandy and fema.gov/blog.
 

 FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.
 

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Originally posted here – 

CRS Awards Presented To Two New Jersey Communities

WASHINGTON – The U.S. Department of Homeland Security’s Federal Emergency Management Agency (FEMA) will be holding the next National Advisory Council (NAC) public meeting on Wednesday, March 19, 2014. The public meeting will be 8:30 a.m. to 5:00 p.m. (EDT) at the FEMA Region III Office in Pennsylvania located at 615 Chestnut Street, Philadelphia, PA 19106.  

The NAC was established to ensure effective and ongoing coordination of Federal preparedness, protection, response, recovery, mitigation for natural disasters, acts of terrorism and other man-made disasters.  The NAC advises the FEMA Administrator on all aspects of emergency management and incorporates federal, state, local, tribal, and territorial governments, and non-profit and private sector partners’ input into the development and revision of FEMA policies and strategies.  

During the meeting, the NAC will meet with the FEMA Administrator to review the progress and/or potential recommendations of its three subcommittees:  Preparedness and Protection; Response and Recovery; and Federal Insurance and Mitigation. 

The NAC will also discuss:

  • FEMA’s Strategic Plan;
  • National Preparedness Grant Program;
  • National Preparedness System;
  • America’s PrepareAthon!;
  • Disability Inclusive Emergency Management; and
  • Climate Change Adaptation and Resilience Initiative.

For those planning to attend in person and for additional information on facilities or services for individuals with disabilities or to request special assistance at the meeting, please contact the Office of the NAC by email at FEMA-NAC@fema.dhs.gov.

For more information on the NAC please visit www.fema.gov/national-advisory-council.

Link: 

FEMA Announces Next Meeting of National Advisory Council

DENTON, Texas — A federal grant totaling more than $2 million from the Federal Emergency Management Agency (FEMA) will help fund the elevation of 16 additional homes in Jefferson Parish.

The grant covers $2,063,418 of the total project costs of $2.7 million. FEMA grants pay the federal share of the eligible costs for the work. Under a cost-sharing formula, FEMA reimburses the state for 75 percent of the total costs, while the state and/or applicant cover the remaining 25 percent.

“The elevation of these structures will significantly reduce the potential for flooding during future weather events,” said FEMA’s Regional Administrator Tony Robinson.

This project was initially awarded in April 2011 to mitigate 45 properties for a federal share of more than $5.7 million. Given the high concentration of repetitive loss properties in this parish, additional funds were allocated by the Governor’s Office of Homeland Security and Emergency Preparedness. Jefferson Parish will utilize all available funds to mitigate these properties benefiting both the property owners and National Flood Insurance Program.

“The Hazard Mitigation Grant Program helps communities rebuild stronger after a disaster,” Robinson said. “This elevation project in Jefferson Parish is a perfect example of what our mitigation program aims to accomplish – rebuilding from past disasters in a way that better protects properties against future disasters.”

Once the structures are elevated, individual homeowners will be required to maintain flood insurance on their newly elevated homes for the life of the properties.

The federal funding for this project was made available after Hurricane Gustav made landfall in Louisiana in September 2008.

You can follow FEMA on Twitter at www.twitter.com/femaregion6 or on Facebook at www.facebook.com/FEMA. Also visit our blog at www.fema.gov/blog.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at http://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

Link – 

FEMA Awards $2 Million for Jefferson Parish Elevations

DENVER – In the past six months, more than $284 million in federal funds has been provided to Coloradans as they recover from last September’s devastating floods.

More than $222 million has come in the form of disaster grants to individuals and families, flood insurance payments and low-interest loans to renters, homeowners and businesses. More than $62 million has been obligated to state and local governments’ response and recovery work.

At the same time, long-term recovery efforts are underway, staffed and funded by federal, state and local governments, and by volunteer agencies dedicated to helping those most in need.

The $284.9 million breaks down this way: (All figures are as of COB March 3, 2014.)

  • $60,418,419 in FEMA grants to more than 16,000 individuals and families for emergency home repairs, repair or replacement of essential personal property, rental assistance, and help with medical, dental, legal and other disaster-related expenses;
  • $98,750,000 in U.S. Small Business Administration low-interest disaster loans to more than 2,440 homeowners, renters and businesses;
  • $63,641,332 in National Flood Insurance Program payments on 2,071 claims, and
  • $62,055,973 in FEMA Public Assistance reimbursements to state and local governments for emergency response efforts, debris cleanup, repairs or rebuilding of roads, bridges and other infrastructure, and restoration of critical services.

“The flooding disrupted the lives of thousands, changed the course of streams, isolated mountain communities, and left major roadways impassable in many places,” said Tom McCool, federal coordinating officer for the disaster. “More than 1,200 men and women from FEMA were mobilized from all over the country to this disaster. We’re proud to be part of the team as Coloradans recover, rebuild and renew their lives.”

Over a five-day period last September, historic rainfall swept through the Front Range, with some areas receiving more than 17 inches of rain. The flooding killed 10 people, forced more than 18,000 from their homes and destroyed 1,882 structures, damaging at least 16,000 others. Some of the hardest hit communities included Jamestown, Lyons, Longmont, Glen Haven, Estes Park and Evans.

At the request of Gov. John Hickenlooper, President Obama signed a major disaster declaration for Colorado on Sept. 14, 2013.

The 11 counties designated for Individual Assistance under the major disaster declaration are Adams, Arapahoe, Boulder, Clear Creek, El Paso, Fremont, Jefferson, Larimer, Logan, Morgan and Weld.

The 18 counties designated for Public Assistance are Adams, Arapahoe, Boulder, Clear Creek, Crowley, Denver, El Paso, Fremont, Gilpin, Jefferson, Lake, Larimer, Lincoln, Logan, Morgan, Sedgwick, Washington and Weld.                 

Other federal recovery activities and programs include:

Hazard Mitigation

  • Approximately 50 percent of Public Assistance permanent repair work and nearly 65 percent of large (more than $67,500) Public Assistance projects contain mitigation measures to lessen the impact of similar disasters on publicly owned infrastructure. These mitigation measures have been approved for 123 projects with a cost of $3,439,200.
  • FEMA hazard mitigation specialists have provided county and local officials with technical assistance and reviews of existing flood control measures and challenges, helping revise hazard mitigation plans, and providing advice and counsel on numerous mitigation and flood insurance issues.
  • FEMA flood insurance inspectors assisted county officials to assess substantial damage at identified sites.
  • National Flood Insurance Program specialists as well as the state NFIP coordinator and state mapping coordinator met with the City of Evans to discuss floodplain management and the city’s recent adoption of the Weld County preliminary maps. The State and FEMA will continue to work with city officials by providing additional training and technical assistance to support their floodplain management program.

Disaster Case Management Program

  • FEMA has awarded a Disaster Case Management Grant of $2,667,963 to the State of Colorado. Under this state-administered program, case managers will meet one-on-one with survivors to assess unmet disaster-related needs that have not been covered by other resources.

Disaster Unemployment Assistance

  • $302,795 has been dispersed to 151 applicants in this federally funded, state-administered program.

Crisis Counseling Grant Program

  • Colorado Spirit crisis counselors have talked directly with 18,178 people and provided referrals and other helpful information to more than 88,000. Counselors met with nearly 1,200 individuals or families in their homes. The counselors are continuing door-to-door services and community outreach counseling programs. In mid-March, the longer-term Crisis Counseling Regular Services Program grant will be awarded to the State to continue the program.
  • The grant will provide an additional nine months of crisis counseling outreach services to survivors.

Voluntary Agencies

  • At the height of the disaster there were 53 agencies that ultimately provided a total of 275,784 volunteer hours. Survivors received shelter, food, water, snacks, muck-out, and debris removal.
  • Long Term Recovery Groups have been established in Larimer, Weld and Boulder counties, and Longmont and Lyons.
  • El Paso and Fremont counties are offering case management through El Paso County Voluntary Organizations Active in Disasters.

Disaster Legal Services Program

  • Through the Colorado Bar Association/American Bar Association  program, 284 State Bar-Licensed volunteer attorneys assisted 619 survivors with disaster-related legal issues. The program completed operations at the end of February.

Federal Disaster Recovery Coordination

  • The Federal Disaster Recovery Coordination group has brought together federal and state subject-matter experts to advise local and state decision-makers on the best methods to achieve an effective recovery. The FDRC focuses on how best to restore, redevelop and revitalize the health, social, economic, natural and environmental fabric of the community.
  • The group’s recently released Mission Scoping Assessment lists recovery-related impacts and the breadth of support needed, as well as evaluates gaps between recovery needs and capabilities. Its soon-to-be-released Recovery Support Strategies document outlines state recovery priorities and discusses how federal agencies can support those efforts.
  • The State of Colorado, FDRC and other federal agencies are:
  • assisting Lyons and Jamestown with long-term community planning and recovery organization;
  • facilitating a survey to gauge impacts of flooding on business communities;
  • helping identify housing options for disaster survivors, and
  • helping local governments identify stream channel choke points so local communities can prioritize limited hazard reduction in streams.

Social Media

  • By clicking the “like” button on the COEmergency Facebook page, Coloradans can get detailed posts with useful information and photos. The Colorado Division of Homeland Security and Emergency Management’s (DHSEM) Twitter account COEmergency has more than 23,000 followers and offers disaster recovery information, links to news products and other information that disaster survivors may still find useful.
  • More than 1,000 tweets have provided response and recovery information. Since the September floods began, more than 1,200 new participants have started following FEMA Region 8.

Originally posted here – 

Colorado Flooding – Six Months Later

CHICAGO – Severe weather can happen anytime, anywhere.

Spring flooding is common throughout Minnesota—whether along the Red River, Mississippi, or another one of the state’s many bodies of water. In addition, communities in Minnesota regularly face severe storms and tornadoes that leave behind costly damages for residents to recover from. Everyone should be ready for these risks.

March 2 – 8, 2014 marks the third annual National Severe Weather Preparedness Week – a partnership between FEMA and NOAA to encourage all Americans to learn their weather risks and take steps to prepare.

The first step is to know your risk – understand the types of hazardous weather that can affect your community, and the impact it may have on you and your family. Check the weather forecast regularly and sign up for alerts from your local emergency management officials. Consider purchasing a NOAA weather radio to get the latest updates on severe weather in your area.

Understand the hazards for which you are at risk and then take action: Develop an emergency plan based on your local weather hazards and practice how and where to take shelter before a severe weather event. Post your plan in your home where family and visitors can see it. Create or refresh an emergency kit for needed food, supplies and medication—make sure to keep a kit in your car, at the office and at home, so you are protected regardless of where you may be. For a list of items to include in your emergency kit, visit www.ready.gov/build-a-kit.

Don’t forget to consider pets when making emergency plans, and also take into account any unique needs you or your family might have so you’re best prepared for unforeseen emergencies.

It is also important to take the time to assure you’re fully insured. Remember, homeowners insurance typically does not cover flood damage, and there is a 30-day waiting period before a flood policy becomes effective. Contact your insurance agent to review your insurance coverage so your home is financially protected.

“Over the past several years, Minnesota has been significantly impacted by costly flooding and dangerous tornadoes,” said FEMA Region V Administrator Andrew Velasquez III. “Taking steps now to prepare will ensure you are ready if severe weather threatens your area this year.”

For even more readiness information follow FEMA Region V at twitter.com/femaregion5 and facebook.com/fema. Individuals can always find valuable severe weather preparedness information at www.ready.gov/severe-weather or download the free FEMA app, available for Android, Apple or Blackberry devices.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at twitter.com/femaregion5, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at twitter.com/craigatfema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Media Contact: Cassie Ringsdorf, (312) 408-4455

 

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Severe Weather Safety: What You Need to Know

The Federal Emergency Management Agency (FEMA) today released Preliminary Flood Insurance Rate Maps (FIRMs) for Middlesex and Monmouth Counties that reflect the latest refinements to the ongoing analysis of flood hazards. This release is the next step in the coastal Flood Insurance Study update. The Preliminary FIRMs replace the Preliminary Work Maps for Middlesex and Monmouth Counties that were released in June/July of 2013 as an interim product.

The new maps are extremely important as FEMA, the New Jersey Department of Environmental Protection (NJDEP) and Middlesex and Monmouth County communities continue to work in partnership to support resilient communities, and to avoid or reduce the loss of life and property, and the financial impacts of flooding. The Preliminary FIRMs reflect the same coastal flood risks as the Preliminary Work Maps and have now been updated to include riverine flooding.

The release of the Preliminary FIRMs indicates the first step in the official regulatory review process. The next step is a statutory 90-day appeal and comment period, which is expected to begin in Spring 2014.  Property owners and interested parties will have the opportunity to appeal the Preliminary FIRMs by submitting technical documentation to their local Floodplain Administrators during this period.  Once the appeal period is over, and all appeals are resolved, FEMA will issue a Letter of Final Determination (LFD) to the Middlesex and Monmouth County communities that initiates the six-month adoption period before the maps become effective.

Upon becoming effective, expected to occur in 2015, the new FIRMs will determine flood insurance rates. In the meantime, to promote higher standards for building performance and reduce potential future flood insurance costs, NJDEP and FEMA encourage Middlesex and Monmouth County communities to refer to the standards reflected in the Preliminary FIRMs for the construction of new and substantially improved structures.
For more information on flood risk mapping and insurance, visit www.region2coastal.com, www.msc.fema.gov, and www.floodsmart.gov.

Link to original:  

FEMA Releases Preliminary Flood Insurance Rate Maps for Middlesex and Monmouth Counties

SPRINGFIELD, IL – FEMA urges people in Grundy County who sustained damage during the Nov. 17 tornadoes to register for federal disaster assistance before the Jan. 27 deadline even if they have insurance coverage. Assistance will continue after Jan. 27, but applicants must register by that date to be considered.

Some Grundy County storm survivors may think they will not qualify for federal assistance because they have insurance. This is not necessarily the case. They may still be eligible for assistance in the form of grants from FEMA, which do not have to be paid back, and low-interest disaster loans from the U.S. Small Business Administration.

By registering with FEMA, survivors may be eligible for assistance to help cover unexpected, uncovered expenses. For instance, an insurance settlement could be delayed and help is needed to cover rental assistance. Or there could be a delay in moving back into a damaged home, exhausting the Additional Living Expenses provided by insurance.  Survivors could also identify additional damage to their home not covered by their insurance policy.

There are three easy ways to register:

  • Online: go to DisasterAssistance.gov.
  • With a smartphone or tablet: download the FEMA app or go to m.fema.gov.
  • By phone: call the FEMA helpline, 800-621-FEMA (3362). People who are deaf or hard of hearing and use a TTY may call 800-462-7585. The toll-free lines are open 7 a.m. to 10 p.m. local time, seven days a week. Assistance is available in many languages.

By registering before the deadline, applicants may be eligible for assistance with: temporary housing, home repairs, and other serious disaster-related expenses not covered by insurance.

In addition to registering with FEMA, survivors with insurance need to submit their insurance settlement documentation once they receive it. Sending an insurance declaration page is not sufficient. If there are questions on how to obtain this document, applicants should contact their insurance company, or call the FEMA helpline.

Next to insurance, low-interest disaster loans from SBA is the primary funding source for real estate property repairs and replacing lost contents following a disaster like a tornado.

Homeowners may be eligible for low-interest loans of up to $200,000 to repair or rebuild their homes. Homeowners and renters may be eligible to borrow up to $40,000 to repair or replace personal property, including automobiles damaged or destroyed in the disaster.

Applicants should not wait on an insurance settlement before returning the SBA low-interest disaster loan application. Insurance may not pay for all of the storm-related damage. Survivors can begin their recovery immediately with an SBA disaster loan. The loan balance will be reduced by their insurance settlement.

Applicants can complete the disaster loan application online at https://disasterloan.sba.gov/ela. Questions can be answered by calling the SBA customer service center at 800-659-2955. People who are deaf or hard of hearing and use a TTY can call 800-877-8339. More information is available at sba.gov.

For the latest information on Illinois’ recovery from the Nov. 17 storms, visit FEMA.gov/Disaster/4157. Follow FEMA online at twitter.com/femaregion5, facebook.com/fema and youtube.com/fema.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

SBA is the federal government’s primary source of funding for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private non-profit organizations fund repairs or rebuilding efforts, and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover uninsured and uncompensated losses and do not duplicate benefits of other agencies or organizations. For information about SBA programs, applicants may call 800-659-2955 (TTY 800-877-8339).

FEMA News Desk: 217-522-2080

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Grundy County Tornado Survivors Urged to Register with FEMA

Springfield, Ill.  – This capsule of recent disaster recovery information is provided by the Federal Emergency Management Agency.

Don’t let misinformation keep you from registering for disaster assistance.

Sometimes unexpected, uninsured expenses arise weeks or even months after a disaster. For example, you might identify additional damage to your home in the spring when temperatures rise and contractors are able to conduct a more comprehensive inspection. If your insurance settlement is delayed, you may qualify for temporary rental assistance if your home is uninhabitable. Or you may exhaust the additional living expenses provided by your insurance company. FEMA and U.S. Small Business Administration disaster assistance may help cover some of these expenses.

Registering with FEMA is quick and easy. You should register even if you have insurance and regardless of your income level or the level of damage your home sustained. Register online at DisasterAssistance.gov, with a mobile device by using the FEMA app or going to m.fema.gov, or by calling 800-621-FEMA (3362). People who are deaf or hard of hearing and use a TTY can call 800-462-7585

SBA low-interest disaster loans are a major recovery funding source for Illinois.

If you apply for assistance with FEMA and are referred to the SBA, it’s important to submit a low-interest disaster loan application to assure that the federal disaster recovery process continues. You are not obligated to accept a loan, but failure to complete and submit the application may stop the FEMA grant process. Homeowners may be eligible for loans up to $200,000 for repairs. Homeowners and renters may be eligible to borrow up to $40,000 to repair or replace personal property. For businesses, loans are available up to $2 million to repair or replace disaster damaged real estate, and other business assets. Eligible small businesses and non-profits can apply for Economic Injury Disaster Loans (EIDL) to help meet working capital needs caused by the disaster.

You can apply online at DisasterLoan.SBA.gov/ela. For additional information about SBA low-interest disaster loans, contact the SBA Disaster Assistance Customer Service Center by calling 800-659-2955 or TTY 800-877-8339, emailing DisasterCustomerService@sba.gov or visiting sba.gov/disaster.

Rental assistance is available if you have been displaced as a result of the storms.

If you are making repairs to or rebuilding your home, you may be eligible for assistance from FEMA to cover temporary rental expenses if your home is uninhabitable – but you must register with FEMA to be considered. Call 800-621-FEMA (3362) or visit a Disaster Recovery Center if you have questions or need help finding a rental property. You can also go Nestrent.com or IlHousingSearch.org to identify available rental properties.

FEMA decision letters are not the end of the line for disaster assistance.

After registering with FEMA, you will receive a letter explaining the status of your application. The letter may state that you’re ineligible for assistance, but this isn’t necessarily a final decision. It is important to read the entire letter carefully because it states exactly what needs to be submitted for potential federal assistance. If you have insurance, you must submit all of your insurance information for FEMA to review your eligibility. Sending your insurance declaration page is not sufficient. You need to submit actual insurance settlement information. If you are unsure of how to obtain this document, contact your insurance company, call the FEMA helpline (800-621-FEMA) or visit a Disaster Recovery Center. Insurance documents will be reviewed, then an inspector may arrange a visit to the damaged home or apartment to determine if there are uninsured, eligible losses. Federal disaster assistance may assist in covering some expenses not covered by insurance. You can appeal FEMA’s decision. Appeals must be filed within 60 days of the date of the determination letter. More information is available by calling 800-621-FEMA (3362) or by taking the letter to a Disaster Recovery Center. You can locate the nearest center by going to fema.gov/drclocator.

Help is available to repair damaged vehicles.

If you had a vehicle damaged or destroyed in one of the counties affected by the Nov. 17 Illinois tornadoes, you may be eligible for federal disaster assistance. Even if you are not a resident of one of the designated counties, you may still be eligible for this assistance if you were working or visiting one of the counties. You must register with FEMA to be considered for eligibility. In addition to FEMA assistance, homeowners and renters may be eligible to borrow up to $40,000 through SBA’s low-interest disaster loan program to repair or replace personal property, including automobiles damaged or destroyed in the disaster.

Illinois recovery photos and videos available

Visit fema.gov/disasters/4157 to access FEMA’s online library of photos and videos documenting response and recovery efforts to the Nov. 17 storms and tornadoes in Illinois. The page also includes updated information and important messages regarding Illinois’ recovery.

NEWS DESK: 217-522-2080

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Excerpt from:

Illinois Tornado Recovery News: Capsule of Illinois tornado recovery news for weekly newspapers

Springfield, Ill.— FEMA wants anyone who was affected by the Nov.17 tornadoes to apply for disaster assistance, and family gatherings this holiday season could be a good time to ask around the table:  Have you registered with FEMA? 

Applying for assistance may unlock valuable FEMA grants to pay for a temporary place to live while your home is being repaired and to help pay for those repairs.  Even lost personal items may be covered. 

Applying is easy.  You can apply on line or use that smart phone to call or connect to the FEMA app, and it only takes about 20 minutes.

FEMA grants can fill insurance gaps.  Uninsured and underinsured losses may be covered by FEMA grants.  Register and let FEMA determine if you’re eligible, and don’t wait on the insurance settlement to register.      

Return that completed SBA loan application.  Registering with FEMA may refer you to SBA for you to complete and return a disaster loan application.  Not submitting the disaster loan application could stop the FEMA grant process.  Receive every FEMA dollar you may qualify for.  Get that  disaster loan application in today, and remember, qualifying for a loan doesn’t mean you have to accept it. 

Grants and loans ease later worries.  Let FEMA and the SBA determine the extent of your damage and help with your recovery.  FEMA grants are a helping hand while SBA disaster loans – up to $40,000 for contents and up to $200,000 for home repairs can help finance your full recovery.  The SBA disaster loan balance will be reduced by your insurance settlement.

Insurance first, then FEMA.  A FEMA application must wait on an applicant’s insurance settlement, so when you receive a letter from FEMA describing documents needed to process your FEMA grant, mail or fax those documents right away.  Don’t leave a possible FEMA grant on the table.  

Survivors can apply online at DisasterAssistance.gov or with a smartphone or tablet by visiting m.fema.gov. They can also register and get questions answered over the phone by calling FEMA’s helpline, 800-621-FEMA (3362). Survivors who use a TTY can call 800-462-7585. The toll-free telephone numbers operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.

For the latest information on Illinois’ recovery from the Nov. 17 storms, visit FEMA.gov/Disaster/4157. Follow FEMA online at twitter.com/femaregion5, facebook.com/fema and youtube.com/fema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

SBA is the federal government’s primary source of funding for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private non-profit organizations fund repairs or rebuilding efforts, and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover uninsured and uncompensated losses and do not duplicate benefits of other agencies or organizations. For information about SBA programs, applicants may call 800-659-2955 (TTY 800-877-8339).

FEMA News Desk: 217-522-2080

 

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Source:  

FEMA Says Disaster Assistance Good Holiday Topic

LINCROFT, N.J. — Seventeen New Jersey municipalities will be recognized for reducing their flood hazard risk through the Community Rating System in awards ceremonies today and Wednesday, Dec. 18.

Today’s ceremony at 10 a.m. the Long Beach Township Courtroom will honor Bay Head, Beach Haven, Berkeley Township, Hazlet, Lavallette, Long Beach Township, Mantoloking, Middletown Township and Stafford Township. Wednesday’s ceremony at 12:30 p.m. at Sea Isle City Elementary School will honor Avalon, Cape May, Cape May Point, Longport, Margate, Ocean City, Sea Isle City and Upper Township.

The Community Rating System (CRS) is a program administered by FEMA that provides lower insurance premiums under the National Flood Insurance Program. Communities can apply to participate in the CRS, and residents of participating communities pay lower premium reduction rates based on the implementation of floodplain management policies.

Communities earn points toward their rating based on 18 creditable activities in four categories: Public Information, Mapping and Regulations, Flood Damage Reduction and Flood Preparedness. For towns participating in the CRS, flood insurance premium rates are discounted in 5 percent increments. Premium reductions are in the form of CRS Classes, similar to the classifications used for fire insurance. A Class 1 community (the highest level of compliance) would receive a 45% premium reduction.

Ten New Jersey municipalities (Sea Isle City, Avalon, Beach Haven, Bedminster, Brigantine, Long Beach Township, Longport, Mantoloking, Pompton Lakes and Stafford Township) are in Class 5, the highest level currently in the state. The 61 communities in the program have saved a total of $17 million.

Participating communities have better organized and more formal local flood programs, which can be evaluated against a nationally recognized benchmark. The discounted premiums give communities incentive to maintain its programs. Residents are reminded that their towns are working to protect them from flooding and will become more knowledgeable and interested in supporting and improving flood protection measures.

Learn more about the NFIP’s CRS program at http://www.fema.gov/business/nfip/crs.shtm.

http://www.fema.gov/disaster/4086/updates/sandy-one-year-later

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications

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Seventeen New Jersey Communities are Recognized for Reducing their Flood Risk through the Community Rating System

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