Little Rock, Ark. – For many Arkansans in Faulkner County affected by the April 27 tornadoes, cleanup is well underway. That means residents may have questions regarding the types of debris that can be left at the curb for collection and how to handle debris when a homeowner hires a contractor.

DEBRIS PLACED ON RIGHT OF WAY

Tornado-related debris is eligible for pickup and disposal by the county or municipality if residents place the following types of debris on the public right-of-way in front of their property for pick-up. When placing debris at the roadside, residents should be careful not to cover or impede access to utility meters or mailboxes.

Residents opting for curbside pick-up must separate debris into six (6) categories:

  • Vegetative debris (tree limbs, shrubs, etc.)
  • Construction/Demolition debris
  • White goods (appliances, etc.)
  • E-goods (TV’s, electronics)
  • Household hazardous (cleaning solutions, automotive chemicals, etc.)
  • Normal household garbage

DEBRIS HANDLED BY CONTRACTORS

Some homeowner’s insurance policies may cover debris removal.  Residents are reminded that if they choose to hire their own contractor, they should not place that debris on the right-of-way. The cost of debris disposal is typically included in the contractor’s estimates. Homeowners should review their insurance policies to determine if their policy covers debris removal.

Under no circumstances will reconstruction debris or demolition debris created by the property owner or the private contractor be pushed to the curb. The property owner, insurance company or contractor is responsible for removing and transporting all demolition and/or reconstruction debris to an approved designated landfill.

  • Reconstruction debris includes any construction material that must be removed from the damaged structure (shingles, portions of roofs, etc.) to bring it back to pre-disaster function.
  • Demolition debris includes construction material created by the physical deconstruction of the remaining portions of a disaster-damaged structure (walls, roof, flooring, slabs, outbuildings, etc.) in preparation for the construction of a new building.

OTHER THINGS TO BE AWARE OF WHEN HIRING CONTRACTORS

  • Watch out for:
    • Phone or door-to-door solicitors who promise to speed up the insurance, disaster assistance or building-permit process.
    • People who ask for large cash deposits or advance payments in full.
    • Promises of large amounts of money for disaster victims.
    •  FEMA/State disaster assistance funds are sent to applicants by electronic funds transfer (EFT) or through the U.S. mail ONLY!
    • People going door-to-door to damaged homes or phoning survivors and claiming to be building contractors or soliciting personal information such as Social Security or bank account numbers; they could be frauds.

Those who suspect anyone of engaging in fraudulent activities should call the FEMA Disaster Fraud Hotline at 1-866-720-5721. Complaints may also be made to local law enforcement agencies and through the Arkansas Attorney General Consumer Protection Hotline at 1-800-482-8982.

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Arkansans: Things to Know About Debris Removal

DENVER-Whether you own a home or a business, you need to be proactive when it comes to flood insurance. With heavy snowpack this year, there is strong potential for spring flooding. In addition, wildfires devastated Colorado over the last few years destroying vegetation. The burn areas are more susceptible to flooding, because there is no vegetation to absorb the moisture or slow down the flow of sediment and mud in rainstorms.

Do not delay in obtaining flood insurance coverage. The National Flood Insurance Program (NFIP) has a 30-day waiting period from the time the flood insurance policy is written and the premium is paid until it goes into effect. A policy purchased even a few weeks from now might not be in effect for spring runoff.

Know your insurance policy and what it covers. NFIP covers the structure of your building only. It is recommended that you also carry a basic NFIP policy on your contents. A basic policy covers the following:

  • Up to $250,000 for a home; up to $500,000 for a building.
  • Up to $100,000 for personal contents; up to $500,000 for business; up to $100,000 for renters.
  • NFIP covers ONLY the depreciated value of your household goods. It does not include replacement value.
  • Fine art, collectibles, jewelry, and furs up to $2,500.
  • NFIP does not cover such items as autos, machinery, non-household related items, such as yard tools, livestock, lawns, trees, shrubbery, fences, business supplies and equipment.

To protect yourself in the event of a flood:

  • Inventory your home. Assign everything a value, so that you have a starting point in case of disaster.
  • Document any purchases. Keep receipts in a safe flood-proof place.

The National Flood Insurance Program (NFIP) offers flood insurance to homeowners, renters, and business owners in communities that are part of the NFIP program. NFIP is administered by the Federal Emergency Management Agency (FEMA), which works closely with 90 private insurance companies.

Contact an agent or your county or city floodplain administrator to find out whether your community is participating in NFIP. Your agent can advise you on whether you have adequate coverage for your home and valuables. For more information on flood insurance, visit floodsmart.gov.

 

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Be Proactive About Flood Insurance

EVERETT, Wash. – One month after the State Route 530 Slide claimed the lives of at least 41 people, recovery continues. Local, state, tribal and federal partners have all collaborated in response to this tragedy.

The response of local community groups has been robust from the start. Immediately following the tragedy, the American Red Cross (ARC) began mobilizing response vehicles and trained disaster workers. To date, five ARC vehicles have been active in response and recovery, and a total of more than 400 trained workers – about half of them from Washington State – have responded. ARC has distributed more than 23,600 meals and snacks (in partnership with Southern Baptist Disaster Relief); 1,000 comfort and relief items; and more than 6,800 mental health or health-related contacts have been made. Additionally, ARC shelters have provided 140 overnight stays. The nonprofit has also provided transportation assistance to those who are experiencing significantly-increased commuting times due to the slide.

“From the very start, we’ve remained committed to supporting Snohomish County as survivors continue in the recovery process,” said State Coordinating Officer Kurt Hardin. “Our work has only just begun. We’ll stay focused on every disaster survivor for as long as necessary.”

On April 2, 2014, President Obama issued a major disaster declaration for the State of Washington.The declaration made federal funding available to survivors in Snohomish County – including members of the Sauk-Suiattle, Stillaguamish, and Tulalip tribes – through the Individual Assistance program. Assistance may include funding for increased commuting costs and other disaster-related needs. To date, nearly $300,000 has been distributed in disaster assistance to eligible individuals and households through the Individual Assistance program. Additional funding is forthcoming.

Twenty-eight state agencies, as well as the Washington Conservation Corps, and the Washington Service Corps have provided assistance throughout the past 30 days in response to the disaster. Assistance provided to date includes search and rescue, and fatality extraction; security; emergency response and incident management personnel; environmental monitoring and hazardous materials recovery and disposal; aviation services; donations management; and administration of disaster assistance programs, among other services and activities.

All along, federal agencies have joined forces with and supported state and local search and rescue teams. Under a mission assignment from FEMA, the U.S. Army Corps of Engineers constructed a temporary structure to hold back water and help dry out areas where search teams can complete their work. The barrier – which is called a berm – is 3,000 feet long and made from 20,000 tons of rock, gravel and earthen materials.

Local, state, tribal and federal support of tribal response and recovery needs remains a top priority. Since the slide, there has been a coordinated partnership among tribal and local charitable organizations and other groups. One example is the ongoing work of the Sauk-Suiattle tribe and ARC as they manage direct distribution of food and other resources to tribal members.

FEMA Disaster Survivor Assistance (DSA) teams continue to provide in-person, tailored information and services. DSA has been in contact with 382 survivors and have already registered 102 survivors for FEMA assistance. They have provided 19 case inquiries (looking up information upon request), 35 case updates (updating information, as needed), and 139 whole community referrals. The teams have visited 17 community locations and 18 business locations.

Approximately 29 local voluntary organizations, Washington Voluntary Organizations Active in Disaster (WAVOAD) members, and National Voluntary Organizations Active in Disaster (National VOAD) have provided multiple services to survivors of the SR530 Slide. These disaster specific services include emergency financial assistance, financial assistance for transportation, emergency feeding, children’s disaster services, hospitality, spiritual and emotional care, and funeral assistance.

Local, state, tribal and federal agencies also continue to use the best resources to support survivors. Experts have been brought in to provide geologic monitoring of the site, incident management and hazardous materials recovery.

Under the Public Assistance program, federal funding was made available to state and eligible tribal and local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and debris removal. The Federal Emergency Management Agency (FEMA) will cover 75 percent of eligible costs.    

Public Assistance funding will cover eligible costs associated with search and rescue operations. The Washington State Patrol deployed air support, chaplains, perimeter security, traffic control and provided regular records to the medical examination team. Additionally, nearly 600 National Guard soldiers were deployed to assist with the search.

The National Flood Insurance Program (NFIP) is processing mudflow damage claims. FEMA is working with “Write Your Own” policy partners to pay eligible filed claims as soon as possible. FEMA encourages all homeowners that sustained damage as a result of SR530 Slide to file claims with their insurance company as soon as possible.

In addition to the Individual Assistance and Public Assistance programs, low-interest disaster loans are available to eligible homeowners, renters, businesses of all sizes and private nonprofit groups through the U.S. Small Business Administration (SBA). As of April 23, nearly $400,000 has so far been approved in SBA loans for survivors of the SR530 Slide.  

“We will continue to work with local, tribal and state officials to ensure that every survivor of this tragedy receives all of the disaster assistance for which they are eligible,” said FEMA Federal Coordinating Officer Michael Hall. “We remain committed to the mission, and we are looking ahead to a rapid recovery.”

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One Month after the SR530 Slide, Recovery Continues

WASHINGTON — Today, the Federal Emergency Management Agency (FEMA) is announcing $112 million in funding available through two Hazard Mitigation Assistance (HMA) grant programs: Flood Mitigation Assistance (FMA) and Pre-Disaster Mitigation (PDM). These two grant programs assist state, local, tribal, and territorial governments in strengthening our nation’s ability to reduce the potential cost of natural disasters to communities and their citizens.

FEMA’s Hazard Mitigation Assistance grant programs provide states, tribes, territories, and local governments funding for eligible mitigation activities to strengthen our nation’s ability to reduce disaster losses and protect life and property from future disaster damages.

The Flood Mitigation Assistance grant program provides funds on an annual basis so that measures can be taken to reduce or eliminate risk of flood damage to buildings insured under the National Flood Insurance Program (NFIP). The FY 2014 Flood Mitigation Assistance grants will continue to focus on reducing or eliminating claims under the NFIP with a focus on mitigation planning and the mitigation of severe repetitive loss properties.

The Pre-Disaster Mitigation grant program provides funds on an annual basis for hazard mitigation planning and the implementation of mitigation projects prior to a disaster. The goal of the Pre-Disaster Mitigation grant program is to reduce overall risk to the population and structures, while at the same time, also reducing reliance on federal funding from actual disaster declarations. The FY 2014 Pre-Disaster Mitigation grants will continue to focus on implementing a sustained pre-disaster natural hazard mitigation program and provide the grant funding set aside as required in the Stafford Act to states and tribes to support overall mitigation planning and projects.

Both Hazard Mitigation Assistance FY 2014 Funding Opportunity Announcements can be found at www.grants.gov. Eligible applicants must apply for funding through the Mitigation eGrants system on the FEMA Grants Portal accessible at https://portal.fema.gov. FEMA will open the application period on April 21, 2014. All applications must be submitted no later than 11:59 p.m. EDT on July 25, 2014.

Further information on these grant programs is available at www.fema.gov/hazard-mitigation-assistance.

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Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications. 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Jump to original – 

FEMA Announces Funding Opportunity for Fiscal Year (FY) 2014 Hazard Mitigation Assistance Grants

DENTON, Texas ––In five months, new flood maps for Harrison County, Texas will become effective.

Local, state and federal officials are encouraging everyone to view the maps before Wednesday, Sept. 3, 2014 in order to understand their flood risk and then consider buying flood insurance.

Most property insurance policies do not cover the effects of a flood. Floods can place people at risk of uninsured loss to their businesses, homes and personal property if they don’t have either a private flood insurance policy or coverage through the National Flood Insurance Program (NFIP), a voluntary protection program administered by the Federal Emergency Management Agency (FEMA).

Flooding is the #1 natural disaster in the U.S. and only flood insurance covers these unexpected, damaging and sometimes fatal events. “Where there is rain, there could be flooding,” said FEMA Region 6 Administrator Tony Robinson. “Everyone lives in a flood zone.”

To learn if your community participates in the NFIP and to review the new flood maps, contact your local floodplain administrator. FEMA map specialists and flood insurance experts also are available to answer questions. They can be reached by phone and online chat.  Maps are available online for review.

FEMA encourages communities not currently participating in the NFIP to look at the benefits of joining the program. Contacting a local insurance agent is the first step to obtaining information about insurance. Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.

                                                                                                       ###

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.   Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

Continued here: 

Five Months Remain Before Harrison County, TX Flood Maps Become Final

    DENTON, Texas ––In five months, new flood maps for Jackson County, Texas will become effective.

Local, state and federal officials are encouraging everyone to view the maps before Wednesday, Sept. 17, 2014 in order to understand their flood risk and then consider buying flood insurance.

Most property insurance policies do not cover the effects of a flood. Floods can place people at risk of uninsured loss to their businesses, homes and personal property if they don’t have either a private flood insurance policy or coverage through the National Flood Insurance Program (NFIP), a voluntary protection program administered by the Federal Emergency Management Agency (FEMA).

Flooding is the #1 natural disaster in the U.S. and only flood insurance covers these unexpected, damaging and sometimes fatal events. “Where there is rain, there could be flooding,” said FEMA Region 6 Administrator Tony Robinson. “Everyone lives in a flood zone.”

To learn if your community participates in the NFIP and to review the new flood maps, contact your local floodplain administrator. FEMA map specialists and flood insurance experts also are available to answer questions. They can be reached by phone and online chat.  Maps are available online for review.

FEMA encourages communities not currently participating in the NFIP to look at the benefits of joining the program. Contacting a local insurance agent is the first step to obtaining information about insurance. Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.

                                                                                                       ###

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.   Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

See the original article here:

Five Months Remain Before Jackson County, TX Flood Maps Become Final

DENVER —With mountain snowpack high and rainy months on the way, now is the time to buy flood insurance, say state and federal emergency management officials.

In most circumstances, there is a 30-day waiting period from the time the policy is written and the premium is paid until the policy goes into effect. That means a policy purchased today, April 2, would not go into effect until May 2. It also means that a policy purchased a few weeks from today might not be in effect when spring runoff starts.

National Flood Insurance Program policies are available for homeowners, businesses and renters and include coverage for the structure and contents. Policy limits are $250,000 for residential structures and $100,000 for residential contents. Business structures and contents can be insured for up to $500,000 each. Renter content policies are available with a limit of $100,000.

As many survivors of last September’s disaster can attest, small creeks and even dry ditches can quickly turn into wide raging rivers. In fact, most flood insurance payments across the country are paid out to people who did not live in a Special Flood Hazard Area, or floodplain.

People who do live in a Special Flood Hazard Area, and who have a federally backed loan, are required to carry flood insurance. Also, anyone who lives in an A or V flood zone, and who received Individual Assistance from FEMA for last September’s flood damage, must have flood insurance or they will jeopardize federal assistance for any future flood declaration.

Flood insurance is available only to people who live or own businesses in a participating community with an approved flood hazard plan. To find out if you live in a Special Flood Hazard Area, contact your floodplain manager through your local or county government.

People with flood insurance can collect payments for damages sustained in most flooding events, even if the flooding does not result in a disaster declaration.

The process and the rules can get complicated, so emergency officials urge anyone thinking about flood insurance to contact an insurance agent for more information. To find an agent or for more information on flood insurance, visit floodsmart.gov or call 1-888-379-9531.

See more here: 

Now is the Time to Buy Flood Insurance

Release Number:

FEMA Region II PR-002–NY, NJ, PR, USVI

The Federal Emergency Management Agency (FEMA) on Friday, March 28, 2014, released Preliminary Flood Insurance Rate Maps (FIRMs) for Ocean County that reflect the latest refinements to the ongoing analysis of flood hazards. This release is the next step in the coastal Flood Insurance Study update. The Preliminary FIRMs replace the Preliminary Work Maps for Ocean County that were released in June of 2013 as an interim product.

The new maps are extremely important as FEMA, the New Jersey Department of Environmental Protection (NJDEP) and Ocean County communities continue to work in partnership to support resilient communities, and to avoid or reduce the loss of life and property, and the financial impacts of flooding. The Preliminary FIRMs reflect the same coastal flood risks as the Preliminary Work Maps and have now been updated to include riverine flooding.

The release of the Preliminary FIRMs indicates the first step in the official regulatory review process. The next step is a statutory 90-day appeal and comment period, which is expected to begin in Spring 2014.  Property owners and interested parties will have the opportunity to appeal the Preliminary FIRMs by submitting technical documentation to their local Floodplain Administrators during this period.  Once the appeal period is over, and all appeals are resolved, FEMA will issue a Letter of Final Determination (LFD) to the Ocean County communities that initiates the six-month adoption period before the maps become effective.

Upon becoming effective, expected to occur in 2015, the new FIRMs will determine flood insurance rates. In the meantime, to promote higher standards for building performance and reduce potential future flood insurance costs, NJDEP and FEMA encourage Ocean County communities to refer to the standards reflected in the Preliminary FIRMs for the construction of new and substantially improved structures.

For more information on flood risk mapping and insurance, visit www.region2coastal.com, www.msc.fema.gov, and www.floodsmart.gov.
 

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FEMA Releases Preliminary Flood Insurance Rate Maps for Ocean County, NJ

DENTON, Texas –– New flood maps for specific areas of Montgomery County, Texas will become effective five months from now, on Monday, Aug. 18, 2014. Local and federal officials encourage everyone in the county to view the maps to understand their flood risk and consider buying flood insurance before then.

Most property insurance policies do not cover the effects of a flood. Floods can place people at risk of uninsured loss to their businesses, homes and personal property if they don’t have either a private flood insurance policy or coverage through the National Flood Insurance Program (NFIP), a voluntary protection program administered by the Federal Emergency Management Agency (FEMA).

Flooding is the #1 natural disaster in the United States and only flood insurance covers these unexpected, damaging and sometimes fatal events. “Wherever it rains, it can flood,” said FEMA Region 6 Administrator Tony Robinson. “Everyone lives in a flood zone.”

To learn if your community participates in the NFIP and to review the new flood maps, residents can contact their local floodplain administrator. 

Montgomery County maps on riskmap6.com have been updated to reflect appeal resolutions.
FEMA map specialists and flood insurance experts also are available to answer questions. They can be reached by phone and online chat:

• View the maps online at  http://maps.riskmap6.com/TX/Montgomery
• To use the live chat service, visit http://go.usa.gov/r6C.  Click on the “Live Chat” icon.
• To contact a FEMA Map Specialist, call 1-877-FEMA MAP (1-877-336-2627) or send an email to FEMAMapSpecialist@riskmapcds.com.
                                                
FEMA encourages communities not currently participating in the NFIP to look at the benefits of joining the program. Participation in the NFIP can assure a faster recovery in the event of a devastating flood. Contacting a local insurance agent is the first step to obtaining information about insurance. Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.                                         
                                                       

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.    Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

Continued: 

Five Months Remain Before Montgomery County, TX Flood Maps Become Final

DENTON, Texas –– New flood maps for specific areas of Dallas County will become effective on Monday, July 7, 2014. Local and federal officials encourage everyone to view the maps to understand their flood risk and consider purchasing flood insurance before then.

Most property insurance policies do not cover the effects of a flood. Floods can place people at risk of uninsured loss to their businesses, homes and personal property if they do not have either a private flood insurance policy or coverage through the National Flood Insurance Program (NFIP), a voluntary protection program administered by the Federal Emergency Management Agency (FEMA).

Flooding is the number one natural disaster in the United States and only flood insurance covers these unexpected, damaging and sometimes fatal events.

“Where there is rain, there could be flooding,” said FEMA Region 6 Administrator Tony Robinson. “Everyone lives in a flood zone.”             

To review the new flood maps, residents can contact their local floodplain administrator. An interactive mapping portal is also available. FEMA map specialists and flood insurance experts are available to answer questions and can be reached by phone and email:

• To view the maps on an interactive flood information portal, visit http://maps.riskmap6.com/TX/Dallas
• To view the Preliminary Interactive Flood Map Index online visit http://www.riskmap6.com/documents/Meeting_263/48113CIND0D.pdf
• To contact a FEMA Map Specialist, call 1-877-FEMA MAP (1-877-336-2627) or send an email to FEMAMapSpecialist@riskmapcds.com.
• To use the live chat service, visit http://go.usa.gov/r6C.  Click on the “Live Chat” icon

Participation in the NFIP can assure a faster recovery in the event of a devastating flood. Contacting a local insurance agent is the first step to obtaining information about insurance. Residents can visit www.floodsmart.gov or call 1-888-379-9531 to find an agent near them.
                                              

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.    Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

See more here – 

Four Months Remain Before Flood Maps For Specific Areas of Dallas County, Texas Become Final

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