Getting Disaster Help from the U.S. Small Business Administration: SBA Representatives available at Disaster Recovery Center

SAIPAN-

WHAT YOU NEED TO KNOW

♦ SBA offers low-interest disaster loans to businesses of all sizes, most private nonprofit organizations, homeowners and renters.

♦ Businesses may borrow up to $2 million for any combination of property damage or economic injury.

♦ SBA offers low-interest working capital loans (called Economic Injury Disaster Loans) to small businesses, small businesses engaged in aquaculture and most private nonprofit organizations of all sizes having difficulty meeting obligations as a result of the disaster.

♦ If you are a homeowner or renter, FEMA may refer you to SBA. SBA disaster loans are the primary source of money to pay for repair or replacement costs not fully covered by insurance or other compensation.

♦ Homeowners may borrow up to $200,000 to repair or replace their primary residence.

♦ Homeowners and renters may borrow up to $40,000 to replace personal property.

WHAT YOU NEED TO DO

♦ Begin by registering with FEMA. If you haven’t already done so, call (800) 621-FEMA (3362) or visit www.disasterassistance.gov.

♦ Homeowners and renters should submit their SBA disaster loan application, even if they are not sure that they will need or want a loan. If SBA cannot approve your application, in most cases they will refer you to FEMA’s Other Needs Assistance (ONA) program for possible additional assistance.

HOW TO APPLY TO SBA

We encourage every individual and business owner to come into the Disaster Recovery Center and speak one-on-one with an SBA Customer Service Representative. Our representatives will answer all of their questions and explain the application process. We will also help each business owner and homeowner complete their application to apply for a low-interest disaster loan.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners, and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Individuals who are deaf or hard of hearing may call (800) 877-8339.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

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Getting Disaster Help from the U.S. Small Business Administration: SBA Representatives available at Disaster Recovery Center

Don’t Forget to File a Flood Insurance Claim

MONTGOMERY, Ala. ‒ Homeowners and business owners who experienced flooding during the April 28 to May 5 presidentially declared disaster should file a claim for flooding loss as soon as possible, as claimants must file for their losses within 60 days of the event. 

Contact your agent or insurance company to file a claim. An adjuster from the insurance company should contact you within a few days of filing a claim. If you do not hear from an adjuster, call your insurance agent or company again. Make sure you have the following information handy:

  • The name of your insurance company.
  • Your policy number.
  • A telephone and/or email address where you can be reached at all times.

Remember, a flood insurance policy is usually separate from your homeowner’s policy, which in most cases does not pay for flood claims.

Next, separate damaged from undamaged property. Your adjuster will need evidence of the damage to your home and possessions to prepare your repair estimate.

  • Take photographs of all damaged property, including discarded objects, structural damage and standing floodwater levels.
  • Make a list of damaged or lost items and include their date of purchase, value and receipts, if possible.
  • Officials may require disposal of damaged items, so if possible, place flooded items outside of the home.

Finally, your adjuster will provide you with a Proof of Loss form for your official claim for damages. Remember, you must file this claim with your insurance company within 60 days of the flood – or by the end of June.

This document substantiates the insurance claim and is required before the National Flood Insurance Program or insurance company can make payment.

You will receive your claim payment after you and the insurer agree on the amount of damages and the insurer has your complete, accurate and signed Proof of Loss form. If major catastrophic flooding occurs, it may take longer to process claims and make payments due to the sheer number of claims submitted.

For general flood insurance questions, call the National Flood Insurance Call Center at 800-427-4661directly or through 711 Relay or contact your insurance company or agent.

 

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Don’t Forget to File a Flood Insurance Claim

Completing SBA Disaster Loan Application Keeps the Recovery Process Moving

JACKSON, MS. — If disaster survivors in Mississippi apply for assistance with the Federal Emergency Management Agency and are referred to the U.S. Small Business Administration, it’s important for them to submit a loan application to assure that the federal disaster recovery process continues and they keep their options open.

FEMA and SBA encourage homeowners, renters and businesses to apply for low-interest disaster loans to help fund their losses:

  • Many survivors who register with FEMA will be contacted by the SBA. Survivors need to choose the option to receive a disaster loan application packet from SBA.
  • Survivors can submit their SBA disaster loan applications one of three ways: online at https://DisasterLoan.SBA.gov/ela, in person at a disaster recovery center or by mail.
  • Survivors should complete and return the applications as soon as possible. Filing the loan application does not obligate people to accept an SBA loan. However, failure to complete and submit the home disaster loan application may stop the FEMA grant process. Homeowners and renters who submit an SBA application and are declined a loan may be considered for certain other FEMA grants and programs that could include assistance for disaster-related car repairs, clothing household items and other expenses.
  • Next to insurance, an SBA loan is the primary funding source for real estate property repairs and replacing lost contents following a disaster like a tornado or flooding. Homeowners may be eligible for low interest loans up to $200,000 for primary residence structural repairs or rebuilding.
  • SBA can help renters replace their essential items. Homeowners and renters may be eligible to borrow up to $40,000 to repair or replace personal property, including automobiles damaged or destroyed in the disaster.
  • Loans for businesses and private non-profit organizations are available up to $2 million to repair or replace disaster damaged real estate, and other business assets. Eligible small businesses and non-profits can apply for Economic Injury Disaster Loans (EIDL) to help meet working capital needs caused by the disaster. 
  • Do not wait on an insurance settlement before returning an application. Insurance may not pay for all of the disaster-related damage. Survivors can begin their recovery immediately with an SBA disaster loan. The loan balance will be reduced by the insurance settlement.
     

For additional information about SBA low-interest disaster loans, contact the SBA Disaster Assistance Customer Service Center by calling 800-659-2955 or TTY 800-877-8339, emailing DisasterCustomerService@sba.gov or visiting sba.gov/disaster. SBA customer service representatives are available at ALL disaster recovery centers. Disaster recovery center locations can be found online at FEMA.gov/DRCLocator.

Disaster assistance may include money to help pay for temporary housing and essential home repairs. Low-interest SBA loans may also be available for losses not covered by insurance or other sources.

For more information on Mississippi disaster recovery, click fema.gov/disaster/4175. Visit the MEMA site at msema.org or on Facebook at facebook.com/msemaorg.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

 

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Completing SBA Disaster Loan Application Keeps the Recovery Process Moving

SBA Loans Help Individuals & Businesses on the Road to Recovery

SPRINGFIELD, Ill. — Federal Emergency Management Agency (FEMA) officials, along with partners from the U.S. Small Business Administration (SBA) are encouraging homeowners, renters and businesses to apply for low-interest disaster loans to help fund their losses.

If Illinois residents apply for assistance with FEMA and are referred to the SBA, it’s important for them to submit a loan application to assure that the federal disaster recovery process continues and they keep their options open:

  • Many survivors who register with FEMA will be contacted by the SBA. Survivors can submit their SBA disaster loan applications one of three ways: by mail, in person at a Disaster Recovery Center or online at DisasterLoan.SBA.gov/ela.
  • It is important for survivors to complete and return the application as soon as possible. Filing the loan application does not obligate people to accept an SBA loan and failure to complete and submit an SBA loan application may stop the FEMA grant process. However, homeowners and renters who submit an SBA application and are declined a loan may be considered for certain other FEMA grants and programs that could include assistance for disaster-related car repairs, clothing and household items.
  • Next to insurance, an SBA loan is the primary funding source for real estate property repairs and replacing lost contents following a disaster like a tornado. Homeowners may be eligible for low interest loans up to $200,000 for repairs.
  • SBA can help renters replace their essential items. Homeowners and renters may be eligible to borrow up to $40,000 to repair or replace personal property, including automobiles damaged or destroyed in the disaster.
  • Loans for businesses and private non-profit organizations. Loans are available up to $2 million to repair or replace disaster damaged real estate, and other business assets.  Eligible small businesses and non-profits can apply for Economic Injury Disaster Loans (EIDL) to help meet working capital needs caused by the disaster. 
  • Do not wait on an insurance settlement before returning an application. Insurance may not pay for any or all of the storm-related damage. Survivors can begin their recovery immediately with an SBA disaster loan.  The loan balance will be reduced by their insurance settlement.
     

For additional information about SBA low-interest disaster loans, contact the SBA Disaster Assistance Customer Service Center by calling 800-659-2955 or TTY 800-877-8339, emailing disastercustomerservice@sba.gov or visiting sba.gov/disaster. SBA customer service representatives are available at all disaster recovery centers. Centers can be found online at fema.gov/DRC.

For the latest information on Illinois’ recovery from the Nov. 17 storms, visit FEMA.gov/Disaster/4157. Follow FEMA online at twitter.com/femaregion5, facebook.com/fema and youtube.com/fema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

SBA provides low-interest, long term disaster loans for homeowners, renters and businesses of all sizes. For more information, visit SBA’s website at www.sba.gov/disaster.

NEWS DESK: 217-522-2080

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SBA Loans Help Individuals & Businesses on the Road to Recovery

Fairbanks Disaster Recovery Center to Close on Sundays

ANCHORAGE, Alaska – The state and federal Disaster Recovery Center (DRC) in Fairbanks has new hours of operation.

Located at 751 Old Richardson Hwy., Suite 202 in Fairbanks, AK 99701, the center has been operating from 9 a.m. to 5 p.m. Monday through Saturday, and 9 a.m. to noon on Sundays.

Starting Sunday, July 28, 2013, the center will no longer operate on Sundays. It will, however, remain open 9 a.m. to 5 p.m., Monday through Saturday.

The center is staffed by disaster recovery specialists who can provide information and answer questions about flood-related assistance for individuals, households and businesses affected by the 2013 spring floods.

Those with losses due to flooding between May 17 and June 11, 2013, in the Regional Educational Attendance Areas (REAAs) eligible for Individual Assistance are encouraged to register with FEMA by calling 800-621-FEMA (3362) or online at DisasterAssistance.gov. The eligible REAAs are Alaska Gateway, Lower Yukon, Yukon Flats, and Yukon-Koyukuk.

Registration by mobile device is also available at www.m.fema.gov. Those with a speech disability or hearing loss who use TTY can call 800-462-7585 (TTY).  Multilingual registration can be done by phone.

Staff at the recovery centers can review and update applicant information and address individual questions and concerns.

Affected individuals who have not yet registered can also register at the DRC. Those who intend to register at the center should bring:

  • Their Social Security number
  • Current and pre-disaster address
  • Block and lot number
  • A telephone number where they can be contacted
  • Insurance information
  • Total household annual income
  • A routing and account number from their bank (only necessary if they want to have disaster assistance funds transferred directly into their bank account).
  • A description of losses that were caused by the disaster.

FEMA disaster assistance may include awards to help pay for housing, replace personal property and  other serious disaster-related expenses not covered by insurance. Assistance may also include low-interest federal disaster loans from the U.S. Small Business Administration (SBA).

SBA offers disaster loans to homeowners, renters, businesses of all sizes and private, nonprofit organizations for their uncompensated losses. Homeowners may borrow up to $200,000 to repair or replace their primary residence. Homeowners and renters may borrow up to $40,000 to replace personal property. Businesses may borrow up to $2 million to repair or replace their disaster-damaged property and/or economic losses.

There are three ways to apply for an SBA disaster loan:  After registering with FEMA, go online to SBA’s secure site at https://disasterloan.sba.gov/ela; call 1-800-659-2955 (deaf and hard-of-hearing call 1-800-877-8339); or, visit the DRC for one-on-one service. For more information on SBA disaster assistance, go to www.sba.gov.

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Fairbanks Disaster Recovery Center to Close on Sundays

FEMA Disaster Recovery Center Open in Galena

ANCHORAGE, Alaska – A state and federal Disaster Recovery Center (DRC) is open in Galena to assist individuals, households and businesses affected by the 2013 spring floods.

The center is located at Building 1847, Composite Building, Galena Interior Learning Academy, 359 Challenger Road, Galena, AK 99741. GPS Coordinates: N 64 44.505, W 156 57.222. The DRC will be open seven days a week until further notice.

The center is staffed by disaster recovery specialists who can provide information and answer questions about flood-related assistance.

Those with 2013 spring flooding losses are encouraged to register with FEMA by calling 800-621-FEMA (3362) or online at www.DisasterAssistance.gov. Registration by mobile device is also available at www.m.fema.gov.  Those with a speech disability or hearing loss who use TTY can call 800-462-7585 (TTY).  Multilingual registration can be done by phone.

Staff at the DRC will quickly review and update applicant information and address individual questions and concerns.

Those individuals unable to register by phone or online may register at the DRC. If you intend to register at the DRC, please bring:

  • Your Social Security number
  • Current and pre-disaster address
  • Block and lot number.
  • A telephone number where you can be contacted
  • Insurance information
  • Total household annual income
  • A routing and account number from your bank (only necessary if you want to have disaster assistance funds transferred directly into your bank account). Lookup your bank routing number.
  • A description of your losses that were caused by the disaster.

FEMA disaster assistance may include grants to help pay for housing, replace personal property and reimburse medical, storage and other serious disaster-related expenses not covered by insurance or charities. Assistance may also include low-interest federal disaster loans from the Small Business Administration (SBA).

SBA offers disaster loans to homeowners, renters, businesses of all sizes and private, nonprofit organizations for their uncompensated losses. Homeowners may borrow up to $200,000 to repair or replace their primary residence. Homeowners and renters may borrow up to $40,000 to replace personal property. Businesses may borrow up to $2 million to repair or replace their property damage and/or economic losses.

You can apply in person for an SBA disaster loan at the DRC and receive one-on-one help from an SBA representative. For additional information on SBA disaster loan assistance, call SBA at 800-659-2955, or visit www.sba.gov/services/disasterassistance.  Those who are deaf or hard-of-hearing and use TTY may call 800-877-8339 directly.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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FEMA Disaster Recovery Center Open in Galena

Preliminary Flood Maps in Matagorda Co, TX Ready for Public View: Public Open House Scheduled to Share Map Changes and Flood Risk Information

DENTON, Texas –Homeowners, renters and business owners in Matagorda County, Texas are encouraged to look over newly released preliminary flood maps in order to determine their flood risks and make informed decisions.

Matagorda County officials and the Federal Emergency Management Agency (FEMA) are presenting the preliminary maps to communities and unincorporated areas in order to help leaders and residents identify known flood risks and use that information to make decisions about buying flood insurance and how the community should move forward with any development.

The Texas-based coastal flood mapping effort follows the release of a new, comprehensive storm surge study that gives updated information on coastal flood risks. To share that data, a public workshop is scheduled in the county where interested citizens can obtain more information about the proposed changes.

Thursday, Feb. 21                                          

Bay City Civic Center                  

201 7th Street                        

Bay City, TX 77414                                             

2 p.m. – 8 p.m.                                                                  

“As we work together with our state and local partners to bring this critical information to the county, we ask that everyone review the maps to understand what flood risks are involved,” said FEMA R6 Administrator Tony Robinson. “The role of the community as an active partner in the flood mapping process is very important.”

Additional information is available, including links to the interactive mapping website on www.txchart.com. Residents can also contact the Matagorda County Floodplain Administrator for more details.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.    Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

 

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Preliminary Flood Maps in Matagorda Co, TX Ready for Public View: Public Open House Scheduled to Share Map Changes and Flood Risk Information

FEMA, partners provide help for critical needs

NEW YORK – After a disaster, there are many sources of support for survivors as they begin their recovery. The Federal Emergency Management Agency is only one part of a team that includes federal, state, tribal and local government agencies, voluntary organizations, the private sector and faith-based organizations.

FEMA helps survivors of a disaster with critical expenses that cannot be covered in any other way. This grant assistance may be used to help cover items or services that prevent or overcome a hardship due to a disaster. Such items or services include temporary housing, essential home repairs, personal property losses and other disaster-related needs not covered by insurance. Survivors registered with FEMA may be eligible for up to $31,900, the maximum grant.

The assistance FEMA provides may not restore damaged property to its condition before the disaster and may not cover all losses from property damage. Money to repair a home is limited to making it safe, sanitary and functional.

One of the most significant sources of long-term recovery is the U.S. Small Business Administration (SBA), which offers low-interest disaster loans for homeowners and renters. Homeowners may be eligible for loans up to $200,000 to repair or replace their storm-damaged home. Homeowners and renters may be eligible for up to $40,000 for replacement of personal property.

Additionally, more than 500 national, state and local community and faith-based organizations are involved in helping Sandy survivors with their recovery. They are providing a range of services including home repair, child care, counseling services, muck-outs and mold suppression in disaster-damaged homes.

People who sustained losses due to Hurricane Sandy have until Wednesday, Feb. 27, to register with FEMA for potential grant assistance. They should register even if they have insurance. Applying by the deadline may help survivors avoid a funding shortfall if they later find that they are underinsured or have additional damages.

Counties in New York designated for individual assistance include: Bronx, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester.

Eligible applicants may register online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. People can also call the FEMA helpline 800-621-3362 (711 Relay or Video Relay Services are available) or TTY 800-462-7585. Helpline call centers are available 7:00 a.m. to 1:00 a.m. EST, seven days a week.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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FEMA, partners provide help for critical needs

Fill Out Your Small Business Administration Loan Application This Thanksgiving Weekend

NEW YORK – The Federal Emergency Management Agency (FEMA) and the Small Business Administration (SBA) remind Hurricane Sandy survivors that the Thanksgiving weekend is a perfect time to fill out their SBA disaster loan applications.

An SBA disaster loan, which is part of the FEMA grant process, can help homeowners, renters and businesses cover any repair or rebuilding costs not covered by private insurance or cover disaster-related damage costs that exceed the initial estimate. Homeowners can receive loans of up to $200,000 to repair or replace their primary residences. Homeowners and renters may also borrow up to $40,000 to replace damaged or destroyed personal property including vehicles.

Businesses and private nonprofits can apply for loans of up to $2 million. Interest rates for businesses are as low as 4 percent to cover physical damage and economic injury caused by the disaster. For private nonprofits, interest rates are as low as 3 percent and for homeowners and renters the rates are as low as 1.688 percent with terms as long as 30 years.

Survivors who receive a low-interest disaster loan application from SBA after registering with FEMA should complete and return the application even if they do not plan to accept a loan. By completing the application, applicants may become eligible for additional grants from FEMA. By not completing and returning the applications, survivors could potentially be leaving recovery assistance money on the table.

SBA customer service representatives are available to issue or accept low-interest disaster loan applications and answer questions at all New York State/FEMA disaster recovery centers and
18 SBA business recovery centers. To locate the nearest business recovery center, visit www.sba.gov or call 800-659-2955 (TTY 800-877-8339.) To find the nearest disaster recovery center, check out the disaster recovery center locator at www.FEMA.gov/disaster-recovery-centers or, with a tablet or smartphone, go to m.fema.gov. You may also text “DRC” and your Zip Code to 43362 (4FEMA). For example, if you lived in Staten Island, you would text: “DRC 10301.” Or call 800-621-3362 (TTY 800-462-7585).

Applicants may also apply online using the Electronic Loan Application via SBA’s secure website at https://DisasterLoan.SBA.gov/ELA. More information is available by calling the SBA Disaster Customer Service Center toll-free number, 800-659-2955 (TTY 800-877-8339.) Assistance is also available by sending an email to DisasterCustomerService@sba.gov or by visiting www.sba.gov

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Fill Out Your Small Business Administration Loan Application This Thanksgiving Weekend

Returning SBA Loan Application May Open Doors to More FEMA Assistance

WINDSOR, Conn. – Hurricane survivors who receive a loan application from the U.S. Small Business Administration after registering for disaster assistance from the Federal Emergency Management Agency need to complete and return it. The application deadline is Dec. 31, 2012.

While SBA’s low-interest disaster loans represent the major source of federal funding for recovery, the application itself may open the door to other FEMA grant programs. People who do not qualify for a loan may be eligible for grants to replace essential household items, replace or repair a damaged vehicle, or cover storage expenses.

“In a disaster, SBA helps individuals as well as businesses,” said Federal Coordinating Officer Albert Lewis. “No one is obligated to accept an SBA loan. If you receive a loan application, it’s important to fill it out and return it. If you don’t submit the loan application, the assistance process may stop prematurely.”

Registering with FEMA often prompts SBA to send an application for a low-interest disaster loan. The application takes little time to complete.

FEMA grants are designed to jump-start the recovery process and may not cover all damage or property loss. SBA low-interest disaster loans up to $200,000 are available to eligible homeowners to repair or replace disaster-damaged or destroyed real estate. Homeowners and renters may apply for loans up to $40,000 for personal property. Loan amounts cannot exceed uninsured losses.

Businesses and private nonprofit organizations may borrow up to $2 million to repair or replace real estate, machinery and equipment, inventory and other business assets.

Recovery officials note several reasons for completing the application. For instance:

  • An insurance settlement may fall short. A survivor may be underinsured for the amount of work needed to repair or replace a structure. An SBA low-interest disaster loan can cover the cost. Survivors are encouraged not to miss the filing deadline by waiting for an insurance settlement. A settlement can be used toward the loan.
  • SBA can offer a loan that fits an applicant’s budget. SBA specialists can help with an affordable low-interest loan. In some cases, SBA can refinance all or part of an existing mortgage.
  • SBA can help renters replace household contents and vehicles. Renters and homeowners may borrow up to $40,000 to repair or replace clothing, furniture, cars or appliances damaged or destroyed in the hurricane.

Applications can be downloaded from www.sba.gov. For more information, call the SBA’s toll-free line at 800-659-2955. If you use TTY, call 800-877-8339. Homeowners and renters who want to apply online can visit SBA’s secure website at https://disasterloan.sba.gov/ela/.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

People with storm losses who still need to register with FEMA can register anytime online at www.DisasterAssistance.gov, or with a smartphone or device at m.fema.gov. Survivors can also register by phone anytime day or night by calling FEMA at 800-621-3362. People who use TTY can call 800-462-7585. Multilingual operators are available. The deadline to register is Dec. 31, 2012.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY, call 800-462-7585.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private nonprofit organizations fund repairs or rebuilding efforts, and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards

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Returning SBA Loan Application May Open Doors to More FEMA Assistance

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