FEMA offers rebuilding advice at area home improvement stores

NEW YORK – People whose property was damaged or destroyed by Hurricane Sandy can get rebuilding advice from a Federal Emergency Management Agency hazard mitigation specialist. The specialists are knowledgeable about cleanup and building safer and smarter to avoid future losses.

FEMA specialists will be in Suffolk County at Home Depot stores at 1881 Sunrise Highway in Bay Shore and 5025 Jericho Turnpike in Commack. They will also be available at the Lowe’s store in Suffolk County at 2796 Route 112 in Medford.

Mitigation specialists will be in the home improvement stores from Thursday May 16 to Tuesday May 21. Survivors can get rebuilding information at the following times:

  • Thursday through Saturday (May 16 – May 18) 7:00 a.m. to 4:30 p.m.
  • Sunday (May 19) 8:00 a.m. to 5:30 p.m.
  • Monday (May 20) 7:00 a.m. to 4:30 p.m.
  • Tuesday (May 21) 7:00 a.m. to 1:30 p.m.

Information on the National Flood Insurance Program and Advisory Base Flood Elevation Maps,

Flood Insurance Rate Maps, repair and rebuilding will be provided.

These specialists will be able to talk about elevating electrical services and appliances; installing sewer back-flow valves; removing and replacing drywall and insulation; channeling water away from foundations as well as repairing with water-resistant materials.

More information on ways to protect your property from disasters to come is available at: www.fema.gov. 

For information about New York State recovery programs, visit www.NYSandyHelp.ny.gov or call: 855-NYS-SANDY. The phone line is available 8 a.m. to 8 p.m. weekdays, 10 a.m. to 5 p.m. weekends.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy, www.fema.gov/blog.

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FEMA offers rebuilding advice at area home improvement stores

FEMA Offers Rebuilding Advice at Area Home Depot and Lowe’s Home Improvement Stores

NEW YORK – People whose property was damaged or destroyed in Super Storm Sandy and are rebuilding can get advice from a FEMA specialist. Hazard Mitigation specialists who are knowledgeable in cleanup and building safer and smarter to avoid future losses will be dispensing guidance free of charge, compliments of FEMA.

FEMA will staff tables at Home Depot stores in Suffolk County at 10 Gateway Blvd, Patchogue; and in Richmond County at 545 Targee St, Staten Island; and at a Lowe’s in Nassau County at 253-01 Rockaway Blvd, Rosedale.

Beginning Thursday May 9 – Tuesday May 14:

  • Hours are 7:00 a.m. to 4:30 p.m. Thursday through Saturday and 8:00 a.m. to 5:30 p.m. on Sunday. Hours are 7:00 a.m. to 4:30 p.m. on Monday and 7:00 a.m. to 1:30 p.m. on Tuesday.

Advice and direction on the National Flood Insurance Program and Advisory Base Flood Elevation Maps, Flood Insurance Rate Maps, repair and rebuilding will be available to all, not just to customers who are registered with FEMA.

These specialists will be able to talk about elevating electrical services and appliances; installing sewer back-flow valves; removing and replacing drywall and insulation; channeling water away from foundations; repairing with water-resistant materials. They can also give guidance in the permitting process required by local authorities.

For every dollar spent on mitigation, FEMA officials say that nearly four times as much is saved when another disaster like Sandy hits.

More information on ways to protect your property from disasters to come is available at: www.fema.gov. Click on “Plan, Prepare and Mitigate.”

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FEMA Offers Rebuilding Advice at Area Home Depot and Lowe’s Home Improvement Stores

New England States Urged To Be Aware Of Flood Dangers

BOSTON – With some areas already experiencing bouts of spring flooding, emergency management officials are urging New England residents to stay informed about the potential hazards of flooding.

As part of National Flood Awareness Week, the Federal Emergency Management Agency is partnering with the National Oceanic and Atmospheric Administration (NOAA) to improve public awareness.

The agencies’ goal is to improve understanding about flood risk among individuals, families, businesses and communities.  Knowledge and the right precautions can protect families, homes and finances.

“New Englanders are generally aware of the hazards of seasonal and coastal flooding, but Hurricanes Irene and Sandy certainly opened peoples’ eyes regarding flash flooding,” said FEMA Region I Acting Administrator Paul Ford. “The value of an emergency plan and a flood insurance policy for your home or business – even if it is not in a flood-prone area – is now apparent.”

Floods are the most common hazard in the United States.  However, not all floods are alike. Floods typically occur when too much rain falls or snow melts too quickly.  Chunks of ice from a thawing river can block its normal flow and force water out of its banks. While some floods develop slowly, flash floods develop suddenly. 

Hurricanes can bring flooding to areas far inland from where they first hit the coast, as we witnessed two years ago from the devastating impacts of Irene and Tropical Storm Lee, and last year from Hurricane Sandy.

There are simple steps citizens can take today to reduce their risk to all types of floods.  Flood Safety Awareness Week is an excellent time for people and communities to learn about their flood risk and implement precautions to mitigate the threat to life and property.

One of the most dangerous elements of a flood is floodwaters covering roadways, and the public is urged to never attempt driving through them.  Many people lose their lives every year by attempting to drive through flood-covered roadways.

NOAA will issue the 2013 U.S. Spring Outlook and flood assessment on March 21.

For more information on flood safety tips and information, visit www.ready.gov/floods or the Spanish-language web site www.listo.gov For information on how to obtain a flood insurance policy, visit www.floodsmart.gov

FEMA’s mission is to support our citizens and first responders and to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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New England States Urged To Be Aware Of Flood Dangers

Purchasing — and MAINTAINING — Flood Insurance is a Great Investment at Any Time

DENVER – There’s a hidden threat that strikes countless unprepared Americans each year – flooding.  Unlike fire, wind, hail or most other perils, flood damage is not covered by a homeowners policy. An uninsured flood loss can undo a lifetime’s worth of effort and create a mountain of bills. Fortunately, a National Flood Insurance Program (NFIP) policy provides the defense against such losses and can ensure that a flood doesn’t bring financial ruin.

Flooding is an ever present threat; it can happen at any time and in virtually any location. While certain areas may be more prone to flooding – especially those in coastal areas or riverine environments – history has shown that almost no place is immune to flooding.  Flooding can have many causes: a quick heavy rainfall or rapid snowmelt can cause flash flooding, a blocked culvert or storm sewer drain can create flooding in a city neighborhood, or prolonged wet weather can swell streams and rivers. Even dry conditions can pose a threat, as minimal rainfall in wildfire burn areas or drought stricken regions can create flash flooding when soils are unable absorb even slight precipitation.

Flood insurance is easy to get, the only requirement is that you live in a participating community (which might be a county or other jurisdiction for those living in unincorporated areas). That’s right; you don’t need to live in a floodplain to purchase a policy. In fact, if you live outside a floodplain you may be eligible for a preferred risk policy that has a much lower premium than for a policy in a higher flood risk area. And in most cases you can purchase an NFIP policy with the insurance agent you already deal with for other insurance needs.  When that isn’t possible, NFIP can put you in touch with another agent that can get you a flood insurance policy.

One key difference of an NFIP policy from another insurance policy is the 30 day waiting period prior to the policy going into effect. But that doesn’t mean anyone should view a policy like a lottery ticket, something purchased only if flooding appears imminent. A policy should be viewed as protection against a continuing threat rather than a hedge against a singular event such as anticipated spring flooding or flooding following a wildfire.

The average cost of flood insurance is about $650 a year – less than $2 a day for financial protection from what could be devastating effects of a flood to one’s home or business. By purchasing a policy now, or keeping your existing policy, you have peace of mind. As with any insurance, be sure to talk with your agent about the specifics of your policy – how much coverage you need, coverage of contents as well as structure and any other questions you might have.

Find out more about your risk and flood insurance at www.floodsmart.gov. To purchase flood insurance or find an agent, call 1-800-427-2419.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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Purchasing — and MAINTAINING — Flood Insurance is a Great Investment at Any Time

FEMA and NOAA Promote National Flood Safety Awareness Week

PHILADELPHIA, Pa. – The Federal Emergency Management Agency (FEMA) and the National Oceanic and Atmospheric Administration (NOAA) are partnering to improve public awareness for National Flood Safety Awareness Week, March 18-22, 2013.  The agencies’ goal is to improve understanding about flood risk among individuals, families, businesses and communities.  Knowledge and the right precautions can protect families, homes and finances.

“We’ve seen the devastation that floods can cause.  They can happen at any time, anywhere across our region, which means we all need to be prepared now,” said FEMA Region III Administrator MaryAnn Tierney. “Having a flood insurance policy for your home or business is just one way to prepare; there are also simple steps you can take now to be prepared for flooding such as developing a family emergency plan, having an emergency supply kit ready to go, and learning about your flood risk.”

Floods are the most common hazard in the United States.  However, not all floods are alike. Floods typically occur when too much rain falls or snow melts too quickly.  Chunks of ice from a thawing river can block its normal flow and force water out of its banks. While some floods develop slowly, flash floods develop suddenly.  Hurricanes can bring flooding to areas far inland from where they first hit the coast, as we witnessed two years ago from the devastating impacts of Hurricane Irene and Tropical Storm Lee, and last year from Hurricane Sandy.

There are simple steps citizens can take today to reduce their risk to all types of floods.  Flood Safety Awareness Week is an excellent time for people and communities to learn about their flood risk and implement precautions to mitigate the threat to life and property.

“Flooding is dangerous and costly, killing nearly 100 people and causing an average of eight billion dollars in property damage in the United States each year,” said Dr. Louis W. Uccellini, director, NOAA’s National Weather Service, which produces an array of flood outlooks and forecasts, including watches and life-saving warnings.  “A weather-ready nation is a prepared nation; one that will reduce flood losses by planning ahead, staying abreast of weather forecasts, and heeding the warnings.”

Dr. Uccellini emphasized that a primary flood killer is flooded roadways.  People should never attempt to drive through them, but should “Turn Around, Don’t Drown,” NOAA’s flood safety slogan.

NOAA will issue the 2013 U.S. Spring Outlook and flood assessment on March 21.

FEMA and NOAA will provide the public with key information related to flood hazards, and ways to protect yourself and your property each day of National Flood Safety Awareness week. 

For more information on flood safety tips and information, visit ready.gov/floods or the Spanish-language web site listo.gov.  For information on how to obtain a flood insurance policy, visit floodsmart.gov.

 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. FEMA Region III’s jurisdiction includes Delaware, the District of Columbia, Maryland, Pennsylvania, Virginia and West Virginia.  Stay informed of FEMA’s activities online: videos and podcasts are available at fema.gov/medialibrary and youtube.com/fema. Follow us on Twitter at twitter.com/femaregion3.

NOAA’s mission is to understand and predict changes in the Earth’s environment, from the depths of the ocean to the surface of the sun, and to conserve and manage our coastal and marine resources.  Join us on Facebook, Twitter and our other social media channels.

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FEMA and NOAA Promote National Flood Safety Awareness Week

March 18-22 is Flood Safety Awareness Week. Do You Know Your Flood Hazards?

DENTON, Texas –   The Region 6 office of the Federal Emergency Management Agency (FEMA) is joining its federal, state and local partners in Arkansas, Louisiana, New Mexico, Oklahoma and Texas to commemorate Flood Safety Awareness Week from March 18-22, 2013.  

The week-long campaign provides an opportunity for emergency management experts to work together in sharing information about the dangers related to flooding, how to prepare for flood events and ways to prevent future damage from floods.

“Flooding is the nation’s number one natural disaster and it can happen in any of our regional states,” said FEMA Region 6 Administrator Tony Robinson.  “We encourage homeowners, renters and business owners to find out if their home or business is at risk for flood and then take steps to address that risk.”

Before a Flood

  • Avoid building in a floodplain unless you elevate and reinforce your home.
  • Elevate the furnace, water heater and electric panel if susceptible to flooding.
  • Build an emergency kit and make a family communications plan.

During a Flood

  • Listen to local officials and monitor your local radio or television for information.
  • Be aware that flash flooding can occur. If it does, move immediately to higher ground.  
  • Be aware of streams, drainage channels, canyons and other areas known to flood suddenly.
  • Do not drive into flooded areas. Turn Around; Don’t Drown. Two feet of rushing water can carry away most vehicles.

After a Flood

  • Avoid floodwaters; water may be contaminated by oil, gasoline or raw sewage. Water may also be electrically charged from underground or downed power lines.
  • Be aware of areas where floodwaters have receded. Roads may have weakened.
  • Return home only when authorities indicate it is safe.

Find more information on flooding, flood hazards, and flood insurance at www.floodsmart.gov, http://www.ready.gov/floods and www.nws.noaa.gov/floodsafety/.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.    Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

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March 18-22 is Flood Safety Awareness Week. Do You Know Your Flood Hazards?

FEMA Welcomes Haltom City, Texas to the Community Rating System

DENTON, Texas – Residents and business owners in Haltom City, Texas can now enjoy a reduction in flood insurance premiums because of the city’s active participation in the National Flood Insurance Program’s (NFIP) Community Rating System (CRS). In addition to lower premiums, the CRS program helps to reduce the threat of damage due to flooding.

“The flood insurance program rewards communities for implementing programs and policies that protect their residents from flooding,” said Tony Robinson, the Federal Emergency Management Agency (FEMA) R6 regional administrator. “By joining this program, Haltom City’s higher regulatory standards, public education outreach, and other initiatives, have earned the city lower premiums as a CRS Class 7 Community.”

Haltom City flood insurance policyholders who reside in Special Flood Hazard Areas will receive a 15 percent reduction on flood insurance premiums and policyholders located outside Special Flood Hazard Areas will enjoy a 5 percent discount. The reduction in flood insurance premiums represents an annual savings in premium costs for Haltom City’s policy holders and will take effect at the time a new policy is written or an effective policy is renewed.

The city’s flood plain management staff has worked hard to insure that Haltom City’s participation in the program pays off. In addition to the reduction in insurance premiums, local officials are more knowledgeable about floodplain management and its residents are more knowledgeable about mitigation and flood insurance.

The program helps to make Haltom City a safer place to live, reduces the economic impact of flood hazards and saves citizens money on flood policy premiums.

The Community Rating System (CRS) is a voluntary program for NFIP- participating communities. The intended goals of the program are to reduce flood losses; facilitate accurate insurance ratings; and to promote the awareness of flood insurance. For more information on the NFIP’s CRS program, go to http://www.fema.gov/business/nfip/crs.shtm.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.   Follow us on Twitter at www.twitter.com/femaregion6  and the FEMA Blog at http://blog.fema.gov.

 

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FEMA Welcomes Haltom City, Texas to the Community Rating System

Deer Park, Texas Celebrates a Safer Community

DENTON, Texas – Residents, business and residential renters, and business owners in Deer Park, Texas can now enjoy a 5 to 10 percent reduction in flood insurance premiums because of the city’s active participation in the National Flood Insurance Program’s (NFIP) Community Rating System (CRS).

This means those policyholders who reside in Special Flood Hazard Areas (SFHA) will receive a 10 percent reduction on flood insurance premiums, and policyholders located outside the SFHA will enjoy a 5 percent discount.

In addition to lower premiums, the rating program helps to reduce the threat of damage from flooding, according to officials with the Federal Emergency Management Agency (FEMA). “The flood insurance program rewards communities for implementing programs and policies that protect their residents from flooding,” said FEMA Region 6 Administrator Tony Robinson. “Deer Park’s higher regulatory standards, public education outreach, property acquisition programs and open space preservation initiatives, among other activities, have earned the parish lower premiums as a CRS Class 8 Community.”

The reduction in flood insurance premiums represents an annual savings in premium costs for Deer Park policy holders and will take effect at the time a new policy is written or an effective policy is renewed. Those individuals and business owners with a Preferred Risk Policy will not receive premium rate credits under the CRS because it already has a lower premium than other policies.

Since joining CRS in 2000, the city’s participation in the program has been beneficial in many respects. In addition to the reduction in insurance premiums, local officials are more knowledgeable about floodplain management and residents are more knowledgeable about mitigation and flood insurance.    The CRS program has helped make Deer Park a safer place to live, reduced the economic impact of flood hazards and saved their citizens money on flood policy premiums.

CRS is a voluntary program for National Flood Insurance Program (NFIP)-participating communities. The intended goals of the CRS are to reduce flood losses; facilitate accurate insurance ratings; and to promote the awareness of flood insurance.  For more information on the NFIP’s CRS program, visit www.fema.gov/business/nfip/crs.shtm.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.   Follow us on Twitter at www.twitter.com/femaregion6  and the FEMA Blog at http://blog.fema.gov.

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Deer Park, Texas Celebrates a Safer Community

Elevating Your Home Above Future Flooding

NEW YORK – Hurricane Sandy survivors repairing their homes with an eye toward avoiding damage from future storms can take several steps to rebuild stronger and safer.

If you’re rebuilding in a high risk flood area, you may have to elevate your home to meet your community’s minimum elevation regulations for construction. This will avoid future severe weather damage.

What are the rules for elevation?

You must follow local building codes and get the proper permits when rebuilding. This will not only make your home safer but will save money on federal flood insurance.

It is necessary to check with local building officials before rebuilding in a flood zone because they are responsible for knowing the elevation requirements, even in areas where the base flood elevation has not been established. Rebuilding higher than the minimum requirement is always a wise decision.

Are there any programs available to assist with construction cost?

Eligible homeowners who have National Flood Insurance Program policies and whose homes were substantially damaged may be eligible for Increased Cost of Compliance (ICC) coverage of up to $30,000. This can pay all or part of the cost to elevate your home to the current effective Base Flood Elevation, which is the estimated level that floodwaters would reach.

You may be eligible for ICC coverage if your local floodplain building official determines either:

  • Your property is substantially damaged, meaning that the cost to repair the flood damaged property is 50 percent or more of its pre-disaster market value.
  • Your property sustained repetitive damage, meaning that flood damage occurred twice in the past 10 years, and the cost of repairing the flood damage, on average, equaled or exceeded 25 percent of the property market value at the time of each flood. Also, those two flood damage events must have resulted in flood insurance claim payments, and the community’s floodplain management ordinance must have a repetitive loss provision.

What are other programs that offer help with elevation costs?

The U.S. Small Business Administration offers loans to private nonprofits, businesses and homeowners for mitigation improvements including building elevation, retaining walls, seawalls, sump pumps and relocating utilities. The loan can be increased up to an additional 20 percent of the initial approved amount for these mitigation projects.

The deadline to apply for an SBA disaster loan is Feb. 27, 2013.

A simple way to complete the application is online, using the SBA’s electronic loan application. Go to https://DisasterLoan.SBA.gov/ELA. SBA customer service representatives are available to issue or accept low-interest disaster loan applications and answer questions at all New York State/FEMA disaster recovery centers and SBA business recovery centers. To locate the nearest business recovery center, visit www.sba.gov or call 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing).

Hazard Mitigation Grant Program (HMGP)

The State of New York administers the HMGP. While individuals are not eligible to apply directly to FEMA for HMGP funds, an eligible applicant or sub-applicant (e.g. state or local government) may apply for funding on your behalf to mitigate your home or other private structures under their jurisdiction. These applications are forwarded to the state for potential funding by FEMA. That mitigation can include elevating your home to meet flood insurance requirements. For more information, contact your local building officials about HMGP grants.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585. FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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Elevating Your Home Above Future Flooding

Preliminary Flood Maps in Greater New Orleans Area Ready for Public View

PRELIMINARY FLOOD MAPS IN THE GREATER NEW ORLEANS AREA READY FOR PUBLIC VIEW

Knowing flood risks allows for more informed decisions

DENTON, Texas –Homeowners, renters and business owners in Greater New Orleans area are encouraged to look over newly released preliminary flood maps in order to determine their flood risks and make informed decisions.

Local officials from Orleans, Plaquemines, St. Bernard, St. Charles and Jefferson parishes, the state of Louisiana and the Federal Emergency Management Agency (FEMA) are presenting the preliminary maps to communities impacted by the new Hurricane and Storm Damage Risk Reduction System (HSDRRS) in order to help leaders and residents identify known flood risks and use that information to make decisions about buying flood insurance and how the community should move forward with any development.

“As we work together with our state and local partners to bring this critical information to the parishes, we ask that everyone review the maps to understand what flood risks are involved,” said R6 Regional Administrator Tony Robinson. “The role of the community as an active partner in the flood mapping process is very important.”

To view the new flood maps, please contact your local floodplain administrator (FPA) or follow the links below:

Once a flood risk is identified, the next step is to consider the purchase of a flood policy from the National Flood Insurance Program (NFIP).  The NFIP is currently undergoing a thorough modernization.  Meanwhile, contacting a local insurance agent is the first step to gather information about insurance.  Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.

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 FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at www.twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

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Preliminary Flood Maps in Greater New Orleans Area Ready for Public View

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