Deadline Extended Again for Isaac-Related Flood Insurance Claims in Louisiana

BATON ROUGE, La. — Louisiana property owners with flood insurance policies whose homes or other structures were damaged during Hurricane Isaac have an additional 60 days to file claims for their flood-related losses. This means policyholders have until late January 2013 to file.

The National Flood Insurance Program (NFIP) usually requires claims to be reported within 60 days from the date of loss. Two extensions have been granted, however, because access to NFIP-insured homes and other buildings was delayed due to infrastructure damage and high floodwaters. The Federal Emergency Management Agency (FEMA) administers the program.

Meanwhile, the deadline for individuals, renters and business owners to register with FEMA for disaster assistance remains Nov. 29.

With the latest 60-day extension on flood insurance claims, Louisianians have 150 days from the date of their insured loss to submit a claim, known as Proof of Loss. Hurricane Isaac made first landfall in Louisiana on Aug. 28, with heavy rainfall and flooding occurring within several days before and after it hit. For this reason the date of loss varies for property owners.

“We encourage people who have not filed a flood insurance claim to take advantage of this filing extension to document their losses,” said Federal Coordinating Officer Gerard M. Stolar of FEMA. “This extension should provide Louisianians a chance to file claims on damages sustained during Hurricane Isaac.”

Since Isaac made landfall, the NFIP has paid out more than $370 million on 12,864 claims in Louisiana.

Policyholders with questions about flood insurance should visit www.floodsmart.gov.

More information on Louisiana disaster recovery is available online at www.fema.gov/disaster/4080 or www.gohsep.la.gov. FEMA is also on Twitter at twitter.com/femaregion6 and on Facebook at www.facebook.com/FEMA.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

See the original article here – 

Deadline Extended Again for Isaac-Related Flood Insurance Claims in Louisiana

$564 Million Provided to Sandy Survivors in New York

NEW YORK – New York survivors of Hurricane Sandy have received $564 million in federal individual assistance grants to help them recover from damages caused by the storm.

The assistance includes $531 million in housing grants, including short-term rental assistance and home repair costs, and $33 million to cover other essential disaster-related needs, such as medical and dental expenses and lost personal possessions.

Disaster assistance grants must be used for disaster-related expenses. Shortly after receiving the funds, survivors receive a letter from the Federal Emergency Management Agency explaining how the money may be used. Survivors should keep receipts for all disaster-related expenses.

Housing Assistance funds may be used for:

  • Repairs to return the home to a safe and functional condition. These may include repairs to windows, doors, water and ventilation systems or other structural parts of a home.
     
  • Rebuilding a home that has been destroyed.
     
  • Reimbursement for hotel or motel lodging expenses directly related to the disaster while the survivor’s home is being repaired. Those who must remain in temporary housing for an extended period may request more assistance until their home can be reoccupied or other permanent housing arrangements can be made.

Other Needs Assistance funds may be used for:

  • Medical, dental and funeral expenses.
     
  • Repair or replacement of damaged personal property, specialized tools for employment, household items, furniture and appliances.
     
  • Reimbursement for moving expenses and transportation costs (vehicle repair).
     
  • Other approved disaster-related expenses.

Survivors with questions about use of FEMA grants may call the FEMA Helpline at 800-621-3362 or TTY 800-462-7585. Those who use 711 Relay or Video Relay Services can call 1-800-621-3362. FEMA representatives are available 24 hours, seven days a week until further notice.  Multi-lingual representatives are also available. Survivors may also visit  www.DisasterAssistance.gov for information, or by smartphone, visit  m.FEMA.gov.

The deadline for registration with FEMA is Dec. 31, 2012.

After registering, survivors may receive a loan application packet from the U. S. Small Business Administration. Even if they don’t want a loan or don’t expect to qualify for a loan, homeowners and renters should complete and return the SBA application. A completed SBA loan application is needed in order to qualify for state and FEMA grants that cover personal property, vehicle repair or replacement, moving and storage expenses and other help.

Read this article: 

$564 Million Provided to Sandy Survivors in New York

Disaster Recovery Center to be Open Three Days in Stratford

WINDSOR, Conn. –A Federal Emergency Management Agency-State of Connecticut Disaster Recovery Center opened Monday, Nov. 19, in Stratford.

The Stratford Disaster Recovery Center is located at:

Birdseye Municipal Center

Stratford Public Health Center

468 Birdseye St.

Stratford, CT 06512

Open noon to 8 p.m. Mon.,

then 8 a.m. to 8 p.m., Tues., and Wed.

Specialists at the center can help with registration, check an individual’s case, answer questions about their claim, or review information needed to process their claim. Recovery specialists also can supply contacts for other programs that may be able to help.

For the location of a recovery center near you, look online at: http://asd.fema.gov/inter/locator/home.htm

People with storm losses should register with FEMA online at www.disasterassistance.gov, or with a smartphone or device at m.fema.gov. Applicants can also register by phone by calling FEMA at 800-621-3362.  The number for TTY is 800-462-7585.  Multilingual operators are available

24 hours a day, seven days a week.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621- 3362. For TTY, call 800-462-7585.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards

 

Original article – 

Disaster Recovery Center to be Open Three Days in Stratford

West Virginia Disaster Aid Deadline Extended

CHARLESTON, Wv. – The U.S. Department of Homeland Security’s Federal Emergency Management Agency (FEMA) and the West Virginia Division of Homeland Security and Emergency Management (WVDHSEM) announced today, the deadline to apply for disaster aid for damages resulting from the late-June/early-July derecho is being extended to December 19, 2012.

“We don’t want people with uninsured damages to their homes or businesses to miss the opportunity to register, especially with many of those same people recovering from Hurricane Sandy” said Robert Hoban, Federal Coordinating Officer. “That is why we are extending the deadline.”

Residents affected by the derecho in the disaster-designated counties are encouraged to register with FEMA for assistance if they have not already done so.  The disaster-designated counties are: Boone, Cabell, Clay, Fayette, Greenbrier, Jackson, Kanawha, Lincoln, Mason, McDowell, Mercer, Mingo, Monroe, Nicholas, Pocahontas, Raleigh, Roane, Tyler, Webster, and Wood.

The fastest and easiest way to register is by visiting www.disasterassistance.gov. You may also register on your smartphone at m.fema.gov. If you do not have access to the internet, you may call FEMA’s toll-free hotline at 800-621-FEMA (3362) or TTY 800-462-7585 for the deaf or hard of hearing.

After the application deadline, FEMA’s toll-free phone line will still be available to assist those who have already registered.  Applicants who have questions about disaster assistance programs or questions about the status of their previously filed applications should continue to use FEMA’s toll-free number. 

To date, 849 West Virginia residents have been approved for over $2 million in disaster assistance.  To stay updated on the derecho recovery effort, go to www.fema.gov/disaster/4071.

Temporary housing assistance from FEMA does not require that an applicant file for an SBA loan.  However, an applicant must complete an SBA loan application to be eligible for additional assistance under the part of the Other Needs Assistance (ONA) program that covers personal property, vehicle repair or replacement, and moving and storage expenses. There are other ONA grants such as public transportation expenses, medical and dental expenses, and funeral and burial expenses that do not require individuals to apply for an SBA loan to be eligible. FEMA will process applications for housing assistance regardless of whether the applicant has applied for an SBA loan, and eligibility determinations for applicants requesting FEMA’s temporary housing assistance will not be held up because the applicant has or has not filled out an SBA application.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. FEMA Region III’s jurisdiction includes Delaware, the District of Columbia, Maryland, Pennsylvania, Virginia and West Virginia.  Stay informed of FEMA’s activities online: videos and podcasts are available at http://www.fema.gov/medialibrary and www.youtube.com/fema.   Follow us on Twitter at www.twitter.com/femaregion3.

Continue reading – 

West Virginia Disaster Aid Deadline Extended

Louisiana Hurricane Isaac Survivors Have 10 Days Left to Register with FEMA

BATON ROUGE, La. – Louisiana residents who sustained damage as a result of Hurricane Isaac have just 10 days left to register with the Federal Emergency Management Agency (FEMA) for possible state and federal recovery assistance.

The registration deadline is Nov. 29. Louisianians can register for Individual Assistance or check the status of their registrations online at www.disasterassistance.gov, via smartphone at m.fema.gov, or by calling 1-800-621-FEMA (3362) or TTY 1-800-462-7585.  Those who use 711 Relay or Video Relay Services may call 1-800-621-3362. FEMA phone lines operate from 7 a.m. to 10 p.m. seven days a week; non-English speakers may receive assistance in the language of their choice by pressing Option 3 when prompted.

“Tens of thousands of Louisianians are putting state and federal recovery assistance to good use toward their recovery,” said Federal Coordinating Officer Gerard M. Stolar. “We urge survivors who haven’t yet registered to do so before the deadline so we can be sure we’ve helped everyone who is eligible.”

Storm-affected homeowners, renters and business owners with uninsured or underinsured damage in the following disaster-designated parishes should register: Allen, Ascension, Assumption, East Baton Rouge, East Feliciana, Iberville, Jefferson, Lafourche, Livingston, Morehouse, Orleans, Plaquemines, Pointe Coupee, St. Bernard, St. Charles, St. Helena, St. James, St. John, St. Martin, St. Mary, St. Tammany, Tangipahoa, Terrebonne, Washington, West Baton Rouge and West Feliciana.

For more information on Louisiana disaster recovery, click www.fema.gov/disaster/4080 or www.gohsep.la.gov. Follow FEMA on Twitter at www.twitter.com/femaregion6 or on Facebook at www.facebook.com/FEMA. Also visit our blog at www.fema.gov/blog.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Link:  

Louisiana Hurricane Isaac Survivors Have 10 Days Left to Register with FEMA

More Than $500 Million Approved for Hurricane Sandy Recovery

More Than $500 Million Approved for Hurricane Sandy Recovery

Main Content

Release date:

November 18, 2012

Release Number:

4085-035

NEW YORK, N.Y. — Since Hurricane Sandy struck New York, the Federal Emergency Management Agency (FEMA) has approved more than $500 million to help individuals and families recover from the disaster.
FEMA is reaching out to all the 13 declared counties with attention to the hardest hit areas of New York state. To date, more than $500 million has been approved. Assistance to the hardest hit areas includes:

  • Bronx $998,825
  • Kings $102,621,916
  • Nassau $178,016,765
  • New York $4,437,375
  • Queens $134,415,479
  • Richmond $55,414,997
  • Suffolk $30,424,541

FEMA provides the following snapshot of the disaster recovery effort as of Nov. 18:

  • More than 212,000 New Yorkers have contacted FEMA for information or registered for assistance with FEMA and more than $500 million has been approved.  More than 109,000 have applied through the online application site at www.disasterassistance.gov, or on their smart phone at m.fema.gov.
     
  • 30 Disaster Recovery Centers (DRC) are open in the affected areas.  These include mobile sites as well as fixed sites, and to date more than  34,000 survivors have been assisted at DRCs in New York.
     
  • 969 Community Relations (CR) specialists are strategically positioned throughout affected communities, going door to door explaining the types of disaster assistance available and how to register. More teams continue to arrive daily.
     
  • Nearly 1,300 inspectors in the field have completed nearly 87,000 home inspections.
     
  • 19 Points of Distribution (PODs) are open and providing supplies to the affected residents. 
     
  • 9 Disaster Medical Assistance Teams (DMATs), and 1 National Veterinary Response Team (NVRT) from the Department of Health and Human Services are deployed in New York.
     
  • 13 New York counties are designated for both individual and public assistance, including: Bronx, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester.
     
  • The U.S. Small Business Administration (SBA) has staff members at 18 Business Recovery Centers in the New York area to provide one-on-one help to business owners seeking disaster assistance and has approved more than $3.5 million in disaster loans.
     
  • Individuals can register online at www.disasterassistance.gov or via smart phone at m.fema.gov.  Applicants may also call 1-800-621-3362 or (TTY) 1-800-462-7585. Those who use 711-Relay or Video Relay Services (VRS) should call 1-800-621-3362. The toll-free telephone numbers operate 24 hours a day, seven days a week until further notice.

Last Updated:

November 19, 2012 – 11:18

State or Region:

New York

Related Disaster:

New York Hurricane Sandy

Link to original: 

More Than $500 Million Approved for Hurricane Sandy Recovery

FEMA Eligibility Letter, the First Letter May Not Be the Final Word

NEW YORK – If you applied for disaster assistance with the Federal Emergency Management Agency (FEMA) following Hurricane Sandy and received a letter stating you were not eligible for disaster aid, you should know that the first letter may not be the final word.

If applicants receive a letter from FEMA that states that they are ineligible, it does not necessarily mean an applicant is not eligible for disaster assistance.  If the letter states “ineligible” or “incomplete,” more information may be needed, such as the applicant’s insurance documents or proof of status of their claim, prior to disaster aid being granted.

FEMA requires homeowners and renters to provide insurance and other information at the time of registration.  After a disaster, important documents may not be readily available or may be destroyed.  Applicants for disaster aid can update their information about insurance and residency at any point during the application process.

A determination letter sent by FEMA will specifically explain why an application needs to be revisited.  It might ask for insurance settlement documentation for property damaged or destroyed, or for documents reflecting proof of occupancy or ownership of the damaged property.

Other reasons an applicant may receive a denial letter include:

  • The damaged property is not listed as your primary residence at the time of the disaster.
  • The damage was due to pre-existing conditions.
  • The disaster damage was not documented.
  • The FEMA housing inspector cannot reach the applicant by phone.
  • Someone else in the household has already applied for assistance.
  • The application is not complete.

Applicants have several options to obtain clarification on their letters, they can visit a Disaster Recovery Center (DRC) or they can call the FEMA helpline at 1-800-621-3362, or TTY 1-800-462-7585. In the DRCs, applicants will find representatives from the state, FEMA, the SBA and other organizations.  The FEMA representatives can provide clarity on the letter and guidance on what additional documentation is needed.

For a list of the DRCs open in New York, go online to www.fema.gov/disaster-recovery-centers.  For those who use 711 Relay or Video Relay Services, please call 1-800-621-3362. The toll-free lines are open 24 hours, seven days a week until further notice.  

Originally from: 

FEMA Eligibility Letter, the First Letter May Not Be the Final Word

Returning SBA Loan Application May Open Doors to More FEMA Assistance

WINDSOR, Conn. – Hurricane survivors who receive a loan application from the U.S. Small Business Administration after registering for disaster assistance from the Federal Emergency Management Agency need to complete and return it. The application deadline is Dec. 31, 2012.

While SBA’s low-interest disaster loans represent the major source of federal funding for recovery, the application itself may open the door to other FEMA grant programs. People who do not qualify for a loan may be eligible for grants to replace essential household items, replace or repair a damaged vehicle, or cover storage expenses.

“In a disaster, SBA helps individuals as well as businesses,” said Federal Coordinating Officer Albert Lewis. “No one is obligated to accept an SBA loan. If you receive a loan application, it’s important to fill it out and return it. If you don’t submit the loan application, the assistance process may stop prematurely.”

Registering with FEMA often prompts SBA to send an application for a low-interest disaster loan. The application takes little time to complete.

FEMA grants are designed to jump-start the recovery process and may not cover all damage or property loss. SBA low-interest disaster loans up to $200,000 are available to eligible homeowners to repair or replace disaster-damaged or destroyed real estate. Homeowners and renters may apply for loans up to $40,000 for personal property. Loan amounts cannot exceed uninsured losses.

Businesses and private nonprofit organizations may borrow up to $2 million to repair or replace real estate, machinery and equipment, inventory and other business assets.

Recovery officials note several reasons for completing the application. For instance:

  • An insurance settlement may fall short. A survivor may be underinsured for the amount of work needed to repair or replace a structure. An SBA low-interest disaster loan can cover the cost. Survivors are encouraged not to miss the filing deadline by waiting for an insurance settlement. A settlement can be used toward the loan.
  • SBA can offer a loan that fits an applicant’s budget. SBA specialists can help with an affordable low-interest loan. In some cases, SBA can refinance all or part of an existing mortgage.
  • SBA can help renters replace household contents and vehicles. Renters and homeowners may borrow up to $40,000 to repair or replace clothing, furniture, cars or appliances damaged or destroyed in the hurricane.

Applications can be downloaded from www.sba.gov. For more information, call the SBA’s toll-free line at 800-659-2955. If you use TTY, call 800-877-8339. Homeowners and renters who want to apply online can visit SBA’s secure website at https://disasterloan.sba.gov/ela/.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

People with storm losses who still need to register with FEMA can register anytime online at www.DisasterAssistance.gov, or with a smartphone or device at m.fema.gov. Survivors can also register by phone anytime day or night by calling FEMA at 800-621-3362. People who use TTY can call 800-462-7585. Multilingual operators are available. The deadline to register is Dec. 31, 2012.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY, call 800-462-7585.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private nonprofit organizations fund repairs or rebuilding efforts, and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards

See the article here: 

Returning SBA Loan Application May Open Doors to More FEMA Assistance

Stay in Touch with FEMA and Make Sure Your Contact Information is Up-to-Date

WINDSOR, Conn. – Hurricane Sandy survivors who have already registered with the Federal Emergency Management Agency are urged to keep in touch with the agency, especially if they have been displaced by the disaster.

Survivors who have registered for assistance should keep their contact information current to ensure timely delivery of important assistance updates.

Keeping one’s contact information current with FEMA will also help connect survivors with FEMA’s home inspectors. Unnecessary delays may occur if an inspector is unable to reach an applicant by phone to schedule an appointment. Applicants are also urged to keep their appointments with home inspectors in order to avoid delays.

Applicants who need to update their contact information or who have questions regarding their application can visit a Disaster Recovery Center for in-person help or call the toll-free FEMA helpline, 1-800-621-3362, 24 hours a day, seven days a week. Help is available in most languages.

Storm survivors who have not registered yet are urged to do so immediately online at www.DisasterAssistance.gov or with any web-enabled mobile device, tablet or smartphone at m.fema.gov. Follow the link to “Apply Online for FEMA Assistance.”

By calling the helpline or visiting a Disaster Recovery Center, survivors can:

  • Update their file with a change of address or new phone number.
  • Ask questions about disaster assistance.
  • Track the progress of their FEMA application.
  • Get information about the inspection process.
  • Learn about the steps to appeal a FEMA decision.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY, call 800-462-7585.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

View the original here: 

Stay in Touch with FEMA and Make Sure Your Contact Information is Up-to-Date

FEMA-State Disaster Recovery Centers Stay Open Later To Help Survivors

WINDSOR, Conn. – The FEMA-State Disaster Recovery Centers in Connecticut will now be open later to give survivors more time to visit one of the centers.

Specialists from the Federal Emergency Management Agency and the U.S. Small Business Administration are on hand at the centers to answer questions and provide information on the types of assistance available to survivors.

People who suffered losses can get person-to-person assistance at the centers from specialists skilled in disaster-related subjects.

If possible, before visiting a center, register online at www.DisasterAssistance.gov, at m.fema.gov on the browser of a smartphone or web device; or call 800-621-3362. TTY users call 800-462-7585. The toll-free numbers are staffed 24 hours a day, seven days a week. Help in many languages is available.

Disaster recovery specialists at the center can help with registration, check an individual’s case, answer questions about their claim, or review information needed to process their claim. Recovery specialists also can supply contacts for other programs that may be able to help.

 

Connecticut Disaster Recovery Center locations include:

Western Greenwich Civic Center

Room 203

449 Pemberwick Road

Greenwich, 06381

8 a.m. to 8 p.m., Mon. through Sat.

Groton Senior Center

102 Newtown Road

Groton, 06304

8 a.m. to 8 p.m., Mon. through Sat.

Long Wharf Campus Gateway Community College

60 Sargent Drive

New Haven, 06511

8 a.m. to 8 p.m., Mon. through Sat.

Department of Police Services

Conference Room

6 Custom Drive

Old Saybrook, 06475

8 a.m. to 8 p.m., Mon. through Sat.

Parson’s Government Center

70 West River St.

Milford, 06460

8 a.m. to 8 p.m., Nov. 5 through Nov. 17

Housatonic Community College

900 Lafayette Blvd.

Bridgeport, 06604

8 a.m. to 8 p.m., Mon. through Fri., Sat 8 a.m. to 5 p.m.

East Lyme Town Hall

108 Pennsylvania Ave.

Niantic, 06357

8 a.m. to 8 p.m., Nov. 14 through Nov.16

Norwalk City Hall

125 East Ave.

Norwalk, 06851

Thurs., Nov. 15, 12-8 p.m.,

Nov. 16 through Nov. 17, 8 a.m. to 8 p.m

 

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621- 3362. For TTY call 800-462-7585.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

This article: 

FEMA-State Disaster Recovery Centers Stay Open Later To Help Survivors

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