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FEMA’s Partners Helping Fund Housing Repairs in NYC

NEW YORK – The Federal Emergency Management Agency is just one part of the disaster recovery team. A variety of local, state and federal resources are available to help New Yorkers repair or rebuild their homes.

FEMA has approved $700 million in housing assistance for individuals and families. The assistance can include money for rental assistance, essential home repairs, personal property losses and other serious disaster-related needs not covered by insurance.

To be considered for eligibility, Hurricane Sandy survivors in New York should register before the Jan. 28, 2013 deadline.

Individuals can register online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov.

They may also call 800-621-3362 or (TTY) 800-462-7585. People who use 7-1-1 Relay or Video Relay Services (VRS) may call 800-621-3362. The toll-free telephone numbers operate

24 hours a day, seven days a week until further notice.

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The Federal Home Loan Bank of New York has made $1 billion in Disaster Relief Funding available to 340 community based lenders to help rebuild in the states of New York and New Jersey. The funding is available to be used as immediate “gap financing.” The $1 billion CLP commitment can be used for any residential lending activity for households whose incomes are at or below 115 percent of the area median income.

The funds can be used for Public/Private infrastructure projects, such as roads, utilities and sewers. For more information, visit: www.fhlbny.com/.

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Community Development Corporation of Long Island is offering an emergency home repair loan fund that is available to assist homeowners with loans up to $5,000 for homeowners whose incomes are under 120 percent of the area median income, roughly at or below $129,000 for a family of four. For more information, visit: www.cdcli.org/.

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Governor Cuomo’s Disaster Homeownership Repair and Rebuilding Fund.

This is a grant and does not require repayment.

The grant can provide up to an additional $10,000 for survivors who have already qualified for FEMA housing assistance and received the maximum grant of $31,900, and the FEMA award did not cover the full cost of making essential repairs.

This funding cannot duplicate assistance received from other governmental agencies or insurance.

The survivors eligible for this assistance will be referred from FEMA to the state and contacted directly.

For more information on this program, visit: http://scoem.suffolkcountyny.gov/OEM/DisasterHomeownershipRepairandRebuildingFund.aspx.

For more information about how New York State can help you, call: (855) 697-7263.

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The U.S. Department of Housing and Urban Development.

To expand housing options for families displaced by Hurricane Sandy, HUD is allowing local public housing agencies to increase their rent payment standard up to 120 percent of the published “Fair Market Rent” (FMR), thereby giving low-income families more options in finding available housing. For families impacted by Hurricane Sandy, HUD is granting a 90-day moratorium on foreclosures and forbearance on foreclosures of FHA-insured home mortgages. For more information on HUD, visit hportal.hud.gov/hudportal/HUD.

Home Affordable Modification Program

Homeowners struggling to stay in their homes may be eligible to apply for the Home Affordable Modification Program (HAMP) in order to lower their monthly mortgage payments and make them more affordable.

Homeowners should contact their mortgage servicer as soon as possible to begin the HAMP evaluation process.

In order to help with the housing crunch, homeowner eligibility has been widened to include:

Homeowners who are applying for a modification on a home that is not their primary residence, but the property is currently rented or the homeowner intends to rent it.
Homeowners who previously did not qualify for HAMP because their debt-to-income ratio was 31 percent or lower.
Homeowners who previously received a HAMP trial period plan, but defaulted in their trial payments.
Homeowners who previously received a HAMP permanent modification, but defaulted in their payments, therefore losing good standing.

For more information visit: http://www.makinghomeaffordable.gov/programs/lower-payments/Pages/hamp.aspx

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The U.S. Small Business Administration is providing low-interest disaster loans of up to $200,000 for qualified homeowners to repair or replace damaged real estate. In addition, renters and homeowners may get up to $40,000 to repair or replace damaged personal property. For more information, visit www.sba.gov/disaster.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

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FEMA’s Partners Helping Fund Housing Repairs in NYC

Give Your Loved Ones The Gift Of Emergency Preparedness

TRENTON, N.J. — With the holidays fast approaching, New Jersey residents might want to consider giving gifts that will help protect their family members and friends during a future emergency. Supplies for an emergency preparedness kit can make unique — and potentially life-saving — holiday gifts.

Excellent emergency preparedness gifts include:

Battery-powered or hand-crank radio and a NOAA Weather Radio with tone alert.
A quality flashlight and extra batteries.
Solar-powered cell phone charger.
Smoke detector and/or carbon monoxide detectors.
First aid kit.
Fire extinguisher and fire escape ladder.
Enrollment in a CPR or first aid class.
Books, coloring books, crayons and board games for the kids, in case the power goes out.
Personal hygiene comfort kit, including shampoo, body wash, wash cloth, hairbrush, comb, toothbrush, toothpaste and deodorant.
A waterproof pouch or backpack containing any of the above items, or with such things as a rain poncho, moist towelettes, work gloves, batteries, duct tape, whistle, food bars, etc.

Holiday shoppers might also consider giving a winter car kit, equipped with a shovel, ice scraper, emergency flares, fluorescent distress flags and jumper cables. For animal lovers, a pet disaster kit with emergency food, bottled water, toys and a leash is also a good gift.

The New Jersey Office of Emergency Management and the Federal Emergency Management Agency urge Garden State residents to give at least one of these practical gifts – either as a present under the tree or as a stocking stuffer. It might just save the life of a friend or family member. For more information, preparedness tips or other gift ideas, visit www.Ready.gov.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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Give Your Loved Ones The Gift Of Emergency Preparedness

Manhattan Disaster Recovery Center Opens Saturday

NEW YORK – The state of New York and the Federal Emergency Management Agency will open a new Disaster Recovery Center in Manhattan at 8 a.m. Saturday, Dec. 22, to provide

one-on-one, face-to-face help for Hurricane Sandy survivors.

The center will be located at Southbridge Towers, Store No. 10, 66 Frankfort St., New York,

NY 10038. It will be convenient not only for Manhattan residents, but also for storm survivors who live in other boroughs or counties and work in Manhattan.

Normal operational hours for the Disaster Recovery Center are:

8 a.m. to 6 p.m., Monday through Saturday

9 a.m. to 3 p.m., Sunday (Dec. 23 only)

Holiday hours for the center are:

8 a.m. to noon on Christmas Eve (Dec. 24) and New Year’s Eve (Dec. 31)

The center will not open on Christmas Day and New Year’s Day.

Individuals may visit the Manhattan center to obtain useful FEMA information and apply for low-interest disaster loans from the U.S. Small Business Administration.

Seven weeks after Hurricane Sandy struck, more than 20 Disaster Recovery Centers remain open throughout New York. They have hosted about 105,000 survivors of the devastating storm.

To find the nearest recovery center, the following options are available: Text DRC and a Zip Code to 43362 (4FEMA), and a text message will be sent back with the address. Also, check out the Disaster Recovery Center locator at www.FEMA.gov/disaster-recovery-centers.

Individuals can find a recovery center – and register for FEMA help – online at www.DisasterAssistance.gov or via smartphone or tablet by going to m.fema.gov or downloading the FEMA app. They may also call 800-621-3362 or (TTY) 800-462-7585. People who use 711-Relay or Video Relay Services (VRS) should call 800-621-3362. The toll-free telephone numbers operate 24 hours a day, seven days a week until further notice.

Hurricane Sandy survivors in New York have until Jan. 28, 2013 to register for federal disaster assistance, which can include money for rent, essential home repairs, personal property losses and other serious disaster-related needs not covered by insurance.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

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Manhattan Disaster Recovery Center Opens Saturday

Rhode Islanders Urged to Be Smart and Cautious When Repairing Flood Damage

WARWICK, R.I.– Federal and state recovery specialists urge Rhode Islanders affected by Hurricane Sandy to be careful and smart about rebuilding. Be careful about hiring contractors and be smart about improving your property’s resistance to future floods. The Federal Emergency Management Agency and the Rhode Island Emergency Management Agency offer the following tips on rebuilding and working with contractors.

Here are some recommendations to reduce the amount of damage from a future flood. Details are in brochures from FEMA that are available online at http://go.usa.gov/gwAh.

Rebuild with materials that resist flood damage: Building materials are considered flood resistant if they can withstand direct contact with flood waters for at least 72 hours without being significantly damaged.
Elevate or relocate electrical system components, the HVAC system and appliances. Flood waters quickly destroy electrical elements. Panel boxes, circuit breakers, wall switches, wall outlets, the HVAC system and appliances should be located at least one foot above the base flood elevation or even moved to a higher floor for safety.
Install a sewer backflow valve: Flooded sewer systems can force sewage back into the home. This complicates cleanup and, more importantly, creates a health hazard. Backflow valves installed inside or outside the structure will stop sewage backup.
Anchor fuel tanks. Fuel tanks, either inside or outside the home, should be anchored to prevent them from overturning or breaking loose in a flood. Metal straps and bolts should be non-corrosive and wood structural supports should be pressure treated.

Most of these modifications should be carried out only by a professional contractor licensed to work in your area. When hiring contractors to repair homes damaged by flooding, be cautious to avoid being taken advantage of by scam artists.

Get a written estimate. Compare services and prices before choosing a contractor.
Check references.
Use a licensed, insured contractor. Get proof—see the card issued by the Rhode Island Contractors Registration and Licensing Board that the contractor is registered and insured. If the contractor is not insured, the homeowner may be liable for accidents that occur on the property.
Require a written contract. Have a lawyer review the contract if substantial costs are involved.
Get guarantees in writing.
Make final payments only when work is satisfactorily completed.
Pay by credit card, if possible, or by check. Avoid on-the-spot cash payments. A reasonable down payment is 30 percent of the total cost of the project, to be paid upon first delivery of materials.
If necessary, cancel a contract. Be sure to follow the procedures for cancellation that are set out in the contract. Send the notification by registered mail with a return receipt to be signed by the contractor.

You can find out if a contractor is licensed and insured and get more information about hiring contractors on the web site of the State of Rhode Island’s Contractors Registration and Licensing Board, www.crb.ri.gov/.

If you suspect contractor fraud, contact the Rhode Island Attorney General’s Consumer Protection Unit at 401-274-4400.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for medical and dental expenses, funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

SBA disaster loan information and application forms may be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (800-877-8339 for people with speech or hearing disabilities) Monday through Friday from 8 a.m. to 6 p.m. ET or by sending an e-mail to disastercustomerservice@sba.gov. Applications can also be downloaded from www.sba.gov or completed on-line at https://disasterloan.sba.gov/ela/

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Rhode Islanders Urged to Be Smart and Cautious When Repairing Flood Damage

FEMA to Maintain Presence at New SBA Center in St. John Parish

BATON ROUGE, La. — To continue serving Hurricane Isaac survivors in St. John Parish, the Federal Emergency Management Agency (FEMA) has partnered with the U.S. Small Business Administration (SBA) to provide assistance specialists at the SBA’s new Disaster Loan Outreach Center (DLOC), which opens Friday in LaPlace.

“Even though the registration period ends today, we know many Louisianians still have questions regarding their applications for assistance, or simply prefer to talk with someone face to face,” said Federal Coordinating Officer Gerard M. Stolar. “The continued presence of Individual Assistance professionals in the new SBA center highlights our commitment to helping eligible hurricane survivors here in Louisiana.”

The DLOC is located at:

2015 W. Airline Hwy.

LaPlace, LA 70068

The center opens at 9 a.m. Friday, Nov. 30. Its hours of operation are 9 a.m. to 5:30 p.m. Monday through Friday, until further notice.

Hurricane Isaac survivors throughout Louisiana can still contact FEMA online at www.disasterassistance.gov or via web-enabled phone at m.fema.gov. Applicants may also call 1-800-621-3362 or (TTY) 1-800-462-7585. Those who use 711 Relay or Video Relay Services may call 1-800-621-3362. The toll-free telephone numbers operate from 7 a.m. to 10 p.m. seven days a week.

For more information on Louisiana disaster recovery, visit online at www.fema.gov/disaster/4080 or www.gohsep.la.gov. You can follow us on Twitter at twitter.com/femaregion6 or on Facebook at www.facebook.com/FEMA. Also visit our blog at www.fema.gov/blog.

SBA is the federal government’s primary source of funding for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private non-profit organizations fund repairs or rebuilding efforts, and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover uninsured and uncompensated losses and do not duplicate benefits of other agencies or organizations. For information about SBA programs, applicants may call 800-659-2955 (TTY 800-877-8339).

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FEMA to Maintain Presence at New SBA Center in St. John Parish

FEMA Obligates $1.1 Million to St. Tammany Parish for Debris Removal

BATON ROUGE, La. – A $1.1 million federal grant has been awarded to St. Tammany Parish to help with costs for removing debris created by Hurricane Isaac’s high winds and flooding, the Federal Emergency Management Agency (FEMA) has announced.

The FEMA grant, totaling $1,127,286, is obligated to the parish to help defray the cost of removing and disposing of hazardous trees as well as vegetative and other debris from public rights of way, and private and public improved properties in the parish.

“FEMA places a high priority on getting debris cleaned up after a disaster,” said Federal Coordinating Officer Gerard M. Stolar. “This federal assistance will contribute significantly to St. Tammany’s recovery efforts.”

The FEMA grant covers the federal share of the parish’s eligible costs for the work. Under a cost-sharing formula, FEMA reimburses the state for 75 percent of the total costs, while the state and/or applicant pays the remaining 25 percent.

The newly obligated funds are a portion of the more than $144.1 million in total Public Assistance recovery dollars approved for the state since the Aug. 29 declaration for Hurricane Isaac.

Once FEMA reimburses the state of Louisiana it is the state’s responsibility to manage the funds, which includes making disbursements to local jurisdictions and organizations that incurred costs.

For more information on Louisiana disaster recovery, click www.fema.gov/disaster/4080 or www.gohsep.la.gov. You can follow FEMA on Twitter at www.twitter.com/femaregion6 or on Facebook at www.facebook.com/FEMA. Also visit our blog at www.fema.gov/blog.

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FEMA Obligates $1.1 Million to St. Tammany Parish for Debris Removal

FEMA May be Able to Help Some Nonprofits with Public Assistance Disaster Grants

NEW YORK – Nonprofit organizations that suffered damage from Hurricane Sandy may apply for Federal Emergency Management Agency’s Public Assistance (PA) funding to help them get back to the business of helping others.

“We encourage eligible nonprofit organizations to apply,” said Michael F. Byrne, FEMA federal coordinating officer. “FEMA is committed to assisting qualifying nonprofits as they recover from Hurricane Sandy.”

Private non-profit agencies that provide what are defined as critical services to the community may file a Request for Public Assistance from FEMA for reimbursement of costs incurred for emergency work performed as a result of Hurricane Sandy.

Facilities that provide critical services include:

Hospitals and other medical-treatment facilities;
Fire, police and other emergency services;
Power, water and sewer utilities; and
Educational institutions.

Private nonprofits that provide what are defined as essential services to the community may also be eligible for PA to repair damage caused by Hurricane Sandy. However, these private non-profits must first apply to the Small Business Administration (SBA) for a low-interest loan.
Facilities that provide essential services include:

Libraries, museums and zoos;
Community centers;
Disability advocacy and service providers;
Homeless shelters and rehabilitation facilities; and
Senior citizen centers and day-care centers.

FEMA reimburses no less than 75 percent of the eligible costs for emergency protective measures and permanent restoration costs, including debris removal and infrastructure repair or replacement. FEMA specialists are available to help nonprofits through the application process.

To be eligible for PA, a private nonprofit organization must have a ruling letter from the U.S. Internal Revenue Service or provide other, satisfactory, evidence from the state of New York that it is a nonprofit organization doing business under state law.

The deadline for requests for Public Assistance, which was due to expire, has been extended.

The new deadlines are:

Jan. 28, 2013: for Bronx, Kings, Nassau, New York, Richmond, Suffolk and Queens counties;
Feb. 1, 2013: for Rockland and Westchester counties; and
Feb. 11, 2013: for Orange, Putnam, Sullivan and Ulster counties.

Public Assistance is a program administered by New York State and funded by FEMA.

Nonprofit organizations interested in learning more about FEMA Public Assistance should visit: www.dhses.ny.gov/oem/recovery.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

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FEMA May be Able to Help Some Nonprofits with Public Assistance Disaster Grants

FEMA Obligates $4.6 Million to Plaquemines Parish for Protective Measures

BATON ROUGE, La. – Plaquemines Parish will receive a $4.6 million federal grant to help reimburse expenses it incurred while protecting residents during the Hurricane Isaac disaster, the Federal Emergency Management Agency (FEMA) has announced.

The grant, totaling $4,672,444, helps reimburse the parish for equipment, labor and contracted work associated with pumping efforts during the hurricane-related flood event.

“Plaquemines Parish made great efforts to protect lives and property during the storm,” said FEMA’s Federal Coordinating Officer Gerard M. Stolar. “This grant demonstrates our strong support for those efforts and our commitment to the parish’s recovery.”

The newly obligated funds are a portion of the $59.4 million in total Public Assistance recovery dollars approved for Plaquemines Parish since the Aug. 29 declaration for Hurricane Isaac. Statewide, Public Assistance grants total $144.1 million.

Once FEMA reimburses the state of Louisiana it is the state’s responsibility to manage the funds, which includes making disbursements to local jurisdictions and organizations that incurred costs.

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FEMA Obligates $4.6 Million to Plaquemines Parish for Protective Measures

Change Announced for Westchester Disaster Recovery Center

NEW YORK – Hurricane Sandy survivors have until 6 p.m. Friday, Dec. 21, to visit the Disaster Recovery Center in White Plains.

The center is at Westchester County Center, 198 Central Ave., White Plains, NY 10606. It has provided face-to-face information and help to more than 890 hurricane survivors since Nov. 8. Hours are 8 a.m. to 6 p.m. through Friday, Dec. 21.

The state and the Federal Emergency Management Agency closely monitor visitor traffic at all New York Disaster Recovery Centers. When traffic slows, a center may change its hours to reflect the fact that most information needs of storm survivors in the area are being met.

In addition to the Westchester center, the state and the Federal Emergency Management Agency have more than 20 other Disaster Recovery Centers throughout New York to assist those affected by Hurricane Sandy.

To find the nearest center, the following options are available: Text DRC and a Zip Code to 43362 (4FEMA), and a text message will be sent back with the address. Also, check out the Disaster Recovery Center locator at www.FEMA.gov/disaster-recovery-centers or call 800-621-3362 (TTY 800-462-7585).

Individuals can register for help online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. They may also call 800-621-3362 or (TTY) 800-462-7585. People who use 711-Relay or Video Relay Services (VRS) can call 800-621-3362. The toll-free telephone numbers operate 24 hours a day, seven days a week until further notice.

Federal disaster assistance for individuals and families can include money for rental assistance, essential home repairs, personal property losses and other serious disaster-related needs not covered by insurance.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

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Change Announced for Westchester Disaster Recovery Center

Debris Removal on Track

NEW YORK – The partnership between New York State, New York City, other municipalities, the Army Corps of Engineers and the Federal Emergency Management Agency has made significant progress in removing the massive amounts of debris left by Hurricane Sandy. To date, along with private contractors, they have removed in excess of four million cubic yards of debris from New York City’s five boroughs and Nassau, Rockland, Suffolk, and Westchester counties.

FEMA’s Public Assistance program has approved more than $17 million to reimburse Nassau County for 75 percent of the costs of overtime for 270 employees and the rental of heavy duty wood chippers to reduce the volume of the debris. Approved this week is a $2.2 million reimbursement to supplement the $15 million approved for the county in November. More Public Assistance funding is anticipated to offset county costs for debris removal and disposal.

Strong winds and heavy rains from Hurricane Sandy brought down trees, tree limbs and power lines throughout the New York area. Collecting and clearing out piles of debris has been one of the most difficult and time-consuming challenges of the recovery. But despite this, the debris piles are disappearing.

After collection, debris is trucked to staging areas where it is inspected, separated into categories and disposed of in the safest manner possible. To reduce the amount of material going into landfills, the Army Corps of Engineers, in cooperation with the New York City’s Sanitation Department, is looking at alternate ways of using the vegetative debris (wood, tree branches, leaves and other organic matter) that will be of benefit to the communities.

FEMA’s Public Assistance program reimburses state and local governments and certain private nonprofit organizations 75 percent of eligible debris removal costs. The remaining 25 percent is provided by non-federal funds. The state forwards the federal funds to the eligible local governments or organizations that incurred costs.

For debris removal to be eligible, the damage must be direct result of Hurricane Sandy, and the work must be necessary to:

Eliminate an immediate threat to lives, public health and safety,
Eliminate immediate threats of significant damage to improved public and private property when the measures are cost effective, or
Ensure the economic recovery of the affected community to the benefit of the community-at-large.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

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Debris Removal on Track

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