disaster - femacontract.com

Many Good Reasons to Apply to SBA

SPRINGFIELD, Ill. – Nov. 17 tornado survivors who fail to return completed Small Business Administration low-interest disaster loan applications may be saying no to federal assistance.

Some survivors may be counting on a future insurance settlement to cover all the costs of rebuilding. Maybe they don’t want a disaster loan or fear they cannot afford one. Or maybe they need assistance completing the SBA disaster loan application.

But there are good reasons for FEMA applicants who have been contacted by SBA to submit a completed disaster loan application by the Monday, Jan. 27 deadline.

SBA offers disaster loans to tornado-affected homeowners, renters, businesses of all sizes and private nonprofit organizations for physical damage in the following Illinois counties: Champaign, Douglas, Fayette, Grundy, Jasper, LaSalle, Massac, Pope, Tazewell, Vermilion, Wabash, Washington, Wayne, Will and Woodford.

Economic injury disaster loans are available to provide working capital to eligible small businesses and non-profit organizations located in the counties listed above and the adjacent counties.

Some of the top reasons for submitting an SBA application by the deadline include:

A future insurance settlement may fall short. Survivors may find out they are underinsured for the amount of work it takes to repair or replace a damaged home. An SBA low-interest loan can cover the uninsured costs. By submitting the loan application on time, survivors may have loan money available when it is needed. SBA can approve a loan for the repair or replacement of a home up to $200,000. The loan balance will be reduced by a survivor’s insurance settlement. However, the opportunity for an SBA disaster loan may be lost if they wait until after the application deadline.
SBA can help renters repair or replace disaster damaged personal property. Renters, as well as homeowners, may borrow up to $40,000 to repair or replace clothing, furniture, appliances, damaged vehicles.
By submitting an SBA loan application, survivors keep the full range of disaster assistance available as an option. SBA may refer applicants who do not qualify for a loan to FEMA for grants to replace essential household items, replace or repair a damaged vehicle, or cover storage expenses, among other serious disaster-related needs. But if survivors do not submit their disaster loan applications, the assistance process may stop. Survivors are not required to accept a loan offer.

For more information, homeowners and renters may call the SBA at 800-659-2955 or TTY 800-877-8339 TTY or visit SBA.gov/Disaster. Survivors can complete disaster loan applications online at https://DisasterLoan.SBA.gov/ELA/.

For the latest information on Illinois’ recovery from the Nov. 17 storms, visit FEMA.gov/Disaster/4157. Follow FEMA online at twitter.com/femaregion5, facebook.com/fema and youtube.com/fema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

SBA is the federal government’s primary source of funding for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private non-profit organizations fund repairs or rebuilding efforts, and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover uninsured and uncompensated losses and do not duplicate benefits of other agencies or organizations. For information about SBA programs, applicants may call 800-659-2955 (TTY 800-877-8339).

FEMA News Desk: 217-522-2080

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Many Good Reasons to Apply to SBA

Two Weeks Remain to Register for Federal Disaster Assistance

SPRINGFIELD, Ill. – While nearly $12 million in federal disaster assistance has been approved for Nov. 17 Illinois tornado survivors, the deadline to register for help is approaching.

Survivors must register by Monday, Jan. 27 to be considered for federal disaster assistance.

No applications can be accepted after the deadline, but FEMA will continue to approve disaster assistance for eligible survivors who applied in time.

The FEMA helpline 800-621-FEMA (3362) will remain operational after Jan. 27 for survivors who have questions about the status of their applications or letters they may receive from FEMA.

FEMA continues working throughout Illinois to ensure survivors do not lose eligible grants. This includes:

Face-to-face help at the Disaster Recovery Center in East Peoria at the Festival of Lights Building and the Disaster Recovery Center in Brookport at the Brookport Library. Hours are 9 a.m. to 6 p.m., Monday through Saturday.
Disaster Survivor Assistance Teams providing one-to-one help in affected areas.
FEMA voluntary agency liaison specialists working with community- and faith-based organizations to identify and provide assistance to survivors.

Federal disaster assistance may be available for the following:

Temporary housing for homeowners and renters.
Home repairs.
Other serious disaster-related expenses for homeowners and renters not met by insurance or other assistance programs.
Low-interest disaster loans from the Small Business Administration that may cover losses for homeowners, renters and business owners not fully compensated by insurance.

Survivors can apply online at DisasterAssistance.gov or with a smartphone or tablet by visiting m.fema.gov. They can also register and get questions answered over the phone by calling FEMA’s helpline, 800-621-FEMA (3362) or visiting a Disaster Recovery Center to register and check the status of a FEMA application. Survivors who use a TTY can call 800-462-7585. The toll-free telephone numbers operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.

FEMA News Desk: 217-522-2080

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Two Weeks Remain to Register for Federal Disaster Assistance

FEMA Help Continues After Registration Deadline

SPRINGFIELD, Ill.— FEMA says Nov. 17 tornado survivors have until Monday Jan. 27 to register for possible disaster assistance, but that doesn’t mean help is ending.

Survivors who register by Jan. 27 may continue to receive federal disaster assistance after this date. The following assistance may be available:

Temporary housing for homeowners and renters.
Home repairs.
Other serious disaster-related expenses for homeowners and renters not met by insurance or other assistance programs. This includes financial help for damaged cars and personal contents.
Low-interest disaster loans from the Small Business Administration that may cover losses for homeowners, renters and business owners not fully compensated by insurance.

Survivors with questions about their applications can continue calling FEMA’s helpline at 800-621-FEMA (3362), 7 a.m. to 10 p.m., seven days a week, after Jan. 27.

Face-to-face help continues to be available at the Brookport Disaster Recovery Center at the Brookport Library on U.S. Highway 45 and the East Peoria Disaster Recovery Center at the Festival of Lights Building on East Washington Street in East Peoria. Hours are 9 a.m. to 6 p.m., Monday through Saturday.

Survivors can apply online at DisasterAssistance.gov or by calling 800-621-FEMA until Jan. 27.

For the latest information on Illinois’ recovery from the Nov. 17 storms, visit FEMA.gov/Disaster/4157. Follow FEMA online at twitter.com/femaregion5, facebook.com/fema and youtube.com/fema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

FEMA News Desk: 217-522-2080

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FEMA Help Continues After Registration Deadline

FEMA Says Help Us Help You

SPRINGFIELD, Ill. – If you’re a survivor of the Nov. 17 Illinois tornadoes, FEMA says you deserve every eligible penny in federal disaster assistance.

Don’t leave possible FEMA grants and SBA disaster loans on the table. Take the necessary steps to help FEMA help you.

Register with FEMA—deadline close: Disaster assistance may be available to tornado survivors who register with FEMA before the Jan. 27 deadline. The sooner you register the sooner you may qualify for FEMA assistance. Register at DisasterAssistance.gov or call 800-621-FEMA (3362). Help FEMA help you.

Only one registration per household: FEMA assists eligible survivors by household. The assistance process stops if multiple applications are received from the same address. Applying multiple times doesn’t increase your chances of receiving federal disaster aid. It stops your chances. Help FEMA help you. Register only once.

FEMA grants versus insurance benefits: After registering with FEMA for assistance, some applicants may receive a letter indicating FEMA can’t help. Read any FEMA letter closely. FEMA may need insurance settlement documents to assure FEMA grants won’t duplicate insurance payments. Help FEMA help you. Failure to submit needed documents could stop any additional assistance.

Fast track the SBA Loan Application: FEMA refers some applicants to the Small Business Administration to complete and submit an SBA loan application. You may not want a loan, but failure to submit the application may stop any further FEMA grants coming your way. Help FEMA help you. The quickest way to apply is to complete an SBA disaster loan application online using the Electronic Loan Application (ELA) via SBA’s secure website at DisasterLoan.SBA.gov/ela.

Get Your FEMA/SBA questions answered: Call the FEMA help line, 800-621-FEMA (3362) or for face-to-face help, visit a FEMA/State Disaster Recovery Center – 2200 East Washington, East Peoria or the Brookport Library, 7415 S. U.S. Highway 45, Brookport.

Survivors can apply online at DisasterAssistance.gov or with a smartphone or tablet by visiting m.fema.gov. They can also register over the phone by calling FEMA’s helpline, 800-621-FEMA (3362). Survivors who use a TTY can call 800-462-7585. The toll-free telephone numbers operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.

For the latest information on Illinois’ recovery from the Nov. 17 storms, visit FEMA.gov/Disaster/4157. Follow FEMA online at twitter.com/femaregion5, facebook.com/fema and youtube.com/fema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

FEMA News Desk: 217-522-2080

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FEMA Says Help Us Help You

One Month Remains to Request FEMA Help

SPRINGFIELD, Ill. – Survivors of the Nov. 17 Illinois tornadoes have until Monday, Jan. 27 to request assistance from the Federal Emergency Management Agency.

Federal disaster assistance may be available for the following:

Temporary housing for homeowners and renters.
Home repairs.
Other serious disaster-related expenses for homeowners and renters not met by insurance or other assistance programs.
Low-interest disaster loans from the Small Business Administration that may cover losses for homeowners, renters and business owners not fully compensated by insurance.

Survivors can apply online at DisasterAssistance.gov or with a smartphone or tablet by visiting m.fema.gov. They can also register and get questions answered over the phone by calling FEMA’s helpline, 800-621-FEMA (3362). Survivors who use a TTY can call 800-462-7585. The toll-free telephone numbers operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.

FEMA News Desk: 217-522-2080

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One Month Remains to Request FEMA Help

Many Forms of Disaster Assistance Available

Springfield, Ill.— While the Federal Emergency Management Agency (FEMA) and Small Business Administration (SBA) may provide valuable grants and loans to disaster survivors for repairing or replacing lost property, disaster assistance may be available through other sources.

The following are valuable resources for survivors of the Nov. 17 tornadoes in Champaign, Douglas, Fayette, Grundy, Jasper, LaSalle, Massac, Pope, Tazewell, Vermilion, Wabash, Washington, Wayne, Will and Woodford counties to receive help their recovery.

Survivors can apply for Disaster Unemployment Assistance. Help may be available for Illinois workers, including business owners, who lost employment as a result of the Nov. 17 tornadoes. Applications are available at Illinois Department of Employment Security offices. Survivors can locate their nearest office by calling 800-244-5631 or online at ides.illinois.gov/myoffice. The deadline to apply is Thursday, Jan. 2, 2014.
Survivors can get free legal help. Low-income survivors facing legal issues can call 844-726-8775, extension 256, to request free legal assistance about issues related to their recovery from the tornadoes.
Childcare-related expenses may be available. FEMA may provide eligible applicants with grants to pay for certain disaster-related childcare costs. The assistance costs may be available if a survivor had to move to a different community where child care costs are more expensive or the disaster caused their usual child care facility to close leaving only a more expensive facility available. For more information, call 800-621-FEMA (3362).
Crisis counseling referrals are available. Crisis counseling is available to those in emotional distress following the tornadoes. Survivors can call 800-985-5990, 24 hours a day, seven days a week.
Find an available nearby rental property through online resources. Visit Nestrent.com or IlHousingSearch.org. Survivors can also call 800-621-FEMA (3362) for recommendations on available rental properties or to ask questions about temporary rental assistance.

FEMA urges disaster survivors affected by the tornadoes to register with FEMA online at DisasterAssistance.gov or by calling 800-621-FEMA (3362) or TTY 800-462-7585 or register with a smartphone or tablet at m.fema.gov.

For the latest information on Illinois’ recovery from the Nov. 17 storms, visit FEMA.gov/Disaster/4157. Follow FEMA online at twitter.com/femaregion5, facebook.com/fema and youtube.com/fema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

NEWS DESK: 217-522-2080

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Many Forms of Disaster Assistance Available

Boulder Disaster Recovery Center to Close

DENVER – The last Disaster Recovery Center (DRC) for the September Colorado severe storms, flooding, landslides and mudslides is closing permanently at 3 p.m., MST, Saturday, Dec. 21.

BOULDER COUNTY

Premier Credit Union Building

5495 Arapahoe Ave.

Boulder, CO 80303

Hours: Monday through Friday, 9 a.m. to 6 p.m.; Saturday, 9 a.m. to 3 p.m., MST

After the center closes, disaster survivors can call the Federal Emergency Management Agency (FEMA) at 800-621-3362 to have questions answered about their disaster assistance registration, check their application status, or update their insurance claim or contact information. A FEMA representative is available at the toll-free number from 5 a.m. to 8 p.m., MST, seven days a week.

Anyone with questions concerning a loan from the U.S. Small Business Administration (SBA) or for information about SBA programs, go to sba.gov/disaster or call (800) 659-2955, press 2 for Spanish (TTY 1-800-977-8339).

Small businesses and most private nonprofits without physical losses have until June 16, 2014, to apply for Economic Injury Loans only.

In all, 24 DRCs were opened to help Colorado residents who had damage due to the severe weather in September.

DRCs are operated by the Colorado Office of Emergency Management and FEMA in partnership with the U.S. Small Business Administration (SBA), county and local governments.

Multilingual phone operators are available on the FEMA Helpline. Choose Option 2 for Spanish and Option 3 for other languages. People who have a speech disability or are deaf or hard of hearing may call (TTY) 800-462-7585.

m.fema.gov in the browser.

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Boulder Disaster Recovery Center to Close

Repair Tornado-Damaged Vehicles with Federal Help

SPRINGFIELD, Ill. – Anyone who had a car damaged or destroyed in counties affected by the Nov. 17 Illinois tornadoes may be eligible for Federal Emergency Management Agency disaster assistance.

Those who may be eligible include not just residents of the designated counties, but also those who were working or visiting in areas and had damage to their vehicle during the tornadoes.

Only those who maintain at least liability insurance will be considered to receive federal disaster assistance to repair or replace their car. Liability coverage is the minimum insurance requirement for Illinois drivers. Liability insurance policies do not cover storm-related damage to their car. Survivors who register must submit proof to FEMA that they maintain liability coverage to be considered for federal disaster assistance to repair or replace their car.
Survivors who have a comprehensive policy should first file a claim with their insurance company. Comprehensive policies usually pay for storm-related damages to a car. However, federal disaster assistance may help fill in the gaps for those whose comprehensive insurance coverage does not pay for any or all storm-related damage costs.
Survivors need to return a completed Small Business Administration disaster-loan application. After registering with FEMA, the SBA will contact many survivors concerning loan applications. It’s important for survivors to submit their application. Homeowners and renters may be eligible to borrow up to $40,000 to repair or replace personal property, including automobiles damaged or destroyed in the disaster.
FEMA grants to repair or replace a car must clear the SBA loan process. A survivor may receive a grant from FEMA to repair or replace their car if insurance is insufficient and they were declined for SBA loan home loan. Grants do not need to be repaid.
Keep documents. Federal disaster assistance is reimbursed to survivors only if their car had damage during the Nov. 17 tornadoes. Survivors must submit an itemized document that shows damage to the car is storm-related and a receipt, estimate or verifiable bill of the repair or replacement costs.

FEMA officials advise anyone whose vehicle was damaged during the tornadoes to register for assistance. Survivors in the following counties should register: Champaign, Douglas, Fayette, Grundy, Jasper, La Salle, Massac, Pope, Tazewell, Vermilion, Wabash, Washington, Wayne, Will and Woodford.

Register with FEMA online at DisasterAssistance.gov or by calling 800-621-FEMA (3362) or TTY 800-462-7585, or register with a smartphone or tablet at m.fema.gov.

For additional information about SBA low-interest disaster loans, contact the SBA Disaster Assistance Customer Service Center by calling 800-659-2955 or TTY 800-877-8339, emailing disastercustomerservice@sba.gov or visiting sba.gov/disaster.

SBA provides low-interest, long term disaster loans for homeowners, renters and businesses of all sizes. For more information, visit SBA’s website at www.sba.gov/disaster.

NEWS DESK: 217-522-2080

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Repair Tornado-Damaged Vehicles with Federal Help

More than $1 Million in Federal Assistance Approved for Nov. 17 Storm Survivors in Illinois

SPRINGFIELD, IL – Less than a month after tornadoes swept across Illinois, more than $1 million in Federal Emergency Management Agency grant assistance has been approved to help those affected by the storms.

1,632 people have contacted FEMA for help or information regarding disaster assistance.

In addition to FEMA grants for individuals and families, other forms of disaster assistance are provided by partner agencies such as the U.S. Small Business Administration, the American Red Cross and the Salvation Army. FEMA often refers survivors to those agencies. Businesses are also referred to the SBA. Other callers may be interested in non-FEMA programs such as disaster unemployment assistance, the Disaster Supplemental Nutrition Assistance Program or legal aid.

The following is a snapshot of the disaster recovery effort as of Dec. 10:

200 households approved for FEMA grants that assist with temporary rentals and personal property loss.

$760,124 approved for housing grants, including short-term rental assistance and home repair costs.
$334,766 approved to cover other essential disaster-related needs such as medical and dental expenses and lost personal possessions.
329 home inspections completed.
226 visits to disaster recovery centers by people affected by the disaster.
3 disaster recovery centers currently open.

No matter the degree of loss or insurance coverage, survivors are urged to apply for help. They can use any of the following methods:

By phone, call 800-621-FEMA (3362) from 7 a.m. to 10 p.m. Assistance is available in most languages. People who are deaf or hard of hearing may call (TTY) 800-462-7585.
Online at www.DisasterAssistance.gov.
By tablet or smartphone, use the FEMA app or go to m.fema.gov.

Survivors who register with FEMA and are referred to SBA will be contacted with options on how to apply for a low-interest disaster loan. After being contacted by SBA, survivors should complete and submit an application even if they do not plan to accept a loan. It is part of the FEMA grant process and can pave the way for additional disaster assistance. SBA disaster loans are available with interest rates as low as 2.25 percent and terms up to 30 years.

Complete an online application at https://disasterloan.sba.gov/ela. Call the SBA customer service center with questions at 800-659-2955. People who are deaf or hard of hearing and use a TTY can call 800-877-8339. For more information, visit sba.gov.

For the latest information on Illinois’ recovery from the Nov. 17 storms, visit FEMA.gov/Disaster/4157. Follow FEMA online at twitter.com/femaregion5, facebook.com/fema and youtube.com/fema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

FEMA News Desk: 217-522-2080

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More than $1 Million in Federal Assistance Approved for Nov. 17 Storm Survivors in Illinois

If Your Home is Uninhabitable, FEMA Rental Assistance May be an Option

Springfield, Ill. – While survivors of the Nov. 17 Illinois tornadoes are making repairs to or rebuilding their homes, assistance from the Federal Emergency Management Agency (FEMA) may be available to help pay for a warm, clean and safe place to stay during the cold winter months ahead.

First, file a claim with your homeowner’s insurance company. Talk to your homeowners’ or renters’ insurance agent about additional living expenses (ALE) coverage as part of your policy to assist with relocating to a temporary residence.
Register for FEMA assistance. If you’re insured, you will need to submit your settlement documents for review before FEMA can determine your eligibility status. If your policy does not include ALE, or you exhaust this coverage and your home remains uninhabitable, you may be eligible for rental assistance from FEMA.
An inspector may arrange a visit to your damaged home or apartment to determine eligible losses. If the inspector determines your home is uninhabitable, you will be offered an option of initial rental assistance to help you relocate. Once exhausted, additional relocation assistance may be available on an as needed basis.
Find an available rental property in your area through online resources such as Nestrent.com or IlHousingSearch.org. Survivors can also call 800-621-FEMA (3362) for recommendations on available rental properties, or to ask questions about temporary rental assistance.

Survivors can register for federal disaster assistance online at DisasterAssistance.gov or via smartphone or tablet by using the FEMA app or going to m.fema.gov. People may also call 800-621-FEMA or TTY 800-462-7585. Those who use 711-Relay or Video Relay Services can call 800-621-3362.

Media Contact: Don Jacks, 304-542-6258

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If Your Home is Uninhabitable, FEMA Rental Assistance May be an Option

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