JEFFERSON CITY, Mo. – Until it happens to them, most people don’t realize that even an inch or two of water can cause thousands of dollars in damage. During the recent floods in Missouri, thousands experienced the trauma of flooded homes and businesses. The toll not only includes the heartbreak of losing precious possessions, but financial hardship, especially for those who don’t have flood insurance.

Spring, when flooding is typically most severe, has arrived. But you can still purchase a National Flood Insurance Program (NFIP) policy to protect your home and its contents or your business. Remember – there is a 30-day waiting period before a policy takes effect.

Homeowners’ insurance doesn’t cover flood damage, but the NFIP does. Funded by the Federal Emergency Management Agency (FEMA), NFIP makes flood insurance available for communities that participate in the program, regardless of whether the area is high, low, or medium risk. NFIP carries a maximum coverage of $250,000 for homes and $100,000 for contents. Business coverage is a maximum of $500,000 for building and $500,000 for contents.

Many Missouri residents decided to buy flood insurance to protect against the risk of flooding. The amount of claims paid to homeowners and renters with flood insurance is more than double the amount of FEMA grants and U.S. Small Business Administration (SBA) loans in several counties designated for federal assistance for damages from the recent flooding:

  • In Taney County, the National Flood Insurance Program (NFIP) paid policyholders more than $4.2 million in claims. Comparably, FEMA and SBA paid a total of $416,724 in grants and loans.

  • In St. Louis County, NFIP paid policyholders more than $14.3 million in claims, while loans and grants to St. Louis County residents totaled more than $6.8 million.

  • In Phelps County, NFIP paid nearly $1.9 million to policyholders while FEMA and SBA assistance was $254,254.

FEMA Individual Assistance can pay for losses not covered by insurance such as temporary rental assistance. Flood insurance can potentially provide your family with much more money – up to $350,000 – after a flood.

It’s also important to remember that NFIP insurance covers flood damage regardless of where there is a federal disaster declaration. That is another benefit of being covered by insurance.

To learn more about any property’s flood risk, estimate an NFIP premium or locate an insurance agent who sells flood insurance, log on to www.floodsmart.gov. For flood information and safety tips visit www.ready.gov/floods. Find the Spanish-language web site at www.listo.gov.

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For breaking news about flood recovery, follow FEMA Region 7 on Twitter at https://twitter.com/femaregion7 and turn on mobile notifications or visit the FEMA webpages dedicated to this disaster at www.fema.gov/disaster/4250.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

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Flood insurance: The time to buy is while it’s dry

Baton Rouge, La. – The population of Louisiana traces its origins back in many directions, with Spanish and French influences dominating. Along the coast, more recent arrivals may speak primarily Vietnamese or other languages.

In fact, it’s estimated that more than 70,000 residents of the 35 parishes designated for federal disaster assistance speak a language other than English. According to census data, the four most prevalent non-English languages spoken in parishes designated for federal assistance are Spanish, French, Chinese and Vietnamese.

However, language is not a barrier to receiving FEMA disaster assistance.

If you or someone you know is non-English speaking, let them know that FEMA has many ways to meet the language needs of survivors. For instance, many FEMA employees are bilingual or multilingual and are able to assist survivors in their primary language during normal encounters in communities, at Disaster Recovery Centers or at public meetings.

As FEMA Disaster Survivor Assistance Teams canvass neighborhoods in designated parishes, they take special note of language needs and work with non-English speaking survivors to help them register.

When a Louisiana resident desires to register for FEMA assistance by phoning 800-621-3362, they can speak with a FEMA employee fluent in their language. However, it is helpful if someone who speaks English can assist the disaster survivor when placing the FEMA call.

American Sign Language (ASL) interpreting services also are available for disaster survivors who are Deaf, hard of hearing or have a speech disability and use TTY to call 800-462-7585 to register. Those who use 711 or Video Relay Service or require accommodations while visiting a Disaster Recovery Center may call 800-621-3362. All disaster recovery centers are accessible and equipped with tools to accommodate disaster survivors who need disability-related communication aids.

ASL interpreters are available at Disaster Recovery Centers open in many places throughout Louisiana; they also are on hand at public meetings where FEMA speakers appear.

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We urge everyone to continue to use caution in areas where floodwaters remain. Monitor DOTD’s www.511la.org website for updated road closure information. Look for advisories from your local authorities and emergency managers. You can find the latest information on the state’s response at www.emergency.la.gov. GOHSEP also provides information on Facebook and Twitter. You can receive emergency alerts on most smartphones and tablets by downloading the new Alert FM App.  It is free for basic service.  You can also download the Louisiana Emergency Preparedness Guide and find other information at www.getagameplan.org.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s Web site at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800)877-8339.

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This article is from – 

Speaking the Language of Louisiana Flood Survivors

Mississippi Storm Damage Assistance Tops $5.1 million

JACKSON, Miss. – More than $5.1 million in state and federal disaster assistance has been disbursed to help those affected by the storms and flooding in Mississippi that began March 9, 2016.

Of this amount, more than $4 million was for housing assistance for repairing/rebuilding homes and rental assistance to provide more than 650 people a temporary place to live.  An additional more than $1 million in other needs assistance was delivered to help cover the costs of replacing lost contents, medical, dental and other disaster-related expenses.

The Federal Emergency Management Agency has been contacted by more than 2,900 people for help or information regarding disaster assistance.

In addition to FEMA grants for individuals and families, other forms of disaster assistance are provided by partner agencies such as the U.S. Small Business Administration and voluntary agencies. The Mississippi Emergency Management Agency and FEMA often refer survivors to those agencies. All businesses are also referred to the SBA.

No matter the degree of loss or insurance coverage, survivors who sustained damage in the 16 disaster-designated Mississippi counties are urged to apply for help. The Individual Assistance-designated counties are Bolivar, Clarke, Coahoma, Forrest, George, Greene, Jones, Marion, Panola, Pearl River, Perry, Quitman, Sunflower, Tunica, Washington and Wayne.

Individuals and businesses in any of the 16 designated Mississippi counties begin the disaster assistance process by registering online at disasterassistance.gov. Survivors also can call 800-621-3362; TTY 800-462-7585; 711 or Video Relay Service should call 800-621-3362. Helpline hours are 7 a.m. to 10 p.m. local time, seven days a week until further notice.

Survivors can speak in person with state, federal and voluntary agency representatives by visiting a disaster recovery center. Centers are open in Bolivar, Coahoma, Forrest, Greene, Quitman, Tunica and Washington counties. Centers are planned in additional counties in the coming days. To locate the nearest center, call the FEMA helpline or go to fema.gov/drc.

For more information on Mississippi’s recovery, go to fema.gov/disaster/4268 or visit the Mississippi Emergency Management Agency site at msema.org.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you are deaf, hard of hearing or have a speech disability loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. People who are referred to SBA by FEMA will be contacted by SBA and provided options for the application process. Completed applications must be submitted to SBA officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

 

More here:

Mississippi Storm Damage Assistance Tops $5.1 million

AUSTIN, Texas – Texas residents affected by the severe storms, tornadoes and flooding in March will not lose Social Security benefits, pay additional taxes, or give up income-based benefit programs if they accept federal or state disaster aid. This includes homeowners, renters and businesses in Erath, Gregg, Harrison, Henderson, Hood, Jasper, Limestone, Marion, Newton, Orange, Parker, Shelby and Tyler counties who register for disaster assistance.

In most cases, the Social Security Administration does not count federal or state disaster aid as income, according to recovery officials from the state of Texas and the Federal Emergency Management Agency.

A few questions that often come up following a disaster declaration are:

FEMA Grants

Question: I’m between 62 and 65 years of age, and have chosen to receive Social Security benefits. If my income is more than a certain amount each year, I must reimburse a portion of my Social Security payment. Will FEMA grants add to my income and require me to repay Social Security?

Answer: No. FEMA grants for housing and other disaster assistance are not counted as income.

Taxes

Question: I’m over 65, but if I earn more than a certain amount, I must pay tax on my Social Security income. Will FEMA grants boost my income and require me to pay tax on my Social Security income?

Answer: No. The IRS does not count FEMA grants for housing and other disaster assistance as income.

Other Assistance

Question: Will receiving a grant cause my income to increase to the point that I am no longer eligible for Medicaid, welfare assistance or food stamps?

Answer: No. Grants for housing and other disaster assistance are not counted as income in determining eligibility for income-tested benefit programs that the U.S. government funds.

Apply for assistance online at DisasterAssistance.gov or by phone at 800-621-3362 or TTY 800-462-7585. Applicants who use 711 or Video Relay Service may call 800-621-3362. The toll-free numbers are open seven days a week from 7 a.m. to 10 p.m.

For more information on Texas recovery, visit the disaster webpage at fema.gov/disaster/4266, Twitter at twitter.com/femaregion6 and the Texas Division of Emergency Management website, txdps.state.tx.us/dem.

Visit fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

Excerpt from – 

FEMA, State Grants Will Not Affect Social Security Or Other Federal Benefits

Disaster Recovery Centers Open for Survivors in Forrest and Greene Counties

PEARL, Miss. – Two additional Disaster Recovery Centers are now open in Mississippi  to provide assistance to survivors of the severe storms and flooding that began March 9, 2016.

Recovery centers are run jointly by the Mississippi Emergency Management Agency and the Federal Emergency Management Agency. Representatives of state, federal and voluntary agencies are set up in the center to explain the various programs designed to help survivors recover.

The Forrest County center is located at the Forrest County Community Shelter facility, 946 Sullivan Dr., Hattiesburg, MS 39401

The center in Greene County is at the McLain Town Office, 106 Church Ave., McLain, MS 39456.

Centers are open 8 a.m. to 6 p.m. Monday through Saturday and noon to 5 p.m. on Sundays until further notice. Centers are now open at:

Bolivar County                                                          Coahoma County

Willard R. Samuels Jr. Gymnasium                            Clarksdale Civic Center

700 N. Chrisman Ave.                                    `           506 E. Second St. 700

Cleveland, MS 38732                                                  Clarksdale, MS 38614

Forrest County                                                          Greene County

Forrest County Community Shelter facility                McLain Town Office

946 Sullivan Dr.                                                            106 Church Ave.

Hattiesburg, MS 39401                                                McLain, MS 39456

Quitman County                                                       Washington County 

Marks Fire Department                                              Washington County Convention Center

108 W. Main St.                                                           1040 S. Raceway Road

Marks, MS 38646                                                        Greenville, MS 38703

Anyone affected by the storms and flooding in a designated county may visit any of the centers. Survivors can locate the nearest center by visiting fema.gov/drc or by calling the FEMA helpline.

If possible, survivors with disaster-related losses are encouraged to register for assistance before going to the disaster recovery center by calling FEMA’s helpline at 800-621-3362, which is video relay services accessible. Survivors who are deaf, hard of hearing or who have difficulty speaking may call TTY 800-462-7585. Helpline hours are 7 a.m. to 10 p.m. local time, seven days a week until further notice. Survivors can also register online at DisasterAssistance.gov.

Homeowners, renters and business owners can apply for low-interest disaster loans at https://disasterloan.sba.gov/ela. SBA representatives are available at the disaster recovery centers to answer questions and help survivors complete their disaster loan applications. Questions can also be answered by calling the SBA disaster customer service center at 800-659-2955 or (TTY) 800-877-8339 for the deaf or hard of hearing, or by visiting sba.gov/disaster.

For more information on Mississippi’s flood recovery, go to fema.gov/disaster/4268 or visit the Mississippi Emergency Management Agency site at msema.org.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who are referred to SBA must submit the loan application to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

 

Excerpt from: 

Disaster Recovery Centers Open for Survivors in Forrest and Greene Counties

 

PEARL, Miss. – A Disaster Recovery Center is now open in Tunica County to provide assistance to survivors of the severe storms and flooding that began March 9, 2016.

Recovery centers are run jointly by the Mississippi Emergency Management Agency and the Federal Emergency Management Agency. Representatives of state, federal and voluntary agencies are available in the centers to explain the various programs designed to help survivors recover.

The Tunica County center is located at the G.W. Henderson Senior Recreation Center, 1165 Abbay Dr., Tunica, MS 38676.

The center is open 8 a.m. to 6 p.m. Monday through Saturday and noon to 5 p.m. on Sundays until further notice. Centers are now open at:

Bolivar County                                                          Coahoma County

Willard R. Samuels Jr. Gymnasium                            Clarksdale Civic Center

700 N. Chrisman Ave.                                    `           506 E. Second St. 700

Cleveland, MS 38732                                                 Clarksdale, MS 38614

Forrest County                                                          Greene County

Forrest County Community Shelter facility                  McLain Town Office

946 Sullivan Dr.                                                          106 Church Ave.

Hattiesburg, MS 39401                                               McLain, MS 39456

Quitman County                                                       Tunica County         

Marks Fire Department                                               G.W. Henderson Senior Recreation Center   

108 W. Main St.                                                          1165 Abbay Dr.

Marks, MS 38646                                                        Tunica, MS 38676 

Washington County

1040 S. Raceway Road

Greenville, MS 38701

Anyone affected by the storms and flooding in a designated county may visit any of the centers. Survivors can locate the nearest center by visiting fema.gov/drc or by calling the FEMA helpline.

If possible, survivors with disaster-related losses are encouraged to register for assistance before going to the disaster recovery center by calling FEMA’s helpline at 800-621-3362, which is video relay services accessible. Survivors who are deaf, hard of hearing or who have difficulty speaking may call TTY 800-462-7585. Helpline hours are 7 a.m. to 10 p.m. local time, seven days a week until further notice. Survivors can also register online at DisasterAssistance.gov.

Homeowners, renters and business owners can apply for low-interest disaster loans at https://disasterloan.sba.gov/ela. SBA representatives are available at the disaster recovery centers to answer questions and help survivors complete their disaster loan applications. Questions can also be answered by calling the SBA disaster customer service center at 800-659-2955 or (TTY) 800-877-8339 for the deaf or hard of hearing, or by visiting sba.gov/disaster.

For more information on Mississippi’s flood recovery, go to fema.gov/disaster/4268 or visit the Mississippi Emergency Management Agency site at msema.org.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain,and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who are referred to SBA must submit the loan application to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

Excerpt from:  

Disaster Recovery Center Opens in Tunica County

BATON ROUGE, La. – A mobile disaster recovery center will be available Saturday, April 9, in Kinder, Allen Parish, to help Louisiana flood survivors. Hours are 8 a.m. to 6 p.m. Saturday, April 9, and noon to 5 p.m. Sunday, April 10.

The mobile center will be parked at the following address:

On Monday, April 11th the mobile center will be open at the following address:
Kinder Fire Department
808 2nd Ave.
Kinder, La.
    
On Tuesday, April 12, the mobile center will reopen at the following address:
Allen Parish Fire District
215 W. 5th Ave.
Oberlin, La.

Hours are 8 a.m. to 6 p.m.

Locations will alternate over the next two weeks –The mobile center will return to Kinder on Friday, April 15, and Saturday, April 16. It will be back in Oberlin on Monday, April 18, and Tuesday, April 19.

More centers are planned to open in other parishes. Survivors may locate centers online at fema.gov/disaster-recovery-centers or by calling 800-621-3362.

At the center, residents can get questions about disaster assistance answered. Also if survivors need help with FEMA registration or filling out a U.S. Small Business Administration loan application for a low-interest disaster loan, someone at the center can help them.

It is not necessary to visit a center to register for and receive federal disaster assistance. If possible, survivors should register with FEMA before visiting a recovery center.

To register, go online to DisasterAssistance.gov or call the FEMA helpline at 800-621-3362. Help is available in most languages and phone lines are open 7 a.m. to 10 p.m. seven days a week until further notice.

Disaster survivors who are deaf, hard of hearing or have a speech disability and use a TTY may call 800-462-7585 to register. Those who use 711 or Video Relay Service or require accommodations while visiting a center may call 800-621-3362. All disaster recovery centers are accessible and equipped with tools to accommodate disaster survivors who need disability-related communication aids. Each disaster recovery center has assistive technologies for people with disabilities. To arrange to have an ASL interpreter at the DRC when you visit, call 225-382-1739.

Low-interest disaster loans from the SBA are available for businesses of all sizes including landlords, private nonprofit organizations, homeowners and renters. Disaster loans cover losses not fully compensated by insurance or other recoveries.

For more information, applicants may contact the SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing DisasterCustomerService@sba.gov or visiting the SBA’s website at sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

For information call the FEMA helpline at 800-621-3362 or go online to www.DisasterAssistance.gov or www.fema.gov/disaster/4263.

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We urge everyone to continue to use caution in areas where floodwaters remain. Monitor DOTD’s www.511la.org website for updated road closure information. Look for advisories from your local authorities and emergency managers. You can find the latest information on the state’s response at www.emergency.la.gov. GOHSEP also provides information on Facebook and Twitter. You can receive emergency alerts on most smartphones and tablets by downloading the new Alert FM App.  It is free for basic service.  You can also download the Louisiana Emergency Preparedness Guide and find other information at www.getagameplan.org.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.
FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s Web site at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800)877-8339.

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Read More:

Disaster Recovery Center Opens in Kinder, Allen Parish for Louisiana Survivors

AUSTIN, Texas – State and federal recovery officials encourage Texans to watch for and report any suspicious activity or potential fraud from scam artists, identity thieves and other criminals. Also, be aware FEMA does not endorse any commercial businesses, products or services.

FEMA encourages survivors as well as local residents and businesses to be especially vigilant for these common post-disaster fraud practices:

Fraudulent building contractors. When hiring a contractor:

  • Use licensed local contractors backed by reliable references.
  • Demand that contractors carry general liability insurance and workers’ compensation.
  • Don’t pay more than half the costs of repairs upfront.

Bogus pleas for post-disaster donations. Often, unscrupulous solicitors may play on the emotions of disaster survivors, residents and business owners. Be aware that disaster aid solicitations may arrive by phone, email, letter or face-to-face visits. To ensure a charity is legitimate:

  • Ask for the requestor’s name as well as the charity’s exact name, street address, phone number and website address – then call the charity directly to confirm the person asking for funds is an employee or volunteer.
  • Whether making a donation by cash or with a credit card, request a receipt that includes the charity’s name, street address and phone number.
  • The five-to-six digit numbers known as short codes make it difficult to tell who is on the receiving end of a text. A legitimate charity will not ask you to send personal information or a credit card number by text.

Fake offers of state or federal aid: Beware of visits, calls or e-mails – from people claiming to be from FEMA or the State of Texas – asking for an applicant’s Social Security number, bank account number or other sensitive information.

  • Don’t fall for scam artists who promise a disaster grant and ask for large cash deposits or advance payments in full.
  • Federal and state workers do not solicit or accept money. FEMA and U.S. Small Business Administration (SBA) staff never charge applicants for disaster assistance, inspections or help in filling out applications.

Phony housing inspectors. Homeowners and registered FEMA applicants should watch out for phony housing inspectors claiming to represent FEMA or the SBA.

  • Inspectors already have each applicant’s nine-digit registration number and a FEMA inspector will not ask for this number.
  • FEMA inspectors NEVER require banking or other personal information.
  • The job of FEMA housing inspectors is to verify damage. Inspectors do not hire or endorse specific contractors to fix homes or recommend repairs. They do not determine eligibility for assistance.

If you suspect fraud, call the FEMA Disaster Fraud Hotline at 866-720-5721. If you are the victim of or are the victim of a home repair scam or price gouging, call the Office of the Texas Attorney General at 800-252-8011.
 

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. 

Visit link: 

Be Aware and Beware of Disaster-Related Fraud and Scams

JEFFERSON CITY, Mo. – Free publications are available now in three library systems to help Missouri residents rebuild safer and stronger from the Missouri flooding. FEMA’s outreach teams created displays to provide information along with the publications.

Libraries in Cole, Camden and St. Louis counties are providing the information to help Missourians learn more about damage from weather, prepare for disasters, rebuild safer and learn more about the National Flood Insurance Program.

Libraries providing the publications include:

  • Missouri Regional Library at 214 Adams Street, Jefferson City, MO 65101

  • Camden County Library at 1064 Guthridge Lane, Osage Beach, MO 65055

  • St. Louis County Libraries, various branches

# # #

 

For breaking news about flood recovery, follow FEMA Region 7 on Twitter at https://twitter.com/femaregion7 and turn on mobile notifications or visit the FEMA webpages dedicated to this disaster at www.fema.gov/disaster/4250.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

 

Read this article – 

FEMA offers free publications in several Missouri libraries

Baton Rouge, La. — Survivors from Ouachita, Tangipahoa and Beauregard parishes who are rebuilding after the March severe storms and floods can receive a free consultation with hazard mitigation advisers from the Federal Emergency Management Agency (FEMA).

The free mitigation stations will be open on a walk-in basis at Lowe’s in Monroe, Ouachita Parish; Lowe’s in Hammond, Tangipahoa Parish; and Stine Lumber-Building in DeRidder, Beauregard Parish, starting Friday, April 8, 2016.

The advisers can answer questions about protecting homes from future disaster-related damage, as well as offer tips and techniques to build hazard-resistant homes. Most of the information and the free publications provided are geared for do-it-yourself work and general contractors.

Recovery topics to be covered include roof repair, rebuilding flooded homes, and mold and mildew cleanup and prevention. The store locations are as follows:

Ouachita Parish        

Lowe’s Lumber-Building
4750 Frontage Road
Monroe, LA 71202

 

Tangipahoa Parish    

Lowe’s
3007 Highway 190 West
Hammond, LA 70401

 

Beauregard Parish

Stine Lumber
1335 N Pine St.
DeRidder, LA

The mitigation stations will be open Friday, April 8, and Saturday, April 9, from 9:00 a.m. to 6:30 p.m.  They will be closed on Sunday. The stations will be open thereafter Monday, April 11, through Saturday, April 16, from 9:00 a.m. to 6:30 p.m.

Survivors can register online at www.disasterassistance.gov. They may also call 1-800-621-3362 or (TTY) 1-800-462-7585. Those who use 711 Relay or Video Relay Services may call 1-800-621-3362. The toll-free telephone numbers are open from 7 a.m. to 10 p.m. seven days a week.

For more information on Louisiana disaster recovery, click www.fema.gov/disaster/4263 or www.gohsep.la.gov. You can follow FEMA on Twitter at www.twitter.com/femaregion6 or on Facebook at www.facebook.com/FEMA. Also visit FEMA’s blog at www.fema.gov/blog.

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We urge everyone to continue to use caution in areas where floodwaters remain. Monitor DOTD’s www.511la.org website for updated road closure information. Look for advisories from your local authorities and emergency managers. You can find the latest information on the state’s response at www.emergency.la.gov.
GOHSEP also provides information on Facebook and Twitter. You can receive emergency alerts on most smartphones and tablets by downloading the new Alert FM App.  It is free for basic service.  You can also download the Louisiana Emergency Preparedness Guide and find other information at www.getagameplan.org.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s Web site at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800)877-8339.

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Louisiana Disaster Survivors in Ouachita, Tangipahoa and Beauregard Parishes Can Get Rebuilding Tips at Local Home Improvement Stores

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