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SBA Business Recovery Center has Moved to Bergen County Plaza

TRENTON, N.J. — The Small Business Administration’s business recovery center in Bergen County has relocated.

The center at the Bergen Community College has relocated to the Federal Emergency Management Agency’s disaster recovery center in the Bergen County Plaza.

The business recovery center is staffed by SBA customer service representatives who provide help to business owners seeking disaster assistance for losses caused by Hurricane Sandy. Individuals can also receive help at the facility.

The center is located at the following address:

Bergen County

Bergen County Plaza

1 Bergen Plaza 4^th Floor

Hackensack, NJ 07652

Hours: Monday through Saturday, from 9 a.m. to 7 p.m.

Interest rates for SBA disaster loans are as low as 1.688 percent for homeowners and renters; 4 percent for business loans for physical losses and economic injury (working capital) and 3 percent for nonprofit organizations with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

Applicants may apply online using the electronic loan application via SBA’s secure website at https://disasterloan.sba.gov/ela. For more information about the SBA’s disaster loan program, visit its website at www.sba.gov.

Additional details about the loan application process can be obtained by calling the SBA Customer Service Center at 800-659-2955 (or 800-877-8339) or by sending an email to disastercustomerservice@sba.gov.

The deadline for registering with FEMA and for filing SBA loan applications is Jan. 30. The deadline for filing an SBA application only for economic injury is July 31.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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SBA Business Recovery Center has Moved to Bergen County Plaza

FEMA Awards Nearly $15 Million in Public Assistance Grants to Local Governments

New York City Department of Transportation, New York City Parks and Recreation, Nassau County and the Town of Babylon receive FEMA funds.

NEW YORK – This week the Federal Emergency Management Agency announced four additional Public Assistance grants totaling nearly $15 million to reimburse New York City Department of Transportation, the New York City Department of Parks and Recreation, Nassau County and the town of Babylon for costs associated with debris removal following Hurricane Sandy.

The hurricane’s strong winds and heavy rains brought down trees, tree limbs and power lines creating hazardous conditions, impeding traffic and leaving behind more than six million cubic yards of debris. Collecting and clearing out that debris has been one of the most difficult and time-consuming challenges of the recovery. Statewide, 76 percent of storm-generated debris has been picked up.

“FEMA is committed to getting people back into their homes,” said Michael F. Byrne, FEMA federal coordinating officer. “Debris removal has cleared the way for people to move out of hotels and shelters and begin repairing their homes and communities. As the New Year begins, FEMA will continue to work with our partners in state and local governments to rebuild New York stronger.”

“Debris poses one of the greatest obstacles to repairing homes, rebuilding infrastructure, and helping the survivors of Hurricane Sandy,” said Jerome M. Hauer, Commissioner of the NYS Division of Homeland Security and Emergency Services. “These agencies make it possible to get necessary equipment, emergency response, and other vital services to hard hit areas blocked by millions of pounds of debris. We are thankful for the countless hours and phenomenal work provided.”

The FEMA Public Assistance program reimburses state and local governments and certain private nonprofit organizations at least 75 percent of eligible debris-removal costs. The remaining 25 percent comes from non-federal funds.

For debris removal to be eligible, the damage must be a direct result of Hurricane Sandy, and the work must be necessary to:

Eliminate an immediate threat to lives, public health and safety;
Eliminate immediate threats of significant damage to improved public and private property when the measures are cost effective; or
Ensure the economic recovery of the affected community to the benefit of the community-at-large.

This week the New York City Department of Transportation received $4.7 million, the New York City Department of Parks and Recreation was awarded $4.1 million, Nassau County was granted $3.8 million, and the town of Babylon received $2.1 million.

Since Hurricane Sandy made landfall, FEMA has provided more than $334 million in Public Assistance grants in New York State.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

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FEMA Awards Nearly $15 Million in Public Assistance Grants to Local Governments

FEMA Registration Open to All Storm Survivors, Helps Speed Recovery

WINDSOR, Conn. — Registering for FEMA disaster assistance won’t take money away from another disaster survivor, federal officials said today.

Federal Emergency Management Agency grants are available to all who qualify for them. But many Connecticut residents who suffered damage from Hurricane Sandy haven’t registered. Reasons vary, but some people mistakenly believe that accepting help somehow reduces the amount of money available to qualified registrants.

The truth is, not registering could slow recovery of the community because federal dollars infuse money into the local economy when disaster survivors hire contractors, buy supplies and replace damaged property.

“People who are approved for assistance to repair their homes and replace damaged property put their assistance grant money into the local economy,” said Federal Coordinating Officer Albert Lewis. “We know this helps the whole community’s economic recovery.”

Finding out if the damage to your property qualifies your household for federal help is simple.

First, the damage must have happened in a county that has been declared eligible for FEMA Individual Assistance. In Connecticut, these are Fairfield, Middlesex, New Haven and New London counties, and the Mashantucket Pequot and the Mohegan Tribal Nations located within New London County.

Second, survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach multilingual operators.

Registering for disaster assistance with other agencies or organizations does not register survivors for FEMA disaster assistance. Having FEMA flood insurance does not register policyholders for disaster assistance; flood insurance claims are handled separately.

It is important to note that you may be eligible for disaster assistance even if you have insurance. If insurance does not meet all your needs, FEMA assistance may be able to help with the difference.

FEMA’s Individuals and Households Program has two types of assistance, “Housing Needs” and “Other Needs Assistance,” which may be available to individuals and families whose property has uninsured or underinsured damage from the storm.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY, call 800-462-7585.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes and private, nonprofit organizations fund repairs or rebuilding efforts, and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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FEMA Registration Open to All Storm Survivors, Helps Speed Recovery

Apply for FEMA Public Assistance Now

Deadline for Greene County is Jan. 17

NEW YORK – Time is limited for local officials, county agencies and eligible private nonprofit organizations in Greene County to file a Request for Public Assistance (RPA) from FEMA. All RPAs must be submitted by Jan. 17, 2013.

The Public Assistance program reimburses state and local governments, tribal organizations and certain private nonprofit entities at least 75 percent of costs for disaster-related expenses associated with emergency protective measures, debris removal, and the repair and restoration of damaged infrastructure. The remaining 25 percent comes from non-federal funds.

In order to qualify, damage must be a direct result of Hurricane Sandy.

“Through the Public Assistance program, FEMA is working with our state and local partners to rebuild New York,” said Michael F. Byrne, FEMA federal coordinating officer. “I want to encourage our local partners and eligible private nonprofit organizations to apply to the program.”

“Many communities do not have the resources to handle the costs associated with a disaster,” said Commissioner Jerome M. Hauer of the NYS Division of Homeland Security and Emergency Services. “The Public Assistance program ensures that necessary funding gets where it’s needed so rebuilding can begin. FEMA has been instrumental in the recovery process and I echo their call for applications to this program.”

In addition to Greene County, there are 13 New York counties designated for Public Assistance under President Obama’s federal disaster declaration for New York, including: Bronx, Kings,

Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester. The deadline to submit a RPA for those counties is:

Jan. 28, 2013: for Bronx, Kings, Nassau, New York, Richmond, Suffolk and Queens counties;
Feb. 1, 2013: for Rockland and Westchester counties; and
Feb. 11, 2013: for Orange, Putnam, Sullivan and Ulster counties

Public Assistance is administered by New York State and paid for by FEMA.

In the two months since Hurricane Sandy made landfall, more than $334 million in Public Assistance funds have been awarded to help speed the recovery in New York State.

To learn more about FEMA Public Assistance please visit: www.dhses.ny.gov/oem/recovery.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

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Apply for FEMA Public Assistance Now

Insured Should Apply for Disaster Assistance

HUNT VALLEY, Md. — Individuals, who suffered damage from Hurricane Sandy that occurred October 26 through November 4, and were insured, may still be eligible for disaster assistance from the Federal Emergency Management Agency (FEMA).

“If you were uninsured or your insurance policy did not cover some of your disaster-related damages or losses, FEMA may be able to help,” Federal Coordinating Officer Mike Lapinski said. “If your insurance company did not fully cover your losses, take the first step and register with FEMA.”

To register or get further information, call – 1-800-621-FEMA or TTY 1-800-462-7585. For more information about this disaster, go to www.fema.gov/disaster/4091, www.mema.maryland.gov, www.sba.gov/services/disasterassistance.

Somerset County residents affected by Hurricane Sandy also can apply for federal assistance through a web-enabled mobile device or smartphone. Visit m.fema.gov and follow the link to apply online for federal assistance and other recovery help.

Even if disaster victims have insurance, they may be eligible for disaster assistance. In order to complete the application for assistance, however, FEMA will need the resident’s insurance settlement information to avoid any duplication of benefits.

“Disaster assistance is designed to cover uninsured and under-insured disaster-related losses, but cannot duplicate services and funds compensated by insurance claim or provided by another assistance program,” Maryland Emergency Management Agency’s (MEMA) Executive Director, Ken Mallette, said.

The disaster programs available include grants for temporary housing and repairs to make a home safe and sanitary, low-interest loans from the U.S. Small Business Administration (SBA) for homeowners, renters or business owners and other aid programs.

Uninsured and underinsured losses that may be covered by SBA low-interest loans include debris removal from personal property, damaged and destroyed fences, tree trimming services, tree replacement, damaged and destroyed sheds and other outbuildings and landscaping losses.

FEMA disaster assistance covers basic needs only and will not normally compensate you for your entire loss. If you have insurance, the government may help pay for basic needs not covered under your insurance policy. Residents should contact their insurance agent first, then if they have unmet needs they should call FEMA to apply.

Some disaster aid does not have to be paid back, while other forms of help may come in the form of loans. The FEMA representative will explain the details to you when you call. Once you have registered with FEMA, you will receive a nine digit Identification Number; if you have not received this number you have not formally registered and need to contact FEMA at 1-800-621-3362 to obtain your registration number.

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Insured Should Apply for Disaster Assistance

Preliminary Flood Maps in Orange County, Texas Ready for Public View

Public Open Houses Scheduled to Share Map Changes and Flood Risk Information

DENTON, Texas –Homeowners, renters and business owners in Orange County, Texas are encouraged to look over newly released preliminary flood maps in order to determine their flood risks and make informed decisions.

Orange County officials and the Federal Emergency Management Agency (FEMA) are presenting the preliminary maps to communities and unincorporated areas in order to help leaders and residents identify known flood risks and use that information to make decisions about buying flood insurance and how the community should move forward with any development.

The Texas-based coastal flood mapping effort follows the release of a new, comprehensive storm surge study from the U.S. Army Corps of Engineers (USACE) that gives updated information on coastal flood risks. To share that data, two public workshops have been scheduled in the county where interested citizens can obtain more information about the proposed changes.

Tuesday and Wednesday, Jan. 15 & 16, 2013

Bridge City Community Center

105 Parkside

Bridge City, TX 77611

2 p.m. – 8 p.m.

“As we work together with our state and local partners to bring this critical information to the county, we ask that everyone review the maps to understand what flood risks are involved,” said FEMA R6 acting Regional Administrator Tony Robinson. “The role of the community as an active partner in the flood mapping process is very important.”

Additional information is available, including links to the interactive mapping website on www.txchart.com. Residents can also contact the Orange County Floodplain Administrator for more details.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at http://twitter.com/#!/femaregion6 and the FEMA Blog at http://blog.fema.gov.

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Preliminary Flood Maps in Orange County, Texas Ready for Public View

Preliminary Flood Maps in Jefferson County, Texas Ready for Public View

Public Open House Scheduled to Share Map Changes and Flood Risk Information

DENTON, Texas –Homeowners, renters and business owners in Jefferson County, Texas are encouraged to look over newly released preliminary flood maps in order to determine their flood risks and make informed decisions.

Jefferson County officials and the Federal Emergency Management Agency (FEMA) are presenting the preliminary maps to communities and unincorporated areas in order to help leaders and residents identify known flood risks and use that information to make decisions about buying flood insurance and how the community should move forward with any development.

The Texas-based coastal flood mapping effort follows the release of a new, comprehensive storm surge study from the U.S. Army Corps of Engineers (USACE) that gives updated information on coastal flood risks. To share that data, a public workshop has been scheduled in the county where interested citizens can obtain more information about the proposed changes.

Thursday, Jan. 17, 2013

Ford Park Exhibit Hall

5115 I-10 South

Beaumont, TX 77705

2 p.m. – 8 p.m.

Additional information is available, including links to the interactive mapping website on www.txchart.com. Residents can also contact the Jefferson County Floodplain Administrator for more details.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at https://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

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Preliminary Flood Maps in Jefferson County, Texas Ready for Public View

Don’t Wait on Insurance to File For FEMA Aid or Apply for an SBA Disaster Loan

WINDSOR, Conn. — Disaster officials say residents should file their homeowner’s insurance claims first, but not wait on an insurance settlement to register for FEMA disaster assistance or complete an application for an SBA disaster loan.

“We want to make sure everyone who had damage from Sandy gets all the help they are eligible for,” said Federal Coordinating Officer Albert Lewis. “Don’t think you have to wait for an insurance adjuster. File your insurance claim, then register with FEMA and get the process started.”

Officials say it is always best to document damage thoroughly with photos and/or videos in case some of the damaged items have to be disposed of during the cleanup or before an inspector can inspect the property.

Residents of Fairfield, Middlesex, New Haven and New London counties, and the Mashantucket Pequot and the Mohegan Tribal Nations located within New London County who had damage from Hurricane Sandy may be eligible for federal disaster assistance from the FEMA Individual Assistance grant program.

Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Multilingual operators are available at the close of the English message.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private, nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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Don’t Wait on Insurance to File For FEMA Aid or Apply for an SBA Disaster Loan

Two Months Later, Recovery Efforts Are Still Going Strong in New York

NEW YORK — In the two months since Hurricane Sandy made landfall in New York, recovery moves forward for survivors, businesses and communities.

“New Yorkers have made tremendous progress in their journey toward recovery from Hurricane Sandy,” said Federal Coordinating Officer Michael F. Byrne of the Federal Emergency Management Agency. “The efforts of the survivors themselves, combined with those of the whole recovery community, have made all the difference in New York.”

Below is a snapshot of significant milestones achieved by FEMA, the state of New York and federal partners since the Oct. 30 disaster declaration:

FEMA and the state have approved more than $816.3 million in disaster assistance for New Yorkers through FEMA’s Individuals and Households Program, which helps eligible applicants with emergency home repairs; uninsured personal property losses; and medical, dental and funeral expenses caused by the disaster. It also helps cover other disaster-related expenses.
13 New York counties are designated for both Individual Assistance and Public Assistance. These are Bronx, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester. Greene County has been designated for Public Assistance only.
A total of 258,527 New Yorkers have registered for disaster assistance in the 13 counties designated for Individual Assistance including more than 140,000 who have applied through the online application site at www.DisasterAssistance.gov or on their smartphone at m.fema.gov.

Assistance to residents in the heaviest hit counties includes:

Bronx $2.2 million
Kings $177.8 million
Nassau $266.3 million
New York $12 million
Queens $208.6 million
Richmond $83.8 million
Suffolk $60.6 million
The U.S. Small Business Administration has approved more than $322 million in disaster loans to homeowners, renters and businesses. The SBA has staff members at every FEMA/State Disaster Recovery Center and 19 Business Recovery Centers in the New York area to provide one-on-one help to business owners seeking disaster assistance.

FEMA PA program reimburses state and local governments and certain private nonprofit organizations 75 percent of costs for disaster-related expenses associated with emergency protective measures, debris removal, and the repair and restoration of damaged infrastructure.

In the two months since Hurricane Sandy made landfall, FEMA Public Assistance has awarded more than $318 million dollars to local governments and eligible nonprofits.
New York University Langone Medical Center: $149.5 million to reimburse the cost of evacuating patients, performing emergency repairs, cleaning facilities and replacing critical equipment.
New York Police Department: More than $75.7 million to help pay for uniformed and civilian personnel who patrolled streets, distributed food and water to hurricane survivors and assisted residents in obtaining emergency medical care.
City of New York Department of Sanitation: More than $46.8 million to reimburse labor and equipment expenditures for the removal of an estimated 1.3 million cubic yards of debris.
City of Long Beach: More than $24.3 million for expenses incurred collecting and clearing more than 700,000 cubic yards of debris scattered across the city.
Nassau County: More than $18 million for costs associated with debris removal and disposal throughout the county.
Nassau County: More than $2.8 million to help pay for the implementation of the Sheltering and Temporary Essential Power (STEP) Program.
Suffolk County: More than $1.1 million for costs associated with STEP.
More than 258,000 New Yorkers have contacted FEMA for information or registered for assistance.
FEMA housing inspectors have completed 167,107 home inspections, an important first step in determining eligibility for housing assistance.
Nearly 1,300 Community Relations specialists who responded to Hurricane Sandy have met face-to-face with more than 88,000 survivors at homes, schools, and community- and faith-based organizations. The CR teams visited counties designated for Individual Assistance, providing information, and answering survivors’ questions in neighborhoods, at Disaster Recovery Centers, and at points of distribution and shelters early in the response. They also reported critical issues in real-time for immediate action.
Workers who have lost their jobs or those who are self-employed and unable to provide their services because of Hurricane Sandy have received $1,755,266 in Disaster Unemployment Assistance.
22 Disaster Recovery Centers are open in the affected areas. These include mobile sites as well as fixed sites, and to date more than 110,000 survivors have been assisted at Disaster Recovery Centers in New York.
FEMA Mitigation specialists have provided advice and tips on how to repair and rebuild safer and stronger homes to 18,900 New Yorkers at recovery centers and home improvement stores.
FEMA specialists numbering 4,931 deployed from around the United States to help New York respond to and recover from Hurricane Sandy. FEMA teams continue to work with whole community partners to advance the recovery effort and mitigate against future hazards.
Nearly 900 National Service Members (AmeriCorps, FEMA Corps, and Senior Corps) have responded to communities impacted by Hurricane Sandy. Areas of operation include: shelter operations, mass care, needs assessments, call centers, debris removal, and management of spontaneous volunteers.
More than 500 national and state voluntary organizations; local community and faith-based organizations have called upon their volunteers, to provide help to Sandy survivors in a range of programs and services. A number of the agencies will be part of the long-term recovery effort, working to meet the needs of hurricane survivors that go beyond state and federal assistance dollars.
More than 200 FEMA Corps young adults joined the Hurricane Sandy response under their assignment with the new program. Aimed at enhancing the nation’s ability to assist disaster survivors while expanding career opportunities for young people, FEMA Corps is a unique partnership between FEMA and the Corporation for National and Community Service and AmeriCorps.

Individuals can register with FEMA online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. Applicants may also call 800-621-3362 or (TTY) 800-462-7585.

Applicants who use 711-Relay or Video Relay Services (VRS) can call 800-621-3362.

The toll-free telephone numbers are operating 24 hours a day, seven days a week, until further notice.

Editor: A related story can be located at: http://www.fema.gov/updates/two-months-later-strong-recovery-effort-new-york

For more information on New York’s disaster recovery, visit www.fema.gov/disaster/4085,http://twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog

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Two Months Later, Recovery Efforts Are Still Going Strong in New York

Several Resources Available to Help Business Owners Recover from Sandy

NEW YORK – Getting local businesses back up and running is a key part of a community’s recovery after a disaster. Several of FEMA’s federal, state, local and private sector partners have programs in place to support New York businesses after Hurricane Sandy:

The U.S. Small Business Administration (SBA) has low-interest loans available for businesses and most private nonprofits for up to $2 million dollars for physical property losses. Small businesses and most private nonprofits can also apply for economic injury loans for up to

$2 million. Interested businesses can apply at any of the State/FEMA Disaster Recovery Centers, SBA Business Recovery Centers, online at https://disasterloan.sba.gov/ela or contact the SBA at 800-659-2955.

NYC Economic Development Corporation established a Hurricane Sandy Emergency Loan Fund to support NYC small businesses with their recovery and clean-up efforts. This loan program will provide $10 million in low-interest loans to businesses, ranging from

$5,000 – $25,000 for each loan. Funds can be used to replace or repair damaged assets, or to make up for working capital losses incurred due to business interruption. For additional details and information on how to apply, businesses should visit: http://www.nybdc.com/HurricaneSandySmallBusinessReliefFund.html.

Suffolk County Industrial Development Agency’s Emergency Sales Tax Relief Program gives an exemption of State and County Sales Tax of 8.625 percent to small businesses in Suffolk County on purchases up to $100,000 for building materials or replacing damaged equipment. Businesses can visit: www.suffolkIDA.org or call 631-853-4802 for additional information or to fill out an application.

National Grid Hurricane Sandy Relief Program provides grants up to $250,000 to National Grid commercial, industrial or multi-family residential gas customers that were impacted by Hurricane Sandy. Eligible customers can use program funds for energy infrastructure repairs or replacement, rehabilitation of buildings, and costs associated with replacement of machinery or equipment necessary for the operation of the businesses. Funding consideration will be based on documented financial need and impact to the community. To determine eligibility and for additional information, customers should contact National Grid at 855-496-9359.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, http://twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

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Several Resources Available to Help Business Owners Recover from Sandy

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