AUSTIN, Texas – A Mobile Registration Intake Center (MRIC) has opened in Rosenberg, Texas, to serve homeowners, renters and business owners who sustained damage as a result of the ongoing severe storms and flooding.

Specialists from the Federal Emergency Management Agency (FEMA) and the U.S. Small Business Administration (SBA) are there to answer questions and provide information on the types of assistance available to survivors.

Location and dates of operation

Fort Bend County Rosenberg Annex
4520 Reading Road
Rosenberg, TX 77471
10 a.m. to 7 p.m. daily until further notice

People who had storm damage also can register for FEMA assistance online at www.DisasterAssistance.gov or call 800-621-3362 toll free from 7 a.m. to 10 p.m. daily until further notice. Multilingual operators are available.

Disaster assistance applicants who have a speech disability or hearing loss and use TTY should call 800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call  800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.

Flood survivors statewide should call and report their damage to give the state and FEMA a better idea of the assistance needed in undesignated counties.

Assistance for eligible survivors can include grants for temporary housing and home repairs, and for other serious disaster-related needs, such as medical and dental expenses or funeral and burial costs. Low-interest disaster loans from SBA also may be available to cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

Eligible survivors should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but under-insured applicants may receive help after their insurance claims have been settled.

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY, call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling    800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

FEMA’s temporary housing assistance and grants for childcare, medical, dental expenses and/or funeral expenses do not require individuals to apply for an SBA loan. However, those who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, transportation, vehicle repair or replacement, and moving and storage expenses.

Visit www.fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

Continue reading here:  

Mobile Registration Intake Center Opens in Fort Bend County for Texas Flood Survivors

ATLANTA — Newly revised preliminary digital flood insurance rate maps for Richland County, SC will be available for residents to review at a public open house at the Richland County Office Building on June 24, 2015, from 4 to 7 p.m. Flood maps show the extent to which areas are at risk for flooding, and are used to help determine flood insurance and building requirements.

The open house provides residents of Richland County and its municipalities the opportunity to see the preliminary maps, learn about their risk of flooding, and ask questions about what the new maps will mean for their property. Residents can meet one-on-one with a variety of specialists who will be available to talk about flood insurance, engineering, building permits and more. 

The open house will be held between 4 and 7 p.m. The open house date and location is:

June 24, 2015

Richland County Office Building

2020 Hampton Street

Columbia, SC 29201

The new preliminary maps were produced through a partnership among Richland County, the South Carolina Department of Natural Resources, and the Federal Emergency Management Agency (FEMA). They are more precise than older maps because better flood hazard and risk data make the maps more accurate. The ultimate goal is protecting property owners and the community from the risks associated with flooding. Over time, flood risks change due to construction and development, environmental changes, floodplain widening or shifting, and other factors. Flood maps are updated periodically to reflect these changes.

Home and business owners, renters, realtors, mortgage lenders, surveyors and insurance agents are encouraged to attend the open house. All who attend can meet with specialists to ask questions and learn more about flood risk and hazard mitigation within their communities. 

Richland County’s preliminary maps have not yet been officially adopted and will become effective after a public comment period. This period allows the public to submit comments and appeals if they can show that any part of the maps is in error. Once all comments are received and addressed, Richland County may adopt the maps. 

By law, federally regulated or insured mortgage lenders require flood insurance on properties that are located in areas at high risk of flooding. Standard homeowners’, business owners’, and renters’ insurance policies typically don’t cover flood damage, so flood insurance is an important consideration for everyone. Flood insurance policies can be purchased from any state licensed property and casualty insurance agent. Visit www.floodsmart.gov  for more information about flood insurance and to locate a local agent.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

 

 

Original article: 

Digital Preliminary Flood Maps for Richland County Ready for Public Viewing

AUSTIN, Texas – A Mobile Registration Intake Center (MRIC) has opened in Martindale, Texas, to serve homeowners, renters and business owners who sustained damage as a result of the ongoing severe storms and flooding.

Specialists from the Federal Emergency Management Agency (FEMA) and the U.S. Small Business Administration (SBA) are there to answer questions and provide information on the types of assistance available to survivors.

Location and dates of operation

Caldwell County
Martindale Baptist Church
12351 Highway 142
Martindale, TX 78655
10 a.m. to 7 p.m. daily until further notice

People who had storm damage in Bastrop, Blanco, Caldwell, Denton, Eastland, Fort Bend, Gaines, Guadalupe, Harris, Hays, Henderson, Hidalgo, Johnson, Milam, Montague, Navarro, Rusk, Smith, Travis, Van Zandt, Wichita, Williamson and Wise counties can register for FEMA assistance online at www.DisasterAssistance.gov or call 800-621-3362 toll free from 7 a.m. to 10 p.m. daily until further notice. Multilingual operators are available.

Disaster assistance applicants who have a speech disability or hearing loss and use TTY should call 800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call   800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.

Flood survivors statewide should call and report their damage to give the state and FEMA a better idea of the assistance that is needed in undesignated counties.

Assistance for eligible survivors can include grants for temporary housing and home repairs, and for other serious disaster-related needs, such as medical and dental expenses or funeral and burial costs. Low-interest disaster loans from SBA also may be available to cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

Eligible survivors should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but under-insured applicants may receive help after their insurance claims have been settled.

 

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY, call               800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339.

FEMA’s temporary housing assistance and grants for childcare, medical, dental expenses and/or funeral expenses do not require individuals to apply for an SBA loan. However, those who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, transportation, vehicle repair or replacement, and moving and storage expenses.

Follow this link:  

Mobile Registration Intake Center Opens in Caldwell County for Texas Flood Survivors

AUSTIN, Texas – A State/FEMA Disaster Recovery Center (DRC) is now open in Hays County for homeowners, renters and business owners who sustained damage as a result of the ongoing severe storms, tornadoes and flooding.

Specialists from the State of Texas, the Federal Emergency Management Agency (FEMA), the U.S. Small Business Administration (SBA), nongovernmental organizations and the local community are on hand to answer questions and provide information on the types of assistance available to survivors.

“The recovery center will serve as a one-stop shop for folks who need one-on-one assistance,” said Federal Coordinating Officer Kevin L. Hannes. “State and federal professionals will be available to help eligible survivors get help as quickly as possible.”

Location and hours of operation

Danforth Junior High School
200 Texan Blvd.
Wimberley, TX 78676   
9 a.m. to 6 p.m. daily until further notice

Visiting with a recovery specialist is not a requirement for survivors who want disaster assistance, but the centers are an excellent way for people to get answers to their questions about disaster aid and help applying for it. Some of the services may include:

  • Guidance regarding disaster recovery
  • Clarification of any written correspondence received
  • Housing Assistance and Rental Resources information
  • Answers to questions, resolutions to problems and referrals to agencies that may provide further assistance
  • Status of applications being processed by FEMA

Individuals and business owners who sustained losses in the 23 designated counties can begin applying for assistance by registering online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362).  Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 9 p.m. (local time) seven days a week until further notice. Flood survivors statewide can call and report their damage to give the state and FEMA a better idea of the assistance that is needed in undesignated counties.

 

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339.

FEMA’s temporary housing assistance and grants for childcare, medical, dental expenses and/or funeral expenses do not require individuals to apply for an SBA loan. However, those who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, transportation, vehicle repair or replacement, and moving and storage expenses.

Read this article – 

Disaster Recovery Center Opens in Wimberley, Texas

AUSTIN, Texas – A Mobile Registration Intake Center (MRIC) has opened in Van, Texas, to serve homeowners, renters and business owners who sustained damage as a result of the ongoing severe storms and flooding.

Specialists from the Federal Emergency Management Agency (FEMA) and the U.S. Small Business Administration (SBA) are there to answer questions and provide information on the types of assistance available to survivors.

Location and dates of operation:

Van Zandt County
Van Memorial Stadium & Sports Complex
1085 N. Maple St., Van, Texas
9 a.m. to 7 p.m. daily until further notice

People who had storm damage in Harris, Hays, and Van Zandt counties can register for FEMA assistance online at www.DisasterAssistance.gov or via smartphone or web-enabled device at m.fema.gov. Applicants may also call 800-621-3362 or (TTY) 800-462-7585 from 6 a.m. to 9 p.m. daily. Multilingual operators are available. Flood survivors statewide can call and report their damage to give the state and FEMA a better idea of the assistance that is needed in undesignated counties.

Assistance for eligible survivors can include grants for temporary housing and home repairs, and for other serious disaster-related needs, such as medical and dental expenses or funeral and burial costs. Low-interest disaster loans from SBA also may be available to cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

Eligible survivors should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but under-insured applicants may receive help after their insurance claims have been settled.

 

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339.

Excerpt from:  

Mobile Registration Intake Center Opens in Van Zandt County

AUSTIN, Texas – A Mobile Registration Intake Center (MRIC) has opened in Wimberley, Texas, to serve homeowners, renters and business owners who sustained damage as a result of the ongoing severe storms and flooding.

Specialists from the Federal Emergency Management Agency (FEMA) and the U.S. Small Business Administration (SBA) are there to answer questions and provide information on the types of assistance available to survivors.

Location and dates of operation:

Hays County
Wimberley Community Center
14068 Ranch Road 12
Wimberley, TX 78676
9 a.m. to 7 p.m. daily until further notice

People who had storm damage in Harris, Hays, and Van Zandt counties can register for FEMA assistance online at www.DisasterAssistance.gov or via smartphone or web-enabled device at m.fema.gov. Applicants may also call 800-621-3362 or (TTY) 800-462-7585 from 6 a.m. to 9 p.m. daily. Multilingual operators are available. Flood survivors statewide can call and report their damage to give the state and FEMA a better idea of the assistance that is needed in undesignated counties.

Assistance for eligible survivors can include grants for temporary housing and home repairs, and for other serious disaster-related needs, such as medical and dental expenses or funeral and burial costs. Low-interest disaster loans from SBA also may be available to cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.                                                     

Eligible survivors should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but under-insured applicants may receive help after their insurance claims have been settled.

 

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.  Follow us on Twitter at https://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339.

View original post here: 

Mobile Registration Intake Center Opens in Wimberley

 

FRANKFORT, Ky.  – Disaster recovery centers, which are operated by the commonwealth of Kentucky and the Federal Emergency Management Agency, will not be open on Memorial Day.

April storm survivors can continue to call FEMA’s toll-free helpline at 800-621-3362 (TTY 800-462-7585, Video Relay Service 800-621-3362) from 7 a.m. to 10 p.m. (Eastern Daylight Time) or go online to www.DisasterAssistance.gov.

The two Jefferson County centers will close at 6 p.m. Saturday, May 23, and reopen Tuesday, May 26. The centers will then continue to operate from 9 a.m. to 6 p.m. (EDT) until further notice. The centers are located at 205 W. Wellington Ave. (Beechmont Community Center) and 8501 Preston Highway in Louisville.

At the centers, specialists from FEMA and the U.S. Small Business Administration can answer questions and provide information on the types of assistance available to survivors. Specialists can help with registration, check an individual’s case, answer questions about an application or review information needed to process an application.

Survivors who suffered losses in Bath, Bourbon, Carter, Elliott, Franklin, Jefferson, Lawrence, Madison, Rowan and Scott counties should register with FEMA before visiting a center. Those who sustained losses from the severe storms, tornadoes, flooding, landslides and mudslides April 2 through April 17, 2015, can register using the following methods:

·         Online at www.DisasterAssistance.gov.

  • By calling 800-621-3362 (TTY 800-462-7585, Video Relay Service 800-621-3362).
  • By smartphone or tablet at m.fema.gov.

Assistance can include grants for temporary housing and essential home repairs, low-cost loans to cover uninsured property losses, and other programs to help individuals and business owners recover from the effects of the disaster.

To learn more about what preventive measures to take before, during and after an emergency, visit www.ready.gov.

 

View post – 

Disaster Recovery Centers To Close For Memorial Day

 

 

FRANKFORT, Ky.  – A disaster recovery center operated by the commonwealth of Kentucky and the Federal Emergency Management Agency in Franklin County will close Saturday, May 23, at 6 p.m. (EDT).

The Franklin center is located at 101 University Drive (Kentucky State University Exum Center) in Frankfort.

After the center closes, help is still available to survivors who suffered losses in Bath, Bourbon, Carter, Elliott, Franklin, Jefferson, Lawrence, Madison, Rowan and Scott counties during the severe April storms.

Disaster survivor assistance teams with FEMA Corps members will be working storm-stricken areas and can help with mobile applications, updates and referrals to additional resources.

Survivors can register for assistance by using the following methods:

·         Online at www.DisasterAssistance.gov.

  • By calling 800-621-3362 (TTY 800-462-7585, Video Relay Service 800-621-3362).
  • By smartphone or tablet at m.fema.gov.

Those who need help with applications or appeals can go online to www.DisasterAssistance.gov or call FEMA’s helpline (800-621-3362, 800-462-7585 for TTY or 800-621-3362 for Video Relay Service).

The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (EDT) seven days a week until further notice.

Survivors with questions about an SBA disaster loan application can call the SBA Disaster Customer Service Center at 800-659-2955 (TTY 800-877-8339) or send an email to DisasterCustomerService@sba.gov.

To learn more about what preventive measures to take before, during and after an emergency, visit www.ready.gov.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

 

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

 

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

 

For more information on Kentucky’s disaster recovery, visit www.fema.gov or http://kyem.ky.gov.

On Facebook, go to http://www.facebook.com/KYEmergencyManagement. To receive Twitter updates: http://twitter.com/kyempio or www.twitter.com/femaregion4.

 

Taken from: 

Disaster Recovery Center to Close in Franklin County

 

FRANKFORT, Ky.  – The disaster recovery centers in Madison and Rowan counties will close at 6 p.m. (EDT) on Thursday, May 21, and the Bourbon County disaster recovery center will close at 6 p.m. (EDT) on Friday, May 22. 

The centers, which have been operated by the commonwealth of Kentucky and the Federal Emergency Management Agency, are located at:

  • 525 High St. (Paris Municipal Service Building) in Paris.
  • 558 S. Keeneland Drive (Madison County Joint Information Center) in Richmond.
  • 314 Bridge St. (Morehead City Administration Building) in Morehead.

After the centers close, help is still available to survivors who suffered losses in Bath, Bourbon, Carter, Elliott, Franklin, Jefferson, Lawrence, Madison, Rowan and Scott counties during the severe April storms.

Those who need help with applications or appeals can go online to www.DisasterAssistance.gov or call FEMA’s helpline (800-621-3362, 800-462-7585 for TTY or 800-621-3362 for Video Relay Service).

Disaster survivor assistance teams with FEMA Corps members will also be working storm-stricken areas and can help with mobile applications, updates and referrals to additional resources.

Disaster Loan Outreach Center To Open In Madison County

The Madison County disaster recovery center will transition to a disaster loan outreach center on Friday,   May 22.

The disaster loan outreach center will be operated by the U.S. Small Business Administration weekdays from 9 a.m. to 6 p.m. (EDT) until May 28. The center, however, will be closed for the Memorial Day holiday on Monday, May 25.

The loan center focuses on funds needed for long-term rebuilding and recovery. Businesses, homeowners and renters will be able to talk individually with SBA representatives.

Small businesses and most nonprofits with or without physical damage may apply for an economic injury disaster loan, which is a working capital loan to help with disaster-related cash flow problems.

Businesses, homeowners and renters may check on the status or ask any questions about their SBA disaster loan application at the loan centers.

Survivors with questions about an SBA disaster loan application can call the SBA Disaster Customer Service Center at 800-659-2955 (TTY 800-877-8339) or send an email to DisasterCustomerService@sba.gov.

To learn more about what preventive measures to take before, during and after an emergency, visit www.ready.gov.

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

 

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

 

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

 

For more information on Kentucky’s disaster recovery, visit www.fema.gov or http://kyem.ky.gov.

On Facebook, go to http://www.facebook.com/KYEmergencyManagement. To receive Twitter updates: http://twitter.com/kyempio or www.twitter.com/femaregion4.

 

Continued:

Disaster Recovery Centers In Bourbon, Madison and Rowan Counties To Close

PHILADELPHIA – Residents of Talbot County, Maryland have received a reduction in their flood insurance premiums through increase of various floodplain management measures encouraged by the National Flood Insurance Program (NFIP).

The Federal Emergency Management Agency (FEMA) oversees the NFIP, which administers a program called the Community Rating System (CRS). The CRS is a voluntary, incentive program that recognizes and encourages community floodplain management activities that exceed minimum NFIP requirements. The program includes 10 different class rating levels based on the number and type of activities voluntarily initiated by the participating community. Each level corresponds to a percentage discount on National Flood Insurance policy premiums within the municipality.

As a member of the Community Rating System, Talbot County is within an elite group of 12 Maryland communities that have received this recognition. With the continued steps taken by Talbot County to protect its citizens and increase its resiliency, it entered into the program as a Class 8 Community Rating System participant on October 1, 2014. The Class 8 rating qualifies eligible National Flood Insurance Program policy holders in the County for an average of over $110 in savings on their annual premiums. In total, participation in the program accounts for a total savings of nearly $107,000 annually for citizens of Talbot County.

Under the CRS, local officials are asked to meet three goals: (1) reduce flood losses; (2) facilitate accurate insurance rating; and (3) promote the awareness of flood insurance. Communities can earn a CRS rating by submitting an application explaining the projects they have in place or development. Once the information is verified and approved, FEMA provides flood insurance premium discounts through the NFIP. The amount of a property owner’s policy discount is based on the community’s CRS rating.

For each Class that a community moves up to, it provides its residents with an additional 5% reduction in their flood insurance premiums up to the 45% reduction that a Class 1 community receives. As a Class 8 community, Talbot County enables its residents to receive a 10% reduction on qualified flood insurance premiums.

For information about flood insurance, property owners should contact their insurance agent, visit floodsmart.gov, or call the NFIP’s toll-free information line at 800-427-4661. To learn more about the CRS, visit floodsmart.gov/floodsmart/page/crs/community_rating_system.jsp.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. FEMA Region III’s jurisdiction includes Delaware, the District of Columbia, Maryland, Pennsylvania, Virginia and West Virginia. Stay informed of FEMA’s activities online: videos and podcasts are available at fema.gov/medialibrary and youtube.com/fema. Follow us on Twitter at twitter.com/femaregion3.


Media Contact: FEMAR3NewsDesk@fema.dhs.gov

Originally posted here:

Talbot County Lowers Flood Insurance Premiums

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