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Cameron County Joins Texas Disaster Declaration

AUSTIN, Texas – At the request of the state, the Federal Emergency Management Agency (FEMA) has added Cameron County to the Texas disaster declaration of Nov. 25. The counties now designated for Individual Assistance include Bastrop, Brazoria, Caldwell, Cameron, Comal, Galveston, Guadalupe, Hardin, Harris, Hays, Hidalgo, Liberty, Navarro, Travis, Willacy and Wilson Counties.

Homeowners and renters with damage or loss as a result of the severe storms, tornadoes, straight-line winds and flooding that occurred Oct. 22 to Oct. 31 may immediately register for disaster assistance.

Survivors can apply online at DisasterAssistance.gov or by phone (voice, 711 or relay service) at 800-621-3362. TTY users should call 800-462-7585. The toll-free lines are open 7 a.m. to 10 p.m. seven days a week. Applicants will be asked to provide:

Social Security number
Address of the damaged primary residence
Description of the damage
Information about insurance coverage
A current contact telephone number
An address where they can receive mail
Bank account and routing numbers for those preferring direct deposit of funds

Assistance for eligible survivors can include grants for temporary housing and home repairs, and for other serious disaster-related needs, such as medical and dental expenses or funeral and burial costs.

Low-interest disaster loans from the U.S. Small Business Administration are available for businesses of all sizes (including landlords), private nonprofits, homeowners and renters. Disaster loans help to fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. Economic Injury disaster loans are available to businesses and private-nonprofits to assist with working capital needs as a direct result of the disaster.

Eligible survivors should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but under-insured applicants may receive help after their insurance claims have been settled.

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All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

Visit www.fema.gov/texas-disaster-mitigation for publications and reference material on rebuilding and repairing safer and stronger.

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Cameron County Joins Texas Disaster Declaration

Three Years after Sandy: Most of New Jersey’s Boardwalks Are Rebuilt

EATONTOWN, N.J. — Hurricane Sandy struck a terrible blow to the Jersey Shore in 2012, Up and down the state’s 127 miles of coastline, boardwalks were driven off their foundations and transformed into pil

A shot of Asbury Park boardwalk in February, 2013.

The City of Asbury Park began rebuilding its boardwalk in February, 2013. Photo by Liz Roll/FEMA

es of rubble. Planks and pavilions were washed out to sea. Bluffs and dunes were eroded. Stairways and benches were ripped off and carried away.

The cost of all that destruction rose into the hundred millions. But over the three years since the storm, most of New Jersey’s seaside towns have entirely rebuilt their boardwalks. In others, work is progressing on boardwalk and dune projects intended to build in resiliency and protect them from a future storm.

This is good news for the state of New Jersey, where tourism represents a key sector of the economy. As anyone who has tried to find a hotel room or a beach house rental at the Jersey Shore can attest, in a time when it’s possible to fly anywhere in the world on vacation, our state remains an enduringly popular destination.

According to a Tourism Economics report generated by VisitNJ.org, in 2014, the tourism industry accounted for nearly 10 percent of total employment in the state, generating more than $36.4 billion in revenues, an amount that represents 6.6 percent of the entire state economy.

Given those numbers, it’s easy to see why rebuilding the boardwalks was a priority for the state.

As a result of the Disaster Declaration issued by President Barack Obama on October 29, 2012, the state was eligible for Federal Disaster Assistance administered by FEMA’s Public Assistance program to assist in meeting the enormous costs involved in rebuilding and recovery in New Jersey.

And because of the catastrophic nature of the disaster, the state was eligible for reimbursement of 90 percent of the costs of public infrastructure projects under FEMA’s Public Assistance program.

As of October, 2015, the Federal Emergency Management Agency had obligated more than $115 million in Federal dollars for boardwalk and beach restoration and associated projects along the New Jersey shore.

Boardwalk reconstruction in most shore towns began just months after the storm, and many of the boardwalks were complete and open for the start of the summer tourism season in 2013.

A shot of the Asbury Park boardwalk in October, 2013.

FEMA provided a grant of $3.6 million for the Asbury Park boardwalk rebuilding project in October, 2013. Photo by Liz Roll/FEMA

Spring Lake used a composite material that is considered to be more durable than wood to rebuild its boardwalk. The borough significantly reduced the cost of the rebuilding project by using local labor and Force Account Labor (i.e. their own workforce) to do the work. The Federal share of the rebuilding project was $4.9 million, significantly reducing the financial impact of the reconstruction on Spring Lake property owners.

Sea Girt used recycled boards for a portion of its boardwalk repairs. Federal funds obligated for that project totaled $1,616,818.

Atlantic City repaired the damaged northern section of its boardwalk with “ipe” (pronounced ee-pay) wood, a Brazilian hardwood said to be as strong as steel. Atlantic City is also upgrading access ramps and adding more lighting along its boardwalk. The Federal share obligated for repairs to the boardwalk and outbuildings in Atlantic City totaled more than $10.5 million. Another $886 thousand in Federally obligated funds is pending.

By March 2015, Long Branch received $21.7 million from FEMA for the repair of a one-mile section of boardwalk and bluffs. The bluffs will serve as the support system for the boardwalk. The damaged boardwalk and infrastructure will be rebuilt with a new concrete foundation, 95,740 cubic yards of additional material, and 11,489 square yards of dune grass. The project is slated for completion in mid-2016.

Belmar reopened its historic, 1875 boardwalk in May 2013 after a $9.2 million reconstruction. The town is also investing in a $6 million dune building project that is intended to protect the boardwalk from future hurricanes.

A shot of the Asbury Park boardwalk in the summer of 2013.

Approximately 66,000 feet of boardwalk was replaced in the City of Asbury Park by the summer of 2013. Photo by Liz Roll/FEMA

In addition to their importance to the economy, boardwalks hold a magical place in the hearts of New Jerseyans young and old, famous and not so famous.

As Pulitzer Prize-winning New Jersey author Junot Diaz put it, “The boardwalk was where all of New Jersey came together, where New Jersey, for better or worse, met itself.”

Strolling the boardwalks, in every season, is one of the great pleasures of the Jersey Shore. Three years after Sandy, they are once again a part of the New Jersey landscape that belongs to each one of us.

Follow FEMA online at www.twitter.com/FEMASandy,www.twitter.com/fema, www.facebook.com/FEMASandy, www.facebook.com/fema, www.fema.gov/blog, and www.youtube.com/fema.Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.”

Originally posted here –

Three Years after Sandy: Most of New Jersey’s Boardwalks Are Rebuilt

Know your evacuation routes – Race the Wave in Cannon Beach, OR Sept. 13

Tsunami racers, take your marks! This Sunday, September 13, Race the Wave participants will practice the tsunami evacuation route from the coast to higher ground in Cannon Beach, Oregon. We know that increasing preparedness levels across the board means greater community resilience, and Race the Wave is a great event to highlight during National Preparedness Month this September.

The race finishes at the higher ground of one of the community’s evacuation meeting points, where Cannon Beach will host a preparedness fair with interactive booths to learn more about how to prepare for emergencies and disasters.

Residents of Cannon Beach, Oregon gather for a 5K race following a tsunami evacuation route from the beach to a safe meeting spot. The race helped residents build the “muscle memory” of getting to safety, if they should feel an earthquake while they are on or near the beach.

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Race the Wave uses the National Preparedness month themes of being disaster aware and taking action to prepare and makes those themes relevant for their community.

Know the Plan: Make a plan with your family about where you will meet. Know if you need to pick your kids up from school. Know where you need to go and what to bring with you.
Take the Route: Become familiar with signage in your area. Learn the evacuation route from where you live, work, and play. Evacuate on foot and avoid traveling by car if possible.
Race the Wave: Natural warnings are the best sign of a tsunami. If you feel the ground shaking, move quickly inland or to a higher elevation. Listen to the radio to learn of tsunami warnings originating from non-local causes.

This is the second annual Race the Wave event, which includes a 10k, 5k and 2k for all abilities to participate in; participants can run, walk or roll the route. Visitors and locals alike will learn about the risks posed by the Cascadia Subduction Zone, and what they can do to stay safe.

The Community of Cannon Beach, Clatsop County Office of Emergency Management, Oregon Office of Emergency Management, Oregon Department of Geology and Mineral Industries (DOGAMI), Oregon Office on Disability & Health at Oregon Health & Science University and the Federal Emergency Management Agency (FEMA) Region X office are coming together to support Race the Wave.

FEMA encourages everyone to take steps to become better prepared for an emergency. Whether it’s at home, at work, at school, or in the community, there’s a lot that you can do to be ready and help others be ready too. This September, take time to get disaster prepared and take action to prepare.

What you can do:

Register for the race
Check out the event’s Facebook page & Twitter account
Read about last year’s Race the Wave

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Know your evacuation routes – Race the Wave in Cannon Beach, OR Sept. 13

Applying for Disaster Assistance – What Information Do I Need to Apply?

SAIPAN – Over 7,200 registrations have been received by FEMA for disaster assistance as a result of damages sustained by Typhoon Soudelor (DR 4235) and nearly $2.6 Million has been approved for survivors so far. FEMA encourages all who have been suffered damages from Typhoon Soudelor, August 1-3, to register for Disaster Assistance.

Individuals and households on Saipan can register with FEMA by calling 1-800-621-3362; those who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585. Multilingual interpreters are available at the FEMA registration number, including Chinese, Tagalog, Japanese, and Korean. They can also apply online at www.DisasterAssistance.gov.

A joint Commonwealth of the Northern Mariana Islands (CNMI) and FEMA Disaster Recovery Center (DRC) is open at the Pedro P Tenorio Multi-purpose Center in Susupe to help individuals and families affected by Typhoon Soudelor with the recovery process. Normal hours of operation are Monday-Saturdays 8 a.m. to 5 p.m.; Sundays 10 a.m.-4 p.m.

After registering online or by telephone, survivors can access “one-stop shop” service at the DRC and receive assistance with additional registration needs such as case inquiries and updates. Subject matter experts from FEMA and the U.S. Small Business Administration will be available at the DRC. Translators and Sign Language Interpreters are available at the DRC.

Whether applying online from your computer or smartphone, or over the phone through a FEMA call center, you should have a pen and paper and the following information ready:

· Your Social Security number

**If you do not have your SSN card, you can show a Medicare/Medicaid card, W2 form, or filed tax return.

· Current and pre-disaster address with zip code

· Directions to property

· A working telephone number where FEMA can contact you

· Address where you can receive mail

· Insurance information if available

· Total household annual income

· A routing and account number from your bank (only necessary if you want to have disaster assistance funds transferred directly into your bank account)

· A description of your losses that were caused by the disaster

Before your housing inspection occurs, you should have an Owner Occupancy Form that shows proof you are the official home owner or renter. Forms are available at the DRC or at the following fire stations:

· Station 1- Susupe

· Station 2- Garapan

· Station 4- Koblerville

· Station 5- Kagman

After you’ve completed your application for assistance, you will receive a FEMA application number. Write down this number and keep it for future reference. This is one of your unique identifiers, do not share this number with persons not involved in assisting with your disaster recovery.

FEMA verifies the name and Social Security number of those registering for disaster assistance. If the name and Social Security number on file with the Social Security administration do not match the information you provide you will be asked to submit a copy of an original document, e.g. marriage license, military ID, tax documents, etc., for proof of identity. A need to review and update identity documentation may cause delays in delivery of assistance.

If you are attempting to complete an application online and your identity information does not match, you will receive an Identification Validation Error message advising you to review the information you entered. If you cannot pass the identity verification, this error message will advise you to call 1-800-621-FEMA (3362), or (TTY) 1-800-462-7585.

Applying for Disaster Assistance – What Information Do I Need to Apply?

Additional Damage May Mean Additional Assistance for Oklahomans

OKLAHOMA CITY – Many Oklahomans have already registered with the Federal Management Agency for disaster assistance to repair their damaged homes, but as they may have experienced multiple rounds of storms and be eligible for additional assistance, they should call FEMA to request a re-inspection.

On July 21, the Oklahoma Department of Emergency Management and FEMA expanded the disaster declaration timeline to run from May 5 to June 22. Survivors who incurred damage from May 5 to June 4, and then incurred further damage from June 5 to June 22, should call the FEMA helpline at 1-800-621-3362 to report the additional damage and request a re-inspection, particularly if the inspection was held before July 21. This will allow FEMA to address any disaster-related damage that occurred from June 5 to June 22.

Disaster help for eligible applicants may include grants for rental assistance or temporary housing, home repairs and serious disaster-related needs not covered by insurance. The latter might include help with medical, dental, funeral, repair or replacement of personal property including vehicles, and moving and storage expenses.

The Small Business Administration (SBA) low-interest loans are available to businesses of all sizes, private nonprofit organizations and homeowners and renters for losses not fully compensated by insurance or other resources.

Survivors in all 45 designated counties (Adair, Atoka, Beckham, Bryan, Caddo, Canadian, Carter, Cherokee, Choctaw, Cleveland, Coal, Comanche, Cotton, Delaware, Garvin, Grady, Hughes, Jefferson, Johnston, Kiowa, Latimer, Le Flore, Lincoln, Logan, Love, Marshall, Mayes, McClain, McCurtain, McIntosh, Murray, Okfuskee, Oklahoma, Okmulgee, Ottawa, Pittsburg, Pontotoc, Pottawatomie, Pushmataha, Rogers, Seminole, Stephens, Tillman, Tulsa and Wagoner) who sustained losses or damage from storms that occurred between May 5 and June 22 are urged to register with FEMA as soon as possible. Having contacted any non-FEMA organization or agency does not count as a registration with FEMA.

Register online with any computer, smartphone or tablet at www.DisasterAssistance.gov or by phone at 800-621-3362 or (TTY) 800-462-7585. Those who use 711-Relay or Video Relay Services should call 800-621-3362.

The deadline for registering with FEMA is August 26.

For more information on Oklahoma disaster recovery, click http://www.fema.gov/disaster/4222 or visit the OEM site at www.oem.ok.gov.

Original article:

Additional Damage May Mean Additional Assistance for Oklahomans

Disaster Assistance for Oklahoma Storms Expands to Include 12 More Counties

OKLAHOMA CITY – Homeowners, renters and business owners in 12 more Oklahoma counties affected by the severe storms, straight-line winds, tornadoes and flooding starting on May 5 through June 22 can now apply for state and federal disaster assistance. Those counties include Adair, Cherokee, Coal, Delaware, Garvin, Hughes, Lincoln, Logan, Love, Murray, Ottawa and Pontotoc, which now brings the total to 45.

Individual Assistance was extended to those counties after a review of on-going damage assessments by the Oklahoma Department of Emergency Management and the Federal Emergency Management Agency.

Low-interest disaster loans from the U.S. Small Business Administration may be available to businesses of all sizes, private non-profit organizations and homeowners and renters for losses not fully compensated by insurance or other sources and do not duplicate benefits of other agencies or organizations.

The deadline for registering with FEMA is August 26.

The SBA low-interest loans might be available to businesses of all sizes, certain nonprofit organizations and homeowners and renters for losses not fully compensated by insurance or other resources.

For more information on Oklahoma disaster recovery, click http://www.fema.gov/disaster/4222 or visit the OEM site at www.oem.ok.gov.

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Disaster Assistance for Oklahoma Storms Expands to Include 12 More Counties

FEMA Extends Incident Period in Oklahoma to June 22

OKLAHOMA CITY – Additional Oklahoma residents and business owners affected by severe storms, flooding, tornadoes, and straight-line winds that occurred from June 5-22 may now be eligible for state and federal assistance under the disaster declaration already approved for the state.

At the request of the Oklahoma Department of Emergency Management, the Federal Emergency Management Agency has expanded the official disaster declaration to May 5 through June 22.

The updated incident period applies to Individual Assistance for residents and business owners as well as Public Assistance for government entities and certain nonprofits.

Survivors who have registered with FEMA already do not have to apply again. Claims for damage or loss that occurred during the additional dates will be processed automatically.

Those with storm damage that occurred during the additional dates who have not yet registered with FEMA are urged to do so as soon as possible. Homeowners, renters and businesses can register online with any computer, smartphone or tablet at www.DisasterAssistance.gov or by phone at 800-621-3362 or (TTY) 800-462-7585. Those who use 711-Relay or Video Relay Services can call 800-621-3362. Phone-registration hours are 6 a.m. to 9 p.m. local time seven days a week. Registration with other agencies or non-profits does not count as a FEMA registration.

The deadline to register is August 26.

Additionally, homeowners, renters and businesses affected during the new Incident Period might also be eligible for low-interest loans from the U.S. Small Business Administration.

The designated counties for the Individual Assistance are Atoka, Beckham, Bryan, Caddo, Canadian, Carter, Choctaw, Cleveland, Comanche, Cotton, Grady, Jefferson, Johnston, Kiowa, Latimer, Le Flore, Marshall, Mayes, McClain, McCurtain, McIntosh, Okfuskee, Oklahoma, Okmulgee, Pittsburg, Pottawatomie, Pushmataha, Rogers, Seminole, Stephens, Tillman, Tulsa and Wagoner.

For more information on Oklahoma disaster recovery, click on http://www.fema.gov or visit the Oklahoma Department of Emergency Management at www.oem.ok.gov.

Original post:

FEMA Extends Incident Period in Oklahoma to June 22

FEMA Home Inspectors Help Start Arkansas Recovery from Spring’s Severe Storms

NORTH LITTLE ROCK – Residents and business owners who have registered for disaster assistance with FEMA should expect a housing inspector to verify damage soon after they’ve applied.

Identifying damage helps determine both the amount and the types of assistance FEMA or other state and federal agencies may provide. There is no fee for the inspection. The inspector does not determine the amount of assistance an applicant will receive.

The inspector is required to carry identification that includes his or her photo and ID number. When the inspector comes to your home, ask to see the identification.

Residents of Crawford, Garland, Howard, Jefferson, Little River, Miller, Perry, Sebastian, and Sevier

counties may be eligible for assistance following the severe storms, tornadoes, straight-line winds, and flooding during the period of May 7 to June 15, 2015.

Being ready when the inspector visits can help speed assistance.

If you’ve registered with FEMA for disaster assistance, here’s what to expect: A FEMA inspector will contact you to schedule an appointment to inspect your damaged home. If you have a disability and require an accommodation when the inspector arrives, please call 870-451-9241 during regular business hours.

Provide the inspector with clear, accurate directions to the damaged property. Post office boxes do not show locations.

Be prepared to provide written proof of ownership or rental occupancy, such as a tax receipt, deed, mortgage payment book, rental agreement, or home insurance policy with the damaged property’s address. Having the necessary documentation will help speed up the inspection process.

The inspector will not ask you for your Social Security number, your bank account or credit card account numbers or for medical information. If someone claiming to be with FEMA asks you to provide such information, call your local law enforcement immediately.

Whether you are an owner or a renter, you must show that the damaged property was your primary residence at the time of the disaster. Inspectors will accept a valid driver’s license or current utility bill (such as an electric, gas or water bill) as proof you live there.

The inspection is free. It usually takes between 45 minutes and an hour, and consists of measuring the real property, inspecting its contents, and recording the findings.

Using a handheld electronic device, the inspector creates a digital “model” of the damaged home and uses it to indicate where damage occurred. The device — called an inspector’s pad —transmits information electronically to FEMA. This speeds up the process of providing assistance.

The inspector will ask to see damage to both real property and personal property in all areas of your home. This is to inventory both the type and extent of loss. For example, not all disaster damage results in a complete loss. The inspector’s report will show which items are total losses; which items can be repaired; and those that are not affected. FEMA will not replace damaged items that can be repaired with new items.

Typically, in 10 days or less after the inspector’s visit, you will receive a letter from FEMA containing a decision.

Individuals and business owners who sustained losses in the designated area can begin applying for assistance by registering online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362) or by web enabled mobile device at m.fema.gov. Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.

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FEMA Home Inspectors Help Start Arkansas Recovery from Spring’s Severe Storms

Beware of Fraud in Wake of Disasters

OKLAHOMA CITY – Oklahoma residents whose properties were damaged in the recent storms and flooding are warned to be alert for, and urged to report, any potential fraud during recovery and rebuilding efforts, according to the Oklahoma Department of Emergency Management and the Federal Emergency Management Agency.

The aftermath of a disaster can attract opportunists and confidence artists. Homeowners, renters and businesses can follow some simple steps to avoid being swindled.

Be suspicious if a contractor:

Demands cash or full payment up front for repair work;
Has no physical address or identification;
Urges you to borrow to pay for repairs, then steers you to a specific lender or tries to act as an intermediary between you and a lender;
Asks you to sign something you have not had time to review; or
Wants your personal financial information to start the repair or lending process.

To avoid fraud:

Question strangers offering to do repair work and demand to see identification;
Do your own research before borrowing money for repairs. Compare quotes, repayment schedules and rates. If they differ significantly, ask why;
Never give any personal financial information to an unfamiliar person; and
Never sign any document without first reading it fully. Ask for an explanation of any terms or conditions you do not understand.

Disasters also attract people who claim to represent charities but do not. The Federal Trade Commission warns people to be careful and follow some simple rules:

Donate to charities you know and trust. Be alert for charities that seem to have sprung up overnight.
If you’re solicited for a donation, ask if the caller is a paid fundraiser, whom they work for, and the percentage of your donation that will go to the charity and to the fundraiser. If you don’t get a clear answer — or if you don’t like the answer you get — consider donating to a different organization.
Do not give out personal or financial information – including your credit card or bank account number – unless you know the charity is reputable.
Never send cash: you can’t be sure the organization will receive your donation.
Check out a charity before you donate. Contact the Better Business Bureau’s Wise Giving Alliance at www.give.org.

If you believe you are the victim of a contracting scam, price-gouging or bogus charity solicitations, contact local law enforcement and report it to the Oklahoma Office of the Attorney General. Find a complaint form online at www.ok.gov/oag. The Federal Trade Commission takes complaints at www.ftc.gov/complaint.

Many legitimate people — insurance agents, FEMA Disaster Survivor Assistance personnel, local inspectors and actual contractors — may have to visit your storm-damaged property. Survivors could, however, encounter people posing as inspectors, government officials or contractors in a bid to obtain personal information or collect payment for repair work. Your best strategy to protect yourself against fraud is to ask to see identification in all cases and to safeguard your personal financial information. Please keep in mind that local, state and federal employees do not solicit or accept money for their services to the citizens.

All FEMA employees and contractors will have a laminated photo ID. A FEMA shirt or jacket alone is not proof of identity. FEMA generally will request an applicant’s Social Security or bank account numbers only during the initial registration process. However, FEMA inspectors might require verification of identity. FEMA and U.S. Small Business Administration staff never charge applicants for disaster assistance, inspections or help filling out applications. FEMA inspectors verify damages but do not recommend or hire specific contractors to fix homes.

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

The Oklahoma Department of Emergency Management (OEM) prepares for, responds to, recovers from and mitigates against emergencies and disasters. The department delivers service to Oklahoma cities, towns and counties through a network of more than 350 local emergency managers.

The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners, and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster.

Excerpt from:

Beware of Fraud in Wake of Disasters

Rumors versus Facts About Texas Flood Disaster Assistance

FEMA Registration

RUMOR: Survivors can’t register for FEMA assistance if they have insurance.
FACT: Survivors may be eligible for FEMA disaster aid for their uninsured and underinsured losses and damage.

RUMOR: When survivors register, they immediately qualify and receive payments from FEMA.
FACT: After survivors register, their completed applications are reviewed, and an inspector may call to schedule an inspection at their home. If survivors are eligible for assistance, they should receive a U.S. Treasury/State check or notification of a direct deposit to their bank accounts. Other types of assistance may be provided later, based on specific eligibility and need.

RUMOR: Survivors can’t register if their county isn’t listed in the Presidential declaration.
FACT: If Texans had storm-related damages or losses, please register! Other counties may be designated for assistance as floodwaters recede and damage assessments are completed. Please call toll-free 800-621-3362 or (TTY) 800-462-7585 to register.

FEMA Disaster Assistance

RUMOR: It takes a long time for disaster aid to reach survivors.
FACT: FEMA already has Individual Assistance specialists on the ground in Texas and some survivors already have received grants. Specialists will continue to process assistance for eligible survivors as applications are received.

RUMOR: If survivors receive FEMA assistance, it could reduce their Social Security benefits.
FACT: Disaster assistance does not count as income. FEMA assistance will not affect Social Security or other federal benefits.

Disaster Assistance for Noncitizens

RUMOR: Federal assistance is available only to U.S. citizens.
FACT: Storm survivors who are in the United States legally, but who are not U.S. citizens, may be eligible for disaster assistance. Applicants must be U.S. citizens, noncitizen nationals or qualified aliens to receive federal monetary assistance. The legal status of qualified aliens will not be jeopardized by applying for aid.

Disaster assistance also may be available to a household if a parent or guardian who is not eligible for assistance applies on behalf of a minor child who is a U.S. citizen, non-citizen national or qualified alien. The guardian only certifies for the child.

Additionally, low-interest disaster assistance loans for noncitizen-owned businesses of all sizes (including landlords), homeowners and renters may be available from the U.S. Small Business Administration (SBA).

Renters

RUMOR: Renters can’t get FEMA aid.
FACT: Renters in designated counties whose homes were made unlivable by a disaster may be eligible for FEMA disaster grants to help pay for rent and other serious disaster-related needs.

U.S. Small Business Administration (SBA)

RUMOR: Only businesses can get low-interest disaster loans from SBA.
FACT: SBA low-interest disaster loans are available to homeowners and renters, as well as businesses of all sizes (including landlords) and private nonprofit organizations, for disaster damages not fully covered by insurance or other compensation.

FEMA Inspectors

RUMOR: It takes weeks before a FEMA housing inspector visits.
FACT: On this recovery operation, it is taking between one and two days for an inspector to call and schedule a property inspection.

Debris Removal

RUMOR: The county will charge individuals if they don’t have debris removed in a week.
FACT: Debris removal guidelines vary by location. For accurate information about what’s happening in your area, contact your county or city offices.

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The SBA is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339.

FEMA’s temporary housing assistance and grants for childcare, medical, dental expenses and/or funeral expenses do not require individuals to apply for an SBA loan. However, those who receive SBA loan applications must submit them to SBA to be eligible for assistance that covers personal property, transportation, vehicle repair or replacement, and moving and storage expenses.

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Rumors versus Facts About Texas Flood Disaster Assistance

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