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SBA Loan Center to Offer Services in Milford

WINDSOR, Conn. — A U.S. Small Business Administration Disaster Loan Outreach Center will replace the FEMA-state Disaster Recovery Center at the former Simon Lake Elementary School, 65 Devonshire Road, Milford, CT, 06460.

The FEMA Disaster Recovery Center’s final hours will be from 9 a.m. to 6 p.m. through Friday, Dec. 21, and 9 a.m. to 1 p.m., Saturday, Dec. 22.

FEMA will still be available to help residents recover from Sandy. The FEMA helpline is available 24 hours a day, seven days a week, at 800-621-3362, to register for assistance, ask questions about an application or update contact information so FEMA knows how to reach you. For TTY, call 800-462-7585.

The SBA center will open in the same location at 9 a.m. Monday, Dec. 24. Hours for the SBA Center are 9 a.m. to 5 p.m., Monday through Friday, closed Christmas Day and New Year’s Day.

Homeowners, business owners and renters who had damage from Hurricane Sandy in one of the Connecticut counties designated for Individual Assistance should register for assistance from the Federal Emergency Management Agency.

If an applicant receives an application for a low-interest disaster loan from SBA as part of the registration package from FEMA, it is important this application be completed and returned. No survivor is required to take out an SBA loan, but completion of the SBA application may make the applicant eligible for further FEMA assistance.

Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register or ask questions by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach multilingual operators.

Registering for disaster assistance with other agencies or organizations does not register survivors for FEMA disaster assistance. Having FEMA flood insurance does not register policyholders for disaster assistance; flood insurance claims are handled separately.

Originally posted here:

SBA Loan Center to Offer Services in Milford

FEMA, State Join Forces to Kick Off Flood Insurance Education Initiative in Connecticut

WINDSOR, Conn. — The Federal Emergency Management Agency, in partnership with the state of Connecticut and the Independent Insurance Agents of Connecticut, Inc., is kicking off a flood insurance education initiative this week.

The goal is to provide insurance agents with more in-depth knowledge of the National Flood Insurance Program — its policies and processes — to better serve Connecticut property owners and renters affected by Hurricane Sandy.

FEMA is mailing an NFIP “Agent Tool Kit” to each member of the Independent Insurance Agents of Connecticut. The material is informative, practical and can be shared with policyholders.

The NFIP Flood Response Office is now open in Meriden. The office is staffed by a lead general adjuster and support staff with knowledge of policy provisions. They are capable of assisting insurance agents and their policyholders with any questions about NFIP claims.

The office is located at 1064 E. Main St., Meriden, CT 06450. Operating hours are 8 a.m. to 5 p.m., Monday through Friday, and 8 a.m. to noon on Saturday. The office will remain open for as long as there is a need for the service in the wake of Sandy. The Flood Response Office can be reached at 203-634-1118.

The Connecticut Insurance Department has a number that policyholders can call if they are having issues with their insurance companies related to homeowners insurance claims or other insurance claims matters in the wake of Sandy. Call the Consumer Helpline at 860-297-3900 or 800-203-3447. Policyholders can also e-mail their questions or complaints to the Insurance Department at: cid.ca@ct.gov or visit the Department’s Web site at www.ct.gov/cid.

FEMA’s NFIP insurance specialists are meeting with all agents in the hardest-hit coastal communities to discuss procedures, claims and recovery efforts. These visits started the week of Dec. 2 and will continue throughout the recovery phase of operation.

FEMA is offering special NFIP informational webinars and agent training workshops to be held in Connecticut over the next two months.

Another goal of this initiative is to improve insurance agents’ working knowledge of how Increased Cost of Compliance (ICC) coverage, included in most NFIP flood insurance policies, can help policyholders pay the added cost of rebuilding to comply with local floodplain ordinances.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY, call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Continued –

FEMA, State Join Forces to Kick Off Flood Insurance Education Initiative in Connecticut

Bridgeport Disaster Recovery Center to Close Saturday, Dec. 15, at 4 p.m.

WINDSOR, Conn. — The FEMA-state Disaster Recovery Center at the Housatonic Community College, 900 Lafayette Blvd., Bridgeport, will close at 4 p.m., Saturday, Dec. 15.

When the center closes, FEMA will still be only a mouse-click or a phone call away. Disaster survivors may also go to any other Disaster Recovery Center. For an updated list of DRCs, go to http://go.usa.gov/g2Td on the Web or text the letters DRC and your ZIP code to the number 43362.

Homeowners, business owners and renters who had damage from Hurricane Sandy in one of the Connecticut counties designated for Individual Assistance have until Dec. 31 to register for assistance from the Federal Emergency Management Agency.

If an applicant receives an application for a low-interest disaster loan from the U.S. Small Business Administration as part of their registration package from FEMA, it is important this application be completed and returned. No survivor is required to take out an SBA loan, but completion of the SBA application may make the applicant eligible for further FEMA assistance.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private, nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

Originally posted here:

Bridgeport Disaster Recovery Center to Close Saturday, Dec. 15, at 4 p.m.

FEMA Opens Flood Response Office for Connecticut Flood Insurance Policyholders

National Flood Insurance policyholders who suffered damage from Hurricane Sandy and who have questions about their flood insurance claims can get help from a new office in Meriden.

Those with questions about their homeowners insurance, which does not cover flood-related claims, should direct their inquiries to the state Insurance Department.

The Federal Emergency Management Agency’s National Flood Insurance Program has opened a Flood Response Office to service both National Flood Insurance Program policyholders and the agents who write those policies.

The Flood Response Office is located at 1064 E. Main St., Meriden, CT 06450. Operating hours are 8 a.m. to 5 p.m. Monday through Friday and 8 a.m. to noon on Saturday, until further notice. The contact person at the office is NFIP General Adjuster Jim Cavazos. The office will remain open for as long as there is a need for the service.

The Flood Response Office will coordinate with insurance companies that write flood policies and the NFIP Direct Servicing Agent to provide guidance, define the scope of coverage, assist with the reinspection of losses and answer policyholders’ questions. The office number is 203-634-1118.

Policyholders can also email their questions or complaints to the Insurance Department at: cid.ca@ct.gov or visit the Department’s Web site at http://ct.gov/cid

For more information on National Flood Insurance, visit www.floodsmart.gov.

See the original article here –

FEMA Opens Flood Response Office for Connecticut Flood Insurance Policyholders

Nonprofits Should Notify the State of Damage in Case a Public Assistance Grant Is Needed

Certain private nonprofit organizations that experienced damage from Hurricane Sandy may qualify for reimbursement of certain costs under the Federal Emergency Management Agency’s Public Assistance program.

The program reimburses government entities, tribal nations and nonprofits for debris removal, emergency protective measures and permanent restoration of disaster-damaged infrastructure to pre-disaster condition.

Federal regulations separate nonprofits into two categories: critical facilities, such as schools, utility companies, emergency service companies and hospitals; and noncritical facilities, such as low-income housing, assisted living homes and rehabilitation programs. Both may apply for reimbursement of eligible expenses under the PA program.

However, noncritical facilities must also apply to the U.S. Small Business Administration for a low-interest disaster loan. If SBA declines the loan, or if the loan does not cover all eligible damage, FEMA may be able to provide cost-shared assistance.

Applicants submit their formal Request for Public Assistance to the state. For more information, nonprofit organizations should contact Connecticut’s Public Assistance program at 860-256-0801.

Fairfield, Litchfield, Middlesex, New Haven, New London, Tolland and Windham counties, and the Mashantucket Pequot and Mohegan Tribal Nations within New London County are designated for PA. The deadline for submitting a Request for Public Assistance to the state is Dec. 30.

Under the program, the state is the grantee, and the applicants are the subgrantees. In other words, FEMA grants the money to the state, which distributes the funds to the applicants after all documentation is received.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private, nonprofit organizations fund repairs or rebuilding efforts, and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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Nonprofits Should Notify the State of Damage in Case a Public Assistance Grant Is Needed

FEMA’s Public Assistance Dollars Help Rebuild Connecticut Communities

WINDSOR, Conn. — Public Assistance grants from the Federal Emergency Management Agency help Connecticut communities recoup much of the costs for Hurricane Sandy response and recovery.

The grants reimburse eligible jurisdictions a minimum of 75 percent of the costs for emergency protective measures, debris removal, and the repair and replacement of disaster-damaged infrastructure – such as utilities, hospitals and city halls – to pre-disaster condition. The state and its agencies, local jurisdictions, tribal nations and certain nonprofit organizations may apply for reimbursement under the program.

“Public Assistance helps communities overwhelmed by the cost of response and recovery efforts,” said Federal Coordinating Officer Albert Lewis of FEMA. “It’s vital that critical services and facilities that contribute to the life of the community be restored.”

Eligible work is divided into two categories:

Emergency work, which includes emergency protective measures, and removal and disposal of disaster-related debris; and
Permanent work, which includes repair or replacement of roads and bridges; water control facilities; public buildings and contents; public utilities; and parks, recreational and other facilities.

Emergency work must be completed within six months of the disaster declaration, and permanent work within 18 months.

The state of Connecticut, with FEMA support, is conducting Applicants’ Briefings for local jurisdictions interested in applying for Public Assistance. The applicants can ask questions, clarify issues and submit their formal Request for Public Assistance to the state.

After the request is submitted, FEMA and state program officials meet with each applicant individually to discuss damage and prepare applications. To qualify for Public Assistance, applicants must document eligibility of the facilities and work, and the costs must be reasonable.

Under the program, the state is the grantee, and state agencies, local and tribal governments, and eligible nonprofit organizations are the subgrantees. In other words, FEMA grants the money to the state, which then distributes the funds to the applicants after all documentation is received.

The deadline for applicants to submit a Request for Public Assistance is Dec. 30.

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FEMA’s Public Assistance Dollars Help Rebuild Connecticut Communities

Federal Disaster Assistance Is for Connecticut Renters, Too

WINDSOR, Conn. — Renters in Connecticut counties whose homes and property were damaged by Hurricane Sandy may be eligible for federal disaster assistance.

“Sandy did not discriminate between homeowners and renters,” said Federal Coordinating Officer Albert Lewis. “We’re here to help everyone who is eligible for assistance, and that definitely includes renters.”

Renters who were displaced from their homes by the storm may be eligible for a FEMA grant to help them pay rent for temporary housing. These rental grants are for a 30-day period, subject to assistance review, until renters’ previous homes are again habitable or they find another home.

There is a free referral service to help applicants find safe, replacement rental property.

Go to: http://go.usa.gov/gKve.

Both renters and homeowners may also be eligible for Other Needs Assistance, designed to help survivors with uninsured or underinsured necessary expenses and serious needs caused by the disaster.

Eligibility for these grants is determined through completing and returning the U.S. Small Business Administration application that many applicants receive after registering for disaster assistance. There is no requirement to take out a loan.

Grants can be used for:

Disaster-related medical and dental expenses;
Replacement or repair of necessary personal property lost or damaged in the disaster, such as room furnishings or appliances, and tools and equipment required by the self-employed for their jobs;
Primary vehicles and approved second vehicles damaged by the disaster; and
Disaster-related funeral and burial expenses.

The deadline to register is Dec. 31. Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach multilingual operators.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes and private, nonprofit organizations fund repairs or rebuilding efforts, and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

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Federal Disaster Assistance Is for Connecticut Renters, Too

Learn Rebuilding Techniques at Stores in Milford, New Haven and Orange

Main Content

Release date:

December 4, 2012

Release Number:

038

WINDSOR, Conn. – Outreach teams from FEMA will be at Lowe’s home improvement stores in Milford, New Haven and Orange this weekend to explain techniques that may reduce potential damage to homes, businesses and property from future flooding.

Mitigation specialists from the Federal Emergency Management Agency will offer “how-to” information for retrofitting buildings and elevating utilities. Specialists can also provide clean up tips for removing mold and mildew from a storm-damaged home.

FEMA teams will be at the following locations from 9 a.m. to 6 p.m. on Saturday, Dec. 8, and Sunday, Dec. 9:

Lowe’s – 311 Old Gate Lane, Milford, CT 06460
Lowe’s – 115 Foxon Blvd., New Haven, CT 06513
Lowe’s – 50 Boston Post Road, Orange, CT 06477

Information will include instructions on how to:

Relocate circuit breaker panels, outlets and switches above potential floodwaters;
Move washer and dryer hookups to a higher floor;
Elevate furnaces and water heaters; and
Prevent sewer backups with a backflow valve.

More information on ways to protect your home from future disasters is available at www.fema.gov/safer-stronger-protected-homes-communities.

Last Updated:

December 4, 2012 – 14:50

State or Region:

Connecticut

Related Disaster:

Connecticut Hurricane Sandy

Credit:

Learn Rebuilding Techniques at Stores in Milford, New Haven and Orange

Federal Disaster Assistance Includes Right of Appeal

WINDSOR, Conn. – Not every Connecticut resident who registered for federal disaster assistance following Hurricane Sandy will qualify for aid. But an appeal process can ensure those affected by the storm will receive all aid to which they are legally eligible.

An applicant has 60 days from the day a determination letter arrives to appeal the FEMA decision.

To file an appeal, write a letter explaining why the decision about the amount or type of assistance received is not correct. The letter should include any documents supporting the applicant’s claim.

The letter should also include:

the FEMA Disaster number (DR-4087-CT);
the applicant’s FEMA registration number;
the last four digits of the applicant’s Social Security number; and
the applicant’s name on all pages of the letter.

Additional information is available on Pages 9-11 of the FEMA booklet, “Help after a Disaster: Applicant’s Guide to the Individuals & Households Program.”

The letter must be signed, dated and mailed to:

FEMA

National Processing Service Center
P.O. Box 10055
Hyattsville, MD 20782-7055

Letters may also be faxed to 800-827-8112 with a cover sheet to: Attention – FEMA.

If applicants do not get the assistance they expected, the FEMA appeal process is a way to revisit the survivor’s application and information.

Applicants who do not understand the FEMA determination letter should ask questions via the FEMA helpline, 800-621-3362, or visit a Disaster Recovery Center. For the location of a convenient recovery center, go to: http://go.usa.gov/g2Td.

For a video on filing an appeal: http://go.usa.gov/ggkF

The deadline to register is Dec. 31. Registering for disaster assistance with other agencies or organizations does not register survivors for FEMA disaster assistance. Having FEMA flood insurance does not register policyholders for disaster assistance; flood insurance claims are handled separately.

Register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Register or get questions answered by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach the multilingual operators.

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Federal Disaster Assistance Includes Right of Appeal

Connecticut Disaster Recovery Centers’ Hours Change, New Haven DRC to Close

WINDSOR, Conn. – Hours of operation for the FEMA-State Disaster Recovery Centers in Connecticut have changed and the center at Gateway Community College, Long Wharf Campus, New Haven, will close Saturday, Dec. 1, at 5 p.m.

Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach the multilingual operators.

Homeowners or renters who suffered damages in counties designated for federal individual disaster assistance can visit any of the centers.

The following centers are now open from 9 a.m. to 7 p.m., Monday through Friday; from 9 a.m. to 5 p.m. Saturday, and closed Sundays.

Housatonic Community College

900 Lafayette Blvd.

Bridgeport, CT 06604

Western Greenwich Civic Center

Room 203

449 Pemberwick Road

Greenwich, CT 06381

Groton Senior Center

102 Newtown Road

Groton, CT 06304

Department of Police Services

Conference Room

6 Custom Drive

Old Saybrook, CT 06475

Senior Center

100 Mona Terrace

Fairfield, CT 06824

Simon Lake Elementary School (former)

65 Devonshire Road

Milford, CT 06460

Norwalk City Hall

125 East Ave.

Norwalk, CT 06851

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and a private nonprofit organization fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

Original source:

Connecticut Disaster Recovery Centers’ Hours Change, New Haven DRC to Close

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