Even if you have insurance—register for disaster assistance

VIRGINIA BEACH, Va. —Even if you have homeowners’, renters’ or flood insurance, you are urged to register with the Federal Emergency Management Agency (FEMA). Registering with FEMA is a primary step in qualifying for disaster assistance after contacting your insurance agent to see if disaster damage is covered.

In the aftermath of Hurricane Matthew, FEMA is advising survivors who live in Chesapeake, Newport News, Norfolk or Virginia Beach with property damage to contact both their insurance company and FEMA. Tuesday, Jan. 3, 2017 is the last day to apply to FEMA for disaster assistance.

If you are a homeowner or renter with insurance and your home or personal property was damaged by the storm:

  • You must contact your insurance agent to file a claim with your insurance company.

  • You should be prepared to fully describe to your agent the damage caused by the storms.

  • You should keep a record of all contact you have with the agent and the insurance company.

  • You should keep a record of the claim number and the date you called to make the claim.

  • Always keep all damage repair receipts.

  • FEMA will send you a letter requesting insurance claim documentation, such as a decision letter (settlement or denial) from your insurance company, in order to further process your application.

FEMA cannot duplicate benefits that are covered by insurance, but you may be eligible for help with losses not covered or those in excess of your insurance coverage. However, you will not be considered for this assistance until FEMA receives a decision letter from your insurance company.

Homeowners and renters may be eligible for FEMA Other Needs Assistance (ONA) grants to help with uninsured or underinsured expenses and serious needs caused by the disaster, including:

  • Medical

  • Dental

  • Child care and

  • Funeral cost

Survivors who register and receive a Small Business Administration (SBA) low-interest disaster loan application should return the application. SBA applicants are not obligated to accept a loan; however, completing the application may make available additional FEMA assistance. Applicants who may not qualify for a SBA loan may be eligible for Other Needs Assistance.

FEMA encourages both insured and uninsured survivors who sustained disaster-related damage or losses to apply by phone (voice, 711 or relay service) at 800-621-3362 (TTY users should call 800-462-7585) or online at DisasterAssistance.gov. The toll-free lines are available from 7 a.m. to 11 p.m., seven days a week. Multilingual operators are available. Jan. 3, 2017 is the last day for survivors to file an application.

 

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Even if you have insurance—register for disaster assistance

West Virginia survivors coping with emotional stress of storm and flooding

CHARLESTON, W. Va.— If you are facing the loss of your home, business or a cherished possession as a result of the severe storms, flooding, landslides and mudslides that hit on June 22-29, you may find that you are struggling to cope with the emotional impact of the disaster.

Everyone who lives through a natural disaster is affected by it in some way. The experts tell us that West Virginians who lived through the storms know well the profound sadness, grief and anger it is normal to feel anxious about your own safety and that of your family and close friends. The emotional toll taken by a disaster can sometimes be even more devastating than the financial strains resulting from the damage or loss of a home, business or personal property that follows a disaster. These are normal reactions to an abnormal event.

Children and older adults are of special concern in the aftermath of disasters. Even individuals who experience a disaster “second hand” through exposure to extensive media coverage can be affected.

The important thing, the doctors say, is how you react to your feelings; what you do to relieve your stress. Everyone has different needs and different ways of coping. Here are some tips from professional crisis counselors for West Virginia survivors coping with emotional stress in the wake of the storms and flooding:

  • Acknowledging your feelings helps you recover.

  • Focusing on your strengths and abilities helps you heal.

  • Accepting help from community programs and resources is healthy.

  • Contact local faith-based organizations, voluntary agencies, or professional counselors for counseling.

  • The Substance Abuse and Mental Health Services Administration (SAMHSA)  Disaster Distress Helpline is a national hotline dedicated to providing year-round immediate crisis counseling for people experiencing emotional distress related to any natural disaster.

Children can be especially vulnerable to stress following a disaster, such as June’s severe storms and flooding in West Virginia. Preschoolers, children and teenagers may have witnessed their home being damaged or destroyed, experienced an evacuation, suffered an injury, lost a pet or even just had their normal routines interrupted. These children are susceptible to bouts of anxiety, fear and behavioral problems.

Younger children may suffer sleep problems or bedwetting. Older children may display anger, aggression or withdrawal. Some children who have had only indirect contact with the disaster, but witness it on television, may develop distress.

As parents and adults, you can make disasters less traumatic for children by taking steps to manage your own feelings and plans for coping. Parents are almost always the best source of support for children in disasters.

What’s the best way to respond to your child during or after a disaster? Click here for some pointers, including a guide to common child reactions to disaster by age.

Your older parents and other older loved ones may be just as vulnerable, if not more so, to post-disaster stress, as your children.

For more information on how caretakers can help older loved ones cope with disaster – and how caretakers should take care of themselves – visit http://blog.aarp.org/2013/06/05/amy-goyer-caregiver-tips-for-tragedy/ .

If you or someone you know is struggling with post-disaster stress, you are not alone. Help is as near as your phone. Call the Help for West Virginia Helpline at 844-435-7498. Also, you can contact the Disaster Distress Helpline at 800-985-5990 or text “TalkWithUs” to 66746.

Additional information on West Virginia’s disaster recovery can be found by visiting fema.gov/disaster/4273, twitter.com/femaregion3, twitter.com/FEMA, facebook.com/FEMA, fema.gov/blog and the flood information pages at http://wvflood.com/Pages/default.aspx .

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West Virginia survivors coping with emotional stress of storm and flooding

Disaster Survivors in Alabama may be Eligible for Child Care Assistance

MONTGOMERY, Ala. – Child care costs following a presidential disaster declaration have been added as a reimbursable expense in some cases.

The child care program falls under the Individuals and Households Program within Individual Assistance. Child care costs will be subtracted from the applicant’s total grant amount.

To be eligible, survivors must live in a declared county and use a licensed child care service (center-based, group home, in-home or other provider). The children can be up to age 13, disabled children, as defined by federal law and who need assistance in caring for themselves, may be up to age 18. They also must be occupants of the household, are listed on the Application for Disaster Assistance and are dependents of the applicant.

Costs per child may be awarded for a total of eight weeks, which may or may not be consecutive. Eligible expenses include child care expenses, one-time registration fee, plus health inventory fee if the applicant must change child care providers.

“We know that many households rely on child care and that it can take a big chunk out of their budget,” said Albie Lewis, FEMA Federal Coordinating Officer for Alabama. “If you have a disaster-related impact on your income, you may want to explore child care assistance.”

The deadline to register for FEMA assistance is July 1.

For more information or to register for assistance online at DisasterAssistance.gov, via smartphone at m.fema.gov or by phone at 800-621-3362; TTY 800-462-7585.  Multilingual operators are available.

Applicants who apply for the benefit will receive a letter outlining documentation FEMA needs to evaluate the request for disaster-related child care assistance.

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Disaster Survivors in Alabama may be Eligible for Child Care Assistance

May 6-12 is Arson Awareness Week

May 6-12 is Arson Awareness Week 

Release Date: May 4, 2012
Release Number: R10-12-013

» 2012 Region X News Releases

SEATTLE, Wash. — National Arson Awareness Week is being observed May 6-12. This year’s theme is Prevent Youth Firesetting. According to FEMA Regional Administrator Ken Murphy, we all need to join in a collaborative effort with fire and emergency service departmentsto zero in on the importance of helping reduce the occurrence of fires caused by children playing with fire.

“It’s important to set a good example for our children,” said Murphy. “Use matches, lighters, and fire carefully, as children will imitate adult behavior.”

According to the U.S. Fire Administration (USFA), fires started by children playing accounted for an average of 56,300 fires per year between 2005 and 2009, with associated annual losses of 110 deaths, 880 injuries and $286 million in direct property damage.

To help prevent children in your household from setting fires, never leave matches or lighters within their reach. Keep matches and lighters in high, locked cabinets. In addition, praise your child for practicing responsible behavior and showing respect for fire.

For more information on Arson Awareness Week and youth firesetter prevention, visit the USFA website at www.usfa.fema.gov/aaw/.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Last Modified: Monday, 07-May-2012 14:29:17

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May 6-12 is Arson Awareness Week