FEMA’s Partners Helping Fund Housing Repairs in NYC

NEW YORK – The Federal Emergency Management Agency is just one part of the disaster recovery team. A variety of local, state and federal resources are available to help New Yorkers repair or rebuild their homes.

FEMA has approved $700 million in housing assistance for individuals and families. The assistance can include money for rental assistance, essential home repairs, personal property losses and other serious disaster-related needs not covered by insurance.

To be considered for eligibility, Hurricane Sandy survivors in New York should register before the Jan. 28, 2013 deadline.

Individuals can register online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov.

They may also call 800-621-3362 or (TTY) 800-462-7585. People who use 7-1-1 Relay or Video Relay Services (VRS) may call 800-621-3362. The toll-free telephone numbers operate

24 hours a day, seven days a week until further notice.

­______________________________________________________________________________

The Federal Home Loan Bank of New York has made $1 billion in Disaster Relief Funding available to 340 community based lenders to help rebuild in the states of New York and New Jersey. The funding is available to be used as immediate “gap financing.” The $1 billion CLP commitment can be used for any residential lending activity for households whose incomes are at or below 115 percent of the area median income.

The funds can be used for Public/Private infrastructure projects, such as roads, utilities and sewers. For more information, visit: www.fhlbny.com/.

______________________________________________________________________________

Community Development Corporation of Long Island is offering an emergency home repair loan fund that is available to assist homeowners with loans up to $5,000 for homeowners whose incomes are under 120 percent of the area median income, roughly at or below $129,000 for a family of four. For more information, visit: www.cdcli.org/.

______________________________________________________________________________

Governor Cuomo’s Disaster Homeownership Repair and Rebuilding Fund.

This is a grant and does not require repayment. 

The grant can provide up to an additional $10,000 for survivors who have already qualified for FEMA housing assistance and received the maximum grant of $31,900, and the FEMA award did not cover the full cost of making essential repairs.

This funding cannot duplicate assistance received from other governmental agencies or insurance.

The survivors eligible for this assistance will be referred from FEMA to the state and contacted directly.

For more information on this program, visit: http://scoem.suffolkcountyny.gov/OEM/DisasterHomeownershipRepairandRebuildingFund.aspx.

For more information about how New York State can help you, call: (855) 697-7263.

____________________________________________________________________________

The U.S. Department of Housing and Urban Development.

To expand housing options for families displaced by Hurricane Sandy, HUD is allowing local public housing agencies to increase their rent payment standard up to 120 percent of the published “Fair Market Rent” (FMR), thereby giving low-income families more options in finding available housing. For families impacted by Hurricane Sandy, HUD is granting a 90-day moratorium on foreclosures and forbearance on foreclosures of FHA-insured home mortgages. For more information on HUD, visit hportal.hud.gov/hudportal/HUD.

Home Affordable Modification Program

Homeowners struggling to stay in their homes may be eligible to apply for the Home Affordable Modification Program (HAMP) in order to lower their monthly mortgage payments and make them more affordable.

Homeowners should contact their mortgage servicer as soon as possible to begin the HAMP evaluation process.

In order to help with the housing crunch, homeowner eligibility has been widened to include:

  • Homeowners who are applying for a modification on a home that is not their primary residence, but the property is currently rented or the homeowner intends to rent it.
  • Homeowners who previously did not qualify for HAMP because their debt-to-income ratio was 31 percent or lower.
  • Homeowners who previously received a HAMP trial period plan, but defaulted in their trial payments.
  • Homeowners who previously received a HAMP permanent modification, but defaulted in their payments, therefore losing good standing. 

For more information visit: http://www.makinghomeaffordable.gov/programs/lower-payments/Pages/hamp.aspx

_____________________________________________________________________________

The U.S. Small Business Administration is providing low-interest disaster loans of up to $200,000 for qualified homeowners to repair or replace damaged real estate. In addition, renters and homeowners may get up to $40,000 to repair or replace damaged personal property. For more information, visit www.sba.gov/disaster.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

The U.S. Small Business Administration is providing low-interest disaster loans of up to $200,000 for qualified homeowners to repair or replace damaged real estate. In addition, renters and homeowners may get up to $40,000 to repair or replace damaged personal property. For more information, visit www.sba.gov/disaster.

Continue reading – 

FEMA’s Partners Helping Fund Housing Repairs in NYC

FEMA to Maintain Presence at New SBA Center in St. John Parish

BATON ROUGE, La. — To continue serving Hurricane Isaac survivors in St. John Parish, the Federal Emergency Management Agency (FEMA) has partnered with the U.S. Small Business Administration (SBA) to provide assistance specialists at the SBA’s new Disaster Loan Outreach Center (DLOC), which opens Friday in LaPlace.

“Even though the registration period ends today, we know many Louisianians still have questions regarding their applications for assistance, or simply prefer to talk with someone face to face,” said Federal Coordinating Officer Gerard M. Stolar. “The continued presence of Individual Assistance professionals in the new SBA center highlights our commitment to helping eligible hurricane survivors here in Louisiana.”             

The DLOC is located at:

2015 W. Airline Hwy.

LaPlace, LA 70068

The center opens at 9 a.m. Friday, Nov. 30. Its hours of operation are 9 a.m. to 5:30 p.m. Monday through Friday, until further notice.

Hurricane Isaac survivors throughout Louisiana can still contact FEMA online at www.disasterassistance.gov or via web-enabled phone at m.fema.gov. Applicants may also call 1-800-621-3362 or (TTY) 1-800-462-7585.  Those who use 711 Relay or Video Relay Services may call 1-800-621-3362. The toll-free telephone numbers operate from 7 a.m. to 10 p.m. seven days a week.

For more information on Louisiana disaster recovery, visit online at www.fema.gov/disaster/4080 or www.gohsep.la.gov. You can follow us on Twitter at twitter.com/femaregion6 or on Facebook at www.facebook.com/FEMA. Also visit our blog at www.fema.gov/blog.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

SBA is the federal government’s primary source of funding for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private non-profit organizations fund repairs or rebuilding efforts, and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover uninsured and uncompensated losses and do not duplicate benefits of other agencies or organizations. For information about SBA programs, applicants may call 800-659-2955 (TTY 800-877-8339).

Continue reading:  

FEMA to Maintain Presence at New SBA Center in St. John Parish

FEMA May be Able to Help Some Nonprofits with Public Assistance Disaster Grants

NEW YORK – Nonprofit organizations that suffered damage from Hurricane Sandy may apply for Federal Emergency Management Agency’s Public Assistance (PA) funding to help them get back to the business of helping others.

“We encourage eligible nonprofit organizations to apply,” said Michael F. Byrne, FEMA federal coordinating officer. “FEMA is committed to assisting qualifying nonprofits as they recover from Hurricane Sandy.”

Private non-profit agencies that provide what are defined as critical services to the community may file a Request for Public Assistance from FEMA for reimbursement of costs incurred for emergency work performed as a result of Hurricane Sandy.

Facilities that provide critical services include:

  • Hospitals and other medical-treatment facilities;
  • Fire, police and other emergency services;
  • Power, water and sewer utilities; and
  • Educational institutions.

Private nonprofits that provide what are defined as essential services to the community may also be eligible for PA to repair damage caused by Hurricane Sandy. However, these private non-profits must first apply to the Small Business Administration (SBA) for a low-interest loan.
Facilities that provide essential services include: 

  • Libraries, museums and zoos;
  • Community centers;
  • Disability advocacy and service providers;
  • Homeless shelters and rehabilitation facilities; and
  • Senior citizen centers and day-care centers.

FEMA reimburses no less than 75 percent of the eligible costs for emergency protective measures and permanent restoration costs, including debris removal and infrastructure repair or replacement. FEMA specialists are available to help nonprofits through the application process.

To be eligible for PA, a private nonprofit organization must have a ruling letter from the U.S. Internal Revenue Service or provide other, satisfactory, evidence from the state of New York that it is a nonprofit organization doing business under state law.

The deadline for requests for Public Assistance, which was due to expire, has been extended. 

The new deadlines are:

  • Jan. 28, 2013: for Bronx, Kings, Nassau, New York, Richmond, Suffolk and Queens counties;
  • Feb. 1, 2013: for Rockland and Westchester counties; and
  • Feb. 11, 2013: for Orange, Putnam, Sullivan and Ulster counties.

Public Assistance is a program administered by New York State and funded by FEMA.

Nonprofit organizations interested in learning more about FEMA Public Assistance should visit: www.dhses.ny.gov/oem/recovery.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

View article – 

FEMA May be Able to Help Some Nonprofits with Public Assistance Disaster Grants

Fairfield Disaster Recovery Center to Transition to SBA Loan Outreach Center

WINDSOR, Conn. — The FEMA-state Disaster Recovery Center in Fairfield closes Wednesday, Dec. 19, at 6 p.m., but FEMA will still be available to help residents recover from Sandy.

The FEMA helpline is available 24 hours a day, seven days a week, at 800-621-3362, to register for assistance, ask questions about an application or update contact information so FEMA knows how to reach you. For TTY, call 800-462-7585.

When FEMA’s Fairfield center closes, the U.S. Small Business Administration will open a Disaster Loan Outreach Center in the same location at the Senior Center, 100 Mona Terrace, Fairfield, CT 06824, on Thursday, Dec. 20.

 Fairfield Disaster Loan Outreach Center hours of operation will be:

 9 a.m. to 5 p.m., Monday through Friday (starting Dec. 20)

Closed Christmas Day and New Year’s Day

Registering for disaster assistance with other agencies or organizations does not register survivors for FEMA disaster assistance. Having FEMA flood insurance does not register policyholders for disaster assistance; flood insurance claims are handled separately.

If an applicant receives an application for a low-interest disaster loan from the U.S. Small Business Administration, it is important this application be completed and returned.  No survivor is required to take out an SBA loan, but completion of the SBA application may make the applicant eligible for further FEMA assistance.

Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach multilingual operators.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY, call 800-462-7585.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private, nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Taken from – 

Fairfield Disaster Recovery Center to Transition to SBA Loan Outreach Center

FEMA Extends Registration Deadline For New Jersey Hurricane Sandy Survivors

TRENTON, N.J. — Survivors of Hurricane Sandy in New Jersey now have until January 30, 2013 to register for disaster assistance through the Federal Emergency Management Agency.

People with storm losses in all counties can register online at www.disasterassistance.gov or via smartphone or tablet at m.fema.gov.

Survivors also can register by phone or 711/VRS by calling 800-621-3362, TTY 800-462-7585. The toll-free telephone numbers operate 24 hours a day, seven days a week until further notice.

At the request of the state, FEMA extended the registration deadline beyond the original 60 day window due to the magnitude of the Hurricane Sandy disaster.

The disaster registration process serves as a referral point for FEMA programs and those of partner agencies such as the U.S. Small Business Administration, American Red Cross and the Salvation Army.

FEMA disaster assistance for individuals and families can include money for rental assistance, essential home repairs, personal property losses and other serious disaster-related needs not covered by insurance.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema. 

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Source article:  

FEMA Extends Registration Deadline For New Jersey Hurricane Sandy Survivors

Don’t Wait for Insurance Settlement to Apply for an SBA Loan

NEW YORK – Survivors should not wait to settle with their insurance companies before applying for Small Business Administration disaster loan assistance. FEMA and the SBA encourage survivors of Hurricane Sandy in eligible New York counties to return their completed applications, even if they have not settled with their insurance company.

If a survivor does not know how much of their loss will be covered by insurance or other sources, SBA will consider making a loan for the total loss up to its loan limits, provided the borrower agrees to use insurance proceeds to reduce or repay their SBA loan. 

“Your insurance policy may not cover all the replacement, repair and rebuilding costs – and the disaster loan is available to cover the difference.  You don’t have to wait for an insurance settlement, though.  If the insurance money covers damage that you’ve borrowed for, the overlap can be used to pay down the loan,” said Frank Skaggs, Director of SBA Field Operations Center East. 

Disaster home and business loans are available to repair or replace disaster-damaged property, including contents.  Economic Injury Disaster Loans are available for small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private non-profit organizations of all sizes having difficulties meeting operating expenses because of the disaster. 

Interest rates are as low as 1.688 percent for homeowners and renters, 3 percent for non-profit organizations and 4 percent for businesses with terms up to 30 years.  Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition. 

“Our partnership with SBA is very important because they are a key step in recovery process,” said New York Federal Coordinating Officer Michael F. Byrne. “Survivors should make it a priority to return their application to SBA because even if they do not qualify for a loan, they may be eligible for other assistance.”

SBA customer service representatives are available to issue or accept low-interest disaster loan applications and answer questions at all New York State/FEMA disaster recovery centers and 19 SBA business recovery centers. To find the nearest disaster recovery center, check out the disaster recovery center locator at www.FEMA.gov/disaster-recovery-centers or, with a tablet or smartphone, go to m.fema.gov. You may also text “DRC” and your Zip Code to 43362 (4FEMA). For example, if you lived in Staten Island, you would text: “DRC 10301.” If you use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362. To locate the nearest business recovery center, visit www.sba.gov or call 800-659-2955 (TTY 800-877-8339.) 

Applicants may also apply online using the Electronic Loan Application via SBA’s secure website at https://DisasterLoan.SBA.gov/ELA. More information is available by calling the SBA Disaster Customer Service Center toll-free number, 800-659-2955 (TTY 800-877-8339.) Assistance is also available by sending an email to DisasterCustomerService@sba.gov or by visiting www.sba.gov.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, http://twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

See more here:  

Don’t Wait for Insurance Settlement to Apply for an SBA Loan

Approved Funds for New York State Hurricane Sandy Survivors Tops $780 Million

Approved Funds for New York State Hurricane Sandy Survivors Tops $780 Million

Main Content

Release date:

December 14, 2012

Release Number:

NR-094

NEW YORK — Since Hurricane Sandy struck New York, the Federal Emergency Management Agency’s mission has been to help individuals and families recover from the disaster and will continue to support residents until the mission is completed. As of today, FEMA has approved more than $784 million in individual assistance for New York Sandy survivors.

FEMA is reaching out to all 13 designated counties, focusing on the hardest hit areas of New York state. Assistance to the hardest-hit areas includes:

  • Bronx   $2 million
  • Kings   $169.1 million
  • Nassau   $257.8 million
  • New York   $11.5 million
  • Queens   $200.4 million
  • Richmond   $80.6 million
  • Suffolk  $57.9 million

FEMA provides the following snapshot of the disaster-recovery effort as of December 14:

  • More than 253,000 New Yorkers have contacted FEMA for information or registered for assistance with FEMA and more than $784 million has been approved.  More than 128,000 people have applied through the online application site at www.DisasterAssistance.gov, or on their smart phone at m.fema.gov.
  • 26 Disaster Recovery Centers are open in the affected areas. These include mobile sites as well as fixed sites, and to date more than 94,000 survivors have been assisted at DRCs in New York.
  • 114 inspectors in the field have completed 160,986 home inspections – completing 98 percent of inspections.
  • 2 Points of Distribution or PODs remain open providing meals, water and blankets, both in Nassau County. 
  • 13 New York counties are designated for both individual and public assistance. These are Bronx, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester.
  • The U.S. Small Business Administration has approved nearly $163 million in disaster loans to homeowners, renters and businesses. The SBA has staff members at every FEMA/State Disaster Recovery Center and 19 Business Recovery Centers in the New York area to provide one-on-one help to business owners seeking disaster assistance.

Individuals can register online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. Applicants may also call 800-621-3362 or (TTY) 800-462-7585. Applicants who use 711-Relay or Video Relay Services (VRS) can call 800-621-3362. The toll-free telephone numbers operate 24 hours a day seven days a week until further notice.

For more information on New York’s disaster recovery, visit www.fema.gov/disaster/4085, http://twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog

Last Updated:

December 14, 2012 – 16:32

State or Region:

New York

Related Disaster:

New York Hurricane Sandy

Continued: 

Approved Funds for New York State Hurricane Sandy Survivors Tops $780 Million

Altered Weekend Schedule for Knights of Columbus Disaster Recovery Center

NEW YORK – A Disaster Recovery Center at the Knights of Columbus Hall in Brooklyn will not be open for logistical reasons on Saturday, Dec. 15, but will reopen to help Hurricane Sandy survivors at 9 a.m. on Sunday, Dec. 16.

The Knights of Columbus recovery center is located at 2882 Gerritsen Ave., Brooklyn, NY 11229. Its usual hours, which will resume on Dec. 16, are 9 a.m. to 3 p.m. on Sundays and 8 a.m. to 6 p.m. Monday through Saturday.  

Five other Disaster Recovery Centers in Brooklyn will maintain normal hours through the weekend. Their locations and hours of operation are:

Holy Family R.C. Church
9719 Flatlands Ave.
Brooklyn, NY 11236
Hours: 8 a.m. to 6 p.m. Mon.-Sat.
9 a.m. to 3 p.m. Sun.

Coffey Park
85 Richards St.
Brooklyn, NY 11231
Hours: 8 a.m. to 6 p.m. Mon.-Sat.

Social Security Building
Gravesend
10 Bouck Court
Brooklyn, NY 11223
Hours: 8 a.m. to 6 p.m. Mon.-Sat.

Jewish Community Center
YM-YWHA
3300 Coney Island Ave.
Brooklyn, NY 11235
Hours: 8 a.m. to 8 p.m. Mon.-Sat.
9 a.m. to 3 p.m. Sun.

MCU parking lot
1904 Surf Ave.
Brooklyn, NY 11224
Hours: 8 a.m. to 6 p.m. Mon.-Sat.
9 a.m. to 3 p.m. Sun.

Disaster Recovery Centers are one-stop shops where Hurricane Sandy survivors can obtain face-to-face help as they rebuild their homes and lives after the devastating storm. People may visit the centers to register with FEMA, apply for low-interest disaster loans from the U.S. Small Business Administration or seek assistance in a variety of other ways.   

Additional options for hurricane survivors include: 

Individuals can register for help online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. They may also call 800-621-3362 or (TTY) 800-462-7585. People who use 711-Relay or Video Relay Services (VRS) can call 800-621-3362. The toll-free telephone numbers operate 24 hours a day, seven days a week until further notice.

Federal disaster assistance for individuals and families can include money for rental assistance, essential home repairs, personal property losses and other serious disaster-related needs not covered by insurance.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

Original source:

Altered Weekend Schedule for Knights of Columbus Disaster Recovery Center

Bridgeport Disaster Recovery Center to Close Saturday, Dec. 15, at 4 p.m.

WINDSOR, Conn. — The FEMA-state Disaster Recovery Center at the Housatonic Community College, 900 Lafayette Blvd., Bridgeport, will close at 4 p.m., Saturday, Dec. 15.

When the center closes, FEMA will still be only a mouse-click or a phone call away. Disaster survivors may also go to any other Disaster Recovery Center. For an updated list of DRCs, go to http://go.usa.gov/g2Td on the Web or text the letters DRC and your ZIP code to the number 43362.

Homeowners, business owners and renters who had damage from Hurricane Sandy in one of the Connecticut counties designated for Individual Assistance have until Dec. 31 to register for assistance from the Federal Emergency Management Agency.

Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register or ask questions by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach multilingual operators.

Registering for disaster assistance with other agencies or organizations does not register survivors for FEMA disaster assistance. Having FEMA flood insurance does not register policyholders for disaster assistance; flood insurance claims are handled separately.

If an applicant receives an application for a low-interest disaster loan from the U.S. Small Business Administration as part of their registration package from FEMA, it is important this application be completed and returned.  No survivor is required to take out an SBA loan, but completion of the SBA application may make the applicant eligible for further FEMA assistance.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY, call 800-462-7585.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private, nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Originally posted here: 

Bridgeport Disaster Recovery Center to Close Saturday, Dec. 15, at 4 p.m.

December 31 Deadline For SBA Disaster Business Physical Loss Loans

TRENTON, N.J. — Time is running out for business owners with property damage due to Hurricane Sandy to apply for Business Disaster Loans from the U.S. Small Business Administration (SBA). The deadline to apply for loans covering physical losses is December 31, 2012.

Business Physical Disaster Loans are made to businesses to repair or replace disaster-damaged property owned by the business. This includes real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible, as are private non-profit organizations such as charities, churches, private universities, etc.

The SBA also administers the Economic Injury Disaster Loan (EIDL) program. Economic injury disaster loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid if the disaster had not occurred. The loans are not intended to replace lost sales or profits.

Federal law limits business loans to $2 million for the combined physical and economic injury, mitigation and refinancing.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at DisasterLoan.sba.gov/ela.

SBA customer service representatives are available at all Disaster Recovery Centers (DRCs) throughout the state and at the following ten Business Disaster Recovery Centers (BRCs):

Richard Stockton College, 35 S. Martin Luther King Blvd., Atlantic City, NJ 08401

  • Bergen Community College, 355 Main St., Room 121, Hackensack, NJ 07601
  • Cape May County Chamber of Commerce, 13 Crest Haven Rd. Cape May, NJ 08210
  • Rutgers University, 25 James Street, Newark, NJ 07102
  • N.J. City University, 285 West Side Avenue, Suites 189-191, Jersey City, NJ 07305
  • John F. Kennedy Library, 500 Hoes Lane, Piscataway, NJ 08854
  • Brookdale Community College, 765 Newman Springs Rd., Lincroft, NJ 07738
  • So. Ocean County Chamber of Commerce, West Bay Ave., Manahawkin, NJ 08050
  • William Paterson University, 131 Ellison St., Paterson, NJ 07505
  • Kean University, Business One-Stop-Service, The Incubator, 320 Park Ave. Plainfield, NJ 07060

These locations may change. Disaster Recovery Center locations can be found online at fema.gov/DRC.

Registration with FEMA is not mandatory to apply for an SBA Business Disaster Loan, but it is preferred.  For additional information, contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2855 or TTY 800-877-8339, emailing disastercustomerservice@sba.gov or visiting sba.gov.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema. 

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Original source – 

December 31 Deadline For SBA Disaster Business Physical Loss Loans

 Page 51 of 66  « First  ... « 49  50  51  52  53 » ...  Last »