WINDSOR, Conn. — Hurricane Sandy survivors may now be able to use temporary rental assistance funds to help pay for a security deposit, the Federal Emergency Management Agency reported today.

Survivors may use up to one month of FEMA rent money to cover required security deposits. Those who need more help with rent can show a security deposit receipt to support a request for additional assistance. Survivors must also show a continuing need. This money may not be used to pay for telephone or television service or utilities. For more information, contact FEMA’s toll-free Helpline at 800-621-3362.

Federal and state officials encourage residents of Fairfield, Middlesex, New Haven and New London counties and the Mashantucket Pequot and Mohegan Tribal Nation located within New London County to apply for assistance as soon as possible.

Survivors can register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Survivors can also register, check status of applications or receive other assistance at the FEMA Helpline, 800-621-3362, from 7 a.m. to 1 a.m. Eastern, seven days a week, until further notice. The TTY number is 800-462-7585. Multilingual operators are available during the same hours at the close of the English message.

Registering for disaster assistance with other agencies or organizations does not register survivors for FEMA disaster assistance. Having FEMA flood insurance does not register policyholders for disaster assistance, nor does it disqualify anyone from applying for assistance. Flood insurance claims are handled separately.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. For TTY, call 800-462-7585.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private, nonprofit organizations fund repairs or rebuilding efforts and covers the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

 

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Hurricane Sandy Survivors May Now Use FEMA Rental Assistance for Security Deposits

TRENTON, N.J. — Survivors of Hurricane Sandy in New Jersey now have until March 1, 2013, to register for disaster assistance through the Federal Emergency Management Agency.

People with storm losses in all counties in New Jersey can register online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. Registration is also available by calling 800-621-3362, TTY 800-462-7585 or 711/VRS. The toll-free telephone numbers operate from 7 a.m. to 1 a.m. seven days a week.

The deadline was extended one month at the request of the state of New Jersey. Through Wednesday, Jan. 23, more than 57,500 storm survivors have been approved for help through FEMA’s Individual Assistance program in New Jersey.

The disaster registration process serves as a referral point for FEMA programs and those of partner agencies such as the U.S. Small Business Administration, American Red Cross and the Salvation Army.

FEMA disaster assistance for individuals and families can include money for rental assistance, essential home repairs, personal property and other serious disaster-related needs not covered by insurance. 

The SBA has also set March 1 as the date for homeowners, renters and business owners to complete and return SBA disaster loan applications. Visit www.sba.gov or call 800-659-2955, TTY 800-877-8339 for more information.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

SBA’s Disaster Assistance Program provides long term, low-interest loans to homeowners, renters and businesses of all sizes. For more information, visit www.sba.gov. All SBA’s program and services are provided on a nondiscriminatory basis.

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FEMA Extends Deadline To Register For Hurricane Sandy Assistance In New Jersey

NEW YORK – Since Hurricane Sandy impacted New York State, voluntary agencies and community- and faith-based groups have been working hand-in-hand with New Yorkers to help meet their needs — and some agencies may have asked survivors to register with them.

But the Federal Emergency Management Agency is reminding survivors to register with FEMA if they are seeking federal disaster grants or loans.

“We often find that people think they are registered with FEMA after they have contacted their county emergency managers, disaster-relief organizations, or local community- or faith-based organizations, but they are not,” said Michael F. Byrne, FEMA’s federal coordinating officer. “The only way we can get federal assistance to eligible survivors is if they are registered with FEMA.”

This means you should register with FEMA even if you have contacted New York 2-1-1, the American Red Cross or any other agency or local organization. Only a FEMA registration will open the way for possible federal grants and loans.

“Sometimes survivors mistakenly think they are not eligible for federal or state assistance, but when we review their applications we find they are,” Byrne said. “That’s why it’s so important that they register.”

That means register with FEMA, even if:

  • You have insurance. FEMA may be able to provide additional assistance or help with other needs not covered by insurance. FEMA cannot duplicate insurance payments, but underinsured applicants may receive help after their insurance claims have been settled.
    • You used all the rent money that your insurance company provided under Alternative Living Expenses coverage and your home is not ready for occupancy.
    • Your insurance does not include Alternative Living Expenses.
    • Your insurance settlement for Hurricane Sandy has not arrived.
  • Your home is still inaccessible. Register. If a housing inspection is warranted, we’ll assign an inspector as soon as possible.
  • You are a renter. Renters may be eligible for temporary housing or other needs assistance.
  • You think you may not be eligible. Let our specialists work with you to help determine whether FEMA might be able to provide some form of assistance.
  • You only had minor damage. It’s hard to know the full extent of the damage. Go ahead and register.

Survivors have until Jan. 28, 2013 to register for FEMA assistance.

Registration is easy through any of FEMA’s registration portals: Register online at www.DisasterAssistance.gov, via smartphone or tablet, go to m.fema.gov or download the FEMA app. Call 800-621-3362 or TTY 800-462-7585. For those who use 711 Relay or Video Relay Services call 800-621-3362. The toll-free telephone numbers operate 24 hours a day, seven days a week until further notice.

A FEMA Language Assistance Line is available for those who need interpretation services in languages other than English or Spanish. Call: 866-333-1796.

Survivors can also visit any one of the Disaster Recovery Centers now open in many of the disaster-designated counties. To find the DRC nearest you, the following options are available: Text DRC and a Zip Code to 43362 (4FEMA), and a text message will be sent back with the address or visit www.fema.gov/disaster-recovery-centers.

Disaster assistance for individuals may include grants to help pay for temporary housing and emergency home repairs to make a home habitable. Survivors could also be eligible for grants for serious disaster-related expenses not covered by insurance or low-interest disaster loans from the U.S. Small Business Administration.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

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Register with FEMA even if you registered with other agencies

TRENTON, N.J. — New Jerseyans may use low-interest disaster loans from the Small Business Administration to better protect their home or business structures from future disasters.

Home and business owners can choose to borrow up to an additional 20 percent of the approved loan amount for mitigation improvements including building elevation, retaining walls, seawalls, sump pumps and relocating utilities.

Survivors can indicate on their SBA loan applications that they want to apply for additional mitigation funds and specify how they would protect their home or business.

Homeowners can receive loans up to $200,000 to repair or replace damaged property while businesses can receive loans up to $2 million.

SBA disaster loans for building code requirements can increase the total of the loan up to 100 percent.

The deadline to apply for a low-interest SBA disaster loan is Jan. 30.

SBA is the primary source of federal funds for long-term rebuilding. In most cases, Federal Emergency Management Agency funds will not cover all of the repair needs of homeowners. Money for a temporary rental home is the form of help FEMA largely provides so obtaining a low-interest SBA disaster loan is a survivor’s best option for repairing their home, replacing property and mitigating their home.

For additional information on SBA low-interest disaster loans, contact the SBA disaster assistance customer service center by calling 800-659-2955 or TTY 800-877-8339, emailing disastercustomerservice@sba.gov or visiting sba.gov. SBA customer service representatives are available at all disaster recovery centers throughout the state. Centers can be found online at fema.gov/DRC.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

SBA’s Disaster Assistance Program provides long term, low-interest loans to homeowners, renters and businesses of all sizes. For more information, visit www.sba.gov. All SBA’s program and services are provided on a nondiscriminatory basis.

See original article here:  

Improve Protection Of Home Or Business With SBA Loan

Nearly $1.5 Billion Provided by FEMA, SBA to New York Hurricane Sandy Survivors

Main Content

Release date:

January 18, 2013

Release Number:

NR-143

NEW YORK — Federal disaster assistance to New York survivors of Hurricane Sandy totals almost $1.5 billion.

FEMA continues to reach out to all 13 counties designated for Individual Assistance, focusing on the hardest-hit areas. Assistance to residents in affected counties includes:

  • Bronx                $2.3 million
  • Kings                $188 million
  • Nassau              $277 million
  • New York         $12.8 million
  • Queens              $218 million
  • Richmond         $87.9 million
  • Suffolk              $63.9 million

FEMA and the U.S. Small Business Administration have approved almost $1.5 billion for Hurricane Sandy survivors. FEMA has approved more than $855 million for individuals and households, including nearly $753 million for housing assistance and more than $102 million in assistance for other needs.

  • SBA has approved more than $590 million in disaster loans to homeowners and renters and nearly $40 million in disaster loans to businesses. The SBA has staff members at every FEMA/State Disaster Recovery Center and 17 Business Recovery Centers in the New York area to provide one-on-one help to business owners seeking disaster assistance.
  • More than 263,000 New Yorkers have contacted FEMA for information or registered for assistance, including nearly 143,000 who have applied through the online application site at www.DisasterAssistance.gov or on their smartphone at m.fema.gov.
  • 20 Disaster Recovery Centers are open in the affected areas. These include mobile sites as well as fixed sites. To date, nearly 133,000 survivors have been assisted at Disaster Recovery Centers in New York.         
  • 59 inspectors are currently in the field. To date, 172,727 home inspections have been completed, making a 99.4 percent completion rate.
  • 13 New York counties are designated for both Individual Assistance and Public Assistance. These are Bronx, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester. Greene County has been designated for Public Assistance only.
  • More than $1.4 billion has been paid to National Flood Insurance Program policy holders in New York for losses resulting from Sandy. The National Flood Insurance Program, administered by FEMA, offers flood insurance to all homeowners, renters and business owners if their community participates in the NFIP.
  • Since Hurricane Sandy made landfall, FEMA has provided more than $413 million in Public Assistance grants in New York State. The FEMA PA program reimburses state and local governments and certain private nonprofit organizations 75 percent of costs for disaster-related expenses associated with emergency protective measures, debris removal, and the repair and restoration of damaged infrastructure. In order to qualify, damage must be a direct result of Hurricane Sandy.

Individuals can register with FEMA online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov.  Applicants may also call 800-621-3362 or (TTY) 800-462-7585.

Applicants who use 711-Relay or Video Relay Services (VRS) can call 800-621-3362. The toll-free telephone numbers will operate from 7 a.m. to 1 a.m. EST, seven days a week.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

Last Updated:

January 18, 2013 – 16:42

State or Region:

Related Disaster:

Continue at source – 

Nearly $1.5 Billion Provided by FEMA, SBA to New York Hurricane Sandy Survivors

NEW YORK – The very reasons Hurricane Sandy survivors in New York find for not applying for a low-interest disaster loan from the U.S. Small Business Administration are the very reasons they should apply – on or before the Jan. 28 deadline.

“Oh I’m not eligible and I don’t own a business.”

Most SBA disaster loans go to individuals and families, and interest rates may be as low as 1.688 percent with terms up to 30 years. Loans to homeowners help pay for repair or replacement of their disaster-damaged primary residence. The loans also help homeowners and renters pay to replace disaster-damaged personal property.

“I don’t want a loan or can’t qualify for one.”

Filing the loan application does not obligate people to accept the loan, but individual and family applicants must still complete the SBA loan application before they can be considered for certain other FEMA grants and programs that could include assistance for disaster-related medical and dental expenses, disaster-related car repairs, clothing and household items. Completing the SBA application assures that the federal disaster recovery process continues and that you’re keeping your options open.

“It’s just too much trouble to fill out an application.”

It takes less than 30 minutes to fill out an application. Applicants can also receive one-on-one assistance at any Disaster Recovery Center or SBA Business Recovery Center. A simple, fast, and very available way to complete the application is online, using the SBA’s electronic loan application. Go to https://DisasterLoan.SBA.gov/ELA. Plus, you can receive an update on the status of your application by calling 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing).

“But I’m a renter not a homeowner.”

Renters who need to repair or replace essential items lost in Hurricane Sandy can get help from the SBA. Renters may qualify for long-term, low-interest SBA loans to repair or replace personal property items, such as clothing, furniture, cars, or appliances damaged or destroyed in the disaster.

“I’m going to wait for my insurance settlement.”

Survivors should not wait to settle with their insurance companies before applying for SBA disaster loan assistance. If a survivor does not know how much of their loss will be covered by insurance or other sources, SBA will consider making a loan for the total loss up to its loan limits, provided the borrower agrees to use insurance proceeds to reduce or repay their SBA loan. 

“I own the property but it’s not my primary residence.”

If your property is used as a normal part of your business, such as rental property, you may be eligible to apply as a business owner. We suggest you submit your application and let SBA make that determination.

“Why bother with SBA when I also need to raise or elevate my home.”

If your disaster loan application is approved, you may be eligible for additional funds to cover the cost of improvements that will protect your property against future damage. Examples of improvements include elevating your house, retaining walls, seawalls, sump pumps, etc.

“Our neighbors were turned down for an SBA loan and they make more than we do.”

Don’t make the mistake of eliminating yourself.  Everyone’s situation is unique to them and SBA will work with you if you feel you may have a problem qualifying for the loan.  Remember, if a homeowner or renter cannot qualify for the SBA loan, they will be referred back to FEMA for additional grant consideration.

SBA customer service representatives are available to issue or accept low-interest disaster loan applications and answer questions at all New York State/FEMA disaster recovery centers and

SBA business recovery centers. To locate the nearest business recovery center, visit www.sba.gov or call 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing).

To find the nearest disaster recovery center, check out the disaster recovery center locator at www.FEMA.gov/disaster-recovery-centers or, with a tablet or smartphone, go to m.fema.gov. You may also text “DRC” and your Zip Code to 43362 (4FEMA). For example, if you lived in Staten Island, you would text:  “DRC 10301.” Or call 800-621-3362 (TTY 800-462-7585).

Applicants may also apply online using the Electronic Loan Application via SBA’s secure website at https://DisasterLoan.SBA.gov/ELA. More information is available by calling the SBA Disaster Customer Service Center toll-free number, 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing). Assistance is also available by sending an email to DisasterCustomerService@sba.gov or by visiting www.sba.gov.

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

Original source – 

There Are Plenty of Reasons to Apply for an SBA Disaster Loan

TRENTON, N.J. — Disaster and business recovery centers in New Jersey will close for the Martin Luther King Jr. holiday Monday, Jan. 21.

The centers will return to normal hours of operation on Tuesday, Jan. 22. Disaster recovery centers are open Monday through Saturday from 9 a.m. to 7 p.m.

Six business recovery centers in Monmouth, Hudson, Essex, Passaic and Union counties are open 9 a.m. to 5 p.m. Monday through Friday.

  • The Ocean County center is open 10 a.m. to 6 p.m. Monday through Saturday.
  • The Cape May County center is open 8:30 a.m. to 4:30 p.m. Monday through Friday.
  • The centers in Atlantic and Bergen counties are open 9 a.m. to 7 p.m. Monday through Saturday.

Business recovery centers are staffed by SBA customer service representatives who provide help to businesses who suffered losses caused by Hurricane Sandy. To find a business recovery center visit SBA.gov.

To find the nearest disaster recovery center, the following options are available:

Survivors can visit any of the disaster recovery centers to meet with recovery specialists who can answer questions about disaster assistance and low-interest disaster loans from the Small Business Administration.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

SBA’s Disaster Assistance Program provides long term, low-interest loans to homeowners, renters and businesses of all sizes. For more information, visit www.sba.gov. All SBA’s program and services are provided on a nondiscriminatory basis.

Source article:  

New Jersey Disaster and Business Recovery Centers to Close for Martin Luther King Jr. Holiday

NEW YORK — Survivors of Hurricane Sandy in New York and New Jersey have less than two weeks to register for disaster assistance and to return their applications for low-interest disaster loans from the U.S. Small Business Administration.

The quickest way to apply for an SBA disaster home or business loan is filling out an online application at https://disasterloan.sba.gov/ela.

Ways to register with the Federal Emergency Management Agency:

  • Online at www.DisasterAssistance.gov
  • Via smartphone or tablet at m.fema.gov
  • Call the 24-hour numbers 800-621-3362 or (TTY) 800-462-7585
  • For 711-Relay or Video Relay Services (VRS) call 800-621-3362
  • A FEMA Language Assistance Line is available for those who need interpretation services in languages other than English or Spanish. Call: 866-333-1796.

Survivors must register or return the loan application by the deadline in their state.

Deadline for New York: Monday, Jan. 28, by midnight EST. Counties in NEW YORK designated for individual assistance include: Bronx, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester.

Deadline for New Jersey: Wednesday, Jan. 30, by midnight EST. ALL counties in NEW JERSEY are designated for individual assistance.

U.S. Small Business Administration

SBA is the primary source of federal funds for long-term rebuilding. In most cases, FEMA funds will not cover all of the repair needs of homeowners. Money for a temporary rental home is the form of help FEMA largely provides so obtaining a low-interest SBA disaster loan is a survivor’s best option for repairing their home and replacing property.

People can apply to SBA before settling with their insurance company – so there’s no need to wait. Applying by the deadline can avoid a shortfall in rebuilding money if survivors later discover they are underinsured.

By returning the SBA loan application, homeowners may be eligible for up to $200,000 to repair or replace their storm-damaged home. Homeowners and renters may be eligible for up to $40,000 for replacement of personal property such as clothing, furniture, cars and appliances.

There is no obligation to accept an SBA disaster home loan and homeowners and renters may become eligible for additional FEMA grants if they are not approved for a loan.

For businesses and private nonprofit organizations, the SBA may loan up to $2 million to repair or replace storm-damaged property.

For additional information on SBA, contact the customer service center by calling 800-659-2955

(for people who are deaf or hard of hearing TTY 800-877-8339), emailing disastercustomerservice@sba.gov or visiting sba.gov.

Federal Emergency Management Agency

FEMA may be able to help with disaster-related costs that are not covered by insurance. Survivors in designated counties are encouraged to apply for possible grant assistance for temporary housing, essential home repairs, personal property losses and other disaster-related needs not covered by insurance. People who have sustained a loss due to Hurricane Sandy should register even if they have insurance.

Affected survivors may visit a disaster recovery center for more information about FEMA and SBA assistance. For nearby locations, visit www.fema.gov/disaster-recovery-centers.

For more information on Hurricane Sandy recovery, visit:

Read original article – 

Two Weeks Left To Return SBA Disaster Loan Application, Register For Assistance

WARWICK, R.I. – With total federal support to date for Hurricane Sandy damage in the The Ocean State now exceeding $9.8 million, the Federal Emergency Management Agency has extended the deadline for Rhode Islanders with losses from Sandy to register for assistance until February 13.

The following is a summary as of January 10, 2013, of federal support for individuals, families and public entities with losses from Hurricane Sandy:

  • 590 households have registered with FEMA for some form of disaster assistance, including financial grants, loans and other disaster-related services.

  • $368,374 has been approved in grants to cover repairs to homes and rental assistance

  • $22,086 has been approved to help Rhode Islanders with other disaster-related needs such as lost personal property and loss of transportation.

  • 71 applicants have requested aid from the Public Assistance Program. For these applicants FEMA has prepared 97 separate public assistance projects totaling $2,370,404, of which $347,793 has already been obligated to the state to reimburse local, county, and state government entities and

  • $631,400 in low interest, disaster recovery loans to homeowners has been approved by the U.S. Small Business Administration.

  • The National Flood Insurance Program estimates that approximately 1,000 claims have been filed related to Superstorm Sandy in Rhode Island and around $6.5 million has been paid out to survivors.

Rhode Islanders have until midnight February 13 to register online at www.DisasterAssistance.gov or via smartphone at m.fema.gov. Individuals may also register by calling FEMA at 800-621-FEMA (3362) daily from 8 a.m. to 10 p.m. Multilingual recovery specialists are available. Those with a speech disability or hearing loss who use a TTY can call 800-462-7585 directly; or 800-621-3362 if using 711 or Video Relay service. 

FEMA-state assistance may include grants for temporary housing and home repairs, uninsured vehicle damage, lost or damaged personal property and many other costs incurred because of Hurricane Sandy. Even people who have insurance may qualify for FEMA aid to help with expenses their insurance does not cover, such as temporary housing during home repairs.

Low interest disaster loans are vital to full recovery for many who had storm damage. The U.S. Small Business Administration provides these loans, not just for small businesses, but also for homeowners, renters, businesses of any size and some private nonprofits to cover uncompensated real or personal property losses. The deadline to apply for an SBA loan is February 13.

SBA disaster loan information and application forms may be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (800-877-8339 for people with speech or hearing disabilities) Monday through Friday from 8 a.m. to 6 p.m. and Saturday and Sunday from 8 a.m. to 4:30 p.m. or by sending an e-mail to disastercustomerservice@sba.gov. Applications can also be downloaded from www.sba.gov or completed on-line at https://disasterloan.sba.gov/ela/

Rhode Islanders who lost income because of Hurricane Sandy and are ineligible for regular unemployment benefits may be eligible for special disaster unemployment benefits. The deadline to apply is February 4, 2013. File a claim online at http://www.dlt.ri.gov/ui/.

Find tweets about Sandy recovery at www.twitter.com/femaregion1. For Rhode Island specific information go to http://www.fema.gov/disaster/4089. Other online resources include http://blog.fema.gov, www.facebook.com/fema and www.youtube.com/fema.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for medical and dental expenses, funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

Link – 

FEMA Aid Registration Extended, Federal Support More than $9.8 Million in R.I.

TRENTON, N.J. — Renters who need to repair or replace essential items lost in Hurricane Sandy can get help from the Small Business Administration.

Many survivors are learning that their insurance is not enough to cover all of their losses. Only 43 percent of renters have insurance, according to the Insurance Information Institute.

Survivors may qualify for long-term, low-interest SBA loans to repair or replace personal property  items such as clothing, furniture, cars, or appliances damaged or destroyed in the disaster. The deadline to return a disaster loan application is Jan. 30.

Money is available for necessary expenses and serious needs caused by Hurricane Sandy that are not covered by insurance or other programs. Items such as textbooks and computers used for education, professional tools, household furnishings, disaster-related medical, dental, or funeral costs and storm damage to vehicles may qualify for FEMA grants. Renters must return their SBA loan application to be considered for these grants.

Survivors may apply online using the electronic loan application via SBA’s secure website at DisasterLoan.sba.gov/ela. For additional information, contact an SBA disaster assistance customer service center by calling 800-659-2955 or TTY 800-877-8339, emailing disastercustomerservice@sba.gov or visiting sba.gov. SBA customer service representatives are available at all disaster recovery centers throughout the state. Centers can be found online at fema.gov/DRC.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema. Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

SBA’s Disaster Assistance Program provides long term, low-interest loans to homeowners, renters and businesses of all sizes. For more information, visit www.sba.gov. All SBA’s program and services are provided on a nondiscriminatory basis.

Link:

Help for Renters Who Lost Personal Property in Hurricane Sandy

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