CHICAGO – Just a few inches of water can cause tens of thousands of dollars in damage to your home. A flood insurance policy could protect you from the devastating out-of-pocket expenses caused by flooding.  

Don’t wait until it’s too late. A policy takes 30 days from application and payment to go into effect. And a typical homeowner’s insurance policy does not cover floods.

“Snow thaw and the potential for heavy spring rains heighten the flood risk throughout our area in the coming months,” said FEMA Region V Administrator Andrew Velasquez III.  “A flood insurance policy is the best option to protect your home from the costly damage floodwaters can cause.”

Just last April, many Illinois communities were under water after more than six inches of rain fell in two days, causing localized and riverine flooding throughout the state and damaging thousands of homes and businesses.  Today, with less than 50,000 flood insurance policies in force statewide, a large majority of the more than 5 million Illinois homes remain uninsured against flood damage.

FEMA recommends that all Illinois residents visit FloodSmart.gov or call 1-800-427-2419 to learn how to prepare for floods, how to purchase a flood insurance policy and the benefits of protecting your home or property investment against flooding. You can also contact your insurance agent for more information.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at twitter.com/femaregion5, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at twitter.com/craigatfema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Media Contact: Cassie Ringsdorf, (312) 408-4455

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Snow Now Means Water Later: Are You Ready?

WASHINGTON, D.C. – The U.S. Department of Homeland Security’s Federal Emergency Management Agency announced that federal disaster aid has been made available to the State of California to supplement state and local recovery efforts in the area affected by the Rim Fire during the period of August 17 to October 24, 2013.

The President’s action makes federal funding available to state and eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of facilities damaged by the Rim Fire in Tuolumne County.

Federal funding is also available on a cost-sharing basis for hazard mitigation measures statewide.

Stephen M. DeBlasio Sr. has been named as the Federal Coordinating Officer for federal recovery operations in the affected area.  DeBlasio said additional designations may be made at a later date if requested by the state and warranted by the results of further damage assessments.

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Follow FEMA online at blog.fema.gov, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications. 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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President Declares Disaster for California

DENTON, Texas –– In five months, on Wednesday, April 14, 2014, new flood maps for Lee County, Texas will become effective.  Before that date, state, local and federal officials are encouraging everyone to view the maps to understand their flood risk and consider purchasing flood insurance.

Most property insurance policies do not cover the effects of a flood. Floods can place people at risk of uninsured loss to their businesses, homes and personal property if they don’t have either a private flood insurance policy or coverage through the National Flood Insurance Program (NFIP), a voluntary protection program administered by the Federal Emergency Management Agency (FEMA).

Flooding is the #1 natural disaster in the United States and only flood insurance covers these unexpected, damaging and sometimes fatal events. “Where there is rain, there could be flooding,” said FEMA Region 6 Administrator Tony Robinson. “Everyone lives in a flood zone.

To learn if your community participates in the NFIP and to review the new flood maps, residents can contact their local floodplain administrator.  

FEMA map specialists and flood insurance experts also are available to answer questions. They can be reached by phone and online chat:

FEMA encourages communities not currently participating in the NFIP to look at the benefits of joining the program. Participation in the NFIP can assure a faster recovery in the event of a devastating flood. Contacting a local insurance agent is the first step to obtaining information about insurance. Folks can visit www.floodsmart.gov or call 1-888-379-9531 to locate an agent in their area.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.   Follow us on Twitter at www.twitter.com/femaregion6.  

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Five Months Remain Before Lee County, Texas Flood Maps Become Final

WASHINGTON, D.C. – The U.S. Department of Homeland Security’s Federal Emergency Management Agency announced that federal disaster aid has been made available to the Santa Clara Pueblo to supplement the tribe’s efforts in the area affected by severe storms and flooding during the period of September 13-16, 2013.

The President’s action makes federal funding available to the Santa Clara Pueblo and certain private nonprofit organizations on a cost-sharing basis for emergency work as a result of severe storms and flooding.

Nancy M. Casper has been named as the Federal Coordinating Officer for federal recovery operations in the affected area.  Casper said additional designations may be made at a later date if requested by the tribe and warranted by the results of further damage assessments.

Follow FEMA online at blog.fema.gov, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications. 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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President Declares Disaster for Santa Clara Pueblo

WASHINGTON, D.C. – The U.S. Department of Homeland Security’s Federal Emergency Management Agency announced that federal disaster aid has been made available to the Commonwealth of Pennsylvania to supplement commonwealth and local recovery efforts in the area affected by severe storms, tornadoes, and flooding during the period of June 26 to July 11, 2013.

The President’s action makes federal funding available to commonwealth and eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of facilities damaged severe storms, tornadoes, and flooding in Centre, Clearfield, Clinton, Crawford, Fayette, Huntingdon, Jefferson, Lawrence, Venango, and Wayne counties.

Federal funding is also available on a cost-sharing basis for hazard mitigation measures for all counties in the Commonwealth.

Donald L. Keldsen has been named as the Federal Coordinating Officer for federal recovery operations in the affected area.  Keldsen said additional designations may be made at a later date if requested by the commonwealth and warranted by the results of further damage assessments.

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Follow FEMA online at blog.fema.gov, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications. 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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President Declares Disaster for Pennsylvania

WASHINGTON, D.C. – The U.S. Department of Homeland Security’s Federal Emergency Management Agency announced that federal disaster aid has been made available to the State of New Mexico to supplement state, local and tribal recovery efforts in the area affected by severe storms and flooding during the period of July 23-28, 2013.

The President’s action makes federal funding available to state and eligible local and tribal governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of facilities damaged by severe storms and flooding in Bernalillo, Colfax, Luna, Sandoval, and Socorro counties and the Cochiti, Kewa (Santa Domingo), San Felipe, and Sandia Pueblos.

Federal funding is also available on a cost-sharing basis for hazard mitigation measures for all counties and tribes within the state.

Nancy M. Casper has been named as the Federal Coordinating Officer for federal recovery operations in the affected area.  Casper said additional designations may be made at a later date if requested by the state and warranted by the results of further damage assessments.

Follow FEMA online at fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications. 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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President Declares Disaster for New Mexico

WASHINGTON, D.C. — The U.S. Department of Homeland Security’s Federal Emergency Management Agency announced that federal disaster aid has been made available to the State of North Carolina and ordered federal aid to supplement state, local and tribal recovery efforts in the area affected by severe storms, flooding, landslides, and mudslides during the period of July 3-13, 2013.

The President’s action makes federal funding available to state and eligible local and tribal governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of facilities damaged by the severe storms, flooding, landslides, and mudslides in the counties of Alleghany, Ashe, Avery, Buncombe, Burke, Caldwell, Jackson, Macon, Madison, Mitchell, Polk, Watauga, and Yancey and the Eastern Band of Cherokee Indians.

Federal funding is also available on a cost-sharing basis for hazard mitigation measures statewide.

Michael Bolch has been named as the Federal Coordinating Officer for federal recovery operations in the affected area. Bolch said additional designations may be made at a later date if requested by the state and warranted by the results of further damage assessments.

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Follow FEMA online at blog.fema.gov, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications. 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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President Declares Disaster for North Carolina

AURORA, IL –State and federal recovery officials are cautioning Illinoisans to protect themselves against rip off artists posing as contractors as they rebuild and repair from storms and severe flooding of last spring.

Legitimate contractors should have a license, be able to display one at their place of business or to show a copy of one to a prospective customer. Having a website does not necessarily mean one is licensed to do business no matter how professional it appears. Local permit offices can provide consumers important information about how to select a licensed contractor and how to protect themselves from unscrupulous contractors.

But having a license to do business is usually not enough to proceed with the work. A permit from a local or county government is required to begin building and to do extensive repairs. Repairs and building begun without proper permits may be subject to stop work orders, fines and penalties, depending on the local ordinances enforced by communities. Permits assure residents and communities that all proposed work complies with current codes, standards, flood ordinances and recommended construction techniques; they can also serve as a form of protection for the homeowner against an unlicensed or unscrupulous contractor who might offer to do the work without a permit.

Securing the correct local building permit is the homeowner’s responsibility. Those who agree to have their contractors secure permits on their behalf should follow up with building officials to verify. Permits may be required for repairs to roofs, walls, siding, wallboard, plaster, insulation, paneling, cabinets, flooring, electrical wiring, plumbing, heating, ventilation and air-conditioning systems.

Permits will ensure that the local government knows what work is occurring in their area and that it will be done to their standards.  Residents who make repairs without a permit could find out after the fact that the repairs are not up to local ordinances and they may have to spend more money on additional repairs to their property.

FEMA and IEMA are not permitting agencies and do not authorize rebuilding or repair simply by providing disaster grants, loans or, in FEMA’s case, settling flood-insurance claims. The agencies do not recommend or endorse any contractors, and recovery officials warn people to be wary of any contractors who claim they are authorized by FEMA or IEMA. They are not.

Anyone with knowledge of fraud, waste or abuse may call the FEMA Fraud Hotline at 1-800-323-8603. You may also send an email to DHSOIGHotline@dhs.gov. Complaints may also be made via the FEMA Helpline at 1-800-621-3362 (TTY 1-800-462-7585) or with state or local law enforcement officials or consumer agencies.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at twitter.com/femaregion5, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at twitter.com/craigatfema. The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Media Contact: 571-408-1835

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Business License, Building Permit: Tools to Protect Against Rip Off Contractors

WASHINGTON, D.C. – The U.S. Department of Homeland Security’s Federal Emergency Management Agency announced that federal disaster aid has been made available to the State of Texas to supplement state and local recovery efforts in the area affected by an explosion during the period of April 17–20, 2013.

The President’s action makes federal funding available to state and eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of facilities damaged by the explosion in McLennan County.

Federal funding is also available on a cost-sharing basis for hazard mitigation measures statewide.

Kevin L. Hannes has been named as the Federal Coordinating Officer for federal recovery operations in the affected area. 

Follow FEMA online at fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications. 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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President Declares Disaster for Texas

WASHINGTON, D.C. — The U.S. Department of Homeland Security’s Federal Emergency Management Agency announced that federal disaster aid has been made available to the State of Montana to supplement state, tribal and local recovery efforts in the area affected by flooding during the period of May 19 to June 3, 2013.

The President’s action makes federal funding available to state, tribal and eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of facilities damaged by the flooding in the counties of Blaine, Chouteau, Custer, Dawson, Fergus, Garfield, Hill, McCone, Musselshell, Petroleum, Rosebud, and Valley and the Fort Belknap, Fort Peck, and Rocky Boy’s Reservations.

Federal funding is also available on a cost-sharing basis for hazard mitigation measures for all counties and tribes within the state.

Thomas J. McCool has been named as the Federal Coordinating Officer for federal recovery operations in the affected area.  McCool said additional designations may be made at a later date if requested by the state and warranted by the results of further damage assessments.

Follow FEMA online at fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications. 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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President Declares Disaster for Montana

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