Building better and smarter can start with an SBA Disaster Loan

NEW YORK – Protection from future severe weather damage can begin with a low-interest U.S. Small Business Administration disaster loan for eligible homeowners, businesses and private nonprofits.

SBA disaster loans can be used for elevating a structure to reduce or eliminate future flood damage. Other projects can include building retaining walls, seawalls, sump pumps or elevating utilities. A disaster loan can be increased up to an additional 20 percent of the verified loss amount if rebuilding is to prevent future disaster damage.

The deadline to apply for an SBA disaster loan is Feb. 27, 2013.

A simple, fast way to complete the application is online, using the SBA’s electronic loan application. Go to https://DisasterLoan.SBA.gov/ELA. SBA customer service representatives are available to issue or accept low-interest disaster loan applications and answer questions at all New York State/FEMA disaster recovery centers and SBA business recovery centers. Survivors can receive an update on the status of a loan application by calling 800-659-2955 (TTY 800-877-8339 for the deaf and hard-of-hearing).

To find the nearest disaster recovery center, check out the disaster recovery center locator at www.FEMA.gov/disaster-recovery-centers or, with a tablet or smartphone, go to m.fema.gov. Another option is to text “DRC” and a Zip Code to 43362 (4FEMA). Or call 800-621-3362 (TTY 800-462-7585).

More information is available by calling the SBA Disaster Customer Service Center toll-free number, 800-659-2955 (TTY 800-877-8339). Assistance is also available by sending an email to DisasterCustomerService@sba.gov or by visiting www.sba.gov.                                                    

For more information on New York’s disaster recovery, visit www.fema.gov/SandyNY, www.twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.