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Only Two Weeks Left to Register for March Storms Disaster Assistance

AUSTIN, Texas — Texans who suffered damage or losses from the March 7-29 severe storms, tornadoes and flooding only have until Wednesday, May 18, to register for FEMA assistance.

“We do not want to see anyone lose the opportunity to receive money that they are due,” said Federal Coordinating Officer Kevin Hannes, who is in charge of FEMA’s operations in Texas. “But as we deal with multiple disasters here in Texas, FEMA must ask survivors to meet this deadline so that we can start the next steps in the recovery process.”

To register, people can go online anytime at DisasterAssistance.gov. Survivors also can register with FEMA by phone (voice, 711 or video relay service) at 800-621-3362 (FEMA), TTY 800-462-7585. The toll-free lines are open 7 a.m. to 10 p.m. local time, seven days a week. Multilingual operators are available.

Applicants will be asked for the following information:

Social Security number;
address of the damaged primary residence;
description of the damage;
information about insurance coverage;
a current contact telephone number;
an address where they can receive mail; and
a bank account and routing numbers for direct deposit of funds.

FEMA grants do not have to be repaid. FEMA assistance is nontaxable and will not affect eligibility for Social Security, Medicaid or other federal benefits.

Survivors should register even if they have insurance. FEMA cannot duplicate insurance payments, but underinsured applicants may receive help after their claims are settled.

Before starting repairs or rebuilding a home or business, it is important to contact your local building code official or floodplain manager.

Visit fema.gov/texas-disaster-mitigation for free publications and reference material on rebuilding and repairing safer and stronger.

After registering, you can:

Track your application. Be sure you keep your FEMA registration number and other pertinent information on hand when you contact FEMA.
Notify FEMA of changes to your mailing address, phone number or email address.
Update FEMA if you receive insurance settlements or discover additional damage.

For more information on Texas recovery, visit the disaster webpage at fema.gov/disaster/4266, Twitter at twitter.com/femaregion6 and the Texas Division of Emergency Management website, txdps.state.tx.us/dem.

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Only Two Weeks Left to Register for March Storms Disaster Assistance

Texans Urged to Apply for Low-Interest Disaster Loans to Aid Recovery

AUSTIN, Texas – Federal officials are urging applicants for federal assistance from the April 17-24 floods to complete a disaster loan application from the U.S. Small Business Administration as part of their recovery process.

Officials from the Federal Emergency Management Agency and SBA said residents of eight counties – Austin, Colorado, Fayette, Grimes, Harris, Parker, Waller and Wharton – who sustained damage or losses from the storms and flooding should complete the loan application even if they don’t want a loan.

“Don’t be fooled by the name. The SBA helps homeowners and renters, too,” said Federal Coordinating Officer Kevin Hannes, who is in charge of FEMA’s operations in Texas. “If you don’t complete the SBA loan application, you could be leaving ‘money on the table,’ for your recovery.”

That’s because Other Needs Assistance grants can pay for uninsured losses for storage, furniture, appliances and other personal property – even a car – but only if the individual or household does not qualify for the SBA loan.

Even if applicants are approved for a loan, they don’t have to take it. Assistance from FEMA can be used to help jump-start the recovery; it may not cover all damage or property loss. If approved, and the loan is not accepted, it may make the survivor ineligible for additional federal assistance.

Many Texans who register for disaster assistance with FEMA will receive an automated call from SBA with information on how to complete the loan application process. These low-interest SBA loans are the major source of funding for disaster recovery.

SBA provides low-interest loans to businesses of all sizes as well as landlords, homeowners, renters and eligible private nonprofit organizations that sustained disaster damage. There is no cost to apply for a loan.

Interest rates can be as low as 4 percent for businesses, 2.625 percent for private nonprofit organizations and 1.813 percent for homeowners and renters with terms up to 30 years.

Eligible homeowners may borrow up to $200,000 for home repair or replacement of primary residences, and eligible homeowners and renters may borrow up to $40,000 to replace disaster-damaged or destroyed personal property, including a vehicle.
Businesses of all sizes can qualify for up to $2 million in low-interest loans to help cover physical damage.
Small businesses and most private nonprofits suffering economic impact due to the severe weather and flooding can apply for up to $2 million for any combination of property damage or economic injury under SBA’s Economic Injury Disaster Loan program.

Applicants may apply online using the electronic loan application via SBA’s secure website at DisasterLoan.sba.gov/ela.

Disaster loan information and application forms are available online at SBA.gov/disaster, from SBA’s Customer Service Center by calling 800-659-2955 or emailing DisasterCustomerService@sba.gov. Individuals who are deaf or hard of hearing may call 800-877-8339.

Completed applications should be mailed to:

U.S. Small Business Administration

Processing and Disbursement Center

14925 Kingsport Road

Fort Worth, TX 76155

People with storm losses from April who need to register with FEMA can go online anytime at

DisasterAssistance.gov. Survivors also can register with FEMA by phone (voice, 711 or video relay service) at 800-621-3362 (FEMA), TTY 800-462-7585. The toll-free lines are open 7 a.m. to 10 p.m. local time, seven days a week. Multilingual operators are available.

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Texans Urged to Apply for Low-Interest Disaster Loans to Aid Recovery

How to Appeal a FEMA Decision

RIDGELAND, Miss. – Some survivors, who registered for federal disaster assistance after the March storms and flooding, may have received a letter from the Federal Emergency Management Agency that says they are ineligible. However, the reason for the decision may be something that can be easily fixed, such as providing insurance documents or new contact information.

Applicants can appeal any FEMA decision.

The first step is to look at the specific reason the letter was sent. If it isn’t clear, or more information is needed, a specialist at the FEMA helpline at 800-621-3362 (voice, 711, video relay service) can help. TTY users can call 800-462-7585. The toll-free lines are open 7 a.m. to 10 p.m. seven days a week. Information is also available online at DisasterAssistance.gov.

Appeals must be made in writing and sent by mail or fax to FEMA within 60 days of receiving the letter.

Mail appeals to:

FEMA
National Processing Service Center
P.O. Box 10055
Hyattsville, MD 20782-8055

Appeals and documents can be faxed to 800-827-8112.

Information on how and where to file an appeal is included with the letters and in the “Help After a Disaster” booklet, which can be downloaded at FEMA.gov/help-after-disaster.

Effective appeal letters should follow these procedures:

In the first paragraph, list the applicant’s full legal name used on the aid application, along with Social Security number and the FEMA case number. Include a personal phone number as well as a back-up phone number where the applicant also can be reached, in addition to a correct mailing address.
Write an explanation of events that provides evidence to support the appeal. Summarize changes in circumstances or needs, additional damage to property discovered after the registration was filed or higher-than-anticipated costs for repairs.
Include photocopies of receipts for materials and labor as well as up to three written bids for repair work if those costs exceed the award amount. Submitting repair estimates, receipts, statements or invoices is recommended.
Keep a copy of the appeal letter and supporting documentation as a record.

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362 (voice, 711 or video relay service). TTY users can call 800-462-7585.

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How to Appeal a FEMA Decision

Four More Texas Counties May Apply for Disaster Aid for April Storms

AUSTIN, Texas – Individuals and families in Austin, Colorado, Waller and Wharton counties can now register for assistance for the April 17-24 severe storms and floods after the Federal Emergency Management Agency granted the state’s request to add them to the disaster declaration.

They join the four counties already designated for FEMA’s individual assistance program under the April 25 federal disaster declaration: Fayette, Grimes, Harris and Parker counties.

Texans who suffered damage or losses as a result of April severe storms and flooding are encouraged to apply for assistance. Disaster assistance for homeowners and renters may include grants to help pay for temporary housing and essential home repairs, as well as other serious disaster-related needs, such as medical and dental expenses.

Texans in the eight counties who sustained disaster related damage or losses can register online at DisasterAssistance.gov or by phone at 800-621-3362 (FEMA) or TTY 800-462-7585. Applicants who use 711 or Video Relay Service may call 800-621-3362. Multilingual operators are available. The toll-free numbers are open from 7 a.m. to 10 p.m., seven days a week.

Those who had flood or storm damage should register with FEMA even if they have insurance. FEMA cannot duplicate insurance payments, but underinsured applicants may be eligible for help after their insurance claims have been settled.

Low-interest disaster loans from the U.S. Small Business Administration are available for eligible survivors. SBA helps businesses of all sizes (including landlords), private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. Disaster loans cover losses not fully compensated by insurance or other recoveries.

For more information, survivors may contact SBA Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting the SBA website at https://disasterloan.sba.gov/ela. Deaf and hard-of-hearing individuals may call 800-877-8339

For more information on Texas recovery, visit the disaster webpage for the April storms at fema.gov/disaster/4269; or visit the Texas Division of Emergency Management website, txdps.state.tx.us/dem. Follow us Twitter at twitter.com/femaregion6.

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Four More Texas Counties May Apply for Disaster Aid for April Storms

Help Remains for Louisiana Disaster Survivors after Disaster Recovery Center Closes in Roseland, Tangipahoa Parish

BATON ROUGE, La. – The Roseland (Tangipahoa Parish) disaster recovery center will close Thursday, May 5 at 6 p.m.

The center is located at the following address:

National Guard Pavilion RSA
62589 Holloway Road
Roseland, La.

Louisiana disaster survivors in Roseland may still visit other centers to meet with recovery officials. For other locations go to fema.gov/disaster-recovery-centers or call 800-621-3362.

Residents can still register for disaster assistance or ask questions by calling the FEMA helpline at 800-621-3362 or (TTY) 800-462-7585. Those who use 711/VRS can call 800-621-3362. Lines are open 7 a.m. to 10 p.m. seven days a week until further notice. They can also register online at DisasterAssistance.gov or fema.gov/disaster/4263. Cuando llame al 800-621-3362 (FEMA) marque el 1 y escuche las instrucciones en español.

Call the helpline to:

Ask questions about FEMA determination letters.
Learn how to appeal FEMA’s determination. All applicants have the right to appeal.
Inquire about the status of a registration.
Provide change of address, telephone and bank account numbers and insurance information to avoid disaster assistance processing delays.
Receive information about FEMA home inspections.
Get other questions answered about federal disaster assistance.

FEMA advises applicants to have their nine-digit FEMA registration number on hand when they call. They also will be asked to verify their identity if they want access to their information.

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We urge everyone to continue to use caution in areas where floodwaters remain. Monitor DOTD’s website for updated road closure information. Look for advisories from your local authorities and emergency managers. You can find the latest information on the state’s response at www.emergency.la.gov. GOHSEP also provides information at gohsep.la.gov, Facebook and Twitter. You can receive emergency alerts on most smartphones and tablets by downloading the new Alert FM App. It is free for basic service. You can also download the Louisiana Emergency Preparedness Guide and find other information at getagameplan.org.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you are deaf, hard of hearing or have a speech disability loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at twitter.com/femaregion6 twitter.com/femaregion6 and the FEMA Blog at blog.fema.gov.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

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Originally posted here –

Help Remains for Louisiana Disaster Survivors after Disaster Recovery Center Closes in Roseland, Tangipahoa Parish

Help Remains for Louisiana Disaster Survivors after Disaster Recovery Center Closes in Lake Providence, East Carroll Parish

BATON ROUGE, La. – The Lake Providence (East Carroll Parish) disaster recovery center will close Friday, May 6 at 6 p.m.

The center is located at the following address:

Town of Lake Providence Community Center
1320 Sparrow St.
Lake Providence, La.

Louisiana disaster survivors in Lake Providence may still visit other centers to meet with recovery officials. For other locations go to fema.gov/disaster-recovery-centers or call

800-621-3362.

Residents can still register for disaster assistance or ask questions by calling the FEMA helpline at 800-621-3362 or (TTY) 800-462-7585. Those who use 711/VRS can call 800-621-3362. Lines are open 7 a.m. to 10 p.m. seven days a week until further notice. They can also register online at www.DisasterAssistance.gov or www.fema.gov/disaster/4263. Cuando llame al 800-621-3362 (FEMA) marque el 1 y escuche las instrucciones en español.

Call the helpline to:

Ask questions about FEMA determination letters.
Learn how to appeal FEMA’s determination. All applicants have the right to appeal.
Inquire about the status of a registration.
Provide change of address, telephone and bank account numbers and insurance information to avoid disaster assistance processing delays.
Receive information about FEMA home inspections.
Get other questions answered about federal disaster assistance.

FEMA advises applicants to have their nine-digit FEMA registration number on hand when they call. They also will be asked to verify their identity if they want access to their information.

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We urge everyone to continue to use caution in areas where floodwaters remain. Monitor DOTD’s www.511la.org website for updated road closure information. Look for advisories from your local authorities and emergency managers. You can find the latest information on the state’s response at www.emergency.la.gov. GOHSEP also provides information at www.gohsep.la.gov, Facebook and Twitter. You can receive emergency alerts on most smartphones and tablets by downloading the new Alert FM App. It is free for basic service. You can also download the Louisiana Emergency Preparedness Guide and find other information at www.getagameplan.org.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you are deaf, hard of hearing or have a speech disability loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

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Help Remains for Louisiana Disaster Survivors after Disaster Recovery Center Closes in Lake Providence, East Carroll Parish

Help Remains for Louisiana Disaster Survivors after Disaster Recovery Centers Close in Columbia, Caldwell Parish and Sicily Island, Catahoula Parish

BATON ROUGE,La. –

The Columbia (Caldwell Parish) and Sicily Island (Catahoula Parish) disaster recovery centers will close Wednesday, May 4 at 6 p.m.

The centers are located at the following addresses:

Caldwell Parish Community Center
104 Henderson St.
Columbia, La.

Old Martin Junior High School
825 Highway 8
Sicily Island, La.

Louisiana disaster survivors in Columbia and Sicily Island may still visit other centers to meet with recovery officials. For other locations go to fema.gov/disaster-recovery-centers or call 800-621-3362.

Residents can still register for disaster assistance or ask questions by calling the FEMA helpline at 800-621-3362 or (TTY) 800-462-7585. Those who use 711/VRS can call 800-621-3362. Lines are open 7 a.m. to 10 p.m. seven days a week until further notice. They can also register online at www.DisasterAssistance.gov or www.fema.gov/disaster/4263. Cuando llame al 800 621-3362 (FEMA) marque el 1 y escuche las instrucciones en español.

Call the helpline to:

Ask questions about FEMA determination letters.
Learn how to appeal FEMA’s determination. All applicants have the right to appeal.
Inquire about the status of a registration.
Provide change of address, telephone and bank account numbers and insurance information to avoid disaster assistance processing delays.
Receive information about FEMA home inspections.
Get other questions answered about federal disaster assistance.

FEMA advises applicants to have their nine-digit FEMA registration number on hand when they call. They also will be asked to verify their identity if they want access to their information.

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you are deaf, hard of hearing or have a speech disability loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

The U.S. Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call (800) 877-8339.

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Original source –

Help Remains for Louisiana Disaster Survivors after Disaster Recovery Centers Close in Columbia, Caldwell Parish and Sicily Island, Catahoula Parish

Mobile Disaster Recovery Center in Oak Grove, West Carroll Parish Transitions to Fixed Location for Louisiana Survivors

BATON ROUGE, La. – The mobile disaster recovery center in Oak Grove (West Carroll Parish) will transition to a fixed location beginning Wednesday, May 4.

The mobile disaster recovery center will change locations on Tuesday, May 3 at 6 p.m. and then open at the following fixed address:

West Carroll Parish School Board Building
410 Willis St.
Oak Grove, La.

After opening at its fixed location, the disaster recovery center hours will be Monday through Saturday from 8 a.m. to 6 p.m. and Sundays from noon to 5 p.m. Representatives from the SBA will be available at the center to meet individually with Louisiana residents and business owners who sustained damage as a result of the severe storms and flooding from March 8 through April 8. Representatives will answer questions, explain SBA’s disaster loan program, help complete loan applications and close approved disaster loans.

Louisiana disaster survivors in Oak Grove may still visit other disaster centers to meet with recovery officials. For other locations go to fema.gov/disaster-recovery-centers or call 800-621-3362.

Residents can still register for disaster assistance or ask questions by calling the FEMA helpline at 800-621-3362 or (TTY) 800-462-7585. Those who use 711/VRS can call 800-621-3362. Lines are open 7 a.m. to 10 p.m. seven days a week until further notice. They can also register online at www.DisasterAssistance.gov or www.fema.gov/disaster/4263. Cuando llame al 1-800 621-3362 (FEMA) marque el 1 y escuche las instrucciones en español.

Call the helpline to:

Ask questions about FEMA determination letters.
Learn how to appeal FEMA’s determination. All applicants have the right to appeal.
Inquire about the status of a registration.
Provide change of address, telephone and bank account numbers and insurance information to avoid disaster assistance processing delays.
Receive information about FEMA home inspections.
Get other questions answered about federal disaster assistance.

FEMA advises applicants to have their nine-digit FEMA registration number on hand when they call. They also will be asked to verify their identity if they want access to their information.

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We urge everyone to continue to use caution in areas where floodwaters remain. Monitor DOTD’s www.511la.org website for updated road closure information. Look for advisories from your local authorities and emergency managers. You can find the latest information on the state’s response at www.emergency.la.gov. GOHSEP also provides information on Facebook and Twitter. You can receive emergency alerts on most smartphones and tablets by downloading the new Alert FM App. It is free for basic service. You can also download the Louisiana Emergency Preparedness Guide and find other information at www.getagameplan.org.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Follow us on Twitter at https://twitter.com/femaregion6 and the FEMA Blog at http://blog.fema.gov.

The U.S. Small Business Administration is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling (800_659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.

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Mobile Disaster Recovery Center in Oak Grove, West Carroll Parish Transitions to Fixed Location for Louisiana Survivors

FEMA Helpline Can Assist Disaster Survivors

RIDGELAND, Miss. – The disaster recovery centers operated jointly by the Mississippi Emergency Management Agency and the Federal Emergency Management Agency are closed, but help is still available for Mississippians affected by the March floods.

The FEMA helpline can assist with appeals, answer questions, provide the status of applications and discuss the documents needed to move an application forward.

The FEMA helpline number is 800-621-3362 (voice, 711 or video relay service). TTY users can call 800-462-7585. The toll-free lines are open 7 a.m. to 10 p.m. seven days a week. Multilingual operators are available.

Disaster survivors who registered via DisasterAssistance.gov may access their account and provide additional information to FEMA. For others, documents and appeal letters may be faxed to FEMA at 800-827-8112.

FEMA disaster survivor assistance teams are actively monitoring disaster survivor needs in Bolivar, Coahoma, Forrest, George, Panola, Perry, Quitman, Sunflower, Tallahatchie, Tunica and Washington counties.

Survivors with questions about the U. S. Small Business Administration disaster loan program can call 800-659-2955 or TTY 800-877-8339.

For more information on Mississippi’s flood recovery, go to fema.gov/disaster/4268 or visit the Mississippi Emergency Management Agency site at msema.org.

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Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). If you are deaf, hard of hearing or have a speech disability loss and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

The U.S. Small Business Administration is the federal government’s primary source of money to help business of all sizes, private non-profit organizations, homeowners and renters rebuild and recover after a disaster. SBA low interest disaster loans repair and replace property losses not fully compensated by insurance and do not duplicate benefits of other agencies or

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FEMA Helpline Can Assist Disaster Survivors

Kentucky Community Recognized for Reducing Flood Risks

ATLANTA –The Federal Emergency Management Agency (FEMA) recognized Louisville-Jefferson County, Ky as a premier participant in the National Flood Insurance Program’s (NFIP) Community Rating System (CRS). With additional steps the community has taken, Louisville-Jefferson County is now the first community in Kentucky, and only the second in the eastern US, to receive a CRS Class 3 rating. Jesse Munoz, FEMA Region IV mitigation division director, presented Metro Council President David Yates a plaque recognizing Louisville-Jefferson County’s achievement at the April 14 Metro Council Meeting.

The CRS rewards communities that voluntarily take steps to reduce flood risks beyond the minimum requirements of the NFIP, such as increasing flood protection and implementing preparedness and mitigation activities. As a result, property owners and renters in CRS-participating communities enjoy a reduction in flood insurance premiums.

“Louisville-Jefferson County is the only community in the commonwealth and among only a handful of communities nationwide that has achieved Class 3, which is a notably high rating,” said Gracia Szczech, regional administrator for FEMA Region IV. “I am pleased that we can recognize Louisville-Jefferson County for taking steps to make their community safer, more resilient and save their residents money.”

Policyholders in Louisville-Jefferson County first began receiving flood insurance discounts under the CRS program in 1991. Currently, there are more than 5,194 flood insurance policies in force in Louisville-Jefferson County, representing more than $880 million in flood insurance coverage. Policyholders located in the high risk areas of flooding, or Special Flood Hazard Areas, can now receive a 35 percent discount on their policy premium, which is an average savings of $505 per policy. Some policyholders in the lower risk areas are eligible for a 10 percent discount. In total, policyholders realize an annual savings of $2,054,687 because of the community’s participation in the CRS program.

For more information on the NFIP’s CRS program visit https://www.fema.gov/national-flood-insurance-program-community-rating-system. For more information about the NFIP, a program administered by FEMA, visit www.floodsmart.gov.

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Kentucky Community Recognized for Reducing Flood Risks

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