R.I. Disaster Recovery Centers to Close

WARWICK, R.I. – The State-FEMA Disaster Recovery Centers in Westerly and Middletown will close permanently on Friday, December 7, at 6 p.m. The Recovery Center in Westerly will transition to a U.S. Small Business Administration Disaster Loan Outreach Center starting on Monday. Hours and locations are

  • Disaster Recovery Center, Middletown Police Station (Community Room), 123 Valley Road, Middletown, R.I. Open 8 a.m.-6 p.m. through Friday, December 7. Permanently closed after Friday.
  • Disaster Recovery Center, Misquamicut Fire Station, 65 Crandall Avenue, Westerly, R.I. Open 8 a.m.-6 p.m. through Friday, December 7. Permanently closed after Friday.
  • S.B.A. Disaster Loan Outreach Center, Misquamicut Fire Station, 65 Crandall Avenue, Westerly, R.I. Opens Monday, December 10. Hours are Monday-Friday, 9 a.m.-6 p.m. Closed Saturdays and Sundays.

Rhode Islanders affected by Hurricane Sandy do not need to visit a Recovery Center to register for or receive  disaster aid. Registration for federal disaster assistance remains open until January 14, 2013.

Register online at www.DisasterAssistance.gov or via smartphone at m.fema.gov or by calling toll-free 800-621-FEMA (3362). The phone line is open 24 hours a day seven days a week. Those with a speech disability or hearing loss who use a TTY can call 800-462-7585 directly; or 800-621-3362 if using 711 or Video Relay Service.  Rhode Islanders with questions about federal disaster assistance or their registration may call 800-621-3362 and select the “help” option.

The Disaster Recovery Centers are staffed with specialists from various federal, state and local agencies and organizations who can provide information about federal disaster assistance and other recovery programs.

The U.S. Small Business Administration provides low interest disaster recovery loans to homeowners, businesses of all sizes and nonprofit organizations. Homeowners may borrow up to $200,000 to cover disaster recovery costs not covered by insurance. Homeowners and renters alike may borrow up to $40,000 to repair or replace furniture, appliances, cars and clothing damaged or destroyed in the disaster. Businesses of any size and private nonprofit organizations may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery, equipment, inventory and other assets. 

Specialists at the S.B.A. Disaster Loan Outreach Center in Westerly starting Monday can answer questions about disaster recovery loans and provide assistance with applications.

 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status.  If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for medical and dental expenses, funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

SBA disaster loan information and application forms may be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (800-877-8339 for people with speech or hearing disabilities) Monday through Friday from 8 a.m. to 6 p.m. ET or by sending an e-mail to disastercustomerservice@sba.gov. Applications can also be downloaded from www.sba.gov or completed on-line at https://disasterloan.sba.gov/ela/.

 

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R.I. Disaster Recovery Centers to Close

More Free Advice On Building Stronger, Safer, Smarter

TRENTON, N.J. — Your home has been damaged and you want to get it back to where it was before Hurricane Sandy. Or, maybe you’re looking to rebuild and need smart ideas on how to make your next home stronger and safer than your last. Knowledgeable and reliable advice will be available at a nearby home improvement store.

Hazard mitigation specialists from FEMA will be on-site to answer your questions and help you rebuild stronger, safer and smarter. They provide information on building techniques that reduce the potential for damage to your home, business and property from future disasters.

Besides answering your questions, they will offer other home improvement tips and techniques:

  • Proper mold and mildew clean-up,
  • Flood- and wind-resistant building methods,
  • Wind straps,
  • Flood insurance,
  • Suggestions to make homes stronger and safer,
  • Retrofitting buildings, and
  • Elevating utilities.

Free publications on these topics are available and there is no charge to talk with the specialists.

FEMA specialists are available at the following home improvement stores daily from Wednesday, December 5 until Monday, December 10, 8 a.m. to 6 p.m.:

  • Cape May County – Lowe’s #1861, 3171 Route 9 South, Rio Grande 08242
  • Essex County – Home Depot #980, 399-443 Springfield Ave., Newark 07103
  • Middlesex County – Home Depot #954, 1090 Route 9, Old Bridge 08857
  • Monmouth County – Home Depot #949, 3540 Route 66, Neptune 07753
  • Ocean County – Home Depot #969, 244 N. Main St., Forked River 08731
  • Ocean County – Lowe’s #2260, 297 Route 72 West, Suite 30, Manahawkin 08050
  • Union County – Home Depot #6905, 977 W. Grand, Elizabeth 07202

Additional sites and dates will be announced soon.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema. 

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

More here: 

More Free Advice On Building Stronger, Safer, Smarter

Sandy Survivors Should Submit Insurance Settlement Information

Trenton, N.J . — Hurricane Sandy survivors who registered with the Federal Emergency Management Agency (FEMA) and indicated they had insurance coverage should send in their insurance settlement information as soon as they receive it.

The insurance settlement documents allow FEMA to determine if survivors have uninsured or underinsured losses eligible for federal assistance. By law FEMA cannot provide financial assistance for losses covered by insurance. FEMA cannot pay deductibles either. Decisions on FEMA aid are evaluated on a case-by-case basis.

To submit insurance documentation, here’s what applicants can do:

  • Gather insurance documents and any settlement information.
  • Write the applicant’s name, FEMA registration number and 4086-DR-NJ on each page.
  • Send a copy of these documents to FEMA by:

 Fax:    800-827-8112

Mail:   National Processing Service Center 

           P.O. Box 1005 Hyattsville, MD 20782-8055 

Survivors can call FEMA with questions at 800-621-FEMA (3362), TTY 800-462-7585. Lines are open from 24 hours a day seven days a week until further notice and assistance is available in many languages.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema. 

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

Original article:  

Sandy Survivors Should Submit Insurance Settlement Information

Learn Rebuilding Techniques at Stores in Milford, New Haven and Orange

Learn Rebuilding Techniques at Stores in Milford, New Haven and Orange

Main Content

Release date:

December 4, 2012

Release Number:

038

WINDSOR, Conn. – Outreach teams from FEMA will be at Lowe’s home improvement stores in Milford, New Haven and Orange this weekend to explain techniques that may reduce potential damage to homes, businesses and property from future flooding.

Mitigation specialists from the Federal Emergency Management Agency will offer “how-to” information for retrofitting buildings and elevating utilities. Specialists can also provide clean up tips for removing mold and mildew from a storm-damaged home.

FEMA teams will be at the following locations from 9 a.m. to 6 p.m. on Saturday, Dec. 8, and Sunday, Dec. 9:

 

  • Lowe’s – 311 Old Gate Lane, Milford, CT 06460
  • Lowe’s – 115 Foxon Blvd., New Haven, CT 06513
  • Lowe’s – 50 Boston Post Road, Orange, CT 06477

 

Information will include instructions on how to:

 

  • Relocate circuit breaker panels, outlets and switches above potential floodwaters;
  • Move washer and dryer hookups to a higher floor;
  • Elevate furnaces and water heaters; and
  • Prevent sewer backups with a backflow valve.

 

More information on ways to protect your home from future disasters is available at www.fema.gov/safer-stronger-protected-homes-communities.

Last Updated:

December 4, 2012 – 14:50

State or Region:

Connecticut

Related Disaster:

Connecticut Hurricane Sandy

Credit:

Learn Rebuilding Techniques at Stores in Milford, New Haven and Orange

Businesses, Nonprofit Organizations Get Smart About Low-Interest Disaster Loans

WINDSOR, Conn. — Businesses and nonprofit organizations are discovering a low-interest disaster loan from the U.S. Small Business Administration is a smart business decision.

Disaster loans provide funding for private sector recovery and are being used to:

 

  • Repair or replace buildings and business assets, such as equipment and inventory;
  • Meet payroll and lease obligations during business downtime caused by the disaster;
  • Refinance existing liens; and
  • Make improvements to protect against future damage.

“Disaster loans from the SBA are the major source of federal disaster recovery assistance,” said Federal Coordinating Officer Albert Lewis of the Federal Emergency Management Agency. “The interest rates are low—as low as 4 percent for businesses and 3 percent for nonprofits.”

SBA offers businesses and nonprofits two types of disaster loans: a Physical Disaster Loan and an Economic Injury Disaster Loan.

Physical Disaster Loans are used to repair or replace damaged buildings and business assets. Economic Injury Disaster Loans help small businesses, small agricultural cooperatives, aquaculture businesses and most private nonprofits meet financial obligations that they cannot meet because of the disaster.

Business owners may also be eligible to refinance existing liens or mortgages.

Applications from the SBA are mailed to most survivors who register for assistance with FEMA. No one is obligated to accept a loan if offered.

SBA low-interest disaster loans for businesses have several advantages:

 

  • SBA requires no collateral for physical loans less than $14,000 or economic injury loans less than $5,000. SBA requires the borrower to pledge as collateral only what is available, plus satisfactory credit and the ability to repay.

 

  • Applicants don’t have to wait for insurance settlements to obtain loans.

 

  • Loans are written for a length of time appropriate to the type of loan, but SBA may make adjustments in the length to lower the monthly payments.

 

  • SBA offers mitigation loans to help pay for improvements to reduce potential for future damage. These mitigation funds are available for up to 20 percent of the total amount of disaster damage.

 

  • SBA never charges an application fee or points for its disaster loans.

By law, SBA business loans cannot exceed $2 million.  If a business is a major employer, SBA may waive the limit.

The deadline to file for a Physical Damage Disaster Loan is Dec. 31. The deadline for an Economic Injury Disaster Loan is July 31, 2013.

No one is obligated to accept a loan if approved. SBA gives applicants six months to decide whether to accept a loan.

SBA has opened a Business Recovery Center in Fairfield County at the Fairfield County SCORE office, 111 East Ave., Norwalk, CT  06851. The center is staffed from 9 a.m. to 5:30 p.m., Monday through Friday. 

The SBA offers online an application through its Electronic Loan Application site at https://DisasterLoan.SBA.gov/ela. Survivors can call the SBA’s Disaster Assistance Customer Service Center at 800-659-2955, or visit the SBA’s website at www.sba.gov/sandy.

 

Originally posted here: 

Businesses, Nonprofit Organizations Get Smart About Low-Interest Disaster Loans

Federal Disaster Assistance Includes Right of Appeal

WINDSOR, Conn. – Not every Connecticut resident who registered for federal disaster assistance following Hurricane Sandy will qualify for aid. But an appeal process can ensure those affected by the storm will receive all aid to which they are legally eligible.

An applicant has 60 days from the day a determination letter arrives to appeal the FEMA decision.

To file an appeal, write a letter explaining why the decision about the amount or type of assistance received is not correct. The letter should include any documents supporting the applicant’s claim.

The letter should also include:

  • the FEMA Disaster number (DR-4087-CT);
  • the applicant’s FEMA registration number;
  • the last four digits of the applicant’s Social Security number; and
  • the applicant’s name on all pages of the letter.

Additional information is available on Pages 9-11 of the FEMA booklet, “Help after a Disaster: Applicant’s Guide to the Individuals & Households Program.”

The letter must be signed, dated and mailed to:

FEMA

National Processing Service Center
P.O. Box 10055
Hyattsville, MD 20782-7055

Letters may also be faxed to 800-827-8112 with a cover sheet to: Attention – FEMA.

If applicants do not get the assistance they expected, the FEMA appeal process is a way to revisit the survivor’s application and information.

Applicants who do not understand the FEMA determination letter should ask questions via the FEMA helpline, 800-621-3362, or visit a Disaster Recovery Center. For the location of a convenient recovery center, go to: http://go.usa.gov/g2Td.

For a video on filing an appeal: http://go.usa.gov/ggkF

The deadline to register is Dec. 31. Registering for disaster assistance with other agencies or organizations does not register survivors for FEMA disaster assistance. Having FEMA flood insurance does not register policyholders for disaster assistance; flood insurance claims are handled separately.

Register online anytime day or night at www.DisasterAssistance.gov, or with a smartphone or other Web-enabled device at m.fema.gov. Register or get questions answered by phone anytime by calling FEMA at 800-621-3362. The TTY number is 800-462-7585. Multilingual operators are available 24 hours a day, seven days a week. Wait for the English message to finish to reach the multilingual operators.

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Federal Disaster Assistance Includes Right of Appeal

How to Replace Documents Lost in a Disaster

How to Replace Documents Lost in a Disaster

Main Content

Release date:

December 4, 2012

Release Number:

NR-073

NEW YORK – One of the dire consequences of any disaster for many people is the loss of important documents. Often, such documents are needed by the Federal Emergency Management Agency (FEMA) and state emergency services in order to process assistance applications for those who suffered losses or damage to their homes and belongings.

If papers are gone – like birth certificates, Social Security cards, drivers’ licenses, tax records, etc. – New York state and FEMA are advising residents on how to recover them:

  • Birth certificates: If you were born within the confines of the five boroughs of New York City, visit or write to the Office of Vital Records, 125 Worth Street, Room 133, New York, N.Y. 10013. (A photo ID is required both by mail and in person.) The office advises the fastest way to get records is online at www.nyc.gov/vitalrecords. The phone number is (212) 788-4520.
  • If you were born in New York state outside of New York City, log onto www.vitalchek.com  or phone 877-854-4481. This will connect you to a company called VitalChek, which is contracted with the state to handle credit-card orders. There are modest fees involved.
     
  • Drivers’ licenses: Visit any New York Department of Motor Vehicles office. To find an office nearby, log onto www.dmv.ny.gov/index.htm and click on “Replace License or ID.”
     
  • Social Security cards: Call the U.S. Social Security office at 800-772-1213, Monday through Friday, 7 a.m. to 7 p.m. EST. For TTY users the number is 800-325-0778, or log onto www.ssa.gov/ssnumber for more information.
     
  • Federal tax records: Call the Internal Revenue Service at 800-829-1040, Monday through Friday, 7 a.m. to 10 p.m. EST, or log onto www.irs.gov.
     
  • New York state tax records: For copies of returns, log onto www.tax.ny.gov/help/contact/how_to_reach.htm. Click on “Get a copy of my return” and fill in the application. You can also apply for a tax-filing and payment extension for those directly affected by Hurricane Sandy at this site.
     
  • For copies of your utility bills, bank records, insurance policies, mortgage payments and the like, call the appropriate firm and speak to a customer-service representative.

To prevent further loss of vital documents, place the originals or copies in a sealable plastic bag or other watertight container and secure that container where it is best protected and can easily be located. It is also a good idea to make copies of vital and important documents and mail them to a friend or relative you can trust to keep them safe and retrievable.

For more information on New York’s disaster recovery, visit www.fema.gov/disaster/4085, http://twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

Last Updated:

December 4, 2012 – 14:05

State or Region:

New York

Related Disaster:

New York Hurricane Sandy

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How to Replace Documents Lost in a Disaster

Natural Disasters Happen … Take Steps to Minimize Home Damage

HUNT VALLEY, Md. – Weather happens. Sometimes it’s severe enough to cause flooding and wind damage like Superstorm Sandy did in Maryland, especially on the Eastern Shore.

You can take steps before the next disaster to protect your family and minimize property damage. It’s called “hazard mitigation.”

Mitigation experts from the Maryland Emergency Management Agency and the Federal Emergency Management Agency suggest that families have a disaster preparedness plan and make their homes less vulnerable to high winds and torrential rains that accompany tropical storms or hurricanes.

Some things you can do yourself, such as stowing outside furniture when there’s a forecast for severe weather. Other measures may need the expertise of an electrician, plumber, contractor or other professional. Also, remember to check with your local officials for any permit requirements.

Anchor a fuel tank.  Whether it’s in a basement or outside of your dwelling, attach the tank to structural supports.  Keep it topped-off to reduce the possibility of the tank floating away.

Raise electrical boxes, major appliances, and HVAC components.  Survey the “infrastructure” of your home and elevate vulnerable items, such as furnaces, hot-water heaters, washers and dryers.

Stop water backup. If flood waters enter the sewer system, sewage can back up and enter your home. To prevent this, install a backflow valve.

Protect your home against high winds. If you are considering replacing doors and windows, look for impact-tested doors and think about adding storm shutters.

Brace garage doors.  During a hurricane, garage doors are vulnerable.  Adding braces across the back of the door and strengthening glider wheel tracks can help. If you are constructing a new home, consider installing a garage door built to withstand high winds.

FEMA publications can point you in the right direction for information about how to reinforce your home against high winds and flooding and how to secure important personal property. Go online to FEMA’s “How To” series at www.go.usa.gov/CR9 or order copies by calling FEMA Publications at 800-480-2520.

Information also is available on the website of the Maryland Emergency Management Agency at www.mema.maryland.gov.

Other sources of helpful information are www.disastersafety.org and www.flash.org, the website of the Federal Alliance for Safe Homes – FLASH Inc.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Continue reading here: 

Natural Disasters Happen … Take Steps to Minimize Home Damage

State, Local Private Nonprofits In New Jersey Get 30 More Days To Request Fema Public Assistance Grants

TRENTON, N.J. — Deadlines to apply for Public Assistance (PA) from the Federal Emergency Management Agency have been extended to December 30, 2012 for all 21 counties.

Michael Hall, FEMA’s Federal Coordinating Officer, granted the extension following a request from

the New Jersey State Office of Emergency Management. The PA program is a reimbursement program where the federal government provides 75 percent of eligible costs.

In the request for an extension, the state cited the unprecedented impact of Hurricane Sandy and the tremendous increase in the number of organizations submitting a Request for Public Assistance (RPA) that have never before been involved in the PA process.

As of December 3, FEMA has received 1,098 requests for Public Assistance, conducted 630 kick-off meetings, and approved 24 large projects totaling, $57,729,003.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema. 

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

See more here:  

State, Local Private Nonprofits In New Jersey Get 30 More Days To Request Fema Public Assistance Grants

New Disaster Recovery Centers Open in Nassau, Ulster Counties

NEW YORK – The State of New York and Federal Emergency Management Agency have new Disaster Recovery Centers in Nassau and Ulster counties to assist survivors of Hurricane Sandy.

Their locations and hours are:

Stehli Beach
Corner of Bayville Road and Bayville Avenue
Bayville, NY 11709
Hours: 9 a.m. to 7 p.m. daily through Saturday, Dec. 8

Hudson River Maritime Museum
50 Rondout Landing
Kingston,NY 12401
Hours: 10 a.m. to 5 p.m. daily through Friday, Dec. 7 

Disaster Recovery Centers are one-stop shops for eligible storm survivors to get face-to-face help as quickly as possible. More may become available as sites are identified and approved. Conditions at individual locations may vary and affect opening times.

In addition to the new sites in Nassau and Ulster counties, about 30 other Disaster Recovery Centers remain open throughout New York to help those affected by Hurricane Sandy. Anyone who sustained damage in counties designated for federal individual disaster assistance can visit any of the centers. 

To find the one nearest you, the following options are available: Text DRC and a Zip Code to 43362 (4FEMA), and a text message will be sent back with the address. Also, check out the disaster recovery center locator at www.FEMA.gov/disaster-recovery-centers.

Help also can be obtained by calling FEMA’s toll-free helpline at 800-621-3362. Lines are open 24 hours a day, seven days a week until further notice, and assistance is offered in most languages. Individuals may register for help online at www.DisasterAssistance.gov or by smartphone or tablet at m.fema.gov. 

If you have a speech disability or hearing impairment and use a TTY, call 800-462-7585 directly; if you use 711 or Video Relay Service (VRS), call 800-621-3362.

Federal disaster assistance for individuals and families can include money for rental assistance, essential home repairs, personal property loss and other serious disaster-related needs not covered by insurance.

For more information on New York’s disaster recovery, visit www.fema.gov/disaster/4085, http://twitter.com/FEMASandy, www.facebook.com/FEMASandy and www.fema.gov/blog.

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New Disaster Recovery Centers Open in Nassau, Ulster Counties

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