Tallahassee, Fla.– Housing inspectors contracted by the Federal Emergency Management Agency are assisting eligible survivors of the recent flooding by visiting neighborhoods and checking for damage.

“The free FEMA housing inspections are an essential step in the recovery process for survivors who sustained damage to their homes,” said Federal Coordinating Officer Terry L. Quarles. “It’s vital that survivors register with FEMA, ensure we have their current contact information and then coordinate with the housing inspector to schedule the inspection.”

Survivors in Citrus, Dixie, Hernando, Hillsborough, Leon, Levy, Pasco and Pinellas counties can register by calling FEMA’s helpline at 800-621-3362, which is video relay service accessible. Survivors who are deaf, hard of hearing or who have difficulty speaking may call TTY 800-462-7585. Helpline hours are 7 a.m. to 10 p.m. local time, seven days a week until further notice. Survivors can also register online at DisasterAssistance.gov.

The recovery process begins when those living in the eight counties designated for individual disaster assistance complete the registration process. Survivors need to register with FEMA and report uninsured or underinsured damage to their homes, vehicles or other personal property. An inspector will then contact the applicant and schedule an appointment to visit the home.

When FEMA inspectors arrive at a home, they will display official photo identification. If the photo identification is not displayed, it is important to ask to see it. This helps prevent fraud.

To speed the inspection process, applicants should:

  • Ensure their home or mailbox number is clearly visible from the road.

  • Keep their appointment or notify the inspector if a postponement is necessary.

  • Authorize another adult to act as their agent and be present on their behalf during the inspection if they have evacuated and cannot return for the inspection.

  • Be reachable, informing neighbors where they can be contacted if they are not staying in the home.

  • Tell the inspector about other property losses or disaster-related needs such as transportation, medical or dental care, tools needed for a trade if not self-employed and educational materials, so inspectors can relay the information to FEMA.

  • Take photos of their homes, if possible, which can be used to supplement photos taken by the inspector.

Inspectors try a minimum of three times to contact each applicant, calling at different times on different days. If inspectors cannot reach an applicant, they will post a letter at the applicant’s dwelling with a phone number the applicant should call to reschedule an appointment and/or have the inspection reissued.

The damage inspection generally lasts 20-45 minutes. The inspector does not need to document all damage. As part of the inspection process, homeowners are asked to show proof of ownership, such as a tax bill, a deed, mortgage payment receipt or insurance policy with the property’s address. Renters must show proof of occupancy, a lease, rent payment receipt, utility bill or another document confirming the location was their primary residence at the time of the disaster. Both homeowners and renters also must have a valid driver’s license or other photo identification.

Inspectors document disaster-related damage, but do not determine the applicant’s eligibility for FEMA assistance. They check for damage to the structure and building systems, to major appliances and septic systems and wells, and enter information into an electronic device that sends the information to FEMA. This speeds up the process of providing assistance.

A U.S. Small Business Administration loss verifier also may schedule an appointment with applicants who have completed an SBA loan application. Like FEMA inspectors, SBA loss verifiers and insurance adjusters are required to carry identification. Residents should ask to see a photo ID if any inspector comes to their home.

Residents should not be concerned if an inspector is seen in their neighborhood, but does not visit every home. They are following schedules and can only visit houses on that day’s list.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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FEMA Housing Inspectors in Florida Counties Damaged by Hurricane Hermine

WASHINGTON – FEMA, through its regional offices in Atlanta, Georgia, and Philadelphia, Pennsylvania, is monitoring Hurricane Matthew and remains in close coordination with state emergency managers and tribal officials, as well as our federal partners at the National Weather Service forecast offices. FEMA is urging residents in potentially affected states – from Florida to the Mid-Atlantic – to familiarize themselves with evacuation routes now, prepare, and to take direction from state, local, and tribal officials.

Matthew is a major hurricane on the Saffir-Simpson Scale with sustained winds near 145 miles per hour (MPH) and while some fluctuations in intensity are possible during the next couple of days, this storm is expected to remain a powerful hurricane. According to the National Weather Service, the current forecast models for impact to the United States vary greatly from direct landfall to remaining offshore along the East Coast. Direct hurricane impacts are possible in Florida later this week.

“The time to prepare is now. Residents in potentially affected areas should learn their evacuation routes and monitor weather conditions,” said FEMA Administrator W. Craig Fugate. “Storm tracks can change quickly and unexpectedly. Residents and visitors in areas from Florida through the mid-Atlantic in potentially at risk areas, including inland areas, should continue to monitor local radio or TV stations for updated emergency information. Follow instructions of state, local and tribal officials, and make sure you’re taking steps to prepare your home, family or business.”

FEMA liaisons are already deployed to the state emergency operation centers in Florida, Georgia, North Carolina and South Carolina to assist state responses, as needed. FEMA has additional personnel deployed in Florida and an Incident Management Assistance Team (IMAT) is at the North Carolina Emergency Operations Center. Today, FEMA also deployed additional IMATs to Atlanta to support preparation activities and ensure there are no unmet needs. Additional teams from around the country are ready to deploy to affected states and tribes as necessary.

There have been no requests for federal assistance at this time, however FEMA stands ready to assist additional states and tribes, as needed and requested.

At all times, FEMA maintains commodities, including millions of liters of water, millions of meals and hundreds of thousands of blankets, strategically located at distribution centers throughout the United States and its territories. Two Incident Support Bases have been identified in Albany, Georgia, and Fort Bragg, North Carolina, to pre-position commodities and resources closer to potentially affected areas.

FEMA encourages residents in potentially affected states to download the FEMA mobile app for disaster resources, weather alerts, and safety tips, in English and in Spanish. The app provides a customizable checklist of emergency supplies, maps of open shelters and recovery centers, disaster survival tips, and weather alerts from the National Weather Service. The app also enables users to receive push notifications reminding them to take important steps to prepare their homes and families for disasters.

 

Safety and Preparedness Tips

Hurricane Matthew has potential for life-threatening rain, wind and storm surge. Those in potentially affected areas should be familiar with evacuation routes, have a communications plan, keep a battery-powered radio handy and have a plan for their pets.

Individuals should visit www.ready.gov or www.listo.gov to learn these and other preparedness tips for tropical storms or hurricanes. If the storm is expected to affect your area, know your evacuation zone and follow the direction of local or tribal officials if an evacuation is ordered for your area.

Create a household inventory: For insurance purposes, be sure to keep a written and visual (i.e., videotaped or photographed) record of all major household items and valuables, even those stored in basements, attics or garages. Create files that include serial numbers and store receipts for major appliances and electronics. Have jewelry and artwork appraised. These documents are critically important when filing insurance claims.

Other steps to take right now to protect property are:

  • Make sure your sump pump is working, and then install a battery-operated backup, in case of a power failure. If you already have a battery backup, install fresh batteries. Installing a water alarm will also let you know if water is accumulating in your basement.
  • Clear debris from gutters and downspouts. Clear storm drains in the street or near your home of leaves and debris.
  • Move electronics, valuables, and important documents to a safe place.
  • Roll up area rugs, where possible, and store them on higher floors or elevations. This will reduce the chances of rugs getting wet and growing mold.
  • Shut off electrical service at the main breaker if the electrical system and outlets will be under water.
  • If you incur expenses due to protecting your home in preparation for coming storms and flooding – such as purchasing sandbags – you may be able to file a claim against your National Flood Insurance Program flood policy for reimbursement. Call your insurance agent to discuss your coverage and learn more.

There is the potential for flooding with this storm. Driving through a flooded area can be extremely hazardous and almost half of all flash flood deaths happen in vehicles. When in your car, look out for flooding in low lying areas, at bridges and at highway dips. As little as six inches of water may cause you to lose control of your vehicle. If you encounter flood waters, remember – turn around, don’t drown.

Get to know the terms that are used to identify severe weather and discuss with your family what to do if a watch or warning is issued:

For a hurricane:

  • A Hurricane Watch is issued when a tropical cyclone containing winds of at least 74 MPH poses a possible threat, generally within 48 hours. 
  • A Hurricane Warning is issued when sustained winds of 74 MPH or higher associated with a tropical cyclone are expected in 36 hours or less. A hurricane warning can remain in effect when dangerously high water or a combination of dangerously high water and exceptionally high waves continue, even though winds may be less than hurricane force.

For a tropical storm:

  • A Tropical Storm Watch is issued when tropical cyclone containing winds of at least 39 MPH or higher poses a possible threat, generally within 48 hours.
  • A Tropical Storm Warning is issued when sustained winds of 39 MPH or higher associated with a tropical cyclone are expected in 36 hours or less.

For flooding:

  • A Flood Watch is issued when conditions are favorable for flooding.
  • A Flood Warning is issued when flooding is imminent or occurring.
     

To learn more about what to do before, during and after severe weather, visit www.Ready.gov.
 

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FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain and improve our capability to prepare for, protect against, respond to, recover from and mitigate all hazards.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

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FEMA Urges Residents to Know Their Evacuation Routes, Take Direction from State, Local, and Tribal Officials Ahead of Potential Landfall by Hurricane…

BATON ROUGE, La. — If your home or business is damaged by a flood, you may be required to meet certain building requirements in your community to reduce future flood damage before you repair or rebuild. The National Flood Insurance Program (NFIP) Standard Flood Insurance Policy provides Increased Cost of Compliance (ICC) coverage, which may be available to help cover the costs of meeting those requirements, subject to eligibility.

If eligible, NFIP insurance policyholders may receive up to $30,000 of ICC coverage to help pay the costs to bring their building into compliance with their community’s floodplain ordinance. The coverage availability and payment limits are subject to the terms of the policy and maximum coverage limits, including all applicable NFIP rules and regulations.

Four options you can take to comply with your community’s floodplain management ordinance to reduce future flood damage include:

  • Elevation. This raises your home or business to or above the flood elevation level adopted by your community.
  • Relocation. This moves your home or business out of harm’s way.
  • Demolition. This tears down and removes flood-damaged buildings.
  • Floodproofing. This option is available primarily for non-residential buildings. It involves making a building watertight through a combination of adjustments or additions of features to the building that reduces the potential for flood damage.

You may be eligible to file a claim for your ICC coverage in two instances:

  1. When your community determines that your building is “substantially damaged,” wherein the cost to repair or improve the structure exceeds its market value by a threshold amount adopted by law or ordinance. Community building officials are responsible for the issuance of substantial damage declarations.
  2. When your community has a “repetitive loss” provision in its floodplain management ordinance and determines that your building was damaged by a flood two times in the past 10 years, where the cost of repairing the flood damage, on average, equaled or exceeded 25 percent of its market value at the time of each flood.

If your community does determine that your building is substantially or repetitively damaged, a local official will explain the floodplain management ordinance provisions that you will have to meet. You may also want to consult with the local official before you make the final decision about which of the options to pursue.

Once your community has made its determination, contact your insurer or insurance agent to file an ICC claim. You should start getting estimates from contractors to take the necessary steps to FRED — floodproof, relocate, elevate or demolish.

When the work is completed, local officials will inspect it and issue a certificate of occupancy or a confirmation letter.

It’s important to remember that only policyholders with substantially or repetitively flood-damaged buildings may be eligible for ICC coverage. ICC helps pay for the costs of meeting the floodplain management requirements adopted by law or ordinance in your community. Any item paid for in the original flood damage claim cannot be duplicated in the ICC payment.

For more information on ICC coverage, call your insurance company or agent, or call the NFIP toll-free at 800-427-4661. TDD# 800-427-5593.

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Local Regulations May Prompt Extra Flood Insurance Help

BATON ROUGE, La. – The U.S. Small Business Administration is opening a disaster loan outreach center on Thursday, Oct. 6, in St. Landry Parish to assist Louisiana flood survivors. The center will be open 9 a.m. to 6 p.m., Monday through Friday, until further notice. 

St. Landry Parish
Location:  Word Ministries
                  1960 West Laurel Avenue
                  Eunice, LA 70535
Hours:      9 a.m. to 6 p.m. (Monday through Friday)

The new disaster loan outreach center will be transitioning from the FEMA disaster recovery center at the same address that will cease operations at 6 p.m. on Wednesday, Oct. 5.

With the community continuing to repair and rebuild, its need for the disaster recovery center has diminished and the facility will now become a disaster loan outreach center to serve individuals with SBA loans.

Survivors can still visit any other disaster recovery center and may locate other centers near them by going online to fema.gov/disaster-recovery-centers, calling the FEMA helpline at 800-621-3362, or downloading the FEMA mobile app.

At the disaster loan outreach center, representatives from the SBA will be available to meet with business owners and residents to answer questions, explain SBA’s disaster loan program, help complete loan applications and close their approved disaster loans. Business owners and residents can meet with SBA representatives on the days and times indicated. No appointment is necessary.

Low-interest disaster loans from the SBA are available for businesses of all sizes, most private nonprofit organizations, homeowners and renters.

Applicants for disaster loans may also apply online using the electronic loan application via SBA’s secure website at www.disasterloan.sba.gov/ela.

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Disaster Recovery Center in St. Landry Parish Will Transition to Disaster Loan Outreach Center to Serve Louisiana Survivors

BATON ROUGE, La. – FEMA has awarded the state approximately $146 million to reimburse local entities for expenses related to response and recovery efforts as a result of August’s severe storms and floods.

Here is a breakdown of the funding:

  •  Nearly $40 million for debris removal expenses in East Baton Rouge Parish.
  • More than $6 million for debris removal expenses in Livingston Parish.
  • More than $5 million for expenses related to the National Guard’s public safety actions during the disaster response.
  • Nearly $95 million for the state’s Shelter at Home program that provides emergency repairs to disaster-damaged homes of disaster survivors.

FEMA continues working with its local and state partners to ensure they are reimbursed all eligible disaster-related expenses.  

The funds were made available through FEMA’s Public Assistance (PA) program. The program reimburses disaster-related expenses to eligible local, state and certain private nonprofit entities in 26 designated parishes to repair or replace disaster-damaged facilities and infrastructure.

The 26 designated parishes for PA funding are Acadia, Ascension, Assumption, Avoyelles, Cameron, East Baton Rouge, East Feliciana, Evangeline, Iberia, Iberville, Jefferson Davis, Lafayette, Livingston, Point Coupee, St. Charles, St. Helena, St. James, St. John the Baptist, St. Landry, St. Martin, St. Tammany, Tangipahoa, Vermilion, Washington, West Baton Rouge and West Feliciana.

FEMA typically reimburses 75 percent of eligible PA expenses. However, applicants will be reimbursed 90 percent of eligible PA expenses given the magnitude of the August severe storms and floods. The federal portion is paid directly to the state, which then disburses the funds to the applicants.

Excavator picking up debris on the side of the road.

Wednesday, Aug. 24, 2016. Debris cleanup begins in Zachary, La. (Photo by J.T. Blatty/FEMA)

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Louisiana Gets FEMA Money for Debris Cleanup, Home Repair Program, Public Safety

Atlanta, Ga.–Disaster Survivor Assistance Teams are working in hurricane-stricken neighborhoods to help Florida hurricane survivors register for assistance.

The teams are made up of disaster specialists from the Florida Department of Emergency Management (FDEM) and the Federal Emergency Management Agency. They are canvassing areas to give residents an opportunity to register for disaster assistance and to quickly identify and address immediate and emerging needs. The teams can also provide application updates and referrals to additional resources when needs remain.

These mobile team members can be identified easily by their photo identifications and FDEM or FEMA clothing. Florida residents are reminded to ask for photo identification before providing personal information.

Homeowners, renters and business owners affected by Hurricane Hermine from August 31 to September 11, 2016, in Citrus, Dixie, Hernando, Hillsborough, Leon, Levy, Pasco, and Pinellas counties are eligible to register for federal assistance.

In addition to the registration opportunity offered by recovery teams, survivors can register for assistance by the following methods:

  • Online at DisasterAssistance.gov.
  • By calling the FEMA helpline at 800-621-3362, which is video relay service accessible. Survivors who are deaf or hard of hearing or who have difficulty speaking may call TTY 800-462-7585. Lines are open from 7 a.m. to 10 p.m. local time, seven days a week. Assistance is available in multiple languages.
  • Business owners can find an electronic loan application on the U.S. Small Business Administration’s secure website at https://disasterloan.sba.gov/ela. Questions can be answered by calling the SBA disaster customer service center at 800-659-2955/ (TTY) 800-877-8339 or visiting sba.gov/disaster.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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FDEM and FEMA Teams Canvassing Hurricane-Stricken Areas in Florida

Atlanta, Ga.–The Federal Emergency Management Agency has extended federal disaster aid in eight Florida counties to help the state, local and tribal governments and certain private nonprofits cover disaster-related expenses and the repair or rebuilding of critical infrastructure.

The state, local and tribal governments and certain private nonprofits in Alachua, Baker, Gilchrist, Manatee, Marion, Sarasota, Sumter, and Union counties can now request funding through FEMA’s Public Assistance grant program to help pay for debris removal, emergency protective measures, and the repair or rebuilding of roads, bridges, water control facilities, buildings, equipment, utilities, parks and recreational facilities.

Citrus, Dixie, Franklin, Jefferson, Lafayette, Leon, Levy, Liberty, Madison, Pasco, Pinellas, Suwannee, Taylor, and Wakulla counties were previously designated for FEMA Public Assistance funding.

“The additional federal infrastructure funding is intended to help Florida’s hard-hit communities recover from the devastation left by Hurricane Hermine,” said Federal Coordinating Officer Terry L. Quarles.

Assistance for Individuals and Businesses

Individuals and businesses in Citrus, Dixie, Hernando, Hillsborough, Leon, Levy, Pasco, and Pinellas counties can begin the disaster assistance process by registering online at DisasterAssistance.gov or by calling 800-621-3362, which is video relay service accessible.

Survivors who are deaf, hard of hearing or who have difficulty speaking may call TTY 800-462-7585. Helpline hours are 7 a.m. to 10 p.m. local time, seven days a week until further notice.

Disaster assistance may include money to help pay for temporary housing and essential home repairs. Low-interest SBA loans may also be available for losses not covered by insurance or other sources.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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FEMA Public Assistance Extended in Eight Florida Counties Hit by Hermine

WASHINGTON, D.C.  – The Federal Emergency Management Agency announced that federal disaster aid has been made available to the State of Iowa to supplement state and local recovery efforts in the area affected by severe storms, straight-line winds, and flooding during the period of August 23-27, 2016.

The President’s action makes federal funding available to state and eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of facilities damaged by severe storms, straight-line winds, and flooding in Allamakee, Chickasaw, Clayton, Fayette, Floyd, Howard, Mitchell, and Winneshiek counties.

Federal funding is also available on a cost-sharing basis for hazard mitigation measures statewide.

James N. Russo has been named as the Federal Coordinating Officer for federal recovery operations in the affected area.

Note: The disaster declaration is not related to the most recent flooding in Iowa. FEMA is currently supporting the state with Preliminary Damage Assessments related to the September event.

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FEDERAL AID PROGRAMS FOR THE STATE OF IOWA DECLARATION

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama’s disaster declaration issued for the State of Iowa.

Assistance for the State and Affected Local Governments Can Include as Required:

  • Payment of not less than 75 percent of the eligible costs for debris removal and emergency protective measures taken to save lives and protect property and public health.  Emergency protective measures assistance is available to state and eligible local governments on a cost-sharing basis (Source: FEMA funded, state administered.)
     
  • Payment of not less than 75 percent of the eligible costs for repairing or replacing damaged public facilities, such as roads, bridges, utilities, buildings, schools, recreational areas, and similar publicly owned property, as well as certain private non-profit organizations engaged in community service activities. (Source: FEMA funded, state administered.)
     
  • Payment of not more than 75 percent of the approved costs for hazard mitigation projects undertaken by state and local governments to prevent or reduce long-term risk to life and property from natural or technological disasters.  (Source: FEMA funded, state administered.)

How to Apply for Assistance:

  • Application procedures for state and local governments will be explained at a series of federal/state applicant briefings with locations to be announced in the affected area by recovery officials. Approved public repair projects are paid through the state from funding provided by FEMA and other participating federal agencies.

Follow FEMA online at www.fema.gov/blog, www.twitter.com/fema, www.facebook.com/fema, and www.youtube.com/fema.  Also, follow Administrator Craig Fugate’s activities at www.twitter.com/craigatfema.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications. 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

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President Obama Signs Iowa Disaster Declaration

BATON ROUGE, La.— A quick fix may change your decision if you applied for FEMA help following Louisiana’s August severe storms and floods and you disagree with your determination letter.                                                                                                  

Everybody has a right to appeal. Read your determination letter carefully to understand FEMA’s decision and know exactly what you need to do for your appeal.                                                                                               

Many times applicants just need to submit some extra documents for FEMA to process their application. FEMA can reconsider you in some cases if you:

  • Submit insurance documents. Provide documents from your insurance company that detail your coverage or settlement is insufficient to make essential home repairs, provide a place to stay, or replace certain contents. FEMA cannot duplicate homeowner or renter insurance benefits.
  • Prove occupancy. Provide documents that prove the damaged home or rental was your primary residence by supplying a copy of utility bills, driver’s license or lease.
  • Prove ownership. Provide documents such as mortgage or insurance documents, tax receipts or a deed. If you don’t have a deed handy, contact your local or parish officials about obtaining a copy.

There are many other reasons you may disagree with FEMA’s decision. If you feel the amount or type of assistance is incorrect, submit an appeal letter and any documents to support your claim, including a contractor’s estimate for home repairs. You should have received a booklet called “Help After a Disaster” that explains what you need to provide for your situation. The booklet is available online at www.fema.gov/help-after-disaster.

Your letter should also include:

  • Your full name
  • Your registration number on all pages
  • The FEMA disaster declaration number—DR-4277-LA—on all pages
  • Your signature

Mail documents and your letter within 60 days of receiving your determination letter to:

FEMA National Processing Service Center

P.O. Box 10055

Hyattsville, MD 20782-7055

You can also submit them online at disasterassistance.gov or fax them to 800-827-8112.

If you have any questions about submitting insurance documents, proving occupancy or ownership, or anything else about your determination letter, you may call the FEMA helpline at 800-621-3362. If you use TTY, call 800-462-7585. Those who use 711 or Video Relay Service can call 800-621-3362. Lines are open from 7 a.m. to 10 p.m., seven days a week. You can also visit a Louisiana disaster recovery center and speak with a disaster assistance representative. Locate your closest center by going online to fema.gov/drc or by calling the FEMA helpline.

What to do if you disagree with FEMA’s decision letter1. Read the letter carefully to find out why the decision was made.Do you need to provide additional information?• Insurance determination letter.• Proof of occupancy or ownership.• Proof of ID.• Applicant’s signature.Common reasons for the initial decision:• The damage was to a secondary home or a rental property, not a primary residence.• Someone else in the household applied and received assistance.• Disaster-related losses could not be verified.• Insurance covered all losses.2. Contact FEMA for help with filing an appeal or any questions.Call800-621-3362 (711 or Video Relay Service available)800-462-7585 (TTY)VisitA Disaster Recovery Center3. File a written appeal.Explain why you think the decision was not correct.• Provide supporting information and documents.• Include your FEMA registration number on all documents.• Sign the letter.Mail or fax your appeal within 60 days of the decision letter date, or drop it off at a Disaster Recovery Center.

This graphic explains the appeals process for individuals who’ve applied for disaster assistance.

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Louisiana Disaster Assistance Applicants: Understand FEMA Determination Letters and How to Appeal Them

ATLANTA, Ga.– Homeowners, renters and business owners in Citrus, Dixie, Hernando, Hillsborough, Leon, Levy, Pasco and Pinellas counties who were affected by Hurricane Hermine are urged to register with the Federal Emergency Management Agency, as they may be eligible for disaster assistance.

The September 28 presidential disaster declaration makes federal assistance available to eligible individuals and businesses from the hurricane and associated severe storms and flooding in Florida.

Individuals and businesses in the designated counties can begin the disaster assistance process by registering online at DisasterAssistance.gov or by calling 800-621-3362, which is video relay service accessible. Survivors who are deaf, hard of hearing or who have difficulty speaking may call TTY 800-462-7585. Helpline hours are 7 a.m. to 10 p.m. local time, seven days a week until further notice.

Assistance may include grants for temporary housing, rental assistance and home repairs, and for other serious disaster-related needs, such as repairing or replacing damaged or destroyed personal property, and medical and dental expenses. Low-interest disaster loans from the U.S. Small Business Administration may also be available to cover losses not fully compensated by insurance.

Florida residents should register with FEMA even if they have insurance, but only if their property was damaged by the floods or high winds. FEMA cannot duplicate insurance payments, but under-insured applicants may receive help after their insurance claims have been settled.

Registering with FEMA is required for federal aid, even if the person has registered with another disaster-relief organization. Federal disaster aid does not affect other government benefits, such as Social Security and Medicaid, and is not considered taxable income. Only one person per household is eligible to register. Survivors must use the name that appears on their Social Security cards when registering with FEMA.

Applicants will be asked for the following information:

  • Social Security number
  • Address of the damaged home or apartment
  • Description of the damage
  • Information about insurance coverage
  • A current contact telephone number
  • An address where they can receive mail
  • Bank account and routing numbers for direct deposit of funds.

The declaration also authorizes Public Assistance to state, tribal, and eligible local governments and certain private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of facilities damaged by Hurricane Hermine in the counties of Citrus, Dixie, Franklin, Jefferson, Lafayette, Leon, Levy, Liberty, Madison, Pasco, Pinellas, Suwannee, Taylor, and Wakulla.

Federal funding is available on a cost-sharing basis for hazard mitigation measures statewide. 

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.

FEMA’s temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

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Florida Survivors Urged to Register for Disaster Assistance

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